@@ragazziita Work while you are in school and get as many scholarships as you can. Pay as you go. I know it's not cheap, but don't be another statistic for med students that spend the next 25 years paying off the loans.
@@ragazziita Go to community college first and then transfer to your local state university. Don't fall for the "college experience" hype. It is nothing, but lies.
From the bottom of my heart and I'm only 20 years old. Just dont pursue it if you cant afford it. College is free for me I actually get a free $2000 a quarter. Due to my moms brains and my hard work. I know people who are depressed because of SLD and college is getting worse professors dont care or have the time for you. It's hard to get a job now lowkey and competition is crazy. Imagine you with no debt even if you're only making 40k a year. Invest create start something. You won't regret it. Get into herbs and organic health to prevent heart disease instead of going to school to try to save someone with a terrible lifestyle and diet. If not then do you. I can only give advice.
@@ragazziita Suppose she never pays back any of the 120K. The worst that can happen to her is that she's ruined her credit and will have to pay her large capital expenses in cash. And she can't own a home. That's not so bad. She gets the benefit of having had the 120K. And an education. It's not like - where if she had robbed a bank - she'll ever have to go to prison.
Don't get degrees in French poetry or African American studies. I have 300K in student loans and I pay $3500 per month but I make over 200K per year so my payments are easy to make. Get degrees in useful fields; don't trust guidance counselors.
Funny....the folks who replied have no comprehension skills. They didn’t understand your simple comment 😂😂😂😂😂 I hope they don’t have student loans 🤷🏽♀️
I made more money driving trucks than going to college, accumulating debt, and slowly paying it back working for McDonald's
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Left school at 15, had a hell of a life, got my certificates whilst working, run my own business, sold business to retire very early. I own property, I want a break, I pack a bag and go, drive a car that most envy. Another thing I dont have besides a uni education is a wife, dont have one of them, nor do I want one
Sshhhhh. I don't want anymore competition than there already is. There are far too many people in the market now, which inflates the values of investment properties.
NOPE. A home is an investment that increases in value over time and you can sell it and get way more than you paid back. College does not work that way.
@@shannysalcedo3627 It is possible that college education MIGHT increase in value over time, but you'd need to offset that with the interest you incurred on any loans you may have taken out (or that your parents may have paid). In my 50+ years on this planet, I have not seen that occur in most people I've know, including those with professional and post-doc degrees. What does seem to increase in value over time is someone's years of experience and skill set in their specific profession, but what seems to REALLY make the difference is who you know.
Exactly. News reporter doesn't mention school choice as the biggest variable in expense. They even said 120k is the national average. That's dishonest. It's 120k for out of state tuition. If you go in-state, and even spend the first 2 years at community college, it'll be WAAAAAAY less.
I joined the US Army Got a free college Education , did 20 years retired at 37 years old. House is paid off, no credit debt, credit score 825! Been retired for 25 years and love it
the worst part is that the colleges MASSIVELY over charge students, the price of college has more then DOUBLED in then last 30 years, and thats the low estimates.
@@red32303 government subsidizing college is what made it expensive. College is greedy. They see you got more access to money they will just jack up the price.
Supply and demand. Countless people willing to give away their $$$$ along with a government letting students borrow whatever amount for whatever degree no matter how useless it is, and you get big price tags.
That depends on what colleges you're talking about . In California legislators decide to what extent to subsidize CSU and UC. Not the colleges themselves.Given the choice - and a fixed amount to either spend on colleges or prisons. Funding prisons - and maintaining public safety - has been more of a priority. Aside from that, both CSU and UC supplemented their income with foreign students who pay double tuition.
That the thing they're not thinking about the end goal which is there career. They think they can take out $120K, go to a private university, major in Theatre, and then become an actor a week later.
@@techno.4aov91 It doesn't have to cost 120k to get a college education. That is if you're heading out of state and or going to a private school. My education cost me about 25k, paid through Pell Grant and my employer. Also, you have these universities who increase the price of tution because of "reasons"; one of which is the demand for college. So yeah, the problem is who ever is teaching these kids that the university life is ths way to go and pursue whatever they want.
I went to a community college, and then transferred to a state school. Employers have never cared about the name of the schools I went to. Two things I have been asked are 1.) Did you graduate? 2.) What was your GPA?
They will also asked where you interned at. An internship is almost a requirement for anyone getting a job in their field of study. Someone with a 3.0 GPA that has internship experience to go along with references, will land a job over someone with a 3.75 GPA and no internship 95% of the time.
Colleges and universities are making hundreds of millions of dollars a year off students and every single penny is tax free. They make even more if the student if from out of state.
I love it how they blame tax cuts to the rich as their problem for the circumstance they are in. Take responsibility for your own actions. Bunch of clowns.
Yes they need to take responsibility for their own actions Doesn’t mean tax cuts to the rich help any, nor are they what’s best for society in general at this moment.
Went to public colleges, no debt, took 5or 6 years, worked all the time, bought a house in college and make 6figures now. This college thing and the loans today are a scam. Most these kids shouldn't be in college anyways.....oh, and college degree? never made me a dime, no one ever asked. It was me they hired.
Here we have two ISSUES: 1. Gaining knowledge - you can get knowledge on your own actually and college is not needed in most of the cases. U can buy textbooks even for $1000 and learn the same knowledge at the same level. Especially in regards to humanistic subjects where it’s all based on reading books and conversations. Some problems arise in case of scientific subjects where u need a laboratory, devices etc. 2. Labour market - here we have a negative trend that for many regular office jobs it’s required to have some college education (bachelor’s) degree what is ridiculous when we look at activities and skills needful in those jobs.
1:47- I remember being told this prior to my admission to a university. I almost fell for that tour guide's (aka sales rep's) sales pitch. If I had, I would be $100K in debt 3 years ago.
@@yoleeisbored I luv community colleges. In fact my local CC saved me - I had almost given up on myself. But my CC gave me a chance to take classes that I absolutely hated when I was in HS; and, consequently I was able to acquire skills and knowledge that were previously beyond my reach. I was also able to explore different subjects and trades and find which ones that I liked. If I could have had my way, I would have completed 5 different trades. But I was only able to complete 3. 😁
Occupation: Postdoctoral Fellow in Cancer Research Salary: $47,800 per year May 2016 Balance: $51,000 October 2019 Balance: $9,720 Earliest Zero Balance Date: July 1, 2020
Chances are. If you aren't spending a lot of time in studying in the library when you're at school. And if you didn't become a library-rat or a lab-rat - then going to college was a waste of money for you.
Sadly, these students are around 18 when they take on these obligations. An 18 year old is not mature enough to make such a decision. But then again, I think the voting age should be raised to 25
If no one goes to uni anymore, who is going to pay for all the admin personals? Funny thing is a lot those people can only be employed by this system are those ones who take out huge loans to go in the first place.
Should the State start helping, if it pretends to schooling to every one. Many will be left behind, while others can never pay the loans. Does the University need all this high fees. On what is this money is being spent.
Henry Galea :. Have you looked at the violence by students and faculty against conservative speakers, the protests against any real learning? And that was done when they were under huge debts! Can you imagine when taxes fund the college EDUCATION (?), would any resemblance of teaching/ learning can be done?
If my Governments, on a small island , can make it, expect that other leaders will help students. Apart, students, also have Stipends, which keep helping them through out their requirements, such as books, etc.
Many states have been slashing education spending which caused many state schools to raise tuition fees which in turn caused many students to take out more loans.
Free college tuition? There is not a thing called a free lunch. Tax payers shouldn't be forced to pay. Ban federal student loans = cost of tuition will go down!
starlitopensky1 In the 1800's inbred stupid shits like you said the same about free public education for Elementary and Secondary schooling. America needs to hang its head in shame for lacking the basic human right to a free college education.
The government has done a poor job with K-12 schools. As per pupil spending has increased over time, student achievement has either dropped or stagnated. Using the government's subsidy of K-12 as a justification for making college "free" is a lousy argument. Furthermore, your "inbred filth" comment shows your inability to use reasoning to bolster your argument; you have to childishly resort to name calling. Shame on you, especially if you're a teacher.
The athletes get free college tuition. Why shouldn't the actual students? And don't try claiming that it's a pipe dream. My uncle went to USC in the 1960s - and it was free. And though we no longer have tuition-free higher education, we still have tuition-free primary and secondary education. If our tax dollars shouldn't fund education, what should they fund? We are supposed to receive services in exchange for our tax dollars. We're not supposed to pay billions in taxes and receive nothing in return.
Between my Bachelor's and Masters Degree I don't think I paid more than $500 in textbooks (including those software programs certain classes like Organic Chemistry make you buy to do the hm). Life hack for college- 1) use an older edition of the textbook or 2) if option 1 isn't possible (bc you have hm problems assigned from the current edition), go to the bookstore and take pictures of the problems. Save hundreds that way easily.
It's amazing that these women at 9:15 only think these things after they went into debt despite having all of the information they needed to understand the American college system. Alternative education and pathways to college were likely available.
Poor Nina who has a degree in Persian studies, but didn’t get the Master’s Degree which would afford her a government job with the military for life. She now uses her degree to now teach English in China.
A major doesn’t mean anything. My friend from high school majored in Astrophysics but there weren’t any jobs for him and he was stuck with $40,000 in student loans. Maybe we should be lawyers and argue this out but there won’t be any jobs left and will be stuck with more debt.
@@LGnLA, accent aside, he STILL doesn't sound college educated; plenty of Southerners have accents but still sound college educated, he is not one of them; and that terrible rapping doesn't sound like it could generate enough cash to pay back $2 in loans
Try to get some scholarships and start working so that you can pay as you go. And also "Make sure you get a degree that has value". Don't spend 30K or 40K on a degree that you end up making minimum wage. Also, see if you even need a degree in what you want to do. Many people get degrees in something that they didn't even need to go to college for. Have a plan and be intentional. Then the worry will go away because your taking control of the situation.
Just like many native Americans can receive tuition remission as a form of reparation from state schools in territories where many tribes reside, so should African Americans who are descendants of enslaved people. I damn sho was not going to pay for anything college wise when my ancestors gave 400+ years of free labor to this country. As a result of my thinking regarding this issue and my strategic planning, not only was I debt free through undergrad and grad school, I got paid to go to school. Earning my degrees was the best thing that happened to me but not if I was going to be buried neck high in debt for a degree.
I’m more concerned about the worthless degrees these kids get, if you graduate from university and all you can get is $12 an hour then it’s nobody’s fault but yours. I know welders and electricians who started their jobs at $25 and hour and now making $45, all it took was a 6 month technical school with no college debt.
And if you put $120K into a simple ETF Dividend like $DIV or $SDIV you'd be pulling in $700-800 every MONTH without touching principle. Get yourself a trades job and with that type of recessive income coming in, if you were wise and reinvested it you'd retire comfortably before 35. Or, you know, work and be a debt slave. These people are far too "educated" for me, they're smarter and understand Rick and Morty better than I do. t. Retired before 30 type, high school diploma
I attend USC in Los Angeles for free. I got a full ride scholarship. I didn’t start here though. I went to community college back in the Midwest first.
Almost everyone on the internet who "can't afford to pay" for their student loans has a computer that cost 400% more than ACER that I'm on that basically does the same job, as far as things that are necessary. Usually if they show their car in the video, as well, it's a new car, and not an entry level model. They have money for whatever luxury they want, just not to pay back debts they took out.
why is that people expect people to live like crap. Mac books are just computers. Yes top of the line but hell in life you need something nice once in a while. It aint like they living in a mansion with 15 cars.
Its common in these videos, loads of apple products but they're broke. I'm not sorry for them. I got all my degrees without losing and I'm debt free however I've never had an iphone or macbook
There are two types of people who go to college those that leave with an occupation and career and those who took classes. Those who took classes are the ones who have a job that they could have gotten with the high prices piece of paper. They can’t pay there loans??? If your not going for a very specific career it’s not worth it.(nurse, pharmacist, CPA, etc)
A 4-year vacation!..at UNC .I finished in 1979 and times were certainly different. No frills, state college, a side job, no debt. Phew! It is criminal that we won't educate our young yet wade into war with impunity!
Abolish paid education, make it free like in Europe ! Economy sucks in Europe as much as in USA but at least education is free ! But not in USA. So on top of bad economy (only 1% growth, unemployment rate maybe 20% and self employement growth about 7%per year) students have to face paying back their education that litteraly is useless ! This is Absurd !
I heard about that rapper on Dave Ramsey. If he can pay it off then so can you. Making $12 an hour ain't gonna cut it. Find jobs that pay more than $12 hour. Dont feel sorry for these people who borrowed the money. There is no guarantee you will get a job with a degree.
Now I am obviously no expert on how this stuff works, but lemme know what you think of this for getting student debts paid...It would be similar to a 401k plan. You contribute say $200 a paycheck towards your student loan. It gets automatically deducted. That $200 becomes nontaxable income for you as the employee and eliminates the FICA taxes the employer would have to pay if that income were taxable. This would give the employee incentive to pay off their student loan faster. And this would give the employer incentive to hire new graduates with student debt. The government is helping by not taxing, but not outright giving handouts. People need to work for the support . Thoughts?
Yeah, I want to hire all those black kids at my Fortune 500 company. D1 is upper level management material for sure. Anyone have their contact information?
All im seeing her is all of you are just mad because now you have to pay. Didn't figure on that did you. Im so glad mommy and daddy didn't pay for it. Just dont burden your parents by moving home. Get 2 jobs. Suck it up. All your party friends are gone. Wake up. The govt figured out real quick if you chould you would walk away from the loans you would. No more bankruptcy. Pay back your loans. You did it. Pay. Now the poor little boys and girls have to work.
Never went to Uni, college, hell I barely finished school... No debt, 70k in the bank savings and building my house. 31 years old now. My advice? Skip further education and don't have kids young. If possible, have great parents.
Here 18 year old? You can have unlimited loans for you. That's going to end well. When you have all this money offered to you of course the universities are going to raise their prices.
Wrong from the first 60 seconds. About 33% of graduates have ZERO debt -- they work their way through at state schools, get scholarships/grants and/or family assistance. The remaining 2/3ds have an average $30k debt but the median debt load is closer to $15k. A small percentage of 6-figure borrowers skew the average. Hard to watch the rest of this when they're so wrong, so fast...
The is a very weirdly produced report. Walking during an interview and ending by telling a giant bronze turtle that she can't afford her student loans? I honestly don't know what to think.
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Vote with your feet, if you dont go to uni, the prices will drop. If you feel that you must go to uni, be careful about the courses you do, and make sure there is a job for you when you get out, like Doctor, Engineer, Computer Programer, dont pic subjects like Drama, Religion and so on, because I am sure there are not too many jobs out there. As far as this problem goes, I have no sympathy for anyone, because if you run up a debt, you have to pay it back dont you.
Although I don’t agree with her failure to take responsibility for her actions, you insinuating that someone is a “blob” or isn’t the future because they’re overweight is pretty idiotic, just FYI.
120k for an education?? Someone needs to educate these students not to get educated!
How do you suggest I get my medical degree, then?
@@ragazziita Work while you are in school and get as many scholarships as you can. Pay as you go. I know it's not cheap, but don't be another statistic for med students that spend the next 25 years paying off the loans.
@@ragazziita Go to community college first and then transfer to your local state university. Don't fall for the "college experience" hype. It is nothing, but lies.
From the bottom of my heart and I'm only 20 years old. Just dont pursue it if you cant afford it. College is free for me I actually get a free $2000 a quarter. Due to my moms brains and my hard work. I know people who are depressed because of SLD and college is getting worse professors dont care or have the time for you. It's hard to get a job now lowkey and competition is crazy. Imagine you with no debt even if you're only making 40k a year. Invest create start something. You won't regret it. Get into herbs and organic health to prevent heart disease instead of going to school to try to save someone with a terrible lifestyle and diet. If not then do you. I can only give advice.
@@ragazziita Suppose she never pays back any of the 120K. The worst that can happen to her is that she's ruined her credit and will have to pay her large capital expenses in cash. And she can't own a home. That's not so bad. She gets the benefit of having had the 120K. And an education. It's not like - where if she had robbed a bank - she'll ever have to go to prison.
Don't get degrees in French poetry or African American studies. I have 300K in student loans and I pay $3500 per month but I make over 200K per year so my payments are easy to make. Get degrees in useful fields; don't trust guidance counselors.
Zxyw 0987 whats your job?
Well what are useful fields to u
You make 300k on those degrees?... How many kilos of crack are you selling to African Americans using French poetry?
Funny....the folks who replied have no comprehension skills. They didn’t understand your simple comment 😂😂😂😂😂
I hope they don’t have student loans 🤷🏽♀️
@@abes.4040 Reading comprehension helps. I'd say you aren't college material; save your money.
I made more money driving trucks than going to college, accumulating debt, and slowly paying it back working for McDonald's
Left school at 15, had a hell of a life, got my certificates whilst working, run my own business, sold business to retire very early. I own property, I want a break, I pack a bag and go, drive a car that most envy.
Another thing I dont have besides a uni education is a wife, dont have one of them, nor do I want one
@ you're the GOAT
@@jeremiahwilliams99 Dont understand, what is that supposed to mean?
@@jeremiahwilliams99 yeah get out of here nobody wants you here
@ it means greatest of all time. It's a compliment. I liked your life story even without a degree. 💪🏿🙏🏽
Forget college at that price. Your better off working and becoming a real estate investor early on.
Mr Keep it real I agree with your comment.
With what money?
Oh check out cherif medawar, jay morrison, khalif sarahize, shakaama, ron legrande
Sshhhhh. I don't want anymore competition than there already is. There are far too many people in the market now, which inflates the values of investment properties.
ItsInTheDetails the buble will burst and all these real estate artists will be jobless
college is the new mortgage.
NOPE. A home is an investment that increases in value over time and you can sell it and get way more than you paid back. College does not work that way.
The housing bubble says hi
Facts
@@le_th_ college is an investment that increases in value over time too.. In this case, it would be your earning potential or annual income.
@@shannysalcedo3627 It is possible that college education MIGHT increase in value over time, but you'd need to offset that with the interest you incurred on any loans you may have taken out (or that your parents may have paid). In my 50+ years on this planet, I have not seen that occur in most people I've know, including those with professional and post-doc degrees.
What does seem to increase in value over time is someone's years of experience and skill set in their specific profession, but what seems to REALLY make the difference is who you know.
OMG!!! Community college!!!! Then go to the cheapest university you can find while working parttime
Exactly. News reporter doesn't mention school choice as the biggest variable in expense. They even said 120k is the national average. That's dishonest. It's 120k for out of state tuition. If you go in-state, and even spend the first 2 years at community college, it'll be WAAAAAAY less.
Totally agree. You can go about college the cheap way.
Or, don't be a pansy and join the military
Some of these eligible lazy fu.ks can serve their country first and get their education paid for. Lazy fu.ks!
Lol broken house and all but they chilling with 2000 macs lol
Most college students don't have macs.
MuffinSubscriber And cats to feed...!!
$1200 Macs... c'mon.. But they too were bought on credit.
Yep
Sell the mac n da cat 😅
I joined the US Army
Got a free college Education , did 20 years retired at 37 years old.
House is paid off, no credit debt, credit score 825!
Been retired for 25 years and love it
Curious, 20 years of what?
@@TheBlueBlur100 he said the army
the worst part is that the colleges MASSIVELY over charge students, the price of college has more then DOUBLED in then last 30 years, and thats the low estimates.
This is partially due to all the noneducational perks (gyms, concerts, cafeterias, etc.) That colleges use to attract students. But only partially.
@@red32303 government subsidizing college is what made it expensive. College is greedy. They see you got more access to money they will just jack up the price.
Supply and demand. Countless people willing to give away their $$$$ along with a government letting students borrow whatever amount for whatever degree no matter how useless it is, and you get big price tags.
That depends on what colleges you're talking about . In California legislators decide to what extent to subsidize CSU and UC. Not the colleges themselves.Given the choice - and a fixed amount to either spend on colleges or prisons. Funding prisons - and maintaining public safety - has been more of a priority. Aside from that, both CSU and UC supplemented their income with foreign students who pay double tuition.
Mmm or don’t take out $120K when you don’t have a dime to your name.
That the thing they're not thinking about the end goal which is there career. They think they can take out $120K, go to a private university, major in Theatre, and then become an actor a week later.
@@TheBlueBlur100 yea but why does it cost 120k to get your education?
@@techno.4aov91 It doesn't have to cost 120k to get a college education. That is if you're heading out of state and or going to a private school. My education cost me about 25k, paid through Pell Grant and my employer. Also, you have these universities who increase the price of tution because of "reasons"; one of which is the demand for college. So yeah, the problem is who ever is teaching these kids that the university life is ths way to go and pursue whatever they want.
I went to a community college, and then transferred to a state school. Employers have never cared about the name of the schools I went to. Two things I have been asked are
1.) Did you graduate?
2.) What was your GPA?
Exactly. Those prestigious schools don't make you more money, they just take a lot more money.
They will also asked where you interned at. An internship is almost a requirement for anyone getting a job in their field of study. Someone with a 3.0 GPA that has internship experience to go along with references, will land a job over someone with a 3.75 GPA and no internship 95% of the time.
Colleges and universities are making hundreds of millions of dollars a year off students and every single penny is tax free. They make even more if the student if from out of state.
I had 000000.00 student debt.
I love it how they blame tax cuts to the rich as their problem for the circumstance they are in. Take responsibility for your own actions. Bunch of clowns.
Yes they need to take responsibility for their own actions
Doesn’t mean tax cuts to the rich help any, nor are they what’s best for society in general at this moment.
Don't send your kid to college if you haven't saved. Thats financial negligence.
Went to public colleges, no debt, took 5or 6 years, worked all the time, bought a house in college and make 6figures now. This college thing and the loans today are a scam. Most these kids shouldn't be in college anyways.....oh, and college degree? never made me a dime, no one ever asked. It was me they hired.
the 2 strong and independent cat ladies lol
Here we have two ISSUES:
1. Gaining knowledge - you can get knowledge on your own actually and college is not needed in most of the cases. U can buy textbooks even for $1000 and learn the same knowledge at the same level. Especially in regards to humanistic subjects where it’s all based on reading books and conversations. Some problems arise in case of scientific subjects where u need a laboratory, devices etc.
2. Labour market - here we have a negative trend that for many regular office jobs it’s required to have some college education (bachelor’s) degree what is ridiculous when we look at activities and skills needful in those jobs.
1:47- I remember being told this prior to my admission to a university. I almost fell for that tour guide's (aka sales rep's) sales pitch. If I had, I would be $100K in debt 3 years ago.
Same with me except mine would have been almost 200k lol I was like nah
Community college need to encourage
@@yoleeisbored I luv community colleges. In fact my local CC saved me - I had almost given up on myself. But my CC gave me a chance to take classes that I absolutely hated when I was in HS; and, consequently I was able to acquire skills and knowledge that were previously beyond my reach. I was also able to explore different subjects and trades and find which ones that I liked. If I could have had my way, I would have completed 5 different trades. But I was only able to complete 3. 😁
Such an important discussion! Thanks for the video.
120k for a BA? You should have done some math on that.
according to some stats, student debt has since 2012, exceeded credit card debt.
Forget credit card debt. Most of these student loans are much higher than an average mortgage.
@@vickieclark5931 That's just plain false.
Occupation: Postdoctoral Fellow in Cancer Research
Salary: $47,800 per year
May 2016 Balance: $51,000
October 2019 Balance: $9,720
Earliest Zero Balance Date: July 1, 2020
Almost there 💪🏽
Congratulations!
Girl witha degree in Persian studies?
Are you kidding me?
Chances are. If you aren't spending a lot of time in studying in the library when you're at school. And if you didn't become a library-rat or a lab-rat - then going to college was a waste of money for you.
Sadly, these students are around 18 when they take on these obligations. An 18 year old is not mature enough to make such a decision. But then again, I think the voting age should be raised to 25
Where are their parents? Surely an 18-year-old gets *some* guidance.
If no one goes to uni anymore, who is going to pay for all the admin personals? Funny thing is a lot those people can only be employed by this system are those ones who take out huge loans to go in the first place.
Should the State start helping, if it pretends to schooling to every one. Many will be left behind, while others can never pay the loans.
Does the University need all this high fees. On what is this money is being spent.
Henry Galea :. Have you looked at the violence by students and faculty against conservative speakers, the protests against any real learning? And that was done when they were under huge debts! Can you imagine when taxes fund the college EDUCATION (?), would any resemblance of teaching/ learning can be done?
If my Governments, on a small island , can make it, expect that other leaders will help students. Apart, students, also have Stipends, which keep helping them through out their requirements, such as books, etc.
Henry Galea Where are you from?
Many states have been slashing education spending which caused many state schools to raise tuition fees which in turn caused many students to take out more loans.
Dude is making money rapping about student debt lol he’s hard.
Free college tuition? There is not a thing called a free lunch. Tax payers shouldn't be forced to pay.
Ban federal student loans = cost of tuition will go down!
starlitopensky1 In the 1800's inbred stupid shits like you said the same about free public education for Elementary and Secondary schooling. America needs to hang its head in shame for lacking the basic human right to a free college education.
Free college is not a basic human right.
The government has done a poor job with K-12 schools. As per pupil spending has increased over time, student achievement has either dropped or stagnated. Using the government's subsidy of K-12 as a justification for making college "free" is a lousy argument.
Furthermore, your "inbred filth" comment shows your inability to use reasoning to bolster your argument; you have to childishly resort to name calling. Shame on you, especially if you're a teacher.
The athletes get free college tuition. Why shouldn't the actual students?
And don't try claiming that it's a pipe dream. My uncle went to USC in the 1960s - and it was free. And though we no longer have tuition-free higher education, we still have tuition-free primary and secondary education.
If our tax dollars shouldn't fund education, what should they fund? We are supposed to receive services in exchange for our tax dollars. We're not supposed to pay billions in taxes and receive nothing in return.
MegaBall PowerBall you realize federal loans are the main reason for these outrageous prices right?
Here's a crazy idea: don't borrow so much damn money for school that you will probably never pay back again.
Mike Nelson That's why College needs to be free.
if it's made free then i want a FULL reimbursement for the money that i spent on TUITION
Here’s another crazy idea: When your house is on fire, don’t put it out with water.
Only in a socialist country
Got my Masters Degree in 12th Century Norwegian Literature and here I am saying "Did 'ya wanna supersize that?" WTF!!!!!
pranksterguy1 Really? wow that's crazy
😂
what!!!??? Dude you could have actually went to Norway to get a masters degree.
How do you say that in Old Norse?
Don't give up students! My family has paid off over $28k of debt in 18 months, it is possible to break the cycle.
What jobs did they get?
My family don't got money so I'm on my own. Screw college it is not needed for my career goals, some people need it though.
Your family, you did pay nothing freeloader.
How many family members are we talking? 😂😂😂😂
@@piggykhan 🤣😂😂😂😂💀
Between my Bachelor's and Masters Degree I don't think I paid more than $500 in textbooks (including those software programs certain classes like Organic Chemistry make you buy to do the hm). Life hack for college- 1) use an older edition of the textbook or 2) if option 1 isn't possible (bc you have hm problems assigned from the current edition), go to the bookstore and take pictures of the problems. Save hundreds that way easily.
It's amazing that these women at 9:15 only think these things after they went into debt despite having all of the information they needed to understand the American college system. Alternative education and pathways to college were likely available.
13:07 best song/video EVER!!!💜💜💜💃💃💃💃♪♫♪♫💯 BRAVO sir!!!😍
I went to college in the '90s. It was 10k/year for out of state tuition. I took some electives at the local community college fro $25/credit.
I get MOST of my useful knowledge off Wikipedia .
*TH-cam
Poor Nina who has a degree in Persian studies, but didn’t get the Master’s Degree which would afford her a government job with the military for life. She now uses her degree to now teach English in China.
I wonder what these guys majored in
sidharth chand gender studies , history, and Spanish poll dancing
+Ricy Bob basket weaving
A major doesn’t mean anything. My friend from high school majored in Astrophysics but there weren’t any jobs for him and he was stuck with $40,000 in student loans. Maybe we should be lawyers and argue this out but there won’t be any jobs left and will be stuck with more debt.
Fine arts
@@daveyjones3016 When I inevitably go to college I want to become a lawyer not a gender studies major.
My family thought I was stupid for not completing college. I work and have No debt. 😁
A degree in Starbucks and pizza is a great investment.
srini gypsy a degree in glue sniffing
Matthew Garcia haha for real
Yeah, it is really sad that all the conveniences and fun stuff in the colleges your paying more for than the degrees.
If you can't pay for University don't go...and always know what kind of university your going to. Not everyone is supposed to be university educated.
>Does business study
>Becomes bad "rapper" who no one knows
>Raps about "student debt"
@Whitnerin 1 He literally put his degree to use, so i'd say the education was well worth it for him and he proves that it is working lol.
I feel that it was just made for this video specially
Never went to college or university. Debt free making close to 6 figures.
Most high school kids are aware of this but still apply
Because let's be honest, who wants to do jobs that breaks a sweat? no one.
More people going to college, more people coming out with debt.
Its basically a four-year vacation (albeit an expensive one!)
D 1 does not sound like he has a college education
It's called, an accent.
@@LGnLA, accent aside, he STILL doesn't sound college educated; plenty of Southerners have accents but still sound college educated, he is not one of them; and that terrible rapping doesn't sound like it could generate enough cash to pay back $2 in loans
Are you educated?
I don't think the house will."crumble under the weight of debt", it'll probably be something else.....
It almost makes me scared to go to a university lol
Jovany Torres just gp to a Community college first for the two years you'll be fine
You SHOULD be scared. Very scared. I'm 50 years old and I wish I had never incurred that debt. It wasn't worth it.
GO TO EUROPE, YOU WILL BE FINE THERE!!!!!!!!!!!!!!!!!!!!!
Try to get some scholarships and start working so that you can pay as you go. And also "Make sure you get a degree that has value". Don't spend 30K or 40K on a degree that you end up making minimum wage. Also, see if you even need a degree in what you want to do. Many people get degrees in something that they didn't even need to go to college for. Have a plan and be intentional. Then the worry will go away because your taking control of the situation.
If you have to take out loans, make sure the total is less than what you're future salary will be and you'll have them paid off in no time
If u don’t like student debt
Don’t get none.
I didn’t
Just like many native Americans can receive tuition remission as a form of reparation from state schools in territories where many tribes reside, so should African Americans who are descendants of enslaved people. I damn sho was not going to pay for anything college wise when my ancestors gave 400+ years of free labor to this country. As a result of my thinking regarding this issue and my strategic planning, not only was I debt free through undergrad and grad school, I got paid to go to school. Earning my degrees was the best thing that happened to me but not if I was going to be buried neck high in debt for a degree.
Looks like Nina and her mother have PLENTY of money for FOOD!!!
Glad i stayed in a community college after this i trade it in! I want my $$$ 4me
If you are relatively well off then the cost is not so much of a concern.
I’m more concerned about the worthless degrees these kids get, if you graduate from university and all you can get is $12 an hour then it’s nobody’s fault but yours. I know welders and electricians who started their jobs at $25 and hour and now making $45, all it took was a 6 month technical school with no college debt.
I never finished college. I have no student debt.
They guy has a college degree and uses the grammar of a 3rd grader. Is this for real?????
I noticed that!
Grammar is a Eurocentric construct used to dominate people of color
@@cerebralcaustic rEaLlY??
And if you put $120K into a simple ETF Dividend like $DIV or $SDIV you'd be pulling in $700-800 every MONTH without touching principle. Get yourself a trades job and with that type of recessive income coming in, if you were wise and reinvested it you'd retire comfortably before 35.
Or, you know, work and be a debt slave. These people are far too "educated" for me, they're smarter and understand Rick and Morty better than I do.
t. Retired before 30 type, high school diploma
This next economic crisis will come from Student Loan debt+credit card debt.
Lol model student...yeah because he isn’t paying a dime hahaha. What a joke.
I attend USC in Los Angeles for free. I got a full ride scholarship. I didn’t start here though. I went to community college back in the Midwest first.
@ 8:26 minute mark. Did anyone else notice Nina and her mother using MacBooks? Those look like the new models too.....
Almost everyone on the internet who "can't afford to pay" for their student loans has a computer that cost 400% more than ACER that I'm on that basically does the same job, as far as things that are necessary. Usually if they show their car in the video, as well, it's a new car, and not an entry level model. They have money for whatever luxury they want, just not to pay back debts they took out.
why is that people expect people to live like crap. Mac books are just computers. Yes top of the line but hell in life you need something nice once in a while. It aint like they living in a mansion with 15 cars.
exactly because this is your life. You damn right people gonna have something they like. Come on now
Its common in these videos, loads of apple products but they're broke. I'm not sorry for them. I got all my degrees without losing and I'm debt free however I've never had an iphone or macbook
@@Yobachi2007 so damn true
Did he just call UNC Asheville a prestigious university lol
In comparison to the university of Phoenix
There are two types of people who go to college those that leave with an occupation and career and those who took classes. Those who took classes are the ones who have a job that they could have gotten with the high prices piece of paper. They can’t pay there loans??? If your not going for a very specific career it’s not worth it.(nurse, pharmacist, CPA, etc)
A 4-year vacation!..at UNC .I finished in 1979 and times were certainly different. No frills, state college, a side job, no debt. Phew! It is criminal that we won't educate our young yet wade into war with impunity!
Abolish paid education, make it free like in Europe ! Economy sucks in Europe as much as in USA but at least education is free ! But not in USA. So on top of bad economy (only 1% growth, unemployment rate maybe 20% and self employement growth about 7%per year) students have to face paying back their education that litteraly is useless ! This is Absurd !
I heard about that rapper on Dave Ramsey. If he can pay it off then so can you. Making $12 an hour ain't gonna cut it. Find jobs that pay more than $12 hour. Dont feel sorry for these people who borrowed the money. There is no guarantee you will get a job with a degree.
Thankful that Dee-1 paid his loans back.
That's dee-1 in the thumbnail, New Orleans!
I want mortgage forgiveness for ever home owner.
Where is the cycle? I get the viciousness but I don't see where there is a cycle here.
Go. To. Jail. And. Get. An. Education. For. Freer. Hay.
Now I am obviously no expert on how this stuff works, but lemme know what you think of this for getting student debts paid...It would be similar to a 401k plan. You contribute say $200 a paycheck towards your student loan. It gets automatically deducted. That $200 becomes nontaxable income for you as the employee and eliminates the FICA taxes the employer would have to pay if that income were taxable. This would give the employee incentive to pay off their student loan faster. And this would give the employer incentive to hire new graduates with student debt. The government is helping by not taxing, but not outright giving handouts. People need to work for the support . Thoughts?
At 4:22 ... an excellent investment???? Really!!!
I work with students in higher education, soo many of them can’t tell me what makes up their financial aid package.
1 in 3 that I meet with.
I will never pay more than $8000 a year for a piece a paper it’s pointless
It's all a scam
Yeah, I want to hire all those black kids at my Fortune 500 company. D1 is upper level management material for sure. Anyone have their contact information?
😂 you messy
Joe Schmoe guaranteed Dee-1 makes more money than you.
All im seeing her is all of you are just mad because now you have to pay. Didn't figure on that did you. Im so glad mommy and daddy didn't pay for it. Just dont burden your parents by moving home. Get 2 jobs. Suck it up. All your party friends are gone. Wake up. The govt figured out real quick if you chould you would walk away from the loans you would. No more bankruptcy. Pay back your loans. You did it. Pay. Now the poor little boys and girls have to work.
Never went to Uni, college, hell I barely finished school... No debt, 70k in the bank savings and building my house. 31 years old now. My advice? Skip further education and don't have kids young. If possible, have great parents.
Even better have no kids ever.
@@Pcarnevaaa Absolutely, I hate the things.
I paid cash by working and going to school. Why would i rather borrow $5000 to do that? Im gonna have to pay it eventually?
States that have the lottery. There sud be no student dept
Here 18 year old? You can have unlimited loans for you. That's going to end well. When you have all this money offered to you of course the universities are going to raise their prices.
Wrong from the first 60 seconds. About 33% of graduates have ZERO debt -- they work their way through at state schools, get scholarships/grants and/or family assistance. The remaining 2/3ds have an average $30k debt but the median debt load is closer to $15k. A small percentage of 6-figure borrowers skew the average. Hard to watch the rest of this when they're so wrong, so fast...
Exactly Right.
dee-1's persona seems so fake and contrived.
I got my degree and am happily working part time at a chinese restaurant...
Get a welding torch.
Would you borrow $100,000 to gamble in Vegas? Probably not but truth be told that's exactly what students are doing with the debt for diploma scam.
The is a very weirdly produced report. Walking during an interview and ending by telling a giant bronze turtle that she can't afford her student loans? I honestly don't know what to think.
Vote with your feet, if you dont go to uni, the prices will drop. If you feel that you must go to uni, be careful about the courses you do, and make sure there is a job for you when you get out, like Doctor, Engineer, Computer Programer, dont pic subjects like Drama, Religion and so on, because I am sure there are not too many jobs out there.
As far as this problem goes, I have no sympathy for anyone, because if you run up a debt, you have to pay it back dont you.
120000 I mean how do you even pile up that much debt
By being stupid.
Just be like France and have free everything by taxing the middle class at 50%
It’s like all these people failed in Math
This is criminal Greed !
It better be nice campus that because you are paying for it. Go figure the one that dont need it get it free of charge.
9:04..."this is the future"...points to blob on the couch, smh
Although I don’t agree with her failure to take responsibility for her actions, you insinuating that someone is a “blob” or isn’t the future because they’re overweight is pretty idiotic, just FYI.
WHAT is her degree in??? Gender Studies? Physics? Yess, don't mention it, ll degrees or more or less the same...
Sallie Mae, where my job at in my field