NO SPEND CHALLENGE 2021// How to save money and stop overspending this month.
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- เผยแพร่เมื่อ 8 ก.ย. 2024
- Get ready for a one month no spend challenge. These are the rules for a spending freeze and no spend challenge. Whether you're looking to save money after Christmas and get your budget back on track or you need to save for a big expense, a no spend month is a great way to get started.
Start your year of frugal living and get out of debt.
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I’m so very happy to have you here. We are all about saving money at Frozen Pennies. Whether you have a goal like debt freedom, purchasing a home, retiring, or just making ends meet, we are all about making that happen. Here you’ll find tips on saving money on groceries, ways to tweak your budget, and living an overall frugal life (all while having more fun)! Thank you for supporting my channel.
About Sara:
Sara is a wife, mother, and creator of Frozen Pennies. With a degree in English, a former teacher, and a Certified Financial Coach through Ramsey Solutions, there is no better place to learn about debt freedom, budgeting, and overall frugal living.
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- Information on this channel (Sara Conklin, Frozen Pennies) only represents my thoughts and opinions. I am not a medical doctor, medical professional, or financial advisor. However, I am a certified financial coach through Ramsey Solutions. All content on this channel is intended for informational & inspirational purposes only. Don't hesitate to contact a professional with any questions. This video and all videos on this channel are a means of social support.
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Have you ever done a no spend challenge? Now might be a perfect time!
I’ve been doing a no eating out challenge for January. I may just continue this for a few months...with the exception of going out with friends. Drive thrus are off limits. It is easier than I thought as long as I meal prep and plan. I also said no Amazon purchases this month. Everything I’ve wanted I put in my cart but did not buy. Last days of the month and there are only about 3 things on that giant list that I still actually want!
Such a great idea!! Keep me posted on how it continues to go for you!!!
This will be my first “no-spend” challenge. I’m determined!
YAY!!!! Let's do it!!!
I have been shopping my freezer and pantry for years. Monthly our shopping budget it $160 and take out is $40 so that we have a total of $200 which means that we have to use everything in our house to make ends meet. The best tip is to figure out how to make things at home like bread, rolls, cookies, cakes and more. We have tried to switch to monthly grocery shopping over the last year because of COVID and it has increased the need to be creative at the end of the month. We use our local library a ton and get lots of books but they are currently curbside only so you have to reserve online and go pickup. We used to get used books too but only things that we didn't spend any money on through little libraries or free give aways. I use My Points and Swagbucks to get gift cards to lower our spending too so if I need a gift or something, I use a gift card that I get with my free points to pay for it.
So many great ideas! Thanks for these! I've been utilizing the library more again this last month!
Love this challenge! Another “exception” many folks might consider is fitness gear. I always save all my fitness purchases for January because that’s when they are on sale. I don’t ask for them for Christmas even because I don’t want my family overspending on items that are about to be deeply discounted. It can be a slippery slope from ‘buying a yoga matt you will use every day when you’re old one is getting worn out’ to ‘buying every random gadget in the aisle after setting an unrealistic New Years resolution’ but it may be prudent to make these purchases in January 👍
SO SMART!!! Great idea!
2020 was my no buy year, since March 2020 lockdown thru March 2021. The 1 exception is the Instant Pot bought on sale on Black Friday.
I've heard of this over the past few years. Guess I should give it a whirl this January to Feb and see how I can do.
Im doing a no spend Year maybe 2 years. I'm planning on traveling so im completely debt free and im going to be a gypsie and travel. my son and his family will move in and pay the insurance and taxes for rent. Ur life changes when your debt free.
Oh Kelley! I just love this so much. I envision myself transforming a van into a camper and chasing the sun very soon! Good for you. So fun!!
We're in....no spend January 2021!
This is going to be so much fun!!!
I found your you tube about 6 months ago. And WOW you are looking good in you present day, lost weight, new hair cut😊. I must say I enjoyed this video, your speech is softer and easy to listen to. Very laid back and I like it. 👍😊👍😊👍
I hate having birthday in January, nobody cares about it after the holidays. First time I’ve heard somebody is happy with it :D I subscribed immediately after you said that lol
LOL. Thanks for subscribing and Happy Belated Birthday!!!
I just became a subscriber to your channel. And I've watched a number of your videos. What I like about them is the information that you give, and it's an encouragement to all of us. I think they're what we all need, is to be more mindful of our money, especially this year and for the coming years ahead. Because I think things are going to be a lot tougher as prices rise and people start losing their jobs. We have to realize that spending money unnecessarily isn't going to bring us happiness, but real heartache in the long run. And I'm saying this as a continuing recovering Shopaholic. We need to learn to be satisfied and contented with what we have. I look forward to your future videos, keep up the good work.
Thank you so very much for your kind words, Mrs S. I appreciate you!
GREAT ADVICE!! YOUR VOICE IS VERY CALMING❤🙏
Thanks! My friend Jamie says the same thing :)
Just discovered your channel and watched this video. After watching the video, I subscribed. My ahah learning from watching....my husband who I was blessed to be with for 42 years died 6/24/18. As/is devastating. With COVID isolation, its salt in a wound, I’ve turned to online shopping. Mostly getting things I need for new house in the north east from Florida, brrrrr ❄️❄️❄️. I’ve also engaged in some retail therapy as a way to lift my mood. Not over the top, I pay my cc bills every month, but I think I need to take a shopping break. I’m going to begin March 1st, since February is almost half over. There are no coincidences, I was meant to find your channel. Thanks! Looking forward to viewing your other videos and comments. Stay well, be safe!
Victoria
I am SO happy you are here ❤️ Sending you love and light!
Pantry, freezer --trying it now. Love your practical tips!
I just started my no-buy year! I'm really excited!
GOOD FOR YOU!!! You totally got this :)
Me too
@@saraconklinfrozenpennies
I just started my NO BUY YEAR
The only thing I'm going to buy is BECAUSE I NEED THEM WILL BE 3 NEW BRAS....THEY SHOULD LAST ME AWHILE...👏👏
then I'm good to go
@@saraconklinfrozenpennies
I JUST SUBSCRIBED
KEEP ME STRONG LOL
@@doratiscareno5856 YOU GOT THIS!!! :)
Girl yes. Actually trying to be intentional this month with meal planning and freezer meal use. It’s definitely challenging to be sure but we’ve had some amazing meals tonight is venison roast with potatoes and veg
Wow, this is so motivating 😍 thank you so much!
You're so welcome!
Such a great challenge that is totally obtainable. It’s a great way to help reflect on what we spend money on!
Thanks so much. 2021 is going to be a great year!!!
Great advice. I got this!! I’m going to do this for longer than a month.
YES! Go as long as you can!
I’m doing a no spend challenge as well so I can invest my money this year
Good for you! Keep up the good work!
Great video! Great tips and motivating to spend less (and save more) this month!
Thanks so much!!! Here's to saving money in 2021!
Books are a challenge for me too! Thanks for a very helpful video - these are great tips! I am on day 24 of my Jan 2022 No-Spend challenge and watching for some motivation 😁
My name is Sarah too :) nice to meet you Sara
You are so fun!!
Thanks so much!!
I wish we were neighbors! You are great! Thanks for sharing!
😊 thank you! So sweet!
Great tips, Sara! Thanks!
Thanks so much!!
Thank you for the video and Hey, my birthday is also in January! :)
No way! I'm the 18th!
I don't know l kept ordering online food delivery even though I don't want to spend it.
Thank you! ت
You're welcome!
Great tips
Thanks so much!
Hi just come across your channel
I'm doing a no spend year
January went very well
Cut down on the food bill by half and then spent 40 pounds less
I know it sounds crazy but it's true
How much money have I been wasting
Take care xx
NICE! I think that's amazing. Well done.
Nice tips
THANKS!
Are you allowed to buy essentials milk ect ok on reflection will delve in the freezer
Sure. iIs your game so you get to pick the rules :)
Almost done how did you do.?
I did pretty well! I plan on a follow-up video next week. How did you do?
One tiny stumble at joann craft store planners filler paper were 80% off so I bought some
@@fabby80 That's tough to pass up!
Will you do this challenge again for 2024
I would love to!!
@@saraconklinfrozenpennies awesome I would totally follow along if you did one on your TH-cam channel.