@@gauravtaneja3786 The biggest benefit of investing in digital gold is - no lock in period, can convert it to physical gold and leasing is backed by a bank guarantee
10cr at once is obviously the sensible option for someone who knows their money, that amount would easily generate around 10% returns p.a, which would amount to more than the 5l p.m, even if you get an amount lesser than 5l you will still have 10cr at your disposal for any future projects, if you use 50% of the returns on investment, 50% will keep adding up in your corpus and will keep compounding, leaving you with more money than initial and more than 5l p.m would ever make....
Not really bro. If someone were to give u 10 cr u would have to pay a 3-4 cr income tax leaving the amount at 6-7cr. Now even if u get a 15% return any money u make will be taxable at the same rate. And if he were to make a bad investment he might lose everything But in case u were to take the 5 lakh/ month option , although u will still have to pay tax on this income, but u could use this recurring income to take out loans at cheap interest if any great investment opportunity were to come ( the loaned money will not be taxable) Also most people are not good at managing money so a monthly income will keep them safe and sound for years to come. Also if he knows how to invest he can build a portfolio.
@@vermajibanker yeaa right, i did not account for the tax on capital gain of that 10cr, my bad, someone like myself would still go for the 10cr any day tho, after taxes it does start to sound a little less appealing.
@vermajibanker the same thing accounts for monthly income as well, where you will be under the 30 percent tax bracket so how that taxation thing is different for both cases?
@@vikashparashar9294 u r right brother . U will have to pay the income tax as per the tax bracket. An income of 5 lack monthly will put u in top 1 % in the world which gives u lots of flexibility because banks give u loans easily and at lower interest rate. Now coming to why 5 lakh monthly is better than 10 cr lumpsum, as I already mentioned u would get 7 cr after taxes and to generate returns equal to 5 lakh or more you would either have to invest all the money or invest in instruments that are more riskier than fd. Simply speaking 5 lakh monthly gives u a stable income monthly without any effort and u can use the time to learn and build more wealth using the income and time u already have . But incase of 7 cr u would have to learn faster, be more cautious of both the investment instruments and investment advisers. U can theoretically do great in both cases but I would prefer the 5 lakh one coz it gives me more stability and freedom to pursue my goal. Also if anyone would be given a huge sum like 7 cr it highly unlikely that he would be able to handle it. Examples are many athletes and actors who go broke after or even before retirement. Finally, the tax part is highly psychological a 3 cr tax deduction will look huge to anyone and we re likely to try to earn that money back as soon as possible which might lead us to take riskier bet .
@@vermajibankerIt would be 3.75 lakh/month income after removing tax not 5 lakh/month. With 7 cr, you can generate 3.5 lakhs through FD. Maybe withdraw a little less to start with, and reinvest the rest and you will easily get to 3.75 lpm Edit: Ah sorry, with 7 crore you won't be able to generate 3.5 lakhs/month but 35 lakhs per year, which is 3 lakh/month. Hmmm idk anymore. I think I would just buy a car, house etc with 3.5cr and invest the rest 3.5 cr in Nifty 50, get 10% return, and just let it compound.
Please stop misleading people around investing in gold through digital gold purchase apps. Best way to invest in gold is through SGBs. RBI ne sponser kiya hota toh you would have told SGB as the best way to invest in gold.
SGB is a great way to invest in Gold but digital gold also has its benefits - no lock in period, can convert it into physical gold and the lease option actually gives you an opportunity to put your idle gold into some use and make extra returns for you
10cr today is always a better option than 5L per month forever. 10cr today is worth exactly that and can give good return on investment if you invest wisely. But 5L after few years won't be worth that much. Most people don't understand the time value of money and inflation.
I am sorry for those people who choose 5 l p.m instead of 10 cr …yar Thora to math laga lo agr 10 cr ko fixed deposit m rakhoge to bhi yearly 60 lakh aa jayega which is equal to 5 lakh per month and compounding alag se..
I don't know why people are choosing 5Lacs/month? If you get 10 Cr one shot, just invest it in FD and at a bare minimum of 5% you will be making 50 lacs yearly saving all the 10cr in the account. How so many people are not thinking about this scenario.
While the sponsorships are fine but you should highlight the downsides of digital gold as well rather than just plugging in the brand script. Or at least mention other ways as well to invest in gold. The reason being such biased videos might influence the investing decision of various people while the apps like cred (sponsor for other videos) doesn't erode the capitals.
@@anshumanfinancenah, chill bro, the thing is 1. Its a sponsorship, one is made aware of it and its not hidden and its not your content or personal opinion to invest in that asset, you are just promotting the platform. 2. You are just stating facts. Keep the brand deals up bro, keep winning ❤
@@anshumanfinance Glad you took this positively! I'm not at all against any kind of sponsorships but good to see you are considering it as a contructive feedback.
Choosing 10cr is always the wise option, you can easily get 7% return in index, I.e. 70lakh an year, and it is 10 lakh more than getting 5 lakh pm. Plus compounding will be very very huge with this offer
@@soumyaranjanmohanty35335L/month comes in 30% Tax slab If 10 Cr invested in Equity, STCG is 15% and LTCG is only 10%. 10 cr now is way better from every angle.😂
SIP is a misnomer, there is nothing systematic about it. Its there to boost commissions of amc. A better nomenclature for sip would be “automated regular investment”.
lol. people are not familiar with the concept of depreciating value of money over time. 5 lakhs today will be much much more than 5 lakhs 10 years down the line.
5 lack per month is an easy option, i can take 10 crore loan with That i can get tax deduction by which i can buy prime properties which in turn can get me rental income if i bought commercial property from part of 10 CR. If you receive 10cr upfront 4cr would be lost for tax.
I really like your channel but Pls don’t promote the jar app i had a horrible experience with jar my account got deleted and I lost 10k worth gold deposit and am unable to acces my account since even after multiple attempts and the jar customer care is horrible was of no help. I’m extremely pissed off with this jar app Pls help me get back the 10k I lost to this stupid app if anyone can
Kslkdxhbsbsnansjskkssjj me jjdksmsm nsnsnsnsnsn nsnsnsnsnsn na ho gya hai kya baat hai kya hua tha na ki wajah se questions ❓🤔🤔 hai kya baat h ki wajah se questions ❓😮😢😂😂 uff yeah hamri e h Vo bhi le gaye or mill ke
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Download the Jar app and check out their GoldX feature: jar.onelink.me/6H9Q/anshumanGoldX
@anshumanfinance Ye JAR wali to galat advice dedi aapne bhai. Best way is not JAR. It is Sovereign Gold Bonds.
Feeling sorry for the guy who got pitched into jar
😂😂
That would be me
@@sumitsomaiya4282 don't invest in jar...invest in sovereign gold bonds instead. It's govt. backed and gives 2.5% per annum
@@sumitsomaiya4282lol
@@gauravtaneja3786 The biggest benefit of investing in digital gold is - no lock in period, can convert it to physical gold and leasing is backed by a bank guarantee
Free advise - don't invest in digital gold rather than invest in sovereign gold bonds.
or ETF
Is saal (23-24) aa hi nahi rahe dates SGB ke.
10cr at once is obviously the sensible option for someone who knows their money, that amount would easily generate around 10% returns p.a, which would amount to more than the 5l p.m, even if you get an amount lesser than 5l you will still have 10cr at your disposal for any future projects, if you use 50% of the returns on investment, 50% will keep adding up in your corpus and will keep compounding, leaving you with more money than initial and more than 5l p.m would ever make....
Not really bro.
If someone were to give u 10 cr u would have to pay a 3-4 cr income tax leaving the amount at 6-7cr.
Now even if u get a 15% return any money u make will be taxable at the same rate. And if he were to make a bad investment he might lose everything
But in case u were to take the 5 lakh/ month option , although u will still have to pay tax on this income, but u could use this recurring income to take out loans at cheap interest if any great investment opportunity were to come ( the loaned money will not be taxable)
Also most people are not good at managing money so a monthly income will keep them safe and sound for years to come.
Also if he knows how to invest he can build a portfolio.
@@vermajibanker yeaa right, i did not account for the tax on capital gain of that 10cr, my bad, someone like myself would still go for the 10cr any day tho, after taxes it does start to sound a little less appealing.
@vermajibanker the same thing accounts for monthly income as well, where you will be under the 30 percent tax bracket so how that taxation thing is different for both cases?
@@vikashparashar9294 u r right brother . U will have to pay the income tax as per the tax bracket. An income of 5 lack monthly will put u in top 1 % in the world which gives u lots of flexibility because banks give u loans easily and at lower interest rate.
Now coming to why 5 lakh monthly is better than 10 cr lumpsum, as I already mentioned u would get 7 cr after taxes and to generate returns equal to 5 lakh or more you would either have to invest all the money or invest in instruments that are more riskier than fd.
Simply speaking 5 lakh monthly gives u a stable income monthly without any effort and u can use the time to learn and build more wealth using the income and time u already have .
But incase of 7 cr u would have to learn faster, be more cautious of both the investment instruments and investment advisers.
U can theoretically do great in both cases but I would prefer the 5 lakh one coz it gives me more stability and freedom to pursue my goal.
Also if anyone would be given a huge sum like 7 cr it highly unlikely that he would be able to handle it.
Examples are many athletes and actors who go broke after or even before retirement.
Finally, the tax part is highly psychological a 3 cr tax deduction will look huge to anyone and we re likely to try to earn that money back as soon as possible which might lead us to take riskier bet .
@@vermajibankerIt would be 3.75 lakh/month income after removing tax not 5 lakh/month.
With 7 cr, you can generate 3.5 lakhs through FD. Maybe withdraw a little less to start with, and reinvest the rest and you will easily get to 3.75 lpm
Edit: Ah sorry, with 7 crore you won't be able to generate 3.5 lakhs/month but 35 lakhs per year, which is 3 lakh/month. Hmmm idk anymore.
I think I would just buy a car, house etc with 3.5cr and invest the rest 3.5 cr in Nifty 50, get 10% return, and just let it compound.
Please stop misleading people around investing in gold through digital gold purchase apps. Best way to invest in gold is through SGBs. RBI ne sponser kiya hota toh you would have told SGB as the best way to invest in gold.
SGB is a great way to invest in Gold but digital gold also has its benefits - no lock in period, can convert it into physical gold and the lease option actually gives you an opportunity to put your idle gold into some use and make extra returns for you
10cr today is always a better option than 5L per month forever. 10cr today is worth exactly that and can give good return on investment if you invest wisely. But 5L after few years won't be worth that much. Most people don't understand the time value of money and inflation.
This is one of the best edited video on this channel.
Editor if you're reading this:
Cheers buddy! You did a great job 🥂
What were the changes
That aunty asking : "App kya free de rahe ho?" was so funny and sweet at the same time.
I am sorry for those people who choose 5 l p.m instead of 10 cr …yar Thora to math laga lo agr 10 cr ko fixed deposit m rakhoge to bhi yearly 60 lakh aa jayega which is equal to 5 lakh per month and compounding alag se..
4:16 he killed it😂😂😂😂😂
3:57 chandi ka rate thik hai . But piche red wali ka Banda fhone check karne ke piche pada hai.and o nahi de rahi hai😂😂😂😂
The editor needs one more raise
Really loving these Asking public segments. Pls continue 👍
With investing in Jar we will ultimately pay a lot of taxes and will minimise return atlast., So don't invest
2:22 uncle be like: aap itne din se kaha the gyani baba 😂😂
I believe Anshuman also went awkward there. 😁
Lets do a video on Ansu’s finance
We all excited to know what you do with your money
7:30 this shows that I need to learn more though being in a commerce background 😂 ❤ thank you
plZ upload more videos on this topic,
On this topic on TH-cam very less video ❤
sip vs mutual fund mei jab uncle ne sip bola, I thought maine hi galat samajhlia😂
Loved the video. ❤
Those aunties were vesy cool 😂🥺 i would like to spent time with them instead of running for senseless girls 😂😂😂😂❤
I don't know why people are choosing 5Lacs/month? If you get 10 Cr one shot, just invest it in FD and at a bare minimum of 5% you will be making 50 lacs yearly saving all the 10cr in the account. How so many people are not thinking about this scenario.
Because tax
after tax it will 7cr
Chad comment 🗿❤
The jar bakra be like kahan fas gaya mai😂😂
This video is very interesting!!!
very well done❤
While the sponsorships are fine but you should highlight the downsides of digital gold as well rather than just plugging in the brand script. Or at least mention other ways as well to invest in gold. The reason being such biased videos might influence the investing decision of various people while the apps like cred (sponsor for other videos) doesn't erode the capitals.
Noted, I will talk about the disadvantages going forward
@@anshumanfinancenah, chill bro, the thing is 1. Its a sponsorship, one is made aware of it and its not hidden and its not your content or personal opinion to invest in that asset, you are just promotting the platform. 2. You are just stating facts.
Keep the brand deals up bro, keep winning ❤
@@anshumanfinance Glad you took this positively! I'm not at all against any kind of sponsorships but good to see you are considering it as a contructive feedback.
This Mumbai energy love from Arunachal 🤣🤣🤣🤣
Mumbai Bangalore Delhi Sab ki halat he same he.
Choosing 10cr is always the wise option, you can easily get 7% return in index, I.e. 70lakh an year, and it is 10 lakh more than getting 5 lakh pm.
Plus compounding will be very very huge with this offer
Tax left the chat
@@soumyaranjanmohanty35335L/month comes in 30% Tax slab
If 10 Cr invested in Equity, STCG is 15% and LTCG is only 10%.
10 cr now is way better from every angle.😂
Accha hua dadaji ne anchor ko agent nahi bna diya, after seeing his communication skill.
gold wali aap ka promotion ayega to usko promotion or stock market vala promotion aaya to uda .
meanwhile me - kisi ek ka to ho le
( just jocking )
10 cr bhai.. 5L per month bolke Bhaag jao to. 😂 Bilkul riks ni lene ka.
Come to Lucknow habibi
Jar ad as an answer 😂
2:20 bhai wo uncle aur anshuman ka reaction 😂😂😂
Itna funny h bhenchod hassa chuth gya
SIP is a misnomer, there is nothing systematic about it. Its there to boost commissions of amc.
A better nomenclature for sip would be “automated regular investment”.
freefincal student
Isn't digital gold is the worst gold investment?
I wish I could be there when you were recording this 😂
lol. people are not familiar with the concept of depreciating value of money over time. 5 lakhs today will be much much more than 5 lakhs 10 years down the line.
I am feeling sad for those guys who said 10k 20k per gram 😂
buy on dip is better than sip
😂😂😂😂 mutual fund and sip.....bhai saab 😂the
Editor also seems sound engineer
Do more survey like this...
10 cr at once because it would probably give me a profit of 3-3.5 lakhs on a daily basis if invested in right shares
Can you explain how?
5 lack per month is an easy option, i can take 10 crore loan with That i can get tax deduction by which i can buy prime properties which in turn can get me rental income if i bought commercial property from part of 10 CR. If you receive 10cr upfront 4cr would be lost for tax.
Max loan you will get for 5 lakh income is 5*72 3.6 cr
bhai cheers for dadis
Cancel is op in this video
Bhai sovereign gold bond lo. Ye jar fasayega.
Why would you not choose 10cr right now. Uski FD bhi kardi na.. har month you can get 50L minimum per month then
tax ??
Digital gold is worst investment.
jo wo do aunty bol rhi he na tax dene ka un dono k patiyo ne dbake black money kmaya hoga pkkka .who the f pay tax willingly in India ??
The people who chose 5l per month instead of 10cr at once wo log gareeb hi marenge
I really like your channel but Pls don’t promote the jar app i had a horrible experience with jar my account got deleted and I lost 10k worth gold deposit and am unable to acces my account since even after multiple attempts and the jar customer care is horrible was of no help.
I’m extremely pissed off with this jar app
Pls help me get back the 10k I lost to this stupid app if anyone can
I WANT
PUNE ON MONEY & FIX YOUR FINANCE
एक साथ 10 करोड़ लेने का बाबा क्युकी की 6.3 इंट्रेस्ट पर भी एफडी करोगे ना 5 लाख से ज्यादा इंट्रेस्ट मिलेगा l
Obviously 10cr..
Kslkdxhbsbsnansjskkssjj me jjdksmsm nsnsnsnsnsn nsnsnsnsnsn na ho gya hai kya baat hai kya hua tha na ki wajah se questions ❓🤔🤔 hai kya baat h ki wajah se questions ❓😮😢😂😂 uff yeah hamri e h Vo bhi le gaye or mill ke
Na bhai maza nhi aaya. Concept accha hai par questions too basic and not so interesting. 1-1 hi best hai tumhara
Anshuman need to drop a note to you please share email id