Really appreciate your efforts, honest & kind review. Most of the videos I see they always highlight the benefits and they ask to click the link to apply. Keep up the good work👍🙏
@@bekifaayati 1. Does the milestone of 1.5L need to be achieved in a statement-month or in a statement-year? 2. Are all transactions (not only Scan & Pay) except the list mentioned in the website considered under the 1.5L milestone?
This is what called review.. 💯 Completely informative "Whistle blowing". Much much appreciated for your's effort. I was thinking to take this. But nevermind.. Lol Thanks.. Keep working great.. #GoGirl 👍🏻👏🏻👏🏻
as of today this card is working like a charm, the Neo membership came as complementary... but in future how will it pan out, we really can't say.. cheers!!
Some misleading information are there. Every 50 rupees spend pe 1 nahi 4 kiwi points milta hai jiska value 1 rupee hai. Aur aisa koi bhi free card market pe abhi tak nahi jisme UPI spend pe 2% cashback milta hai. Aur ye cashback sidha bank account me transfer kar sakte hai. Main 2 mahine se use kar raha hu. Aur kabhi kabhi iske ilawa bhi bonus kiwis bhi deta hai.
I used it by myself, i got 2 coins for every 100 that i spend. Earlier they did promote and 4 coin for every 100. Later they havw devalued it, and i got my card deactivated right away. The lifetime free card is also a gimmick when u have to spend 1.5L upi spends in order to waive the annual fee
OMG! You need to absolutely keep it! Whether it's true or not, this is special to you. People create packages, packages do not create people. Rock it girl, salute kislux !
Drawbacks 1. 2% only with scan and pay.otherwise 0.5% 2. maximum kiwis(reward points) that can be earned per month is 1 % of credit limit.so if credit limit is 1 lakh maximum rewards are 1000 kiwis i.e 250 rs. Because value of 1 kiwi is 25 paise. Unless you have a high credit limit milestone benefits are worthless.
I am already customer of axis Kwik card in starting I am getting 5 % but after that I was getting 2% and now I am getting 1% and their no option is showing in app how to take neon subscription.....now it not so much good card in app they are not showing option for taking neon subscription anybody can help me how I can take neon subscription..... Is their any link or any process to take subscription
I think there are couple of issues in your review. Firstly as I understand is that 3-5% return gets activated once you reach the milestone irrespective of your type of expenditure. That means that non UPI transactions too get counted for the milestone. Second is that review is primarily based on the Neon subscription renewal, but at least one can enjoy the benefits for one year (being complimentary) and close the card if Neon goes under subscription.
Can I buy anything from any shop physically by QR scan through kiwi app as well as can I send money to any contact Bank account. Is there any charges per transaction. Pls comment..
After one year. 999+18% Subscription Automatic renewal ho jawega or cc holder se Concern lyne gaye or Customer care number kya ha agar Due date change karone ho plz help any knows????
Membership toh saath mei free mil raha hai, rupay card mei isse badiya cc toh nhi hai. Membership ka paisa katega kya automatic? tab toh card k sath verify karna hota tha debit karke wo toh nhi hua.
Overall Airtel better. If electricity nill upto 2500 and using Airtel sim then Airtel is hands doen better. Id electricitt bill more than 5k than Ace js good
Mam...please help me....may nursing student hu final year passout 2024 in January but meri college mujhe koi documents or meri 10th 12th documents also nehi de rahi hay....to kia karna chahiye abhi
Agar apne collage ki sari sharte,jaruri exams practicals or fees poori ki h to aap related education board ya university me contact kr skte h isse bhi bat nhi Bane to state education directrote me complain kr skte ho or police help bhi
Thanks a lot to you and to your team for showing the transparency of this credit 💳 .. now I just need an help I just have my 20k lifetime secured money 😅 so how to and where to invest. Pls guide me so I can start it as well soon. 🙏 Thanks again
@syedazeem4931 only for short term sir. Coz don't know when the time comes to take me or mine 😊 so just have to do for 2 months or 3 months and then if the time is good for me then again go for that cycle again
1.5 lakh spend krna vo bi sirf scan and pay krke impossible hai kunki aj ke time mostly bade bade shopkeepers accept hi ni krte ruapye credit card or chote merchant se aap kitne ka hi saaman le loge? Mere pass bi hai yhe card or eska use me sirf sabji lete time ya choti moti shops par kar paati hu kunki kaafi shopkeepers ne band kar rkha h rupaye credit card se payment lena..... toh agr enhone 2nd year main membership free ni ki toh me band krva dungi yhe card. Or main dikkat esme yhe bi hai mostly time yhe reward coin deta hi ni h bhale hi aap 500 ka scan and pay krdo
@ashusingh979 10 ruapye ka transaction tumne debit card se kia hoga tb milta hai ....credit card par 50 se kam par ni milta par jo debit card par bi coins milte h vo sirf kuch time ke liye milte h phir milna band ho jaate h check kr lena khud hi
Didi ji ko sayad paise nhi mile😂😂 Point wise clear 1st 1% unlimited kon sa rupay card deta hai lifetime free me 2nd Baad ka toh bade bank bhi sage nhi hai rewards me changes ke liye icici ko hi dekh 3rd lifetime free hai laine ke kon se paise lag rahe hai baad me kuch changes honge toh band krwa dena.
I have used this card for 1 year and 5 months now. First 6 months got 2% rewards. Now I get 1% rewards + extra kiwi points as bonus rewards which is many times close to 10%.
I am eligible for kiwi card my income is 7lpa i have apay, bob and idfc cc... So pay with those card and take advantage of neo membership cc rewards+1-2% kiwi cashback... Not bad
It is the best card if you are using it only for UPI spends of 1.5 lakhs in a year. Which is 7.5k cashback and for which subscription amount is justified. I don't think there is any other card which is giving more than 1.5% return on UPI.
@SantoshSingh-om6ud I don't think so. You need to pay 1500 annual fee and you get only 1.5% neu coins not cashback. Kiwi is giving basic 2% cashback on UPI
@@SantoshSingh-om6ud tata infinity giving 1% and only if we pay trough neu app which is very laggy app and rewards will be added in nue balance and can be used only when we use big basket or some app like 1mg but in kiwi we can convert it to cash
If you're not using the kiwi issued cards from axis or yes bank, even if you opt for the neon program with any other rupay card there won't be any benefit. This subscription fee is just stupid. Plus, YES bank is just lousy when it comes to reviewing credit card applications. They take 10-15 days and then reject the application. No wonder that bank tanked, it provides such a shitty service.
No worries.. in my opinion best Upi credit card.. with free Neo subscription for 1st year I have already got more than 1000 real cashback by doing scan & pay.. next year just take a call whether to pay for Neon subscription or not..
😂😂 card wale itne bewakoof nahi hain har mahine normal cashback hi milega aur jo extra cashback hoga wo har mahine nahi balki saal ke end me milta hain...
Yeh channel itna bekar ban gya hai. Kuch nahi pata host ko ache se. 5-6 lakh ka kharcha kyon hoga iss card se. Use this card only for upi , that's it...
Regardless of the kislux bag or any other factors, I ardently hold that without proper expertise, one would fail to distinguish variations in the sack's appearance or metal parts.
You don’t have any knowledge and just making any video…..why I have to spend 5-6 lakhs annually to get 5% discount……I have only spend 1.5 lakhs and got the full 5% cashback. Pls don’t mislead….one of the best UPi card available in the market
Really appreciate your efforts, honest & kind review. Most of the videos I see they always highlight the benefits and they ask to click the link to apply. Keep up the good work👍🙏
Thank you 😊🙌
@@bekifaayati
1. Does the milestone of 1.5L need to be achieved in a statement-month or in a statement-year?
2. Are all transactions (not only Scan & Pay) except the list mentioned in the website considered under the 1.5L milestone?
kya efforts script padh ke bol rahi hai.
@bekifaayati do they accept application only based on account balance, Bank statements ( for wife) or do they compulsarily need salary proof or income
Got SBI cashback approved last week
CIBIL: 760+
Income: 60k pm
Kiwi: Rejected due to internal policy
Exactly don't apply more than 1 credit card/month!
@@agnibhamukherjee5823kiwi itna bhi accha nahi h waise
Anyways 6 months bad Airtel axis try karta utilities pe flat 10% is nice
@@agnibhamukherjee5823 i have applied for 4 CC this month. all approved. 770 cibil. ixigo, cashback, swiggy, apay
@@agnibhamukherjee5823 I have taken 3 credit cards in one month and I got every card. So I don't think this becomes a problem
Hey,
What was the limit given to you?
This is what called review.. 💯 Completely informative "Whistle blowing". Much much appreciated for your's effort. I was thinking to take this. But nevermind.. Lol
Thanks.. Keep working great.. #GoGirl 👍🏻👏🏻👏🏻
Thank you 😊🙌
@@bekifaayati Not *Annual Spends but *Monthly Spends ...
as of today this card is working like a charm, the Neo membership came as complementary... but in future how will it pan out, we really can't say.. cheers!!
Thanks fr honest dissection… keep it up !
Welcome 😊🙌
Please refer to the terms and conditions of kiwi rupay credit card. Cashback per month capping is 1% of the total credit limit that is sanctioned.
Alert observation
I have neon subscription. I have got kiwi points beyond this limit.
@@gauravsakhardande903 could you able to withdraw all kiwi points in a single statement cycle?
The 2% or the milestone 3% cashback is in ₹ or kiwi points?
Some misleading information are there. Every 50 rupees spend pe 1 nahi 4 kiwi points milta hai jiska value 1 rupee hai. Aur aisa koi bhi free card market pe abhi tak nahi jisme UPI spend pe 2% cashback milta hai. Aur ye cashback sidha bank account me transfer kar sakte hai. Main 2 mahine se use kar raha hu. Aur kabhi kabhi iske ilawa bhi bonus kiwis bhi deta hai.
I used it by myself, i got 2 coins for every 100 that i spend. Earlier they did promote and 4 coin for every 100. Later they havw devalued it, and i got my card deactivated right away. The lifetime free card is also a gimmick when u have to spend 1.5L upi spends in order to waive the annual fee
Bhai aapka cibil score kitna hai. Aapke pass pahle se koi aur credit card tha?
Maine apply kiya tha, mera reject ho gya😢
You have axis or yes bank card?
8 kiwi per 100 rs doesn't apply for everyone. For a certain period of time after initial setup it'll be there. Then it'll revert to 4 kiwis per 100.
OMG! You need to absolutely keep it! Whether it's true or not, this is special to you. People create packages, packages do not create people. Rock it girl, salute kislux !
Thank you 😊🙌
Honenst review ❤
Thank you 😊🙌
I am using this card, at present the neon membership is free so for now I can say the reward is fantastic.
Fast yr to free hai na. Tab tak to sare facility benifit milegi ya nhi. Next yr se memeber ship lete hai to benifit milega warna nhi. Kya Yesa hai?
Rio vs kiwi, which one is better for spends below 50k
What happens on completing the 1.5L spend milestone? Does the card continue giving 5% cashback on all spends for the rest of the year?
Bought the clear bag from kislux to go to a concert. It was GREAT! Breezed through security and wore it as a crossbody so I could dance and groove!!
Can i change billing date of this card
How do I claim Milestone rewards? I cant seem to find an option to claim.
Best credit card for upi payments cashback
Super money credit card
Lifetime free h kya
First viewer 😊
Thanks for the video ❤
Welcome 😊🙌
Thank you for your honest review
Welcome 😊🙌
Honestly, it is the best card. Got it for my dad too.
Drawbacks
1. 2% only with scan and pay.otherwise 0.5%
2. maximum kiwis(reward points) that can be earned per month is 1 % of credit limit.so if credit limit is 1 lakh maximum rewards are 1000 kiwis i.e 250 rs. Because value of 1 kiwi is 25 paise.
Unless you have a high credit limit milestone benefits are worthless.
It’s not 1,000 Kiwis as a percentage of the credit limit; it’s actually Rs. 1,000, which equates to 4,000 Kiwis if you have a 1 lakh limit.
Have a mail from kiwi customer care stating 1000 kiwis for 1lakh limit.
@@TechPreneurYTsubject to correction.
I have also confirmed that it is 1000 Rs. not 1000 kiwis
Thats great news.Stand corrected.Shows even the customer care team is clueless.
Nice explanation
Thank you 😊🙌
I am already customer of axis Kwik card in starting I am getting 5 % but after that I was getting 2% and now I am getting 1% and their no option is showing in app how to take neon subscription.....now it not so much good card in app they are not showing option for taking neon subscription anybody can help me how I can take neon subscription..... Is their any link or any process to take subscription
Coupon code doesn't get applied on Swiggy and Zomato, customer support have no idea what is the issue
Mam akasa airlines me hand luggage 🧳 7kg hai but mere pass laptop hai to with laptop kitna maximum weight hona chahiye? plz bataye
(I am not student)
Nice information
Thank you 😊🙌
Please make a video on supermoney credit card
Sure, we will try to cover this in our future videos
I think there are couple of issues in your review. Firstly as I understand is that 3-5% return gets activated once you reach the milestone irrespective of your type of expenditure. That means that non UPI transactions too get counted for the milestone. Second is that review is primarily based on the Neon subscription renewal, but at least one can enjoy the benefits for one year (being complimentary) and close the card if Neon goes under subscription.
Thank u bhot achi information mile
Welcome 😊🙌
How to pay return them every fixed date of month. As other card
Can you review the Super Money credit card please
Sure, we will try to cover this in our future videos.
Can I buy anything from any shop physically by QR scan through kiwi app as well as can I send money to any contact Bank account.
Is there any charges per transaction.
Pls comment..
Thank you, am dropping from applying to this card.
After one year. 999+18% Subscription Automatic renewal ho jawega or cc holder se Concern lyne gaye or Customer care number kya ha agar Due date change karone ho plz help any knows????
Can you please make a video on Stable Money whether it is safe or not???
Selected merchant par cashback milta h or 642 rupees ki cashback limit h monthly
Membership toh saath mei free mil raha hai, rupay card mei isse badiya cc toh nhi hai. Membership ka paisa katega kya automatic? tab toh card k sath verify karna hota tha debit karke wo toh nhi hua.
it was rejected as I don't have cibil score, what to do ?
@@sumanvith get a FD credit card and build credit score.
Maam axis bank ( ace or airtel ) konsa lena chahiye?
Overall Airtel better.
If electricity nill upto 2500 and using Airtel sim then Airtel is hands doen better.
Id electricitt bill more than 5k than Ace js good
@HatedStar-gb4xs thank u bro
Airtel specially if u r airtel user
@@i_m_sonu ❤️
Airtel best he me use kar rha hu
Best video ever saw
Thank you 😊🙌
Why i am not able to use card
I have authentic Lv only one and then I bought from kislux , wait the twins one that are authentic , sounds better.
Mam...please help me....may nursing student hu final year passout 2024 in January but meri college mujhe koi documents or meri 10th 12th documents also nehi de rahi hay....to kia karna chahiye abhi
Agar apne collage ki sari sharte,jaruri exams practicals or fees poori ki h to aap related education board ya university me contact kr skte h isse bhi bat nhi Bane to state education directrote me complain kr skte ho or police help bhi
Kya.fd.karny.par.rupy.c.card.milye.ga.bataye.ga.ok
I used it when it got launched, already cancelled it as the app was useless and buggy that time.
Best rupay card konsa hain ?
What is the best rupay credit at this time?
For 1 year its fine, since neon is free. After that i wont renew the membership
Thanks a lot to you and to your team for showing the transparency of this credit 💳 .. now I just need an help I just have my 20k lifetime secured money 😅 so how to and where to invest. Pls guide me so I can start it as well soon. 🙏 Thanks again
Buy etf if your horizon is for Long⏳ term
@syedazeem4931 only for short term sir. Coz don't know when the time comes to take me or mine 😊 so just have to do for 2 months or 3 months and then if the time is good for me then again go for that cycle again
Welcome 😊🙌
Can we convert kiwi coin into real cash
Brilliant video
Thank you 😊🙌
1.5 lakh spend krna vo bi sirf scan and pay krke impossible hai kunki aj ke time mostly bade bade shopkeepers accept hi ni krte ruapye credit card or chote merchant se aap kitne ka hi saaman le loge? Mere pass bi hai yhe card or eska use me sirf sabji lete time ya choti moti shops par kar paati hu kunki kaafi shopkeepers ne band kar rkha h rupaye credit card se payment lena..... toh agr enhone 2nd year main membership free ni ki toh me band krva dungi yhe card. Or main dikkat esme yhe bi hai mostly time yhe reward coin deta hi ni h bhale hi aap 500 ka scan and pay krdo
Madam isse best card koi nhi hai is time, rupay network per,
Bhot baar is ne mujhe 10 rupy ke UPI transaction per point diya hai
@ashusingh979 10 ruapye ka transaction tumne debit card se kia hoga tb milta hai ....credit card par 50 se kam par ni milta par jo debit card par bi coins milte h vo sirf kuch time ke liye milte h phir milna band ho jaate h check kr lena khud hi
60k se upaar spent kar liya but still abhi bhi scan and pay par 2 % hi mil raya hai
Same here
remaining cashback may get added at the end of the year depending upon your total annual spend
@@hareshtalreja sure ?
No I spended over 1 lakh I got my milestone reward which is extra 2% and in total I got 4%
Next month me mil jayeda baki cashback muje milatha
Yedi virtual card milta hai to air port per lounge kaise avail karnege😊
For that application
please a video on super money card
We will try to cover this in our future videos
Summary - This card is scrap 🤣🤣
Very well explained 🎉🎉
Thank you 😊🙌
One more thing
The limit of accumulation of rewards is 1% of your limit..... So lower the limit the lesser reward you get
for each billing cycle or annual spend?
For each monthly spends...it get restored every month...not each billing cycle
Not on annual spend . It’s a monthly spend
Make vdo on federal Bank delite saving account.
We will try to cover this in our future videos.
Didi ji ko sayad paise nhi mile😂😂
Point wise clear
1st 1% unlimited kon sa rupay card deta hai lifetime free me
2nd Baad ka toh bade bank bhi sage nhi hai rewards me changes ke liye icici ko hi dekh
3rd lifetime free hai laine ke kon se paise lag rahe hai baad me kuch changes honge toh band krwa dena.
Are bhai to superpay ka super card le lo esse se achha hai
I have used this card for 1 year and 5 months now. First 6 months got 2% rewards. Now I get 1% rewards + extra kiwi points as bonus rewards which is many times close to 10%.
Are you usung Kiwi Neon subscription also? I mean are you Neon user or Non-neon user?
@karbioster no I will not take neon subscription.. it ain't attractive.
@@Faraz-cse But personally i feel that if you use more than 1.5 Lakhs through UPI, then only neon subscription is useful.
Aap bahut ache har baat batate hain thank you mam
Welcome 😊🙌
HDFC PIXEL PLAY CARD ka review krdo
Please compare kiwi vs Jupiter
We will try to cover this in our future videos
This is only for Yes bank kiwi credit card not for Axis Bank kiwi credit card
I have this card.
It's 5% but capped at 1% of total credit limit.
for billing cycle or annual usage?
Didi aapki audio ki quality Thodi down aati hai please aapki audio ki quality badhao please
Please make unbiased Reivew on Supermony Credit card also
Sure, we will try to cover this in our future videos.
Main Mera CIBIL score 790 hai main TRAI kiya tha to reject Ho Gaya
I am eligible for kiwi card my income is 7lpa i have apay, bob and idfc cc...
So pay with those card and take advantage of neo membership cc rewards+1-2% kiwi cashback...
Not bad
I am using kiwi without subscription its good, she say its unbiased review, but i personally feel they have some issues with kiwi or yes bank
Didi super money credit card ka bhi review kardoo
Sister please Make video on Jupiter CBS EDGE rupay credit card
We will try to cover this in our future videos
Kiwi yas bank credit Card. Vadita amount al kattali
It is the best card if you are using it only for UPI spends of 1.5 lakhs in a year. Which is 7.5k cashback and for which subscription amount is justified. I don't think there is any other card which is giving more than 1.5% return on UPI.
Tata neu infinity isse bohot acha card hai.
@SantoshSingh-om6ud I don't think so. You need to pay 1500 annual fee and you get only 1.5% neu coins not cashback. Kiwi is giving basic 2% cashback on UPI
@SantoshSingh-om6ud it has 1500 annual fee and only 1.5% neu coins not cashback. Kiwi base cashback 2% with neon subscription.
@@SantoshSingh-om6ud tata infinity giving 1% and only if we pay trough neu app which is very laggy app and rewards will be added in nue balance and can be used only when we use big basket or some app like 1mg but in kiwi we can convert it to cash
Sirf tata ke app me work krega aur tata coins milega not real money @@SantoshSingh-om6ud
thanks 👍
Welcome 😊🙌
Good didi must video
Thank you 😊🙌
I think milestone it is not annual it is monthly
annual
Didi ye best hai me 3 mahine me 1700 rs earn kar chuka hu is me kafi traction pe 8 aur 10 percent ka cash back milta hai
If you're not using the kiwi issued cards from axis or yes bank, even if you opt for the neon program with any other rupay card there won't be any benefit. This subscription fee is just stupid. Plus, YES bank is just lousy when it comes to reviewing credit card applications.
They take 10-15 days and then reject the application. No wonder that bank tanked, it provides such a shitty service.
do din pehle hi apply kiya...pehle bolna chahiye tha😢😢
No worries.. in my opinion best Upi credit card.. with free Neo subscription for 1st year I have already got more than 1000 real cashback by doing scan & pay.. next year just take a call whether to pay for Neon subscription or not..
iss video pe bharosa maat karo. accha card ko bura bol rahi hai
There is another catch , 2% cashback is capped only maximum 1% of limit of your card , per month
Thank you
Welcome 😊🙌
It's the best card. Those who are using know it very well
First year free hi Neon subscription, 11 mahina use karke band Kara de aur enjoy kare 😮😅😂
😂😂 card wale itne bewakoof nahi hain har mahine normal cashback hi milega aur jo extra cashback hoga wo har mahine nahi balki saal ke end me milta hain...
I Think CSB edge Rupay credit card (Jupiter Card) is better than kiwi
Tata Neu Infinity Credit Card 😮 best present time..
Mem koi esa card batao Jo 650 par credit card de saka
2000/day scan and pay limit 😢
Tata Neu Infinity is way better rupay card for UPI
@@tech_glide I don't think so. It gives only 1.5% but kiwi base cashback is 2%.
@@jayanthmoram also nue is laggy app and rewards will be added in nue app only which can be used from there web sites only
Refer use krke per refferal pe 1000 kama liya ..
NEON membership is free.
I know aap CRED ki baat bilkul nhi krehe the last me🤫
Not *Annual Spends but *Monthly Spends ...
Yeh channel itna bekar ban gya hai. Kuch nahi pata host ko ache se. 5-6 lakh ka kharcha kyon hoga iss card se. Use this card only for upi , that's it...
exactly my thought
why spend 6lac when 1.5 is milestone
Exactly! Without doing their homework jumping on to publish a video
they think that majority of peeps hold only one card , but thats not the truth
Regardless of the kislux bag or any other factors, I ardently hold that without proper expertise, one would fail to distinguish variations in the sack's appearance or metal parts.
You don’t have any knowledge and just making any video…..why I have to spend 5-6 lakhs annually to get 5% discount……I have only spend 1.5 lakhs and got the full 5% cashback. Pls don’t mislead….one of the best UPi card available in the market