IULs are NOT a scam but be careful!

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  • เผยแพร่เมื่อ 22 ก.ย. 2024
  • People who call IULs scams either don't understand them, got something that as NOT an IUL, or had an agent who didn't structure it correctly. LEARN LEARN LEARN
    Disclaimer: Leyna Nguyen makes content available as a service to clients and other visitors to be used for informational purposes only. The information should not be taken as specific investment or tax advice. You should always consult with retirement, tax, and legal professionals prior to taking any action. You can email LeynaNguyen@VanMay.com

ความคิดเห็น • 51

  • @nathanielgovan9710
    @nathanielgovan9710 3 หลายเดือนก่อน +8

    Hi gorgeous Ms Leyna it was such a pleasure to see you gorgeous woman. You always give it to the people straight and use your knowledge to educate those looking for a comfortable retirement. Much love always sweet woman💞❤️❤️💖💖❤️❤️💞💞💞💞💞💞❤️❤️💖❤️❤️❤️💞💞💞

    • @nathanielgovan9710
      @nathanielgovan9710 3 หลายเดือนก่อน

      You’re absolutely amazing gorgeous and you’re so appreciated. 💞💞❤️❤️💞💞💞💞❤️❤️❤️💞💞💞💞💞❤️💖💖❤️❤️💞💞

  • @KuHo239
    @KuHo239 2 หลายเดือนก่อน +2

    I am so impressed that you speak Vietnamese and English well. I want to learn English from you, and I could share my Vietnamese with you.

  • @KuHo239
    @KuHo239 2 หลายเดือนก่อน

    When I watched the video again, I understood you better. Salespeople love selling because most people are paid by commission, especially when selling life insurance. They have to be good at it because they have to eat.
    When they are not working, they talk in the mirror to themselves to practice speaking and get better every day, and they do this for a living. Talking good is no good. Talking the truth is good.

  • @caligirl8904
    @caligirl8904 2 หลายเดือนก่อน

    Do whatever makes your heart sing! Travel the world, explore new places, and create unforgettable memories. Just remember to plan ahead and save for your future dreams.

  • @HuongPham-lz7pc
    @HuongPham-lz7pc 2 วันที่ผ่านมา

    Mình nghe Leyna nói rất rõ và Minh đang tìm hiểu về iul và muốn hỏi Allianz insurance có tin được không?

  • @KuHo239
    @KuHo239 2 หลายเดือนก่อน +1

    Excellent products come from people's mouths, and they talk about how good they are, but not from brand names. They spend a lot of money hiring salespersons and advertising to sell their products.

  • @hieuhuu2929
    @hieuhuu2929 2 หลายเดือนก่อน

    2. Chao Leyna. God bless you.

  • @Snowflakes0722
    @Snowflakes0722 2 หลายเดือนก่อน

    IUL is a powerful product once you understand fully! Leyna is 100% correct. Long term investment and safe if you don’t know anything about investment!

  • @kimlanphan44
    @kimlanphan44 2 หลายเดือนก่อน

    On the policy book talk about withdrawing or take out loan

  • @loannguyen-qz3ks
    @loannguyen-qz3ks 2 หลายเดือนก่อน

    Cám ơn chị Leyna. Rất hay và hữu ích.❤

  • @nickduong9980
    @nickduong9980 2 หลายเดือนก่อน

    Awesome info Leyna! Btw, your agent is my old shipmate. I'm meeting up with him and another shipmate in Aug. Haven't see them for more than 32 years.

    • @LeynaNguyen
      @LeynaNguyen  2 หลายเดือนก่อน +1

      Wow, you mean Vincent??

    • @nickduong9980
      @nickduong9980 2 หลายเดือนก่อน

      @@LeynaNguyen Vincent Tran. Thanh Tran.

  • @phucle9339
    @phucle9339 2 หลายเดือนก่อน

    Structure: Cơ cấu. Cấu trúc. Thiết kế.
    IUL có thật, nhưng tiền fees cao quá!

  • @carolynngo9893
    @carolynngo9893 2 หลายเดือนก่อน

    chi noi dung , em ko biet ve 401k ma van bo vao do. Chac bua nao em se nho chi tu van

  • @KuHo239
    @KuHo239 2 หลายเดือนก่อน

    Buying life insurance: A salesperson sells hope, and they hope to sell something they don't know what it is.
    If you buy things, you will not get your money back, and the same is true for purchasing life insurance.
    Life insurance is not an investment! When you die, the policy is paid out.
    You have to jump out of the coffin to get your money back and then return to the coffin.
    My comments will help us to learn from each other.
    The salesperson must know the product well, what to say, and how to say it. Selling and buying hope, and you must know what hope is.🤝

    • @LeynaNguyen
      @LeynaNguyen  2 หลายเดือนก่อน +1

      Then you have learned nothing from the video! 😂

    • @KuHo239
      @KuHo239 2 หลายเดือนก่อน

      @@LeynaNguyen, Thanks for your painful reply. I was in school for three years in Vietnam and didn't know how to read or write because I was a slow learner. I will watch the video again.

    • @phuongpham9277
      @phuongpham9277 2 หลายเดือนก่อน

      Leyna said is very true about customers honesty and how to build structure for a whole life insurance. However my whole life insurance doesn’t have a kind of money to cover my sick. It has cash value and can use for down mortgage without any questions, not like a bank. My case, cash value is a loan and have to pay 5% interest rate( better rate from bank 7%) Why mine has to paid interest? Thank you Leyna. Hope your Chanel can educate for many people. Can you explain compound interest next time, please.

    • @KuHo239
      @KuHo239 2 หลายเดือนก่อน

      @@phuongpham9277 Your reply and your case educated me. Thanks!

  • @VanTran-c9r1p
    @VanTran-c9r1p 2 หลายเดือนก่อน

    ❤❤❤❤❤
    Hello Lyna Nguyễn ok
    Cam on co chia se
    Luon ung ho co
    ❤❤❤❤❤

  • @ThiSauang-rg7og
    @ThiSauang-rg7og 2 หลายเดือนก่อน +1

    Chị đáng yêu quá đi ah

  • @johnsdhayoue8929
    @johnsdhayoue8929 2 หลายเดือนก่อน

    Hi Leyna,
    Thank you for taking time to educate our community. Yes, IUL is a legit life insurance product. My problem in your video that you only explained a NON-GUARANTEE illustration???What about the GUARANTEE column????? My suggestion for you is explain both. When you present only a PRO, it is wrong and misleading. Have a great day!!!!!

    • @LeynaNguyen
      @LeynaNguyen  2 หลายเดือนก่อน

      That’s why I meet personally with all my clients. I think I say plenty how it could go wrong if not structured correctly. In fact-that’s in the title.

  • @carolynngo9893
    @carolynngo9893 2 หลายเดือนก่อน

    Thanks chi.

  • @DienNguyen-jc2jk
    @DienNguyen-jc2jk 2 หลายเดือนก่อน

    Họ nên cám ơn Leyna .Tôi ước thời gian trở ngược lại

  • @quangnhatlm
    @quangnhatlm 2 หลายเดือนก่อน

    Mình đang co new York life insurance . Can I transfer to IUL?

    • @LeynaNguyen
      @LeynaNguyen  2 หลายเดือนก่อน

      Yes!! Plz email me. Leynanguyen@vanmay. com

  • @tracypham2643
    @tracypham2643 2 หลายเดือนก่อน

    Chi Leona cho em hỏi IUL cua hãng nao la good vay chi . Thanks a lot

    • @LeynaNguyen
      @LeynaNguyen  2 หลายเดือนก่อน

      Tùy theo trường hợp em.

  • @KuHo239
    @KuHo239 2 หลายเดือนก่อน

    One smokes cigars, one smokes cigarettes, and one smokes weeds. Would that be the exact monthly cost?

    • @longle6167
      @longle6167 2 หลายเดือนก่อน +1

      @@KuHo239 yes the same cost of your health. I don’t do any of them.

    • @KuHo239
      @KuHo239 2 หลายเดือนก่อน

      @@longle6167 I used to smoke and quit for 20 years. I like to smoke a joint while having a glass of wine. Marijuana depends on how you take it. Whenever you have a bad day, then smoke a joint because it makes you ha ha ha. I wouldn't say I like old-fashioned talking. Thanks for your reply. I'm glad you haven't done any of them.👍

  • @rosemarienguyen7317
    @rosemarienguyen7317 3 หลายเดือนก่อน

    Leyna,I need your help .

    • @LeynaNguyen
      @LeynaNguyen  2 หลายเดือนก่อน

      Email me!

  • @sonhoang7357
    @sonhoang7357 3 หลายเดือนก่อน

    Hi Leyna 👋💐❤️

  • @hienkhuc7009
    @hienkhuc7009 3 หลายเดือนก่อน

    3

  • @nathanielgovan9710
    @nathanielgovan9710 2 หลายเดือนก่อน +1

    Gorgeous Ms Leyna I think your sweet as sugar 4 real❤️❤️💞💖💖💖💞💞💞💖💖💞💞💞

  • @athuatang2217
    @athuatang2217 2 หลายเดือนก่อน

    4

  • @rosemarienguyen7317
    @rosemarienguyen7317 3 หลายเดือนก่อน

    Leyna chia se that long. Minh muon Leyna Giup Minh nhe

    • @LeynaNguyen
      @LeynaNguyen  3 หลายเดือนก่อน

      Email me!

  • @kimlanphan44
    @kimlanphan44 2 หลายเดือนก่อน

    Hoạch định

  • @daiphuong3327
    @daiphuong3327 3 หลายเดือนก่อน

    1❤

  • @patricknguyen9649
    @patricknguyen9649 2 หลายเดือนก่อน

    How can I contact you Leyna?

    • @LeynaNguyen
      @LeynaNguyen  2 หลายเดือนก่อน

      Email! It’s on the screen. :) leynanguyen@vanmay. com

  • @oanhvo4458
    @oanhvo4458 2 หลายเดือนก่อน

    Hi chị. Em sống ở Bắc Cali. Em cần chị giúp em tư vấn. Chị có thể cho em biết your email. Thanks chị.

    • @LeynaNguyen
      @LeynaNguyen  2 หลายเดือนก่อน

      Leynanguyen@vanmay. com em.

  • @lynnnguyen7568
    @lynnnguyen7568 2 หลายเดือนก่อน

    IUL is not suitable for people who is single I think

    • @LeynaNguyen
      @LeynaNguyen  2 หลายเดือนก่อน

      Why do you think that? How about when you get old and need care? You’ll need money to pay for it if you don’t have family to care for you. You use cash from policy, and it subtracts it from the death benefit. (So you are using your death benefit while alive!) :)