As someone who paid off almost $25,000 in debt in 2 and a half years, I have used almost all of the tips in your video. I was so happy with that accomplishment that I bought a car and paid off the 6-year load in 2 years. Thank you for putting this great information in front of people.
Great video and money tips! I have used a lot of these over the years to a better financial life. Making extra payments was my favorite strategy that I used. Love your content and your channel. Thank you ❤️❤️🙏🏾🙏🏾
That is a GREAT question! I still try to save money even when paying off debt. Depending on how much my income is at the time, the savings might be smaller but I always try to put something away. I had a time when the most i could do was put $5 in my savings account each week but it was something. So then, when the debt was paid off, I wasn't left on $0. I think you should always have something set aside.
And it’s also important to understand the statute of limitations for your state on when debt collectors can still collect on debt. Some debts might be past the statute of limitations and all you need to do is politely tell the debt collector that they cannot collect on this debt since it’s passed It’s statue of limitation and they will stop collecting on it.
🍁🍂Great content! Thanks for sharing this helpful information. I contact credit card companies (2) once a year to request a reduction in the interest rate.🍂🍁
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As someone who paid off almost $25,000 in debt in 2 and a half years, I have used almost all of the tips in your video. I was so happy with that accomplishment that I bought a car and paid off the 6-year load in 2 years. Thank you for putting this great information in front of people.
I like the debt thermometer idea❤
Great video and money tips! I have used a lot of these over the years to a better financial life. Making extra payments was my favorite strategy that I used. Love your content and your channel. Thank you ❤️❤️🙏🏾🙏🏾
Great info… I like the snowflake tip… that also brings up your credit score.
Absolutely!
All the tips was great 😊
Thank you!
I also want to ask do you try to save when you have debt? Or do you apply all money
That is a GREAT question! I still try to save money even when paying off debt. Depending on how much my income is at the time, the savings might be smaller but I always try to put something away. I had a time when the most i could do was put $5 in my savings account each week but it was something. So then, when the debt was paid off, I wasn't left on $0. I think you should always have something set aside.
And it’s also important to understand the statute of limitations for your state on when debt collectors can still collect on debt. Some debts might be past the statute of limitations and all you need to do is politely tell the debt collector that they cannot collect on this debt since it’s passed It’s statue of limitation and they will stop collecting on it.
Very helpful! Thank you!
Always ask if they can help with late fees. I can help our customers with two late fees, but the customer has to ask.
🍁🍂Great content! Thanks for sharing this helpful information. I contact credit card companies (2) once a year to request a reduction in the interest rate.🍂🍁