What EVERY MLO needs to know and look out for in 2022

แชร์
ฝัง
  • เผยแพร่เมื่อ 2 ธ.ค. 2024

ความคิดเห็น • 33

  • @szvetlana1000
    @szvetlana1000 2 ปีที่แล้ว +5

    In for the slow and steady game! At the very least by the time the good rates come back around I’ll know up from down 😂
    I really appreciate your videos!

    • @CullenGandy
      @CullenGandy  2 ปีที่แล้ว

      Thanks so much Lana!

  • @cristalsanchez4792
    @cristalsanchez4792 2 ปีที่แล้ว +7

    Hi babay! Suit is looking sharp.

  • @matthewcarroll3724
    @matthewcarroll3724 2 ปีที่แล้ว +5

    Refi now before it is too late! Cullen is here to help.

    • @CullenGandy
      @CullenGandy  2 ปีที่แล้ว

      Then use Matt when you get the divorce because your husband waited too long to refi!

  • @abelsanta3153
    @abelsanta3153 2 ปีที่แล้ว +5

    Excellent, I enjoy this kind of videos a lot 😀....

    • @CullenGandy
      @CullenGandy  2 ปีที่แล้ว

      I'm really glad to hear that Abel, I will be back on a more solid schedule so more to come.

  • @fance9694
    @fance9694 2 ปีที่แล้ว +7

    He's back! Thought we lost you ;)

  • @RZA550i
    @RZA550i 2 ปีที่แล้ว +5

    Great to see you again Cullen :) Thank you for the amazing content!

    • @CullenGandy
      @CullenGandy  2 ปีที่แล้ว

      Thanks for watching!! More to come soon.

  • @crusadermil
    @crusadermil 2 ปีที่แล้ว +5

    Looking good

  • @Newtosmoothies
    @Newtosmoothies 2 ปีที่แล้ว +5

    Sick suit

  • @lorigandy7477
    @lorigandy7477 2 ปีที่แล้ว +5

    Confidence in the economy and the market is key. As long as people feel confident with the economy they will always buy real estate. The uptake of interest rate won’t affect that. Loved the video and the suit!

    • @CullenGandy
      @CullenGandy  2 ปีที่แล้ว +1

      Thanks!! That’s absolutely right little mama.

  • @jameslittle8520
    @jameslittle8520 2 ปีที่แล้ว +6

    I already saw my crypto holdings take a nosedive just this past week as well.

    • @CullenGandy
      @CullenGandy  2 ปีที่แล้ว +1

      I believe it! My ether and bitcoin are down too!

  • @Mike-fx7lq
    @Mike-fx7lq 2 ปีที่แล้ว +5

    How to get MLO job after getting the NMLS license? Should I start as an MLO assistant?

    • @CullenGandy
      @CullenGandy  2 ปีที่แล้ว

      That’s definitely a good way to get started. You kind of have to put leg work in for a producing LO, so you really get the hang of the particulars of the loan sales process. That’s super useful to self train, and you often get commission share so it can be good money.

    • @cristalsanchez4792
      @cristalsanchez4792 2 ปีที่แล้ว

      You can just apply for a mlo position. Sometimes they don’t require experience

    • @Mike-fx7lq
      @Mike-fx7lq 2 ปีที่แล้ว +1

      @@cristalsanchez4792 yup but first I have to get my license

    • @cristalsanchez4792
      @cristalsanchez4792 2 ปีที่แล้ว

      @@Mike-fx7lq Do it!! Do you know when you are taking it? Cullen should make a few videos to help you pass the test!

  • @brandonschieman2902
    @brandonschieman2902 2 ปีที่แล้ว +2

    Any recommendations for a remote MLO job? I’m guessing companies like rocket mortgage etc

    • @CullenGandy
      @CullenGandy  2 ปีที่แล้ว

      I believe that almost every shop with some exceptions is entertaining remote lo positions lately. I know my friends at fairway do, amerisave, Mutual of Omaha. Anywhere where it’s not like a depository institutions with a specific branch is usually going to at least entertain that idea. Glassdoor can be a good resource for that.

  • @juanlrivera9161
    @juanlrivera9161 2 ปีที่แล้ว

    Great content brother!
    Quick question, how much of an influence does credit score have in the process of getting successfully licensed and hired as an MLO?

    • @CullenGandy
      @CullenGandy  2 ปีที่แล้ว

      Hi there. There aren’t any specific credit score requirements, however I know that the licensure does want to see that you are “financially responsible”. That being said, I don’t believe there is a minimum credit score for licensure or anything like that.

  • @Forbidden_Films
    @Forbidden_Films 2 ปีที่แล้ว +2

    Hypothetically how much r u making this year

    • @CullenGandy
      @CullenGandy  2 ปีที่แล้ว +3

      Hi Brian! So I actually left my last firm to pursue a new venture for myself in the industry (and to focus more on my crypto and sales education passions), but I kept my opera chorus job which pays for my essential living expenses. Once I get the new shop off of the ground, with my current book of business and partnerships, I anticipate I could sustain a hundred thousand dollar a year pipeline or roughly like 8500 a month in the first year or so. When I left my last firm, I was making 12700 dollars a month, because the pay structure was hard-tiered like that. I did get a bonus of 25k as well for exceeding a quarterly sales quota, as well.
      But between the opera at roughly 50k base a year and what I expect to sell, I think I will probably hit somewhere around at least 130 - 135 safely in that range this year in 2022.

    • @Forbidden_Films
      @Forbidden_Films 2 ปีที่แล้ว +1

      @@CullenGandy Thanks for the fast reply! I’ve watched all your videos in preparation for the SAFE test and I honestly have to say you are the best Originator in the game right now at least when it comes to your socials and TH-cam even though I can see you growing a lot more in the near future in all of the different hats you wear when you start a TH-cam channel and following, you can definitely tell you’ve got it down when it comes to sales, and this industry. I’m a videographer, film maker and editor so if you get too busy someday and you need any help with editing I’d be happy to be of value to you!
      One thing I would love to see from you would be more of your sales background and what specific things you learned back then that’s given you that happy go lucky, but genuine professionalism. Plus some of the trials and tribulations from that time.
      Ps. Thanks for the amazing content, keep it up please
      Ps.ps. Opera singers low-key make bank?

    • @CullenGandy
      @CullenGandy  2 ปีที่แล้ว +1

      @@Forbidden_Films def might hit you up. Only the very very top tier privileged opera singer can make good money. I am not one of those but I am privileged to have a steady “full time” opera chorister job that’s unionized haha. Thanks for the kind words!