January Payday Routine | How I Budget my £41k Salary in London

Here is a total breakdown of how I budget my £41k salary living in London.
This is my payday routine for my January salary, every month when I see how much my paycheck will be, I go to my spreadsheet and update all the values as I show!
Please note this is made for educational purposes only, I am not a financial advisor and this is just what works for me! And also I'm quite nervous to share my salary so please be kind, whether you think it's high/low is subjective. Thank you!
Follow my budget challenge on Tiktok for my daily spends:-
/ mischapann
Sign up for a free Monzo card and we both get £5 after you make your first purchase:-
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Find me online:
Instagram: / mischapanne. .
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Sub count: 682

[@DIYwithTina]

Congratulations on passing your accountancy exam, Mischa 🎉

[@mischapannell]

Thank you Tina! 🥰🥳

[@rhiannaturner2261]

Hi, love the video! Would you feel comfortable doing like a what I've saved/invested video and your financial goals for the future? Would be super interesting to see x

[@mischapannell]

Thank you! And probably not just yet RE my savings…maybe in the future 😁 xx

[@Cat8395]

Hi - great video, just wondering why you said you can only put 200 pounds in ISA, when the annual limit is 20k?

[@mischapannell]

Hello! Thank you! And I have the old help to buy ISA, so limit is £200 a month. (I basically need to use it to buy a house this year and you can’t open them anymore) I know on the newer lifetime ISA’s for buying houses there is a higher limit now.

[@Tillyjean2000]

Loving your TH-cam videos Mischa! always look forward to your daily spend videos on tiktok too

[@mischapannell]

Ah that’s so kind of you to say, Thank you Tilly! 🥰

[@MrsButtercup26]

I hope these video will be a monthly breakdown… thoroughly enjoyed it 😃 Very informative. My only question is how do you spend so little on grocery?

[@mischapannell]

Thank you that’s so kind! Groceries totally depends, I think the month I filmed the £500 breakdown, my partner paid for more. Atm we do a big shop every two weeks and take turns to pay. It’s normally around £100. So £100 each a month. We shop at Aldi. And maybe get a few top ups of fresh veg/essentials during the month too.

[@nickgalkiv7502]

❤️❤️❤️