How to select health Insurance riders- critical illness and other riders
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- เผยแพร่เมื่อ 14 ต.ค. 2024
- Health insurance_riders_critical illness_accidental death_disability. Health insurance can be bought with riders for extra benefit but is it really helpful? swati b wealthy explains. critical illness rider is better or a critical illness health insurance policy is better? Permanent disability cover as a accident rider or a accidental insurance policy? Room rent cap should be removed through rider or a better health policy? how does daily cash allowance/ hospital cash rider work and does it really help? Are you better off without a health insurance rider? watch the video.
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धन्यवाद
राइडर्स के बारे में इतनी अच्छी जानकारी देने के लिए पुनः आपका धन्यवाद
आप बहुत अच्छी जानकारी देते हो. और एक बात आप खुबसुरत हो. 💯
Daily cash ka benefit lene k liye discharge summary aur form bhar k saath me ek cancelled cheque dena hota hai koi b company cash hand to hand nahi provide karri hai iske liye kuchh rules hote hai jinhe follow karna padta hai ocici lambard ne to hospi cash naam se alag policy nikal rakhkhi hai jisme ten thousand tak daily cash diya jata hai
Madam Bahot Ache Che. Samjate he. Sab Confusion Ap Pahle se Clear Karva dete he. Or Deeply Nolage Dete. He. Me khud 2 Plan Dhudh Rahatha. Tarm or Health .
Plz Ap Bataye to jyada help mile gi.
बहुत he achi जानकारी स्वाति जी😊😊👍👍👌👌,bahut he बारीकी से समझाया आपने😊😊😊😊🙏🙏🙏🙏
आपका जितना शुक्रिया अदा करूं कम है दीपक जी। Stay Blessed, B Wealthy.
स्वाति जी,शुक्रिया तो मुझे और Be वेल्थी के सभी वीवर्स को आपका करना चाइये, इतनी achi -achi जानकारियां मिलना बहुत मुश्किल था,साथ ma जिओ का भी धन्यवाद,नेट इतना सस्ता कराने के लिए,Be वेल्थी है हमारे साथ और हम सुब है अमीर बनने के सफर ma😊😊😊🙏🙏🙏🙏🇮🇳🇮🇳🙏🙏
Please make a video for guiding on super top up plan - Thanks.
Thank you mam, i was searching for single different critical illness policy
Just saw ur video very informative , mam I have a query if any patient was diagnosed with any of the disease that r mentioned in critical illness cover plan , will that diseases will be treated un his health insurance feature or not
Mam 2021 ko dhyan me Rakh Kar term insurance policy ke bare me ek fresh video Banayiye 🙏
Vry informative video, Swati ji.
Pl advise should v purchase Policy from agent or direct from company.
Direct from company premium is less whereas thru agent is more but some people suggest that agent can help in claim settlement whereas in other case no body is supporting, pl advise & m sure u wl guide me perfectly.
Thnx
i have one question that which is best plan. one is critical illness or heart & cancer plan. please suggest
Watching your videos since 3k subs but this is my first comment 😐
Btw you make different and informational video
Iam 18 but i still watch your content
Naveen, thank you so much for watching the videos and I am really glad to know that at such a young age you have an interest in learning a thing or two about money management. I sincerely hope that the information provided in the videos help you in long run. Stay Super Blessed & B Wealthy.
Thanks again Swati Jee from bottom of heart...Keep doing good hard work always..:)
Comments like this really boost my morale big time. Thank you so much Sushanta Jee. Stay Blessed, B Wealthy.
Star comprehensive me kaise 100% milega cashless kyoki kuch materials ka paisa company nhi deti
Example cotton,nebulizer, ppe kit ka paisa company nhi deti kon sa raider lu
Online term insurance policy फायदेमंद हे या नुकसान
(1) क्या s.s.c. पास व्यक्तीको term plan क्यु नही देते .
(2) आपके अनुभव से मुझे कोणसी कंपनीकी पाँलिसी लेनी चाहिऐ .
Sbase best companie konsi hy family floter plan k ly
Thanks mam, plz inform any best policy
Any best policy for what ? Are you looking for Health Policy?
Most information playlist on TH-cam ...
Telling all basic Insurance Terminologies in easy way ..👌
Thank U Mam 👍
Term insurance k sath combine nai kare to kya alag se le sakte he ye rider
Mam ek important question hai please suggest questn yeh hai ki Mene apollo Munich me optima restore health insurance opt kr rkha hai prr me alag se critical illness k liye policy lena chahta hu please suggest kijiye ki kon si company jyada se jyada critical illness cover krti hai aur kya best rhega plzz mam bhot doubt me hu aaj hi aapka video dekha to commnt kia. Hope for soon reply
Very nice information... Actually mam, mujhe riders health insurance policy me lene chahiye ya term insurance policy me... Suggest me..plz
निशांत जी, मुझे लगता है, अगर बजट की दिक्कत न हो, तो राइडर्स स्टैंडअलोन पॉलिसी के तौर पर लेना ठीक होता है। वैसे आप किस राइडर की बात कर रहे हैं यहाँ ?
Both critical illness and accidental benefit riders... Standalone ke liye plan suggest kijiye...Mam
Red + Blue = 😍😘
Buy term plan with Riders sasta padega aur jyda bimari cover hote hai.
आपने खुद को टर्म प्लान लिया है क्या सुमित जी? अगर आप बता सकें कि किस टर्म प्लान के साथ कितने राइडर्स लिए हैं आपने और प्रिमियम कितना पड़ा, तो ये जानकारी हमारे बाकी दशर्कों के काफी काम आएगी। Stay Blessed, B Wealthy.
@@BWealthy ya madam just i take Max life insurance term plan for 50 lak nd take critical illness ,accidental cover nd futur waiver .and premium is 1166/month.till date not recieved document after recieve i will mail on ur mail id .if im going anything wrong pls tell me .i can cancell as per ur suggetion. Thnq u !
Thanks for your valuable information. Buy health insurance directly online ? Or buy through agent? Which is better?
Arjit Pal jee, It is upto you. There are two things to consider, can you depend on your agent to help you in the claim process, if required or he is not going to be there. Two, what is the price you are paying, i mean what is cheaper. Check both and decide. Stay Blessed & B Wealthy
Thanks for your information. In your recent health insurance videos; you have not mentioned about TPA and in house claim settlement process. Please clarify and which is better?
Ji ha mam
I think riders should be taken to make term plan more valuable.
Madam....suppose MEDILAIM policy is taken for Ts 5 Lac with CIR 5lac. CLAIM OF CIR HAPPENS. COMPANY PAYS 5 LAC. ANOTHER MEMBER IS HOSPITALIZED. WD COMPANY ALLOW CLAIMS IN ADDITION TO CIR CLAIMS.
First view first comment.Detailed info as expected. Nice one Swati Mam.Keep it up.Mam it's aath hazar nabbe rupay at 3:30 . I know it's slip of tongue, pls don't mind.
Thank you so much Nishant Jee. Yes, you are right it was a slip of tongue. Apologies
Ma'am..thanku very much for making such videos..it is really informative..your voice is really awesome..and u r beautiful too..
Thanku again..
Pls let us know which plan we should opt...bit confused :)
Good day mam. Mam meri questions ka answer Dina please.
Mam mira questions have ke m paramilitary forces CRPF mi job krta hu. Or m trum insurance lina Chahta hu.
Kya mam m trum insurance. Critical illness cover. Or health insurance li Sakta Hu.
Please answer
Looking very smart swati ji
Thank you so much Mayur Jee. Stay Blessed, B Wealthy.
Please tell us which is the Best health plan.
Per alag se lene per premium har sal badta h na madam
Aditya birla abhi new company hai market me uska kewal lubhawna wada rahta hai kam nahi aditya birla ke pass 100 se Jada product hai chahe telecom me idea ke roop me cement investment 100 se Jada product me hai health insurance usi company ka le Jo pure health insurance ya insurance product sell karti ho madem ki jankari k liye bata deta hu room rent me mostly capping 1% aur ICU ki room rent ki capping hoti hai to sum insure ka 2% hota hai
Maam Can you tell me which health insurance company is best for current scenario and also suggest me a good insurance plan for individual, My age is 30yrs.
Madam kya 💯% visually impaired person ko health insurance policy mil sakta hai.... according to norms of irda....as every company deny to issue health policy....
Very well explained Swati ji.People interested in knowing more can watch our videos too
Madam if a person has base plan will he get reimbursement if admitted in hospital due to critical illness or accident? If yes then what is the advantage of critical illness rider? Higher limit or lump sum payment?
Good
Health insurance provides hospitalisation expenses for accident so why need to take extra accidental riders
Difference b/w group health insurance VS individual/family floater plan... Ye bta dijiye mam
Anand Jee, I found an article on policy bazaar regarding this. Sharing the link below. Hope it helps in clearing the doubts.
www.policybazaar.com/health-insurance/general-info/articles/group-health-insurance-vs-stand-alone-health-insurance/
maine neva Max Bupa health insurance liya h BOB BANK ke through meri age 29 h aur meri wife ki bhi aur baby hone waala h 3 mahine ke andar jo add nhi huwa h kya mera insurance sahi h iska premium 10148 kata h BOB ne kya ye sahi h
It,s so gud information mam thanks so much
Very well explainedp
Nyc video
Ur opinion is always beautiful as U........ Thank U
Oh My God! where have you been? How are you? Thank you for watching the Video. Stay Blessed, B Wealthy.
@@BWealthy welcome mam.....how r U toooo....????????. I always watched ur video but cant replied....... Thanks to U for remembering me....... Each video Of U is as beautiful as U....... ...
Does It means rider gives you a lumpsum amount while your plan is already paying your hospital.
mam should we take critical illness rider with life insurance or as a separate policy... please suggest
Mam health insurance kitne saal k liye kiya jata hai?
Hello mam Aditya birla health insurance is good ?
Critical illness ke claim amount par tax bhi dena padhta hai kya?
Ma'am i am a Batchelor of 25yrs and a government employee. I need a plan for mom (age 47) dad (age 67) but he is very fit. And 2 younger brothers of 21 and 18.. And a sister and c is married.. I need a health plan.. Please suggest..
Sir im star healt insurance agent call 9420769272
Very useful information. Thank you 😊
Neelesh Jee, I am glad to read that you liked the information given in the video. Stay Blessed, B Wealthy.
Thank you mam jankari dene ke liye
Thank you Nandlal Chaurasia jee video dekhne ke liye.
Hello,
There is query about Critical illness rider benefit
That, in the list of critical illness, paralysis is covered with below condition
Paralysis : (condition is as under )
Total and irreversible loss of use of two or more limbs as a result of injury or disease of the brain or spinal cord.
A specialist medical practitioner must be of the opinion that the paralysis will be permanent with no hope of recovery and must be present for more than 3 months.
Query:
If insured suffered from paralysis (e.g. Hemiplegia I.e. one hand and one leg get paralised), but within 3 month after treatment as well as physiotherapy if he can able to move his leg only but unable to walk properly, then In this case what medical practitioners will say - its a hope of recovery or no hope of recovery ?
In this scenario is insured person can eligible to get benefit of critical insurance policy or it will be treated as partly recovered or may be recover in future and will not be eligible for benefit
I hope to see you again
Agar kisi ne 35 saal ke liye policy li hai aur usse pehle hi uski death ho jaye to vo policy chalu rahegi ya use stop ya cancel kar sakte hai
Very intelligent
Is Non stemi heart attack cover by critical illness cover?
Thank you so much Mam for information.
Thanks for information mam👍
Thank you so much Sapna Jee, for watching the video. Stay Blessed, B Wealthy.
Which company is best for health plan in this time2019
Annu Gupta ,Star health insurance.
Agar 5 lakh ka insurance hai wo kya ak bar milaga....dubara zarurat padata to kya aur nahi milaga .....pls reply mam
Same bimari me nahi milega
Nice Mam
Thank you so much for watching the video Karanwal Jee. Stay Blessed, B Wealthy.
Pranam memji
Helath plan kaise work krta h?
नमस्ते प्रमोद जी, हेल्थ प्लान में होता ये है कि अगर किसी भी वजह से ( वजहों की डीटेल पॉलिसी में दी हुई होती है), अस्पताल में भर्ती होना पड़े पॉलिसी होल्डर को, तो कंपनी उसका खर्चा उठाती है। कितना खर्चा उठाती है, इसकी भी जानकारी पॉलिसी डॉक्यूमेंट में दी गई होती है। नीचे लिंक दे रहे हैं, हेल्थ इंश्योरेंस के बाकी वीडियो की, एक बार ये चारों वीडियो देख लें, आपको मोटा मोटी आइडिया मिल जाएगा
th-cam.com/video/wokeaDejFUs/w-d-xo.html
Stay Blessed, B wealthy.
Good information
Ashish Jee, I am glad you liked it. Stay Blessed, B Wealthy.
Hello ma'am
health insurance mai heart attack cover hota hai ya nahi. Agar bypass surgery hui to ?
Dono Cover hote hai..
Madam you are so beautiful and your way of expression is very well and nice speech
They will cover you for hospital expenses and surgery..but what if you lose 1 limb and 1 leg.. permanent disability...in that case the accidental liability will probably provide you lumpsum amount as u would be jobless for while in case of temp disablement or maybe forvever in case of permanent disablement
Nice
Thank you for watching the video Rauf Jee. Stay Blessed, B Wealthy.
Ma'am you should also give beauty tricks 😄
😀
What is cashless treatment, what is best plan for cashless for my parents .I can invest around 50k per annum for my parents. Would i get 80D benefit??
Contact. 8851486448
New India assurance has best service. As per my personal experience. But always take two separate insurance. One government and one private
Mam mere papa ko cancer hai gale ka, Kya unke liye mai health insurance plan le sakta hun, Please help me, Age my father 62 years
आपके पिताजी के बारे में जानकर बहुत अफसोस हुआ विनोद जी। लिखते हुए और भी बुरा लग रहा है कि अगर अभी ट्रीटमेंट चल रहा है तो मुश्किल है उनके लिए हेल्थ प्लान मिलना। Infinite blessings to you and your father.
Mam . investment best option btao
Good thoughts...
Thank you Shailesh Jee. Stay Blessed, B wealthy.
Niiiicccceee
Very nice madam 👌👌👌👌👍👍⭐⭐⭐⭐❤❤🌹💕💕
Swati g looking so cute
मैडम जी आप जॉब भी करते है क्या आपको tv पर देखा देखा लगता है
रवि जी, मैं पहले CNBC आवाज़ न्यूज़ चैनल में बतौर एंकर काम करती थी।
@@BWealthy.aap bhot pyri lagti h.me sirf aapko dekhti hu vdo me
Mam 60plus walo k liye insurance sceam bataiye...meri mother in law 80plus ki hai unka insurance karana hai. 90 thousands bata rahe hai company wale.
Check national insurance company. They give upto 1 lacs. Private company may disallow the claims sometimes. But she will have to undergo mandatory medical test before purchasing the policy
@@manoshsarkar3360 Thanks
Keu plan aditya birla r shall plan
Thanks...very useful info
Thank you so much for watching the video Nirmal Jee. Stay Blessed, B Wealthy.
Thanks mam
Thank you for watching the video Rathod Jee. Stay Blessed, B Wealthy.
iam your new suscriber
Shukriya Lalit Jee, for subscribing to the channel. Stay Blessed, B Wealthy
Hospital riders bhi btaye
Bajaj Allianz ka bahut sad experience ho Chuka agent logo ki meharbani se....
I am sorry to hear that Raju jee. Isliye zaroori hai ki kuch bhi lete waqt , khaskar policy, uska document khud ek baar padhnaa chahiye. Ummeed kartey hain ki aage se aap iss baat ka khayal rakhengey. Stay Blessed, B wealthy.
Always check the feedback in mouthshut before purchasing
Nice video nice voice nice dress mam 🙏🙏🙏🙏🙏🙏🙏
शुक्रिया मुकेश जी। Stay Blessed, B Wealthy.
मैम हेल्थ इंश्योरेंस करवाना है
Income tax Mee rebate milti ???? health insurance mee
Yes under section 80 D upto 1 lac.
mam mujah health insurance layna hai apni family Kai ley kon say lu
Kya aap help kar saktay hai Mari aj 29 years hai Mari wife ki aj 29 years Mari douter ki aj 12 years and my son aj is 7 years please help me
Mail me pk9015@gmail.com
My age is 69 . Pl advice minimum .amt of premium .
🙏 Nice 👍
Thank you for watching the video Durgesh Jee. I am glad you liked it. Stay Blessed, B Wealthy.
Hi
💯💯💯
aap na kanci policy le ha.
मेरे पास HDFC Ergo की पॉलिसी है राजेंद्र जी।
मैडम जी policy कहाँ से खरीदना सही है एजेंट या ऑनलाइन ?
Hi Ravi... Good Evening
Kindly contact on
Suneel Tiwari
9599085351
Religare Health Insurance company limited
Hi
मैम इस प्लान के लिए हम किससे सम्पर्क करे
You are very beautiful, beauty with brain.
SBI LiFe पुर्ण सुरक्षा
मे रे लिए लेना चाहता हुं
मेरी उम्र 45 है
Call me 7290005290
स्वाति मै आपसे मिलना चाहता हूं
I always suggest to go for top up insurance plans rather than critical illness rider. More details are available at
th-cam.com/video/GZ_E9UJtteE/w-d-xo.html