Coming from a white man from a small town in north mississippi, this shit is so true. In a lot of towns the train tracks is what separates the good and bad
@Larry Smith yes, because a poor person can just suddenly conjure up the money and requirements to afford to live in a rich neighborhood, with comparably higher rent and prices...
@JimboParadox Can you provide some statistics for the crime rates of poor vs wealthy black neighborhoods? How does widespread concentrated poverty, not cause the social discord that leads to crime, and if it isn't poverty, what is it that causes the different crime rates?
Kid Dynamite it’s not that there is still segregation in certain towns, the damage is already done and it will take many many years before things are close to being equal if that makes any sense.
my father told me this true story. a group of local black politicians and community leaders in a southern town came to the city council with a proposal to rename a city street in honor of Martin Luther King. They wanted to rename a popular street which ran through a run down black part of town. Not asking for much. The street had no historical importance, but they were rejected anyway. The city council responded by offering to name a dirt path outside the city MLK Boulevard. Many years later Walmart bought the land next to the extension and they had the road paved. Other business followed and eventually MLK Boulevard became the commercial hub of the town with businesses, strip malls, restaurants, and Apartments. Certainly not the ghetto and certainly not their plan. God works in mysterious ways.
@road dogg, Ad Hominems won't save you, kiddo. 😉 You have a right to an opinion, even if it's a racist agenda. We all have mother's that birthed us at some point. 😅 I am just suggesting a path that prevents your ignorant claims: the option to retreat. You have two alternative options at your choice: surrender your claims to falsehood, or engage every minority with comprehensive facts adjunct with *a credible source.* 🤔 Might I remind you, individual studies (cherrypicked statistics without scholarly documentation), fallacies, and contextual bias are *not* credible sources of evidence. 🙂
@road dogg, your _circular reasoning_ is outright amusing, for I previously stated that *fallacies* "are *not* credible sources of evidence. 🙂" Although, it appears you can repeat my initial statement, "You have a right to an opinion, even if it's a racist agenda". Because you *so nicely* provided me the perfect response to your evasive repetition, I will thank you by quoting you-quoting me: "You also have a right to your agenda even if it is racist too. Nothing you responded with proves anything or has any facts" (road dogg). 😉 Might I re-suggest your options to either retreat, surrender, or engage? If you are confused, I refer you to my previous reply above. ☝🏾
Its frustrating knowing this happened and that the people who still benefit from housing discrimination deny it happened at all and think any action to correct this great injustice is unfair
OWNING A HOME IS NOT THE BEST WAY TO CREATE WEALTH. HAVING A WELL PAID SKILLED JOB THAT MAKES GOOD MONEY IS HOW YOU OBTAIN WEALTH. A HOUSE IS ONE OF THE LAST THINGS RICH PEOPLE BUT UNTIL THEY ARE WEALTHY. A HOUSE IS HOW WEALTHY PEOPLE STAY WEALTHY AND GROW THERE WEALTH WHEN CAN AFFORD TO BUT MULTIPLE HOUSES. Owning one house makes it easier to get a loan on buying another house. SOCIALIST COMMUNIST NPR IS EXACTLY WRONG THIS ARGUMENT. NPR WAS DESIGNED TO JUSTIFY FAILED DEMOCRATS POLICIES BY EXPLAINING PRIOR DEMOCRAT POLICIES THAT CAUSED THE PROBLEMS IN THE FIRST PLACE. FAMILY , FAITH, AND CULTURE ARE THE 3 PRIMARY FACTORS DETERMINING OUTCOMES FOR ALL RACES
Kyle Coyote yo - first of all - why are you yelling? Second of all, land or home ownership is a major method of wealth accumulation - even just having one home. Especially in a culture of a lot of rental, owning your home (and then passing it down to your kids, who thereby get a biiig step up) gives you a distinct advantage. And: it’s harder to get a ‘good’ job if you don’t have good education, which you don’t get if you come from a poor neighborhood, or have trouble focusing because your family is impoverished, and, and and ... it’s a biiiig ol’ loop. Have some compassion.
I was just talking to my husband about how segregated neighborhoods (grocery stores, apartments, roads, schools, play grounds, even how quickly construction gets done) is noticeable in our city of less than 100,000. While you’re driving through the predominantly white/rich neighborhoods, you can tell. And when you go down a few streets into the predominantly black/poor neighborhoods, you can tell. Racism and segregation is still very real. We NEED to keep this conversation going.
Fr. I didn’t learn jack shit in Highschool. I learned things that were literally so irrelevant to shit happening now. How are we supposed to know how to “not repeat history” if we don’t even know what the damn history even is?
I was never taught this in school. I find out within the past month or so that my Italian immigrant family was in a highly redlined neighborhood in West Philadelphia in the 40’s and 50’s (D-Ranked). The place was beautiful when my grandparents were kids but the effects of redlining came in full force as they grew older. Overtime, my grandma’s generation of our family gradually became more accepted as Italians began to be considered white, and they were incentivized to buy housing in the suburbs. I drive through their old neighborhood and street quite often and just find myself tearing up. The houses on their street are boarded up and dilapidated and the people living there now just have to live with it and it sucks.
This kinda thing is what confuses me when I see that many Italians are intensely racist. Our ethnicity were seen as less than at some point. Many of our great or great great grandparents had to change their names and surnames to sound less Italian. Italians just eventually slipped through the cracks and weren’t considered less anymore. The system is messed up and blacks and latinos are still stuck in this discrimination. I feel like a true Italian should have at least SOME sort of empathy for these people.
@@mccarney4207latinos are not foundational americans! This is my main problem with you people we can never have our voice heard without outside interference!
I didn't know any of this until I decided to teach a class on the economics of poverty and discrimination. Holy crap. I want this to be shocking to me, and it is, but what is more shocking to me is that I literally had not heard of this until I sought it out in my 30's. That said, I included this video in an assignment in my class.
@@deadsilence7319 college is a little different from grade school, friend. My students are adults. College is voluntary. My course is an elective that they do not have to take. The course is LITERALLY called The Economics of Poverty and Discrimination. It's SUPPOSED to cover stuff like this because I designed it that way. I'm one of the evil college professors who teaches critical thinking and shows data to back his arguments. So evil! *Agh!*
Thank you for this video. Most people just assume that people WANT to live in conditions like this. They've been keeping information about racial covenants, redlining, and gerrymandering out of schools. When I was growing up it was always assumed that working class or lower just weren't trying hard enough and now we see that couldn't be further from the truth.
I live in Chicago in a neighborhood that was once redlined. There's not rampant crime and poverty where I live and the same can be said about other neighborhoods in the city as well. Mount Greenwood on the far southwest side was redlined and today is one of the safest neighborhoods in the city. Large parts of Lincoln Park on the north side were redlined and today is one of the most affluent parts of the city. On the flip side, large areas of Auburn Gresham, Chatham, and South Shore on the south side were given "B" grades and today are some of the most violent neighborhoods in the city. I do believe redlining had a long-lasting effect in some cases but it seems to be more complicated than simply blaming every problem on it.
I don't think they tried to blame every problem on redlining in the video. I don't know the neighborhoods you're talking about, because I'm from the Detroit area, but they're just explaining a historical issue, no where did they say it was to blame for everything.
@@samanthapalus1085 I was thinking the same thing. They're not saying that THE problem is redlining they're just saying it's one of the problems, one of the factors.
In my school we are taught the history of red lining (sometimes reffered to as red zoning) several times over. I feel very grateful that I was give the resources and the opportunity to learn. I am one person in a sea of millions, but know that the younger gen is being taught this, and how to work towards solution. There is still much, much, much more that needs to be done (in terms of correcting red lining and systemic / overt racism) but I hope that this fact gives you a little hope. We know and we care. Thanks for reading and may you have a wonderful rest of your day!
My city. My family we never had a chance. They showed a picture of late Freddie “Peppa “Gray. I’m in tears. In Baltimore I’ve buried my mother at 41 she was on 41. My brother at 20, my best friend in the world at 37 and the list goes on. How can God allow this to happen to us. I left that city because I was tired of the funerals and the constant crying the drugs and the overwhelming truth about the hierarchy of money and power in Baltimore. Me a native who has not only real estate in Baltimore but sentimental ties to the city can’t get anything done to help improve the city. I tried going to city all only to be told that there’s no funds. Meanwhile, the mayor was embezzling hundreds of thousands of dollars from the citizens of Baltimore. The city is built on the bones and backs of our ancestors. The crime and murder rates are highly contributed to the demonic force over that town. It won’t stop until there’s accountability for the gross negligence and outright injustices to the people of Baltimore. Don’t believe the hype. I don’t like Tucker Carlson at all but he’s not lying about the decomposition and violence in the city.
Redlining still goes on today ......plenty of videos and information on TH-cam and online showing the big gap between Black, Latinos and whites applying for a home loan....
But the perps behind it will downplay it and gas light you into believing that's it's nothing wrong with their system and that it doesn't exist...…according to them "you are own worst enemy"🙄😐
@Bob Donald Nope nice try, not only does it still happen today but it's actually worse now than it was in the past th-cam.com/video/kkHBt7bhqxQ/w-d-xo.html.
Darien Long GRSE! No he is kind of right. Is it not your right to move if you dont like the people or neighborhood your in? Yes it iYesEveryone can CHOOSE to graduate highschool, get a job and not have kids until after they are married and stable. If they CHOOSE to commit crimes or not strive for better that is their fault. Period. This idea that somehow white people are responsible for other choices is laughable at best.
Darien Long GRSE! So I am poorly informed because all people have the right to secide if they want to live somewhere? Thats a fact. Facts are not open to feelings. Why doesn't NPR say that those people looking for loans are at a great risk of defaulting? People trying to say not lending someone money that can't pay it back is racist when its just business hence credit.
Sharing this with those who wonder why are black people still complaining, or those who state “slavery is something from the past”, or “I’m tired of this racism” discussion, “get over it”, “this is an equal-opportunity country”, and so on.
I don't see how calling an entire nation racist helps fix an issue that was made illegal 50 years ago. Yes the city structures are still messed up and could use investment (particularly into city infrastructure around ghettos and especially schools in those areas), but I don't see how constantly race-baiting like I see people doing is at all helpful.
@@JustAaron94 Saying the United States is racist doesn't mean the average American is racist. The US government just ignores the extremities of racial inequality and will not stray from free market methods to solve the issue.
Thanks for making this!! I I am constantly telling anyone who will listen that these red line districts have done more damage, regardless of intent but it's just a fact as you describe it perfectly. The education in these areas that you point out is horrible and a major problem leading to the most inequity in my opinion. The least we can do is provide school choice that allows some percentage of folks living in these red line areas to get a better education that they deserve. Your video opens up the center of the problem!!!
I've often wondered if a good way to combat this is to divide state school taxes evenly according to each school's need. Some schools near me are essentially publicly funded private schools, while others, a few miles away, are "failing" It's sketchy that one of the top real estate selling points is "great school district." Seems like a continuation of redlining, driving up real estate prices in areas within the "great school district" area, it's just a bit more subtle.
There needs to be more black owned banks that are solvent enough to give home improvement loans. It's funny how that property in the city's core isn't worth anything until those people want to move in and "revitalize" it.
Born and raised in Baltimore, I immediately recognized the building and sign on mlk boulevard. Sad to see what institutional racism has done to my city but the time is coming for black people to elevate themselves and reclaim our beloved city and restore it
Anecdotally, as it is the case with many other people, I work occasionally at a small rural emergency department. Over the past number of months, every single time I have been there, I meet someone who "just moved here" from more-diverse parts of the country. Typically what these people will SAY is, they’ll say "Oh, we just like it here so much, you know - it's so charming and quaint and slower-paced." Whether they actually realise consciously or not, it’s inescapable that part of this is code for, "It’s comfortable here because it’s still really white."
Hahaha. Look up the Housing Act of 1938 where it blatently says that "no person of colour should be allowed to buy property in "white neighberhood" bc that will cause the decline and price depreciation (for that they had no proof) of the whole neighberhood." They were this blatent and muuuch much more. From 1938 till 1968 only 2% of all house loans were asigned to black ppl ( or non white, can't remember which) but you get the point! Housing act is a loooong document that mandated and regulated economic rasisam at it's worst. And the afects of it are still visable everywhere, specially in the inheritance and generational whelth gap, backed by every statistical analisis that are shooking to listen.
K Hunigan it’s literally not. In fact the opposite happened which caused the 2008 housing market bubble to pop. Loans were given out to individuals that could not afford them.
This much needed highly valuable information should be on reality tv networks! People with the voice are not getting this message out they're not getting it to lawmakers, lobbyists or urban planners who can make a difference!
Our neighborhood will remain that way, unless we change our outlooks. Point> Stop buying junk food, cigarettes, beer, liquor, and practicing trashing were we live. Practicing right rather than wrong. Exchange of position than negative. Respect of the elders, and authority of our people. Each one reach one and demand better from each other. Stop the crab mentality, lift up not push down. Honor with truth. There are no short cuts. The way up, is one step at a time. I'm From Baltimore, and at 60 years old, still beating the drum of advancement for my people. Be an example. A positive One! 5/9/19
I get what you're saying, but being beaten and broken down over centuries makes it hard not to make the pain go away. We are trying even though there is a system in place to stop us at every turn. And no, I will never leave my birth country and sacrifice all those centuries my ancestors slaved. We deserve this country more than anyone else.
I am convinced that everyone should see this. Especially business owners and religious leaders because it will give more understanding of the people they serve. Lord, help us all to see clearly.
Watching these videos puts it all in perspective I grew up in compton CA, seen all the discrimination from the local sherif department againsnt black and Latinos first hand. I live in downtown long Beach and it's a culture shock to me sometimes. White people truly live in their own bubble.
@James Carter Maxine Waters home was in her district but that changed due to redistricting. She does not live in Beverly Hills. Her home is only a few blocks outside her district. Stop the lies. What does her residence have to do with decades of housing discrimination before she was elected to Congress?
My COM class is now discussiong Perseption and the term: Redlining came up. I wanted to learn more about and this video was ever so helpful and detailed. Thank you.
This happens all over the world there is zones there is east side west side etc. I remember living in one area and had bad credit by the time i moved to a better area in 4 months time my credit was good again which had me to do my home work where i learned about this system.
1:40 This is a critical part that needs to be emphasized, but the fact of the matter is that it was black people (American Descendants of Slavery - ADOS) who were the target of this policy throughout its history. The narrator mentions "black and brown" but there were hardly any "brown" people in the major U.S. cities at that time to be affected by this. Others definitely have had serious issues here in the US, but let's not conflate the issues.
Thank you CodeSwitch team for the re-approach to historical honesty. It would be so fascinating for you to do a follow on story about progressive innovation experiments to remedy these terrible discriminatory housing policy practices. Where are there good examples of housing fairness where Black and Brown families get to thrive (i.e. Eastlake in Atlanta, Georgia)?
I live in Baltimore. I can tell you all that this is probably the realest thing I have ever seen. You can walk 2 blocks West and have trouble finding a white person and then go 2 blocks East and you start seeing everybody staring at the one black person. We got a messed up city man. Time to make some changes!
You don't know what you don't know. I just didn't know.....Thank you for sharing this knowledge that explains what's really going on. I will share this video.
@@mjohnson1741 because it's not taught and it's apparently cool to assume that poor people, blacks and mexican americans are merely complaining for no reason
@@mjohnson1741because it's deliberately hidden. And u.s. media indoctrinates it's citizens with lies of said group being discussed. Not just here but all around the world. It's been happening for centuries
being from New York City i can 100% testify to this. areas that were historically predominately black or hispanic are now some of the most dangerous places in the city (i.e. south bronx, flatbush, harlem) because of practices like these.
A. Smith the violence is the result of lack of options and oppourtunities in these neighbourhoods. think about it: you push a group of people out of neighbourhoods that are given the most attention by the government via incentivizing them to make that choice and leave them in areas with poor quality schools and little job oppourtunity. of course crime is gonna rise, people have fewer options. that pushing people out of neighbourhoods i mentioned? redlining! the effects of it didn't just disappear after the 60s
CBWAVY if you go back, watch the video, it’s Government laws that made all this inequity possible. Plus, all those housing laws and more added is the reasons for the housing bubble and recession.
lokeyGee87, I don’t “allow” it?!?! If the government decides to go to war, our representatives make that decision, regardless on how I feel about war. If the government creates more taxes, and I voted for the party that doesn’t want to raise taxes. I didn’t allow it. I don’t write laws, and I don’t enforce laws. So you are completely wrong.
I definitely knew this and I always talk about this. People say minorities are lazy and we are not. Everyone is their own individuals. Are there lazy individuals?, yes. Are there lazy minorities?, yes. YET, THERE ARE LAZY WHITE PEOPLE AS WELL. This does not means we should stereotype people as a whole class. When you oppress, take away opportunities, lower their pay, push people into spaces far away from you, & more what the hell you think is going to happen? School- Our education will be low and my White teacher said this after I said, “American children don’t seem as passionate in their academics.” and she said “Also, that low income places have less funding, but that too.” and I felt horrible that I didn’t think of that as a minority and she did. Health- To White doctors hundreds of year using Black people as testing rats and not giving us aesthetics yet giving it to wealthy Whites to not giving us the right medication or checking when we complain of pain when we are actually about to die. Wealth- Whites having more money than minorities because of generational wealth & more opportunities catered to them made by them oppose to literally systematic oppression, racism and colorism (Misogyny & ANTI-LGBTQ+ too) that was made against us. Policing- To their ancestors ripping us away from ur homes, raping, beating, killing & enslaving us for hundreds of year to police brutality and they getting less sentencing/consequences or even nothing at all to a small ass paid leave. This all stems for racism, if you don’t agree then you see a part of the problem and you are dissociating from reality.
@Tessie You need to go back and get your Facts corrected. Whites Enslaved the Blacks now they should get a medal for freeing them? Blacks were NOT treated well!! Some stayed because they had no where to go and some Blacks were forced to continue to work on the Plantation because they were Not told they were free. People who have been Enslaved with Nothing and Never been any place and you are saying they stayed because they were treated well? What about those Slaves who were still forced to stay? You think the slave Patrol Police would come to their rescue? Some were forced to work for their food and slave quarters and still treated like Slaves indebted to the ones who Enslaved them. Maybe you feel a whip to your back, an unwanted penis in you, being worked until you can barely stand, living in a crappy shack, eating scraps, treated worst than dogs is being treated well.
@Tessie Lugnut for brains I was Married for 20 years and We Raised 2 Beautiful Children together. Those 2 Beautiful children have College degrees and the Youngest 1 is working on her Master's degree. Degrees Me and their dad have also Sunshine. I NEVER needed nor will use Food stamps. I'm Retired with Savings and OWN my home and 2 cars. Whites use Welfare and food stamps far more than any Race, so I suggest YOU load your cart and feed your Babbies Daddies and hope You get your kids out the system before they find Drugs in Yours.
MLK Ave in Albuquerque, NM is actually pretty nice and part of the University Residential and Hospital area. But I sounds like we are the exception to this rule.
Tering Archief they could have ran, fought, or died instead of wearing the status they were given. There were a lot of slaves that tried to change but more chose to do nothing
I will be reading that book in two weeks for my urban sociology class. I also have to give a presentation on residential segregation and was thinking about using this video to supplement my presentation. Do you think this video would be redundant after reading the book?
So what im hearing is the way our cities were/are planned and built effect everything in our society and is the main root of our problems today, Jane Jacobs we need you back
I think that in the debate on racial justice today, it could be clarified a lot more if the concept of redlining was looked at more closely for its role in the visible inequities. Without doing more analysis, I think I'm going to guess that this is the primary reason for the inequities we see today. As for the solution, I do not know what it is. I feel confident this particular matter needs government help to remedy, but I am not sure of what exact policies. Investment in these communities is crucial I think and I am glad Senator Tim Scott pushed for the implementation of opportunity zones. I am a business major who generally prefers less government involvement, but this issue is something I think the government can and should attempt to remedy or at least help with. Investment in these communities is crucial.
But you do see a difference when you go and white neighborhoods and minority neighborhoods. There's lots of graffiti in minority neighborhoods the city cleans it up . But they keep writing graffiti on the wall.
@@1990758 And when comparing those two neighborhoods isn't it more like for the minorities to be in economic despair than their white counterparts? If you look at the results crimes aren't occurring more because of the race its due to financial struggles. The lowest-income neighborhoods always have higher crime rates. whether you are black or white. Hmmm and why do you think that is?
i still hear people saying but isn't it in their own hands? if only black people worked hard enough, couldn't they succeed? they don't have to live in bad areas, etc etc. as if they haven't already worked their asses off to build this entire country with no pay or reparations. as if it was their choice to be segregated into poverty and denied every opportunity and position they worked for. thanks for this video, the more resources for learning that are out there, the more educated people might become on these things and change might actually happen.
Wow, this is definitely an eye-opener. I have to admit, though, that I am quite privileged. Dad and Mom rented a tiny New Orleans apartment in an impoverished, black-majority neighborhood. My parents were accustomed to poverty in China, a Second World country, so poverty in America, a First World country, was actually a huge upgrade for them. Dad was a college-educated, skilled professional, so he helped Mom find ESL classes and employment. Dad pursued a career in academia and research, a continuation of his career in China; Mom gave up her own medical career in China and exchanged for a career in research in America, eventually. By my high school years, I lived in an upper-middle-class, white-majority neighborhood, and Asian Americans made up the largest racial minority.
Chris Rock is right. Rochester NY just had a mass shooting. 7 people shot 2 women killed at Maplewood Park located on Dr. Martin Luther King Drive. It’s crazy.
Its so messed up how these banks manipulated policy to promote discriminatory practices We really should hold these bankers accountable Anybody got an idea as to who owns and operates these financial institutions? We shluld really look into that
In Puerto Rico ash from a power plant was reserved in a community with mostly poor and many black Puertoricans, as well as exporting them to the Dominican Republic. Now they will be sending them to Osceola County in Florida, where a lot of Puertorican migrants (including many poor ones) live.
My property taxes go up & up & up every year. Sometimes I wonder if they’re trying to make it unaffordable for me to live in my neighborhood. I have an escrow shortage EVERY YEAR (which means my mortgage payment goes up too). I depend on myself so it’s getting much harder to afford to live here. I’m a single Black female (Educator), & sometimes I feel like I’m being pushed out of my nh bc of that (Bridgeland in Cypress, Tx). I’m determined to stay tho.
Home ownership is the main way that Americans create wealth? How does home ownership create wealth? You could call it an investment, but that's a long term money sink that doesn't pay dividends until you sell the property. You built a major point off of that assumption, so it would be helpful if you had better explained it. Regarding the schools, there is a way out of that feedback loop that Democrats and their teachers unions have fought tooth and nail. The voucher system. Allow parents to attach tax dollars to their children so they can use it to help send their children to the school of their choice. There is also a flaw in the argument about policing. In Baltimore, most of the local politicians and law enforcement are black. How do you justify calling out systemic racism when the people in power are of the same race?
Matt W you have an answer for everything huh 😂. It's your net worth that it is building. If you have a house that you paid 20k for and thirty years it's worth 300k you have built wealth for not only you but your family as well that you pass on.
The poorest ethnic group in NYC is Asian-- The people who score highest on exams in NYC public schools are Asian. Asians also get into the best NYC public schools at the highest rates.. SO yeah,
The idea that Birmingham has been the most segregated city in the South over the years had nothing to do with it"s actual dissimilarity index, as that number in the city of Birmingham, has never been at any point during the 20th century, been higher than that in the city of Atlanta.
@1:54….trying to understand. “ People who lived in red lined areas were not necessarily more likely to default on their mortgages”. The narrator goes on to say that it was difficult for people to buy or refinance, and that investors and public services disappeared in red line areas. Why??? My question is was that simply because of what the HOLA map showed?
Wow, you have much to learn...There are those who commit crime and there are those who get a legal license to commit crime! Housing discrimination is still prevalent and actually worse than it was in the past th-cam.com/video/kkHBt7bhqxQ/w-d-xo.html. The agency that keeps track of this data is the agency that Trump and his cronies want to get rid of. Racism in America has to seem likes it's bygone because the 1% need it in order to sustain income inequality and their status, in short they have to have it without they would topple, namaste.
@Tessie I want to believe that, and black Americans tried that with Black Wall Street, I believe in Tulsa, OK. It was successful for a while and then it was firebombed by the whites. What you are talking about can't really be done without killing the whites or breeding with them. It seems America is on the stance of breeding. Black Americans in the past took MLK visions rather X's vision. Clearly MLK doesn't work for the majority. The redlining continues to occur, the wealth gap continues to occur. So in my personal opinion MLK failed. Politics is ran by money, money that black Americans as a whole don't have.
I'm not disagreeing with any of this but it seems to focus on the past. Can I get some information about present day American banks not giving minorities loans and not allowing them to live in certain areas?
It's not *_literally_* about not giving MINORITIES a loan. It's that a bank, understandably, isn't going to give a *_POOR_* person a loan or mortgage. A landlord isn't going to lease his property to a *_POOR_* person, be they white, black, or purple. Credit scores, understandably, are ALL that is needed to "not allow" someone to live in certain areas. The POINT is the WEALTH GAP and a very *_PARTICULAR_* minority happens to be disproportionately poor. The "look" of the resulting neighborhoods or a bank's loan customer base will simply *_reflect_* this accordingly. The poor condition/culture is just as subject to *_inheritance_* as the wealthy condition/culture is. Your're not *_likely_* to see *_descendants_* of the wealthy or middle class end up poor and destitute. They would almost have to *_purposely choose_* such an outcome or have quite a bit of bad luck and misfortune. The same goes for someone who is born poor. It would take a lot of purposeful intent and good fortune to change your circumstances, and "eras" like Jim Crow and endless fighting for civil rights can slow down even the most purposeful of people. Past, meet Present.
Valencia Mcneill Why the FUCK would you loan someone money that might quit their job or has a bad pattern of work history or bad credit? This is basically saying " black people have worse credit than whites and thats not fair" are we supposed to pay their bills as well? This huge myth of inheritance is funny, anyone can end up poor or stay poor its called bad life decisions. Your telling me if all black people graduated school got jobs and didnt have kids they would be destitute? Fuck no.
SmithN' Wesson It's not *_literally_* about not giving MINORITIES a loan. It's that a bank, understandably, isn't going to give a *_POOR_* person a loan or mortgage. A landlord isn't going to lease his property to a *_POOR_* person, be they white, black, or purple. Credit scores, understandably, are ALL that is needed to "not allow" someone to live in certain areas. The POINT is the WEALTH GAP and a very *_PARTICULAR_* minority happens to be disproportionately poor. The "look" of the resulting neighborhoods or a bank's loan customer base will simply *_reflect_* this accordingly. The poor condition/culture is just as subject to *_inheritance_* as the wealthy condition/culture is. Your're not *_likely_* to see *_descendants_* of the wealthy or middle class end up poor and destitute. They would almost have to *_purposely choose_* such an outcome or have quite a bit of bad luck and misfortune. The same goes for someone who is born poor. It would take a lot of purposeful intent and good fortune to change your circumstances, and "eras" like Jim Crow and endless fighting for civil rights can slow down even the most purposeful of people. Past, meet Present.
The past has never been rectified. Funny how it was white people whose waxing poetic of the past and blaming of others for their decline across the country put the worst President ever in the White House (with a nice hockey assist from Russia). Take your cheesesteak eatin' ass over to Stormfront or 4Chan or wherever it is you thinly veiled bigots like to populate now. Fuck you.
i always wondered why we lived in an industrial area and the whiter neighborhood a couple of blocks over had more parks and didn't live next a highway. I wish the world was different...
Redistricting and redlining is secondary to the real issue, blacks in 2024 cannot afford the market rate rent and are ineligible to qualify for a mortgage. If mortgage rates are low, and credit history is good, then a black might qualify for a mortgage loan, but income may not necessarily be consistent and therefore the risk of foreclosure is greater than the white counterpart with consistent income and good credit history.
My sister bought a home in Suffolk VA that was over priced for the neighborhood. She paid too much for her home in a majority black neighborhood. The city is so the black neighborhood is where you have to drive past a railroad track 2021 and its still like this. The cops sit on the other side of the rail road track with their head lights on an watch (hunt) and at people as they drive by. THAT is how things are 2021
People who utilize their critical thinking skills. This video simply appeared more as propaganda than factual. The narrator made so many broad and sweeping generalizations without quantifying any of the data. For example, why don't we see the same level of violence and criminality in poor white neighborhoods as poor black neighborhoods? You have to make up yet another excuse for black people to explain away this fact. It is excuse after excuse. It appears black people are the only race on earth which needs laboratory perfect conditions to thrive or have decent values. Furthermore, black people were given loans by businesses in the 2000's even though they really shouldnt have been based on their ability to repay. The government made sure companies loaned to black people to try and encourage home ownership. Guess what happened? It precipitated the financial crash because so many people defaulted. Certainly, historical oppression has some role in the plight of black people, but it is their culture which plays a much larger role. They eschew education as a "white" thing. They don't value monogamous relationships and the nuclear family. They normalize welfare dependence as a sort of entitlement owed to them by the white man. They are openly racist towards white people, as the poster above me demonstrated. Of course this not true for every black person, but it represents a sizable chunk which explains why they continually fail in large numbers. Anyone can see this when they have to actually go to these areas and deal with impoverished black people. People are tired of being told to shut off their logic in order to make sure black people are never held accountable for their actions. Lately, all you see is videos like this which say "Look at bad thing X which happened to black people. We won't tell you how it affected them statistically or prove it causes any of their current woes, but we want you to just have faith this is the main reason black people can't get ahead". People see how casual it is for black people to have multiple kids with multiple women. They see how openly racist they are towards white people. They see how entitled many are, as if white people need to work in order to provide them with everything they need in life. And yet, they are then told that it is really their own fault for why black people can't get ahead. It is crazy. Luckily, black people have overplayed their racial victimhood card. White people are beginning to get tired of being blamed for every problem in the black community. They are beginning to get tired of being told everything they do is racist. So things are changing, thank God.
@@w..j..2605 - No, they always have an excuse. If not that one, a new one. They are so used to making excuses for everything and blaming "the man" that their culture and demographics have suffered heavily. All they do is look at others with their hand out, constantly, claiming white people owe them this or that. Sorry, it is not a good look. More importantly, it won't help them to ever actually improve themselves. Had the Civil Rights March and then turn around and demand your skin color be given special treatment
J. I. it says it is a publicly funded organization. Whiled it has a inherent bias RT is the extreme and fukky fundes and OPERATED by the Kremlin. They only serve to create a pro russian narrative and create false stories against the US and our Allies.
Them: "Oh come on guys... reparations for slavery would be so hard to do! Who would get the money and how would it be done?!" Me: "Oh nah that's cool...Start here, check this out!"
Coming from a white man from a small town in north mississippi, this shit is so true. In a lot of towns the train tracks is what separates the good and bad
@Larry Smith yes, because a poor person can just suddenly conjure up the money and requirements to afford to live in a rich neighborhood, with comparably higher rent and prices...
@JimboParadox Can you provide some statistics for the crime rates of poor vs wealthy black neighborhoods?
How does widespread concentrated poverty, not cause the social discord that leads to crime, and if it isn't poverty, what is it that causes the different crime rates?
Kid Dynamite it’s not that there is still segregation in certain towns, the damage is already done and it will take many many years before things are close to being equal if that makes any sense.
@@JtheCritic
Still waiting for those statistics?
@@T2G-DJT not really, but if they show up, it would be interesting to see.
my father told me this true story. a group of local black politicians and community leaders in a southern town came to the city council with a proposal to rename a city street in honor of Martin Luther King. They wanted to rename a popular street which ran through a run down black part of town. Not asking for much. The street had no historical importance, but they were rejected anyway. The city council responded by offering to name a dirt path outside the city MLK Boulevard. Many years later Walmart bought the land next to the extension and they had the road paved. Other business followed and eventually MLK Boulevard became the commercial hub of the town with businesses, strip malls, restaurants, and Apartments. Certainly not the ghetto and certainly not their plan. God works in mysterious ways.
🙏🏿🙏🏿🙏🏿
Beautiful story.
@road dogg, just stop. Please, your ignorance is showing. 😅
@road dogg, Ad Hominems won't save you, kiddo. 😉
You have a right to an opinion, even if it's a racist agenda. We all have mother's that birthed us at some point. 😅 I am just suggesting a path that prevents your ignorant claims: the option to retreat.
You have two alternative options at your choice: surrender your claims to falsehood, or engage every minority with comprehensive facts adjunct with *a credible source.* 🤔
Might I remind you, individual studies (cherrypicked statistics without scholarly documentation), fallacies, and contextual bias are *not* credible sources of evidence. 🙂
@road dogg, your _circular reasoning_ is outright amusing, for I previously stated that *fallacies* "are *not* credible sources of evidence. 🙂" Although, it appears you can repeat my initial statement, "You have a right to an opinion, even if it's a racist agenda".
Because you *so nicely* provided me the perfect response to your evasive repetition, I will thank you by quoting you-quoting me: "You also have a right to your agenda even if it is racist too. Nothing you responded with proves anything or has any facts" (road dogg). 😉
Might I re-suggest your options to either retreat, surrender, or engage? If you are confused, I refer you to my previous reply above. ☝🏾
Its frustrating knowing this happened and that the people who still benefit from housing discrimination deny it happened at all and think any action to correct this great injustice is unfair
Who cares. When Mexicans take over blacks will have no political power
@@garyoakham9723 when what? Lol
Rick Trombley research population growth. Research whether Mexicans in charge will care what blacks think
@@garyoakham9723 in charge of what specifically? Local government? Where?
Rick Trombley California. Wonder why blacks have a higher than average homeless rate in California whereas Mexican illegals get free housing voucher
After reading some comments. I can't believe how some people will try so hard to defend racism. Its comical
OWNING A HOME IS NOT THE BEST WAY TO CREATE WEALTH. HAVING A WELL PAID SKILLED JOB THAT MAKES GOOD MONEY IS HOW YOU OBTAIN WEALTH. A HOUSE IS ONE OF THE LAST THINGS RICH PEOPLE BUT UNTIL THEY ARE WEALTHY. A HOUSE IS HOW WEALTHY PEOPLE STAY WEALTHY AND GROW THERE WEALTH WHEN CAN AFFORD TO BUT MULTIPLE HOUSES. Owning one house makes it easier to get a loan on buying another house. SOCIALIST COMMUNIST NPR IS EXACTLY WRONG THIS ARGUMENT. NPR WAS DESIGNED TO JUSTIFY FAILED DEMOCRATS POLICIES BY EXPLAINING PRIOR DEMOCRAT POLICIES THAT CAUSED THE PROBLEMS IN THE FIRST PLACE. FAMILY , FAITH, AND CULTURE ARE THE 3 PRIMARY FACTORS DETERMINING OUTCOMES FOR ALL RACES
This obsession over race is an endless meme of americans. Canadians like myself are laughing at you.
All the time
Kyle Coyote yo - first of all - why are you yelling? Second of all, land or home ownership is a major method of wealth accumulation - even just having one home. Especially in a culture of a lot of rental, owning your home (and then passing it down to your kids, who thereby get a biiig step up) gives you a distinct advantage. And: it’s harder to get a ‘good’ job if you don’t have good education, which you don’t get if you come from a poor neighborhood, or have trouble focusing because your family is impoverished, and, and and ... it’s a biiiig ol’ loop. Have some compassion.
If you disagree with me you're a racist.
I was just talking to my husband about how segregated neighborhoods (grocery stores, apartments, roads, schools, play grounds, even how quickly construction gets done) is noticeable in our city of less than 100,000. While you’re driving through the predominantly white/rich neighborhoods, you can tell. And when you go down a few streets into the predominantly black/poor neighborhoods, you can tell. Racism and segregation is still very real. We NEED to keep this conversation going.
Also thank you for making this video. It helped explain what I was noticing in my area, and helps me to know what I can do to help
Reverse racism on whites is very real.
George Mead fair enough but it isn’t institutional like racism against black People so people who are racist against whites can’t do all that much.
Nah, it's just a shithole
@@blainwilson7937 .....ok? What does that have to do with the situation at hand?
NPR this is great. More like this, especially if it's on urban planning!
Alan Fisher FPV urban is code for black
both
I have been summoned my Lord
A good book on this is the "color of law"
Yes!!! Should be a school requirement!
Was just reading some of that today!! Truly insane how housing segregation was back then
@@GiddySage please no, I had to read it, and it was so boring
The most boring book of all time
Trevor Pace oh wow for real? lol Well I hope you CAN say there was plenty of important and useful information in there...
Damn school needs to update our history classes!!! We need to learn this!
Definitely, the number of racist children would drop astronomically if we just studied this for a matter of weeks in school.
@@fincky6004 there’s no such thing as racist children. Racism is taught or conditioned
@@nicks6088 by children I don't mean newborn babies
I watched this for my history class glad my teacher assigned this!
Fr. I didn’t learn jack shit in Highschool. I learned things that were literally so irrelevant to shit happening now. How are we supposed to know how to “not repeat history” if we don’t even know what the damn history even is?
I was never taught this in school. I find out within the past month or so that my Italian immigrant family was in a highly redlined neighborhood in West Philadelphia in the 40’s and 50’s (D-Ranked). The place was beautiful when my grandparents were kids but the effects of redlining came in full force as they grew older. Overtime, my grandma’s generation of our family gradually became more accepted as Italians began to be considered white, and they were incentivized to buy housing in the suburbs. I drive through their old neighborhood and street quite often and just find myself tearing up. The houses on their street are boarded up and dilapidated and the people living there now just have to live with it and it sucks.
This kinda thing is what confuses me when I see that many Italians are intensely racist. Our ethnicity were seen as less than at some point. Many of our great or great great grandparents had to change their names and surnames to sound less Italian. Italians just eventually slipped through the cracks and weren’t considered less anymore. The system is messed up and blacks and latinos are still stuck in this discrimination. I feel like a true Italian should have at least SOME sort of empathy for these people.
im being taught right now in ap english
@@mccarney4207latinos are not foundational americans! This is my main problem with you people we can never have our voice heard without outside interference!
Wow I grew up in West Philly and it is a different place now. So sad. Where in West Philly did they live
I didn't know any of this until I decided to teach a class on the economics of poverty and discrimination. Holy crap. I want this to be shocking to me, and it is, but what is more shocking to me is that I literally had not heard of this until I sought it out in my 30's.
That said, I included this video in an assignment in my class.
Bless you. People need to see this.
Where else has your research lead you?
U allowed to do that? Isnt teachers forced to teach certain things
@@deadsilence7319 college is a little different from grade school, friend.
My students are adults.
College is voluntary.
My course is an elective that they do not have to take.
The course is LITERALLY called The Economics of Poverty and Discrimination. It's SUPPOSED to cover stuff like this because I designed it that way.
I'm one of the evil college professors who teaches critical thinking and shows data to back his arguments.
So evil! *Agh!*
@@MattBirch o thats amazing Didnt know yall get that type of freedom to do what yall want
Thank you for this video. Most people just assume that people WANT to live in conditions like this. They've been keeping information about racial covenants, redlining, and gerrymandering out of schools. When I was growing up it was always assumed that working class or lower just weren't trying hard enough and now we see that couldn't be further from the truth.
I live in Chicago in a neighborhood that was once redlined. There's not rampant crime and poverty where I live and the same can be said about other neighborhoods in the city as well. Mount Greenwood on the far southwest side was redlined and today is one of the safest neighborhoods in the city. Large parts of Lincoln Park on the north side were redlined and today is one of the most affluent parts of the city. On the flip side, large areas of Auburn Gresham, Chatham, and South Shore on the south side were given "B" grades and today are some of the most violent neighborhoods in the city. I do believe redlining had a long-lasting effect in some cases but it seems to be more complicated than simply blaming every problem on it.
I don't think they tried to blame every problem on redlining in the video. I don't know the neighborhoods you're talking about, because I'm from the Detroit area, but they're just explaining a historical issue, no where did they say it was to blame for everything.
@@samanthapalus1085 I was thinking the same thing. They're not saying that THE problem is redlining they're just saying it's one of the problems, one of the factors.
It’s a heartbreaking reminder that so many never had or have a fair chance
This is an encyclopedia of information encapsulated in layman's terms. Bravo NPR
This is a great video. I'm sick and tired of news sites like Vox, Fox, Vice, and CNN trying to mislead you 24/7. I just want unbiased facts.
TWO YEARS ago! The education was always there, hopefully as a Nation we are ready to listen!
In my school we are taught the history of red lining (sometimes reffered to as red zoning) several times over. I feel very grateful that I was give the resources and the opportunity to learn. I am one person in a sea of millions, but know that the younger gen is being taught this, and how to work towards solution. There is still much, much, much more that needs to be done (in terms of correcting red lining and systemic / overt racism) but I hope that this fact gives you a little hope. We know and we care. Thanks for reading and may you have a wonderful rest of your day!
My city. My family we never had a chance. They showed a picture of late Freddie “Peppa “Gray. I’m in tears. In Baltimore I’ve buried my mother at 41 she was on 41. My brother at 20, my best friend in the world at 37 and the list goes on. How can God allow this to happen to us. I left that city because I was tired of the funerals and the constant crying the drugs and the overwhelming truth about the hierarchy of money and power in Baltimore. Me a native who has not only real estate in Baltimore but sentimental ties to the city can’t get anything done to help improve the city. I tried going to city all only to be told that there’s no funds. Meanwhile, the mayor was embezzling hundreds of thousands of dollars from the citizens of Baltimore. The city is built on the bones and backs of our ancestors. The crime and murder rates are highly contributed to the demonic force over that town. It won’t stop until there’s accountability for the gross negligence and outright injustices to the people of Baltimore. Don’t believe the hype. I don’t like Tucker Carlson at all but he’s not lying about the decomposition and violence in the city.
Redlining still goes on today ......plenty of videos and information on TH-cam and online showing the big gap between Black, Latinos and whites applying for a home loan....
But the perps behind it will downplay it and gas light you into believing that's it's nothing wrong with their system and that it doesn't exist...…according to them "you are own worst enemy"🙄😐
@Bob Donald "HUD Drops Obama-Era Tool Aimed at Enforcing Fair Housing Law"
@Bob Donald Nope nice try, not only does it still happen today but it's actually worse now than it was in the past th-cam.com/video/kkHBt7bhqxQ/w-d-xo.html.
@ThatGuyOnTheInternet Nope! th-cam.com/video/kkHBt7bhqxQ/w-d-xo.html
Education, having a trade, and a good career gets you a house. Your race is not an obstacle.
They did not flee to the suburbs, they were incentivized
Billions in highway funding ...destroying the downtowns of every city
At Wit's End no. By the government. You lack a lot of information.
Darien Long GRSE! No he is kind of right. Is it not your right to move if you dont like the people or neighborhood your in? Yes it iYesEveryone can CHOOSE to graduate highschool, get a job and not have kids until after they are married and stable. If they CHOOSE to commit crimes or not strive for better that is their fault. Period. This idea that somehow white people are responsible for other choices is laughable at best.
SmithN' Wesson your poorly informed and you do not understand the history of this country.
Darien Long GRSE! So I am poorly informed because all people have the right to secide if they want to live somewhere? Thats a fact. Facts are not open to feelings. Why doesn't NPR say that those people looking for loans are at a great risk of defaulting? People trying to say not lending someone money that can't pay it back is racist when its just business hence credit.
It's not just segregation..I see more and more discrimination from employers indirectly..I wish I could unsee this pattern, but it's true..
Sharing this with those who wonder why are black people still complaining, or those who state “slavery is something from the past”, or “I’m tired of this racism” discussion, “get over it”, “this is an equal-opportunity country”, and so on.
Then stop watching video like this if u don't like what said
You misread
To be fair this ended 50 years ago, and affected more poor white folks (85%)than black folks. It was more about defaults on mortgages than racism.
I don't see how calling an entire nation racist helps fix an issue that was made illegal 50 years ago. Yes the city structures are still messed up and could use investment (particularly into city infrastructure around ghettos and especially schools in those areas), but I don't see how constantly race-baiting like I see people doing is at all helpful.
@@JustAaron94 Saying the United States is racist doesn't mean the average American is racist. The US government just ignores the extremities of racial inequality and will not stray from free market methods to solve the issue.
Thanks for making this!! I I am constantly telling anyone who will listen that these red line districts have done more damage, regardless of intent but it's just a fact as you describe it perfectly. The education in these areas that you point out is horrible and a major problem leading to the most inequity in my opinion. The least we can do is provide school choice that allows some percentage of folks living in these red line areas to get a better education that they deserve. Your video opens up the center of the problem!!!
I've often wondered if a good way to combat this is to divide state school taxes evenly according to each school's need. Some schools near me are essentially publicly funded private schools, while others, a few miles away, are "failing"
It's sketchy that one of the top real estate selling points is "great school district."
Seems like a continuation of redlining, driving up real estate prices in areas within the "great school district" area, it's just a bit more subtle.
There needs to be more black owned banks that are solvent enough to give home improvement loans. It's funny how that property in the city's core isn't worth anything until those people want to move in and "revitalize" it.
**audio is strangely cut at ******5:26****** to ******5:30******. while the closed caption reads "for no reason"**
Born and raised in Baltimore, I immediately recognized the building and sign on mlk boulevard. Sad to see what institutional racism has done to my city but the time is coming for black people to elevate themselves and reclaim our beloved city and restore it
Anecdotally, as it is the case with many other people, I work occasionally at a small rural emergency department. Over the past number of months, every single time I have been there, I meet someone who "just moved here" from more-diverse parts of the country. Typically what these people will SAY is, they’ll say "Oh, we just like it here so much, you know - it's so charming and quaint and slower-paced." Whether they actually realise consciously or not, it’s inescapable that part of this is code for, "It’s comfortable here because it’s still really white."
Do you guys have any references for studies that you guys use in the video? It'd be cool to see 🙂
Hahaha. Look up the Housing Act of 1938 where it blatently says that "no person of colour should be allowed to buy property in "white neighberhood" bc that will cause the decline and price depreciation (for that they had no proof) of the whole neighberhood." They were this blatent and muuuch much more. From 1938 till 1968 only 2% of all house loans were asigned to black ppl ( or non white, can't remember which) but you get the point! Housing act is a loooong document that mandated and regulated economic rasisam at it's worst. And the afects of it are still visable everywhere, specially in the inheritance and generational whelth gap, backed by every statistical analisis that are shooking to listen.
This is happening in 2019.
Oh yeah
K Hunigan it’s literally not. In fact the opposite happened which caused the 2008 housing market bubble to pop.
Loans were given out to individuals that could not afford them.
@@b1randon12
No stupid... they were predator loans. That's why whites are dying off...good riddance to people like you.
@Sudhir Kakar
Do you mean like the 97% of people in India, that are illiterate, living in third world conditions, and under a caste system?
I can’t breath
This much needed highly valuable information should be on reality tv networks! People with the voice are not getting this message out they're not getting it to lawmakers, lobbyists or urban planners who can make a difference!
This makes my heart hurt.
Our neighborhood will remain that way, unless we change our outlooks. Point> Stop buying junk food, cigarettes, beer, liquor, and practicing trashing were we live. Practicing right rather than wrong. Exchange of position than negative. Respect of the elders, and authority of our people. Each one reach one and demand better from each other. Stop the crab mentality, lift up not push down. Honor with truth. There are no short cuts. The way up, is one step at a time. I'm From Baltimore, and at 60 years old, still beating the drum of advancement for my people. Be an example. A positive One! 5/9/19
Why stay in a country designed to oppress you?
LEAVE that worthless, sinking ship and its demonic agenda.
USA was built to oppose you.
I get what you're saying, but being beaten and broken down over centuries makes it hard not to make the pain go away. We are trying even though there is a system in place to stop us at every turn. And no, I will never leave my birth country and sacrifice all those centuries my ancestors slaved. We deserve this country more than anyone else.
@Tessie Please leave and take your racist and bigoted comments with you. You contribute nothing to this discussion.
@Larry Smith Typical generalization of a pinhead bigot.
Data proves otherwise, dimwit.
@@JonBernard41 ✌😔
coercive and social conditioning are strong as hell.
Our Liberal, race-baiting, fake-news media overlords are powerful.
Propaganda works. Sadly.
Thank you for educating me on this 🙏🏻
Here because of THEM. Great series. This video is also very interesting, it spares light at the roots of inequality.
I am convinced that everyone should see this. Especially business owners and religious leaders because it will give more understanding of the people they serve. Lord, help us all to see clearly.
Very informative. Thank you for spreading the information.
Watching these videos puts it all in perspective I grew up in compton CA, seen all the discrimination from the local sherif department againsnt black and Latinos first hand. I live in downtown long Beach and it's a culture shock to me sometimes. White people truly live in their own bubble.
@James Carter Maxine Waters home was in her district but that changed due to redistricting. She does not live in Beverly Hills. Her home is only a few blocks outside her district. Stop the lies. What does her residence have to do with decades of housing discrimination before she was elected to Congress?
@@raystone8110 Never engage trolls.
@@JonBernard41 Good point. I just didn't want his lie to go unchecked.
LA Chicanos dont evwn like blacks
Gery A Thats so absurd right? Because “Latinos” it’s not a race!
My COM class is now discussiong Perseption and the term: Redlining came up. I wanted to learn more about and this video was ever so helpful and detailed. Thank you.
Thank you for listening, we're so glad it helped!
Thank you for the education. Where's d audio from 5:26-:30?
I swear it’s like history repeats itself and this is really scary
THANK YOU to YWCA of S. Florida for bringing this program to my attention via their Racial Equity and Social Justice 21 day challenge.
This happens all over the world there is zones there is east side west side etc. I remember living in one area and had bad credit by the time i moved to a better area in 4 months time my credit was good again which had me to do my home work where i learned about this system.
1:40 This is a critical part that needs to be emphasized, but the fact of the matter is that it was black people (American Descendants of Slavery - ADOS) who were the target of this policy throughout its history. The narrator mentions "black and brown" but there were hardly any "brown" people in the major U.S. cities at that time to be affected by this. Others definitely have had serious issues here in the US, but let's not conflate the issues.
Thank you CodeSwitch team for the re-approach to historical honesty. It would be so fascinating for you to do a follow on story about progressive innovation experiments to remedy these terrible discriminatory housing policy practices. Where are there good examples of housing fairness where Black and Brown families get to thrive (i.e. Eastlake in Atlanta, Georgia)?
I live in Baltimore. I can tell you all that this is probably the realest thing I have ever seen. You can walk 2 blocks West and have trouble finding a white person and then go 2 blocks East and you start seeing everybody staring at the one black person. We got a messed up city man. Time to make some changes!
You don't know what you don't know. I just didn't know.....Thank you for sharing this knowledge that explains what's really going on. I will share this video.
The question now is why a vast amount of people don't know this and what do we do about it?
@@mjohnson1741 because it's not taught and it's apparently cool to assume that poor people, blacks and mexican americans are merely complaining for no reason
@@Bayo106 Correct it's part of the agenda. Condemnation without investigation is the height of ignorance.
@@mjohnson1741because it's deliberately hidden. And u.s. media indoctrinates it's citizens with lies of said group being discussed. Not just here but all around the world. It's been happening for centuries
being from New York City i can 100% testify to this. areas that were historically predominately black or hispanic are now some of the most dangerous places in the city (i.e. south bronx, flatbush, harlem) because of practices like these.
So what laws are coming and forcing this violence?? What does violence have to do with redlining??
A. Smith the violence is the result of lack of options and oppourtunities in these neighbourhoods. think about it: you push a group of people out of neighbourhoods that are given the most attention by the government via incentivizing them to make that choice and leave them in areas with poor quality schools and little job oppourtunity. of course crime is gonna rise, people have fewer options. that pushing people out of neighbourhoods i mentioned? redlining! the effects of it didn't just disappear after the 60s
Makes me feel sad, but this is the reality of our nation.
CBWAVY if you go back, watch the video, it’s Government laws that made all this inequity possible. Plus, all those housing laws and more added is the reasons for the housing bubble and recession.
@@mrpedalsworth The government allowed it and you people enforced it
lokeyGee87, I don’t “allow” it?!?!
If the government decides to go to war, our representatives make that decision, regardless on how I feel about war.
If the government creates more taxes, and I voted for the party that doesn’t want to raise taxes. I didn’t allow it.
I don’t write laws, and I don’t enforce laws. So you are completely wrong.
I'm mexican & live in the suburbs, so there's no excuse if you want something you work hard for it
The majority of Mexicans are poor af…
I definitely knew this and I always talk about this. People say minorities are lazy and we are not. Everyone is their own individuals. Are there lazy individuals?, yes. Are there lazy minorities?, yes. YET, THERE ARE LAZY WHITE PEOPLE AS WELL. This does not means we should stereotype people as a whole class. When you oppress, take away opportunities, lower their pay, push people into spaces far away from you, & more what the hell you think is going to happen? School- Our education will be low and my White teacher said this after I said, “American children don’t seem as passionate in their academics.” and she said “Also, that low income places have less funding, but that too.” and I felt horrible that I didn’t think of that as a minority and she did. Health- To White doctors hundreds of year using Black people as testing rats and not giving us aesthetics yet giving it to wealthy Whites to not giving us the right medication or checking when we complain of pain when we are actually about to die. Wealth- Whites having more money than minorities because of generational wealth & more opportunities catered to them made by them oppose to literally systematic oppression, racism and colorism (Misogyny & ANTI-LGBTQ+ too) that was made against us. Policing- To their ancestors ripping us away from ur homes, raping, beating, killing & enslaving us for hundreds of year to police brutality and they getting less sentencing/consequences or even nothing at all to a small ass paid leave. This all stems for racism, if you don’t agree then you see a part of the problem and you are dissociating from reality.
@Tessie You need to go back and get your Facts corrected. Whites Enslaved the Blacks now they should get a medal for freeing them? Blacks were NOT treated well!! Some stayed because they had no where to go and some Blacks were forced to continue to work on the Plantation because they were Not told they were free. People who have been Enslaved with Nothing and Never been any place and you are saying they stayed because they were treated well? What about those Slaves who were still forced to stay? You think the slave Patrol Police would come to their rescue? Some were forced to work for their food and slave quarters and still treated like Slaves indebted to the ones who Enslaved them. Maybe you feel a whip to your back, an unwanted penis in you, being worked until you can barely stand, living in a crappy shack, eating scraps, treated worst than dogs is being treated well.
@Larry Smith Fool I don't cry. You don't know me. Now run alone little BOY.
@Tessie Lugnut for brains I was Married for 20 years and We Raised 2 Beautiful Children together. Those 2 Beautiful children have College degrees and the Youngest 1 is working on her Master's degree. Degrees Me and their dad have also Sunshine. I NEVER needed nor will use Food stamps. I'm Retired with Savings and OWN my home and 2 cars. Whites use Welfare and food stamps far more than any Race, so I suggest YOU load your cart and feed your Babbies Daddies and hope You get your kids out the system before they find Drugs in Yours.
@Tessie lol same ignorant comments heard everyday lmaoooooooooo dumbass
@Tessie now take yo raw chicken legg ass somewhere 😂🕺🏿🤙🏿
MLK Ave in Albuquerque, NM is actually pretty nice and part of the University Residential and Hospital area. But I sounds like we are the exception to this rule.
I last drove up it when leaving downtown on my last visit.
Philly MLK drive is non residential, public space. Philly is still terribly segregated and gentrified.
@@Sistadelphia yeah, one of my house mates here is from Philly and he stated the same thing.
It’s nice Here in Denver as well it goes through new housing
MLK in Chicago, Denver and LA are through so pretty "distressed" areas.
The content of this video is excellent. I doubt this will get answered, but who produced the music for this piece?
id like to know too lol
@@karaframe9549 Thank you! This is very helpful!
So how do we fix it? How do we make things better and more fair?
Im glad this was included material as part of my college politics class. Such an informative video that answered many questions I had previously had
Gene, good work.
I appreciate this video so much, it's extremely informative and well explained.
And gaslighting blacks saying they have no right to complain or ask for change
MORE PEOPLE NEED TO GO BACK AND 👍🏿 THIS VIDEO... BECAUSE TBH... IT DOESN'T HAVE ENOUGH VIEWS....
Yep and Kanye still thinks slavery is a choice.
It is
dakruise1 explain
Tering Archief they could have ran, fought, or died instead of wearing the status they were given. There were a lot of slaves that tried to change but more chose to do nothing
@@teringarchief3860 you can be a slave to your emotions. There's a slave mentality.
JadeFalcon, slavery is a choice. Never give someone else that much power over you. Be strong.
I recomend the book The Color of Law: A Forgotten History of How Our Government Segregated America
by Richard Rothstein
.
@weißer Ritter Stop being yourself. Feel bad about who you are.
i just ordered it!
Read it twice. Great book
I will be reading that book in two weeks for my urban sociology class. I also have to give a presentation on residential segregation and was thinking about using this video to supplement my presentation. Do you think this video would be redundant after reading the book?
So what im hearing is the way our cities were/are planned and built effect everything in our society and is the main root of our problems today, Jane Jacobs we need you back
Yet, you hear these Republicans like Senator Tim Scott saying that America isn't Racist and he's black. He needs to see this.
I think that in the debate on racial justice today, it could be clarified a lot more if the concept of redlining was looked at more closely for its role in the visible inequities. Without doing more analysis, I think I'm going to guess that this is the primary reason for the inequities we see today. As for the solution, I do not know what it is. I feel confident this particular matter needs government help to remedy, but I am not sure of what exact policies. Investment in these communities is crucial I think and I am glad Senator Tim Scott pushed for the implementation of opportunity zones. I am a business major who generally prefers less government involvement, but this issue is something I think the government can and should attempt to remedy or at least help with. Investment in these communities is crucial.
But you do see a difference when you go and white neighborhoods and minority neighborhoods. There's lots of graffiti in minority neighborhoods the city cleans it up . But they keep writing graffiti on the wall.
@@1990758 And when comparing those two neighborhoods isn't it more like for the minorities to be in economic despair than their white counterparts? If you look at the results crimes aren't occurring more because of the race its due to financial struggles. The lowest-income neighborhoods always have higher crime rates. whether you are black or white. Hmmm and why do you think that is?
@@darrellgainer6966 The neighborhood that I lived in in the early 60s was low income we didn’t have a lot of crime
@@1990758 and that’s great that’s how it should be but the data shows other wise.
Redlining is 1 black eye. Gerrymandering is another black eye...Gentrification is the knockout punch! 💥 🥊
i still hear people saying but isn't it in their own hands? if only black people worked hard enough, couldn't they succeed? they don't have to live in bad areas, etc etc. as if they haven't already worked their asses off to build this entire country with no pay or reparations. as if it was their choice to be segregated into poverty and denied every opportunity and position they worked for. thanks for this video, the more resources for learning that are out there, the more educated people might become on these things and change might actually happen.
Wow, this is definitely an eye-opener. I have to admit, though, that I am quite privileged. Dad and Mom rented a tiny New Orleans apartment in an impoverished, black-majority neighborhood. My parents were accustomed to poverty in China, a Second World country, so poverty in America, a First World country, was actually a huge upgrade for them. Dad was a college-educated, skilled professional, so he helped Mom find ESL classes and employment. Dad pursued a career in academia and research, a continuation of his career in China; Mom gave up her own medical career in China and exchanged for a career in research in America, eventually. By my high school years, I lived in an upper-middle-class, white-majority neighborhood, and Asian Americans made up the largest racial minority.
Thanks for sharing your experience, it was interesting.
@Larry Smith Stop pan handling and earn your own God damn keep.
Chris Rock is right. Rochester NY just had a mass shooting. 7 people shot 2 women killed at Maplewood Park located on Dr. Martin Luther King Drive. It’s crazy.
Everyone in America needs to watch this
Its so messed up how these banks manipulated policy to promote discriminatory practices
We really should hold these bankers accountable
Anybody got an idea as to who owns and operates these financial institutions?
We shluld really look into that
Gentrification hit that part of town hard
@BetterThanJesus3 Do I expect any less ignorance from a person with a cartoon Hitler as their pfp? no...
3 ideas that defied America.
1.Capitalism
2. Democracy
3.Racism
how the fuck did capitalism defy America you think America would be where it is now pushing your average communist agenda?
Well done, sir.
In Puerto Rico ash from a power plant was reserved in a community with mostly poor and many black Puertoricans, as well as exporting them to the Dominican Republic. Now they will be sending them to Osceola County in Florida, where a lot of Puertorican migrants (including many poor ones) live.
My property taxes go up & up & up every year. Sometimes I wonder if they’re trying to make it unaffordable for me to live in my neighborhood. I have an escrow shortage EVERY YEAR (which means my mortgage payment goes up too). I depend on myself so it’s getting much harder to afford to live here. I’m a single Black female (Educator), & sometimes I feel like I’m being pushed out of my nh bc of that (Bridgeland in Cypress, Tx). I’m determined to stay tho.
@Leah Guillory
Taxpayers have to pay for the gov't entitlements
Then stop voting for democrats
Great video, I was never taught about this in public school. (Texas)
Home ownership is the main way that Americans create wealth? How does home ownership create wealth? You could call it an investment, but that's a long term money sink that doesn't pay dividends until you sell the property. You built a major point off of that assumption, so it would be helpful if you had better explained it.
Regarding the schools, there is a way out of that feedback loop that Democrats and their teachers unions have fought tooth and nail. The voucher system. Allow parents to attach tax dollars to their children so they can use it to help send their children to the school of their choice.
There is also a flaw in the argument about policing. In Baltimore, most of the local politicians and law enforcement are black. How do you justify calling out systemic racism when the people in power are of the same race?
Matt W you have an answer for everything huh 😂.
It's your net worth that it is building. If you have a house that you paid 20k for and thirty years it's worth 300k you have built wealth for not only you but your family as well that you pass on.
The poorest ethnic group in NYC is Asian-- The people who score highest on exams in NYC public schools are Asian. Asians also get into the best NYC public schools at the highest rates.. SO yeah,
The idea that Birmingham has been the most segregated city in the South over the years had nothing to do with it"s actual dissimilarity index, as that number in the city of Birmingham, has never been at any point during the 20th century, been higher than that in the city of Atlanta.
enlightening!
Amazing amazing work. Thank you for publishing this-
Why didnt i learn this in school??
@1:54….trying to understand. “ People who lived in red lined areas were not necessarily more likely to default on their mortgages”. The narrator goes on to say that it was difficult for people to buy or refinance, and that investors and public services disappeared in red line areas. Why??? My question is was that simply because of what the HOLA map showed?
I live in New Zealand and this is really valuable to understand thanks
This is why #ADOS deserves reparations period.
But redlining is highly illegal to do according to my real estate teacher. How is it that these still exist yet it's illegal to do.
Wow, you have much to learn...There are those who commit crime and there are those who get a legal license to commit crime! Housing discrimination is still prevalent and actually worse than it was in the past th-cam.com/video/kkHBt7bhqxQ/w-d-xo.html. The agency that keeps track of this data is the agency that Trump and his cronies want to get rid of. Racism in America has to seem likes it's bygone because the 1% need it in order to sustain income inequality and their status, in short they have to have it without they would topple, namaste.
Speeding in cars is illegal, also, but it is still done. And when enforced, it's done so not on an equal basis.
Thank you for this! Learned a lot
probably the funniest (and truest) thing Chris Rock's ever said, next to the "Grand Opening; Grand Closing" joke (also true).
If one is playing cards against a known card cheat what is the reality of the average person to beat the card cheat?
@Tessie how you need money for that
@Tessie I want to believe that, and black Americans tried that with Black Wall Street, I believe in Tulsa, OK. It was successful for a while and then it was firebombed by the whites. What you are talking about can't really be done without killing the whites or breeding with them. It seems America is on the stance of breeding. Black Americans in the past took MLK visions rather X's vision. Clearly MLK doesn't work for the majority. The redlining continues to occur, the wealth gap continues to occur. So in my personal opinion MLK failed. Politics is ran by money, money that black Americans as a whole don't have.
Watchya said was valid. Keep up da good work.
I'm not disagreeing with any of this but it seems to focus on the past. Can I get some information about present day American banks not giving minorities loans and not allowing them to live in certain areas?
It's not *_literally_* about not giving MINORITIES a loan. It's that a bank, understandably, isn't going to give a *_POOR_* person a loan or mortgage. A landlord isn't going to lease his property to a *_POOR_* person, be they white, black, or purple.
Credit scores, understandably, are ALL that is needed to "not allow" someone to live in certain areas. The POINT is the WEALTH GAP and a very *_PARTICULAR_* minority happens to be disproportionately poor. The "look" of the resulting neighborhoods or a bank's loan customer base will simply *_reflect_* this accordingly.
The poor condition/culture is just as subject to *_inheritance_* as the wealthy condition/culture is. Your're not *_likely_* to see *_descendants_* of the wealthy or middle class end up poor and destitute. They would almost have to *_purposely choose_* such an outcome or have quite a bit of bad luck and misfortune.
The same goes for someone who is born poor. It would take a lot of purposeful intent and good fortune to change your circumstances, and "eras" like Jim Crow and endless fighting for civil rights can slow down even the most purposeful of people. Past, meet Present.
Have you EVER heard that liberals or black people not talk about the past or blame others?
Valencia Mcneill Why the FUCK would you loan someone money that might quit their job or has a bad pattern of work history or bad credit? This is basically saying " black people have worse credit than whites and thats not fair" are we supposed to pay their bills as well? This huge myth of inheritance is funny, anyone can end up poor or stay poor its called bad life decisions. Your telling me if all black people graduated school got jobs and didnt have kids they would be destitute? Fuck no.
SmithN' Wesson It's not *_literally_* about not giving MINORITIES a loan. It's that a bank, understandably, isn't going to give a *_POOR_* person a loan or mortgage. A landlord isn't going to lease his property to a *_POOR_* person, be they white, black, or purple.
Credit scores, understandably, are ALL that is needed to "not allow" someone to live in certain areas. The POINT is the WEALTH GAP and a very *_PARTICULAR_* minority happens to be disproportionately poor. The "look" of the resulting neighborhoods or a bank's loan customer base will simply *_reflect_* this accordingly.
The poor condition/culture is just as subject to *_inheritance_* as the wealthy condition/culture is. Your're not *_likely_* to see *_descendants_* of the wealthy or middle class end up poor and destitute. They would almost have to *_purposely choose_* such an outcome or have quite a bit of bad luck and misfortune.
The same goes for someone who is born poor. It would take a lot of purposeful intent and good fortune to change your circumstances, and "eras" like Jim Crow and endless fighting for civil rights can slow down even the most purposeful of people. Past, meet Present.
The past has never been rectified. Funny how it was white people whose waxing poetic of the past and blaming of others for their decline across the country put the worst President ever in the White House (with a nice hockey assist from Russia). Take your cheesesteak eatin' ass over to Stormfront or 4Chan or wherever it is you thinly veiled bigots like to populate now. Fuck you.
i always wondered why we lived in an industrial area and the whiter neighborhood a couple of blocks over had more parks and didn't live next a highway. I wish the world was different...
This explains a lot of what is going on right now.
Redistricting and redlining is secondary to the real issue, blacks in 2024 cannot afford the market rate rent and are ineligible to qualify for a mortgage. If mortgage rates are low, and credit history is good, then a black might qualify for a mortgage loan, but income may not necessarily be consistent and therefore the risk of foreclosure is greater than the white counterpart with consistent income and good credit history.
This really has been relevant for so long but especially now
My sister bought a home in Suffolk VA that was over priced for the neighborhood. She paid too much for her home in a majority black neighborhood. The city is so the black neighborhood is where you have to drive past a railroad track 2021 and its still like this. The cops sit on the other side of the rail road track with their head lights on an watch (hunt) and at people as they drive by. THAT is how things are 2021
Every single MLK Blvd I've ever visited or heard of has been a danger zone with violent acts every day
There's an mlk boulevard in Harlem in nyc too
Who would give this video a thumbs down? Smh.
People who utilize their critical thinking skills. This video simply appeared more as propaganda than factual. The narrator made so many broad and sweeping generalizations without quantifying any of the data.
For example, why don't we see the same level of violence and criminality in poor white neighborhoods as poor black neighborhoods? You have to make up yet another excuse for black people to explain away this fact. It is excuse after excuse. It appears black people are the only race on earth which needs laboratory perfect conditions to thrive or have decent values.
Furthermore, black people were given loans by businesses in the 2000's even though they really shouldnt have been based on their ability to repay. The government made sure companies loaned to black people to try and encourage home ownership. Guess what happened? It precipitated the financial crash because so many people defaulted.
Certainly, historical oppression has some role in the plight of black people, but it is their culture which plays a much larger role. They eschew education as a "white" thing. They don't value monogamous relationships and the nuclear family. They normalize welfare dependence as a sort of entitlement owed to them by the white man. They are openly racist towards white people, as the poster above me demonstrated.
Of course this not true for every black person, but it represents a sizable chunk which explains why they continually fail in large numbers. Anyone can see this when they have to actually go to these areas and deal with impoverished black people. People are tired of being told to shut off their logic in order to make sure black people are never held accountable for their actions.
Lately, all you see is videos like this which say "Look at bad thing X which happened to black people. We won't tell you how it affected them statistically or prove it causes any of their current woes, but we want you to just have faith this is the main reason black people can't get ahead". People see how casual it is for black people to have multiple kids with multiple women. They see how openly racist they are towards white people. They see how entitled many are, as if white people need to work in order to provide them with everything they need in life. And yet, they are then told that it is really their own fault for why black people can't get ahead. It is crazy.
Luckily, black people have overplayed their racial victimhood card. White people are beginning to get tired of being blamed for every problem in the black community. They are beginning to get tired of being told everything they do is racist. So things are changing, thank God.
@@ElectronFieldPulse You’re the reason why Black people are racist to you bigots 🙄
@@w..j..2605 - No, they always have an excuse. If not that one, a new one. They are so used to making excuses for everything and blaming "the man" that their culture and demographics have suffered heavily. All they do is look at others with their hand out, constantly, claiming white people owe them this or that. Sorry, it is not a good look. More importantly, it won't help them to ever actually improve themselves. Had the Civil Rights March and then turn around and demand your skin color be given special treatment
Where's the notation that NPR is funded by the US Government? Is it going to happen with the BBC? Why only RT?
J. I. it says it is a publicly funded organization. Whiled it has a inherent bias RT is the extreme and fukky fundes and OPERATED by the Kremlin. They only serve to create a pro russian narrative and create false stories against the US and our Allies.
So this is the same as expensive parcels being sold to people who can afford them?
Them: "Oh come on guys... reparations for slavery would be so hard to do! Who would get the money and how would it be done?!"
Me: "Oh nah that's cool...Start here, check this out!"
Curious? Did the Community Renvestment Act of 1996 help at all to remedy the situation? CRA loans exist today.