I'm actually selling all my VTI for VOO. I don't really care much for mid and small cap stocks that I have never heard of... I rather put my $ in the Top 500 companies in the US versus 4000 in Total Stock Market, majority of companies which people have never heard of. More is not always better. Plus VOO has a slightly better yield and returns for the past 10 years, so I'll bet on that to continue in the future.
you can say the same for VOO. Other than apple, msft, nvdia, amazon and a few other ones a majority are companies you don't hear about on a day-to-day basis.
The S&P index only goes back to 1926. Between 1926-2020 the S&P slightly outperformed the broader US stock mkt. That said, the future is unpredictable. Either will serve you well. I generally prefer VT as I like radical diversification and don't like having all my money in a single currency.
@@WHlSKYx yup! For the last 6 months I invested into SWPPX for that reason. Even though it’s not a ETF but a mutual fund, the yearly performance showed great results. I am looking to stop investing into SWPPX and do a 50/50 split with SCHD and SCHG. I haven’t made up my mind yet. Lol
What if vanguard goes out of business? We all have to sell and realize/get taxed on our gains? Any low expense ratio alternatives that aren’t vanguard based?
@@jordanbatka033 the tax would be the exact same you’re just dividing it up into two. If I have $100 worth of capital gains and ether the full 100 is in VOO gains or 50/50 VOO/VTI, you still have $100 of capital gains needed to be taxed.
I would have agreed with you a year ago but after the ai boom and what companies will profit the this boom in the future. No way I would choose VTI over VOO.
VTI is down 22.5% over the past year. I bought it when it was at it's highest (Dec 2021) and pulled my money out in march or april after I was down around $1800 and put it in a money market (which pays nothing) but at least I earned back what I lost with VTI.
If you can't handle a down year then yeah, you should stay out of stocks entirely. Stick with bonds. You won't get much of a return but you probably won't lose too much of the principle.
I'm actually selling all my VTI for VOO. I don't really care much for mid and small cap stocks that I have never heard of... I rather put my $ in the Top 500 companies in the US versus 4000 in Total Stock Market, majority of companies which people have never heard of. More is not always better. Plus VOO has a slightly better yield and returns for the past 10 years, so I'll bet on that to continue in the future.
you can say the same for VOO. Other than apple, msft, nvdia, amazon and a few other ones a majority are companies you don't hear about on a day-to-day basis.
@@Miami_Chrissp500 companies are all large cap. Vti is lots of small cap which literally nobody ever heard off. Not same
VTI is my fav! Buying 2 more VTI shares on Monday! :D
Buy VOO too
thanks for advice! can you also review VYM please?
Austin, another great comparison video thanks
The S&P index only goes back to 1926. Between 1926-2020 the S&P slightly outperformed the broader US stock mkt. That said, the future is unpredictable. Either will serve you well. I generally prefer VT as I like radical diversification and don't like having all my money in a single currency.
SCHD & SCHG? As well as SWPPX?
Swppx is the S&P 500 it will be the same as VOO
@@WHlSKYx yup! For the last 6 months I invested into SWPPX for that reason. Even though it’s not a ETF but a mutual fund, the yearly performance showed great results. I am looking to stop investing into SWPPX and do a 50/50 split with SCHD and SCHG. I haven’t made up my mind yet. Lol
@@joshlawless7496 The back test shows in favor of SCHD/SCHG but not including the expense ratio implications.
What if vanguard goes out of business? We all have to sell and realize/get taxed on our gains? Any low expense ratio alternatives that aren’t vanguard based?
I think VOO is the way to go. But they will have similar returns. Just pick one. Don’t buy both pick one and stick to it forever.
Buy both
@@jordanbatka033 the tax would be the exact same you’re just dividing it up into two. If I have $100 worth of capital gains and ether the full 100 is in VOO gains or 50/50 VOO/VTI, you still have $100 of capital gains needed to be taxed.
@@jordanbatka033 not if you buy either in a Roth IRA
Why should someone invest with Robinhood if they already have a 401k? Should they save more in the 401k?
I would have agreed with you a year ago but after the ai boom and what companies will profit the this boom in the future. No way I would choose VTI over VOO.
Rodriguez Christopher Perez Paul Perez Brenda
So just ignoring inflation for 40 years huh? why not use a calculator with actual data. 6-7% is real world return of what you will actually see.
Inflation is country dependent. U take your money and live in thailand and its like time machine to when a meal was 2 usd
@@DarkoFitCoach someone like you would probably need to live in Thailand and make your money last 😂
@@Miami_Chris god damn i love south easy asia. U ever been broski? Its amazing. 2k and ur living good. 3k and ur living amazingly good.
Voo Voo
Wilson Carol Jackson Cynthia Clark Shirley
Perez Mary Young Linda Lopez Timothy
Taylor Thomas Taylor Margaret Miller Jose
Wilson Paul Walker Jeffrey Brown Margaret
VTI is down 22.5% over the past year. I bought it when it was at it's highest (Dec 2021) and pulled my money out in march or april after I was down around $1800 and put it in a money market (which pays nothing) but at least I earned back what I lost with VTI.
U didn't wait long enough not patience
If you can't handle a down year then yeah, you should stay out of stocks entirely. Stick with bonds. You won't get much of a return but you probably won't lose too much of the principle.
U bought and sold an index within 12months? 😂😂😂
I’m going to start putting all the money in them really soon I’ve got just a little in voo I just started but I’m trying to reach for a better future
Just pick one of them, not both!
@@WalletInvestUSA thanks for the advice I’m new and I was about to pick both so thanks I’ll just stick to voo and keep adding to it when I can✅