ฝัง
- เผยแพร่เมื่อ 2 ก.ค. 2023
- 👩🏻💻 LET’S CONNECT:
Instagram: @ayaplans │ / ayaplans
-
✨ FETCH REWARDS REFERRAL CODE: FENEQX
Fetch Rewards is an app you scan receipts into, earn points, and redeem those points for gift cards! If you use my code, you get 100 points and I get 100 points!!
-
💻 WATCH MORE:
Bill Condensing: • Bill Condensing │ $1,180
Cash Stuffing: • TH-cam Paycheck Cash ...
-
🪡 MY MOM’S ETSY SHOP │ www.etsy.com/shop/HandmadeByY...
She makes headbands, scrunchies, masks, baby blankets and more!
-
🛒 PRODUCT LINKS:
Phone Holder/Tripod:
www.amazon.com/dp/B07P7Z1FWL/...
www.amazon.com/dp/B09C7R8NQK/...
A6 Cash Envelopes: www.theaestheticdollar.com/pr...
Moterm Binder: www.amazon.com/dp/B0916YQ2RN/...
Brown Checkered Binder: www.etsy.com/listing/12558235...
Black Binder: www.beenrad.com/product/all-b...
Simplicity Dashboard: luxedesignsshop.com/products/...
Luxury Dashboard: luxedesignsshop.com/products/...
-
🖤 ABOUT ME:
I’m 21 years old and started my cash stuffing journey with my boyfriend during the summer of 2022. We both work full-time and are working towards paying off debt and increasing our savings while still having fun in our early twenties!
![[Full Episode] MasterChef Junior Thailand มาสเตอร์เชฟ จูเนียร์ ประเทศไทย Season 3 Episode 1](http://i.ytimg.com/vi/Qs5zdBqLn_8/mqdefault.jpg)
YES. Please make your simple planning videos. I prefer the minimal planning. I don’t use stickers. Everyone uses stickers in their planning. It’s hard to find simple functional minimal planners. ❤
I leave my bill money in the bank. I stuff the money I have leftover. I live and work w/in walking distance of my bank but, I’m not voluntarily going 😂🤣
Also, I watch regular pen and paper planning. There’s always something new/fun to learn ☺️
Lol! Glad that works for you 😂☺️ and that’s a good perspective ❤️
Have u try qube , digital system
I leave automatically paid bills in my account. I use a check register app on my phone and write those bills out when I get paid. So I look at my check register app to see what's available in my checking account to spend, I don't look at my checking account balance. I find this easier than withdrawing bill money and then having to put it back
Awesome idea!
I do something similar. I pay all my bills on my credit card however each paycheck I sat aside the amount of bills that due into a separate savings account. At the end of each month once all my bills have been paid I transfer all my bill money back into my checking and pay my credit card back. I do also have a bills tracker so once each bill is due and paid I check it off just to know I’m not forgetting to pay bills meanwhile that actual bill money just hangs out in my separate savings account until the end of each month. Hope that makes sense without confusing you lol but I hate small trips back and forward to the bank.
@@mizz.livinglife4448 I like this idea…can get any rewards offered by the CC company plus making the bill money unavailable to spend on other things
Great video! I love reading too! The addicted series is on my tbr for sure :)
Yes we need planner videos!!
Okay 😉
Hey 👋🏾 Girl, thanks for answering questions. It’s great to hear more about you and love that you are helping others ❤
Hi! Thank you so much! 🥰
BIG YEEEEEES! to the plan with me videos🥰
I don't care if its just pen and paper I love your style and aesthetic 😍🥰❤
Okay! Thank you 🥰
Love any of your videos so calming xx
Thank you! 🥰
I was so looking for a video, and saw this one was a few months old and let me tell you I’m so glad I decided to watch it. Love loved it. Thank you it’s so helpful. Blessings
Aw thank you! So glad you thought it was helpful 🥰
Loved this video!😊 I’m trying to slowly get ahead on bills so for now, I leave my bill money in the bank & then stuff small amounts in my bill binder. Once I’m a month ahead I’ll start stuffing the full amounts!!
Love that!
such perfect timing for me! I've been going back and forth with the best way to pay my bills without stressing me out! I was also looking into multiple bank accounts in addition to better organize myself! Great video!
Thank you! Glad it was helpful 🥰
Hey girl I was having the same issue with my tripod/ring light set up but I recently upgraded to the type that clips to your desk and I love it! So much easier!
I like those but don’t have a big enough desk to clip it to. And we just moved out in Dec and still don’t have a dining table 😂😭
This was a great video! You go girl!
Thanks! 🥰
Happy Thursday! I really enjoyed your video 👑
Thanks 🥰
i think you have a great system going
my planner is in black and white also keep it coming i can't do all the high tec ipad-apps
(i'm old fanshioned)
that is so cute you do the cash stuffing for him
keep up the good work
i love the cash stuffing community
Thanks so much 🥰
I love this video!! Regarding your PWM videos I would love to see your planner inserts and things Cloth & Paper related to goals, budgeting, and ways you use your planner. I just subscribed to C&P myself and I am trying to be more intentional with my time. I personally love your videos and would love anything new that you share. Thx
Thank you! 🥰
Beautiful...
Thanks for sharing 💕
I’m just starting cash stuffing. So until I can get ahead of my bills by a paycheck or a month I take what bills are do during that pay week but before next pay I deduct that amount from my check then I pull the rest for cash stuffing. Right now it works but I’m still figuring these things out
Girl, I think you may enjoy ‘hello from the Gillespies’ by Monica McInerny - it’s based on a family that send a mass email every year on how their previous year has been, then something happens and then it shows the POV of each family member involved and how the incident effected them.
I will definitely be looking into that! Thanks for the rec 🥰
Thank you for answering! I'm going to look into the tripods you shared! Let us know if you decide on one and how it goes for you!
I definitely will!
I’m interested in paper and pen and honestly I am kindof over washi and stickers and all of the extras. It actually (for me!) takes away from the planner and (for me) it became another to do and expense. I’m loving the simplicity!
Love to hear that 🥰
Another great video! 😀
Thanks! ❤️
Lovely video ❤
Thank you 🥰
When I get paid I put leave in my checking account as much money as I need to pay my bills and then I take out the rest in cash and spread that through my cash envelopes and that’s what I use. I don’t use my debit card for anything unless I have to and then I’ll put the cash in otherwise it’s cash only for spending for me so I don’t have to worry about spending what’s in my checking account for coffee or groceries or anything. If I don’t have the money in that envelope I don’t spend it
I do a combination of both. I keep bill money in the bank and use the cash envelope system for discretionary spending. I find that when I track my spending money and I see it in person, I'm less likely to make dumb impulse purchases.
Love that!
What’s the planner than you have? That would definitely be very useful Vs using my phone
My inserts are from cloth and paper
I was also wondering about the addicted series. I read so much and didn’t know if it would be too young for me. I’m a 40 (something 😂) mom. Think I would still like? I’m reading a mystery series right now. Have you read any Freida McFadyen or the Mindf*k series? So good!!!!
I recommend the Addicted series to anyone ☺️ and no I haven’t!
@@ayaplans I am going to get it next!
How do you budget ahead of time when certain bills are not due on the same day every month. Example my gas and electric due dates always change. My water bill is bimonthly
Although your gas and electric always change, are they around normally the same date though? You should be getting notified ahead of time for when those bills will be due for the upcoming month
Where did you get all your binders? Envelopes from the aesthetic dollar?
The binders I have are all linked in the description of my cash stuffing videos ☺️ and yes all envelopes are The Aesthetic Dollar
@@ayaplans love her envelopes.
Planning videos yes please
Alrighty!! ❤️
So you take out the necessary money out for Rent (as an example that is due next month) and then you put it back in your bank card before it’s due? Is that right?
Yes. Here’s an example. On August 4th (payday) we stuffed a total of $590 into our rent envelope. On August 18th (our next payday) we will stuff $590 into rent. That equals $1,180 for rent. I will deposit that into the bank before the 1st of September and pay my rent online
Oh okay! Thank you for this explanation. I just figured that out after watching that part again on your video here. I love your cash stuffing videos!
@@corinajohnson9043 of course. Thank you!!
One more question 😂 what size is your planner? Half letter or A5?
Half letter!
So you put money back into your bank card to pay off your rent?
Yes. I do a bill condensing with the money from my rent envelope then deposit it back into my checking account to pay my rent
❤
💜💜💜
👋🏽💚👍🏽
Lol good job have your boyfriend go first I assume he pay most of it then you say we budget his paycheck then I budget my paycheck lol
Yes! He makes more so I kind of rely on his paycheck first. I help with bills but it just always made sense to budget his first for some reason lol
I love your teller slip! 🩷 love the explanation!
🤍🤍🤍
This is so helpful and organized 🤍
Thank you so much!! I was worried I was talking all over the place and didn’t want it to be confusing 😂❤️