Credit Card Hard Enquiries
ฝัง
- เผยแพร่เมื่อ 8 ธ.ค. 2022
- Recent surveys have shown that around 50% of Indians do not know what affects their credit score. And some of your bad credit habits are making loans more expensive for you and one such offender is making too many hard inquiries with credit-giving institutions.
Every time you make a hard inquiry the bank checks your creditworthiness to know if you can pay back the loan.
Another parameter they check is the total number of hard inquiries made by a person this helps the bank ascertain how credit hungry you are, the hungrier you are the lower your credit score drops.
This is why if you are shopping the market for a loan or credit card do so within 14 days since all the inquiries made in those 14 days are taken as 1 hard inquiry, if you continue to make more inquiries post this period each hard inquiry made will lower your credit score.
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#financewithsharan #creditcard #creditcards #creditscore #bank #personalfinance #investingforbeginners
Girlfriend is a biggest loan with massive intrest rates 😂😂.
I want this kind of loan too 😔
Iii ffoolllllllllwwwwwww mmmmmyyyyyyyy mmmmaaaannnn bbbbbrrrrrrooooooo 🤙🏻🤙🏻🤙🏻🤙🏻
@@vishwas_zero maat pad in chakaro me bankrupt ho jayega 😂😂
@@vishwas_zero try me... I will be like ur girl friend. Keep me with u lol 😂🤣😹
@@pranjilsoni102 mai bankrupt hona chahata hu(not literally) but haan thoda to chaiye koi din ka 1-2 ghanta sukh-dukh ki baat karne vala
Harshad Mehta behind tht banker 😂😂
Yes bro 😂
Noticed alcohol in bank for the 1st time 😂😂
with garland...
No...thats not Harshad
@@drarunajthen who?
the backgrounds in the shorts are getting more interesting day-by-day
Big bull in the background ❤️🔥
Missing these "hey nimmoun", "kya phook ke aya hai be!!"
"Nin thika" also😂
Is that a cuss word??
😂
Unaaggi
“Putting scene with Ramamoorthy “ lol😂
That Long ice land 😂😂😂
" Buy A House You Can't Afford, Today! "
-Sharan
That photo behind him😂😂😂😂
Lotak bank, No bank 🤣🤣🤣
Legend noticing prateek Gandhi as harshad mehta.
This is a real learning for me. Keep going Sharan
Buy a house you can't afford today-
Habibi
Nice and sneaky with the hand gesture for LIIT, love it!
Man those single malts in the background 🙏🙏
Very informative
Thanks for your comment, 👆👆What’sap me with the number showing above for more profitable investment plan.
I'm surely gonna follow putting scene with rammurthy lol
"BUY A HOUSE YOU CANT AFFORD TODAY"
-HABIBI
Great 👍. Helpful information ❤
Nice info👍❤️
Really helpful
Not sure what do I like better, the info or comic timing 😂
Long Iceland .... is another meaning
Love to see you give respect to big bull harshad mehta sir ❤❤
Why was there amitabh bacchan on logo of no bank. Was it idfc first bank ? 🤣
Putting scene with ramurthy 😂😂😂😂
Rad awesome cool cute acting. I love indian culture and p eople.
Hahaha... Awesome bro... Actully your ascent is too funny
Sharans got the skills with his hand 😂
No Bank🙃
Backside Harshad Mehta Sir's Picture😄..
I love the way that the bank is supporting Harshad Mehera and the quote too.😂😂😂😂😂
Op sir I watch your videos everyday
I’m a forex trader and made 21 lacs from your knowledge
How
I have taken a workshop and learned by myself for 1.5 years
@@parthwajetradewings7264 how bro?
@@ranjithshetty1674 these are spams
Usefull
Excellent information brother
Banker's background ❤
Heavy Dude 😂
I need this guy to be my accountant
"long ice land" 💀
Heavy dude awesome👏
Good one.
Harshad Mehta in background 💀💀😂😂
love from divyanshu 💘
really useful bro.. thanks
Don't miss the photo behind 🤣🤣🤣
Harshad Mehta 🔥
But why checking credit score drops it
Oh so this is how the institution fucks us up. Like what's wrong with just inquiring,didn't they thought about how a person can inquire about different intrest rates and will eventually end up losing credit score for just doing that. Ot is so wrong.
How does they know we enquired.
"credit score drops"
"Nah I don't want loan"
Iam also from Karnataka
🏆
Yeh Kya Hai.. Harshad Mehta In Background 😂
Thanks Rammurthy
Harshad Mehta pic 🤣🤣🔥
Bank of Habibi💀
Dude is 420 Friendly As Fuck 🤣!
But how would they know that i visited multiple banks
Plus banks will punish me for looking for a better deal
I want to say to banks ki kya phonk k aya hai
Thank you Sharan. Can you please provide the source of this info? This is truly a quality advice. I think this is the first time some one went so deep in CIBIL score Dynamics that 14 days clustered enquiry are considered as 1 hard enquiry.
@Finance W-Sh.+①⑧④⑤⑧③②①⑨⓪④ bhag bsdk scamster. Tmkc tmkb
Credit score drops just by an inquiry from a bank ?? Why?
It shows you are eager for a loan
Hey Sharan with loads of success to you 👍👍💯💯 are you too a ☘️ fan huh?
Noice
That background 🤣🤣
Lotak for Kotak
JCJC for ICICI
NO Bank for Yes Bank
I don't know what Hegde Bank for 😂😂😂
Thanks for your comment, 👆👆What’sap me with the number showing above for more profitable investment plan.
HDFC Bank 💀
Kids noticing harshad mehta in background meanwhile me "BANK OF HABIBI" and "LOOTO BC"..... THE NAME PLATES below
“Bank of Habibi”💀💀💀
Did anyone noticed Harshad Mehta pic behind 🤣🤣🤣
I missed the "beep boop" part
He said he forgot u to tell this point, 😂 better not listen to him.. Who knows what else he misses now 😂
Harshad Mehta in background ❤️
I got 4 enquiry reported even though I enquired between 6 april and 16 april only
I love the guy in the background image
why is No One Talking about The "Buy a House You Cant Afford Today!
-Habibi"😂
Is it only with the CIBiL or other credit bureaus across the world?
Are the hard inquiries refer to physical face to face bank inquiries or via internet banking?
Harshad Mehta in the background makes it better
harshad mehta in the background
"Bank of habibi"🤨
May be bank 😅
Imagine asking for a loan. Not getting it and got your score lowered bruh
Back side photo frame! Scam 1992.
Harshad mehta photo with a haar 🗿
That harshad mehta thing in background
U Stoled Bro✌️
My man
Haha the background of Harshad Mehta😂
The 14 day policy could be right in India but in my country it’s generally 30-45 days
Wow ur from where I didn't knew Sharan had foreign viewers also 😂😂
@@adityanair6406 not sure if you’ve heard of Canada but that’s where I’m from. And I speak and understand Hindi so I enjoy his content lol. It’s not uncommon homeboy
@@Thisismyyoutubechannel69 I know Canada 🇨🇦 ✌🏻
Pls need all of this in bengali
Nimmouna😁, why do they do hard inquiry, ask them to do soft inquiry so that credit score will not get reduced
"you do this with your girlfriend also?" 💀💀💀
Exactly.. these credit score checks lowers the score..😢☹️😣🤔what a logic?
Heeeeeevvyyy durrrdddd😂😂😂😂
Fatheredd
Hegde bank and Lotak bank!
Harshad Mehta 🤯
He do better acting than our bollywoof nepokids😊
Jcjc bank and no bank new banks artived in sharans world 🤣🤣🤣🤣
5BHK with just one girlfriend 💀
Not Sharan it's Kamal Hassan from Sadma.
Who read, "It is injurious to say 'kya phook ke Aya hai be' in here"
See.the boss pic was in the wall
no bank asks for ta or coffee
After long time Rammurthy came
30 Points is Crazy
That looto bc😂😂😂