38-Year-Old RESTARTS LIFE Making Minimum Wage
ฝัง
- เผยแพร่เมื่อ 24 มิ.ย. 2024
- 🔥Once a housewife with the comforts of home, she now faces the reality of homelessness following a life-altering breakup. Battling mental health issues and grappling with self-esteem, Jessica's story is one of resilience in the face of unexpected adversity.
Currently living with a friend and juggling minimum wage jobs, her financial outlook appears difficult. But there's hope on the horizon. With determination and the right guidance, Jessica is ready to fight back and rebuild her life.
Watch as we explore her current challenges and discuss the steps she can take to find her footing again, financially and personally.
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📺 New to Finance Action? PLAYLIST Start Here- • Finance Action
🕒TIMESTAMPS🕒
0:00 PARTY STARTS
01:15 WHAT THE HECK IS GOING ON?
08:31 INCOME & ASSETS
13:30 EXPENSES & DEBT
16:50 DEBT SITUATION
19:20 BAD COLLECTIONS
23:07 THE MONEY CASE
25:20 $2M GOAL
26:00 WHAT TO DO?
29:00 MENTAL GAME
35:30 WILL SHE TAKE ACTION?
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Disclaimer: Please be aware that this video and all other content produced by Romain Faure are not intended to serve as investment guidance or formal financial advice. The information presented is solely for entertainment and educational objectives. The money displayed in our video podcast is for entertainment purposes only and is not real currency. All cash shown is prop money, and should not be mistaken for genuine legal tender. Please enjoy our content responsibly!
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Financial education, Finance Action, American debt, personal finance, budget money debt cash, how to invest in real estate, how to start in real estate, rental property, investment property, compound interest, buying house, insurance, save, buy, pay off debt, debt free journey, financial independence, how to pay off debt, how to pay off student loans, debt snowball, financial independence retire early, how to pay off student loans fast, debt payoff, how to make money, get rich quick, get rich, make money online, net worth, loans, credit score, should I go to college, college debt, student loan forgiveness, debt free community, student loan, credit, loan, budgeting, stock trading, crypto, finance, budget, student loan forgiveness, car payments, credit card debt, debt, credit card, payday loans, car debt, The Dave Ramsey Show, The Plain Bagel, The Rich Dad Channel, Graham Stephan, Meet Kevin, Ryan Pineda, Elena Taber, Noelle Randall, Lili Thompson, John Olfert, Bigger Pockets, Caleb Kids Show, Dave Ramsey Live, Caleb Hammer, Coffeezilla, Bridgette Wilson, John Oliver, Che and Cherice, Caleb Maupin, inflation, manifestation.
Make sure you stay till the end for a video follow up from Jessica ! Trust me it’s worth it 😁 Thanks again for trusting me with your time, I hope you liked it
Its good to see shes doing good now.
Its good to see shes doing good now.
Awesome video! If you need someone to make the thumbnails for you or even edit videos for you. I'm your girl! Let me know. I would love to work for you.
Hi Jessica, I'm in Vancouver WA. Hit me up, I am also 38 and you're super hot
She is so pretty. I had her same phobia but I'm better now. I'm also 38, no debts, zero. Please connect me with my future wife
Hey! Been there! I traveled the world with my Navy pilot husband while he built his career. One day, after 12 years he left me for his mistress. I was homeless. He drained the bank account. I lived in an RV wirh 5 animals. I started over. It took me 3 years to get on my feet. I'm 39 now and I'm making it.
I applaud you. I'm sorry you went through that.
I am sure this was not easy ! But I am glad you have your head out of the water and now are leading your own path 😊
Good for you! It’s difficult to be married to a military spouse with all the moves involved. There should be some sort of divorce compensation for following a spouse (like something formally arranged by the military)
Thats not even remotely the same thing. She had a husband providing for her and no children as a stay at home wife and instead of going to therapy and working on herself, she got worse and ruined the marriage. She even said she left her husband. Very different situations
@@picardy7488 There is divorce compensation. its called a percentage (usually 50) of their retirement for life. So in most cases its worth over 1 million dollars which is still payable even if the wife cheats or otherwise dishonors the marriage. Service members get raked over the coals in divorces daily so please stop with the compensation garbage
You're the opposite of Caleb Hammer (that's a positive opinion of you). I like how calm and caring you are to the people appear on your show.
Different styles for sure :) I appreciate your kind words!
Yess! I used to love Caleb, I subscribed to him when he was at 1.2k subscribers. I hate that he yells all the time now and how ridiculous the thumbnails have gotten. The guests are also absurd
Agree. He gets a bit much and he takes it personally...not a mature trait. This is a refreshing difference and probably more beneficial to the people being interviewed
Same. I am glad to have discovered this channel. Here for the great accent and relatable guests.
I still enjoy watching Caleb but I feel your style is way more mature and helpful. I think Caleb has turned more to views and clickbait and has played into a lot of his guests toxic behaviors for the sake of a “show.”
She is articulate and self aware. I love that she is aware of her limiting beliefs and low self esteem bc now she can work on that. It’s very sad to be your own worst enemy. I’ve been there.
Thank you for sharing your story, I am hoping that you are your best supporter now :)
You’re as delusional as she is. She’s full of excuses, lazy, loathing in self pity and blaming everyone else for her shortcomings, etc. she’s uneducated which doesn’t help.
I hope the women who are gun ho about being a traditional wives get to watch this video. Unfortunately love can be the strongest or the most fragile bond that exists, because it is all about freewill. Ladies make your own even if it's a part-time or a small side hustle and save a small cushion for yourselves. Its not being conniving, its preventing mistreatment and being destitute for a plate of food and a place to stay.
Yep.
I have watched so many financial youtubers but your advices and the way you approach these guests I might say is the best I’ve seen. Keep up the good work!
I really appreciate this kind comment, Thank you!
She has such a soothing professional voice, she should look into a job as a home based phone customer service representative for a bank/etc.
Check the update at the end you are going to love it !
@@itsRomainFaure Thanks yes, saw that after I posted. Great work Romain.
I just got a job doing that. I start on Monday. I was thinking the same when I started watching.
@@tessajones9393 congrats !
@@tessajones9393
Congrats 🎉🙌🏾🎯
Very interesting episode. Im on a journey of losing almost 100 lbs. Lost 40 already and become mentally healthy for life. I can relate to this woman.
You got this! Keep going mate :)
I'm so happy to hear the progress she made at the end. It's hard to see light at the end of the tunnel sometimes when you're at rock bottom, but you gave her guidance and hope. Thanks for sharing!
Yes I was very happy too when I received her update !
This is a perfect example of guest who really need and will actually listen to your advise because they hit the lowest point of their life. Great advices not just from financial point of view and you are coaching her as well to be a better person. Really glad at the end to see how she's starting to turning her life around based on your suggestions...have to be an awesome feeling!
It feels very rewarding :)
My granny (born 1919) always told us her granddaughters that a woman must have an occupation.
Granny was a bright woman and ahead of her time.
According to tradlife & manosphere, that's blasphemy.
@@idontcare1102 I dont live in anglosphere, lucky me.
Man I honestly don’t know why your channel isn’t huge yet but I like the content, keep it up and if possible I’d love to be on
Thank you for the kind comment, you can reach me at romainfaurechannel@gmail.com and we can chat to have you in :)
I think Jessica is going to be fine with her good attitude, common sense, and obvious sincerity. I can relate so much to her story and I love how forthright she is about her mental struggles. I love the follow-up. It's a great addition to your show, Romain.
Thank you for the feedback, we always try to have a follow up at the end of each finance action. Most often it is by text but we are looking to increase the amount of follow ups we have in video :)
Yay!! I love the update at the end! She’s got this and will be more than fine. Your channel is changing lives for the better, Romain! She looked so much happier in the update 😊❤
Thank you for the kind words 😁 I am hoping for positive momentum for Jessica !
I love him. So compassionate and knowledgeable.
That family friend of hers is really a God send. So many people could be off the street if they had just one person in their life who would take them in like this. I know it's more complicated especially if someone is struggling with drugs but that friend is amazing. And good on Jessica for following through. Wish her the best.
Thank you! And Yes sometimes you just need a little help!
@@itsRomainFaure If she could lose 100 lbs she can figure out the job. She needed that push from you.
Unbelievable how much more happy and confident Jessica looks in the follow-up!
Positive momentum and Jessica will be back on the rails 🤞
I was also in a car accident in Vegas that wasn't my fault. The guy had the bare minimum liability insurance (30k). I've been badly injured for life. Couldn't work for many years, went through my savings, and I also had to "start over" at close to 38 once I was barely healthy enough to work again. I got my MBA during my time away from work (homework laying down). 6 years later, I've saved quite a bit and should be financially independent in 2 years.
WOW … no words !
I'm really sorry to hear about the at-fault party unable to make you whole. I'd just add that since the other party was fully covered with insurance (at $30k), the lesson for others to learn is to purchase disability and health insurance because the other party may only pay you $30k. I have told my young adult children to purchase disability insurance for this exact scenario. They rent and only just started their career so they also only carry the minimum auto insurance because their net worth is less than $20k. I assume most people that drive cars are renters are judgement proof.
When you get to a certain age you look back and say what the heck was holding me back. Dwelling on things never helps. Best to just go out there and get it.
Valid again, you are bringing solid comments!
I’m stumbled on this and feel so grateful for my life as I went through a divorce and my hubs was making millions at that time and asked me to stay home but I didn’t as I have to do something. Needlessly to say we got divorced and I got absolutely nothing after 17years of marriage. He violated all agreements and I didn’t have enough money to go to court to fight. It’s ok. Today I make more than him! Stay in school people and don’t count on anybody.
Amazing turn around story - well done.
Great going staying focused and succeeding. I too went through divorce and got through it smelling like roses. 🌹 I’m grateful for my life and I love hearing other successes.
I went through same thing. Husband had millions and cheated and very very abusive. Got out of divorce with no more than a notary bill and court fees as I just left to save my life. Got ZERO and he even stole things that were mine before we got married!!!!! It was a horror story. Was a hard road to normalcy in life and work. This is totally a crime. But you and I were married to text book cases of sociopaths - another words, a couple of serial killers!!
@@mmp495 Wow, you got out with lots of money??? Well good for you. IF you got out smelling like rose, you got out on top with the money. There you gol
It gets more complicated if there are kids involved
I got divorced July 2019. I ended up enlisting into the Army for the second time. I had to do what I had to do. Jessica is a tough cookie & she did what it took to get through difficult times.
Thanks for sharing your story !
Feel proud of you 👏🏻 🇬🇧
Yeees queen!!! So proud of her on her update. What an amazing improvement! Keep working on paying off debt and no more new debts. You got this girl! Please don't let lifestyle creep happen. Great job Romain! Wonderful episode. That made me so happy at the end. I've been secretly binge watching your videos Romain. I love the addition of the money case. I think it's hard for people to realize how bad it is unless they see it. Being told numbers means nothing to a lot of people.
Love to have you with us Athena ! It’s awesome to read comments like this and keeps me motivated :)
i appreciate this guy doing what he's doing..i think his intent is earnest ... his message to these "clients" is positive, personal, and filled with hope... and if they actually develop the self discipline and implement the advice he gives, then they really will be successful... it's all about personal responsibility... keep spreading that message... hope this channel grows
Really nice comment! I appreciate, Thank you!
Agreed. I loved Caleb Hammer contents but it can be triggering for some people. What Romaine doing is helpful for sensitive individuals. Thank you for your work
@@madisontran3020why are you promoting someone else's content on another's platform?
French Jerry Springer? Come on, man.
@@SurpriseMeJT "come on, man"... are you old joe ?... and Jerry was pretty cool, but in a different way than this guy... this cat, Romain, isn't Jerry... watch a couple of his videos and you'll notice that Romain isn't bout confrontation, he's about collaboration and he isn't a Dave (cause Dave does have the tendency to put down and shade his callers) and he isn't a doctor Phil (cause Phil is bout selling his books and other "programs")... this cat, Romain, has everyday persons with serious financial problems, he breaks down the facts, then develops a plan while encouraging some self discipline and some hope and then does a follow up when he can... that's a pretty cool thing to do... wish everyone kinda learns some better habits from his videos (i know that i made some of the same mistakes as some of his clients so i know that everyone is capable of some success )
I'm so happy that Jessica got a better job at the end! Proud of her. But her story also sadly makes me think that even in a marriage, it's a good idea to have a side income and keep saving in case these kinds of situations like divorce comes up. Plus, I think it's okay to invest in education as long as you know you will eventually get a better paying job as you get more experience as the years go by. Learned a lot from this video.
You are SPOT ON 👍
100%. I'm married with two kids and I have a divorce fund that hubby knows about 😂 I also have been studying the entire time of being a sahm. So I haven't completely slowed down my learning/career. It's realistic to think about if spouse dies or loses work, or injuries or divorce. I'm often ranting to other mums about it.
@@tessajones9393I know 2 women whose husbands walked in and said they didn’t want to be married anymore. That was in 2023. One couple has been married 20 years and the other couple had been married 35 years. Of course the wife that had been married 35 years had a harder time with it.
@@sylviaj270If I marry a woman that wants to be a SAHM,I would %100 make sure she can handle herself if for some reason we are not together or something happens to me.
She didnt need a side income. She needed a career.
Hi Romain.
The work you put into these interviews is fantastic. Really high quality interviews.
I appreciate thank you so much :)
I feel like she is is so much more likely to succeed than most on the channel because her behavior with money is already good. She just wasn’t making much money and was in job analysis paralysis, and licking her wounds from her divorce or dealing with Covid. Now that she has a better salary and a plan, she’ll probably do great. 👍
I was also very impressed and jealous of her ability to lose so much weight. That’s shows an ability to be correct past behavior and become disciplined which is good quality to have for finances as well.
Hopefully she can chip-in a bit with her friend on housing costs now that she has a bit more money coming in.
Solid assessment - I very much agree with! I think all Jessica needed was a boost and someone who believes in her abilities to make it on her own. She already had the right behaviors, now it’s about bringing everything together 👌
The video sequence and lay out is easy to follow - keep up the great work Romain! I look forward to seeing more videos like this, super inspiring!
I appreciate the kind comment :) looking forward to releasing many more 👍
Women need to get out of the mindset as the man being the provider. That day is gone, and women need to have their own money
I'm honestly just shocked that the divorce left her with nothing. That's usually not the case. And Idk how anyone who can claim they loved you at some point could allow you to be homeless and destitute. She said the divorce was a mutual decision.
She should have stayed with her husband’s
She has her own money, $1200 per month 😂
@@ramblingmillennial1560She left the marriage by ger own admision
@@ramblingmillennial1560
More common than it's spoken about. I was left with nothing but a young child to care for. He took it all and apparently had the influence to do so. Minimum wage no family.....he turned them on me....and this toddler. Alot of challenges but now my kid is an adult and I am still standing.
Really happy this woman beat the odds and got better again mentally and physically and also: got into the career game again. Amazing family friend also. I am truly happy she is better. She'll be fine.
Thank you for sharing positive thoughts :)
I’m so incredibly proud of her update🙌🏾🎯🙌🏾. 60k is a great start! Thank you Romain For guiding her and helping her to understand that it can be done.❤
Thanks for giving her that last push she needed! You talked about wasted money. For me the turning point was looking at tax time how much I made and thinking where did the money go and I had very few assets to show for all that money. I put a note pad in my pocket for a month and I started writing down everything I would buy. I found in just one week it was things like junk soda pop, candy bars and fast food. The cost isn't just the soda but I spent over the years to fix the damage to my teeth $10k! Listen to him! I took the money I spent on junk food and invested it into my 401k and I retired early at 62! One of the best TH-cam videos and I think when people find you should be growing fast!
Thank you for sharing your story! and also for the positive encouragement :)
I have chills at her update! You go, Jessica! 🎉
I loved the update. So inspiring! Thank you for sharing your story, Jessica.
Thank you Jessica :)
Lesson: never ever I repeat EVER rely on man period.
It's not about man or woman. Never depend on anyone but yourself. Always put yourself first before anyone else.
My parents have been married over 40 years and long ago my mom drilled into me that you can love a man but NEVER give up your career for one. She retired after he did even
The flip side is never financially support a woman unless she gives you kids and takes care of them for you. That is her job.
People listen to a person’s story and hear what they want to hear.
@@orman2222 " Put yourself first before anyone else" = Narcissism 100%.
My wife is set. Im 25 years older than her and i hold a portfolio of rentals. Ive already transferred a few properties to her and im trying to get her to go finish up her degree in case something happens to me. Im making it where she and the boys are set should something bad happen to me. I wont hurt my family for shit.
Well done 👍
I loved the follow up! She looks so much more happier
your content makes me feel hopeful.
I love to read that!
I just want to hug her 🫂 she is a sweet kind person and I hope she finds her strength to show up for herself ❤
Absolutely loved this, Jessica you have come so far! You went through a really hard time and look what you did to come out the other end. You took care of your physical and mental health first, so important, and then you went and got advice to improve your finances. In my eyes you were already doing amazing because you lived so frugally and really you just had a problem with self esteem and self sabotage, which I can relate to for sure. Keep on being your amazing self and enjoy your life. You deserve it so much.
Thank you for the positive thoughts !
Love your interviews and analyses Romain, and the kind, respectful, and compassionate way you treat your guests!
Thank you :)
The update from the guest at the end is really neat. Happy for her and such a reminder how resilience one can be with hope and supports.
Thank you !
Love the update after the show. Glad you helped guide and inspire her for a better future and outlook
Thank you! Glad you enjoyed it :)
she might have no money but she is blessed with perfect skin and a nice smile.
She will soon have money too :)
I too went through a divorce around the same time. I had to pay the ex some entitlement from the house but I got back on track, stayed focused and paid off my house in 2 years. I have always stayed away from credit cards and debt. Always take care of yourself first. ❤ I love the compassion and respect you show your guest Romain. You are a gem 💎
Congratulations on making the right moves ! Impressive 👌
I love your respectful way towards whoever you talk to! Subscribed. Cheers!
Thank you so much! Welcome on-board :)
love to see the progress she has already made 👏 great episode!
Pretty incredible how similar this is to Caleb Hammer's Financial Audit but with an obvious difference in tone, and cool things like the money case and the immediate follow up.
It remains a Financial Audit, yes, however, I bet on the story vs. the drama.
@@itsRomainFaure indeed. I really love your approach.
@@isaiahayers1550 thank you :)
I absolutely understand her - I unfortunately have also agoraphobia and in some hours I have a job interview. It's really hard for me.
You got it Natalie !
I am loving your shows. So happy I found your channel. So helpful, hopeful and informative. Thank you
Thank you so much 😊
I am so glad to hear that she is having such a positive outcome after the consultation. She is still very young and beautiful to bounce back into a life of balance and fulfillment. I wish her all the best. P.S. Thank you, Romain, for what you have done for me.
Your very welcome :) Thank you for trusting me with your time!
Woa! Awesome update! 🎉
What a great channel. I really appreciate your low-drama approach to providing financial guidance.
Glad you enjoy it! Thank you :)
What a great follow-up at the end!!! I have high hopes for Jessica, and I hope that taking control of her finances gives her some more confidence. Romain, great job as always!
Thank you Gabrielle :)
You go girl! Jessica, your transformation is nothing more than FANTASTIC. You believe in yourself, and it shows. I wish you every success. Cheering you on from Australia. To Romain, you provide sound advice and realistic, doable goals. Your help, encouragement and advice is changing lives. Keep up the good work.
Thank you so much to both Jessica and I for this positive message !
You educate your clients, boost their self esteem and show them they can make positive change. Good for her for exceeding expectations and taking all advice to heart.
and Thank you to an audience like yourself to help support this journey!
Rent free for two years from a family friend and no utilities, making $1300 and getting food stamps is wild. She needed to go to court with a pro bono attorney to fight for her rights from the divorce.
Men or anyone in power who leave their significant other homeless and unemployed are beyond callous and only provide support when forced to by law. A proper division of property, assets and debts, and give. Financial support until she gets back on her feet. That’s so unrighteous, I feel for her 😢
I'm so happy to hear her update! I was rooting for her the whole episode. Thank you for helping her.
Thank you for trusting me with your time watching this episode!
Wow, that was a powerful episode!
Everything just flows really well ! I really liked doing it as well 😁
I completely understand what this woman went through. At 37 I was a stay at home mom (for the better part of ten years) and didn't have money of my own. My husband went to prison and I was left with nothing but his last paycheck, a mountain of debt and two kids to raise by myself. Fortunately my parents took us all in. It took time to get back on my feet because I was so depressed. I couldn't keep a job at first but eventually found one through an employment agency that I'm still at now. This was the toughest thing I ever had to go through but in a little more than two years I got a divorce, my own apartment, paid off more than half my debt and even have a little savings built up. If you're in what feels like an impossible situation, just know that it does get better, even if it takes months or years.
WOW! Thank you for sharing your story! I am glad that you are better now :)
Just found your Chanel...at my 40s and had to begin life again from zero plus a child. I am trying to invest in my kid future... as a lot of the channels are for younger kids.
Such relief seeing someone that I can relate too... plus you gave advice how to get out and make things better. I am subscribing for sure even I am not in USA. Thanks and thanks for being so kind.
Thank you very much for trusting me with your time, and know that I wish you all the best for your situation!
Came across your channel today. I’m an instant fan!! ❤
Wow, I'm so glad I ran into this show. Romain you make finances-HUMAN! Thanks a lot and always the best for you.
Thank you so much! And welcome on-board :)
After I saw her hair, I knew all I needed to know
Come on ... that is fast to judge mate
What a great update. Glad to hear it worked out for her.
I was the same way !
I'm really happy for her. I hope things continue to go up for her
🤞I see some positive momentum going for her !
This woman is incredible. I love that you let her tell her story. How inspiring.
Everyone has a story to share :) I am sure you have a great story too🙂
Its the first time Ive seen ur channel and its a good one to ill stick around for more.
I’m excited for her! I’d love a follow up video in a few months or something!
Wow ! Sorry Jessica somehow missed the update. Well done and congratulations on your new job !
I am glad you were able to watch it!
Even as a senior married female, I have my own money. Now, I have my own SS, 403b accounts, IRAs. I didn’t always like my jobs, but ALWAYS had my own money.
New sub, great show, you’re going to have great success.
Welcome aboard! Thank you so much :)
Nice job jessica! Youre a really great story!!! Keep it up!
Romain. You’re doing such a fantastic job, educating so many people. You’re a ‘scary realist’ but in the most charming way. And you see right through any ‘head in the sand’ mentality. Well done.
Wow such a nice comment! Thank you so much :)
I worked at a hotel front desk 11 years ago and made $1750 a month. My part time catering paid $22 an hour. She needs to look for a second job.
Check out the update at the end you might love it !
I like that you follow-up with your guest after every episode. The follow-up is what i look forward to watching. I am glad she got her finances back in order!!
Glad you enjoy it!
Good for her…she took his advice and made a plan and worked her plan…I applaud her.
Thanks for watching till the end of the video :)
Girl…. You’re very attractive and young. Get a quick class on bartending. I know a friend of mine that makes 85k from bartending and doesn’t even work at a high end restaurant /bar. Having no kids helps. You’re a catch. Don’t take life so seriously and enjoy the years we all have left.
There are many opportunities to make money, I think what Jessica really needed is to gain confidence and to know that she can make it on her own, and she is proving that !
It's not late. I had nothing at 48 after my divorce 5 years ago. It doesn't take long to build assets if you are committed and motivation comes as you watch them grow
Congratulations that you were able to pull everything back together!
I absolutely love the updates you put at the end of the videos! I would suggest you have the people back on the show after some time (like 9-12 months) and have another video of walking them through the next part of their financial journey. So in her case, maybe no collections or debt, but now finding out how much house she can afford, and what accounts she should open for retirement and so on. I think it would be really nice to see that progression!
Yes some updates are coming soon ! :)
I love her update and feel so happy for her. 🎉
Jessica is doing awesome !!!
Jessica is such a sweet soul, loved the update! 💗 Proud of her!! 💪🏻
Me too!!
For all of you blaming her for her mental health issues, you have no idea whether her husband was abusive or neglectful which lead to her depression. Research the Decentering Men Movement. There is a pipeline from trad wife to the food stamps office. A man gets paid for the work he does. A woman works for FREE at home and a man benefits from her emotional and physical labour so he can go out into the world and work to get PAID. The stay at home wife is the ONLY person who works multiple jobs for FREE for a lifetime with NO pension for protection in old age. When people talk about grandma's marriage lasting 50 years they aren't talking about how her husband left her with no option to leave.
Doesn't seem like his fault. She said at 2:39 that it was mutual, and if she knew COVID was coming, she more than likely would have stayed. He did nothing wrong. She mentioned at 9:45 that she had agoraphobia and she couldn't work, so the husband took care of her and worked and paid all the bills while she was at home. He never forced it on her. COVID also exacerbated her agoraphobia making it difficult for him, and he was most likely left to do everything on his own. Decentering men wasn't her issue. He was her lifeline and he was providing what she needed.
Hear hear, exactly
You are such a kind and wise person... you treat people with respect and authenticity!
Everyone in my eyes deserves to be respected so this comes naturally 🙂
This was tough to watch and the whole time I was thinking how there were common sense solutions for every issue, that she just made the opposite of the right choice every step of the way. But then I could see the transformation begin to take place, even by the end of the conversation. Holding her accountable is a loving act and builds the self worth that leads to the confidence to stop self sabotaging, a relatable bad habit. I was judging her the whole time for being a mooch and a deadbeat, even though her anxiety and high sensitivity is also relatable. I would never dream of letting others pay for my living expenses but now, after an endless stream of hardships, I have become unable to meet my own financial needs. After hearing her update, she is in a vastly better place than my deplorable financial situation and my original judgment comes full circle. Hope she continues to aim for a higher income and build her financial life to a place of great success and security. What a great service you have done by helping her. Go Jessica, you can do it! 👏
Wow, what a fascinating comment! Very impressed about your self reflection! Thank you very much for sharing!
Thank you for this video.
Glad it was helpful! Thank you for trusting me with your time!
Why the heck this very educational channel don't have a million subs yet? Jeez, people just loves watching garbage content instead of gold content such as this channel.
We are trying different strategies to make ourselves known :)
Probably because it lacks drama, unfortunately.
Wonderful follow-up !!!!!!!
Amazing !
Great story. Just goes to show what a financial plan can achieve and turn a bad financial situation around relatively quickly :)
i’ve noticed not a lot of women are happy as they get older. many seem to have a lot of stress and anxiety. Not a man’s job to make a woman happy. good luck. find your happiness from within.
Fantastic! Under earning can be such a vicious cycle. Great work!
So true!
Roman, you approach your guests with such sensitivity and empathy. Great advice, great content!
Thank you 😊 I want for them to succeed :)
@@itsRomainFaure Thank you for your caring heart ❤️.
Hello Jessica. I picked one thing that I think might help. I understand not always being able to leave the house 'home' at will. Sometimes for weeks. But you have a skill that may not have occured to you yet. You are beautifully turned out. Aesthetics is evident. You don't sell and buy (swap) your clothes, paying nothing, without skill. You are a reseller ! One of the easiest ways to be an online seller (without paying for courses) is to use your good eye to recognise things of quality, buy..........and then resell. Try it with one item you already own. Trust me in that it is something that should cost you nothing to begin with, but might pique your interest and work for you. You would also be helping the planet by recycling. Bonne chance ! Helen x
Merci Helen for sharing a good idea! I will pass it on to Jessica :)
No judgement towards this lovely lady. She's in a bad spot and has been for a bit. But people really should reconsider any educational endeavour that has the word "studies" in it.
Unless you're in a country where it doesn't matter and student loans are no big deal lol
Those student loan payments don't make sense. She can get much lower payments by income driven payments.
She's so lucky she gets $281 a month in food stamps. In California, SSI recipients get $246 a month.
I like this girl !! good vibe ❤
You are compassionate and you attempt to find real solutions to people’s financial problems rather than being a preachy celebrity type of financial advisor. That’s what it’s all about to me. Great channel here.
I appreciate! Thank you
One thing to remember with KBB value on vehicles, depending on where you are in the world, that's usually referring to a vehicle that's completely safetied/road worthy. Like my old truck had a KBB of about $5,000 -- but not without new brakes and rocker panels. Obvi you can sell as is privately, but just something to be aware of when thinking about used vehicle value. 😊
I just found this channel today. Thank you for your work Romain and thank you Jessica for sharing your story, some parts of your financial situation related to my situation exactly!!! All the very best and thank you both and Romain to your team if you have a staff team Xx
Thank you and welcome on board ! Yes it is just a small team of 2, and we both have full times on the side so trying to combine it all, but it is worth it for people like yourself that can relate of this situation :)
Happy for her to keep going it will get better.
Right on!
Mental health issues are tough. I don’t know if she revealed whether she’s actively getting treatment for them, but this will be very important to help her get her back on track financially. A lot of people with untreated mental illness have difficulty managing their finances.
Getting car insurance is important. Not only is it important for financial security, but it is ILLEGAL to drive without insurance in nearly all states. When you get pulled over, they check whether you are insured, and she could lose her license or get serious fines. If she gets into an accident and she has no insurance, she could possibly face jail time.
I am not 100% sure for the mental aspect, however she now has CAR INSURANCE, and any person reading this should have too :)
Soooooooo INSPIRING!!! 🙌🙌🙌
Love to hear that :)
So happy with the ending!
Loving that !