An eye opening, highly innovative, unique and informative video. And its not a surprise coming from the "Tutcha Praanis" pf Indian Finance. Kudos to you. Thank you sharing this information in such a bouquet with us. Its imperative for investors to understand the nuances of BAFs because these funds are gathering considerable traction by old age people for their monthly incomes after retirement.
Loved the analysis much needed for this category of Mutual funds Sir please make similar kind of a video on conservative hybrid Can we make conservative hybrid fund as our FD replacement as taxation of these funds are similar?🤔
Rather than asking like this it would be better to talk to a SEBI Registered Fixed Fee Financial Planner & set allocations according to your age, goals & risk tolerance
After July 2024 taxation changes mutual funds got categorised into 3 categories as per their allocation. If a fund holds more than 65% in equities it is an Equity fund. If a fund holds more than 65% Debt securities it is a Debt Fund. If a fund neither holds more than 65% in Equity nor in Debt just like PPDAAF here then if the holding period is less than 2 years, it will be taxed at your income tax rate however if it's above 2 years then unlike in Debt funds, LTCG will apply at 12.5% for gains above 1.25 lakh INR
Discuss in detail about FD of bank which is provided by different "platforms" for high interest 1. Is it safe & regulate ( platform) 2. Do respective bank take responsibility 3 hidden risk & cost 4 which platform are relatively safe 5 ur opinion on it
Parag Parikh claims that their fund's objective is to invest mostly in debt market: "The fund will predominantly invest in debt instruments and endeavour to maintain equity allocation between 35% and 65% (some of it will be hedged via approved derivative instruments as permitted by SEBI from time to time)"
Excellent explanation. Videos from you guys are so good for learning and understanding. Appreciate your hard work
An eye opening, highly innovative, unique and informative video. And its not a surprise coming from the "Tutcha Praanis" pf Indian Finance. Kudos to you. Thank you sharing this information in such a bouquet with us. Its imperative for investors to understand the nuances of BAFs because these funds are gathering considerable traction by old age people for their monthly incomes after retirement.
Great analiying sir.. Big fan of you
Excellent helpful analysis. Please do a similar for MULTI ASSET FUNDS. TY
Sir, why have u not analyzed Quant Dynamic Asset Allocation Fund, it is much larger by AUM size as well as older by launch date by PPFAS DAF fund
Thank you sir. Informative!
what would be ideal horizon and requirement for parag parik balanced advantage.
Eternity
That's conservative fund
Excellent comparison
Helps selecting fund on requirement basis
Such a detailed video ..served my purpose so well... Thanks yadnya for assisting in our investment journey
Worth it. Thank you so much sir
Excellent analysis
Loved the analysis much needed for this category of Mutual funds
Sir please make similar kind of a video on conservative hybrid
Can we make conservative hybrid fund as our FD replacement as taxation of these funds are similar?🤔
It has about 15% equity. Riskier than FD
Great presentation, just thought of asking-is ICICI PRU Equity and Debt Fund not a Balanced Advantage Fund?
No, it is Aggressive hybrid
Can someone suggest how much % I should allocate in Index/Flexi/Large&MidCap?
It depends on your risk tolerance, your existing investment allocation and your age.
Rather than asking like this it would be better to talk to a SEBI Registered Fixed Fee Financial Planner & set allocations according to your age, goals & risk tolerance
Very nice and useful information.
Excellent analysis.
Now I'm more confused. Which fund to invest? As per you all funds are good
Depends on your risk profile
Best information sir
Why ppfas has low entry / exit load compared to others .
Really worth it...thanks alot😊
A detailed analysis with lot of data backed with.
Useful information
Good morning. Very useful information.
Parag Parikh dynamic asset taxation is 12.5% after 2 years, not able to understand this ?
After July 2024 taxation changes mutual funds got categorised into 3 categories as per their allocation. If a fund holds more than 65% in equities it is an Equity fund. If a fund holds more than 65% Debt securities it is a Debt Fund. If a fund neither holds more than 65% in Equity nor in Debt just like PPDAAF here then if the holding period is less than 2 years, it will be taxed at your income tax rate however if it's above 2 years then unlike in Debt funds, LTCG will apply at 12.5% for gains above 1.25 lakh INR
Thank you
Good analysis ,thanks, but I would rather not invest in this category, it's unnecessarily made complicated.
It's a good option for retirees
Good for SWP for retiree’s
Nice..also make a video like this on multi asset allocation category
Very useful information thanks sir 👍 🙏
Quality content
Very good nicely explain
Thank you gaurav sir
Sir which fund/etf give me regular income ?
Thank you 👍🏻
Thanks 🙏
HDFC is clear winner
@@krnsrth
It fell most in 2020 crash
Thank you sir
But which is best i invest 1l canara.1l HDFC balance
Now I have 1 L which MF invest not taken 5yr pl given idea
You have not included the NJ balanced advantage fund in the top 10 funds which is started 2 years back but it is 2nd rank under 2 years CAGR.
Very useful
Discuss in detail about FD of bank which is provided by different "platforms" for high interest
1. Is it safe & regulate ( platform)
2. Do respective bank take responsibility
3 hidden risk & cost
4 which platform are relatively safe
5 ur opinion on it
AVOID
No conclusion. Then Why this vedeo ??
What's your opinion on Edel AMC funds
Average performance not very bad not very good
Super fund
Funds keep on changing@@religionofpeace782
Bahut acha nhi laga. Aap ytd k hisab se recommendation de sakte the by use of your fundometer😊
Parag Parikh claims that their fund's objective is to invest mostly in debt market:
"The fund will predominantly invest in debt instruments and endeavour to maintain equity allocation between 35% and 65% (some of it will be hedged via approved derivative instruments as permitted by SEBI from time to time)"
❤❤🎉
Thanks
👍🙏
Thanks