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- เผยแพร่เมื่อ 7 ก.พ. 2025
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How much do people earn in Amsterdam? Vacation days? Other benefits? Is it enough?
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I'm David, a Californian living in Amsterdam. I make videos about life in the Netherlands, hiking/traveling, and the Camino de Santiago.
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What are your thoughts on salaries/incomes in Amsterdam? And if you don't mind sharing...how much do YOU make?
Im a student in Eindhoven so i make 0 for now, hopefully more than 0 soon. I think money is good but quality of life is something essential that sometimes money cant buy. I would rather live and work in a country where i get to save up less money but have the pleasure to work and live with people who are kind, polite and i have access to very good infrastructure and am supported by competent and legitimate institutions. (so basically yes i come from the balkans hahah)
Since technology is such a big thing in the Netherlands. (famous companies come to mind such as asml, philips etc). It would be a nice idea to do something similar with people working in tech.
Thank you for this video i enjoyed it very much.
Best of luck, that's a good mindset to have-quality of life is indeed more than just money. I wish you success in your studies and that you find a job (career) that you enjoy afterwards
Being able to live a decent life all depends on your housing situation.
I only work 26 hours a week with a net income of €1700 a month. BUT I've bought an apartment 25 years ago which is almost paid off so I only have to pay €50 mortgage each month. My upstairs neighbour has an exact same apartment and pays €1000 rent each month. So her monthly net income needs to be €950 higher than mine, just so we end up with the same amount of money to spend on other things.
Nice! I net about 2,5k a month for a 32 hr work week, but will definitely be working even less like you as soon as my student loan is paid off. Sad to say that will take another 10 years, but working 4 days ain't that bad and I can pay my mortgage as well. I feel lucky
The.degree to which the government has destroyed the housing market is insane. 😢
Buying is key but entering the housing market is nearly impossible for many.
@@deeptoot1453 People are desperate
Well done sir. This sounds like a dream. Lots of freetime and more than enough to live from.
Please note that you cannot rent a apparment of 1000€ (without gas and electric) with a net salary of 2.200 (2.600-+ before tax) . You'll need a minimum income of 3700 before tax. There is this thing called "Crooked rent" where people that have been renting for 15+ years still have a monthly rent of 650€. While the new neighbours next door pay 1500€. This is these houese are still in the hand of the goverment, and they can only increase rent by 10% if a new person moves in.
True thanks for sharing you need like 3x salary to rent a place
@@hi.davidwen Not necessarily, you can rent with a lower income if you have a guarantor. This is the most common way to get your hands on a rental property, it’s near impossible to make three times the rent with today’s rent prices.
@hidavidwen nope, a lot of renting companies require you to earn 4.5x rent as gross salary
So for a 1500 rent you need to earn 6700 per month.
But next question, where did those people live... I doubt if they live in the center of Amsterdam, trains are good and we're cyclists so easy to live in a cheaper area
Als je idd 15 jaar geleden een huisje huurde en je zit er nog steeds in huur je gratis 😢
Jep. The Dutch people still doesn't realise rent control increases, not decreases housing prices.
The bleu collar persons were mostly older people who have been able to buy houses some 20-40 yrs ago. Although we considered prices were high then, it was nothing compared to what they are now.
Therefore their mortgage is lower and the salary will provide them a comfortable living.
For example, I bought my 60 m2 apartment in 2001, the mortgage then was around €600 per month, (I think my salary was € 1800 pm.)
However over the years I have changed the mortgage and amended the monthly amount, so now I pay € 300, enabling me to pay off my mortgage with the difference plus some more as my salary is now € 3000 pm.
Born in 1952 i was a full time teacher of science and because of high interests I had my first opportunity to buy a house when I was 37.
40 years ago it was shit to buy a house as well with high interest and low possibility to get a mortage. In the 90s though, a lot of rental properties went for sale and people were able to profit from that.
Please understand that there was a lot of job uncertainty in the 80's and that women only entered the work environment in the 90's. Especially this caused the income per household to go up considerably, which in turn caused the house prices to go up. Most people buy the most expensive house they can afford, so housing prices follow people's buying power.
@@roelf8044 As well you need to add that in the Netherlands the consortia of social housing needed to pay a high tax introduced by the right winged VVD. That made to decrease the production of new houses.
Gen Z complaining all the time and having no clue whatsoever. It was always difficult to find a house in the bigger cities. The 80's and 90's had high interest rates/unemployment and there were little to none homes being built for starters and medium income folks, the 2000s were really tough because of 9/11 and the following financial crisis of 2008. Every generation fights for their place. Stop nagging, keep your head down and face the music.
Love it. And thanks to everyone who shared.
I dig the Skipper...she doesn't make the most money but values being outside in a nice location and meeting people. After you grind away in an office veal fattening pen cubicle or in your basement working remotely, you realize how important it is to be out for your physical and mental well-being.
It is a students' job. Within a few years she will be working in the cubicle you mention.
She’s probably a student or a self employed person earning some extra in the toerist season.
yeah, very romantic, but you can't sustain yourself with a job like that as an adult
@@bencze465 Bro, 3000 netto a month is huge in The Netherlands..
@@d-24no creo. 2k eur for rent? 🥱😵💫
They all seem happy. Also important. 😊
Very informative video! Thanks for the hard work finding everyone to talk about a historically touchy subject!
🙏
The true answer is we lost Amsterdam to criminal landlords and rich expats. Amsterdam isn’t what defines the Netherlands, it’s the other cities that have pulled the brakes on time.
Amsterdam had been lost decades ago to extreme leftwing parties. Did make things worse than in other municipalities.
We're all scewed.
Amsterdam is the melting pot it always has been. It’s not lost at all, there are plenty of us, normal Amsterdam people living here.
@@PaulTheTurkish-ny1wc you're right to an extent, but it wasn't this extreme. Amsterdam in 2024 is much different than when I stayed here in 97. Felt a lot more dutch. Now it doesn't feel much different than any other major city. The problem with multiculturalism is that it seems to get replaced with corporatism.
Real Netherland is where the small cities are
Great video sharing fully transparent info! Thank you :)
Thanks for watching!
Working 55-65 hours and having only 2 weeks off and getting only 3.3k is a joke.
Since when is 30 days 2 weeks lol. And everything above 40 gets paid out in overtime (so extra free time off).
she said the whole office is 2 weeks free during Christmas and that she has a total of 30 vacation days.
@@ryantnttve1953 yeah exactly, I am aware of that. OC mentioned though that they only have 2 weeks of
She said 3.3k net which is actually a quite lot for a starter gross
@@JeffreyMarciano eh not really. For a consultant I was surprised because a top firm pays more. Top firms pay 80k for starters. Won’t dox but at a T2 firm they do in the Netherlands. (Which is roughly 4.5k net)
HR professional who lives and works in Amsterdam here (part of my job involves working with compensation data)… if I may, the annual salary numbers they mentioned often already include the 13th month payment and holiday allowance (so often the monthly gross base salary amount is what they said divided by 13.96). So the net monthly amounts you listed in the video may be slightly inflated.
Thanks for sharing! For those who mentioned monthly net incomes, they told me it doesn't include the holiday allowance. For the gross annual salary, you have a point (eg. finance guy said he gets holiday allowance on top of his annual salary...but maybe he's wrong? don't know)
Thankyou for this video! It really shows how much work you put in, I think it’s really interesting to see a the numbers and hear about so many different people🙏
Thanks!
I work partime (30hrs) and my husband works fulltime. Our combined salary netto 6,500. We are lucky to have a house in 2006 that cost only 230K mortgage. We live here in the south tho. We have one daughter and we still manage to go on a vacation twice a year (long distance trip Asia/US/South america). Every month we are able to save atleast 2K per month. Im grateful.
Sounds like a nice, comfortable life! Thanks for sharing
The problem in Amsterdam is not the job/salary, but to find a house… once you have a place, it’s done
Haha *once you have a place its done* 😂😂😂
Yeah, rent control keeps the rent lower than market rent, unless it’s free sector rent.
A lot of places in Amsterdam only rent out for a year or 2, so you can't get a permanent rent contract. Ergo, so it can't be rent controlled
@@canwejustnot new legislation only allows for permanent contracts.
True!
Very detailed video. Nice
My man is back
If you read fast it looks like my man is black..
I live in Scheveningen, the beachside district of The Hague. Historically, it’s been a community of fishermen, particularly native Scheveningers, and surfers. However, over the past decade, the area has experienced significant gentrification, with old buildings being torn down and replaced by upscale apartments designed for high-earning expats. Many of these newcomers work in IT, don’t surf, and often get around on e-scooters. Locally, we refer to them as “juppen,” a Dutch term blending “yuppie” (young urban professional) and “jongen” (young man), used to describe affluent, career-focused individuals.
Dat is overal rotterdam zit er ook vol mee ook met studenten die eigenlijk gewoon uit een goed nest komen die het uiteindelijk ook wel weer goed gaan hebben door afgeronde studie en eventueel ouders.(geen probleem verder)
-
Mijn wijk zit nu ook vol met koopwoningen er zijn ook gemixte wijken met koopwoningen naast sociale huurwoningen mensen praten nauwelijks met elkaar niet alleen door cultuur maar ook inkomen etc.
Nice episode 🎉 Snall addition, we also have our public holiday days 6-7 a year which are on top of your private days (for most employees, can depend on sector or contract)
Thanks, yes plus public holidays
As a specialised on site welder/ mechanic you could make around 120-150k annum in the Amsterdam area , working 50+hours a week and using your own equipment/welding rig
Thanks for sharing, yeah a lot of these skilled trade jobs are really important and pay very well
Yes but then you need to arrange your unsurances, pension and illness or holidays are unpaid...
That is simply not true, I make as a professional self-employed tig pipe welder 70k/year. Where you can make 150/year? 😂
@@davidmolnar3644 working 90 hours a week
@@davidmolnar3644They're making it up.
Nice video, as an expat in the rotterdam region working in a STEM field I have to say they compensate pretty well. Especially if you have a good CAO.
Thanks, yeah you can live a pretty good quality of life working in STEM here
Something to be aware of- there are A LOT of people renting in social sector, or paying mortgage from 20 years ago, inheriting apartments. So that bus driver can probably afford decent lifestyle (assuming he doesn’t pay rent). It is not the case for new comers. People with higher salary are hesitant to share because there is a lot of shaming and guilting going on towards high-income migrants. I myself have learnt to hide my income.
Shaming high income immigrants as opposed to high income politicians who won't enact legislation and fiscal policy to help the people really is something, how are we falling blind? Why is it so hard to see that it's politicians and not immigrants?
It's honestly not even that hard to decrease the median necessary expenditure in a country, increase social housing supply, legislate a price growth cap on rent, enact a land value tax, vacancy tax, short term rental tax, space efficiency tax, foreign investment asset ownership tax and boom you just saved people like 20% of their income which they can use to spend on consumption that actually matters as opposed to inelastic social services.
It's genuinely a joke that the median individual pays a higher effective tax rate than the ultra wealthy and consumes more per income point than them
As you can see I love my taxes a bit too much 😂
@Betweoxwitegan the twisted logic of it is that even with Geert in power, there is little politicians can do about "rich expats" without sending the economy down the drain.
So some people think it's unfair and necessary to take matters into their own hands. I'm personally all for open borders and as much sustainable growth as possible yet we do find ourselves in a situation where people who were born here start feeling left behind and that makes for an extremely volatile political landscape. Newcomers must earn enough to live comfortably and yet old guard has to be able to keep up with resulting price hikes. There simply isn't a fix for that right now and you can really tell.
in 2023 the social housing sector was 36% , that’s allot?
There is a very real problem for locals of cities like Amsterdam: gentrification
The worst outcome that can and WILL happen if no one intervenes, is a situation like Venice.
It’s very small number of actual citizens have declared the city dead and are deeply saddened to what happened to it. It’s quite literally an amusement park as they see it, normal life is basically gone.
This is an extreme example, but you see the trends in other places as well.
Even a big city like San Francisco has mostly lost its soul too because of gentrification and the homeless and drug addict problem is rampant.
The citizens of such cities made gave the city it’s character and now they see they are losing it because of gentrification.
Seems pretty understandable if one looks at the big picture or long term.
why dont they blame all the refuge/turkish moroccans who dont work lol😂
It’s maybe because Dutch people themselves can not afford a house while doing the same jobs as these immigrants and not getting a tax cut from the government. You can not blame the immigrants, but the government, who let in a net million immigrants in just ten years causing a housing crisis and wants to keep the tax cut, that is only benificial for the big corporations and the immigrants.
Im a industrial cleaner in the netherlands at the harbor in amsterdam and get 3200 euro netto a month but most important is i love my job
Thanks for sharing. Loving your job...priceless
I live in Amsterdam. Where can I apply for the same job as you?
@@MttSlshit me up too
Snap je! Houd van je werk!
So happy to watch a new video!
🙏🙏
What isn't mentioned in this vlog, but very important is the paid sick days and a pension scheme paid by employers.
And don't forget maternity leave and travel expenses.
I am Datacenter Operation Engineer. My net salary 3200 eur + bonuses and 30 days holiday. Not bad salary but the rent is around 1600 eur. If you living alone is okay, but if you have family not enough. Netherlands is very expensive. I want move from here soon as possible.
Where would you want to go? I’m curious
Thanks for sharing
Thanks for this great video! Very informative.
Great video once again. You can easily live in Amsterdam with a median salary just like that busdriver. It all depends on the housing situation. Older folks already own a home. If you make 2600 net, and 300 is going to your mortage, its very easy to live on whats left. I'm 26 and my mortgage is 1400. So I need to make atleast 1100 more net to have it as comfy as the busdriver.
Amsterdam is on its way to become the new London; a place only left for rich emigrants.
Thanks, sadly the housing crisis is happening all over the world
I’m from Amsterdam, 19 yo and I make 1400 euros, part-time job (20-25 hours per week)
waar???
Lekker maat, investeer 15/20% van je salaris in een goedkope wereld index en bedank jezelf over 10 jaar.
maar hoe werkt dat @@DN-dj4gi
Thanks for sharing
@@JS-th7ow Dat is iets van 15.50 Euro per uur. Kijk ff bij thuisbezorgd, PostNL of pizzaketens. Die zoeken altijd wel iemand. Daar krijg je ook iets als dat meestal.
Great video pal
Thanks!
The bus driver can "afford" to live in Amsterdam... because of subsidized housing and other allowances. There is a two-tier income system in the Netherlands.
Also because he probably bought a house like 20 years ago when everything was a lot cheaper.
He makes more I work at the company too and that is his salary without bonuses
Probably his lifestyle is pretty low key as well.
That's complete nonsense
@@ieism1 Explain the difference between the free sector and social housing.... and how the "housing allowance" works...
Long time dont see you,everything ok now,i like your videos keep on making them, I'm looking forward to the next one
A lot going on in personal life (just like everyone else)...but thanks, I'm ok =) Happy new year
The microphone looks like a brush to me 😂 I got so distracted lol! But it’s a really interesting video! Thanks!
Thanks!
The money it’s enough when you have a social house and just pay like 600 € in rent in Amsterdam. Still the city is very expensive and it’s not the only place in the NL.
true true, thanks
@@hi.davidwen i live in friesland, you should come to check over here!
Good research. Thanks for sharing :)
Great video
I'm surprised some people can survive in Amsterdam under 3k netto... I'm at €3500 netto/month and can barely make it through the month, thanks to the lovely f'in high rents :')
I feel you. I didn't get into the details but you probably know they either live with others, live in social housing, or they bought property when the prices were lower.
I got super lucky my boss gave me a studio in the middle of the centrum for 600 euro and I don't even have to pay for anything else.
@@abatizz1 That's nice! I pay €1400 (all costs included) for 45m² in Noord. But total fixed costs are closer to €2100 for me and my partner (that still studies).
why do people come to comment showing off a low rent in a comment that talks about high rents?
non sense
@@0danye0 It is not showing of it is showing that im lucky and without that i would not never be able to afford living in Amsterdam.
I recently moved away from Amersfoort, not as expensive as Amsterdam but nevertheless you need a lot of cash to buy a apartment or house in any of the cities.
I did pay too much for my house near the beach (in the south of the netherlands) however for the same amount of money i now have a new house near the beach ❤️ compared to an old one bedroom apartment in Amersfoort.
My mortgage is 1900 euro/month
My one bedroom apartment was 1600/month.
Get a permanent contract and a manager that allows remote or hybrid work and get out of the city, will make you much happier.
Housing market outside of the Randstad is not as crazy and competitive, 10k overbid got me the house, compared to 40k in Amersfoort or 60k in Leiden, not sure about Amsterdam but i expect that to be ever more absurd.
Thanks for sharing! House by the beach...that sounds nice!
How much did you pay for your house?
Here's another one for you. I live in Utrecht, work as a sales trainee. Have a monthly Net salary of 2600 and get 37 vacation days. My company pays 22% towards my pension too.
Thanks for sharing. Wow 37 vacation days-priceless (time that is). Tell me...you use most of those 37 days every year?
Thanks for this informatie video! I have just subscribed. I have a similar position, L&D specialist in South Holland.
🙏🙌
That bus drivers salary doesn't make any sense. I am a bus driver myself in the city of utrecht and after 15 years of experience, i am in the highest wage scale. He should be making around 3400 euro net easily, and also have waaaaaay more paid vacation days Especially with his age. There is also a company profit pay at the end of the year.
sssst
What is net? Is this what you get payed after all taxes? So what you get on your bank basicly?
Yes exactly
Buschauffeur lijkt me een zwaar beroep. Ik ben blij dat jullie er zijn.
Thanks for sharing!
Just take into consideration that from this gross salary it varies wildly how much you get in the end due to pensions. Some employers give you quite shitty pensions so you save only a very small bit. Others are big on pensions and therefore lots of money will be gone into that. So for example someone with a 3800 salary could have the same nett salary as someone that earns 3400. It's still yours just not noticeable on a monthly basis
Thanks for sharing this insightful comment, yes pension is also a big part too when looking at take home pay!
I'm realizing that I could earn just the same being a skipper as I do in a project management role that can be quite stressful sometimes 🙃
so true 😆😂😂😂
you don't know anything of being a skipper so shushhh
@th3_ch0s3n_0n3. this type of skipping? mwah...
Time for a career change in 2025?!
😂😂😂
Dutch IT employee here, if you're young and you want some perspective and a decent salary. Choose IT for study or career ✌🏻.
Hi! I recently started working in IT helpdesk here in The Netherlands and I realised that I negotiated very badly for only 3k gross per month. It's my first job here and where I come from that's a lot of money!! xD
Op welke school heb je gestudeerd?? Ik wil heel graag fullstack developer worden maar in amsterdam heb je alleen het Rocva en dat is echt een kutschool
To make a fair comparison, the bus driver is already quite "old" and is entitled to (as we call it colloquially), old fart days. As a result, he receives extra days off and continued payment of salary, which is why he indicated on paper that he would work X number of hours, which in practice is less. Extra note: I am also a bus driver and in the evenings, weekends and holidays you receive extra ORT (irregularity allowance), many elderly staff choose to work during the day, which means they receive fewer allowances.
Thanks for sharing, are salaries for bus drivers pretty similar though? Another bus driver (Utrecht) commented and said he makes a lot more
@@hi.davidwen I would say, based on my own salary as a 20 year old bus driver that 2800-3600 netto is a good range based on 32 hours a week with the lowest being for drivers that don’t work evening/night hours.
I work as a Senior Data Analyst, 40h week, yearly gross salary is about € 82k here in the Netherlands
Thanks for sharing, what industry?
I think most people forget to say age and years of experience which influences salary also quite a lot
I live in Rotterdam, earn around 6.5k net (with 30% ruling ), and wife around 1k with part time job, we have 2 kids, house rent is 2k, facilities around 500k, kids goes to the local international school, no car, no luxury lifestyle, not much travels, we just save 500 eur per month and that's all. I don't know how people do live in NL with much less income, I guess they now tricks on housing and taxes :D
Thanks for sharing! How much is international school by the way?
Can you please share your job and how much experience you have had now? Perhaps also how much you started with please?
Great video! As a Tech Recruiter in Amsterdam, i make quite a bit more than what was shared here. But the mortgage for my 50 sqm apartment is also €2000 a month plus all bills, health insurance etc.
Some of my neighbours pay €750 rent for the same type of apartment or have much lower mortgages because they bought their apartment for half the cost and at lower interest. So we end up having the same money available to spend.
Thanks! Yeah, there's so many people paying for social housing in Amsterdam and those who bought earlier on. Sucks that salaries haven't increased nearly as much as housing prices (true of the rest of the world too =/)
You are really hurting yourself financially paying that much money for 50 sqm.
Off topic but Qazaq coffee is the best! Love going there, recommend. Amazing video, thank you!
Yes, they're the best!
Anyone else shocked by the difference in pay between the tech recruiter and the skipper? 🤯 Amsterdam's job market is wild! 😬
Did you expect the skipper to make a lot more? Or the recruiter to make less?
Skipper less
Welcome back!
Thank you :) Happy new year
I think many people do not need way more than what a month costs because of the social securities we have. I think in finance and accounting there are some higher paying jobs in Amsterdam if you would ask people in the zuidas.
Thanks. I did go to Zuidas =) I wanted to talk to a lawyer for this video...and they ended up calling security on me. Lawyers.......
I live in the Netherlands and also am a software engineer. A software engineer that earns 5k net is crazy.... This converted to a monthly gross salary should be around 8k gross. Every vancancy for a software engineer is around (max) 7k gross (the ones that I have seen). And that is a senior/lead position. Not quitly convinced about that one.
@@st3ph4nn only true for Dutch companies, they do not pay
@fakeuser_name to be honest, these jobs will be gone in a few years when AI catches on. So we should enjoy it while we can.
The big software companies in Amsterdam pay that much. Median total comp for a software engineer in Amsterdam is €107K.
check out www.levels.fyi/t/software-engineer/locations/greater-amsterdam-area
@@eborneddefinitely wont happen
@@eborned There'll be even more positions in IT...
Junior SysAdmin in Amsterdam. It's my first year promoted to this role. I make around 54k a year with
Thanks for sharing
Just saying there are (many) people who make much, much more than that. But you probably won't hear them talk about it much. Finance, bankers, lawyers, surgeons, business owners, pilots, actors, etc. This is the mix of people making up the south, and 250k-500k is if not common, not rare. I personally know several at 1M+. And this shows when you consider that a low-end price for a family home in these areas starts at around 1.5M upwards 3M.
Thanks for sharing
I'm a school dropout and earn 65k p year and have 35 days paid vacation days. Education mean nothing.. just find a good company with a good CAO
Amen, same here with 56k currently. Well done!
Good for you man! I am curious what kind of job you do? And how do you found a good company with a good CAO?
Thanks for sharing
I did only my MBO 3 i am 27 years old and make 70.000 a year with allot of room to grow in the future
@@mohammadmurad8111 look into government, municipalities or centralized sectors like (energy) infrastructure and the like.
I recognize a Bainee when I see one. (Consultant) Truly amazing company, i’ve worked there for 4 years, wonderful time!
I can't say if it's a Bainee or not (maybe you would know better) but I do know other Bainees...the training you get from working there is world-class and really does set you up for life!
So whats your salary after 4 years? 🤭🤭
Dude outside Adyen and Booking offices saying he interviewed a Software Engineer that works for a big tech company... 😂
😆 🤔
Those are also the highest paying Software Engineering employers in the country
ASML 🤔
Got to love all the people in the comments who’ve never even lived in the Netherlands giving their opinion on something they’re literally ignorant about 😅
1500-2000€ is more for the expats housing and it can go up to 2500/3000€ then you live in the good areas (as an expat). Normal housing in the midsection you spend around 1200€ and lower section 800/900€ with benefits from the government.
The cost what make it expensive are electricity water gas groceries and childcare etc etc..
If you have a regular job and you live alone it is living on the edge. With a partner it’s a bit better (with also a regular job)
Yeah try to get those lower cost (social housing) even if your Dutch and do not earn enought voor " vrije sector" or to buy a house
All their annual salaries are including the +8% holiday allowance or 13th month. Now it looks like it's a bonus above the annual salary.
I'm sure some didn't know what the actual numbers were. Even if I wanted to tell, I would have to look some things up.
The amusing part is that nobody mentions income from dividends.
8% holiday money is not extra , take from your salary every month, and pay back to you in May,but - 36%tax . So you loose almost half your money what took from you every month. 😂
@@longtrip5079 You didnt get my point
I can listen to that first Indian guy speech. It's so assertive. I wish you asked for his no of year of experience in his field to earn 60K+ / year.
He had prior experience in another field and switched his career by doing a traineeship in The Netherlands.
@@hi.davidwen Ah, okay! Thank you for the effort in these kind of insightful videos and the response. Have a good one!
Thank God. Finally someone asking the people of Amsterdam some questions. They've been getting ignored for so long. It's like these people arent part of the country or something.
/s
Correct, Amsterdam doesn't represent the Netherlands at all.
Although you are aware of netto and bruto income, most Dutch people will only remember and mention their bruto income when asked. This could have also been the case with the people in your questionnaire.
True, I doubt somebody who is 2 years at a company (although a lot of experience in other companies) earns 3600 € netto.
@@wanneske1969just started a new job, make a little over that.
@@wernerklomp311 In Belgium the average netto wage for men is 2400 € and for women 1900 €. The average rent is 850 € a month but most Belgians own a house or appartment and don't rent.
@@wanneske1969 I’m Dutch and making more than average but a new job doesn’t reset your salary to the first step: worked almost 20 years to get here.
@@wernerklomp311 I work 30 hours a week and have 3300 € netto without a proper uni or college degree but I'm an exception. Working shifts, weekends, on call ...
I like your interviews.
They are straight forward.
Simple questions and answers.
No interruptions.
You allowed them to speak.
Great job!
Unfortunately, the numbers do not add up.
The Dutch minimum wage for adults (21 and older) is €2,308.98 per month.
Based on a 40-hour work week (July 2024).
If 1 bedroom apartment is €1,500 per month.
You are left with only €800.
You have not paid for utility, food, transportation and health insurance yet.
Technically, capitalism has already collapsed around the world.
Not only in Amsterdam.
I can imagine that it is only going to get worse.
Thanks!
Surprised how low the salaries are compared to the living expenses
Yeah it can be quite expensive...
yeah, but i believe you would see the same result in all major cities around the world: low salaries and high living costs
Bear in mind that dutch people do not have to save up for retirement (government pension and your employer pays into your pensionfund as well), healthcare (just insurance 140 E a month) or study. And most people do not pay to travel to work as well, that is taken care by their employer.
The most important and physically hard jobs make the least, its sad.
Thanks for sharing. Hm, yeah =/ Though I've heard of some plumbers making six figures (they're self-employed of course)
Many people in Amsterdam live in so called social housing. Rent is max €800 more or less
Thanks for sharing
If you work in Amsterdam it does not mean you live in Amsterdam ;-) Outside of Amsterdam there are more affordable houses and quite a number of people bought their house in more affordable times... Prices went up the last 20 years A LOT! And Amsterdam even more because of the demand from expats.
thanks for sharing
Don’t forget that above a certain range you pay 30% taxes and then the nice salaries pay 50…
Thanks for sharing. True. Above 77k is 50%
@@makiseasuna ! Thank you for mentioning this! Indeed lots of ppl who are getting their noses in the salaries of others forget that heavily important detail✨ 37->50
heavy I have to reconsider stop looking for a new job: 35 days based on 4 days work week and great salary.
Good luck
You forgot to ask about toeslagen (benefits) and social housing. 40% of Ams is social housing
Thanks for sharing (I mentioned social housing a bit at the end of the video)
I earn 3800 net income at 36 hours at the government. Its alright, but for a good living standard your wife/partner also needs to works fulltime if you live in your own (bought) appartment.
I was a Skipper (seafarer) back then when you could go on sea and make some real money. Nowadays, dutch owner/captains are importing people from Baltic countries to do the job for half the salary. They say "We have to compete internationally", I say it destroyed the industry. Now I sit on my ass all day, smoking mushrooms and collecting government checks.
Oh wow, I’ve always been curious about the big, open sea. How did you like being a skipper? How was the pay? Sounds like it was more in the past
It was great until greedy dutch captain/owners figured out a way to replace us w cheapos from the Baltics. Pay was around 90K net. You woundnt believe how beneficial it was for seafarers back then, they didnt pay no tax for example. Slowly they were taking all of it away and now there are almost no seafarers from NL. Sad but true
@@Shogunetto wow 90k net. Also sounds like a lot of priceless memories and stories with that kind of job
Annual gross salary in the NL usually is inclusive of the 8% holiday allowance, so it is not necessary to add "+ 8% holiday allowance" cause it is already included
Thanks for sharing. Yeah it can be tricky, for some it's included. For some not. Depends on contract. I did ask and went off what they told me whether it was on or off camera
Bus drivers help keep the city moving, defo worth more salary
🙌
They are so lucky, some of us are working 60 hours minimal, in tech for 2500 euro net in South Africa
The expense in the Netherlands (Amsterdam) are Scary
With 2.5K net euros in South Africa...is that enough based on cost of living there?
Idiotic comment to only know income but not expenses.
Intern at Meta earns $8000 per month
@@hi.davidwen yeah but it's cutting it very close if you want to stay in a safe environment. Cost of living is cheaper but not really if you try to avoid social issues
@@amberleach5501 thanks for sharing. Is there room to grow (eg. career, salary) or is it really hard? I've met a lot of South Africans who migrated to NL
13th month salary bonus is because they pay per 4 weeks instead of paying per month
Wtf, I am Dutch and never realised this. What a scam
Holliday allowance isnt an extra month pay.
Its savings from your own salary. They take a cut from your salary every month to save it and give it back to you in May.
Yes you right, and no forget give back to you but with minus 🎉36 % Tax. So actually lose money
Well to many, it's an "extra month's pay" that's payed in May. It's taxed more. But yeah, depends how you see it
@hidavidwen because they don't understand how it works. I didn't knew either untill I found out how Holliday allowance works.
Now I don't get Holliday allowance anymore. It's included in my monthly paycheck.
Minimum wage is about € 2050 netto if you work 36 hrs a week. About 20% gets minimum wage.
Bruto.
@ onzin. 2192 bruto per 36 uur als je ouder bent dan 21 j. En dat vind ik niet veel.
David, great video. How about doing exactly the same in Utrecht, Rotterdam, Den Haag, Groningen, etc.
Thanks! And also for the ideas too
Man, those are some low vacation day numbers. I currently have 39.
Wow 39. Do you take all 39 days too? Where do you work?
@hi.davidwen I definitely take them all. I work at CBR, the institute people generally know for taking their exams for their drivers license.
I work as a webdev in Belgium and i make around 2.1k netto. Seeing this makes me wonder why i am still working for a Belgian company.
How is 2.1k netto in Belgium? How much is rent and cost of living there?
Intern at meta earns €8000.
Per month
Its because in belgium we have the highest tax. Therefor we have less net in the end. 😢
@@hi.davidwen rent is a lot cheaper though, in Brussels you pay around 1100 for a decent 1bedroom apartment. Costs of eating out are roughly the same though.
@@hi.davidwen€2100 is considered "low" in todays standard if you live in major cities like Antwerp, Ghent, Brussels(And Leuven. It's not a major city but living there is expensive as hell). Half your money goes straight to rent(youre lucky if it includes water/gas) and then other bills like internet(in Belgium, internet costs are high when compared to neighbouring countries. It can easily go up to €100/month). Then car costs like insurance, fuel, car note(if you got it from a cardealer)and maintenance. Food can be cheap depending where you buy it from. So deduct all of that from your €2100 net income and you'll see that youre left with little cash to even put aside save for later. Now if have a partner with that same income then that changes A LOT
Your nett salary seems to be a bit high compared to the gross salary, or do I do something wrong?
Recently we have gotten a new tax bracket that alleviates some of the taxes for middle incomes, and about 8000 is tax free earned
It is correct. It is such a difference in The Netherlands. Though it depends on yr personal situation in part. Like being married or not, if you own a house, have 1 or 2 jobs, mortgage, etc etc
I think the net should be gross, they remove pension and tax. These numbers seem off.
Some of expats get also 30% ruling making the net higher.
Check out thetax.nl/ (tax calculator)
Why did you choose to use the median salary from 2021? And not use the years 2024 or 2025 since this was uploaded recently?
I couldn’t find an updated number from the Dutch bureau of statistics (CBS)..yeah I’m sure it’s higher now but wanted to go with a valid source and just highlight the date
@@hi.davidwen Aah okay, thanks! Was just curious. Think it's 46500 euro's in 2025😅
This bus driver with the 2700 a month has a house which he bought in 1960 for 20k xD
Don't know but wouldn't be surprised
4:51 i was like bro i know this place and i saw this driver before, its Lelylaan station, used to take the bus for airport😂. btw it was 2650€ per month 5 days a week, 10 hour shifts (normally 8, i took extra every day to get some bonus. Amsterdam i soo nice when you have good price for rent, but its really hard to find, still would go to work there again!
He's a nice guy!
You forgot coffee shop owner 😉...
That'd be interesting
Interesting video David, thanks! I live in Amsterdam and can tell the housing prices are high here, but so is quality of life. Regarding the cost of life, public transport and a bicycle take you all around the city. My friends in Amsterdam pay almost nothing for transport. My friends outside the city though pay less rent, but spend a lot on cars and petrol. Anyways, I love life in Amsterdam, I’m very grateful to be able to live here ❤
Thanks! And yeah things are expensive in Amsterdam but it's a great place to live (if you can afford it)...some experiences in life are worth paying for
Hi! I am curious about your calculation to get to a net salary? I have a 100k a year salary and do not make that net per month like the software engineer.
Maybe he benefits from the 30% facility credited to people with a specific expertise coming from outside of the The Netherlands. The so called ''knowledge'' workers.
Hey I use this tax calculator = tax.nl/
This link does not work,@@hi.davidwen
I think something that was missing, is the retirement funds. Each month, depending on the speisifc job, your employer contributes to a retirement fund, basically, you earn more than what your nett salary is. Also... Try asking anyone here "how much sick days do you get" and no one will be able to give you an answer 😂
Because we don't 'get sickdays'.
We have an entire different system but it will take a very long comment to explain how that works, so I won't bother you with that.
Thanks for sharing. True pension is an important benefit too. Though, many people probably don't really know their pension benefits if you ask them (I work in the HR field)
@@hi.davidwen to be honest im not even sure what my pension fund contributions are :D I think its maybe 2 or 5 or even 8%, one of those numbers are correct...
Housingmarket is fucked up. €1500,- for a 1 bed-room.
I rent, near Rotterdam, about €750,- for a 3 bed-room house.
How long do you rent appartement? I don’t see similar prices now😢 all prices are 1200+ euros
@@sergey5758 I have to honestly share that i rent social.
I live here for about 11 years and started @ about €625,- And not to forget, next July my rent will go up with 5%
The funny thing is that i do not have regrets to have not bought 20 years go.
Also i believe, that when i leave this house, it will come again on the market and suddenly my landlord will ask for about € 900,-/€1100,-
It really is. I rent a 3 bed-room apartment in Amsterdam now for around €1100 but thats because it is middenhuur.. At least I can finally live in the city where I was born again, so thats nice.
@@rtwpaddyftw5287 Yea, try to save up for as long as you can there. I'm currently stuck in this 27m2 studio/apartment thing for ~860 euro/month😅
The Netherlands pay compared to other western countries and how much everything cost is quite low. Before I worked in IT for 18 years and pre tax I made around 30K now as a factory worker around 35K
Well, add the +30% the government robs from us at gunpoint with the threat of being taken hostage and then you’ll get the real salary.
Thanks for sharing
I call bullshit. Minimum wage currently is 32k per year for full-time already.
May I ask you what you did before and what you do now?
@@MttSls From those 18 years in IT i did mostly System and Network admin although the pay wasn't much for the job, it did came with the benefit of 65 paid vacation days a year. (40 hour work week)
Now I'm a production worker in a factory at 40 hours a week and the benefit of 27 paid days of vacation.
good to know
4:18 'that would double in a few years'. Dream on (droom verder) :D
I used to work in consulting too...and in management consulting, you can definitely double your salary when you get promoted (which includes bonus) especially from associate consultant to consultant
@hidavidwen So schedule an interview in
Also funny that a person with a whopping 2 years of experience is ‘consulting’ management.
Consulting does double in pay in a few years lol. Just check glassdoor. 150k is pretty normal for an engagement manager (5 yearsh
I really like your outro being just sitting in your bed
I'm tired haha...would you believe me if i said it took over 50 hours to make this video?
Sr Project manager with 5 years of experience 😂😂😂
Reminds of Chernobyl (HBO) where the lead technical engineer of the exploded reactor had 2 years of experience.
Be aware that until a few years back, more than 60% of all housing in Amsterdam is subsidized public rental (sociale huur). That has changed now, but still almost 50% of all rental is subsidized.
Next to that, Amsterdam has always had and still sees the issue of so called ‘scheef wonen’: Those living in subsidized public rental do not move out when they have to (due to increased income), as they can’t (or do not want to) afford the high private rental. As a result neither sufficient public or private rental is available and that drives up rental prices even more. Add to that the fact that illegal subrenting (onderverhuur) is rampant and you can see the fruitful result of more than 6 decades of leftist local politics in Amsterdam.
That's quite a frame you got going, but also not true. The housing sector is a national issue, in a nation that has never seen any leftist cabinet since the 1970s. For over 40 years, the housing sector has been going to shit. How? By increasing the amount of capital on the market, by charging the housing corporations insane amounts of money just to build affordable housing, through the deregulation of rental laws and prices, by subsidizing the homeowners, allowing large investment companies to buy houses, by increasing the percentage of loans banks can give customers to buy a house and also dismantling the ministrial department of housing. Obvisouly the people who make money out of this will point to scheefwoners but that's total BS.
Thanks for sharing this info
Im living in netherland now 17 years. But everything is expensief , i also live in afrika and dubai. But netherland is way to much evry year things going up and up
=( I know