Post Office Monthly Income Scheme 2024 | Best Investment Plan for Monthly Income | PO Schemes
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- เผยแพร่เมื่อ 19 ม.ค. 2024
- Post Office Monthly Income Scheme 2024 | Best Investment Plan for Monthly Income | PO Schemes
Post Office Monthly Income Scheme 2024 Hindi | Best Investment Plan for Monthly Income | Josh Money
Post Office Monthly Income Scheme (POMIS) is one such scheme where you invest a certain amount and earn a fixed interest every month. As the name suggests, you can invest in this from any post office. In this video of Josh Money, we will cover everything about POMIS.
Post Office offers POMIS among a host of banking products and services, under the purview of the Finance Ministry. Hence, it is highly reliable. It is a low-risk MIS and generates a steady income.
You can invest up to Rs. 9 lakh individually or Rs.15 lakh jointly, and the investment period is 5 years. Capital protection is its primary objective. The interest rate for April-June 2023 is 7.40% per annum, payable monthly.
Features & Benefits of Post Office Monthly Income Scheme
Capital protection: Your money is safe until maturity as this is a government-backed scheme.
Tenure: The lock-in period for Post Office MIS is 5 years. You can withdraw the invested amount when the scheme matures or reinvest it.
Low-risk investment: As a fixed-income scheme, the money you invest is not subject to market risks and is quite safe.
Affordable deposit amount: You can start with a nominal initial investment of Rs.1,000. As per your affordability, you can invest in multiples of this amount.
Guaranteed returns: You earn income in the form of interest every month. The returns are not inflation-beating but are higher compared to other fixed-income investments like FD.
Tax-efficiency: Your investment is not covered under Section 80C; TDS is not applicable either.
Payout: You will receive the payout after one month from making the first investment, and not the beginning of every month.
#MIS #MonthlyIncomeScheme #JoshMoney
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Josh Family, hum laaye hai aapke liye 'Jobs for Women' Course. Agar aap bhi apni financial independence ki taraf kadam badhana chahte hain toh you can fill this form:: bit.ly/3HhV6JV
Hlo ma'am namaste kon si aap se ye aap interest check kar rahi thhi please aap ka naam bata dijiye 😊
नहीं।
इससे अच्छा तो हम 15 लाख का कोई प्लॉट खरीदेंगे और 5 शाल बाद बेचेंगे। 😂😂😂😂
hmmm correct
True
5 saal baad Paisa Double
Aaj ke time 15 lakh me thullu milta hai 😂😂😂😂
Itna paisa middle class walok paas hota hai kya aur koi investment karta b haito usko utna benefit nahi milega jitna aapko milega
Very informative 😊
ATI sundar ji good 👍👍👍
Informative video
Mam, Swp PE video banayein
Thanks mam ❤
Greqt
Sorry Maine galat comment Dali thi ki aap adhura batate ho balki aapne pura clear cut bataya huva
Sorry Mam🙏🙏
Nice
Good information madam.
Mam tussi great ho awesome 👍👍 jai hind Mam Deepak Lucknow
😂😂😂
Fd me garib logo ko 12% interst milna chahiye
I am also searching for a job without investment
Do single single account 15 ki jagha 18 laga ke 11 hazar le sakte hai ??
Thank you mam
15 lakh lag kar 9 hazar kamaye. Sabse bada bewakoof humi log hai
Mam Post office ki konsi aisi best csheme hai jisme milne vale byaj par aur rakhe gaye paisho par byaj na lagta ho( yani inkame tax par rahat milti ho ) aisi schame.
Monthly paisaa bhar na padega kya? Ki lumsum ek baar hi bharana padega? Confused here.
Lumsum
Ye form kitane bar fill karna hai humne ise pahale bhi kar diya hai.
Garib ke liye koi scheme batao 9Lakh mere pass ho to Mai koi business karunga na
pm viswakarma yojna kro bhai
¹¹¹¹¹¹¹@@user-lo3ww6cx1u
@@user-lo3ww6cx1u¹¹
Ye to aadhi adhuri jankari hui . Complete information den 🙏
Intrest par income tax katega ya nahi katega e bhi bataiye.
Senior aur junior to bataya nahi😂
It's not sceem it's scame by post office😂😂😂😢. Garib banda aur 9 lakh. Accha majak h😅.
नहीं।
Isse Accha Apna machlipalan hai jo Har saal Dabal kar ke deta hai
Kesha ho ager ham eshi money ko Stock ya MF SIP me lagaye to sayad kuch behtar Returns dekhne ko mile ,...
Risk bhi hai na wahaper utni yaha per no risk hai and secure hai
bank me fix deposit me kitna interest milta hai ?
Hello ma'am kya is scheme me ek se jada account open kar sakte hai same aadmi ke naam se
Mera account 2 year phle se hi khula hai 😇
Can we use it for online payment like we do with other bank account
Ek agent ko kitna commision milta hai 4lakh karwane par
Compound me interest nhi milega kya
Agar post office vale Pan card na maange to hi hum account khulvaenge
3:31 wouldn't it be 6660 at 7.4%??
900000*7.4/100/12
Compound interest hai bro aur ye 5 year ka investment hai to 5 se v divide krna hoga@@incredibleworld8727
Tax benefits kya hai?
mene india post office me kahta offline wala khulya rupye jma karta rha ab na to pesa nikla or byaj ki baat hi kya kare jma punji tak nahi nikal rahi
Upi open kariye or usse paise nikal lijiye
Sr.citizen ke liye?
Is scheme m monthly kitne rupees deposit krne honge
Starting mai hee 9 lakh jama karna padega?
Ya monthly 5k jama kar sakte hai?
If investor die who will get money? Who will take risk if anything happened?
90000 ek sath jama karna hai kya monthly nahi hoga
Koi esi scheme btao jismr bina investment ke income aati he
Good kya seen h
Job kro
Bhai tu zigolo bn ja
😂@@dheerajrawat5044
Paise se paise banta h , Bina paise k kuch nahi
Titane saal tak milega monthly income
Itna money nhi he mere pas investment krne ke liye
1000 se b start kr skte h
To mt kr na bhai
9 lakh ho ga to zamin kharid k chor dun ga 5 sal m paysa duble, duble nahi v ho ga to v 3,4 lakh jiyada hi mile ga 😅
Single k liye 4.5 lakh
Joint k liye 9 lakh
Bar bar ek hi video dal ke bar bar like magte oo
Agar mai 10 lakh ek sath jama karta hu to...next month se milega ya agle year se
Max 9 lakh jama kar sakte ho. Agle mahine se hi int aana shuru ho jayega
Kitne mahine tak milega
Itna paisa rhega to share stock le lenge na accha wala
MIS scheme meine open Kiya hai 4950 milta hai monthly
kitna MIS kiye ho
Khya 5core jama kar sakte hai.
Jaamen ka govt mujha mila hai
Ye bakwas scheme hai isme compound interest nahi milta.
Isme simple interest milta hai.
Agar aap 6.5% ke rate per 5 saal ki fd kar dete hai toh apko MIS se jyada return milega wo bhi tax free hoga.
Calculation kar ke dekh lo.
Also tax free investment ke naam per bewakoof banaya jata hai.
Tax free investments are scam it's better to pay tax on return than invest in tax saving scheme.
Joint account kitne khol sakte hain
And single kitne khol sakte hain
Jitna aap chaho
Account online kese khulega
5550 nahi hai 3083 hee milega mam
TDS katega kya amount pr?
bilkul
Pta hai
Why I'm watching this video? I have already earning 13℅ P.A
How come
Online khul jayega ye account
1 lakh ₹ ka interest kitna hoga
M thumbnail dekhte hi pehchaan gya tha ye ladki sirf apna video promote krne k liye ye chochley kr rahi h.
MIS
Josh talks par kya sab such bolte hai
Isse acha fox deposit hai.
Minimum deposit kitna he??
Minimum deposit is ₹1000.
@@JoshTalksStockMarket
1000 pe to kuch vhi nehin hoga interest. Agar ham 50k invest kare to kya hoga interest?
I'm already earn 12%
Exactly 😂
Kaise
@@amitsharma-ub7rd 12%club se
@@amitsharma-ub7rd MobiKwik 12-13 %
@@karangurjar5927me bhi
Mssc
mam hume khulwana hai
hr month 1000 Dene hai ya fr ek hi bar 9 lakh deposit karna hai
Ake hi bar
hr mahine7% milega
How much money i will get after 5 years?
In complete information 😢
इसे अच्छा FD है उसे भी हर महीने ले सकते हैं
Ye scheme Ambani aur adani ke liye h
Isse achaa to sip h
better to invest in small fin. banks gives 8 to 9.50 % interest. u being fin. adviser u recommend where investor get more interest in banking sector
Reply
Incomplete information
Bahut h worst scheme ,5 yr m 900000 kha s ayega y v bta dete sahi rhta
No
7.4% koi Bank ya post office nahi deta ...Jada se Jada 5% ya 5.5% se Jada koi nahi deta .fack intrsrt reat
Unity small finance
Isse acha to ko share hi khareed le
bekar scheme h
Ye sab jhuthi bate hai koe paisa nhi mil rha hai bro😂😂
Tumko lagna jyada milta hai
Kuchh jyada ho gaya 😂😂
Bakwas 😬😬
Tum thodi si pgl ho ky
बेवकुफ 😂
Time wasting video
Kya ghatiya scheme h
Bakwas lagi😂
Pglllllll h kyaaaa tuuuuu
Post Office is the utter level nonsense
Madam agar 4 family members h toh 2 joint account khulwa sakte h kya plz batye
No