So here's my idea for you and your new show... HGTV's Hot new show 'The Five-Year Plan!!!'. On this show Realtors will only show homeowners houses that they can pay off super fast! A lot of the show would be running the numbers and teaching people how to read and understand mortgages and amortization schedules! People would love it!!! However Realtors and Banks would hate it :-)
That’s an interesting idea. I personally believe that lenders should be required to show the total amount something costs when people make minimum payments for the full loan term. I wonder how many people would rethink purchases or try harder to pay off things faster if they saw the total cost in writing when they sign on the dotted line.
We have been working on paying off our house for the last 3 years. We have 3-5 years left. We will be around 35! You guys just lit a new fire under me. We can do this!! Thanks for the motivation. You guys are going to do great things!!
Oh ny goodness things like this brings me to tears with so much joy in my Heart. I’m so happy for you all and may God continue to bless you and your beautiful family 😍😘🙏🏿🙌🏿
Are you guys able to do a "how we did it video?" I'm curious how much extra you guys put down on your mortgage each month or did you have big chunks of money that you put down on it? What percentage of your budget did you put down extra on your mortgage? Did you get to a point where you were paying 50% of your income on mortgage, etc...? Way to go!
My loved ones and I are coming with y’all! I’m so happy for you! Part of my church’s declaration is, “I declare all my bills are paid, all my debts are retired and I claim every dime I need to preach the gospel!”
We just brought a home as well and hope to have it paid off early too so we speak from our mouths to God's ear in Jesus name I pray for you me and everyone else with this ambition to have our homes paid off early God bless you.
Major congrats to you and yours! I am that single mom and I'M COMING WITH YOU! No one in my life can see it, but I do. My house will be paid off within maximim nine years. You inspire me. Thank you.
CONGRATULATIONS!!!!!!!! I am soooooo proud of you. We just finished paying off our mortgage too. The feeling is unreal. It took us 15 years but we did it and I thanked him and praised him as well. TO GOD BE THE GLORY!!!!!! You are an inspiration to so many people. You and your family are BEAUTIFUL!!!!! TFS
I been watching your show for 3 years and learned a lot. I had to go back and watch this video once more... we got our first home in 2019 and in the season of grinding... the needle is moving and we are focused. May God continue to bless your family. Thank you for putting God first and acknowledging His awesome work for your family.
Congratulations!!! I am soooo happy for you guys setting a good example for our community. It's important to see role models that look like you not only talking about finances but also being about it. Now you guys are planning for generational wealth. Your kids are so blessed to not have to survive in a struggle home. So blessed. Your truly an inspiration. This is coming from a 22 year old who paid her car off in 10 months with the influence of your content and many others. Thank you.
Congrats! We are hoping to finish paying off our house in a few more years, we only have been in it for 6 years. Goal is not more than 10 yrs. Will you be doing the Debt Free Scream On Dave Ramsey Show? The other great thing is you will now be able to save all the money you have been putting towards your mortgage each month, snowballing!!
You guys have really set me on a path of no return. God is sooo good. It was a blessing to find you. I never fathomed having this goal to strive for. Thank you for your encouragement and all the work you put out to bless everyone else. Truly grateful for you guys. Btw watch a lot of youtube but I never comment. I felt so compelled to say thank you!
I'M GOING TO PAY OFF MY $15,872.00 DOLLARS STUDENT LOANS IN 2 & 1/2 YRS... I'M GOING TO DO THIS! THANK YOU SO MUCH FOR SHARING YOUR LIFE MOMENTS. MAY GOD CONTINUE TO BLESS YOUR FAMILY. I'm coming with You all!!!!!!
Congratulations on paying your house off. I bet it feels great - like a weight lifted off your shoulders. Your kids seem awesome 🤘I’m excited for your family
Your kids are ahead of the game in a MAJOR way! Parents are supposed to be their kids' head start! You guys are their head start!!! BEAUTIFUL! Simply AMAZING!!!
“Nobody can ever take it from us!” Best line of 2018! I am looking forward to one day making that statement! You all are definitely inspiring! Your story blesses me🙌🏾🙌🏾🎉🎊
My husband and I are coming with you :) 3 years ago I found one of your youtube videos and it has transformed our life. We paid off over $100,000 worth of consumer and student debt. Thank you so much!
This is soo beautiful!!! God bless you all, this is so incredibly inspiring. I’m so happy for your family, my dream is to be able to buy our home in cash. This gives me the faith that it can easily be done no matter the cost. My parents were able to do the same in 7 years but that was back in 2000 - 2007. So I know these things can be done!!!
CONGRATULATIONS!!!!! When I saw the title, I started screaming before watching the video 😂. I haven't had the pleasure of meeting you two yet, but your videos have been such an encouragement to me. I found your channel last year and have been following ever since. As a fellow believer, I know that there is nothing too hard for our God. Dave Ramsey says those who've taken his class pay off their mortgages in an average of seven years but you guys broke the mold! I'm so excited for you! I'm 34 years old and I've never heard such a testimony. My husband and I are closing on our first home in a few weeks. Ive declared that my home will be paid off in 5 years! Tai and Taalat, we're coming! Love you both and I'm praising God with you 🙌🏾. Thank you for being such a blessing.
First off, let me stop crying!!!! My God, your testimony, story and life has completely inspired me. God led me and my husband to your channel yesterday and we have literally been watching your videos like they are movies!!! I also give God all the glory for He has allowed so many of us to find your channel at the right time. We are now on this financial freedom road and listening to your story has inspired us to do so much more. I am screaming "DO IT AGAIN GOD!!!!" BLESSINGS TO YOU AND YOUR BEAUTIFUL FAMILY:-)
Crying!! Eeek! To God be all the glory! Great job guys! Had to edit because after I typed this message ( I typed it on reading the title alone) I was thinking, I hope they won’t think I’m not giving them their credit. However, I started listening and literally 3 mins in and you all are saying to “God be the glory” and that all praise is due to him.Now I have chills. Thank you for setting such an amazing example! To God be the glory!
Wow, congratulations🎆🎇👐👏. I'm happy for you guys, when I saw the title of the video. I'm inspired, motivated, I feel your joy and excitement. I'm not a homeowner yet, but I'm preparing myself to be one and get All the informations, resources for myself also for the future. This is big, for the African American community and other culture's as well. Thanks, for sharing, may the Lord continue bless your journey.❤❤❤👍
CONGRATULATIONS!!! Iam so happy for your family! I have followed you since you and your twin sister were on extreme couponers! GOD IS GOOD ALL THE TIME!
Congratulations I know this feeling ! That’s awesome God is good all the time my husband and I brought our first home out right it feel so good ! So far I see 2 hater hit the unlike button pray for them . Beautiful children as well ...
Hi Guys I am so glad for you. I celebrate with you and I feel the same excitement as you do. God is good. When you have no debt you sleep better at night. Congrats and have a blessed week.
Congrats!! We are joining you all. We will prayerfully be finished with Baby Step 3 in Nov 2019 and will start blasting away at our mortgage in 2020 Lord’s willing. I am encouraged and inspired by this video.
WIFEY CORNER Twanishia Richardson the first step is to locate every debt and list every cent you are spending. It is hard, but that will set you up for strategies. What can you reduce in expenses and what can you do to bring in additional income? That will be the first step?
Your family is absolutely wonderful and you deserve all of your blessings. And of course you know there is nothing wrong with giving God the glory. I may not be religious but I am spiritual and I can understand how people pull support from Him. Keep blessing him and letting him work through you to love your children and contribute to the world. Many congratulations on this huge accomplishment. I will be using your videos to help guide my nieces and nephews, my goddaughter and my future kids. I'm a 22 y.o. First Gen Jamaican-American woman and financial literacy in the black community isn't strong yet it's so important. This is a proud and beautiful moment. I will be sharing and supporting for the long haul.
So happy for you all! We paid ours off in January. What a great feeling :) The impression you are making on your kids will last a lifetime even though they are young. They are taking all of this in. It's such a gift to them!
God is good ! Amen! Love the reactions on the children. Congrats ! You are an inspiration to me. I’m on baby step 2 can’t wait to tell my debt free journey. God Bless!
Thank you all for this video!!! My wife and I just purchased a home October 13, 2020. Our goal is 5 years or less!!! All Glory to God!!! So happy for you all.
Congratulations....mostly because you did it together. I loved the fact you got your kids involved...they might know the value of it but they will understand when they become adults. Love to see families working together. This is beautiful!!!! Stay strong...Stay together!!! Continued success!
WOW! HOW AWESOME IS THIS!!!! What an inspiration! I'm declaring, The Porters are coming with you, I'm showing this to my husband NOW!!!! Congratulations and may God continue to bless you all and your family! This is AWESOME, I'm so happy for you all!
I am in tears....and so happy for you. We r in the middle of college tuition for twins, cash flowing as much as we can..... But have.are on baby step 5 and 6 We can't wait to do this too. Congrats!!!!!!
Had me crying like I've paid off my house and not even a homeowner yet.
Lol! Me too!
Awesome comment for reals
I’m so happy for you guys!!! My husband and I just became mortgage free this weekend. Next step is to build wealth and give like no other.
Kellee Crane Congrats and praise God!
Kellee Crane wow! Good for you! Congratulations!
Kellee Crane greeeeaaat!
Congratulations!!🤗
I'm interested. How? I'm buying my first home next year.
So here's my idea for you and your new show... HGTV's Hot new show 'The Five-Year Plan!!!'. On this show Realtors will only show homeowners houses that they can pay off super fast! A lot of the show would be running the numbers and teaching people how to read and understand mortgages and amortization schedules! People would love it!!! However Realtors and Banks would hate it :-)
That’s an interesting idea. I personally believe that lenders should be required to show the total amount something costs when people make minimum payments for the full loan term. I wonder how many people would rethink purchases or try harder to pay off things faster if they saw the total cost in writing when they sign on the dotted line.
Naomi Talking Money 👍👍
Naomi Talking Money I'm a realtor here in Orlando FL and I think that's a wonderful idea!
Jannette Joseph
Love It!!!
Oh please let this show happen! We need more of this on HGTV.
We have been working on paying off our house for the last 3 years. We have 3-5 years left. We will be around 35! You guys just lit a new fire under me. We can do this!! Thanks for the motivation. You guys are going to do great things!!
Brooke M you guys can do it! Stay focused!
Hi! You sound like us!! You can do it!!!:)
Brooke how is your journey going?
Here three years later. Are you all finished paying off your mortgage?
@@BudgetingTheBacon Yep paid it off September 2020!! 🙌🤗
Oh ny goodness things like this brings me to tears with so much joy in my Heart. I’m so happy for you all and may God continue to bless you and your beautiful family 😍😘🙏🏿🙌🏿
NaturallyRoro i second this. I’m tearing up too
This is Amazing congratulations to you and family
Congratulations!!!This is so inspiring!
NaturallyRoro
Summer Breeze +
$330,000 in 5 years...WOW!!!! Your family is such an inspiration! Well done! 👏🏾👍🏾😊🙌🏾😃🎊
I'm coming with y'all! I declare complete debt freedom for our household. In Jesus' name!
All three are so beautiful!!!!!!!
Butterfly Queen yes they are!!!
Butterfly Queen The baby T's are getting so big 🙌
Are you guys able to do a "how we did it video?" I'm curious how much extra you guys put down on your mortgage each month or did you have big chunks of money that you put down on it? What percentage of your budget did you put down extra on your mortgage? Did you get to a point where you were paying 50% of your income on mortgage, etc...? Way to go!
Exactly
I'm like how did you do it???
Right
My loved ones and I are coming with y’all! I’m so happy for you! Part of my church’s declaration is, “I declare all my bills are paid, all my debts are retired and I claim every dime I need to preach the gospel!”
Praise the Lord! We love you guys and rejoice with you! Thanks for all the inspiration and for setting the standard for us all!
I just purchased a home and I would like to finish pay it in 10 years if God willing.
Sandra Jerome-Severe you can do it. Prioritize it and stay focused. I’m on the same mission!
Thanks for the advise.
Sandra Jerome-Severe I'm closing on a house July 19th and I have the ambitious goal of paying it off in 10 years as well 😊
We just brought a home as well and hope to have it paid off early too so we speak from our mouths to God's ear in Jesus name I pray for you me and everyone else with this ambition to have our homes paid off early God bless you.
You got this Sandra!!!
Major congrats to you and yours! I am that single mom and I'M COMING WITH YOU! No one in my life can see it, but I do. My house will be paid off within maximim nine years. You inspire me. Thank you.
Ahhhh congrats!!! So awesome guys!
CONGRATULATIONS!!!!!!!! I am soooooo proud of you. We just finished paying off our mortgage too. The feeling is unreal. It took us 15 years but we did it and I thanked him and praised him as well. TO GOD BE THE GLORY!!!!!! You are an inspiration to so many people. You and your family are BEAUTIFUL!!!!! TFS
Congratulation!!!! So Happy for you ALL! :)
Congratulations!!!! What an accomplishment. My husband and I are doing this too. We are praying that we can get it done within 5-7 years!
I love how their son said “So what does that mean?” 😂
I been watching your show for 3 years and learned a lot. I had to go back and watch this video once more... we got our first home in 2019 and in the season of grinding... the needle is moving and we are focused. May God continue to bless your family. Thank you for putting God first and acknowledging His awesome work for your family.
I can’t stop crying 😭😭😭 So happy for you guys! Your kids are so beautiful!!!
Michelle Tillman I cried too... God is good! I celebrate these examplary two.❤❤❤
Congratulations!!! I am soooo happy for you guys setting a good example for our community. It's important to see role models that look like you not only talking about finances but also being about it. Now you guys are planning for generational wealth. Your kids are so blessed to not have to survive in a struggle home. So blessed. Your truly an inspiration. This is coming from a 22 year old who paid her car off in 10 months with the influence of your content and many others. Thank you.
so true! I just started the journey but I am very inspired.! Btw, what East African country are you from? I am from Cameroon
This is so encouraging. People think i'm crazy for trying to do stuff like this.
#teamNodebt
Congratulations, y'all!!! What an accomplishment!!!!! 🙌🏿💃🏿
So happy for you guys!!! Big accomplishment and done in such a short amount of time. This video put a huge smile on my face 😊
Girl .....😭😭😭😭😭😭😭. 👏🏾👏🏾👏🏾👏🏾👏🏾👏🏾👏🏾👏🏾👏🏾👏🏾👏🏾
Congrats! We are hoping to finish paying off our house in a few more years, we only have been in it for 6 years. Goal is not more than 10 yrs. Will you be doing the Debt Free Scream On Dave Ramsey Show? The other great thing is you will now be able to save all the money you have been putting towards your mortgage each month, snowballing!!
I’m so happy for y’all! Gives me hope 🤗
Honey, I am crying with you, tears of JOY! God is FAITHFUL!
Praise God & Congratulations! Thanks so much for giving me an ounce of hope that paying off my home and living debt free is possible.
You guys have really set me on a path of no return. God is sooo good. It was a blessing to find you. I never fathomed having this goal to strive for. Thank you for your encouragement and all the work you put out to bless everyone else. Truly grateful for you guys. Btw watch a lot of youtube but I never comment. I felt so compelled to say thank you!
I'M GOING TO PAY OFF MY $15,872.00 DOLLARS STUDENT LOANS IN 2 & 1/2 YRS... I'M GOING TO DO THIS! THANK YOU SO MUCH FOR SHARING YOUR LIFE MOMENTS. MAY GOD CONTINUE TO BLESS YOUR FAMILY. I'm coming with You all!!!!!!
Charlie's 2nd Angel That amount looks like heaven to me! Good luck! I start in 2019.
Any update on your loans?!?!!
The sons eyebrows... 🤣🤣Love this family. #familygoals
Congrats fellow home OWNERS!!! 🎀💒🎀
My hands are rubbing together fast! This is GREAT news!
Congratulations on paying your house off. I bet it feels great - like a weight lifted off your shoulders.
Your kids seem awesome 🤘I’m excited for your family
Your kids are ahead of the game in a MAJOR way! Parents are supposed to be their kids' head start! You guys are their head start!!! BEAUTIFUL! Simply AMAZING!!!
Tai, you’ve got us teary eyed.....God is good! I could feel the praise in your testimony. CONGRATULATIONS guys. This is AWESOME!
“Nobody can ever take it from us!” Best line of 2018! I am looking forward to one day making that statement! You all are definitely inspiring! Your story blesses me🙌🏾🙌🏾🎉🎊
Congrats!!! 🙌🏽🙌🏽🙌🏽🙌🏽
My husband and I are coming with you :) 3 years ago I found one of your youtube videos and it has transformed our life. We paid off over $100,000 worth of consumer and student debt. Thank you so much!
This is soo beautiful!!! God bless you all, this is so incredibly inspiring. I’m so happy for your family, my dream is to be able to buy our home in cash. This gives me the faith that it can easily be done no matter the cost. My parents were able to do the same in 7 years but that was back in 2000 - 2007. So I know these things can be done!!!
What a blessing! You two have radically changed your family's destiny. May God continue to bless you!
I am so happy for you all.
CONGRATULATIONS!!!!! When I saw the title, I started screaming before watching the video 😂. I haven't had the pleasure of meeting you two yet, but your videos have been such an encouragement to me. I found your channel last year and have been following ever since. As a fellow believer, I know that there is nothing too hard for our God. Dave Ramsey says those who've taken his class pay off their mortgages in an average of seven years but you guys broke the mold! I'm so excited for you! I'm 34 years old and I've never heard such a testimony. My husband and I are closing on our first home in a few weeks. Ive declared that my home will be paid off in 5 years! Tai and Taalat, we're coming! Love you both and I'm praising God with you 🙌🏾. Thank you for being such a blessing.
CONGRATULATIONS!!!!
First off, let me stop crying!!!! My God, your testimony, story and life has completely inspired me. God led me and my husband to your channel yesterday and we have literally been watching your videos like they are movies!!! I also give God all the glory for He has allowed so many of us to find your channel at the right time. We are now on this financial freedom road and listening to your story has inspired us to do so much more. I am screaming "DO IT AGAIN GOD!!!!" BLESSINGS TO YOU AND YOUR BEAUTIFUL FAMILY:-)
Congratulations guys!!!!! JUST AWESOME; GOD IS GOOD!!!!!
I’m over here crying and shouting!!! Congratulations and praise God!!!!
AWWWWW y'all have such a BEAUTIFUL Family 🙏🏽 CONGRATS!!!! This is AWESOME news...Such a blessing!!!!
Crying!! Eeek! To God be all the glory! Great job guys!
Had to edit because after I typed this message ( I typed it on reading the title alone) I was thinking, I hope they won’t think I’m not giving them their credit. However, I started listening and literally 3 mins in and you all are saying to “God be the glory” and that all praise is due to him.Now I have chills. Thank you for setting such an amazing example! To God be the glory!
CONGRATULATIONS!! FANTASTIC!!🏤👍
I am in tears and praising with you!!! What an amazing testimony!!
Congratulations on such a huge accomplishment! I don't own a home but definitely keeps me focused on becoming debt free. You guys are amazing!!!!
I’m only 5 minutes in and I’m overwhelmed with joy. To God be the glory indeed! Beautiful family!!! ❤️❤️❤️😍😍😍
Congratulations on your home paid in Full!! Your family is beautiful.
Your son and his eyebrows moving, so cute! Congratulations.
Wow, congratulations🎆🎇👐👏. I'm happy for you guys, when I saw the title of the video. I'm inspired, motivated, I feel your joy and excitement. I'm not a homeowner yet, but I'm preparing myself to be one and get All the informations, resources for myself also for the future. This is big, for the African American community and other culture's as well. Thanks, for sharing, may the Lord continue bless your journey.❤❤❤👍
God is faithful! You all have inspired me. To God be the glory. A great and new beginning. Many blessings!
Yes, to God be the glory!!! What an amazing accomplishment and yes I can do it too!! Love you and your ministry.
Tons of memories to make now. A lifetime to go. You had me tearing up girlllll... congratulations
CONGRATULATIONS!!! Iam so happy for your family! I have followed you since you and your twin sister were on extreme couponers! GOD IS GOOD ALL THE TIME!
This video blessed me so much!! This is such a blessing to hear!! All glory be to God!! This is so encouraging!! My heart is fill from hearing this!!
Congratulations I know this feeling ! That’s awesome God is good all the time my husband and I brought our first home out right it feel so good ! So far I see 2 hater hit the unlike button pray for them . Beautiful children as well ...
Just paid off our mortgage (July 9th)! What an awesome feeling. It still feels so surreal.
Thanks for the inspiration!
AWESOME!!! What a great example to live by. THANK YOU FOR SHARING THIS WITH US!!!!
I just woke up and watched this. I am crying getting ready for work. I am so over happy for you!!!! To God be the glory!!! What a legacy!
Hi Guys
I am so glad for you. I celebrate with you and I feel the same excitement as you do. God is good. When you have no debt you sleep better at night. Congrats and have a blessed week.
Congrats!! We are joining you all. We will prayerfully be finished with Baby Step 3 in Nov 2019 and will start blasting away at our mortgage in 2020 Lord’s willing. I am encouraged and inspired by this video.
Thank You so much for sharing, I needed this encouraging moment. I'm a mother of 6 children And need help with getting my finances on track.
WIFEY CORNER Twanishia Richardson the first step is to locate every debt and list every cent you are spending. It is hard, but that will set you up for strategies.
What can you reduce in expenses and what can you do to bring in additional income?
That will be the first step?
Joye Briggs Thank you!
This is such a Blessing this is what unity looks like. You two have work this plan. Yes to God be the Glory!
Congratulations! 😍The kids reactions was everything! 🙌🙌🙌🙌🙌To God be the glory!
I love to see great success from hard work. Awesome! My wife and I have 3 years and 10 months left and I can't wait for that day.
Awwww, the kiddos are so cute, congrats
Congratulations!!! You put me to tears...joyful tears. I'm so happy for you guys. To God be the glory!!! #WantHeDoIt
Wish I there with you guys. Maybe one day my house will be paid off too.
Thank You Thank You Thank You!! For sharing your Testimony, Journey and Wisdom. 🙏
Yaaaaaaaaay!!!! Wow, you did it and I wish you all future success. Thanks for sharing you victory.
Your family is absolutely wonderful and you deserve all of your blessings. And of course you know there is nothing wrong with giving God the glory. I may not be religious but I am spiritual and I can understand how people pull support from Him. Keep blessing him and letting him work through you to love your children and contribute to the world. Many congratulations on this huge accomplishment. I will be using your videos to help guide my nieces and nephews, my goddaughter and my future kids. I'm a 22 y.o. First Gen Jamaican-American woman and financial literacy in the black community isn't strong yet it's so important. This is a proud and beautiful moment. I will be sharing and supporting for the long haul.
Congratulations and all praises to God. Continued blessings for your family.
My husband and I am so inspired by you both. We now believe that we can pay off our home. Thank you so much for sharing!!!
Congratulations...so happy for you all!!! I’m definitely going to do it too!!!! You all are so motivating!!!
So happy for you all! We paid ours off in January. What a great feeling :) The impression you are making on your kids will last a lifetime even though they are young. They are taking all of this in. It's such a gift to them!
**tears** amazing guys! Always inspiring but this is next level! I'm coming with y'all! Thank you for sharing💜💕💜
You guys are awesome!
God is good ! Amen! Love the reactions on the children. Congrats ! You are an inspiration to me. I’m on baby step 2 can’t wait to tell my debt free journey. God Bless!
Thank you all for this video!!! My wife and I just purchased a home October 13, 2020. Our goal is 5 years or less!!! All Glory to God!!! So happy for you all.
Congratulations, this was so emotional to watch. Congratulations again. To God be the glory!!!
Congratulations....mostly because you did it together. I loved the fact you got your kids involved...they might know the value of it but they will understand when they become adults. Love to see families working together. This is beautiful!!!! Stay strong...Stay together!!! Continued success!
That's Awesome, thanks for sharing!
Congrats! I paid off mine in 2016! I know the joy you guys felt in accomplishing this goal!🙌
You guys are awesome! Congratulations!!
I’m literally crying. Wow this is emotional.
Inspirational! Congratulations! I don't know how anyone could dislike this video...
Congrats!
WOW! HOW AWESOME IS THIS!!!! What an inspiration! I'm declaring, The Porters are coming with you, I'm showing this to my husband NOW!!!! Congratulations and may God continue to bless you all and your family! This is AWESOME, I'm so happy for you all!
Wow, this is amazing and encouraging. Congratulations!!!
I am in tears....and so happy for you. We r in the middle of college tuition for twins, cash flowing as much as we can..... But have.are on baby step 5 and 6 We can't wait to do this too. Congrats!!!!!!
Congratulations, Yay. To God be the Glory.
Congratulations! You and your family have me in tears. I am so happy for you all. To God be the glory 🙏❤
Congratulations! I know its an awesome feeling!