Goa Vlog, Episode 1: Use my MONEY SAVING tricks (minimalistic strategies) to save Lakhs!
ฝัง
- เผยแพร่เมื่อ 24 ส.ค. 2024
- ►You can talk to Ditto to sort out all your health/life insurance related queries:
bit.ly/3W9xtc7
_______________________________________________________
► My finance course teach you not only about stock markets, but how to avoid financial traps. Check it out here:
wisdomhatch.co...
_______________________________________________________
Let me take you around Goa and discuss with you how to save MONEY.
If you've been a follower of my channel for a while, you would know that I am a strong advocate of frugal living.
You might call it chindipana or what-not, but the fact of the matter is that being money-wise is a crucial element if you want to build a wealthy lifestyle.
Do watch this video till the very end and let me know in the comments below if you'd want me to shoot more of such type of content. :)
*********************
Sign up for my Newsletter ► wisdomhatch.co...
Linkedin► / akshatshrivastavainsead
Twitter► / akshat_world
Instagram► / akshat.world
***********************
Attributions:
Stock videos from Pixabay and Pexels
Logos: Wikipedia Commons
Video Editor: Ayushman Khare
![ว้าว!ลุงบีมแบกทองมารับขวัญหลานกันยกบ้าน [cc] แดนแพทตี้ SS2 | EP.49 |](http://i.ytimg.com/vi/Osihq1OAs-4/mqdefault.jpg)
►You can talk to Ditto to sort out all your health/life insurance related queries:
bit.ly/3W9xtc7
_______________________________________________________
►My new stock market course. You can buy it during pre-launch @ a 25% discount here :
wisdomhatch.com/stock-market/
_______________________________________________________
Khana tho khate ho ya uska paise bhi bachate ho ,? Lowde
When are you making a video on how to build and run an Airbnb business in Goa? We'd love to hear and learn from you
The market is driven by; Narratives and emotions in the short run, Fundamentals and truth in the long run. Use this to your advantage.
Thanks for the update and keep doing what you do. My journey in the current market has taught me a lot of lessons, at the top of that list is that it never pays to live above one's means. I have managed to grow a nest egg of around $600k to a decent 7 figures in the space of a few months. Sad to say but a lot of us have poor money management skills. My 2 cents -get an advisor to keep you accountable and aid you make better decisions, Marnell English has been helping me a lot, all through my journey. I find it better to pay a little bit more for peace of mind than worry about money or market trends and still get >burned.
Outstanding is the word! Her knowledge and expertise as a trader are truly exceptional, the drops do not affect the signals when she is handling her system.,Her program of expertise is all over the internet “Marnell English Program”
She alerts you when there are great trades by prioritizing them for you and letting you know if she is not comfortable with you getting into certain setups for the day and does offer 1v1 consultation to her copiers which I think is amazing. Her program is just simply great.
Marnell English gave me a basic understanding of the benefit of trading over holding especially in a speculative market. She then provided me with her daily trading patterns, I was able to make a massive =ROI within a month
I’ve just read about “Marnell English Program” on the internet. She’s definitely a pro. I booked a session with her
Access to good information is what we investors need to progress financially and generally in life. this is a good one and I appreciate it..
When I shifted from Delhi to Mumbai, the first thing that changed in me was my financial discipline improved....from "shauq badi cheez hai ji" in Delhi. I shifted to travelling in local trains, reconciling bank statement everyday and investing every unused penny left with me. My wealth multiplied dramatically....I am loving my chindigiri
It is not chindigiri. It is a way to live your life with confidence and free from unnecessary and burdensome loan EMIs and worries.
@@VinayPrajapati2020 does it harm to give it a name? The host did the same, didn't he?
@@saurabhmukh1 To give a positive concept a somekind of negative word may lead that concept lose its position what it deserves. I think so. By the way, I support your stand too.
@@VinayPrajapati2020 you clarified well sir and so respectfully. I agree completely
@@saurabhmukh1 you will not get wealth to go with you when you die. So live your life else regret
I want to share 2 things:
1. Regarding frugality - my father says the same things but I think he is being a miser.. but when u r saying the same things they appear to be logical.. 😃😃
2. Regarding moving to smaller cities- though being a central govt employee, i was posted in Bangalore for 5 years. Now I have been transferred to Madikeri.. apart from the natural beauty the savings angle includes absence of swiggy or Zomato or any other home delivery, absence of big malls n shopping complexes, n my office being so near to my rented home that it is just a 5 minute walk..
What u r trying to convey makes sense
You can resist your temptation to eat in Swiggy even in a metro city. Imagine you cook in both a metro city and a small town, are the vegetables cheaper in Madikeri? I don't know about Madikeri, but if it is Imphal or Kohima it will definitely not be cheaper. May be a small town located near or between metro cities can be cheaper. I hail from Kolkata and work in Sivasagar, Assam. Almost everything is more expensive here in Sivasagar and Swiggy and malls do exist, but useful things like service centre for electronics and good medical facilities do not. As I observe show off consumerism is quite popular in the North East compared to Kolkata, the oil money and black money trickles down, people like to have fun, spend on gardens, road trips but they do not invest in health, education. Drawing rooms are often nice but toilets not always.
A large number of people grow their own vegetables in the North East, but you can only do that if you buy land. In a rented house most likely the landlord won't allow. Moreover, being in a good job you do not have that much time, while people who are local live with large families who help in kitchen garden, housework etc. People give a lot of importance to do housework and hiring maids, cooks etc. is a big problem. As an outsider you need to buy gadgets which are hardly serviceable there. There is a cycle like you leave your office in the middle of the working day since electrician is supposed to come, but the electrician doesn't turn up because he has to pick his son from school. Ultimately the chain gives a lot of time and energy to housework and less to office. In this case locals staying with a joint family and who have their own land are at much an advantage. Some relative can pick you up from the railway station at 2:00 AM because no taxi may do (even after offering money or demand a large premium).
"Money Saved Is Money Earned" Simple philosophy that was explained in a very realistic way. Brilliant!
Thought i was the only who did and thought this way, guess im not alone! Thank you Akshat for you wonderful videos and whimsical comparisons to make the content light and interesting!
You're damn right about living in metros and ordering everything.. this actually makes us order more than we require and the ease with which things are available in metros makes us more prone to outsource even the most basic activities.. and combined with high rentals, the scope to save drastically reduces
But again, the exposure and convenience is what I think matters. Most best hospitals and best colleges resides in good metro cities. You have no problem with electricity or water outages. And talking about food ordering, if you are a disciplined individual you can avoid that and if not doesn't matter where you stay you will definitely find some other indulgences. And I believe in skilling up and earning more, having a balanced life rather than suppressing your basic needs and saving and not enjoying life in general. These are just my thoughts and opinion!
@@swapnilharsur3082 Very true. It's hard, or impossible for a 20-30 year old starting his career to find a 1LPA+ private job in a non metro city. Investing, financial freedom etc. takes time; just don't fall for this 'lets quit office @25 and live in a beach' nonsense, it might or might not work and it will take some time.
For most of the people doing well paid jobs in big cities, there's nothing in a small city. I will have to compromise on a bulk of my earnings to go a settle for some meagre job in a smaller city.
Plus the quality of education in smaller cities, medical facilities is not upto the mark.
So the option of shifting to small city is good to sound but the reality is completely different.
Sadly, India has very few good job centers.
Here is most important trick -
When you join as fresher in your 20s with low salary, do NOT invest on real estate, no matter whatever is returns, fast exponential growth it might give. Instead invest on investments with compounding interest like PPF with 80C income tax benefits and also non-taxable interest and with no capital gain tax.
Key here is 'TIME". Time is multiplier and something irrecoverable that you have got ONLY in early 20s.
You investing 1 lakh in a year during early 20s is same as a person investing 10 Lakhs in a year in 40s.
You both will end up with same amount during retirement at 60.
I have two wheeler and cycle. I always prefer cycle if I travel under 5/8 km .. Because self investment.( Cycling mean healthy).
This was a wonderful and very much needed piece! Young people must understand that saving is not enough. It's a good start, but given the way the economy is going, you have to do better. Investing that saved money is a must and diversifying your investments so you have multiple streams is key. Of course, you have to be well informed on where you put your money or better still, get an expert to handle it for you (that way, you save time and minimize risks). Made my first million this way earlier this year from investing my savings something as casual as stocks. Goodluck!
...Very sound and realistic though not quite as easy... You mentioned using
pros, if its not a problem. do you mind telling if you used one or recommending a good one? I could definitely use the help of one as my finances are currently a mess... I look forward to you
replying...
real solid talk right there
@@pizzaguy7998 Funny enough, I can honestly relate. Yes, I used one, hard to keep up with every development if that's not your primary job. I don't know if I am permitted to go into details here, but you could look up "Stephen Joseph Kohlhofer". I'm not so sure he takes on new people right now, but you could try.
@@dannywalters958 casually strolled into this thread and boom, I know this smallish man. Once attended a fundraiser he was also in attendance here in Vancouver,, Great speaker with a funny accent,, He's in the States though, I
doubt he works with non residents,,,
@@dannywalters958 Thanx...
Basically self control and living happily on our terms instead of impressing others will keep us in good state not just financially but life as whole 😀
Never have i ever wanted soo much to vlog myself and get paid for it, Akshat Sir always taught us the best lessons in rooms and here he's exploring should do we!
Watching this same video 2time due to algo, i must say Mr.Shrivastava ur very thoughtful person.👍
I love how you are shooting videos at various locations and with serene backdrops like a beach, etc.. Love it! :)
Very good tips... I do employ some of your methods... This are some of my additions
1) Deal majorly in cash by withdrawing large amount once weekly & not using debit card/UPI even in small shops.
2) separate bank account for daily online expenses separate from salary account.
3) offline, we generally don't ask shopkeeper price of groceries... Just choose some quantity for billing. Compare online/offline prices.
4) if salary increases by 10%, you can keep your spending same as earlier or may inncrease by 3-4%.
I did not understand the UPI point genuinely....to me UPI is better since PhonePe or any other UPI apps have a history of transactions unlike cash....rest I agree with 100% . Thank you :)
@@rambot670 you can feel cash but upi money you can't feel
@@rambot670 you can feel cash but upi money you can't feel
I liked this video very much ... beach and your street are very beautiful and neat and relaxing.. shopping in super market is also interesting.. super.. more such vlogs.outdoor shootings .. 👍👍👌
You can also buy yearly prepaid pack for mobile which is much cheaper than recharging every 28 days (13 months)
ᴛʜᴀɴᴋꜱ Ŧᴏʀ ᴡᴀᴛᴄʜɪɴɢ.👍
ꜱᴇɴᴅ ᴀ ᴍᴇꜱꜱᴀɢᴇ ᴏɴ✍️
ᴡʜᴀꜱᴀᴘᴘ…✙𝟏𝟑𝟎𝟓𝟔𝟐𝟐𝟏𝟑𝟏𝟎
Mad respect for you being unapologetically you and breaking the stereotypes. Hats off man genuinely. 🤝🏻
i like the way you level up , chilling at beach side with a beer while doing the work you love is a prime life.
Really like watching vlogs with financial knowledge. Continue making such lind of videos
amazing vlog...I personally want to spend on assets that grow over time rather than on assets like depreciate over time; for instance, an Iphone of 1.5 lakhs will be less than half of its price in 1 year. In addition to investing in growing assets, I do not shy away from spending on good food, clothes, etc. After all, we also need to enjoy our life just like you are doing.
So should I buy an Iphone after 1 year? 💀
@@kunalsood2056 yes you can buy a used iphone 14 for less than 50k after 1 year
@@InvestingJourneyWithYogesh yes..buying new-like used iphone at a minimal price is also great investment 😁
Dont take these seriously..they are making money by views.. by iphone..its a best product on earth...so whatever it is ..its worth it
@@the_underwater_nature7643 😂
I can relate to the urge to buy certain things when you’re in big cities as compared to small towns. Due to wfh or rather work from hometown in covid, it was much easier to save money(no Swiggy no Zomato nothing). Now things have changed, back to square metro city, Zomato, Netflix, increased rent, commute prices, traffic etc all the bs again. Just cancelling my Netflix subscription( I hardly get time to watch but I don’t know why I took the subscription)
I can relate. The Netflix case is so true for me too
Love love love this video! Especially the point on enjoying free stuff and making it a part of daily life!
I want to add a point here - listen to great advise for free on youtube and use it to upgrade your experience of life!
So simple and humble way of putting serious things forward in an informative video. Kudos Akshat carry on the good work 👍🏽👍🏽
Bike riding may be good in Goa, but doing that in Bangalore is both dangerous and results in more expense ( health, accident risk etc ). Though for smaller distance it's ok ( like travel to metro station or buying grocery ). Agree with rest of the points. Great point on 80D, didn't know term insurance can be claimed under 80D
Jeena chod do paisa bacha lo kaise bhi ,,, 🤣
Ive been doing some of these things without knowing. So happy to be validated. Also learnt a few more great tips. Thank you Akshat!!
This is unique vlog. Financial education on the go!!!
ᴛʜᴀɴᴋꜱ Ŧᴏʀ ᴡᴀᴛᴄʜɪɴɢ👍
ꜱᴇɴᴅ ᴀ ᴍᴇꜱꜱᴀɢᴇ ᴏɴ✍️
ᴡʜᴀᴛꜱᴀᴘᴘ…✙𝟏𝟒𝟕𝟎𝟔𝟏𝟎𝟐𝟕𝟖𝟑.,
One of the persons on youtube who talks sense
I completely agree with you on moving to small city, I clearly saved lot of money on Swiggy, Zomato, Uber and Etc.
I do love your take on owning a two wheeler. We are financially independent and our modes of transport are an Enfield Himalayan for riding across India, which we did even during the last two years (because somehow cops at state borders don't hassle you when they see you riding in full gear...). The amount of money we save by not paying toll, more or less covers our petrol bill :) And when we are home, have a second hand Honda Activa for day today errands and cycles for fun rides to the beach. Healthy and frugal lifestyle keeps life simple and beautiful... :)
So finance vlogging is a thing now 😀🔥🔥
0:43 look at that cute cat in the background AWWWWWW
Dear brother, most of the time- we need to strict to our basic needs. Sometimes we need to go some luxurious items. Your points are very clear. Agreed with your statements 100%.thank you!
Akshat, you really have a vivid perspective of life and a different sense of humour.
I'm really inspired by you 😊😊😊
@AkshatZayn
Great video again...Thanks
Could you please prune your comments section in your videos as I see there are a lot of junk comments misguiding innocent people (with names and photos almost the same as yours)
Im not a financial advisor but another way to save money is by investing in a good helmet and basic riding gears if you are using a two-wheeler
ᴛʜᴀɴᴋꜱ Ŧᴏʀ ᴡᴀᴛᴄʜɪɴɢ.👍
ꜱᴇɴᴅ ᴀ ᴍᴇꜱꜱᴀɢᴇ ᴏɴ✍️
ᴡʜᴀꜱᴀᴘᴘ…✙𝟏𝟑𝟎𝟓𝟔𝟐𝟐𝟏𝟑𝟏𝟎
One more point.:- Goa or reason for living in a small city is it's non pollutated Or less polluateld environment and local goods prices are very very low as compare to metros.
As you said purchasing goods in online sale just becoz low priced and not vey much required
Online stores sale will go done now.
10:22 This background is also nice and photogenic.. From next video tell the names of places also.. wherever applicable
I'm thinking to brew beverages too , I get u boss! 👍🏻👍🏻👏🏻👏🏻
Free sunset 😊 view & workout 👍
If you are living in a city like Bangalore its very dangerous to ride a two wheeler. Its safe to ride to nearby places. But on main roads a car provides extra safety. Many of my friends who rode bikes or scooty met with accidents. These days cars are no longer luxury but a necessity
"It also looks nice when you're traveling in bikes."
Golden words of Akshat bhai!
This video will be saved in my 'GoldenVideos' collection. I cannot describe it in words of how much i liked this video.
Very minute things tat we miss, can save our hard earned money
I follow of the tips... And can say that really works. In a year I could save enough to build my first floor of House. Wfh saved a lot of money
To save more, instead of Goa you can visit Malvan. There also you'll find clean and serene beaches 😄
@akshats.9856 bots pheew..
Superb video sir, Do increase the frequency of such vlogs, it felt really awesome to see
It really matters, when we monitor our daily expenses. Everyone can save at least 15% of the current expenses...
😊Thanks Alot for the Knowledge given by you Akshatji..🙏🏻
2 wheelers are risky on Indian roads.
Many people have lost lives on Bangalore roads during rainy season.
I have been following you since last one year, and today is my first comment on your video, I just want to say thank you so much for making this kind of video I really love it, really inspired me please make more videos like this lifestyle.kind off
Thanks 🙏
Nice video and I'm happy seeing this here,thanks very much🙏🙏
I enjoy ur videos like a 4 years old kid watching a cartoon episode regularly.
Ur purchase of peanut butter and comment on buying chocolate is so funny ! I enjoyed it so much ! Thanks a lot for ur invaluable content !
Sir this was probably the best video of yours i enjoyed it alot . I want many such informative vlogs👌👌👍👍
Very informative and relatable and applicable in my life. Thanks and keep sharing.
7:45 I know it isn't strictly followed but carrying alcohol on the beach is illegal. Exception being if you are at a restaurant /shack.
thank you so much akshat, for awesome and life changing tips.
0:30 I doubt that petrol price will increase in future as oil market experiencing more supply than demand and electric vehicles are also creating competition to oil market. If petrol price goes up that much people would go for ev faster.
Akshat sir is gonna give complex to several comedians 💯😂😂😂🔥
Buying a car has its own benefits. It is safer for long drives. The city/traffic commute is more easy on a 2-wheeler. Secondly buying a post paid network family plan gives you other benefits. For eg Airtel provides free yearly basic subscriptions to hotstar, netflix , amazon
Wow, loved it!❤️
Another quality content from Akshat Anna ❤️
The vlog was full of obvious points.
Anyways I like seeing a financially sound person talk, so enjoyed it.
Akshat, you must be joking. Making chocolate at home is damn easy, and you can figure out the taste and darkness which suits you the most.
Also, two wheelers might be cheaper to run, but you can only use them on small streets. Driving them on roads where cars overspeed is not safe.
Lmao! Didn't expect you to be such a pro in vlogs. I enjoyed it a lot. Keep 'em coming.
ᴛʜᴀɴᴋꜱ Ŧᴏʀ ᴡᴀᴛᴄʜɪɴɢ👍
ꜱᴇɴᴅ ᴀ ᴍᴇꜱꜱᴀɢᴇ ᴏɴ✍️
ᴡʜᴀᴛꜱᴀᴘᴘ…✙𝟏𝟒𝟕𝟎𝟔𝟏𝟎𝟐𝟕𝟖𝟑,
2 wheeler i disagree, in my area dogs chase and bite, bangalore roads have many potholes, people have died due to bikes going out of balance due to potholes
overall i agree, living frugal is the best policy.
bhai maza aagya aaj ke vlog me maza agaya ...bhot maza aya...ek traf se finance daal dusre taraf se chivas(local product) nikalega 😂😂😂😂 *just a funny note on a one off vlog.
My heart goes to the entire community for Amazons A22NFN building up something even my grandpa can understand. This is so smart by them to launch it to shatter the doubts and fears of the common folk which is not even correct to begin with. Everyone knows the state of inflation and recession now and the way out is already in progress. Now it's just about catching the big fish
Bahut achha Akshat bhai.👍👌
Amazing video, great insights
Do share such vlogs Akshat
share more such biweekly or monthly vlogs about your life in Goa
Awesome video. And glad that I along with my family are already into many of these practices and hence save quite a good sum!
The other aspect which you didn't talk was probably the self control one gradually develops in one's life as saving becomes a habit. You also learn to be content with small things in life which brings general satisfaction.
I already converted all my ETH to A22NFN, now I feel like moving all my BTC to ADA as well.
Great video as always. I notice that you display the A22NFN! I just got some too!
Delhi is now not 2 wheeler friendly due to massive pollution and dust in environment. Governments are busy collecting tax from sale of cars and not working on cleaning environment. Like 10 - 15 years back we all use to commute on two wheelers for smaller distance and if only 2 person are travelling but now it is considered very low class to travel via 2 wheelers
This is a good one Akshat Sir.. maja agaya ... and the best part good ideas with a new theme .. keep it up bich bich me yesa sahi lagta hain.
A22NFN is my safety asset along with tether so i'm really glad to hear all this!! thank you very much
Very Nice Akshat .. You explain it beautifully ... looking forward to more such videos :)
Sundar tarike se bataya ki kanjus kaise bnana hi....
My largest holding is Amazons A22NFN. Glad it came out to be this. I’m a fanboy and I like Charles. He reminds me of Steve Jobs when he speaks
We would like to see more of like this vlog's man.
Get into little bit of charity through 80G;
Don't forget to claim interest exemption under 80TTA
Akshat agree with everything, but I even buy large size clothes for my daughter when cloths and shoes are on sale which she will eventually need
ᴛʜᴀɴᴋꜱ Ŧᴏʀ ᴡᴀᴛᴄʜɪɴɢ👍
ꜱᴇɴᴅ ᴀ ᴍᴇꜱꜱᴀɢᴇ ᴏɴ✍️📊📊📊
ᴡʜᴀᴛꜱᴀᴘᴘ✙⑨①⑦⑤⑨⑦⓪③⑦⓪⑧①
ᴛʜᴀɴᴋꜱ Ŧᴏʀ ᴡᴀᴛᴄʜɪɴɢ👍
ꜱᴇɴᴅ ᴀ ᴍᴇꜱꜱᴀɢᴇ ᴏɴ✍️📊📊📊
ᴡʜᴀᴛꜱᴀᴘᴘ✙⑨①⑦⑤⑨⑦⓪③⑦⓪⑧①
I appreciate you Akshat for making the unenviable effort of inculcating thrift habit in various daily expenses
Out of the context question. Which microphone are you using ? After all these winds, the clarity is amazing.
Now that Amazons A22NFN is around it's all about the question when and how much. I prefer this over ATOM, ALGO, L2 based ones and whatsoever
Truly love your candidness, I DCAed today again for BTC A22NFN and ETH
Agreed with most points !!! But I feel spending money on health by taking a gym membership and eating nutritious diet is an investment and no need to be frugal there !! At the end of the day, what are you going to do with all the investments if you don't have your health !!
This is perfect video for my family to watch and learn. Unnecessary expenses are draining my wealth
i m myself on journey to achieve financial independence. i openly show all my stocks nd crypto nd the reason for that buying. join me in the journey ?
Appreciate your feedback 🔼
What'sap me with the number showing above for consultation and more profitable updates
your videos look interesting. you got a new subscriber bro. good luck!
kudos! i m joining you from today
oh nice, best luck
following you from some time dude. bought butterfly stock after seeing your videos. made me good money
Very true things
Please make video on CEREBRAINT stock. Why it falling what do you think can happen in future?
Amazing as always!!
Thank you!! For all that you're doing!
Loved the funny and apt Bollywood scenes in between 😂
It applies to me also and Will share this friends too..!!!👍 Real happiness is free but it will more pleasant when manage your finance well to cut the unnecessary stress..!!
Exactly Akshat! I literally make peanut butter, hummus at home and it saves a lot of money
Thanks a lot Akshat.Great job done,I am shareing your video to my son,daughter & wife
We Enjoyed your video😍
ᴛʜᴀɴᴋꜱ Ŧᴏʀ💛ᴡᴀᴛᴄʜɪɴɢ👍
ꜱᴇɴᴅ ᴀ ᴍᴇꜱꜱᴀɢᴇ ᴏɴ✍️
ᴡʜᴀꜱᴀᴘᴘ…✙𝟏𝟔𝟎𝟕𝟑𝟎𝟕𝟓𝟒𝟎𝟐
Sir, I must say you are intelligent and wealthy yet so down to earth. I want to invest in NPS but not sure about its technicalities. Can you please create a detailed video on NPS?
Akshat, I really get your points , and all of them are excellent in terms of saving money.
But there is a flipside as well, of say, driving a Scooty. Yes an BMW is a overkill, but a car is generally much safer than a two wheeler. And You know about Indian road conditions, it's not always our own fault.
No matter the health insurance amount, an accident can devastate everything around us. So why don't also consider safety, and strike a balance between saving, frugality and safety ?
Your videos are always enlightening and I and my husband try to absorb as much as we can into our lives. Also, we want more bloopers.
ᴛʜᴀɴᴋꜱ Ŧᴏʀ ᴡᴀᴛᴄʜɪɴɢ👍
ꜱᴇɴᴅ ᴀ ᴍᴇꜱꜱᴀɢᴇ ᴏɴ✍️
ᴡʜᴀᴛꜱᴀᴘᴘ✙𝟏𝟕𝟖𝟏𝟒𝟖𝟎𝟖𝟒𝟓𝟗
If everyone will start saving extensively and consumption will go down, then how come our economy will grow?? All our savings will go in drain if economy is moving on sloth speed. Economy will not grow then income will not grow.
Myself during this Bear Market only trying to focus on BTC, A22NFN, ETH, SOL, MATIC. not losing sight of BNB and GALA.