30 MORE (NEW) Frugal Living Habits That Actually Work (Financuary Day 12) | JENNIFER COOK
ฝัง
- เผยแพร่เมื่อ 4 มิ.ย. 2024
- #frugalliving #financialminimalism #frugaltips
Don't Miss...
Financuary Day 1
• YOU NEED TO HEAR THIS!...
Financuary Day 2
• My LOW BUY Challenge (...
Financuary Day 3
• MY HUSBAND'S STRANGE F...
Financuary Day 4
• How The Frugal Win Wit...
Financuary Day 5
• My Favorite Books on M...
Financuary Day 6
• LESS IS NOW (Fiancuary...
Financuary Day 7
• HOW I STAY MOTIVATED T...
Financuary Day 8
• 8 WAYS TO REDUCE YOUR ...
Financuary Day 9
• 5 Steps to Eliminate C...
Financuary Day 10
• 10 CHEAP FAMILY MEAL I...
Financuary Day 11
• 11 MINIMALIST & MONEY ...
Also (nothing to do with frugality) but after I quit smoking I realized how incredibly bad I smelt when I smoked. Smokers don’t realize it but you stink.
@Jennifer Ocean The power to tax is the power to destroy however. Keep that in mind.
@Jennifer Ocean I don't smoke but I am aware of a lot issues. Smoking is neutral in its financial consequences. Most smoking-related terminal illnesses are brief and the money saved in pension and dependency costs, including the expenses associated with the longer term future illnesses that never occur, are about equal.
This is very much not true in the case of alcoholism and drug abuse. If it was only about the money, those two issues are much more significant. Both generate huge dependency costs in various form. Medical expenses. Incarceration costs. Dependency costs related to children. Only medical expenses devolve from smoking in a significant way. These come generally only later in the later in life and, as noted, are offset by decreased pension costs.
This is the economics of the situation. Smoking is offensive and smokers sometimes engage in other behaviors characteristic of addicts, but the economic argument does not entirely wash.
Beyond that, the idea of the government using a power it has to exercise a power it does not have is big issue worldwide. Using the power to tax, a legitimate power if exercised merely for the purpose of raising revenue, to tax something out of existence is a power I don't think governments should have.
If you want to clean up society, just say so. If you want to install a tyranny you can say so too.
@@anonymike8280 Tyranny? I am from the U.S.A. and that struck me as distinctly homegrown paranoia. Not funny, how an Australian was able to ID you immediately by just that word. Let's stay on point with the subject of personal frugality. :)
@Jennifer Ocean most of the cost of a packet of smokes is tax. Smokers have paid for their health treatment many times over and some governments do more than Australia to help people quit other than just increasing the price, they provide all products to help give up smoking for free, products that Australia charges sometimes hundreds of dollars for .Also think of the pensions saved from smokers who die early. How about obese people who require many treatments such as heart attack, stroke treatment diabetes ect and need larger more expensive wheelchairs and bigger beds when they get to hospital ? What about drug addicts ? Do you resent care for all these people too ? What about alcohol related illnesses ? If the government wanted to ban smoking they would but what about the lost millions in taxes from those cigarette products ? The government doesn't want to lose out on that now does it ?
@@debbiemohekey1509 Agree. Also, seems if the govt really wanted to help end smoking, they would go after the cigarette companies instead of those who become addicted to their product.
Never shop without a list! and group your list meat, veggies, dairy, etc helps keep you from impuls buying. And if it isn't on the list don't buy it .
Does anyone else like her videos before the ads even end!? No? Just me?
Cassandra thank you so much! That warms my heart. Hugs to you 🤗
YES!
A ‘classic’ but a goodie:
I buy absolutely *everything* on my credit card, and pay it off in full every month. I have never paid a dime of interest, so you have to be disciplined if you’re gonna go this route. But at the end of every year I have thousands of dollars in credit card ‘points’ that I can use for a bunch of things like travel etc, but usually what I do is at the end of October I will trade in those points for gift cards, which I then use to do my Xmas shopping!
I also save all my grocery store loyalty points throughout the year, and before I know it I have enough points for a free flight somewhere, or hundreds of dollars in gift cards to buy gas or whatever I need.
Some people don’t bother with collecting points, but to me I see it as I’m spending the $ any way, why not be smart about it and get as much free stuff as possible in return?
Exactly, same here. I stayed away from credit for a while but I realized there are so many expenses I have to meet anyway. Why not put it on a credit card and get something out of it
We do the same with our PC points, saving all year for Christmas
If I have to guess, your strategy works 99% of the time for 90% of people and 50% of the time for 10% of the people. I suspect the short coming of your plan will be reveal when people undergo challenges in life.
@@justinacase2623 cc transaction fee is a plight on our country today, this I agreed. I naively thought Apple would ‘do good’ to disrupt the cc industry when they came out with their credit card. Color me sucker!
And that's how you become a cashless system,not good for the poor in hardship.
1. Eat out one meal once a month. 2. Grow your own food. If you live in an apartment and have a deck or patio, grow lettuce, peppers, all veggies in grow bags (I get mine at the Dollar Tree) fill your grow bag with potting soil, and get hoppin.' I start my seedlings in the house in styrofoam cups until they have germinated, then I put them in the grow bags when they've gotten like 4-5 inches tall. There are a ton of you tube videos teaching you how to grow seeds. I get my seeds at LittleShopOfSeeds, TH-cam him. His seeds are 55 cents a package as opposed to several dollars each at your local box store. 3. Give to a widow, orphan or the poor that you know. Even if it's a dollar or bring them food or clothes or shoes or anything or a casserole but start helping others less fortunate than yourself. Don't quit. keep giving. You will make your heart very happy and before you know it, you will be debt free and you'll find it hard to believe that when you gave to others it actually came back to you in intense abundance. I have been doing this for years and I a have a very, very happy heart I am happy to say. :)
Beautifully said 👏
you can also use empty egg cartons for starting seeds
If I do go to the store... groceries whatever...all bags become a garbage bag...
Yep, never just trow bags away
One of the ways that I save on groceries is planning meals for a family of 3 or for that cost $3, $5, $7, and sometimes $10 meals that are easy to prepare. An example of a $3 meal is dried beans. Walmart has a little pack of chopped ham paired with a $1 bag of beans. It makes a whole pot and there are usually leftovers for lunch.
I use the Walmart ground beef or ground turkey at $2.50 instead of stew beef, dice up my own onion and potatoes and about 4 cans of vegetables from Aldi. Feeds 4 and leftovers for lunch. If you cook the ground beef and the ground turkey together which will cost about $6 but can be split up for 4 meals. Cooking chicken legs a pack of 8 is about $4, add in a $1 pack of broccoli and a $1 box of rice. This is a favorite.
Use the portioned precooked turkey and beef to add to spaghetti. $1 box of noodles, a $1 can of diced canned tomatoes. Add the can tomatoes to the noodles let it sit because it will soak in then a 1.50 jar of sauce that will feed 4 for less than $5 and there are usually leftovers to take to work for lunch. I never pay more than $5 for a pack of meat no matter the type of meat. A $5 bag of frozen precooked pack of shrimp, $1 box of linguini noodles, and $2 jar of Alfredo sauce. Sauté and onion and you have a meal for 4 for less than $10, again with leftovers.
I buy garlic Texas toast at the $ tree. There are 8 pieces and can be split into 2 meals. Kilbasa and cabbage makes a large meal for about $4. The kilbasa price at Aldi is the best price and can save about $1.50 per package compared to Walmart kilbasa. Another meal is hotdogs. $2.5 for Oscar Meyer, $1 buns or crescent rolls an Aldi box of Mack and cheese and a vegetable for around $6.
Use the portioned ground beef and some rice that will cost about $0.25 for this meal and 6 fresh peppers, a $0.25 can of tomatoe paste and a sprinkle of cheese. Mix everything together with a sautéed onion and feed 3 or 4 people for about $6. A package of 6 Italian sausage at Aldi is about $2,50. Slice an onion and cut the sausage length wise. Put the onion on the sheet pan and lay the sausage on top of the onion and bake. The onion will cook, the grease will be less than if you cooked it without slicing, add a $1 bag of tater tots or frenchfries and a side of $1 vegetables and a $1 pack of hotdog buns a great meal for 4 at a very low price. You can usually get a VERY LARGE Boston butt on sale for 1/3 the price at Food lion. I pick the $5 or less pork. Cook in the crockpot and divide it up for 4 or 5 meals of bbq sandwiches at the cost of $1 per meal. A $1 pack of buns and some premade coleslaw for $1.50 and a side of $1 vegetables. 4 meals at less than $5 each for 4 people. Using another proportioned frozen cooked turkey beef to make chili. You can make a larger pot of chili using Aldi ingredients for $5 to feed four and have lunch leftovers. Scrambled eggs and turkey bacon with biscuits is another $3 meal. Buying a bag of frozen biscuits so that you can cook only as many as needed so there is no wasting compared to a can of 8 that probably won’t get used.
Cook a dozen eggs and you have 6 breakfast meals for $2. Which brings me to egg salad. You can serve egg salad wraps with a pickle and chips for another quick $3 meal. Tacos are cost effective. Chicken thighs with yellow rice and black beans will provide a weeks worth of lunch that you can take to work and eat on all week for $2 or less per day.
There are so many options!
Wow, absolutely awesome advice. Thank you!
I would be obese eating these types of food- biscuits? Noodles?
@@kaeirenaslp9154 I guess you’re not willing to think outside the box to feed your family creatively and economically! All you’re looking to do is criticize someone’s wonderful creativity!
@@cherylT321 Consider, part of taking care of your family, is feeding them healthy food. It’s not cost effective if your giving children clogged arteries from feeding them hotdogs. The future medical costs will not be cost effective to our nation. I work in stroke rehab and many well meaning people eat horrible diets. They never believe they’ll have heart disease or a stroke.
Use half the amount of laundry detergent...your clothes will come out just as clean. Same with coffee...you can use less than the recommended amount without losing the flavor. If you periodically like to bake, keep powdered milk and powdered buttermilk in your pantry...the shelf life is amazing. I even use powdered peanut butter for cookies! Grocery shopping online for pickup saves you so much as you can first look in your fridge and/or pantry to see what you really need for your meal plan (and if you don't already meal plan, start!). You also are not tempted by the "shiny object" on the end cap in the store. Use an app like Flipp to see what's on sale at the stores you shop at and meal plan around those sales. Grocery shop twice a month instead of weekly...properly stored produce will easily last that long. If a month has five weeks, use that last week to use up what's in the fridge instead of buying more. TH-cam and other internet sites are great resources for low budget cooking ideas to use up what you have on hand.
AMAZING TIPS!
Yes, www.AllRecipes.com plug in what ingredients you do have and one does not have the need to buy extra Most of the time.
I'm using less laundry detergent because of reading this
Love the less laundry soap suggestion. If you read the box it tells you how much to use for a load. It’s only around a tablespoon, yet they give you a HUGE scooper. I throw away the scoop and put a coffee scoop in the box. Box lasts forever. Clothes are just as clean
I added up all the things I don’t buy anymore. 1700 a year saved. Everything from no gym membership to paper towels. It all adds up.
Since starting this series I saved the equivalent of 93 dollars on things I didn't buy 😌
Yaaaassss! $93 in 12 days!!! That is an awesome job!
Way to go!
I’m on Day 12 on my amazon diet! I put way too much money in Bezo’s pocket last year so I’m being mindful of my spending with amazon this year. Thank you for the relatable content. I actually do practice many of your suggestions already but will share this info with others (if they are seeking it). One thing I would add to inadvertently making a late payment: call them up and ask them to waive the fee. Be insistent especially if you have been a customer for a long time and late payments aren’t the norm.
Tip - run the dishwasher on the light mode. It saves energy because it runs the cycle for a shorter amount of time and saves hot water.
I do this as well, my dishwasher just runs for an hour as opposed to an hour and 45 minutes
I had not thought of that! Great idea! Definitely going on my list!
Do you notice any difference in the level of cleanliness? I could probably get away with this too because I pre-rinse.
I pre rinse. And do not notice a difference at all. Most of the time I do not do the heat dry either.
You also don't need to use the full amount of powdered dishwasher detergent. I cut back to about 75% and my dishes are just as clean and I save money. Also, make sure you are getting the least expensive detergent that works in your machine.
We cook pretty much every day. And I cook and extra piece of meat or whatever else for my fiance lunch. And meal prep breakfast also.
Another tip, sometimes rice,beans and some meats and root vegetables are less pricey at the Spanish supermarkets.
And Asian, Persian markets too than the big box stores.
I am saving money by reading the recommended portion size on food packaging! I was regularly overfeeding the kids and throwing food out. The vet told me the cats were too fat and overfeeding would cost me for their subsequent health problems. I hadn't thought about that!
That is a great idea I hadn't thought about. Eat the portion size!!! Better for health and the pocket!
kerry-- good thinking! being overweight and poor eating habits give us medical bills and time missed from work that routinely ruins many families financially.
Use rit dye to refresh your clothes.
1- We save every month (sinking fund) for gifts, restaurants, vacations, clothes, car maintenance, veterinarian, doctor co-pays.. When we going to buy anything we already have the money.
2- We pay for car insurance once a year, since we get a discount (we also save this amount monthly)
3- We have solar and an electric car (we pay off everything) and we only spend $35/month in gas
4- We have a VERY SMALL budget for WANTS
5- We are very careful to not waste any food
6- Our goal is to pay off our house in 7 years, so we have been very intentional. (besides our normal jobs, we started 2 side hustles)
You are blazing through that mortgage! Awesome tips!
Wow, what great ideas!
I try to do no spend Sunday thru Friday. Only spending Money on Saturdays which is my grocery day.
When I want to eat out I'll look up copy cat recipes and make it at home.
I love this idea!
Same, we do all of our spending on Mondays
Loving this series! We order from restaurants rather than dining in. I tip 10%, go pick it up, have our own drinks at home, and don't have to put up with the noise or the constant "how is everything tasting". A lot of times we have enough for 2 meals.
We never buy books. We use the library and free online books. We also have a "To Buy" list hung up; anything we want to buy we add to the list and let it sit for a few weeks to see if we really need or still want it. It's amazing a month later how many items I cross off and realize we can live without. This is also much safer than putting items in my Amazon cart!
Great idea
I like to give books as gifts and have found some really nice ones at the DT
Jennifer something big is coming and its called a depression, maybe you should do a video on the must things that one should do to prepare themselves for this once in a lifetime event.
@@tammyintiaras I would be happy to give you some free tips, pay all your debts off, extend your line of credit, get out of the stock market if you have invested, buy physical gold and silver to give you a hedge against inflation, stock up on things that you would normally use but buy them on sale if you can. Buy sale to sale and off season to save, thats all for now. Any questions let me know.
Do not shop hungry or sad! :)
Or tired 😴. I find it's harder to say no to myself when I'm running on fumes.
We have been doing 2-5 day staycations for over 10 years and we LOVE it! We nevee get denied for vacation, because it is short, and the employer knows we are just at home resting. We will knock out our dentist/dr etc appointments at this time too, or any repairs. Video games are more entertaining than meuseums to us, though.
To pay off any loan a little faster, add 20 extra dollars to the PRINCIPLE each payment! You'll never miss it and you can pay off your loan a bit faster, and even get a bit of a refund when the loan is over!. We paid our house off about 6 yrs early doing this. Odd but true
I paid off my $50.000 student loan 10 yrs in advance by putting my $60 monthly saving with 0.01% interest towards the loan and kept going for 9 yrs until Dec '18.
Show us your house! Closet, organization systems, etc!! Edit to add: if that’s your bare face, we need a skin care routine 👏
Sadie! I can do that! Also yes this is my bare skin and the best part is my skin care is simple and drugstore. I will make a video on what I use.
2020 I taught private lessons and cut $ 1.500 off my yearly food budget. I also keep track of what I buy on any form of discount (sales, coupons, the week's offer etc). My food budget was now $2.000 and the discounts were $ 2.000 too = I have bought everything at HALF PRICE; I have beat my own record :).
Keep away from buying things you don't need.
Downsizing your house and automobile is not the last thing to consider. It is the first and most likely the only thing you need to consider on your way to debt free life. They are by far the most expensive things in almost everyone’s life. Everything else is trivial and laughable compare to these two things.
When I go to the grocery store I only go on the outer edges. Rarely down any rows except if I need flour or sugar
I like your hints. Wish I knew them earlier but many still helpful. I’m 79
Absolutely the outer edges are the freshest and best for you!
My #1 rule is to not shop tired. I make really bad choices when I'm tired and my self control is less so I walk about buying tons of things I didn't need and sometimes I actually forget what I was there for in the first place.
Thirty more awesome tips!! I do most of these, however one I might add is avoiding speeding tickets, parking tickets, or any other vehicle tickets. I feel like they are such a waste of money!! Have a wonderful week :)
That is definitely something that can cost a lot of money and a headache!
For sure. I haven't had a ticket in 20 years. I also don't buy lotto
We got rid of cable,I make my laundry soap and cleaning supplies and dish washer soap if I think I need something I try to see if I can do without it or make something work that I already have
We have young kids, instead of buying yogurt and applesauce pouches we buy reusable sand make our own.
I buy $30 TracPhone cards at Walmart each month for my $150 Samsung Galaxy smart phone and have saved hundreds, possibly thousands on a cell phone/cell service. The phone and the service both work great.
Simple mobile unlimited data talk and text ans international calling for $49 renew each year no contract you bring the phone 📲
For me I am the opposite for vacations. I have greatly enjoyed my trips to Europe. I spent 2 weeks in England, Scotland and Paris, the next year I spent a week in Italy, loving Rome and of course other parts of the beautiful country. I'm looking forward, when its safe of course, to going back to Paris and spending a week absorbing more sites and culture, especially the food and going back to the Louvre, and seeing Versailles. My first time there wasn't enough. We do small trips during the year too. How do I travel internationally well? Planning, and buying tickets many months in advance. This has meant getting a Business class seat for 1/2 the cost. Also travelling off season, but close to the season saves a lot on hotel bills. We also only eat twice a day, stopping for coffee in the afternoon. Being frugal is great, but it shouldn't mean compromising quality. Lately, because I fell and am recovering, I have done Walmart's free grocery pick up. It has saved me money because I am shopping online and not being tempted by all of the other things in the store. By the way, I own my new build home outright, 2 cars, retirement in place, 3 year emergency fund in place, and am 100% debt free, and go over my finances daily, I use my credit card, especially for large purchases, and pay it off for the points. Thanks for sharing ❄️☃️🏜️💗❄️☃️🏜️💗❄️☃️🏜️💗❄️☃️🏜️💗❄️☃️🏜️💗❄️☃️🏜️💗❄️☃️🏜️💗❄️☃️🏜️💗❄️☃️🏜️💗❄️☃️🏜️💗
Cut the cable for sure 👍🏻
When I buy a rotisserie chicken, I used some to eat right away and then I take it apart to make chicken flautas the next day. In addition, I also use the chicken bones to make chicken broth to use later when I cook rice.
I never buy kid stuff new. I always search marketplace until I can get it free or super cheap.
I agree, someone said to us "liquid cash" most important as kids are expensive. We disagree, i would rather spend less on the kids and as a result work less and my children can spend more time with me! Also kids dont need much if you make them aware of the value of money and the power of advertising to make you want stuff! My kids are pretty savvy.
This is my first time seeing your channel. I don’t know if you have mentioned this previously or not, but look into buying ZERO WASTE PRODUCTS.
They last a lot longer (saving you $), take up less storage space and less plastic waste/trash. You don’t need to buy as often and it’s better for the environment too! Win - Win. 👍
Absolutely I am actually working to be more intentional to try to reduce waste 🤗
My shampoo bar lasts about 6months and I always use a bar of soap instead of liquid. Saves loads of money and no plastic waste. ❤
Tip # 8 for saving your money, learn how to fix things yourself on utube to stash the cash.
Classic timeless wardrobe on a budget
I cut my own hair and don’t colour it. Do my own nails and feet. Always did. I have just lost almost 10 k so can now fit into my old smaller clothes. Do my own cleaning. Only eat at home. Don’t buy takeaway. Walk instead of going to gym. For a year I have not used makeup. But I will after I stop using a mask. And I don’t mind any of this. I am downsizing as we speak and hope to move at the end of the month. I drive a very small car. Don’t have TV or cable. Get books from a library.
Great job!
Awesome!
I liked part with make up😂
When you declutter do it room by room. Think of this as a first round or first pass. Then choose a room to do a DETAILED declutter, one room a month. One area of that room at a time. GIVE YOURSELF the time to do a thorough job. Thoughtful decisions. This is the base of Simplifying and paring down. More space, more homes for your stuff, cleared off surfaces, easier cleaning and maintenance are the rewards. Also you will find things you never knew you had, don’t need, can pass along to others. Keeping things in your space simplified will help you rethink your spending on “stuff” 😉 This declutter process will become a way of life and spill over into all the areas of your life.
I completely agree!
Public transport works for me! I work in the city center and my employer charges a good bit for parking; however, they also help offset my bus pass, so I save over $150 a month.
We bought last week our new sofa on sales in UK- we saw it last April for 1250£ and bought now for 870£. So very exited about this deal. Having a baby this summer and 3 of my best friends gave me all of thier baby close until its 1 yrs old; I love the idea that my baby will use thier close bc it is full of beautiful memories and it is best for the enviroment too.
#30 pay your bills on time- very important!
I’d rather eat food I make at home. I don’t drink soda so when I go out, I always order water. I never pay full price for clothes. I always check online purchases for extra coupon codes.
Loved this series. I really want to pay off by house in 5 years also.
Yesss!
I don't have a creditcard (we don't use them on a daily basis in the Netherlands). I live alone and i have a basic pantry for everyday meals. I buy fresh produce to make meals ready to eat and to make some freezer meals. During the week i eat about 4/5 fresh meals and 2/3 freezer meals. I do this so when i spontaneously eat out (pre/after covid ;-)) i never let food go to waste. My pantry and small freezer are definitely money and waste savers.
That is very interesting that the Netherlands don't use cc on a regular basis. Are things paid with the currency mainly vs using debt?
@@THEJENNIFERCOOK yes, we use cash but most people use their bankcards (like a debit card). Most bankcards don't allow debts over 1000 euro's. I never used a creditcard in my life :-). And most people who do use one use them for travelling. Of course people still get in debts (maybe not on the same scale as in the US). Mostly when they take out loans with high interest rates.
@@jannekebalk3632 wow! It is amazing the difference. Basically if you want it here in the US you put it on a credit card. Thank you for sharing. Very interesting 😁
Get rid of the gym membership. Exercise at home. You'll not only save on gas money to get to the gym but you'll be outside, getting fresh air and feeling more free.
Completely agree! Walking/running on and indoor treadmill cannot make up for the peace you feel doing those activities outdoors!
And Vitamin D!
7/29/21....Some health insurance companies GIVE FREE GYM MEMBERSHIP to insured ppl who are 50 or older. 1 live 2 miles from a gym so I can go on 🔥 days/rainy days/during storms & use their machines.
Such great tips! I am watching as I go through 3 bags of hand me downs clothing from family for my kids. I never say NO to kids clothing. I go through what we like and pass on the rest.
Love your videos Jennifer! I live in New Zealand so some of these extra ideas may not be possible everywhere but...1. Plant some herbs and vegetables whether in pots, raised beds, or the garden. Also make use of any local food forest, foraging maps, or join the local community garden club to access some growing space if you have none at home. Growing from seed or cuttings is generally cheaper than buying nursery plants, and it's an activity that is also good for your wellbeing in so many different ways. Our local library has a freely accessible seed bank that is just an old school desk painted and repurposed for community seed swopping. 2. Or join a fruit and vege co-operative where for about NZD$15 you'll get two large bags of seasonal produce weekly (or less regularly if preferred) - often offered by church organisations or social enterprise groups. Or create your own co-op with friends, family or neighbours where you each grow different vegetables you can each respectively manage in your available space and swop their excess for yours. Swops could be organised via social media for your co-op group or I have neighbours who put surplus seasonal fruit in a box at their gate with a 'help yourself for free' sign for those walking by. 3. No matter what your age check out the wide range of menstrual products available on the market now. Many disposable items are expensive and the cost (and waste being sent to landfill) over decades adds up massively! I have shifted to using cloth, washable pads and liners and am very happy with the job they do, but am especially happy I am saving so much money every month! You can get extra absorbent versions for heavy periods and/or minor to moderate incontinence issues too. Sewing your own may be an option and there are a lot of TH-cam videos on how to do this. 4. Finally, an adaptation of what my Nana did during the Depression to clothe her children... If you are into sewing or craft, new fabric and haberdashery can be quite expensive. Try your local thrift /second-hand / pre-loved shop for the items you want or could stock up on that others have got rid of. Alternatively, at the same shops buy clothes, pre-loved furnishings or linen made of fabric that could be repurposed to your project, or that may be at dirt cheap prices due to stains etc. but still has great buttons or good working zips that could be removed and used in another project. Also monitor local online sales noticeboards for people getting rid of bulk lots of vintage sewing notions etc. cheaply when clearing deceased estates.
The tip about the bottom shelf items in the supermarket that are slightly cheaper than the items at eye level is very useful. I’ve noticed this myself and actually prefer the taste of the not so popular pasta sauce 🍝
Yesss, sometimes they are the mom and pop brands the stores are just testing and they are delicious.
Stores charge manufacturers shelf fees to see that their product are placed at optimum locations, read that eye level. Walmart likes to advertise that they do not charge shelf fees but they will have purchase prices with manufacturers that are lower in exchange for preferred placement.
I use Libby to download books for free and use silicon baking mats instead of foil. Id love to see videos on paying down mortgage. We have a goal to pay our mortgage off in 6 years or less.
Just interested, do you find the silicon mats quick and easy to clean?
@@christinebyrnes3164 yes very much
Since my divorce, I have learned to build things myself. I have built a patio and fence and my son's bed. Also started a side hustle building for others. I would LOVE to know how people stay motivated in paying off their mortgages. I have about $80k left and could always use the encouragement.. thanks! Love the channel!!!
Wow! 80K will be gone in no time. I am so excited for you!
Great job already!
@@THEJENNIFERCOOK Thanks for your hard work!!
@@Picca65 Thank you sooo much
So impressive, the way you not only learnt how to build but are also able to monetize that skill
I use hot water for dish towels. On a saving note. We only use cloth napkins. I pack one in my lunch for work.
I made cloth napkins cut up some old bath towels to use instead of paper towels since paper products were scarce and I save money and I feel like repurposing fabric is good for the carbon foot print.
Hearing wash on cold, we have started to only wash on a cycle that lasts 20 minutes. Also using the magnets saves a lot of money.
I switch from cable to fire stick. Save over 200 a month.
Also making money out of it.
I just cancelled our cable. Our son bought us a fire stick for Christmas. Best gift ever.
My girlfriends and I have potluck dinners all the time…we can be as noisy as we like, share favourite food and sometimes we add silly games😊 best times
Excellent tips thanks!
Automated saving has definitely helped. I chose a bank which is further away from where i live and dont own an atm card for that bank. So i would think twice about driving this far to tap into it.
I remeber when I was a kid that my parents did this to. They did their regular and business banking in our town, but their savings/retirement accounts were at a different bank in another town (about half an hour away).
Enjoyed this very much, great ones!!
I love the idea of maintaining a spreadsheet of grocery & household staples. Currently I keep two items on hand (such as 2 bottles of shampoo). When one runs out, I pull the other up for use and add the item onto my shopping list. Using the spreadsheet, I can definitely find the true sales.
One quick question...what was number 4 on the list? It went from 3 (clean car) to 5 (review subscriptions).
I only use a small portion of laundry detergent and dilute it before pouring it in the bottom of the washer, I fill up spray bottles half way with non brand name all purpose cleaner and then fill the other half with water. I also buy the larger jugs of all purpose cleaner. For laundry detergent I buy Cosco brand Kirkland much cheaper......I also have stopped using so much paper towels and now use reusable microfiber cloths to clean the bathroom, the microfiber cloths are also great to put on a swiffer to use clean the floor. For cleaning ceramic tile invest in a steam mop I bought one for 58 bucks and it lasts for years. I am always looking for ways to save money.
Thanks for the video. We are also focused on the mortgage! My tip, when you get your good shop put any meat and bread products not using for a while straight onto freezer. Also check your fridge and freeze leftovers if you wontceat them within acfewcdays.
On my washing machine it’s the stain cycle, combined with the sanitary cycle that gets really dirty or stained clothes the most clean. You don’t want to use this every time obviously.
Mend all clothing
Jennifer, you are an endless wealth of frugal information!
The idea of Finacuary was AMAZING thank you been,following.... im in the process of,paying off my mortgage also Idea getting out,of consumer debt 💜
Jennifer; I think health is important too, if you have your health you have everything, I will start you off with your first health tip below and many more to come. Bruce
Our electric bill went way down after we put everything on plug strips, even the over-the-stove microwave. Many things use phantom power when they are turned off. We seldom watch TV so we unplugged that, too. We use lots of fans in the summer and only turn the A/C on manually for short times unless it's over 100 in the high desert. I use big buckets in the kitchen and shower to fill while waiting for the water to get hot. Then I set them by the washer to add to a load. It's amazing how much water it takes to wash clothes. Use my solar dryer (clothesline) as often as possible. Clothes last MUCH longer if you don't put them in the dryer (what do you think all that lint is?). I wear clothes more than once unless I happen to get very sweaty. When I drive, I accelerate slowly and anticipate stops to save on gas. I drive a 5 speed and coast whenever possible, on slight hills and coast up to a stop light. I've gotten up to 58 MPG in my economy car (normal for that car would be around 35 MPG). We have two old vehicles so I only carry liability and instead of paying for coverage that would replace our cars, I put extra money into a budget category to save up for car repairs and replacements. If my car was considered totaled and I was at fault, I will have the cash to replace it. If I have no accidents, I will have even more in the bank. I take advantage of senior discounts at stores when I need to shop.
I only spend or shop one day a week! It saves me so much money, and head space
I have bought my first 3 christmas gifts for 2021, but I also have a nice looking clothes hamper I use as a gift bin, so when I buy the gifts, I put them in the bin, along with maybe cards I buy for birthdays etc., so all my gift supplies are in one place and I don't misplace them etc. I will also buy some 'extra' gifts, things I see that are nice (minima l of course) and put them in the bin so I don't forget them. (I have 3 students so if I see some household thing, I will put those in the bin for when they finish school and start to set up a home, or things like that)
Health Tip of the Day; ok people today we are going to talk about the benefits of Black Seed which is also called sativa negella or Black Cumin. This product has been used for hundreds of years and is even mentioned in the Bible, the benefits are as follows, treatments for diarrhea, constipation, hemorrhoids, bronchitis, cancer prevention and treatment and many more too many to mention. Note if your going to use this product, grind the seeds up in a seed grinder first before using and always consult your doctor before trying anything new.
😂😂😂 you’re so funny! I had a 9#2oz. baby so HIGH FIVE to the whole sleeve of cookies 😂😂😂
Your videos are so helpful! I am at the beginning of my journey and even though I am by myself I feel like I am not alone and that makes me hopeful! Thank you, Jennifer!
You are not alone! This community will be your support. I know you can do anything you put your mind to. Hugs!
I love that you don’t use much makeup! What you do is very tasteful and you look more beautiful than you would trying to cover up your wrinkles. (Which I didn’t even notice before you mentioned it!)
I shop with intension when I get on amazon, ebay, poshmark. I'm looking for specific things and not just aimlessly surfing just to buy anything that catches my eye. Shopping when bored of upset will generally lead to spending money on unnecessary things.
Oh yeah you are right about looking at the upper and lower shelf and it just so happens that I was looking for pasta sauce and voila - bottom shelf lower price!
I started buying "handywipes" at the dollar tree.....9 in a bag.... you can wash and dry them.....I have been using package #1 for over 2 years. I did clean a nasty mess with one and threw it away. I still have paper towels. Now I only use a roll every every 3 months. I tend to use them as napkins, so I have not bought napkins. I also use them for homemade wipes. Again, you can throw them in the washer after use.
We combined trips to town with doctor appts or dump trips to save on gas.
How you organize your house
How you organize your daily/weekly chores
I love the idea of doing a viewer frugal tips video!! What a great idea 💡 Thank you for all of your wonderful videos!
Thank you Tiffany! It is going to be very interesting video with great tips!
I really like your sweet personality! You have a lot of wisdom! Thank you for all you do!
Thank you Faith! Welcome!
I make my own plant milks with a blender and nut milk bag, I usually make oat because i keep bulk oats for my breakfast and to make my dodermans food which is another way I save money by making her food plus it's much healthier for her. I also just did a refi on my house and was able to cut my payment by $160, so that's just an extra $160 I'm going to add to the principal because I'm on track to getting it paid off in less than 5 years ✌️🙌👑
Awesome job! I love oat milk. I need to learn how to make it.
it's so good, I like this recipe by minimalist baker and she has a lot of really good vegan recipes too you might like. when I'm done making the milk i use the leftover oats to make no bake cookies but maybe I shouldn't suggest that after hearing your sleeve of cookies story 😂 minimalistbaker.com/make-oat-milk/
I love making my own almond milk. I tried peanut milk...it was interesting th-cam.com/video/snG7k2CbZk4/w-d-xo.html.
I have thoroughly enjoyed this video serious
Thank you so much!
How to start a budget. Love your content. My minimalist tip is, if you can find a purpose or place for it, it must go!
Thank you so much!
A lot of savings start in the kitchen!💚
Hi Jennifer you are making so much sense, like my other favorite, the prepper princess!
You give really good advice.
Thank you Josie!
Great list, really enjoyed Financuary❤
Thank you Dolores!🤗
I only buy yellow stickers and 2 dollar fruit bags. I grow most of my vegetables.
GREAT JOB 🙏🏽👍✔️🦅
Call your internet provider once a year and ask for a discount. Check your subscriptions-like Netflix, I saw we were paying for 2 screens. Between that and internet I’m now saving $19 a month.
Great ideas!
I think you mean, "easier said than done" Love all these tips!
Grocery stores restaurants things like that that have the loud music it's mainly to keep people off of their cell phones but they don't realize it's that the people just get twice as load but that was the reason why they did that
I feel like you and your channel are really gaining momentum. Financuary was a fantastic idea. Now you need to come up with a cute name for a series in February!
Yes it has taken off. I am thinking about a March series. Money and March can definitely somehow together. Any suggestions??? 🤗
@@THEJENNIFERCOOK hmmm. I will think about it. If you're like me, it will just come to you at a random time when you least expect it.
Love your tips and tricks! I know someone who stopped smoking and used to money to buy a car! One thing i do to save: i have a weekly budget for groceries and if i am under my budet, i ‘’roll over’’ the difference to a savings account
Thank you Catherine!
For car insurance (this is Australia but I assume applies to USA too?) where you live can impact the price of your car insurance.
I live in a rough area so if I list my car as here the insurance goes up in price (because it's more likely to be stolen). SO i put my address at my parent's place which is in the countryside and it drops my insurance price by like $200.
So if you have a friend or family member who lives in a safer neighbourhood or in the countryside, ask them if you can list their address for car insurance. All it means for them is that they might get random mail from the company with your name on it.
I go to the wand car wash. Put in $1. Spray truck with soapy water. I count the seconds so I can get around the truck before the machine quits. Then use the brush on the truck, no added soap as there is enough on my old rusty truck so that part is free. Put in $1 and rinse, counting again. Put in another $1 and rinse again. I discovered that I get more time with 2 loonies than with 1 toonie. Squeegy off the windows, dry them if needed, buff fenders. There you go, I just washed my 2004 Chev Siverado for $3. Car wash owner hates me.
Absolutely! The money I’ve saved when I quit smoking and drinking $$$$ life is good 10 years later😀
😂😂😂loud music - AMEN! I can’t hear myself chew 👏🏻🤣😂 I was blaming that on age but glad to hear it’s being played loudly everywhere 😂
Not only is it the load music, but it’s hearing your favorite music from your childhood/teenage years being played at the grocery store!
We have so much really nice furniture that we found on the curb. Why someone would discard a nice dining set or a really good looking rocking chair with cushions or a beautiful dresser made of carved fruit wood is beyond my understanding. My brother found everything from nice leather couches to crystal chandeliers in the trash. Finally he had so much, he had to stop picking things up.