ibonds vs treasury bills: Which is the BEST investment in 2023?

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  • เผยแพร่เมื่อ 9 พ.ย. 2024

ความคิดเห็น • 8

  • @DiegoMedeiros-oj1sn
    @DiegoMedeiros-oj1sn ปีที่แล้ว

    What if I have 500k or a million dollar and want to get the profit every month and let the money I invested into that.
    Which one would work better? Treasury bills/bonds or S&P 500?
    Thank you.

    • @TravisSickle
      @TravisSickle  ปีที่แล้ว

      That's a great question. Reach out directly for help if you're interested. calendly.com/sicklehunter

  • @terryxavier1881
    @terryxavier1881 ปีที่แล้ว

    So my I bond is at 3.38 now. I purchased on August 4th '23. I'm considering cashing out soon, should i wait till November?

    • @TravisSickle
      @TravisSickle  ปีที่แล้ว

      this is sort of the trap of ibonds.

    • @timthornton3010
      @timthornton3010 ปีที่แล้ว

      It looks like the new composite inflation rate for November will be 1.97% (or 3.94% annually), up from the 3.38% you are getting now. It is up to you to decide if you still think it is worth holding onto for another six months at this rate.

    • @terryxavier1881
      @terryxavier1881 ปีที่แล้ว

      @@timthornton3010
      Thanks Tim, I have decided to redeem my bond on Nov.1st. Since my fixed rate is 0%, there are many better places to re-invest my 10 grand!

    • @mekkv194
      @mekkv194 ปีที่แล้ว +2

      I think it’s best to sell your old ibond and buy again to get the higher fixed rate if you want to stay invested in ibonds

    • @terryxavier1881
      @terryxavier1881 ปีที่แล้ว +1

      I'm out of Bonds and switching to T bills. 12 month T bill will get about the same rate with no change at 6 months.