ACKO Platinum Plan With *UNLIMITED* Cover | ACKO Health Insurance Review | Gurleen Kaur Tikku
ฝัง
- เผยแพร่เมื่อ 12 ก.ย. 2024
- Acko’s Platinum Health Insurance Plan is a robust, comprehensive health insurance plan that provides a host of benefits and features to meet all of your and your family’s healthcare needs.
✅ Zero Waiting Period
✅ No room rent limits
✅ Unlimited Cover
✅ 100% Hospital Bill Payment
WATCH THE VIDEO FOR MORE DETAILS :)
TO BUY INSURANCE POLICY : www.acko.com/h...
📌 ACKO is a Knowledge Partner for this Video.
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#ACKO #ACKOHealthInsurance #ACKOPlatinumPlan #ad
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Disclaimer : Information presented in this video is for educational purpose only. It may not necessarily be taken as financial, legal or any other type of advice. It is not as per individual needs, objectives or financial situation of any particular person.The video is based on 18 years of experience of Financial industry.
It is based on researches from various books, internet etc and may include opinions of one or more persons who may or may not be the part of Hareepatti.
Gurleen Kaur Tikku or any other team member of Hareepatti will not hold be held responsible as this is not to be considered as personal finance advise.The video does not mean to hurt anyone’s sentiments or spread rumours of any sorts.Viewers should do their own due diligence before taking any action based on the video.
Mam, with due respect as an expert in the field, you should be bit of critical in analysing the company and policy plan rather than reading out the features, So that it helps for your viewers to decide on the company and plans. Thanks
Right, no personal touch, no conclusion, just text to speech
This seems like paid review as she said everything positive and 0 negative. Seriously. Is there a company in India with 0 negatives?
It’s not true . I spoke to the customer care , they informed me that if we have a Pre-existing condition then docs will decide the waiting period after examination.
IN A.P. GUNTUR DISTRICT WHICH HOSPITALS UNDER YOUR INSURENCE POLICY
Madam ye nhi batati ki kon si company ka plan acha rahega aap to 18 year se ho is profession me aapko ko sab plan ki study sahi se karti ho vo batao middle class ko koi agent itni jankari nhi deta. aap hi sahi suggest karo. Please
Nivabupa
Premium ke bare me kucch bhi nahi bataya? Company kaise hai ? Ye bhi nahi bataya?
slow growing disease ka kya hai waiting period
Insurance liya tha accident ho gaya opration hona hai initial approval kitni der ma aa jata hai
I'm working as a medical officer in Health insurance TPA company, Cashless team. In case of accident we required certain & mandatory documents such as
1) Detail of Incidence - It can be given by the patient or Relative stating about accident. How it happened, at what time , place.
2) MLC/ FIR report
3) History of alcohol consumption at the time incidence.
4) Supportive Investigation
5) Line of treatment/ Name of surgery.
If the hospital provides us with these documents, we process the claim immediately.
Sometimes Hospital's TPA desk is not cooperative. They provide incomplete documents. That's why it get delayed.
Portability is only valid for family floater plan not for single individual
Both my parents are senior citizens, which plan will be better for us? And do we need to renew our policy every year or every 5 years? My mother had angioplasty a few years ago, what will be the waiting period for her?
I appreciate your time in creating this insightful video, Gurleen. Thank you for highlighting the fantastic offers available to our customers. -Manu
Hello Sir I have a question, If i buy Mediclaim Insurance Today from Acko and After 3 or 4 year the company is closed or it is taken over by other company will by waiting period be covered , Also if i switch the policy to other new company after 4 years because of Exisiting company closed or less premium will my Waiting period be covered
@ackoindia can we opt for Suite Room? Do we get continuity benefit in morotorium clause?
@ackoindia dont provide treatment for other than cataract or any surgeries ..this is not for typhoid maleria or anything then what is use of it
@@journeylover8536 means?
Thank you so much 😊
Mam mental illness &Modern Treatments covered hai kya? Koi sun limit hai kya?
Hi
do you recommend to switch from Star Comprehensive to Acko platinum??
It completely depends on your requirements & medical history. We can suggest you a suitable plan accordingly. For any queries, we are available on WhatsApp/Call at 9650706699.
Our team can assist you.
Is OPD covered as an add on benefit ?
Unlimited conver me premium kaise calculate karte hai
Dialysis patient ke liye ye plan hai? Mera dialysis narayana health City me hota hai. Mera waiting period kitna hoga. I am a senior citizen. Please reply.
Mem agar koi government hospital se titment le to usko to hospital bill nahi milega to kese insurance clem karega plz rply mem
🙏😭
Pre existing diseases par waiting laga dete hain , is baat ko dhang se nahi bataya. Fir without waiting ka kya matlab?
बुद्धू है क्या , pre existing disease को कौन कवर देगा भाई , , अगर आप पुरी तरह स्वस्थ है तभी इस पॉलिसी का पुरा फायदा ले सकते हैं,
It's important to note that having a waiting period for pre-existing conditions is a standard industry practice. However, the zero waiting period clause applies exclusively to the ACKO Platinum Health Plan.
If you do not have any pre-existing conditions, you can choose the Platinum Health Plan and enjoy the benefit of no waiting period. The context of the same needs to be understood- every consumer who has a pre-existing condition should have a wait period.
Anyone without a pre-existing condition should not be treated the same & should not have to
wait for any kind of wait periods as per the market plans.
Hello maam
My father is surffering from diabetes
And gone through angiography with 2 stan and recently with kidney transplant
Any help and guidance you can give me
Mam modern treatment kitana cover hai
A good video on insurance will cover any exclusions. You have not covered exclusions means this is not for the customer benefit but company sponsored else your content would've been balanced. Very disappointed
Very useful. Subscribed
Thank you, keep watching !
No port option for individual policy.
मैने Platinum Insurance लिया था No wating Period , मेडिकल Enqriy में में Policy Healt बारे में बताया तो 4 Years wating period डाल दिया, Customer ने ये कहा Future में हो सकता है ये कह दिया, Futurt में कुछ भी हो सकता है यही सोच कर ले रहे हैं, मुझे दोबारा कैंसल करना पढ़ा, सच में बता रहा हूँ, आप कहेंगे तो Helth ID Card भी भेज सकते हैं
Is ACKO health insurance reliable? For senior citizens? Like when i go to claim do they claim nicely or any dispute cases are there? Please suggest as this is new to the market CSR is also very high.
What does detailed health analysis required means in unlimited acko plan,pls define as i have high bp n diabetes and age is 33 , so was searching for best health insurance for family and saw acko ads which were looking profitable but having few doubts as would it be the best or not.
If there is any injury after taking the policy, will the claim be settled with zero waiting period?
maam i was told by acko that an individual cant take this plan.
but existing motor vehicle coustomers can avail individually
@@shubhamawesome2011 Do you have a health plan with Acko? If so, could you please share in detail your experience.
@ackoindia dont provide treatment for other than cataract or any surgeries ..this is not for typhoid maleria or anything then what is use of it
Make comparison video niva bupa reassure 2plus vs acko unlimited with respect features and premiums pros and cons thanks
jee, thank you for the video suggestion .
We will bring up a video soon ✅
From my personal experience,
iam sharing this comment:-
A) I recommended this:- For young age people (age between 18- 35) .
B) But greater than 35 years - i dont recommend this policy -& not for women who wants Maternity coverage) ,
I purchased this policy for my mom , but already we had CARE health insurance policy of 2 years completed ( renewal for 3rd year) , now iam porting to Acko PLATINUM POLICY - they includes again 4 YEARS WAITING PERIOD for pre-existing diseases,
Then my mind changed -ACKO insurance POLICY CANCELLED & now iam upgrading my CARE SMART SELECT to CARE SUPREME ,
so please check below this before you want this ACKO PLATINUM policy :-
1) maternity not covered for women
2) Waiting period for 4 years - age greater than 50 years ( after medical evaluation
3) not included ACCIDENT POLICY benefits
I am also thinking of purchasing CARE SUPREME parents age f:62 and m:60. Decies they have bp and are diabetic. Just I am afraid of the second-year premium!!
@@rajmehta1029 bro, then pay monthly premiums instead of Annual Premium
my mom's (f- 54 years) individual policy :-
from CARE SMART SELECT plus (PED:- diabetes without insulin, HyperTension, Hypothyroid) with 10 Lakhs base sum insured & 5 lakhs NCB
(3rd year renewal price = 24478 rupees)
UPGRADING To CARE SUPREME
with 15 lakhs sum insured
optional benefits like
CARE SHILED(for non medical benefits ) & remaining waiting period for PED= 2 YEARS ,
Premium was = 25800 rupees ..
1 month back - i had no money ,
but my intention was - mandatory to take policy for my mother , because of current situations...
My sincere suggestion to you :- pay monthly premiums , whenever you had money then pay Full Amount.
Can you share your experience on claim approval? Care insurance
Zero waiting period na
They're advertising that they have no waiting period
Ma’am maternity coverage k liye best health insurance Konsa h
Please check this video : th-cam.com/video/HUueuYA6wxE/w-d-xo.htmlsi=SXuUEDurjH-RgEsO
Acko says if married hain toh
Individual plan nahi milega
Couple ko family floater compulsory lena padega
As of now, they don't offer individual polices for married couples, they may offer them in the future.
Navi health insurance ke bare me video bana dijiye
There are a few videos already available on our TH-cam Channel.
Is critical illness covered?
What's the meaning of in- petient hospitalization covered OPD NOT Covered
Hospitalisation expenses will be covered.
if we are taking just OPD consultation, it will not be covered
What is no claim bonus ?
Like niva Bupa, do this policy have locked in premium?
NCB is not available, However inflation protection is available - 10% increase in SI every year irrespective of claim
Hello Ma’am,
What is the difference between Acko Standard and Acko Platinum plan????
What about claim settlement ratio of Acko in health insurance space as it is relatively new compared to peers…
Which is better, Acko or HDFC Ergo. There is no video helping us decide this
Hello jee, please connect with us on WhatsApp/Call at 9650706699. Our team can assist you with a few suitable options depending on your requirements & medical history.
Had switched from hdfc ergo to niva. Reasons-high premium, very less hospitals. Otherwise fine.
@@aliaanis8561 Hi, why did you prefer Niva Bupa to Acko. Please share any insight.
Its NOT a "Review".
Its simply reading policy key features.
It's discussing the details about the plan as we are trying to simplify each and every feature of the plan.
@@GurleenKaurTikku Yea but when we say "Review", we discuss about pros and cons of each features and discuss holistically whether it is overall a good policy or not.
This is not review. She just shared their plus points. Not an educational video. 👎
Madam, what is meaning of due diligence???
Due diligence is a process or effort to collect and analyse information before making a decision.
एजेंट बनने के लिए किस से मिले
Acko Co.. Agent nahi banate...by the Way HDFC Ergo is Best Health insurance Co in claim settlement
Why do you say that? It is not mentioned like this on their website.
Hip ko replacement ke liye kya karna chahie kaun sa insurance Lena chahie contact number dijiye
Insorence वाले को बुद्धू समझा क्या ? आप आज इंसोरेंस लोगे और कल इलाज करवाओगे,
आपका प्रीमियम भी गुम होगा , पॉलिसी भी कैंसल होगा
Right waiting periods will be applied .
Kya ismein bhi waiting period hai
Right waiting periods will be applied .
While ACKO's standard policy includes a waiting period for pre-existing conditions, the ACKO Platinum Health plan offers the advantage of no waiting period. If you do not have any preexisting conditions, you choose the ACKO Platinum Health plan.
But platinum health also says zero wait period?
Acko beats everyone. You should also tell premiums for family floater 2+2 and also tell icr
jee, we will bring up a video with premium calculations as well soon !
Is there cashless claim here ?
Hi, I've replied to your other comment regarding this. Please refer to it! -Manu
Issue is network hospitals has to increase
👍 yes, it's always good to have more network hospitals.
Can we get continuity in morotorium clasue benefit for porting?
So, Moratorium can benefit if you stay with one company for 8 years, if you porta, moratorium period will start afresh
Which is better reassure 2.0 or acko platinum?
Don't know but I'd say Reassure 2.0
Depends on your requirements from the plan . We have both the plans detailed videos available on our channel.
@@AR-82 Hi, can you share why you prefer Reassure 2.0 over Acko? Any insight will help. I am very unsure.
Hi. Can I ask which plan you went for. I am also undecided between the two.
@@Anione111 Acko is just a new company so reliability is a the greatest barrier.
There is no data of Comapny's claim settlement ratio, Incurred claim ratio and other important parameters of a longer period as company is new.
Niva Bupa is also not much reliable but any day better than Acko.
I'd recommend Hdfc ergo, icici lombard amd Tata Aig health insurance companies as per my R&d.
My first option is hdfc ergo Optima Super Secure plan with 5x cover.
Premiums are on higher side with every year increase but their parameters are best.
future generly health insurance ke bare me jankari share kare
jee, we will bring up a video soon .
On website after i put my number to speak to customer care executive to get brief information, i didn't receive any call.
Best plane Niva bupa information ji
Best health Insurance plan for Sr. Citizen for life time renewal
Hello jee, please connect with us on WhatsApp at 9650706699. Our team can assist you with a few suitable options & the premiums accordingly 😊
Thank you & keep watching !
I think this is just a promotional video of This company, as if whatever they say you are here to endorse. we were trusting your unbiased opinion but now no more. You are also working for the companies and not for your followers.
Video terms and conditions detail me nahi tha
Mam chola ms health insurance per ek video bana de plzz
JEE, WE HAVE NOTED YOUR VIDEO SUGGESTION.
We will bring up a video soon ✅
please give comparison video with other company plans
Sure, we will bring up a video soon !
Health check up required??
For platinum plan, health check up is required in most of the cases. Policy issuance is on the basis of health status and underwriting guidelines
Health checkup hame khud se karna hota hai kya?@@GurleenKaurTikku
Mam I got full claim yesterday from Aditya birla health insurance❤❤
Kitne ka claim tha
Amount?
Sponsored Content
Only icici Lombard
Not available for Sr citizen
Main jo bhi video khojta, wo aap jaroor bana k rakhte ho ☺☺
Glad, Thank you jee !
Keep Watching 😊
Paid review
Its sounding utopia😅
Ram rajya aa gya kya😊
Iffco Tokyo pe ek video bana dijiye please.
jee, we will bring up a video soon.
Keep Watching !
Your customer care executives are rude and you can't do anything in time. Worst company in India is ACKO. I have never dealt with such pathetic people. I gave them money to get harassed.
Seeta ram
🙏
Fraud company 😢
How?
@@arjunprincy81 main is company se pahle 4 sal se apni kar ki insurance continue karva raha tha paanchva sal meri insurance nahin ki aur kaha ki ab third party karenge ji full nahin karenge
Can you share it in English?
How ? Please share your experience.
@@jagdishkumar2169chutiye sabhi policy mein aisa hi hota hai , jab Tak premium bhar rhe ho tab tak own damage cover hota hai !!
Mene Navi se Acko platinum Unlimited plan mein port kara liya aaj feeling more secure smoking aur Drink bhi disclose kar diya hu bole toh sab kholke bolne ka mamu
Please share if possible some more details of your experience buying policy or in your case porting to Acko plan. Maximum details will help, such as your age, process, how much mark up did they do for premium, waiting period added, etc. Being a new in field of health insurance, there is not much first hand testimonials for Acko online. So, pls share.
Madam mera 3years old Navi health insurance hai 6 lakh + 10lakh super topup kya me Acko Platinum plan insurance me port karu kya? Sahi rahega ya nhi
Navi se kabhi claim liye ho? Liye ho to kitna amount dia h Navi ne?
@@yasinqureshi1998 nhi kabhi claim nhi kiya
Hello jee, please connect with us on WhatsApp at 9650706699. Our team can assist you with a few suitable options & the premiums accordingly 😊
Thank you & keep watching !
Yaar kaysay inlog unlimited dega..dega kay nehi dega kon bol saktay hai...marketing kay lieay sab strategy banatay hai......