Retired on Social Security in the Philippines/ Burned Out?
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- เผยแพร่เมื่อ 11 พ.ย. 2023
- Retired on Social Security in the Philippines/ Burned Out?@paulinthephilippinesolddog9234 What may have happened that I feel burned out on living in the Philippines?
So I’m guessing many older guys who didn’t plan for their retirement travel to the Philippines and try to live off just social security. Aren’t you still living in poverty?
Define poverty
No your living better in the Philippines because of cost of living do your math.
you live quite nicely on social security. you can even travel out of the country once a yr.
Well 2 or 3k US dollars goes a long way in the Philippines. 2k in the US would be hard to live on I would think.
@@ericlilley2735 Damn hard. even in small town Amerika 2k be hard. I am a multi-millionaire in the Philippines. LOL!
Hello Paul, I'm an Australian who has been living here in Manila for 2 years.
I am in my 70's and quite active.
I travel to other countries twice a year at 6 monthly intervals and each time I return to Philippines the friendliness and smiles from these people is something that I have not experienced in other countries.
I agree that some things in daily life here can be annoying, like the "out of stock" routine but overall this country is where I want to sign off.
I'm selfishly happy that Philippines doesn't make the top 15 most desirable countries for expats to retire..Its my observation that it's the expats who are the problematic people in this beautiful garden.
I am so glad to hear that. Wish you all the best. Have a good one!
Excellent, eye opening analysis. As an American I think IM Not always aware of my extravagant expectations! For me, I think I'm realizing I just get bored here and need that change; hence your idea of leaving two times a year may be the answer. Thanks
I wonder how many expats ever bother to learn the native language .
Canaries is perfect! Try them. Tenerife, Gran Canary.
I wish you the best of luck Woody.
With all sincerity , no matter where you go, there you are. After a few years here and there you have likes and dislikes. Searching for Nirvana is a hopeless task. You have a good woman, enjoy what you have where you have it. The grass isn't always greener somewhere else. It just different.
Well Said 🎉
Well said, Buckaroo 😊
Yes it would be very different from now
The question however is would it be better?
The question is not that the grass is greener on the other side but what are they spraying on it? All that green doesn’t mean it’s good grass.
I agree with everything you said but it might be nice to have a change just to freshen things up.
I think that we all get a little despondent eventually living in Asia. Once the novelty has worn off, we start to get more frustrated and irritated with the negatives (especially old dogs). I've been in Thailand now for 15 years and I'm 65. Yes it has gotten more expensive, but it's still a lot cheaper than my own country (UK). Personally I don't think any place will satisfy all our expectations. You have to learn to accept the good along with the bad.
Your a good guy than Paul, he has no satisfaction unlike you, you have broad minded and right
Ive lived here in Thailand on and off for 30 years Trevor but traveled all over I am British and visited the Philippines many times but culturally not my cup of tea ive met many Americans here in Asia especially working as a Dive instructor in Phuket and most struggle here in Asia because of the Cultural barriers many return to America, California is full of Americans with Philipino wives, Paul is probably now entering the phase of Cultural burn out Ive seen that happen here many mabny times in Phuket Us Brits seem to fare much better here in Asia possibly something to do with our great sense of Humour and not taking our lives here to seriously..
@@louisdisbury9759yes John Cleese helped me with that😂. Don't mention the war I think I got away with it
@@louisdisbury9759
The only funny Brit I’ve ever known is Benny Hill, and I couldn’t understand half the shit he said, sorry just being truthful from the USA, and yes, I’m ready to take some shit for my comment, haha!😂
@@louisdisbury9759 - Actually if someone were to do a valid clinical study on such things, they would likely find no significant difference between the percentage of Americans with a good sense of humor and the percentage of people from the UK with a good sense of humor - same goes for how serious people take themselves. But even if there were a somewhat measurable difference, I’m afraid that individual differences from person to person FAR outweigh any differences between the two groups as a whole when it comes to determining who will be happy living in Thailand and who will not. Human being always convinced that something is so based on their own personally experiences or on anecdotal evidence, but the truth is these things are not even slightly statistically relevant in determining any overall differences between one group of millions of people and another. Of course, the fact that far more people from the UK and Australia visit Thailand than do Americans (likely do to the much closer proximity) pretty much ensures that more people from the UK will also end up deciding to retire there and ultimately stay. Also have more people living there to begin with from one's own country makes it easier to adjust to life there.
As for me, I have been frequently traveling to both Thailand and the Philippines for over 30 years now and had previously stayed in Thailand for over a year once before later deciding to retire in Phuket two years ago. However even as I was making the decision to do so (mostly for economic reason) I was 90 percent sure that I would not be happy living there permanently based on how well I knew the country and the culture - including what lies beneath the friendly smiley surface veneer of Thai society. Anyway, after two years in retirement there I just suddenly woke up one morning and decided not only that I wanted to be back in California, but that I also wanted to go back to work. I was fine one day and the next it just hit me like a light bulb going off. Much the same as with Hawaii, where I once lived, I just came to the conclusion the Thailand is a much better place to vacation than to live.
By the way, one absurd fallacy that people really need to get out of their heads is the idea that if they are happy in Thailand for decades at a time that it is because they are somehow better at adapting to new environments than others or that they are better at “taking the bad with the good”. The truth is that it is simply a matter of personal preference and preferences vary from person to person. Also, when you speculate that certain groups fare better in Asia than others, I think you meant to say Southeast Asia. After all, there are over 60 countries in Asia all with unique cultures and customs. And let's face it, living in a place like Korea or Japan is a whole different world from living in Thailand. That being said I am personally very good at adapting to new places myself. The first time I lived overseas in Japan for a year in my early 20’s there was naturally some culture shock and some home sickness but then when I eventually went back for another 4 years in my 30's I just instantly adjusted like I had never left. And it was the same with every other country I ever went to from that point on. I would just instantly side into life there as if I had always lived there. And of course, I have also never experience homesickness since that first time. Still, this does not mean that I cannot still have a preference to live in one place over another, and that preference has always been Southern California for me. Speaking of Japan, it was really a very difficult decision to leave there (Tokyo) and probably the main reason I left was the lousy weather. When leaving Thailand however the list of cons was literally as long as my arm. And these were all things I was painfully aware of before I even moved there in the first place after retiring. By the way, I have a Thai girlfriend who is the hottest Thai girl I have ever seen in my life. She is also a very smart college student, makes me laugh, can speak English without a Thai accent, and is someone who is so crazy about me that I know she would stay with me even if she suddenly became independently wealthy (my test for all Thai women I date). And yet EVEN this was not enough to get me to stay in Thailand any longer. Hopefully I will eventually get her over here but even if I do not, I'm happy to be back here in California.
As for there being a ton of Americans with Filipina wives in California that may well be - although I personally have only come across a handful of them myself. It is true of course that 90 percent of Filipinas living in the USA are spread between California and Hawaii but only a small percentage of those got here by marrying an American. Furthermore, a guy from Montana is statistically just as likely to go to the Philippines to find a wife as a guy from California. So, the higher numbers of Filipinas in California has nothing to do with Californians having more of a preference for Filipina wives than that of guys from any other state. It has to do with the fact that they have always had a strong hold in these areas which means that people wanting to come over are more likely to have relatives or friends in these states who can help them get over.
I'm an American in the midwest who has been married to a Filipina for over 30 years and just retired this year. America is a good place to make money but a horrible place to retire so we are looking for a new home. We just came back from visiting the Philippines and Thailand. The Philippines is tough due to horrible infrastructure, pollution and issues with her family expecting us to pay for whatever they want.
We looked at Costa Rica (too expensive) and Panama ( almost as expensive) also. We gave Ecuador a look but have you seen the crime there now? It's getting out of control. The current election is over fighting the surging drug cartels. No thank you.
Nicaragua is cheap and beautiful but I don't trust the government.
Georgia looked promising until the Ukraine war flooded the country with Russians just as it has Thailand.
Argentina is cheap and beautiful but the government and economy are so unstable.
Mexico is wonderful as long as you stay well clear of the major cartel areas. Thankfully it's a big country so that isn't so hard to do. Plus we can drive back and forth the America to visit our grown kids. It isn't all that cheap anymore either though.
We're visiting Spain this spring. I lived there when I was in the Air Force years ago and loved it. It isn't cheap but things work and the culture and lifestyle are wonderful. I'm interested in following your search.
Belize is it! You'll get all the tropical heat and humidity of the Philippines, but the citizens speak English as thier first language and its not filthy!
In the less popular places in Thailand it’s very cheap to live. We live In PKK Thailand on the beach. Our expenses all in for October were 1200 dollars however,getting a retirement visa can be daunting. Good luck brother.
live in thailand and you will reincarnate as a swine. old man pnoys have a very close family relationship and they help each other. don't complain.
Sounds like the old world places are coming around again as desirable places to live. I have always loved Spain and France and even some of the Greek islands.
When you go to Spain I would recommend spending a few days in Poland and Albania too... If you pack super light you can usually bounce around very cheaply ...I liked my brief time in Spain but the other 2 were more attractive to me..
Dog... Go ahead and travel so you can see more of the world just for the experience.. but I can promise you all those other developing countries you mentioned have the same basic problems as the Philippines.. you will eventually return to the Philippines and be happy that you have seen the light.. Gratitude is everything.. count your blessings...
I understand where you are coming from
There are many places to visit and explore, but they will also have their individual issues.
Truth
Hi @gregoriopuro Thanks for the advice, we're already enjoying our travels! Gratitude indeed plays a big role in our happiness.
15 years as an ex-pat, haven't been EVERYWHERE but life here in the PI is good. Most unhappy people I hear from were just born that way, others have the "Not like the pizza in New York" syndrome. It takes a new look at life to settle in the 3rd (cheap) world. I have no car, no Harley, no wife, no real estate, no I-Phone ( no pool no pets) and loving the life. Many is the time in Europe, Mexico, SE Asia I have been in a local spot and see the tinted glass bus from the cruise ship pull up to the MacDonalds. The pastel persons pile out, eat, take pictures and pile back in the bus. Back on the SS Funboat they talk about those exotic burgers they consumed. Peel off the stateside veneer, dump your load, open your mind (expel the pre-installed poop) and get a new look at living. You'll be glad you did. "Wherever you go, there you are".
I love this post!!! I am so tired of the rat race feeling of being in the US. I currently work overseas, and for my R&R's, I go to the Philippines now. I want a slower laid-back life. I just came back from the States, and the hotel I was staying in got shot up, and it wasn't even in a bad area of town. I've been to the Philippines twice now, and i've enjoyed both visits. Even though I had a couple thugs try to take something from me, luckily, I wasn't hurt, nor were they 😡. Point being I will keep going back, and I will keep making it fit into the lifestyle I am looking to have. Slow and peaceful as possible. Thanks for sharing your post.
You can have a good simple life in the states if you would have looked around. You could have your Harley, big 4 wheel drive truck ,pools and most important health care.. you just didn't look. You went for exotic and you let the media get in your head.
@@rescuedude01in which city in the Phil did those things jump you, and were they armed?
I left the UK for the Philippines 14 years ago, I came to escape the materialism of the west, I have always liked the simple life, and have found it here. Too many ex-pats are living beyond their means, they have to have a swanky house, a flashy car and eat out most days of the week, well that is going to cost you. My rent here is just above £200 per month, but I have settled for a room, big enough for two of us, we can do everything that you can do in a house, my wife cooks great meals, we have security, my water and electricity is included in the rent and we run aircon during the day, fan is goid enough at night, we have clean towels and bed linen provided, we could have the room cleaned but prefer to do it ourselves. I will go up on to the rooftop here in the evening with a beer or a cup of coffee, play my music and relax looking out over the ocean to Siquijor, this is the retirement I came for. I am lucky to have found a great wife who is happy just to have me look after her, she never makes demands on me for money, she looks back on what her life was like before she met me. When we go out we go together, I'm not intetested in going drinking with other ex-pats, I did all that when I was younger, I much prefer my pretty wifes company. If vloggers hadn't spent so much time telling all and sundry to come to the Philippines, maybe it wouldn't have become more expensive. Who wants to keep moving from country to country in your twilight years, not for me, I feel safe here, I am well known to the locals and I will be staying put...
You're weird.
Been here for about 5 years. If there is one thing I've learned about the Philippines, is that it's a lesson in patience. My children are here so I wouldn't consider moving, but every day I see how the culture here downgrades the people and their futures and how despite the effort to bring people together, the nature of the place fosters a me first attitude. I take the challenge of being patient and accepting life as it is here.
I am so glad to hear that. Wish you all the best. Have a good one!
Totally agree with the me too attitude, I think it's an Asian thing.
@@tompeno9199 Lol,,,I think he's referrng to westeners the attitude of "ME or MINE" cuz we don't have that attitude of being only our selves we look back always to help out our family members specially parents.
Isn't the fact that you see how the culture (and government) oppresses the people and their futures a reason TO move your children out of here? I can't get them to a better quality of life and land of opportunity soon enough
Spot on and the same in most Asian countries again the cultural barriers and making comparisons between east and west.
I am sitting in my hotel room in Thailand on my first visit and so this is the benchmark for me. It blows my home country away as far as affordability goes. But I also love south east Asia for various other reasons so budget is only one factor in my future happiness. Good video as always, Paul. I suspect anywhere one goes, the honeymoon period ends.
I lived in Belize when it was still called British Honduras. Climate is much like the Philippines. Landscape is lovely... still heavily jungled and riddled with Mayan ruins. Their coral reef draws divers from all over the world. Beware the coastline however. The sandflies there are damned near lethal. I literally had scars from their bites.
Are the sandflies a seasonal occurence or a year around thing? I am trying to pick the worst time of year to be there in order to kick the tires on Belize as a retirement alternative. I am not sure when that is?
I visited Barcelona and Lisbon in the later winter and early spring this year and found it cold and rainy and similar to where I came from so I did not see an advantage for those cities.
I've heard from some expat circle that Honduras (proper) is becoming an attractive option,but haven't heard why. Maybe worth while investigating.
Belize is a boring one trick pony- the reefs or ruins. ( ok two tricks)
Ok for vacation but dangerous as hell.
Belize people dream of getting into Mexico for a better life. Guatemalans come to Belize to rob tourists. ( like a night raid). You are on your own for infrastructure like off the grid. Welcome to the Jungle.
Hi @garrymiller2769 Thanks for sharing your experience! We've also enjoyed the beautiful scenery here in Dumaguete, and the underwater life is amazing!
I have dual US and Mexican citizenship. Have philippines SRRV. I could live in Mexico own land I speak the language but with all that I still chose philippines over mexico due to cost of living and safety. Philippines is much safer than Mexico. It was back when I retired in 2019 and it still is today. Belize is pretty much an extension of the US, Costa Rica and Panama I could speak the language but you’re still talking 20-30% more expensive than philippines. Ecuador and Colombia are very interesting… but at this point after being here 4 years and having a routine and a budget and having all of asia within a short flight away, it would take a lot for me to relocate to South America, I mean it can’t just be tied with the Philippines, the difference in cost of living would have to be massive, like 20-30% cheaper for me to move. 5-10% swing here and there wouldn’t be enough. I love being a 3-4 hour flight from Thailand, Malaysia, Vietnam, Korea, Japan, Hong Kong. 7 hr flight to Australia. Just the location of the Philippines the safety, the cost of living make it ideal for me… relocating to South America na I’m good, and I’m a native Spanish speaker.
and Fiji if ya gots the bucks😉as it's probably double Palawan
And I talk to soem Mexicans leaving rural Mexico as the mafia grows stonger prescence and any business that sets up has a very quick visit from the local gang.
sounds like the ADL here in America@@mrpaul6356
I wouldn't discredit Belize and Guatemala. English is more common there than most Latin American countries. It's also close to US.
You're touching on something I have the hardest time explaining to people!!! Accessibility to other places to satisfy that itchy feet syndrome ... I did video about it, video sucks but the concept should sound familiar ...
Depending on the years one expects to live, I personally believe to thrive in PH, you have to do more than just retire and enjoy the sites so to speak. I plan to purchase a small farm and likely have my son's wife's family all live on the property (she is Filipina and her family asks for nothing and they are not living in poverty). Additionally, I'd be looking to find ways to help orphanages or maybe participate in Habitat for Humanity projects etc etc. Basically, do something worthwhile over there with the skills I have and for the remainder of my life.
After all, what is the last part of ones life for... to waste away? Or to take all your life experience and use it to make the last 20 or 30 years the best you can - and do good in this world, and PH seems like the perfect place to do this.
@@steveaustin1984 Yes, it amazes me as to how many people reach retirement age and then let all that experience they gained throughout their life go to waste.
I have done that in regards to the farm. We bought 5 hectares of coconuts that her family takes care of and we've purchased a smaller plot about 40 minutes from Tacloban to build our home
What great insight Sir! For me it’s now food for thought. I’ll be self retired at 58, not wealthy but enough funds to last till SS comes around along with my Filipina Wife if 30 years. We’ll be fine living in PI ✌🏻🏝️🌞 Mabuhay
CAUTION. The way Filipinos do things is not like it is done other places because they are smart. Local laws, infrastructure, climate, pests, and tradition will exert critical nuances on things you have well thought out in the west. You can't get insight into what you need to know as those there do not know what parameters you are working with at home. They have not reason to be forthright.
@@tommysanford586 Through my Son's marriage, I have Filipino family now both here in Canada and in PH. You can learn a lot with close ties to PH family. The way I see it, unlike most Westerners who can plan years into the future - most Filipino's do not have the luxury to plan for the future, maybe well educated and affluent Filipinos do, but most live in the moment, day to day. When doing things in PH, if you want to stay calm and enjoy life... it is critical to always keep this in mind and not expect the average Filipino to understand the mindset of those in North America. How can anyone expect those living day to day, or even month to month, to understand someone who thinks they can plan years into the future.
And as you note, this plays out with local laws, tradition, bureaucracy and all the other "Little" things one has to adjust too - I agree. I think if you don't adjust and climatize so to speak, one would be very frustrated living in PH.
I've been to 66 countries and live in 4 outside the US; The PI being one of them. Filipinos are the nicest, happiest and most respectful folks I have ever encountered generally speaking. I'll be retiring there in a few years. Go wander but stay put when all is said and done would be my advice.
Hi @makiavelli6101 Thanks for sharing your experience! We're glad you enjoy it here too.
Hi Paul, been living in Bangkok 7 years now and life is so easy here. 40sq meter apartment for $276 a month. Little to no other expenses and public transportation is unbelievable. Thousands of restaurants of top quality. Cheap and good lifestyle.
Exactly & yet many expats say Bkk is too expensive.
Bkk is a vast city & there's everything, for everyone. I never found it expensive there at all, indeed it was a cheap as anywhere else in Thailand.
The people saying it's expensive, really need to open their eyes & ears.
How do you stay there long-term? Can a westerner live there on $1000 per month if no girlfriend? How about all those Russians showing up over there now?
@@garyzies3486
Search your home countries government website on moving to Thailand & you'll get all the info you require. $1000 yes you can, most Thai's live on half that, it all depends on your individual wants, needs etc etc. Everyone is unique in their spending. Most expats live on $800 - $2,000 p/m. Some less, some more.
@@garyzies3486 You can stay here on a retirement visa. You can certainly live on $1,000 a month but more comfortably on 1,500. No motorbike or car expenses necessary. I personally have not noticed anything about the Russians.
@@tombkk1322 Can you recommend an agency that helps foreigners with retirement visas? It has been often mentioned that Thailand retirement visas are much harder to get.
Why I haven’t pulled the trigger on the PI. The COL is steadily increasing. If it takes my whole SS chk to live in a 3rd world environment, I can do that here in Arkansas and still have savings at the end of the month. Just saying. PI is not what it used to be and it’s only going to get more expensive without the amenities.
That's something many people don't consider. You can live in a cheap state, living a meager life but still enjoy 1st world accommodation.
I'm the same as you live in Arkansas and we live pretty well, we go on road trips to Dallas and Memphis, we live great here. Going to the Philippines, we wouldnt have the extra money we have here in Arkansas.
I live in small town Pennsylvania in a nice, newer townhome with roommates. My room costs $380. Utilities, cell phone, car insurance $50 each, so I pay $530. Add gas, groceries, entertainment, and it comes to just over $900. I have enough to travel whenever I want to places like Philippines, Thailand and Mexico. I’m not retired yet, but when I’m on social security, I’ll consider living in various places like Mexico and Portugal a few months at a time.
Hi @slowpoke2122 Understandable concerns. We've seen cost increases too, but we've found ways to make it work. Thanks for sharing your perspective!
Hi Paul, I am an Australian living in rural Tasmania with my Filipina wife of 9 years. I have thought of retiring in the Philippines as like yourself I am sick of the culture, politics and expense of living in the West. However my experiences of extended stays in the Philippines made me think deeply about how I would cope in the long term. I think this may be relevant to how you are feeling now. That is the lack of the ability to live and express yourself to the maximum of your desires. I considered, what can I do in the Philippines except sit around eating food I do not love and drinking all day? Here in Australia in spite of all the restrictions and controls I can be a master of a sailing ship, fly an aeroplane and go target shooting. I have a rural property with a workshop I can tinker around in and generally take things as I please. I have minimised expenses as far as possible and do not go out more than necessary. My wife has work that is well paid and the daughter a good job working as a stewardess on a ferry. She earns $96k first year out of school! Could I do anything that approaches that in the Philippines? Not the way I see it. Firstly as a foreigner you are a second class resident unable to own anything or run a business. Medical is cheaper than the US for sure but in Australia we do enjoy free basic medical services. I do see I would be able to spend any time doing what full fills me. I have skills and knowledge from careers in engineering, education and maritime. Would anybody need or want that from me in the Philippines? Now age 67 I feel a little tired and lack the strength and will to take on any full time endeavour so probably past my time. However being restricted to basic daily living with no purpose does not appeal. Perhaps that is what’s niggling at you. Brenton. Hope to meet next time I visit the Philippines.
You are so well established in Tasmania that it would be ridiculous to leave. Of course the life I like to lead could be easily fulfilled by living in Tassie.
Scary thing in Phillipines, the old American goat, I can't believe a Young woman would be able to care for him, thinking why they want old guys, to get death benefits
Agree, that's why they want old goats, tye benefits from expats from will or more after they die
Its all money and not all sweet as they act, because itscan act for money
Sounds like you definitely need to stay put as long as you can afford it.
DISAGREE about the "free medical"! .......have you seen the percentage of your salary that the government takes out of your money for medicare?................believe me we PAY for those medical services.
Things changed for me in the Philippines back in 2010 where I packed up the wife and child and moved back to Boston. It’s a friggen mess here now and we ourselves are looking to not only sell our home here but the one we have in the Philippines as well and her to Tuscany to retire comfortably away from the busyness and rush of life elsewhere. Nicaragua and Costa Rica are on our short list of places. No place will have everything you are looking for, life just ain’t made to work that way unfortunately. You gotta take the good with the bad and hope for the best. Guam where I was stationed back in the day was very very nice but now is out of reach as far as costs associated with living there, almost as high as Hawaii.
Hi Paul. from the UK and lived in Bogota Colombia for a few years, I found the language to be an issue. To thrive in South American countries you need to be fluent in Spanish. I was in the Philippines last year and will be there in 3 weeks time for a holiday. Trust me Paul, sure the Philippines has its issues but the fact that they speak English there is a HUGE Bonus. I think you are tired today Paul. I wouldn't venture out if the Philippines if I were you.
Agree. As an American, I Have been to South America and it’s really tough communicating and socializing with the locals unless you are fluent in Spanish. I also don’t feel as safe as I do in the Philippines. Philippines has so many areas to choose to live if one area didn’t suit you. It’s not perfect for everyone but cheap tropical lifestyle with English speaking is hard to beat.
Ya I was stuck in a Spanish speaking hotel for a week once it was excruciating with barely any English speakers around your language is worth its weight in gold
Yeah, the old dog appears to be tired ..probably a little frustrated from the events of the day..and will likely change his mind in a few days knowing how blessed he is with his lot there in the good old Philippines
If they don't speak American English well, you're asking for headaches as you know (you having lived in Thailand). I lived in Bangkok for 4 years, and in Europe for 2 + years. If they don't speak an English that I can understand, I'm not going. Philippines here I come at age 62 (2yrs from now). There are always going to be problems, and to be truthful, the driving/traffic will be something that I will have to adjust to, as well as I can. Bangkok's was heavy and slow moving at high traffic times, but not too much different than L.A. other than driving on the wrong side of the road. From what I've seen (youtube videos), the Philippines is a different world when it comes to driving. Paul, don't throw the baby out with the bath-water... Stay in the Philippines, says someone that has never been there. ;-)
Just man up and learn the local languages. You'll enjoy your destination so much better. It's not that difficult to learn it. Make the effort even in the Philippines.
A word of advice for anyone considering the move to PH. From 04 thru 09 I would go and visit 2 -3 month of the year. Really enjoyed it. Told my foreigners friends I was consider moving there and they said its a completely different game once you do. They also said about 50% will end up leaving. I said no way.. lol laughing at them.. However, sadly they were 100% correct. So with that in mind. If you are considering it, move there and live for a few years BEFORE you go all in and send everything there. IF you are a type A personality, chances are you will hate it as much as I did. If you are going for the girls. the more south you go the dumber they get. Not all but A LOT. The men are the same. I have had multiple conversations with "Attorneys" because of a business I had there, and trust me, they too are ignorant. Just remember, even if you are living off $500 a month, you are rich in thier eyes and WILL be targeted 4 $$$ and expected to pay for everything.. Good luck.
You call them "dumb"? I wonder what they think about you? I bet they think "these old white American guys sure have saggy ball sacks"
well its even hard for me and hubby here we are headed back to usa
I've been living in NE Thailand for 15 years. Farming community. I've worked through some cultural issues and inflation has hit here, but the infrastructure is first world now. The retirement visa is a little costly using a visa service, but saves a lot of grief. I suspect anywhere you go now that inflation is going to be the biggest issue. Good luck with your traveling research. For me I have no desire to uproot to anywhere else. I'm content and grateful to be off the hamster wheel. 🙏
Have you experienced any issues with new tax laws there ?
Thanks for a real conversation about how things have changed there. Yes, explore different areas if you want. In 5 years it will could be hard for you to explore. Exploring means you are growing and learning something new. This may be the only time in Mae's life she is able to travel. You can always return to PH.. You can always live in 2 countries each year. Good on you for having "itchimg feet". Most people are afraid to travel outside "their personal created bubble" that keeps them locked down forever. Mae will do good anywhere, you can always go back at anytime. God bless..
My Daddy used to say that when you are living long from home and are feeling very very homesick there is only one cure - go back home. In a very short time you'll want to return to the security of your new environment.
The Philippines has how many thousand islands? Perhaps, you have outgrown Dumaguete?
Most are not habitable. Islands that is.
I have been watching you for a while Paul. I would have liked to join you next year. I was there 50 years ago, and have some familiarity. I hope you'll consider the vastly decreased reliability of today's internet - info wars may have pushed Dumagete down the list, not actual living conditions. This is a common trend in looking things up online these days. Things are getting scary all over. The reason I haven't taken the leap to the PI are the changes in the last year. Individuals as well as nations are picking sides now, for an imminent world conflict; inflation is rampant everywhere and all world markets are going at an unsustainable pace and ready to bust; and the US military is overstretched, weak, and being tested by the other powers. My advice for options: Get yourself and Baby Mae back here soon, (there's ways to survive and live well here on SSI); or get up into the Provinces and prepare to live in the woods; or hunker down right where you are. I hope you will be all right, and will say a prayer. Good luck buddy. Bruce
If my reading is correct, will not be eligible for SSI in the PI. I assume you mean regular SS.
3 weeks being in the Philippines and I knew that I never wanted to live in the USA again, I wasn't sure if I would stay in the Philippines but I knew I didn't want to live in the USA again. After 8 months I plan to stay here. The people are friendly, food is good, and cost of living is Nice. I had some medical issues clear up because the foods here are nutritious. I live on 2k monthly with travel and I eat steak most nights. 😊
Good or you
you will find it will change
Hi @carlschleicher5516 We're glad you found paradise in the Philippines! Food, people, and cost of living make it a great choice for many expats.
Hi @carlschleicher5516 That's great to hear! We're glad you've found a new home that suits you well.
Familiarity is a good thing. Especially as we age. Yes, anxiety exists and change is constant, but the known is sometimes better. Filipinos are probably the most respectful people, as a culture, that you will encounter worldwide. They respect their elders. In today's world, that speaks volumes. Also remember, as far as a youtuber, the Philippines is the star. Your views will certainly take a hit. My 2 cents. 😊
This is so true. The Philippines is only about the size of Nevada but it has over 120 million people (average age about 25 tears old) that love karaoke and support TH-camrs that vlog Philippine content. You will hardly get that kind of support in any other country just posting ordinary day-to-day stuff.
The respect for elders is something to beat. And generally, we are kind, helpful and compassionate.
Hi @bf2940 Thanks for sharing your perspective! We appreciate your insight on familiarity and respect.
I think that you are 100% correct about everything. I left Valencia a month and a half ago, after being in the Philippines for the last year and a half. Looking around at several countries before I go back. Since you like Thailand, you may want to check out Chiang Rai and Udon Thani if you haven’t been there before. Different vibe and less expensive than many other places in Thailand. Good luck with whatever you decide.
Nailed it again, Paul, A wise man once said "you can't always get what you want but you can get what you need". If you got an itch man you need to scratch it. Not any different than myself here in Canada.
Hi @user-bs3yh9tb3t Thanks for the kind words and the wisdom! We're glad we could relate.
Hi @user-bs3yh9tb3t Thanks for understanding, brother! Scratch that itch and find what works for you.
Totally agree with all you have said here! Married to a Fillipina, two kids here, feeling the same way. For me I enjoy going back to my home in Northern NH and working for the summers until my SS starts in 5 years. Then I love coming back, but the frustrations you mentioned creeps back in about a month later. Love the people here, but there are surely better options out there, I'm considering kicking the tires on other destinations as well. Bulgaria, Romania, Hungary are interesting as well!
Hi @tompeno9199 Thanks for sharing your similar experience! We've also experienced the frustration creeping back in after time away from home.
Hi @tompeno9199 Thank you for sharing your similar experience! We appreciate your insight and understanding of our struggles and joys living in Dumaguete.
I'm an American I've been in the Philippines retired for 17 years. The most important needs in my life are exactly what you said. I have got a devoted beautiful wife. I'm healthy and happy. I have two stepsons and two between us. The two younger boys are in a private school top 10 in the world. People are friendly they act like a big family even to me. I've learned to live with the things You described. Bad infrastructure always out of stock at the stores. I have a car but better to ride a motorcycle because the of narrow roads and traffic traffic traffic. So the thought crosses my mind Maybe I should look someplace else but my list of needs are totally taken care of here in the Philippines. I put up with the annoyances. Most are common to any third world country. I will stay here.
That's what i'm going to do stay right here chap 🙂
When I say American, I mean from USA.
Hi @ronalddemink6550 Thanks for sharing your experience! We feel grateful for our own happy life here in Dumaguete.
The whole time you're talking I'm thinking being married complicates things. I'm glad you and Mae found each other. But for me, it's so easy to hop on a plane without notice or explanation when I get itchy feet.
You will be happier if you make your feet stop itching and settle down. It is wrong and not fair to a woman to take her in as if she is a wife and then dump her later. Marriage is so much better than the endless merry-go-round of playing the field.
Hi @TWCH We understand the freedom of being single!
It isn't always about where you can live the cheapest it's about where you're happy living , at my age of 62 and my Philippina at 50 we just want to live out the rest of our life together happy . Home is where the heart is not the wallet. Money we can figure out but happiness is harder than money to find .
Best comment of the month!
@@nala3038
Thank you 😊
Exactly james, I totally agree with you on that. Thanks a lot for watching the video.
I have madw the move to Thailand. The language barrier does not bother me and infrastructure is top notch. The being a stranger in a strange land is good for me. Some the language barrier is an issue but not case for me. I actually like being the foreigner. There is a place for everyone in this world.
My time frame is similar to yours. I came out here in 2017 as an early retiree so I was looking for one of those cheaper places. As time has gone I have become burnt out on the Philippines as a retirement destination. Adequate health care is a long term concern and I think now there are better options that are closer to the US. The noise level, lack of infrastructure, traffic which would affect your getting to the hospital, diet and local food are all good reasons for me to move on. As of Jan 2024 I'm done with the Philippines.
steve I agree 100%, I am 73 with a Filipino wife and we have lived in cebu since 2001, we have had enough as well moving back to US in 2024
I'm reaching the same conclusion myself concerning the Phillipines. Nothing of consequence ever changes here.
Good for you!!!! So glad to hear you realized all that!
Great job! Enough is enough of living in the Philippines! Don't blame you. I feel the same way!@@robertdavis7312
I hope you are not in too much shock when you find how much the United States has changed. Expenses are through the roof, the people are terribly uninformed and narrow minded. And the mass media never puts out news or politics that are anything but negative and traitorous. @@robertdavis7312
Stay put, be content, find Christ.
Amen to that truth.
Hi @klausmkl Thanks for the encouragement! We appreciate it.
HI Paul, good afternoon -- I am 77 and very well travelled -- just returned from Living in Thailand . -- my advice you are not expecting :- stay where you are : the world is changing at a pace you have never experienced before - we have two wars on right now, a Third World war maybe just around the corner, the US dollar is very near total collapse... ditto the Petro-Dollar - when the dollar dies most currencies will die over night as they are all incestuosly interwoven. At this point your social security from the US government will stop . If you are really out of luck you may be stuck in Panama for example ---overnight no planes fly anywhere -- you are no help to your family just when they need you the most . Time to open your eyes and see the world as is really is, somewhat ugly. There is nothing on the horizon to look forward to . Stay where you are in the bosom of your loving family. You will get no warning of a currency collapse, they typically close the banks late Friday and then don't open again for weeks, if ever , In the US Citizens Bank 5th Major bank died last week . Bank of America is next on the list. Time to sit on the fence and enjoy what you have.... Terry
Paul, I am currently making a two months exploratory tour through Thailand and headed your way (Cebu and Dumaguette) in later in Nov/early Dec. Although I spent 25 years travel through the area on business, that only serves to confuse my vision. I have visited Belizes about 5 years ago, but found the police corruption too concerning especially targeted toward "rich westerners". John McAfee's experience in Belize certainly underscores this reputation which is well earned in Belize. Explored Turkey earlier this year and can give it two thumbs up. Also, you may want to consider Georgia, Bulgaria and Albanian. Always enjoy your's and Baby Mae's material. BR, TimE
I really appreciate the support. Thanks a lot for watching the video.
The Turks hate us due to the Gaza genocide.
Food for thought; none of the many Filipino immigrants I have known in the USA have expressed any desire to return to the Philippines. None!
I just watched this video and have been to Ecuador ( their currency is US dollar and Panama I actually lived in Oansna City and the Canal Zone way back before the canal was given back to Panama. Panama City was expensive. Bouquets is cooler and very nice but don’t know current costs or much about living there. Ecuador is definitely Spanish and Belize is definitely English but very touristy so don’t know prices or where you might find inexpensive accommodations. If you are now planning to build a house I doubt you are still thinking along those lines.
Typo Panama City is where I lived
Hi @jamesrecknor6752 That's a good point, thanks for sharing! We've met some expats who didn't adjust well and preferred life back home. Every experience is unique.
Go for it Paul especially if you feel when you need a change. I'm sure that BabyMae would be happy to go with you.
Amazing Paul googled several different ways as you suggested and in 5 searches the Philippines DID NOT come up like it use to back in 2014-2016 and as recent as 2018. Keep this topic going and lets see where it goes to. And also keep up the great videos. Hope to see you some time soon in Dumaguete. I'm close by, but still quite a distance.
Paul grass is always greener on the other side. Count your blessings mi amigo rather than sweating the small stuff. You sounded extremely content in earlier posts and were taking life’s imperfections with a sense of humor. Just keep in mind, sometimes life tries to trick us into the grind again but know that it’s only bait and trap. Time for a vacation out of the Philippines so you appreciate it more. All the best
It's getting more expensive to live throughout the world these days. I know people living in Canada who are struggling with the same issues of going broke trying to get by...ditto throughout EU !
I still think you are living a good life in the Philippines.
My thoughts exactly. Most Things globally has increased in price becuz of the Covid thingie.
@@MFric61 All by design....
Hi @SpiritRobert-gq3pl Appreciate your kind words, thanks for watching!
You might consider Spain. I think Mae might qualify for some kind of visa as a Filipina. Spain is affordable and slower-paced than back home but still quite developed. It's also much less noisy than in the Philippines. If I could live anywhere, I'd live in Spain. It's not a good place to work but great for people who don't need to work locally.
I lived in Spain for 15 years, still have great friends there.
The realistic Monthly expences in Spain is €3000 +
what's the best place in Spain to retire?
Filipino nationals are fast-tracked for citizenship in Spain as a result of their former colonial status. It's not just Filipinos, it's many other former colonies as well. My wife is Filipino and we are seriously considering Spain as a retirement country, so I've done the homework on this.
For citizens of countries that were not former colonies, the process to acquire the Spanish citizenship is very long - first, they must hold a valid residency permit of some kind for at least 5 years. After 5 years of continuous residency, they will then be allowed to apply for Permanent Residency. After holding Permanent Residency for another 5 years, then they're eligible to apply for the Spanish citizenship, which, BTW, doesn't mean you will get it right away after that. So, do the math - 10 years total. But being Filipino allows you to apply for citizenship much sooner. Filipinos only need two years (2 years!) of legal residency in Spain to be able to apply for Spanish citizenship. Please note that the 2-year residency requirement must be legal and continuous and must also happen immediately before the application. And this also allows my wife to legally work in Spain, too, which is very important to her.
@@bernie57 I'm a fan of Andalucia. It does get hot in the summer, especially in Seville. May be a neat idea to pick a spot in the north for the summer and a spot in the south for the winter.
@@biff9999 Thank you for the insight!
I'm a retired USMC 30 year's with that being said I have been around the Globe 🌎 a few times ⏲️ the Philippines 🇵🇭 is a nice place to visit but I retired in Italy 🇮🇹 Naples I love it here
30 plus years in the military. Wow. You’re all set financially.
Depending on your rank I’d say you’re probably getting.
5k for time and grade
1.5k for disability
Probably 6.5 to 7k a month. Not bad marine.
Not bad.
I wish I would have stayed in.
Hi @ervinalexander1734 Thanks for sharing your experience! We've also met some amazing folks from the USMC community here in Dumaguete.
SE Asia was on my radar for retirement until I spent several months there last year (Philippines, Cambodia, Thailand). The commonality is that they all offer lower cost of living but that comes with downsides. They're all uncomfortablely hot and humid. Air quality in the cities is poor. Living in more rural areas heathcare options are limited. I've since set my sights on Portugal, Spain, and Greece. Costs of living aren't that much more than SE Asia and infrastructure/healthcare/climates are far superior imo.
I'm interested. You state that "Air quality in the cities is poor". Where in the Philippines did you stay?
Hi @KC-in9px Understandable choice. Heat and humidity can be challenging. We've found Dumaguete's climate more pleasant. Healthcare in the Philippines has been good for us so far.
Hi Paul, since everyone is throwing in their two cents, here are my comments for what it’s worth. I would make a list of the Top Ten places in the Philippines you haven’t seen yet. Take short vacation trips with your wife, so you get use to traveling together. This would also increase your viewership, as you show your subscribers beautiful parts of the Philippines. Also, I suspect it will give you an even more appreciation of the Philippines. Regardless, you can at least say you have ‘seen a great deal of it’, if you decide to leave. I would then make a list of places you would consider moving to, based on your research. Could be Thailand, Bali, Malaysia, Cambodia, etc…start nearby for cheaper flights before going to another continent. If you have the resources, I would recommend taking your wife, because you both need to be content somewhere. Next ‘round’ of countries could be central and South America. Next ‘round’ could be Spain and Portugal (Europe). Just a suggestion, but it sounds like you have an itch to see what’s out there, I just wouldn’t move to quick. Blessings to you both.
Well said and true take your wife with you when visiting others places to make sure she like the sames places instead of bouncing off by yourself and come back to just tell her what you found ,
Paul, Dumaguete in Negros island is just one of 7,000, I'd say you & Mae spread your wings & travel the Philippines extensively before deciding on any other country.
Hi @keepitreal1547 Thanks for the advice! We do love traveling around the Philippines and exploring all it has to offer.
One thing that is to be a big consideration where to retire is nursing care when you get to that point. If you are in the US, close to 100% of your social security benefits + whatever retirement savings you have will be spent in a nursing home. In the Philippines, if you are married to a Filipina with a caring family, you will have no issues with care. Yes, there will always be drama within the family, but that is always there anywhere. You can always try someplace else -- my wife & I initially considered Portugal or Malta, but decided to come back to my wife's hometown in Camarines Sur -- close to the beaches, no language issues, cheap cost of living and very caring relatives. We are both US citizens but grew up in Manila before we moved to California. We are now both retired. Good luck on your decisions -- but I am sure the Philippines will always be your home.
I really appreciate the support. Thanks a lot for watching the video.
I just came back from my first visit to Manila. The first thing that shocked me was as you described the traffic was horrendous, and the way they drove especially the motor bikes, they scared the living crap out of me.
Exactly, I totally agree with you on that. Thanks a lot for watching the video.
I am disabled from Ukraine My budget does not exceed 400 dollars a month I have been living in the Philippines for 4 years I have applied for refugee status I like it here, the food is cheap, the accommodation is cheap And most importantly, are the people wonderful!
I'm Month's away from retirement myself - I was thinking Philippines - But it looks like a relatively frozen in time nation - 2 cycle engine Taxis roaring - Chicken's and Roosters - Dog's barking - Karaoke blaring - Banking seems to be difficult at best - Power goes out inexplicably - I'd look at Spain . . .
There is NO Paradise, I'm afraid.
I agree there is no paradise, but I found some lovely places to rest my head... Few are as cheap at the Philippines but many many places are livable on 2k a month..
@@ndyajeff > I believe you are right on with the $2K a month, that is a good number for living in SEAsia, not including Singapoor. It should be relatively easy to keep an apartment/condo/ small house rent under 15-20% of that budget with 25% including utilities. Most people will know how much of base expense can be tolerated, and the rest should afford one person a good western style of living, unless one starts including a non-working girlfriend, bars and bargirls, then Paradise is lost. It takes a certain amount of self-control and then your life will be carefree. If it's possible, finding a little online job will break up the monotony also.
Try Bali
My girlfriend retired and Puerto Rico and she thought it was the land of the free and whether a good all year round and all of that well very little of that proved to be true and banking especially is very hard even though she thinks it US Banks it's still very hard
Great vlog Paul. I was in Batangas Province in Luzon. Had to get out as it was becoming increasingly anti foreigner. Both prices & traffic getting out of hand. Presently I am settling in Nicaragua. Dean Verano dropped by yesterday. Prices have shot up here for fruits & vegetables 30% but fresh meat much less. The slow pace of things here is to my liking. I have been hearing a lot of positive things about El Salvador, ( fantastic President making improvements)) , Then countries like Paraguay & Ecuador. Good point is the language is all Spanish. Once you got it everything becomes so much easier.
Wonder what ever happened to Dean. Did youtube shut him down. I used to follow his channel.
@@NoMortgageNomad Your Correct the ScrewTube fascists shut him down completely. Dean is very busy & this year his partner ( Yorleny ) enters her final year of Medical school .
I enjoyed your post. Yes, El Salvador has cleaned it's act up massively. Nicaragua has been relatively stable for awhile now from what I've heard. Do have a question for you though...have heard that Honduras is becoming a viable option lately. Can you confirm why/why not? TIA.
Thanks for the update!@@LibertyLover5103
@@jamesballard6564 I have not heard anything about Honduras yet. Although Guatemala is following the lead of El Salvador . Who knows if the turn around will be as good as El Salvador's.
A great topic and honest video, I truly appreciate it. I live in a beautiful community in Colorado that I absolutely love. But at 62, it’s been that I live to pay bills and I’m really burnt out with the extreme American politics.
Just recently returned from Japan (I know, expensive) and hit a wall emotionally when “what do I do now?” hit me at a little cafe in Kanazawa.
This video helped me not feel so isolated about my feelings or perhaps decisions I may need to make in the next year or so.
Thanks 🙏
I can relate.
I spent ten years in Belize and loved almost all of it. Personal reasons made the choice for me to return to the US in 2015. I’m ready to move abroad again and the obvious choice is Belize since I have permanent residency but I kinda feel like I’ve been there, done that as well. I’m considering Thailand for an extended trip just to compare. But yeah, Belize has been a great place for me to live.
Hey Paul - It sounds like you're content in the Philippines, but becoming frustrated with conditions in Dumaguete. Since you're already well established and moving to a different country could be a cultural shock for May - why not consider other places in the Philippines? The Filipina Pea just did an interview with The Savvy Expat where they talk about the benefits for expats living in BGC. It might jack up your budget a little bit, but with a better infrastructure and a more western culture, doing a 3-6 month trial stay might be enough of a break to calm the nerves.
BGC is THE most expensive place to live in the Philippines. It is not much cheaper living there than in the US/Canada.
My first trip to the Philippines when I landed in Manila and saw the traffic I knew immediately I could never stand to stay there in Manila, and then there is the air pollution, but that's just me.
I was thinking the same thing, maybe Cebu, IT Park, or BGC just to see how the difference felt compared to the cost. Of course, it might simply be time to travel a bit with both you and baby May to explore what else is out there if finances permit. I'm sure she would love seeing the different places, if entry isn't too difficult for her. It sucks that you can't show your marriage certificate and get her a U.S. Passport.
BGC is already very expensive and inflation is running very high. If you're on a fixed income, places like BGC and IT Park will soon be unaffordable.
@@ericg9092 No country in the world would offer citizenship to someone that lives outside of the country unless you were the offspring of a citizen.
How much would your life improve if you could afford a private driver? And I agree, Dumaguete grew too fast - infrastructure couldn't keep up. On the positive side, everything is changing so drastically so there may be other smaller upcoming cities that are yet to be populated by expats (like how Dumaguete was 10 years ago). I would start by exploring areas on the outskirts of major cities so I would be near hospitals and modern amenities.
Yes I first visited Duma in 2005 but now too many expats for me.
There are so many cool , low cost and rural Asian communities to explore.
I think Malaysia and Indonesia are quietly the best secrets in Asia
A private driver is a great idea to save yourself from the stress of Dumaguete drivers.
Good point on the subject!
@@tombkk1322 Then get a private breather to breathe the air for you
It got to me Paul. I lived in the Philippines for 11yrs and it wore me down. I'm to lazy to write all the little issue that got to me. I pulled the plug a few years ago and although I miss some friends I would never move back there.
100% agree. Only took 8 months for me to say this ain't it.
I'm curious where you settled down after the PI.
Thailand is awesome. Life is great there. Excellent show brother.
That is so glad to hear. Thanks a lot for watching the video.
it would be wonderful for May to see other lands in my opinion,she will always want to return but the time and experience will be so wonderful for her,so in my opinion it's a win win.
Look at Portugal Paul.. Reasonably priced especially for Europe. I was there in June for 2weeks and loved it . Worth a look. Great weather. Expat friendly. Low cost of living. It's on my top 10 list now.
Maybe in a very small town in affordable. But cities like Lisbon and Porto pretty much have US prices now for housing.
Everything changes Paul. Just as you felt disenchanted with the US, you will eventually feel the same way about the Philippines. Nothing remains the same. In the meantime, good luck to you.
Reminds me of an old song by The Who.. “meet the new boss, same as the old boss” generally speaking no matter where you go eventually there will be things you don’t like . they will find you out..maybe Dorothy was right. “there’s no place like home” 😂😂😂
Hi @Tergross3 Change is inevitable, and we'll adapt like always. Thanks for your well wishes!
I just came back for a visit to the US after 13+ months in Cavite. I own a home there and am married since 2017. I have to say, I'm real happy to be in the US amongst family and friends with access to good medical. Last but not least, I'm enjoying the cool , mild weather outside Houston for this time of the year.
My wife has a really good job as a marketing manager which has enabled me to go all over the PI. Also, she is caring for her elderly parents, so we are here to stay for awhile. I'm looking hard at spending part of the year in the US with the bulk of my time in the PI. Just have to work out a way to make it happen.
I agree about the crazy driving conditions, I have a Honda motorcycle with minimal miles because it's such a hazardous chore to go anywhere ..
Good video, food for thought.
I just got back to the US from Imus cavite. We were in cavite city for the elections a few weeks back.
My wife is from Cavite City. I’ve visited multiple times though I’ve never spent more than a month there at a time. I love the people and the the laid back pace of things there. We always hire drivers there though, I don’t like the road conditions and traffic, but I can say the same thing about quite a few U.S. cities I’ve driven in. I’ve met so many good people there it’s like second home when I’m there.
@@chuck5553 We are near General Trias very close to Imus. Aguinaldo rd is a mess of construction and gridlock. I ride my motorcycle to the Lancaster hub, everywhere else around is gridlock.
I get it I'm trying to also be a snow bird or just rent this place out till I'm 65 but winters are beyond tiresome
Do not and stop dreaming of going to other countries to retired OLD MOR$N!!!!!!! Because your monthly SSA income is not capable and be qualified to get Retirement Visa in other countries!!!!!! Only Philippines is the only one country accept you!!!!!!!!!!!!!!!!! You can not live in the USA because your income of SSA is to small less than 3k$!!! You know what in Mexico the Permanent Residence Visa require you of $5,400.00 U.S. Dollars!!!!!! Thailand will treat you like a trash because of your too small SSA MONTHLY INCOME that is less than 3,000.00 U.S. Dollar. You are lucky because Baby Mae is too very stupid to accept you and illiterate to agree to become your wife!!! She did not kew that you are using her for "RETIREMENT VISA ISSUE"!!!!!!!!!!! IF YOU GO BACK IN THE U.S.A. YOU WILL BE 100 PERCENT HOMELESS LIVING IN THE STREET BECAUSE YOUR SSA INCOME IS NOT LIVABLE OLD MOR$N!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!
Hi Paul. I'm new to TH-cam but been visiting the Philippines almost 30 years and lived here for the last 10 years. I agree whole heartedly with most of your comments regarding infrastructure there in Duma but I just want to ask if you if have considered relocating within the Philippines because you are obviously happy with your wife and financially stable. My point is that the grass is not always greener on the other side. I am from Dipolog and I chose to live here because it was a small city, with very little pollution and the friendliness of the people. Well that was 10 years ago and during that time, there has been an explosion in growth. So the growth in the population and traffic has been has been phenomenal and inflation has had a huge effect on mine and most other foreigners finances.
However, I am still able to have a better quality of life than I could ever wish for in the UK. Add to that I have a wonderful loving and caring partner who deserves her happiness as much as I do and you and I both know the saying, "happy wife, happy life". Yes there are many things that are very frustrating here, but nothing that you should allow to spoil your joy. The reality of life is that happiness is not being able to have everything you want, it's being greatfull with everything you have. I sense that you are a level headed guy so I'm sure you will decide what is best for you and your wife.
I so hear you Paul bravo. GR8 vid as always😊😊
Looking forward to hearing about your research OS, thanks again Paul.
I really appreciate the support. Thanks a lot for watching the video.
Go to Spain. Mae, being a citizen of a former Spanish colony can apply for citizenship after only 2 years of residency. That passport will allow her to travel to as many places, including to the US, as you can, visa free. And it will give her access to EU benefits and residence options after you pass. Plus, the US has a totalization treaty with Spain that will allow her to claim your SS survivor benefits without having to set foot in, or obtain citizenship of, the USA.
Wow. Great information.
That would require a permanent move to Spain. He would have to be 💯 that she would not leave him.
Language is "not a major problem" in the Cities / Expat / tourist areas in Thailand; and the same in most popular tourist countries .. Thailand has the Philippines beat on nearly every level .. I'd retire to Bangkok, next year, BUT "That Air" is Deadly Toxic .. Not that it's good in Manila or anywhere else in SE Asia (Crop Burning Season) ..
As always a great video. Thanks for sharing
Paul: Thank you so very much for helping Ken, the Welch man. You are a living Angel. God bless you for being so kind and considerate, and caring. You are so wonderful. God bless you and Baby. I watch your videos and you always inspire others. Thank you for being you.
Great topic to ponder Paul. Regarding your close call with the motorcycle, I actually wasn't so lucky with a motorcycle. About 50% said it was the driver of the motorcycle's fault the other half said it was my fault. First off glad they were wearing helmets or the outcome would have been much different (baseball size dent from his helmet in our car).Truly something I never want to repeat. The outcome was literally negotiated at the police office between us (family members) and the kid who was driving the motorcycle's father. And we were done-no record-no 1st strike- nothing as long as we followed through with what was agreed. I drive even more cautiously now than I did before the incident and still it is just crazy what encounters I witness each time I get on the road.
What do you mean by first strike and as long you agreed? Just curious.
Yeah, I guess that would be a term from US where punishment ( when there was punishment in the US ) was harsher with each additional violation. Sorry for confusion, I understand “strike” has different meanings around the globe .
Hi @mpnsfilipinoretirement Glad you're safe! We've had our share of close calls here too, but thankfully no serious injuries.
Helo Paul. Hope you are doing well. I just came back from Argentina and found it very interesting due to the exchange blue rate. With your retirement income , you can live super comfortable. To give you an idea. A meal, steak glass of wine, salad, and desert was $5.00 great beef. Buenos Aires Is like USA but with an European look . Maybe you should take trip. My father retired from New York to Buenos Aires and I remember his words “God bless America” I am living like a King thanks to the great American USA. I would love to see you on a trip to Buenos Aires because its South American Country with a European look and a USA type things available.best regards Luis
Argentina is fraught with danger. I knew a Frenchman who literally had to run away from the country..
Yes it's physical beauty is fantastic. If only they would clean up their act. The crime is so high it is almost crazy.
Hi @luissanson6754 Thanks for sharing your Argentina experience, Luis! We're glad you enjoyed it. Maybe someday we'll take a trip there together!
Great and candid video Paul. My plan is to divide my time across a few countries. There are countries I absolutely love but I know I couldn’t do full time there. Something to think about; maybe (for example) six months in PH and the balance of time elsewhere
Good on you for branching out, life is so short😊
I have experienced the same with Thailand and Bali and will never opt to settle as things have changed soooo much.
I visited Hanoi and loved it. I like that it's Southeast Asia but it get's cold sometimes. A lot of culture and great food there. The city is very beautiful and walkable with lakes everywhere. They don't seem to be trying to westernize there like other cities. I felt safe and welcomed there. I found a lot of locals could speak English but I understand it's no so the case outside the big cities.
As a side note Paul. I was informed yesterday that even at my current age of 67 I can receive an education visa good for a year here in Thailand to study Muay Thai. I'm really enjoying myself with Muay Thai and I'm tempted to do it.
A retirement visa in Thailand is half the cost of the Muay Thai.. your over 50, its easy to get.
@@stanleykyle Thailand keeps changing it's rules. Last time I looked you had to have a bank deposit of a certain amount that sits without gaining interest. I may do the education visa for a try. I do like Siem Reap
Argentina! A good friend of mine moved there a year ago and is living very comfortably on $1000 a month. He has a very nice apartment for $375 a month, fully furnished. The only downside is that no one there speaks English, so speaking Spanish is a must.
Great Video! Hope to get out there some day!
Paul you just have the 7 year itch. Us old guys get that. The grass is always greener syndrome.
Hi @johnvillagrana1792 Thanks for understanding, we've definitely experienced some of those feelings!
Panama and Ecuador are okay(USD),Ecuador has better weather and a little cheaper. Colombia is my has been my planned place for last 12 years, and been there 16 times or so but no longer Medellin.Only Armenia or Manizales for me.Transportation, government, health care, technology is great and weather is Spring all year and USA time zone.. Cost of living much cheaper than the Philippines overall. Only negative is you must learn basic Spanish although easier now with phone apps.
Sorry to jump in, but thanks for your info. I'm going to Medellin next week for scouting for same reasons as Paul. My spanish isn't the best so not sure about smaller cities. Br, J.
@@Boredinsane-Extreme i live in Medellin. Hit me up
Not much English in Medellin or smaller not different. @@Boredinsane-Extreme
The price increase you mentioned is happening everywhere in the world Paul. I'm in Thailand at the moment and realize the price difference is have increased this year significantly. However still cheaper than the usa.
Kumusta Paul ? I hope you & better half are doing well . Yes Po I'm interested in seeing how you accomplish this deal Kuya . Take care & be careful ill be watching to see how you make out Po . God Bless & Mabuhay always 🙏.
Just watching Philippines vlogs, I noticed a huge price hike in the last 2 years.
As a matter of fact, life in Canada for me is clearly cheaper than it would be in the Philippines.
Where do you live? In a tent in a homeless camp and collect welfare? Canada is easily 3-4X the price of the Philippines. If you live in a major city you are looking at a bare minimum of $2500 a month just for your housing. Even without a car you need to earn $4000-$5000 after taxes just to live comfortably. If your home/car are both paid off then possibly your monthly budget could be lower than what it would be in the Philippines but I doubt it because insurance, property taxes, fuel, groceries, cell phone plans, etc are all far higher in Canada.
How is life cheaper in Canada? My 1 bedroom Vancouver apartment is $1,650 USD a month…..
@@markadler8968 I know most people spend a lot more than me, but I live near the parliament, I am lucky to have cheap rent, and my total monthly is around 1000USD.
Do you live in a homeless shelter? lol
I live in Calgary. Paid off house, 2 vehicles. All in cost for me 2023 is projected to be $2000 CAD / mo. Excludes travel and entertainment but includes all other purchases, incl. a new laptop and GoPro bought this yr, Single.
Hi Paul, lve now been following you for a few months now, l appreciate you views and opinions.
I hope to meet you when l come to Dumaguete in January 2024, because l will glean some advice from you if you agree to a meeting.
I understand your itchy feet and your frustration
However l hope l can give you a little advice of my own, take trips, alone or better still with Baby May.
However the Philippines has given you so much so why leave, my advice as a travelled guy, There are cheaper places , there are some great welcoming countries, however l think you are in a great place.
Your a good man, dont lose what you have.
Best Regards Jeffrey Wood
Yea, I didn't get the whole "I'll go alone." Makes me wonder if there is something deeper going on. Probably not. Some folks just struggle with being content.
I think "fatigue" is a good term. I find going for a trip refreshes my appreciation of Philippines. I just got back to Northern Luzon after a couple of months away, and am loving it again. However I don't spend as much time in country as you do. For a bit more of a modern experience I go to Mactan Cebu. Costs have most definitely gone up since before COVID. But I personally think it still works - for me anyway, so long as I can get out from time to time. All the best!
Thank you for a great educational video.. I needed to see this. Perfect timing.
Hi @antientdude1100 Thank you so much, glad it was helpful!
So true
Have not only given up on Phillipine but all other countries also.
Canada where I live has become the-best option in terms of ZERO hassles no forms to fill , no requalifying for visa.
Staying put never looked so so good
Love Canada more and more ❤
I grew up in the great lakes and would never retire up there. I hate cold weather now. I live in the south now, but still too cold at times.
Sounds like a combo of two issues. One, the classic “grass is always greener”. And two, and I think it’s happening in many of these foreign locations, once the word gets out everyone flocks there. With TH-cam and social media there are no more secrets. These places unfortunately are being “westernized” and that will be bring about the demise of these locations in my opinion. The same thing will happen to all the other places you mentioned as well, at least the ones with beautiful young women who don’t care about age gap lol😅 It’s simple economics really. Every middle aged, divorced man on the planet with a little coin wants the same thing. A cheap place to live with gorgeous young babes running around in bikinis. So if you are a Filipino renting condos and apartments or a restaurant or bar owner of course they will jack their prices and that is what’s happening. They all know the Gringos are there with money to burn. There’s really no going back for these places unfortunately.
Yep.😂back in the eighties Costs Rica was the go- to spot retired surfers who dealt drugs in the states had enough money to buy a beach front house for 30 grand and enough left over money to chase panchitas barely past puberty 🤣🤣🤣 fast forward 20 years later an that house on the beach costs 200 grand and the ex- pats you came there to escape from all followed you to Costa Rica.. 😊😊
Very good video Paul glad your doing well.Try staying in shape is the name of the game at our age
Hello Paul! It’s Philip in Las Vegas. I really enjoy your TH-cam videos. With that said, I have a few friends and know of people personally that are raving about Costa Rica.
Loved Costa Rica, Panama and Colombia. Next year, I’m visiting Belize and Ecuador. The largest benefit of these countries mentioned they are near the USA ie about 3 hour flight into Miami or Houston. I would recommend learning conversational Spanish; it makes things much easier within the Latin and South American countries.
Exactly, I totally agree with you on that. Thanks a lot for watching the video.
The ineffeciency and incompetence of the Phillipines grinds you down over time. It's still by far the best for meeting a girl for a good relationship, though. If your girl is willing to travel, then that is the best of both worlds.
Another great video Paul.
Funny you should have this topic. A couple of weeks ago, it came up in our conversation (here in Thailand) that there seem to be a lot more negative TH-cam videos about the Philippines. I've been a subscriber of your channel for several years and I concluded that the Philippines isn't really my cup of tea but I could see how it would work for you and others.
Regarding Thailand - You've been here enough to know what Thailand is about though I wouldn't judge it by the current state of Phuket. I think part of the reason for change in Thailand has been a reset since Covid. The Chinese haven't returned (not necessarily a bad thing) and, as you mentioned, Russians have descended to a few locations, and for Europeans, the air fares and exchange rate have dampened the allure. I moved here in 2017 and as an American I don't see much change either in Bangkok or the Isaan countryside, except a little inflation, but the exchange rate is better these days so that counteracts the inflation for me at least.
I've followed a couple in Ecuador, Amelia and JP. You might want to check them out on YT. Ecuador has been taking a beating this year because of political violence. Probably localized for sure but notable this year.
Costa Rica is always been on the retirement destination list but has a reputation for a high cost of living because everyone has retired there.
Hi Paul, greetings from NYC today. I took a look at a list. In my opinion, I think Puerto Rico is much more advantageous than Panama. While prices have up in Puerto Rico during the pandemic, things are settling and there are still many places on the island where you can retire and live comfortably. Many speak English, the infrastructure is good as well as shopping where you can find a Walmart or Walgreens within driving distance. The biggest advantage, the United States Postal System serves Puerto Rico. You can walk right into a post office for service and have mail delivered by the USPS directly to your door.
The postal advantage is a good point
Receiving Amazon packages easily
All of it
Interesting point to make
It's crime rate keeps climbing due to the lack of any economy & social issues.
I know people who are from Puerto Rico. Every time a major hurricane hits there, it takes YEARS for the infrastructure to come back. None of my friends from there recommend it, and they would never move back
Actually just thinking Medicare is a big advantage as well since it’s accepted there. I don’t qualify yet so it wasn’t in the forefront of my thinking.
I would agree for the most part but still Puerto Rico is a US territory. Your not safe from persecution from the Leftist DOJ & FBI.
One more thing here Paul..I really enjoy hearing your take on things in such a different country compared to the one you before were used too, America..I like your humour,your take on things, your curiousness...you bring up both good and bad things,dont whitewash anything to put on a specific persona to please anyone..I really like that. You dont always bring up the bright things with your stay,and about Philipines,but also its downsides when they come about. Some youtuber thinks you must be always saying good,kiss +ass things about things they do,are in,live in,live by,or do...but you have agendas....no dolled up versions of reality just to appear a certain way..thats another reason I do enjoy your clips from the Phillipines, and I believe your channel would be equally interesting wherever country you were in. Have a good one!
Thanks for sharing all your research and thoughts! I felt like I owe much more than just a like
Thank you very much 😊
I used to live in Costa Rica Lovely place. But now challenging for someone on a budget.
Just my opinion based on my 2 most recent trips (within the last 11 months) to the Philippines which covered various regions is that it was bit shocking how expensive things are becoming. Lack of quality, uncleaned, uncared for rentals for the price is starting too really not be worth it. Also, we noticed that Restuarant services, and quality of food had gotten worst, but prices had increased. The above and other issues have led me to looking at other retirement destinations.
I've been in and out of the Phillies for 20+ years and the rate of change I've witnessed is mind-boggling.
In the rural areas of Thailand costs have not gone up much. then again that is rural and if you want a nore touristy place like Paul prices are up.
Why don’t you stay in your country? If your comport zone is there, so that you will not be criticizing other countries, they are not inviting you to go there 😂 or maybe you are hunting for a young girls to f??ing 😅
I pop around quite a bit. Have you considered moving around within the philippines? There are a ton of different areas outside of dumaguete/valencia.
Hi Paul !!!! Thanks this is a hot topic
You are right I'm done with the heat the slow people , traffic, food the rubbish everywhere . Im thinking about Portugal