Own Damage insurance और zero depth plan मैं क्या अन्तर है ?
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- เผยแพร่เมื่อ 17 ต.ค. 2024
- Dear Viewer ,
Hope you are all good !
Must Watch ! If you have a vehicle like two wheeler or a car .
Most of the people are very confused about the details of own damage insurance or zero depreciation add on plan in an insurance .
Common question are here , regarding the own damage insurance and zero depreciation add on plan .
1. what is own damage insurance of a bike or a car ?
2. what is zero depreciation add on plan of a bike or a car ?
3. how to renew our own damage bike insurance ?
4. how to renew our own damage insurance of car ?
5. how to add zero depreciation plan in a own damage insurance ?
6. how to consider a bike claim under own damage insurance ?
7. how to consider a bike claim under zero depreciation plan ?
8. how many claims take under own damage insurance ?
9. how many claims take under zero depreciation plan ?
10. can we change the insurance company during renewal time of own damage insurance ?
In this video , we have explained the all things between own damage insurance or zero depreciation add on plan .
If any other query , you can ask to us regarding the same .
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Thanks & Regards
krishan kumar - ยานยนต์และพาหนะ
Sir mera bike insurance 1+ 5 years tha...but ab 1 year ho gya he to own damage expired he or third party hi he.... To me own damage insurance kisi or koi company se karwa skta hu
Sir dono mai kon saa plan best hai
Bhai gadi owner k pas license nhi hai driver chalata hai driver k license par claim mil sakta hai kya
Hanji Shadab ji, Mil sakta hai claim .
If any other query you can ask to us.
Sir! Can I renewal the own damage insurance of my bike myself? My previous own damge and third party insurance of my bike was done by ICICI Lombard and third party is yet running. Do reply.
Yes Ajay Sir , You can renew your OD insurance by yourself.
If any other query you can ask to us.
@@TechInsuranceInformer Thanks for your so quick response!
Your most welcome Ajey Mishra and thank you so much to give your valuable time and valuable feedback.
Aram se kro policy baazae se
sir in which idv range i should renew my od in policy bazar . max or low ?, n which insurance will be best for two wheelers according to you
Sir, My new Tata Nexon Car Insurance plan (Broker - Tata Motors Insurance Broking and Advisory Services Ltd., It Covers the following - 1. Own Damage Period (from April, 2023 to April, 2024 i.e. 1 Year) and 2. Motor Liability Period (from April, 2023 to April, 2026 i.e. 3 Years),
Should I need to get Zero Depression Insurance ??
Yes Sir, you can get zero depression add ons plan in one year insurance that called it own damage insurance.
If any other query you can ask to us.
great explained👍
Thank you so much Rahul ji and your most welcome to give your valuable time and valuable feedback.
Meri Activa. March 2018 model h. Zero depth wali insurance h. Kabhi claim nhi liya. Last 2 saal se thodi bahut abh damage ho gyi h. Abh mujhe claim laina h .To kya icici lombord Company poora claim degi k. Old damage bata kr. Manah kr degi. Plz suggest me sir ..
Dear Sir , Sorry late reply ke liye !
Agar aap ab insurance claim file kroge complete damage ka tho ho sakta hai kuch items insurance company old damage bolkar reject kare .
If any other query you can ask to us.
Sir meri gadi chori ho gayi thi bike to dhund di police ne lakin damge bhaot hai to mujhe claim mile ga
Zero dep karne se keya PA cover ho jayega? Maine 2021 Mai TVS ntorq BS6 125 ka scooty liya tha.... Wos time Maine digit insurance Kiya tha 1 year first party+5 year third party.... 2022 Mai Reliance general insurance karwaya tha.....avi 2023 Mai insurance karwane k liye keya mai reliance insurance policy number du, ya fir digit insurance policy number du?
Reliance!
If any other query you can ask to us.
Sir agar bike stand me khada hi or gir Gaya to insurance claim hoga ya nahi
Dear Pintu Sir , Bilkul claim hoga aap claim form main likh sakte hain ki bike stand par khada tha kisi janwar ne dakka markar gira diya jiski vajhe se nuksan ho gya bike main.
If any other query you can ask to us.
Bohat badia.....
Your most welcome Shivam Sir and thank you so much to give your valuable time and valuable feedback.
Great initiative Sirjii 🙏
Your most welcome Nazmul Sir and thank you so much to give your valuable time and valuable feedback.
Sir new bajaj chetak li thi 1 week mein hi crash kar gayi, thodi zyada ghis gayi hai, toh zero dep hoga mera....? Ya mujhe kuch amount pay karna hi hoga...? Plz tell
Dear Sir, Ye sab aapke insurance paper par mention hoga ki konsa insurance plan hai aapke pass agar aap apna insurance paper humhe send karte hain is number par 7015962957 tho hum check karke aapko confirm kar sakte hain .
If any other query you can ask to us.
Hii. chesless insurance na ho to hme kitni claim ammount pay karni rehti h
Dear Sir , Cashless claim nahi mil rha tho aapko full payment karni hogi garage walon ko Fir uske bad insurance Company aapko payment refund karegi .
If any other query you can ask to us.
Hi sir, mne own damage standalone cover liya but mujhe zero depth bhi lena tha, ye agent ne gadbad kr di to kya m ab zero depth ke liye addon kar sakte hu, policy 25 apr 2022 ko renew karayi or car age 1 year h
Yes Sir , Aap abhi bhi insurance company se bat karke zero depth add on plan add karwa sakte hain.
If any other query you can ask to us.
Mera bike pe sirf 3rd party insurance bacha hua hai. To. Mujhe ab own damage + zero debt lena chahiye ya fir sirf zero debt insurance lena chahiye?
Dear Pijush Sir, Ab aapko own damages+ zero depth insurance plan Lena chahiye.
If any other query you can ask to us.
Sir dono lena jarori hai ya own damage sahi hai
Dear Subhash ji , dono lena sahi rahta hai .
If any other query you can ask to us.
sir mere pass new india insrance ka own damage hai but zero depth mahi to meri car cover hogi ,q ki inke details me likha hai it will cover car damage parts
Dear Pushpak ji Agar aapke pass aapki gadi ka comprehensive insurance hai uska matlab hai ki aapki gadi ke har parts Insurance claim ke andar cover honge lekin zero depreciation plan ka matlab hota hai ki agar aapki gadi per koi claim aaega to use parts ke upar depreciation nahin lagega lekin parts sare claim ke andar cover honge koi dikkat wali baat nahin hai.
Thanks 🙏 to reach us.
Kaunsa insurance plan lena compulsory hai maine OD. liya h
Dear sir compulsory hai third party Insurance lena aur jaruri hai own damage insurance Lena donon hi jaruri hai apni apni jagah per.
Thanks 🙏 to reach us.
Zero depression 5 sal tak milata hai to esme per year initial 2 claim kar sakte hai barabar hai na?
Dear Kalyan Sir , niche diye gaye link par aap ye information le sakte hain!
th-cam.com/video/aYzuKf9UcgE/w-d-xo.html
Sar main 2021 Mein bike purchase ki Jis per Mujhe Chola finance se 5 Sal Ka Third party Insurance aur ek Sal Ka OD insurence mila tha jo khatm ho chuka hai. Mujhe ek Sal Ka insurance renew Karana Hai To Kya Main Kisi dusri finance company se insurance renew kara sakta hun aur Chola finance se hue 5 sal ke Third party Insurance ka kya hoga jiski validity 2026 tk hai?
Dear Rudra Sir, Agar aapka 1 year wala OD expire ho gya hai tho ab aapko usko renew karwana hoga or wo aap kisi bhi other company se renew karwa sakte ho koi problem nahi hai or Jo aapka, third party insurance hai 2026 tak usko rakho apne pass usme kuch changes karne ki koi jarurat nahi hai wo 2026 tak as it as same rahega .
If any other query you can ask to us.
@@TechInsuranceInformer Mein OD ke sath Zero Depth plan club karke lu to sahi rhega sir? Pehli bar insurance plan renew krwa rha hu aapka koi suggestion ho to please bataiyega.
Dear Rudra Sir , Yes aap apne OD Insurance ke sath zero depth add on plan ka option le sakte hain ye achha rahega aapke liye .
If any other query you can ask to us.
@@TechInsuranceInformer Thank you very much sir 🙂
Your most welcome Rudra Sir and thank you so much to give your valuable time and valuable feedback.
Hii.insurance me rti cover se hame kya benifit hota he rti cover Lena chahiye ya nahi???
Dear Mansuri Sir , RTI ka benifit tab hota hai jab kisi accident ke Doran agar vehicle total loss ho jata hai tab humhe vehicle ki puri value milti hai or insurance+ RC dono ka karcha bhi wapis mil jata hai .
RTI cover, sirf total loss case main hi hamara benifit hota hai.
If any other query you can ask to us.
Sir matlab sirf own damage insurance lene ke baad traffic police insurance ka chalan nahi kar sakti
Right?
Sir mujhe bas kaam hi chalaana hai isliye 🙏
Third Party lelo fir
@@iam_harpreete Thanks Sir 👍
Dear Sir , agar aapko kaam hi chalna hai tho aap third party insurance le lijiye .
If any other query you can ask to us.
Hello sir own damage premium me parts change hoga to kitna %customer Ko bharna h
Dear Pankaj, ye sab aapke insurance policy par depend karega ki konsa add plan insurance ke andar hai , ya nahi hai , gadi kitne saal purani hai , kon kon se parts damage huye hain uske bad hi % ka pta lagaya ja sakta hai .
If any other query you can ask to us.
Great
Your most welcome Manoj Sir from Udaipur and thank you so much to give your valuable time and valuable feedback.
Own damage agr aaj liya hai to 1-2 days k andr claim le skte hai ya nhi???
Dear Shubham Sir , Agar aapka insurance break ho gya tha tho aap abhi 1-2 din ke bad claim nahi kar sakte iske liye aapko 20-25 din ka wait karna hoga or agar aapka insurance continue renew hua hai tho aap claim le sakte hain koi problem nahi hai.
If any other query you can ask to us.
@@TechInsuranceInformer sir meri insurance mein bas abhi liability vaali hai 2024 tak ...or maine kal own damage vaali bhi kr li hai....to kya ab mai claim le skta hu ya nhi??? Please reply
Sir ek cheez bataye jaise ki mera third party insurance active hai...aur first expire hogaya hai ..to kya mai police bazzar se insurance krli own damage with zero depth cover to company claim mil jayega ya kya process rhegi
Dear Sharma Ji , Aap PolicyBazar se insurance purchase kar lo uske 15-20 din bad aap claim kar sakte ho ushi insurance par jo aapne liya hai own damage insurance par .
If any other query you can ask to us.
Hello. I have own damage + zero dep insurance. Aisa ho skta hai kya mei company ko bolu ki sirf own damage he lagao and zero dep use mat karo mere first claim me qki ye claim me only side mirror ke liye kar raha hu
Dear Rajat ji , yes aap aisa bol sakte ho insurance company ko lakin next time kaisa claim aapko Lena pad jaye kya pta isliye mil rha hai tho aap le lijiye .
If any other query you can ask to us.
Sir , Mene 2021 March me Activa 6g liya tha usme financer ne mujhe basic own damage wali policy dedi or cashless claim bhi nahi diya ,to abhi mera First party expire ho chuka hai to Kya sir ham apne insurance ko first party renew or zero dep or cashless claim policy kara skte h. ?plz tell me sir .....
Dear Sir , Yes aap apne Own damage insurance ke andar ye sabhi chije le sakte hain , jo insurance aapka abhi expire hua hai jo aap renewal karwana chahate hain uske andar . Or ye sabhi confirmation aap apne dealer se bhi le sakte hain jahan se aapne Activa ko purchase Kiya tha wahan se .
If any other query you can ask to us.
Hello sir, zero Dep and own damage me nuksaan kya hai... Ager zero dep insurance nhi hai just own damage hai to claim unlimited hai Apne bta Diya but money Ka kya nuksaan hai ... Kya OD insurance me claim time koi payment krni Hoti hai garage ko??
Dear Sir , Zero depth insurance main humhe payment Kam karni hoti hai or sirf OD insurance hai tho usme humhe payment vehicle ki age ke hisab se karni hoti hai.
If any other query you can ask to us.
Kya koi platform h yha par m commercial vehicle ki zero depreciation ki insurance krne Ka kaam Kar sku???
Sir me od insurance claim ek bar v nhi kiya hun to wo kya mereko kabhi v milegiii kya ya kabhi nhi milegiiii
Dear Sir , Main aapka sawal sahi se nahi samjh paya kya aap apna sawal dobara puch sakte ho ?
Sir, Suppose New Royal Enfield Meteor 350 Ex-Showroom Price is Rs.2,01,253 excluding accessories cost. Should I take insurance IDV Value Rs.2,01,253?
Dear Sushil Sir , No you should not take this value .
IDV value is less than ex showroom price .
If any other query you can ask to us.
@@TechInsuranceInformer I asked Chola MS Insurance regarding 1st Party Own Damage Premium. Online they provides 60% discount on Own Damage Premium. But Chola MS Insurance Employees Quotation only 35% Discount. Why such variation? From where should I take insurance policy? Further, Online doesn't provide any kind of Return to Invoice cover. Should it avail it or not?
Dear Sushil Sir , Online or offline main thoda bhut tho variation rahta hai premium main kyki online main kisi ko commission nahi diya jata hai or offline main dealer ya agent ko insurance company ki tarf se commission milta hai jis se premium main variation aa jata hai .Aap Online le sakte ho koi problem nahi hai or unse RTI ke liye bhi bat kar sakte ho agar Chola MS nahi de rahi tho aap kisi other company se trace kar sakte ho .
If any other query you can ask to us.
Sir maine i20 2022 me liya jisame 1 year compressive ab 1 year baad insurance kaise renew kare
Bro, if I bought own damage and nil depreciation but they reduced my idv? So idv matters?
Dear Sanjai ji , IDV doesn't matter much more .
If any other query you can ask to us.
Sir aapke hisab se kaun sa insurance best hai plz mujhe suggest kro...?
Dear Avinash Sir , mere hisab se comprehensive insurance best hota hai new vehicle hai tho or uske sath add on plan hum apni choice ke according insurance main add karwa sakte hain .
If any other query you can ask to us.
@@TechInsuranceInformer Sir Maine apne 2 wheeler ke liye Own Damage insurance liye hai kya maine theek kiya hai Sir?
Yes Sir , Bilkul sahi kiya aapne
rat bite cover in own damege insurance?
Dear Sir, main aapka sawal sahi se nahi samnj paya .
If any other query you can ask to us.
Sir ओन डैमेज पॉलिसी में कितना खर्चा आता है क्लेम करते समय
Daer Madhya ji , karcha aapki insurance policy par depend karega ki kis type ka insurance hai aapke pass .
If any other query you can ask to us.
Thank you
You're welcome Dear Sarabjeet ji.
Kya OD me kuch amount pay karna padta h
Hanji John , bilkul aapko OD ka premium pay karna padta hai.
If any other query you can ask to us.
Yes 50% pay krna hote h claim k time
Nice
Your most welcome Rahul Sir and thank you so much to give your valuable time and valuable feedback.
Thanks sir
Your most welcome Raj Kumar ji and thank you so much to give your valuable time and valuable feedback.
Nice ji 👌👍
Your most welcome 🙏 Sonu’s Thought.
And thank you so much to give your valuable time and valuable feedback.
Hii sir chesless insurance kya hota he
Dear Sir , Cashless insurance main aapko claim ki puri payment nahi karni hoti sirf aapki liability jo Banti hai wahi pay karni hoti hai .
Iske liye proper ek Video bhi bnakar dalne wale hain hum .
If any other query you can ask to us.
Hii sir please aap video post kijiye
Dear Sir , main abhi thoda bahar hun main jaldi hi video post krunga .
Thanks a lot.
Sir OD insurance ki amount monthly pay karna padta hai ki annually
Dear Mangrulkar Sir, own damage insurance ka premium amount annually pay Kiya jata hai na ki monthly.
If any other query you can ask to us.
Nic sir
Your most welcome 🙏 Naveen Khatkar.
And thank you so much to give your valuable time and valuable feedback.
जीरो डेप का कलेम भी अब अनलिमिटेड मिलता है सर जी न की 1 साल में केवल दो बार
Dear Sir , Main aapki bat se Bilkul agree hun kya aap muje bta sakte ho ki kon kon se insurance Company unlimited zero depth claim de rahi hai .
Please tell the insurance company name .
Maruti Insurance (Thru Maruti dealer), 1.Royal Sundram, Reliance General insurance, ICICI Lombard, ETC
Policy change hone bhad kiss company claim dega
Dear Sir, Jis company se aapka insurance renew hoga wahi company aapko claim pay karegi .
If any other query you can ask to us.
Very informative video subscribe your channel kindly improve voice quality
Thank you so much Sir to give your valuable time and valuable feedback.
Please reply sir
Okay Pintu Sir , Mane aapke sawal ka jawab de diya hai .
If any other query you can ask to us.
Bhaiya aap ka pH no dijeya
7015962957
@@TechInsuranceInformer can i text you on ur number?