10 Things I Buy As A Financial Minimalist
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- เผยแพร่เมื่อ 14 มิ.ย. 2024
- In this video, I will show you some of the things that I continue to buy as a financial minimalist. Although I have sold most of the items that I own, I found there are some things that I need in order to function at a high level of productivity.
The purchases that I describe in this video fit one of three criteria:
1. It saves money
2. It increases efficiency in my life
3. It makes me happy
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I am not a financial advisor. The ideas presented in this video are personal opinions and for entertainment purposes only. You (and only you) are responsible for the financial decisions that you make.
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You sounds like you want to be his girlfriend
@@teamhalexy2018 Well he is a really handsome and smart guy . So obviously a lot of girls will be attracted . I count myself to them. I dont know anyone that has any kind of common sense financially
I often shake my head in disbelief to some financial decisions of my friends
@@noireknight3013 your right... he is a good looking dude and I think if we were friends we'd get along quite fine cause I'm kinda cheap like him but I'm handsomer 😂😂
@@teamhalexy2018 Call it frugal. We are not cheap.We are choosy. Yeah wish more people would think before they do "Stuff" their life to the brim. Appreciate the look good for oneself part.
Things I buy: 20 cent iced coffee
Graham Stephan Hi Graham!!
Wooooo
I'm on that 10 cent regular coffee, no cream, no sugar life
Graham Stephan hey stop copying the guy.. your minimalist house tour sucked!!! Full of grandma crap
Wow! You're here!
If you're not photosynthesising instead of eating, don't call yourself a financial minimalist 😤
It's the next rational step
@FJParravicini - Business, Money & Miscellaneous 😁 I don’t know why this joke gets me every time.
@@Lisa.M.J issa funny joke
I wish I have a sti suit that you see in movie Dune.
😂
bike membership program 1:30
filter water 2:30
hair cuts 3:15
health insurance 4:35
drain track 5:46
education 6:45
fast wifi 8:05
Tupperware 9:33
high quality clothes 10:21
Thank you 🙏🏼
Thankyou 😊
You’re gem 💎
*Drying rack 5:46
I got rich using the drying rack.
“ You have succeeded in life when all you really want is only what you really need.”
About Success love that quote. Another Success quote I like is “You have success when the people you want around you, are the people around you” 🙌
I was trying to figure out what that meant...thank you!
@@RealLifeMoney That's a very sweet quote, actually. I like that!
Amazing quote. And it’s true.
I'm successful and broke af
You've honestly helped me so much. -grateful 23 year old girl who stopped impulse shopping
And you do have nice hair lol
Thanks Connie!
I like nates 3 rules in the description box!! And the "buy it tomorrow" rule and how much use will I get for how much it is, asking myself why I'm buying it - purpose. But good tip! I need to save so when my budget allows I might implicate that.
good job connie. Men truly dont care about womans cloths we like pure authenticity. Keep going.
He said spend money on appearance don't stop shopping boo
Coming from a 43 year old; whoever raised you did an amazing job. I wish everyone was like you NATEDAWG. Hopefully my nieces turn out like you, for I don't have children. Keep it up bro, people like you can definitely make a change in this world. I also like how u switch gears when u slightly mention something political. And yes, the fashion trend thing u mentioned was spot on. TH-camr AlphaM is in it to make money; you're here to save us money.
Yessirskiiii
YES have health insurance, better to have it and not need it, than to need it and not have it
Glad you agree
Like condoms
@@XbKPandaren or guns
I haven't had health insurance in 12 years. You don't need it. I spend all my money on organic food and supplements and keep my immune system strong.
@@Mint-kj9kw pray you don't get in a accident have sneaky bad DNA or get Corvid19
I've been air-drying my clothes for years now, and the reason is that it saves your clothes. Tumble drying is very rough on fabric.
Mine turn out so crunchy when i air dry them and equally as wrinkly.
@@coreyw5981 LOL, air drying - you are doing it wrong. 😆
Corey Walvatne it happens to me even inside my house
@@genysmenrunner1677 see!?
Well, with stretchy fabrics like knits you smooth them out and hang on a drying rack. With non-stretchy materials, like men's shirts for example, you hang them up on clothing hangers to dry. Everything comes out pretty smooth.
I wouldn't have guessed you weren't good in style, you look like you effortlessly invest in your wardrobe and look very presentable.
Well thanks!
Hmm, we bigfoots don't really buy anything out here in the woods. Guess I'm the ultimate minimalist
Just Some Bigfoot With Internet Access
I’ve heard you like peanut butter? Can you confirm?
teach me your ways Mr. Bigfoot
Nate O'Brien it's mattde avella in disguise bruh...
Lol that’s how you lived for 100s of years 🤔
Remmi Ellis 🤣🤣🤣👍🏽
I enjoy buying things for my wife and daughter. I always forget about myself. But I get it back from my wife. she always surprise me, she knows what I like.
Give and you shall receive.
Mahfoud Aboukrim this is the most wholesome thing I’ve read all week. What a sweet family :,)
So sweet :- )
Does she buy you stuff for money she earns?
@@romtekch4958 does it really matter? Whether it's her money or not, she remembers and cares. Some women just expect things and don't even think to make sure their man is taking care of themselves as well...money isn't the factor here.
@Mahfoud Aboukrim
That’s too much info🤣🤣
What do his parents do ? he is an amazing kid.
Just found your channel from the sold everything video, watched your 3 more recent uploads and am truely inspired by the good smart advice, my favorite one from this video was finding a hobby that is benificial in some way, whether it be learning a skill or making money with a metal detector, needless to say you have earned my like and subscription easily, 5 stars good sir.
I purchased a few glass containers for foods to pack with me. Game change.
I’m far more motivated to prep my food and take it with me than spend on lunch. Marshall’s/TJ Maxx - they both sell a variety of these for cheap.
I also strongly suggest glass containers since you can microwave those and they never leave any kind of smell/residue like Tupperware.
Thankyou, Thankyou SO much!!!! I have previously been a financial wreck because I didn’t learn any financial skills growing up. Lots of therapeutic shopping and eating out. Now I am newer to your videos (3 months or so) but I was recently laid off and I have learned SO much from watching all of your videos. I really appreciate you!
Makes me so happy to read comments like yours.. wish you the best of luck. You got this!
Barber: "hey guys check this guy out i cut his hair"
Nate: "im not saying i have the best hair now its still not great.."
Barber: "wait what?"
living in my car taught me alot about minimalism and what you actually need to spend money on
Wow
Agreed.. Lived in my van for several months
Lucky to find this guy here on youtube! Looking forward to more of these kind of videos. It motivates me a lot :)
Yes to buying a quality wardrobe and maintaining it...line dry most all of my clothes and towels...health insurance a must at any age...I work in an ER and see the truth of this one daily...thanks for the great content Nate, always
Nate: *runs hands through a rainforest of hair* “it’s still not that great”
Not to be thirsty, but am I the only one who thinks he's...geek gorgeous. oh never mind. That's not the point of the video.
Right its like so perfect
He's addictive to watch
@@jonasalden29201 right?
He is certainly handsome.
The dryer destroys clothes. I air dry almost everything I own clothes wise
Tristian Green That’s a smart idea, tip noted 👍
Ditto! I only puts towels & sheets in the dryer.
Yes I'm always afraid that my new shirt that I just got will shrink.
I am not a minimalist, but I still enjoy watching your videos and take it as an inspiration. Thanks for your work!
Greetings from Germany
I’ve noticed that using a drying rack has really saved my clothes as well in wear and tear!
Absolutely bossing the algorithm with 'Minimalist' theme 😂
4 real!
Picking up the pace :)
@@NateOBrien At this rate you'll be at 1mil subs in no time (deservedly so as well) - just waiting for the diss track rap battles between yourself and Graham 😂
@@FinanceOptimum 😂😂😂
This term is picking up real fast 🤭
“Health Insurance”
*laughs in European*
explain
i still have to pay 100 a month in the netherlands
Nate O'Brien it’s tax funded. Depending on where you are. But in the UK it’s pretty much all tax funded.
@@NateOBrien mandatory payments subtracted automatically from the money you make that pays for free for all health care
SCOTT yeah, but in comparison to what a hospital stay costs, it’s still cheap af
Videos like yours keep me on track with my spending
One thing I plan on doing when I move out it’s just having several ice cube trays and never buying ice. I like having a lot of ice when I drink iced tea or when I just wanna really cold glass of water or lemonade, but I think it’s so wasteful to pay for ice. It’s just like how it’s wasteful to buy bottles of water. You’re pretty awesome Nate!
I love it and I'm pretty similar, either spending money to save time, to save money or make money and on experiences... these are priceless. Hmm, it seems I'm kinda minimalist :) Great video as always!
Less is more
"The funny thing about running in business is that it gives you a place to throw your money into" Tech Lead 2019. xD
putting money into a retirement account every month has to be at the top of the list of "what should i spend my money on this week." It's an insurance, lifestyle, happiness plan for a third of your life. Save early and compound it.
Before I stumbled on your videos, I was in the process of being a minimalist, and I just don't know when, where, and how should I start it. I've been looking for more practical and wiser ways in doing it, particularly the financial aspect, and your videos has been of great help. 🙏🏼 There are just some approaches I couldn't do because of some 'cultural barriers' still feasible especially for those who are starting out. 😊 Bless you!
You might just be the smartest kid I’ve ever listened to. Keep up the great work:)
This is the best channel on record, this video is it THIS IS IT!!!
You are too nice
I buy Natty Lights as a financial minimalist. Saves money and tastes good too.
Make your own moonshine... 40% chance of going blind which means that the odds of success are in your favor
Really loving this new style of videos fam
I am learning so much from you A BIG THANK YOU
The savings from the drying rack is all going to the bike membership
Wow I've bee gone for a minute and you're almost at 300k, I remember first watching you at 15k. I am do excited for you! Keep up the great content
Wow! Feels like just yesterday! Thanks for the long time support!
I am doing my final week of purging my house and I am watching your videos for tips. I am a new minimalist.
The dryer kills germs. If you come into contact with bed bugs, especially if you live in an apartment, drying your clothes with high heat is a must
Thanks a lot Nate for teaching me the value of time. I am truly a lazy person, however, since I started watching your videos, trust me, I am not slacking of what I usually used to do. Like, my laziness is decreasing day by day and it's a positive thing, right. You're a great influencer. Thanks for the videos and keep doing this in future.
P.S. - I might be lazy but I'm quite a talented programmer 😎😛
You DO have style, you’re just not into “fashion” which is fickle and can be a waste of money. Style is much cooler!
Also he's young, fit, and good-looking, so basically he doesn't need to dress that well to look good.
@@orirune3079 agree
I appreciate all the financial information you give in your videos. Most of the information were never taught to us in school.
Thanks Martin!
Holy moly! That's the same water filter I have! I love it! Haven't bought bottled water in months!
Who are you kidding...that hair is fantastic
Just basically just things that improve your quality of life and that you will actually use/enjoy!
You are a living legend. Asa I go to college I’ll follow all of these
So much agree with investing in clothes :) Especially it works with warm outwear! As a person who lives in a cold climate (8/12 months it's freezing cold in my country) investing in a high quality outwear saved me so much money. I used to buy a new jacket every season from Zara/H&M and it got so worn at the end of every winter. However, buying a decent and maybe a little bit more expensive outwear lead me to wearing the same jacket for 4 years already and it looks great, like I've just bought it ;) So I agree with you on this 100%!
Protip for all you tall people out there, I'm 6'5 and for me Old Navy is the best place to get really nice fitting good quality clothing. Online they always have the tall sizes in stock plus there is always some sort of sale going on. The jeans are really great quality for the price as well as the button up shirts. It's the best place I've found to get essential wardrobe items on a budget for my tall self.
My protip for tall people: buy your clothes in the Netherlands, the tallest country in the world. Not joking! Everything magically fits!
"I don't have style. I don't understand it." Me everytime someone asks me why I always wear the same type of outfit. 😂😂
As long as you are happy with
what you wear great. Never
live up to the expectations of
what other people think you
should or must do. Enjoy life
that is more important. Love
from Switzerland.
honestly, the problem is that most people don't know how to dress themselves so they just end up dressing like everyone else around them to fit in, hence why everyone looks so same-samey now in terms of clothes. it works because everyone does it and i get that not everyone is interested in "style" or "fashion", but as far as i'm concerned, at least knowing how to dress yourself is important, and if you're putting on clothes at all, it's important to remember that they will reflect on you beyond the basic function of covering your body--if you dress normally, you'll be looked at normally, and if you dress differently, you'll be looked at differently.
Awwee you’re humble “it’s not like my hair is that great now”
Thanks for pumping out great content and tips! This channel serves as an inspiration.
I agree he is always bringing value to us
@@JazminBautista I'm checking out your channel! Great content and thumbnails to match! Seeing you work so hard is continuing to inspiring me.
@@JustFrugalMe Thank you I appreciate it :)
Current haircut looks great! Worth it.
I cut my own hair too, from high school to my mid 20s. Now I pay the big bucks.
Women get fewer haircuts but seem to pay wayyyy more... at the end of the year I think men and women pay about the same
Agree with most of it but one big thing for me is giving to charity and wouldn't ever want to compromise on that. Other things I don't hesitate (similar to you): education, health (go get that massage / acupuncture treatment), experiences (aka travel in my case).
oh I totally agree. Just assumed that one was a given
@Liam Flow 😌🙌 I hear you!! What a beautiful outlook. 💯 I totally agree with your thoughts on charity. 🙌
@Travis Williams Exactly 💯🙌
@@NateOBrien & giving money to charity always makes me feel good if no-one knows
Great advice Nate, thanks
Hey Nate! I really like watching your videos :) I really like your humility.
To the health insurance in Europe: I live in the Czech Republic and everyone has a health insurance. It is compulsory, if you are too poor to have one, the goverment pays fro you. Also education is free for everybody. I think that in most countries in Europe it is the same.
Isn't everyone poor in Czech republic
@@littlebird8346 lmao
@@littlebird8346 :D :D :D No, the quality of life is better then in USA (the UK study last year). I think that USA has a huge propaganda. I was there with my husband like four years ago and I was shocked to see how people are working sooo hard, having little time for their lives not realizing that they are half-slaves and sometimes can t affort a health insurance - such a basic thing. That is why the comment about Europe from Mr. O Brien seemed so funny to me :D I can t imagine paying for dentist or any kind of doctor or education or seeing people homeless if it is not directly their choice
I’m a financial minimalist and this is what I buy:
Socks on sale from Costco.
You could be a barefoot investor. It is a bestseller (Scott Pape) . So you would not need the socks. Haha
Lol socks are overrated 😝
@@aussieopalgirl2915 That's the way
Puma socks 1.00 a pair
Ooh especially those cheap 3 or 5 pack wool socks come winter. They last forever!
Great Info . Thank You.
Hi Nate,
I wanna give a little suggestion, it must be better if you mention one by one then write down in the screen, so we as a reader can write and understand your explanation. Thank you 😊
Your advice is really helping me Nate! I like that you invest in appearance. How you dress is how you’ll be addressed. 💯🤙🏾
Hey thanks Joel! Hope all is well
Nate O'Brien yes, thanks for asking! I trust you’re great too
Joel Sam I love your last sentence. I marked it down. Thank you.
Maria Rooney thanks too :)
Legends says if you are that early, he will heart you comment.
I read every comment
betcha a $100 haircut you don’t read this! 😄
Another good one Nate, you express these suggestions very well; another good investment is a good all seasons coat, waterproof with a zip liner for winter, instead of owning multiple coats & jackets. ✌
these are all practical tips! Thanks for sharing
2:50 same. I don't understand people that buy bottles of water
Michael It’s “convenient” but sooooo bad environmentally! Just throwing money down the drain.
*Nate O’Brians financial minimalist video influenced Graham Stephen to make them*
This guy is making big moves
:) only putting out high quality vids from this point forward
A person who doesn’t follow trends for the sake of showing off is smart. Style is being quietly confident, not being flashy and telling everyone, ‘Hey, look at my newest shirt from xxx brand’.
Love your style. Also, being able to think on one’s own feet and not being pressured by society speaks much about one’s character & charm.
Your hair is good. I been cutting and coloring my own hair for years. Taking my lunch to work saves tons of money. Bought my car second hand 7 years ago, it's now a 12 year old car, runs like a champ. Well...a Prius champ. But the OLD cc debt is killing me. Lost my job six years ago had to sell my condo. Now working for over three years have bought another condo, but my credit was ruined because I couldn't pay them. Paid off all the old debt, but bad habits made me rack up the cc cards again! No one will give me a zero interest credit card. I'm paying mostly cash for everything now but I can't catch up. So I've been selling my previous electronic stuff and that has been helping. Trying to motivate myself back to my artwork so I can make a little more extra coin. Enjoy and take your videos to heart, you need to take your show on the road. San Diego Cali has the best weather! Oh by the way, Fashion is easy, yup, take a picture of what the mannequin is wearing, then shop for the same clothes at a cheaper discount clothing store. That's my free advice!
He went from $2 tshirt to $10 one. I have to re-evaluate my spending budget 😢.
$2 t-shirt? Thrift shop? $10 is pretty cheap.
*Nate going in with the big topics recently. You’re killing it dude!!! Keep it up*
Just getting started
Great Info Nate will try to be a minimalist tx
my "spare" money goes into video games that I keep (if theyre my favourites and if rare), play and flip or resell. its good fun and makes me money
Its so true there are some hobbies i can think of that cost thousands of dollars (over time) mainly like card collecting games or mmo style games that dont have any real benifit
Exodarion Very true, some hobbies can get pricey. A good hobby is if you could also get paid for it while doing it 😁👍
“Treasure hunting”....I’ve always thought it’d be cool to go on an underwater expedition like Jacques Cousteau! ☺️And yes, I totally agree, time is valuable-so we should invest in evolving (our mind, body & soul) 🙌 By the way, When I reached the end & realized you hadn’t mentioned your age...👀 I nearly choked on my geriatric vitamins! 😂 j/k It seems like that “young” life is giving you everything a guy your age could wish for. More power to you Nate! Personally, I’ve been feeling the pull towards a different kind of excitement, but I truly respect where you’re at. I suppose we’re all on our own type of beautiful adventure. 😌🙌💛 Interesting video though Nate...or should I formally say...🎩🧐 “Great video, my good, kind sir.” 😇
Hey thanks Lisa! Always apprecaite the support!
The background music is so soothing
2 more advantages to the drying rack: humidify your home during dry weather, avoid overheating your home (as an indoor dryer would do) during hot weather
Ayyyyyy when the Great Graham Stephen comments on your video, achievement unlocked, Mr. Nate 😎
All the big spenders out there need to start ripping a page from your book Nate👌
Michael Bordenaro We all have to learn from the master 🙌
that's a great concept, to "take care of your time"! 😻
Thank you! 🙏🏽
new sub, love your channel, would love a wardrobe video!
That’s a great idea! Might be a short video if there are 3 shirts and 2 pants tho 😂
Im selling some stuff too before I move, just want to declutter as much as I can.
A.Lyfestile Nows the best time to switching to a minimalist! Haha
RealLife Money - Weekly Financial Videos i’ve been doing this type of lifestyle before it trends. Unfortunately earlier this year i got offtrack experimenting stuff. I should be on track soon and jump in on the scene while it’s still hot.
A.Lyfestile You got it in your blood so I believe in you! Haha
Doing same
Thank you for sharing ! Video after video I understand how can I master my budget and become wealthier even if I didn't studied finance or economy :)
I have been learning so much from you💙 Simply b/c anymore I go will have to be small for efficiency purposes until I am done w/ school. However, I cannot part w/ my makeup & hair products. I want a decent gentleman and I cannot get one looking like an absolute hag. But the bright side of it all is. I do not go out to clubs and bars Or coffee lounges like many girls my age do. I spend extra money on hair and makeup stuff. Sure, beauty comes from within but this is real life and the visual is everything💄 Keep making these videos. I will take note on this after I am off from work❤❤❤
Frugal can be a good description than being a minimalist.
This was exactly what I need right now (says with an $8 pumpkin spice in my hand) But I cut my own hair too haha
$8!!!!!!
@@NateOBrien + nondairy (almond milk) + airport upcharges. Feeling financially guilty haha
....... you can make coffee and put it in a to-go cup
@@nihilisticbarbie if i had a normal job yes. I don't drink water from planes and I go from 4am hotel to airport and planes for 12 hours. So I usually can't usually do that.
Great info, very helpful, subbed!
Saving money with hobbies was a great idea!
I've been biking lately as my hobby at it's super fun. Got my bike for $150 off Craigslist.
Exercise and fun all in one
biking is the BEST :)
Biking is super awesome. Especially in a year-round warm areas
Oh yeah, & as The Great Chanel stated " Fashion Changes, Style remains..
Based on previous videos I’m just guessing:
*almost nothing*
Hey hey I buy some things!
Lol that was funny
Thrifting is a great way to save money and you can for sure find some quality stuff at your local goodwill or mom and pop thrift store. I’ve found a brand new under armor jacket with tag still attached for $20. Def set a cap. I don’t recommend shopping for 2nd hand shoes but button shirts to slacks goes along ways.
Nate your helping me out alot thanks my brother
I always start your videos with the mindset of "oh im just gonna find the list in the comments then move on to save time" but then you always manage to suck me into watching the entire thing, though, at least I watch at 1.5x - 2x speed?
I stay single and save %80 of my money 😁
So true 😂
Good one Freddy
Another killer post . My house is so cluttered , I’ve actually just started listing things online .. I have someone coming to buy my 45 singles collection tomorrow , 4K in the bank and free’d up space in the cupboard . Next is my display cabinet that’s full of LEGO and dvds (it’s gotta go) . I’m replacing that space with an exercise bike ..
Loving your posts . Keep em coming . ✌🏼✌🏼✌🏼
Letgo is a great app to sell stuff!
Nate O'Brien I’m in Australia mate but thanks for the reply .. amazing content . ✌🏼
I never miss ur videos , u r great bro, very valuable informations all the time👍🏻
I must be a minimalist. I have cut my hair since 7th or 8th grade and have had to pay for a haircut, maybe 10 times since then. 🤔
In the beginning I probably had some bad haircuts.
I had some terrible haircuts... one time it was so bad that my German teacher had to stop the class to fix it... absolutely mortifying
Thank you for the ideas. By the way, you have great hair, wish mine was like yours. Mine is thinning and receding (I'm in my 40s).
Claudio Rodriguez Hair is just clutter anyway, that’s real minimalism 😜
@@RealLifeMoney Ha! Good call.
you're so inspiring buddy! you look good you sound good you talk brilliantly
You are doing the right thing, so smart, I almost do things like you shared, but I m much older than you, thank you .