@@jfdjvcuydcu bro jis din month me 2 lakh transition ho gya us din account freeze ho jaayega and Case or ho jaata h cyber ka mere ghar kaam chal raha tha mere chachu ne 5 lakh daale ki saamna leke aaja like marble and sab ban ho gya
Comment date (9/4/2024) jio payment bank is not working from past 1 2 weeks...no transfer is taking place....i cant call costumer care calls gets disconnected automatically.....i want you to raise this issue pls....no information is available on website or anywhere else...pls make video on it its a request plss sirr.....🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏those who see this comment like it and make it reach the channel creater....
@@ray___2002 bhai muje baad Mai pta chala ki jo mera account hai wo freeze kr diya gya hai delhi cyber crime department ki traf se.... Muje pta bhi ni Bhai kya hha ...kisi ne mere saath fraud kiya hai....mere account mai paise daale aur wo bnda pta ni kon tha ab muje bank ki traf se pta chala ki wo bnda complaint kr gya hai ki maine uske saath fraud kiya aur muje koi idea ni hai....muje Bank walo ne koi help ni kri...jo number muje diya wo kbhi on aata hi ni hai....aur jo email diya department ka uska reply muje aajtk ni aaya mai apni safai mai kush bool bhi ni paaya aur ab mera account hmesha freeze rhega aur maine kush bhi nhi kiya...1100 kush rupees the mere account mai...iss se jyada kharcha to ab Delhi jaane ka ho jayga ...iss se aasha bnd hi rhe...prr muje koi idea ni je fraud actually hua kaise hai ....
@@debashishshaw6363 agar long time tak ache se use karoge with payments on time as well as credit score acha hoga which is 800+ for me btw...toh woh log offer karte h
Galti se kotak mein mat khol dena😂 Ek sal mein 4 bar debit block hoga😂 agar galti se 15 upi transaction ek din mein hojaye. cahe ho payment failed kyun na ho. Aur unblock time 7 day bolenge but aap 1month manlena😂 Bank staff ka khena hai bank nahi chata hai koi zero balance account khole isliye esa horaha hai.
Airtel vala isse bhi accha hain kyuki video kyc ki bhi jarurat nahi direct 2 min me open ho jata hain. Aur server issue bhi nahi. Paytm valo ke liye alternative 😅
@@HarshwardhanOfficial quarterly SMS charges, yearly subscription charges,etc. , Airtel payment bank is full of charges. Kotak 811 and jio payment bank are best zero balance account bank after ban of Paytm payment bank
Charges 😂😂 sala boka chuda Airtel payment bank annually fees leta hai 😂 jio payment bank all free no charges mein use kar rahu best use for UPI paytm bank jane je baad best bank use for UPI jio payment bank no pending no transactions failed ❤
Mai lagbhag 6-7 mahine se use kar raha hu jio payment Bank or aaj tak koi bhi problem nahi huwi bahut hi aacha account hai or isase aacha account nahi Mila bass physics atm , ki jarurat hai ❤
Bhai ur always explain very well bhai & Bhai make a one video regarding DBT How to unlink DBT from Paytm Payments Bank & how to link DBT to another bank......
I recently watched this video where you shared your worksheet screenshot behind you, and I was really impressed by the creative presentation! I'm curious about how you achieved that effect. Could you please share some insights or tips on the process? I'm eager to learn and possibly incorporate it into my own content.
Sir mai bhi jio payments bank use kar raha hu lekin 2 din se mera n hi UPI tranjection ho rahi hai aur na hi IMPS tranjection kya karu.please help me😢😢
Sir mene jio payment Bank me account open Kiya tha 21 August ko 😢but 7 sep ko mere GPay se kisi ko bhi money transfer nhi ho rha tha or kisi bhi apps se nhi ho pa rhi thi mene jio payment Bank walo se baat ki to unhone btaya ki apka account block kr diya gya 😢😢or mere account me 4hajr rupe aatak gye hai wo wo nikl nhi rhe 😢😢 please help kr do sir apki need h mujhe bahut jarurt h sir 😢
Hey @XYAxisEducation I unable to open kotak and au both zero balance account, kotak because KYC failure from their side, AU says zero balance is not available in your area, so what to do
Sir mera central Bank me savings account hai jisme 0 rupeya hai to kya yah account apne aap band ho jayega agar koi transaction vagera nahi kiya to? Please 🙏 reply sir
My Suggestion: Never open account in payment bank. • Deposit limitations Payment banks have a maximum deposit limit, typically set at ₹ 2 lakh which restrict customers with higher deposit needs. • Limited services Payment banks don't offer credit cards or loans, and have a restricted range of services that focus on basic banking functions. • High operating expenses on account Charges 0.65% for cash withdrawals and 0.5% for transferring money. (example) • Lack of personalized services Payment banks may lack the face-to-face interaction and personalized service offered by traditional banks. • No credit Payment banks don't offer credit, which puts them at a disadvantage compared to commercial banks. • Can't lend money from deposits Banks can't lend money from their deposits, so they can't charge high interest rates on borrowed funds. • No FD facilities (in most of the payment Banks)
सर अगर हमारे पास पैन कार्ड एटीएम होता है तो हम सीधा ही फोनपे अकाउंट बना लेते लेकिन ऐसा नहीं है इसीलिए तो हम आपके वीडियो पर आए हैं लेकिन आप तो वही दिखारहे हो
Sir Mera jio payment Bank ke 2 steps mai submit nahi hota hai likha aata invalid data to create account ADA-004 is message ka reply digia please sir 🙂🙂🙂🙂🙂
Kotak bank ghatiya bank main yhi se video dekhkar kotak 0 balance account video kyc se open karbaya tha aur open karane k baad 2 2 baar mera account freeze kar diya gaya h ab main dusre bank koi pakdunga mere location par kotak bank nhi h isliye main dusre location open kiya tha jis karan mera account baar baar freeze kar diya ja rha h koi v open mat karna bhai agar kotak bank tumhare pincode area mei uplabdh nhi h to nhi to bhut pareshani jhelna padd jayega
Bro kotak 811 account debit freeze ho gya ha aur bank branch gya tha vo bol rhe h account close hoga aur Jo amount h vo apke other bank ke account me bhejna jaayega so other bank ka cancel cheque aur application likho
Au wale account hi open nhi kar rahe video kyc karte time ya to job id card mangte hai ya phir student id card or student id card dikhao to khete hai ispar date nhi hai ye nhi hai vo nhi hai last me khete hai ke itne paise deposit karlo account me aap ka account khul jayega but kotak best gai kotak me aisa kuch nhi hota only document dekhkar kyc kar dete hai vo log au bank ki jagha kotak jaisa bank batao bhaiya jo koi dusra bank ho kotak jaisa
Aapne jupiter ke depit card pe annual fee ke bare me kisi bhi video me kyun nhi bataya aapki video dekh kar maine account open kar liya jupiter per ab 199+gst annually dena padega virtual debit card pe bhi
Paytm Payment Bank was better than any nationalized or private bank. No server issue, no faled transaction, no hidden charges, no drama.
Band ho gaya 😢
Yes Right Jio ko Aaye laane ke kiye Sab kiya gya hai
Jio payment bank bhi wesa hai best use for UPI jio payment bank mein use kar ra hu❤❤
@@jfdjvcuydcu bro jis din month me 2 lakh transition ho gya us din account freeze ho jaayega and Case or ho jaata h cyber ka mere ghar kaam chal raha tha mere chachu ne 5 lakh daale ki saamna leke aaja like marble and sab ban ho gya
@@jfdjvcuydcu now i am Using Digital Account NiyoX and Ujjivan Bank Account Best Bank 🏦
कितना अच्छा आप समझाते हो।
Paytm jesa koi payment bank nhi
Bilkul Sahi Bhai 😢
✅
Ha
Yahh❤
Usme Hack hone ka zayada chance hai😂
Thanks sir app ne jio payment kr bare video bnaya, mera last 6 month se open h but appke video ka wait tha
@@jayneel3137 Don't open savings account in jio payments Bank.
Very pathetic service.
Most of the transaction gets failed.
Comment date (9/4/2024)
jio payment bank is not working from past 1 2 weeks...no transfer is taking place....i cant call costumer care calls gets disconnected automatically.....i want you to raise this issue pls....no information is available on website or anywhere else...pls make video on it its a request plss sirr.....🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏those who see this comment like it and make it reach the channel creater....
Mera vi same problem 😢😢😢
ab work kr rha hai ?
@@ray___2002 bhai muje baad Mai pta chala ki jo mera account hai wo freeze kr diya gya hai delhi cyber crime department ki traf se....
Muje pta bhi ni Bhai kya hha ...kisi ne mere saath fraud kiya hai....mere account mai paise daale aur wo bnda pta ni kon tha ab muje bank ki traf se pta chala ki wo bnda complaint kr gya hai ki maine uske saath fraud kiya aur muje koi idea ni hai....muje Bank walo ne koi help ni kri...jo number muje diya wo kbhi on aata hi ni hai....aur jo email diya department ka uska reply muje aajtk ni aaya mai apni safai mai kush bool bhi ni paaya aur ab mera account hmesha freeze rhega aur maine kush bhi nhi kiya...1100 kush rupees the mere account mai...iss se jyada kharcha to ab Delhi jaane ka ho jayga ...iss se aasha bnd hi rhe...prr muje koi idea ni je fraud actually hua kaise hai ....
Hello sir aap ka bahut shukriya aap ke knowledge ki vajah se mera bahut faida hua he
8:55 Number leaked 😂
Call lagao😂
Paytm payment बंद हो गया तो अब पाँच payment bank ही बचा है।।
After Paytm bank. Jio payment bank is best.
Video super bro 👌 full point covering acount opening 👍👍👍
Brother, jio payments bank 🏦 toh virtual debit card par 'CVV' Number provide hi nhi krta hai!😢😢? . This is my personal experience
Hmm
Ab check karo bro
sir aapke pass kon kon sa credit card hain aaka credit car potfolio per ek video banao plz...
bhai sabhki alag alag need hoti h mere pass amazon icici, axis ace and tata neu infinity cards h sabh life time free
@@AnimeRecapInHindi ace ltf kese?
@@debashishshaw6363 agar long time tak ache se use karoge with payments on time as well as credit score acha hoga which is 800+ for me btw...toh woh log offer karte h
Sabse best video aap banate ho
Galti se kotak mein mat khol dena😂
Ek sal mein 4 bar debit block hoga😂 agar galti se 15 upi transaction ek din mein hojaye. cahe ho payment failed kyun na ho. Aur unblock time 7 day bolenge but aap 1month manlena😂
Bank staff ka khena hai bank nahi chata hai koi zero balance account khole isliye esa horaha hai.
Bhai mai to aj he open kiya
Sahi kaha bhai 😂😂
Maine bnd krwa diya
@@kidscartoon7056 kholo koi baat nahi bas 811 ka koivi account mat kholna chahe ho zero balance ka ho ya 10k MAB Wala sabme yahi problam hai😂
Konsa sehi rehega vai
Airtel vala isse bhi accha hain kyuki video kyc ki bhi jarurat nahi direct 2 min me open ho jata hain. Aur server issue bhi nahi.
Paytm valo ke liye alternative 😅
Charges ka naam suna h?
@@The_Tribal_Chief.01yrr app call karke sms charge band kar sakte ho
@@The_Tribal_Chief.01 kitna lagta hai? Charges
@@HarshwardhanOfficial quarterly SMS charges, yearly subscription charges,etc. , Airtel payment bank is full of charges.
Kotak 811 and jio payment bank are best zero balance account bank after ban of Paytm payment bank
Charges 😂😂 sala boka chuda Airtel payment bank annually fees leta hai 😂 jio payment bank all free no charges mein use kar rahu best use for UPI paytm bank jane je baad best bank use for UPI jio payment bank no pending no transactions failed ❤
Video starts 08:00
Mai lagbhag 6-7 mahine se use kar raha hu jio payment Bank or aaj tak koi bhi problem nahi huwi bahut hi aacha account hai or isase aacha account nahi Mila bass physics atm , ki jarurat hai ❤
kon sa type ka debit card mela hai?? Rupay platinum card or just normal rupay???
@@souravganguly9557not giving any ATM only figical
Aap kotak ke sms charges ke baare me kyun nhi batate itne sare hidden charges hai har banks ke unko bhi batawo
Kyuki referal link se paise mile jate hai
We have not enabled VKYC at your pincode location show ho raha h kya kru koi btaoo 😮😮
Paytm payment bank ban Ho Gaya
Hes
Yes
Lagta hai vedio old hai
My fav tha Paytm band ho Gaya
Sahi bat h Bhai sbse easy aur convinent Paytm bank tha, pta nhi kb open hoga@@OptionVerse-dj3gz
Indusind 0 balance account open ke baare mei video banaye sir . Aap achcha se banate h
Bihar to Muzaffarpur
Big fan 🎉🎉🎉🎉
Lnd fan
Pls ye btayiye jinka adhar card m single name vo konsa digital account khol sakte h kotak se alg
sabhi
All bank me account opening
14 minute Jio ki baat krni thi... poore video saari duniya ki baklooli kari bas jio ki baat srf 4 minute kari...
Jio payment bank open karne par kya bank ka mobile no or aadhar card linked mobile no same hona padega tabhi aadhar verify hoga please reply
Yes mera isliye nahi hua
Yes bro
Mera jio payment bank me account hai
Sir jio payment Bank me video call nhi horha hai problem bhut bar tarya Kiya network bhi acccha hai 😅😅😅😅😅
Hoga hoga wait karo screen pe mein 4 account khol Chuka hu gaon mein
Bhai ur always explain very well bhai
& Bhai make a one video regarding DBT
How to unlink DBT from Paytm Payments Bank & how to link DBT to another bank......
Sir plz...make a video how to Kotak zero balance Carrent account 🙏🏻🙏🏻
😂pahele sab free milega
Badme kuch aur mile ga
Kya milega
Salary account vs savings account Kay hay please video make plz
I recently watched this video where you shared your worksheet screenshot behind you, and I was really impressed by the creative presentation! I'm curious about how you achieved that effect. Could you please share some insights or tips on the process? I'm eager to learn and possibly incorporate it into my own content.
Sir mai bhi jio payments bank use kar raha hu lekin 2 din se mera n hi UPI tranjection ho rahi hai aur na hi IMPS tranjection kya karu.please help me😢😢
Use Ujjivan Bank 😂😂
Sir mene jio payment Bank me account open Kiya tha 21 August ko 😢but 7 sep ko mere GPay se kisi ko bhi money transfer nhi ho rha tha or kisi bhi apps se nhi ho pa rhi thi mene jio payment Bank walo se baat ki to unhone btaya ki apka account block kr diya gya 😢😢or mere account me 4hajr rupe aatak gye hai wo wo nikl nhi rhe 😢😢 please help kr do sir apki need h mujhe bahut jarurt h sir 😢
Sir Paytm payment Bank kya permanently band ho chuka hy. Hmesha ke liye ab
Aisa nhi ha bhai Paytm jrur comeback karega , Paytm jaisi service aur koi company nhi de sakti Paytm sabse best ha
Modiji aane nahi denge ....nahi to Ambani ka chalega kaise@@sk36987
If you don't need debit card then JPB account is best.No hidden charges and 3.5% sb interest.
I'm using jio payment Bank 🏦 account 2000 banking points all' over India and it's easy to use and one thing it's secured ❤
How to open
Kitna maximum daal skte hai jio payment Bank me and transaction to bank account pe charge lagta hai??
Maine video kyc complete kar Di thi fir bhi account open nahi huaa😢😢 kab tak hoga
jio payment bank ka new account aaya hi aaj hi
jio payment bank saving account with platinum debit card
ishka review dijiye..❤
Invalid data to create account ADA-,004 problem aa rhi hai submit karte time please reply
Right
Yes...Same problem
मैं 2 साल पहले जिओ पेमेंट्स बैंक में अकाउंट खुलवाया लेकिन आज वह अकाउंट चल ही नहीं रहाहै
*শুভ নববর্ষের শুভেচ্ছা* ✨💐💛
Agent call hi nhi utha rahe video KYC karne ke liye 😢😢
Hey @XYAxisEducation I unable to open kotak and au both zero balance account, kotak because KYC failure from their side, AU says zero balance is not available in your area, so what to do
why do you not reply in comments box????...video like views paane keliye shirf video hai keya.....
Kise kise ko paytm payment bank ki trf se monthly interest mila ha April month ka 💥🔥😊😊
Sir mera central Bank me savings account hai jisme 0 rupeya hai to kya yah account apne aap band ho jayega agar koi transaction vagera nahi kiya to?
Please 🙏 reply sir
Jio payment bank mobile number and Aadhar linked number should be same... OR can we open with different number??
kuch pta chala iske baare me?
Sir which online bank debit card is best for cross border payment like paytm payment bank card
My Suggestion: Never open account in payment bank.
• Deposit limitations
Payment banks have a maximum deposit limit, typically set at ₹ 2 lakh which restrict customers with higher deposit needs.
• Limited services
Payment banks don't offer credit cards or loans, and have a restricted range of services that focus on basic banking functions.
• High operating expenses on account
Charges 0.65% for cash withdrawals and 0.5% for transferring money. (example)
• Lack of personalized services
Payment banks may lack the face-to-face interaction and personalized service offered by traditional banks.
• No credit
Payment banks don't offer credit, which puts them at a disadvantage compared to commercial banks.
• Can't lend money from deposits
Banks can't lend money from their deposits, so they can't charge high interest rates on borrowed funds.
• No FD facilities (in most of the payment Banks)
Thanks Bhai itne achhe se samjhane k liye ✨
Can I have your insta id ?
Bhai , Charges ke mamle main konsi best payment bank hai?
1 year se use kar ra best hai for small transaction ❤
@lalit5575 bank hota h pan card aadhar card video kyc se khulega
Does jio payment bank provide cheque book if we requested ?
Can one open account with Jio using Airtel or BSNL mobile number?
Sir please make a video on sbi simple click credit card
Correction✅
7:05 you can't use jio payment bank virtual debit card for online transaction as there is no cvv/cvc
Thank you so much
Sir ghr pr kpi notification toh ni aayega na ???? Bank ya postman k through
AU small finance Bank,Kotak , Indusind,yas , FI mony, Axis Bank,DBS,Kisi bhi bank me Apply kr shakte ho
सर अगर हमारे पास पैन कार्ड एटीएम होता है तो हम सीधा ही फोनपे अकाउंट बना लेते लेकिन ऐसा नहीं है इसीलिए तो हम आपके वीडियो पर आए हैं लेकिन आप तो वही दिखारहे हो
Bhai Ghar se hi pan kard apply Kar do Mera to pan aa Gaya agar tumhe banavana hai to batao Mai reply karunga lekin 20/25 rs charge lagega 😊
Mera no. SBI bank se connect h to kya me wahi same no. Se jio payments Bank connect kr sakta hu kya ?
Bhai plz Senior citizens savings scheme (SCSS) ke baare me bnao video plz
Kotak 811 zero balance account is the best bank with full kyc no server problem no charges
Virtual card mai 2 bikolp de raha hai ek normal debit card dusra platinum debit card konsa select karu donoi free hai jio mai
Thank you sir for your best and kind information
ye ac open karne ke baad phone pay gpay mai use kar shkte hai kya aur ifc code vagre ata hai kya ANYONE' reply
Yes, you can use on UPI. One IFSC for whole India.
paytm payment bank me mera bal 7lakh tak rkha or 5.6lakh ki fd bi krayi hui he vo bi 7.75% it will break anytime...miss u ppbl
Withdraw quickly once my account got blocked luckily withdrew my fd money as account got unlocked for 10 mins
Lekin limit toh 2 lakh ki h 😂😂
@@Rajlol883 not applicable for ppbl
@@GauravKumar-ll9im bhai mai bhi ppbl ka user hu 🤣
Bal 7lakh ho hi ni sakta
Fincare small finance bank Au small finance bank 1 April se ban jayega video baniye
merge hoga dono 1 bank. band nahi hoga
Sir Federal bank saving account opene ke bare me ek video banao
Account not opening due to invalid data to create accounts adda-004 in jio payment bank. Please advise.
Thank you sir so much please aap aise hi contact bana te rahi ye 🙏 please
Invalid data for account open dika rha h
Same yar
Same
Pta nhi kyon hamne to tin din pahle open Kiya ho gaya vo bhi Bina kyc ke 😂
Same yar
@@gamingkamain7322video kyc nhi huii kya
Jio payments bank ka auto sweep konsi bank k sath hai?
Fincare aur AU bank ke merger pr video bnaiye Sir
Sir Mera jio payment Bank ke 2 steps mai submit nahi hota hai likha aata invalid data to create account ADA-004 is message ka reply digia please sir 🙂🙂🙂🙂🙂
Sir 2_3 din se jio payment bank se transfer nhi hore money please solution
Thik ho gaya hai kya?
Sir jio payments bank se 5 din se money transfer nhi ho rha.
Na koi inka customer care hai na koi helpline . Kafi ghatiya customer service hai .
Without pan card respectively?
Jio payment Bank dabit Card main cvv nehi hota.. only Card no and exp date
😂😂😂😂same
Hii sir kotak mahindra bank me ncmc card ha kya ak video bania please
Sar Jo mobile number Aadhar Card se link nahin hai usmein Bank account nahi kul raha
Bhai jada transactions krne se account bnd toh nhi ho jayega .
Kotak bank ghatiya bank main yhi se video dekhkar kotak 0 balance account video kyc se open karbaya tha aur open karane k baad 2 2 baar mera account freeze kar diya gaya h ab main dusre bank koi pakdunga mere location par kotak bank nhi h isliye main dusre location open kiya tha jis karan mera account baar baar freeze kar diya ja rha h koi v open mat karna bhai agar kotak bank tumhare pincode area mei uplabdh nhi h to nhi to bhut pareshani jhelna padd jayega
Yr pehle pta nhi tha muje
Mene v open krdiya or freeze krdiya
Ab lg rha h close krwana pdega
@@mrrudra_nandlala9480 1 saal k liye account aise hie chor do khud band ho jayega
Kotal mahendra bank to my home distance 120 km
If i open new account in bank 🏦 future any problem on account how to solve
From home
Bro kotak 811 account debit freeze ho gya ha aur bank branch gya tha vo bol rhe h account close hoga aur Jo amount h vo apke other bank ke account me bhejna jaayega so other bank ka cancel cheque aur application likho
Jio payment Bank me account open nahi ho Raha hai. Invalid data to create account ADA-004 ka issue aa raha hai. Mai kya karu. please help me any.
Jio peyment Bank aaj kaam Q nahi kr rha hai subah se 21-8-24
Nahi customer care ko lg rha hai
Paytm payment Bank ka koi muqabla nahi phir bhi 😢
Au wale account hi open nhi kar rahe video kyc karte time ya to job id card mangte hai ya phir student id card or student id card dikhao to khete hai ispar date nhi hai ye nhi hai vo nhi hai last me khete hai ke itne paise deposit karlo account me aap ka account khul jayega but kotak best gai kotak me aisa kuch nhi hota only document dekhkar kyc kar dete hai vo log au bank ki jagha kotak jaisa bank batao bhaiya jo koi dusra bank ho kotak jaisa
Kotak me bhut sare fokat ke charges he
Tumare sath bri fraud hi gaya 😂😂 itna sara kuch bhi jio payment bank nein nahi mangte hai only pan card video kyc mein 😂 LoL
Apke pas konsi konsi credit card hei...?
Sir jio payment Bank use krta hu..ab jio sim ko other operator me port krna chahta hu...to koi problem to nhi hogi na???
No problem
Au not probide virtual debit card facility , complusory to pay ATM charges
Ye toh galt hai yar
Vai kotak wala her pin code main nehi hote
Mera pin main nehi hay
Dusra pin dala.
Last main dikha raha hay ki visit in Branch for account opening
Minor pan card se Jio payment Bank open kar sakte he kiya
I am waiting for vodafone idea payment bank 😂😂😂😂
Hello sir mera jio payment bank close kia tha firse open kese kare
पहले कोई भी मोबाइल नंबर से बना सकते थे अब आधार मोबाइल नंबर से ही बन पाएगा 😂
Sir kya au digital savings account se unlimited free upi transaction kar sakte hai please
Kotak or au Bank har jaga available nahi he na sir jiiii
Inka koi pass book vagera koi cheez ghar pe aati he kya
Thank you bhaiya ❤
Aapne jupiter ke depit card pe annual fee ke bare me kisi bhi video me kyun nhi bataya aapki video dekh kar maine account open kar liya jupiter per ab 199+gst annually dena padega virtual debit card pe bhi
Mene to full kyc hi nhi ki thi.
Automatic account close ho gya , koi charge nhi kata 😜😜
Sir pan card already used for account creation ye error dikha rha hai please reply