Homeowners Insurance Guide 2022 *Homeowners Insurance Explained*

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  • เผยแพร่เมื่อ 29 ม.ค. 2025

ความคิดเห็น • 67

  • @LetsG0Champ
    @LetsG0Champ 2 ปีที่แล้ว +32

    Ive been selling insurance for 23 years. And you are 100% correct about people not understanding insurance. Auto insurance is the same way. Ask someone what their liability limits are. They havent a clue. All you need as a homeowner is 1) backup of water/sewer. 2) service line endorsement. 3) water seepage (if the company offers it). 4. as much extended dwelling as the company will offer. Thats all you really need IMHO

    • @abrahamkevinspann7219
      @abrahamkevinspann7219 2 ปีที่แล้ว +1

      Yes sir! Glad to see you out here for 23 years - keep going!

    • @DiorNicole
      @DiorNicole 2 ปีที่แล้ว +1

      Good morning! Hope all is well. I would like to get into the home insurance business. How would you recommend someone start? I would love to have a 23 year career and educate my child as he grows up.

    • @LetsG0Champ
      @LetsG0Champ 2 ปีที่แล้ว

      @@DiorNicole a brokerage. thank me later

    • @DeeRam-t6f
      @DeeRam-t6f 10 หลายเดือนก่อน

      You have a ig page?

  • @sirharris1236
    @sirharris1236 2 หลายเดือนก่อน

    Home ownership, renters, investors and builders ! Wow dime for dime you guys broke it down- THANK YOU🎉

  • @JacobAndJamal
    @JacobAndJamal 5 หลายเดือนก่อน

    Great video our first time homebuyer and feeling a bit, overwhelmed by how much there is to know the videos like this have helped me tremendously🤔

  • @sheilaereinhardtballard3129
    @sheilaereinhardtballard3129 ปีที่แล้ว +2

    Excellent information! So glad I listened to this very informative video on Homeowners Insurance, and the personal asides. Thank you!

  • @izishillboldon6036
    @izishillboldon6036 ปีที่แล้ว

    Great, great, great presentation. I am about to purchase a house and truly enjoyed this video. Keep up the great work men.

  • @jimgeyer3475
    @jimgeyer3475 ปีที่แล้ว +1

    Outstanding Commentary!!! Priceless!!!! Thank You!!!!

  • @kat-kenj.o.n.z6480
    @kat-kenj.o.n.z6480 2 ปีที่แล้ว +2

    Thx MG & crew for having Mr. Spann on as a guest! He did NOTHING BUT DROP GEMS 💎💎 & they were gems overflowing with wisdom! 👍💯🎓

  • @NJ-rl3jr
    @NJ-rl3jr ปีที่แล้ว +1

    Seems like he was coming down with a cold. Wish he could have had some tea and cough drops. Thank you for dropping 💎💎💎💎 Much Needed! I’m much more confident in this Area Now

  • @nimicadventures
    @nimicadventures ปีที่แล้ว +2

    I do public adjusting for all claims and I’ve yet to meet someone who is fully aware of their policy however I make sure to guide them so they can properly structure their policy and fully understand every word within it.

  • @melanieharp7633
    @melanieharp7633 2 ปีที่แล้ว +5

    This was great info. I’m in Florida and facing an uphill battle finding insurance.

    • @abrahamkevinspann7219
      @abrahamkevinspann7219 2 ปีที่แล้ว +4

      Get quotes from multiple carriers - all the best, Florida isn’t easy

    • @shonsxxx
      @shonsxxx ปีที่แล้ว +2

      Hey Melanie. I'm Shon the Public Insurance Adjuster. One way to find Insurance for your home is to go to one of your local real estate sales businesses and ask them who their clients get their homeowners insurance from. They'll be glad to help you because in the future if you choose to sell your home or buy a home, they will be high on the list to help you as a buyers or sellers agent. Make sure you look for a reputable, busy real estate firm.

  • @saritamoorebansa4485
    @saritamoorebansa4485 2 ปีที่แล้ว +8

    My dad said auto, life and home owner insurance was “ just in case” stuff happens payment. BUT, your auto and life insurance will cancel you if you use it too much.

    • @abrahamkevinspann7219
      @abrahamkevinspann7219 2 ปีที่แล้ว +7

      Your Dad is right. You only want to use insurance for claims that cost way more than your deductible. If it’s minor, handle it yourself

  • @stephenbellESQ
    @stephenbellESQ ปีที่แล้ว +1

    This was so helpful! Thanks MG!!!

  • @marquisgeorge
    @marquisgeorge 2 ปีที่แล้ว +3

    i started my own independent agency 6 months ago 💪🏿

  • @linusjoseph4325
    @linusjoseph4325 2 ปีที่แล้ว +1

    Thankyou for this needed help choosing an insurance company

  • @jessejoseph1984
    @jessejoseph1984 2 ปีที่แล้ว +2

    Great information brothers!

  • @patrickjones5299
    @patrickjones5299 ปีที่แล้ว

    I'm in Louisiana and i need to get a new policy, its going crazy in this state. The insurance has pushed my mortgage up so much its unaffordable.

  • @fitnesssoup7553
    @fitnesssoup7553 ปีที่แล้ว +2

    What about storm damage coverage? You'd better check into that and verify. FOR SURE. You don't want to be squabbling with your insurer and agent. Hint: There are people that sit behind desks with objective of exploiting you and are more than willing to exploit working people with principals.

  • @richardmorales8301
    @richardmorales8301 ปีที่แล้ว

    For the next info session. Why are dogs becoming so difficult to deal with in regards to insurance? It's difficult to insure a rental home that has a dog? Will rental ins cover this??

  • @teklife8271
    @teklife8271 2 ปีที่แล้ว +2

    GOOD INFO GUYS 💯

  • @SW-kd9fx
    @SW-kd9fx 2 ปีที่แล้ว +1

    Great information! Thank you

  • @qudyviola4188
    @qudyviola4188 ปีที่แล้ว

    This was Amazing. Thank you

  • @falcoperegrinus2292
    @falcoperegrinus2292 2 ปีที่แล้ว +14

    Bruh, my family housr homeowners' insurance went up $800. Of course, I started shopping around... only to find out l already had the best price. 😭

    • @Jnw636
      @Jnw636 ปีที่แล้ว +3

      That’s the most frustrating blessing. You feel relieved that you’re already lying the cheapest. But man it sucks to be paying that huge increase knowing full well you aren’t making that much more per year when you combine that with all the other increases!

  • @FirstNameLastName-okayyoutube
    @FirstNameLastName-okayyoutube ปีที่แล้ว +2

    Allstate denied me coverage because they said I paid too little for my house I showed them comparables of all the prices of houses are the same size selling in the area and the lady told me that she couldn't change what the computer was telling her....

  • @getahandle
    @getahandle ปีที่แล้ว

    Very informative!

  • @karinareynoso7530
    @karinareynoso7530 2 ปีที่แล้ว +1

    Great info!

  • @kjerdine7236
    @kjerdine7236 ปีที่แล้ว +1

    What if you don’t have other structures on your property, why do insurance companies still make you pay

  • @PYTU
    @PYTU 2 ปีที่แล้ว +1

    Do home insurance carry over to storage units?

  • @queenmedina
    @queenmedina 2 ปีที่แล้ว +1

    Good advice

  • @Essentialinsuranceagency
    @Essentialinsuranceagency 2 ปีที่แล้ว

    Great video!!!!!

  • @DiceyJJ
    @DiceyJJ ปีที่แล้ว

    Which is the best company to SELL for? Best commissions/training etc (I’m in south florida)

  • @tlevias28
    @tlevias28 2 ปีที่แล้ว +1

    Love it!!

  • @stevenfrancis2278
    @stevenfrancis2278 9 หลายเดือนก่อน +1

    I’m from La and insurance continues to go up due to what? Insurance companies want to offer insurance while not wanting to pay . But continues to go up. Then they use disasters as the reason but I’m not worried about disaster I’m insuring my house. I don’t benefit on no claims so why should I be stuck with high prices and have yet to make a claim

  • @Daejuice215
    @Daejuice215 2 ปีที่แล้ว +7

    Insurance rates are skyrocketing right now😬

  • @ROCBOYZGURLZ
    @ROCBOYZGURLZ 2 ปีที่แล้ว +2

    #AskMG Thank you for the continuous 💎s. Can you go over purchasing a new build? Things to look out for, things to ask, the process, anything you can share. Most of your content seems geared towards resale homes. Thanks in advance!

  • @botheyesUp
    @botheyesUp ปีที่แล้ว

    My Neighbor just had a fire. They were drinking and boiling oil. They have caused me and my children to lose everything. I did not have insurance will the neighbours liability compensate us for now being homeless and losing everything we own?

  • @dliv1687
    @dliv1687 2 ปีที่แล้ว

    I wish I had more hands...so I could give this video 4 👍 👍 👍 👍

  • @marquisgeorge
    @marquisgeorge 2 ปีที่แล้ว

    i’m coming for you !!

  • @FirstNameLastName-okayyoutube
    @FirstNameLastName-okayyoutube ปีที่แล้ว

    My concern is if most people don't know about what's in their policy then what is the stop 100% of policies from being one-sided garbage

  • @EternalRocks
    @EternalRocks 7 หลายเดือนก่อน +3

    Good Information; however, the guy needs to blow his nose. The sniffling is annoying.

  • @scemora58
    @scemora58 10 หลายเดือนก่อน

    Indeed 📞

  • @montanak7
    @montanak7 2 ปีที่แล้ว

    He’s not wrong

  • @jamarimack9761
    @jamarimack9761 2 ปีที่แล้ว +1

    💎💎💎

  • @baileyembry6057
    @baileyembry6057 2 ปีที่แล้ว +1

    💎💎💎💎💎💎💎💎💎

  • @itsreallymewhitney
    @itsreallymewhitney ปีที่แล้ว

    People do not understand the effery that is going in that is ridiculous. Its documented.

  • @tourehbrown3078
    @tourehbrown3078 ปีที่แล้ว +2

    His snorting is grossing me out, I cannot concentrate. Probably those who are clicking is probably AA, your consistent snorting is so unprofessional. I gotta go!

    • @cd-rom.
      @cd-rom. ปีที่แล้ว +1

      Your girl’s boyfriend loves it

    • @thotunewstildont5348
      @thotunewstildont5348 ปีที่แล้ว +2

      😂😂😂calm down, all of ya😂😂😂😂

    • @Esperanza19925
      @Esperanza19925 8 หลายเดือนก่อน +1

      He probably have allergies and breathing through his mouth or congestion as far as AA everyone doesn’t do drugs

  • @kiddanger11
    @kiddanger11 2 ปีที่แล้ว +1

    Great video, please bring him back

  • @DeeRam-t6f
    @DeeRam-t6f 10 หลายเดือนก่อน

    Whats y’all ig

  • @eithanwaylen
    @eithanwaylen ปีที่แล้ว +3

    Thx MG & crew for having Mr. Spann on as a guest! He did NOTHING BUT DROP GEMS 💎💎 & they were gems overflowing with wisdom! 👍💯🎓

  • @eithanwaylen
    @eithanwaylen ปีที่แล้ว +1

    Insurance rates are skyrocketing right now😬

  • @a.j.6033
    @a.j.6033 ปีที่แล้ว

    💎💎💎