Never go with HDFC ergo health insurance. Very bad experience with them.they denied my claim in last moment.when I needed more. Never go with this policy.they even not passing simple claim
Fully paid video they have shown tata aig is thumnail but not discussed it even csr is 89 and talking about icici where csr is only 85. Finally shortlisted three companies which ditto have tie up with. People trust you for good content, don't mislead just for money 🙏
I am a 30 year old male. And i have gone crazy selecting a good insurance plan for myself. I don't have any existing disease. But I am a smoker! Please just tell me the name of best insurance plan .
After watching the whole video I can't understand why hdfc ergo been in top 3 as it doesn't have even OPD benefits and why they don't include Aditya Birla which is good in every aspect
Simple, Aditya Birla isn't partnered with Ditto and hence they have no incentive in promoting it. That said, HDFC Ergo does have the highest settlement rates among all the insurers and their claims experience is better than most. This becomes the most critical factor when buying an insurance because at the end of the day, if you get all kinds on coverage on paper but the insurer doesn't pay up when you raise a claim, what even is the point of these coverages in the first place. So, that's why HDFC Ergo demands a premium compared to other insurers and is rightfully ranked among the best.
Aditya birla is fucked up in all over India because they're in top companies without any genuine claim settlement by their side. highest rejection from Aditya Birla happening.
No body Talks about Govt. Bank Health Insurance. 1) SBI Health Insurance 2) BoB Star Health Insurance 3) Canara HSBC Health Insurance For Senior Citizens.
मणिपाल सिग्ना की लाइफ टाइम हेल्थ में भी सभी फीचर हैं, प्रीमियम भी कम है । Hdfc, icici, bajaj में नाम के कारण प्रीमियम ज्यादा है। सिग्ना में PED वेटिंग मात्र 2 वर्ष है।
Good one sister. But why dont you cover one more selection criteria which is the most important. The ease of claim, customer support. Toll free calling number responsiveness. Quick turn around to customer queries, etc. This is what a family will expect out of a insurer
As per mint survey acko platinum health insurance topped the chart followed by HDFC egro but acko is not in ur list. Any views on acko platinum health insurance
What about the claim process? online or offline? How much time do they take to settle the claims ? I think these criteria are also very important to make the right choice!
I'm an employee at an MNC and we have a company health insurance plan (2 lakhs). However, I want to take an additional policy from outside. Recently, my mom was diagnosed with breast cancer. When filling out the form, do I need to mention that someone in my family has cancer?
Mam meri mother ka abhi corporate health insurance plan hai Maine job ko leave Kiya Hai how I can convert from corporate to self it will expire on jnue 2nd
But new India toh Government company hai toh I think icr jyada hone se itna Kuch fark nhi hone wala... And Icr toh wese aur bhi company ke kum hai ye list mein and Csr bhi accha hai 90%+ Like SBI general and other.. I think ki iske ache plan bhi ho sakte Jo aapne bataye nhi ho sayad ..
Madam may sirf kisi kisi occasion may hi drink karta hu. Not a regular drinker to merey jaisey logo ka kya provision hey please explain. No clear-cut information being shown anywhere
@@perrytheplatypus199 bro you yourself saying occasionally not regular it means you wants your name in no drinker or nothing bad in this , occasionally I drink cough syrup
Never ever ever ever go for Star Health! I repeat, never ever! They don't have any customer service and just blatantly reject claims without giving any explanation!
It is definitely a decent plan, but ACKO is a fairly new player in the market and we are yet to see how they deal with claims in the future. ACKO's short track record with health insurance is something that you should consider before going ahead with their plan..
Never ever buy from policy bazaar because they didn't help in behalf of you and we have to call many time's for help of claim & don't buy Aditya Birla because they decline your claim after getting every report's, because their team decide and don't trust your reports or doctor treatment..... All premium they're eating of innocent people in India and no big authority taking actions against them.....
Madam niva bupa and care sabse chiraand company hai claim dene k time...mai market me rehta hu niva ka employee hu...mera dukh bs mai hi jaanta hu....inka icr aise hi km nahi hai...hdfc icici or bajaj ye best hai in term of claim Mai daily claim krwata hu logo k...mam... ground realities btara hu
@@bekifaayati agreed they are new but I feel it should be mentioned as giving gr8 benefits and cheap mention the negative as being new Just a suggestion
Absolutely, where else bajaj is the only company in the industry which is providing opd policy along with health policy with coverage upto 25k from day 1
Mam mai ek housewife hu or meri kuch salo ki saving 1 lakh or mai ise invest karna chahti hu plz aap btaye mai kaha invest kar sakti hu jaha jada return mile risk free
Icici health shield 360 wale 35 year age husband wife aur 4 sal k bachche ki 50 lakh ka health insurance sirf 12000 me de rhe h, Ye insurance sirf icici bank wale de rhe h, icici insurance wale ya policy bazar k pas bhi ye plan nhi h, aur jo plan de rhe h..wo is rate me nhi h.. Kaise... Please analyse it and tell us the catch in this plan
@@insuranceabcd thanks for replying, but ye policy wo sabhi icici bank customer ko bech rahe h... Aur kahaa k account close hone par bhi ye kaam karega.. Please explain what is the catch in it.. Aur itna sasta plan kaise koi de sakta h..
Group insurance me life long renewal ki surety nhi hoti. 4-5 years me insurance company or bank tieup khatam hote hi vo aapko retail policy me transfer kr dete h. Group policy port bhi nhi hoti
@@ashishkumar-if4io I'll tell you in detail ok I was an insurance holder of Max Bupa(currently known as niva Bupa) I was paying premium from 4 years with no single claim...but in 2023 I had sever throat infection and fever so I had to admit in hospital...it has facility of cashless treatment and very first day I informed the insurer... but they reject my claim saying you should have not to admit in hospital... you can be cured at home...now I have lost faith ok insurance company
Book Your Consultation with Ditto: bit.ly/3w3d7tu
Please improve sound quality of the video ...Its very low as compared to other YT videos !
Is this free or chargeable?
Very much educative .. but according to me first step should be checking at nearby hospitals which cashless company does that hospital have a tie up .
Never go with HDFC ergo health insurance. Very bad experience with them.they denied my claim in last moment.when I needed more. Never go with this policy.they even not passing simple claim
Bro what if i invest money in safe thing instead of insurance like fd treause debt i can get 10% interest i think insurance is useless
@@Bhangu-h9k Insurance is very important now a days, if you don't have a good insurance and if anything happens it'll vanish your all savings.
@@Bhangu-h9k Correct
I have heard the same from one friend.
What was the reason for claim denial? Please give more details if possible
Very bad experience in HDFC ergo worst experience I am in hospital last minute my daughter cashless claim denied
What’s happen with her ??
Really
Aditya birla also did the same thing. they rejected cashless in and nobody help seriously.
Fully paid video they have shown tata aig is thumnail but not discussed it even csr is 89 and talking about icici where csr is only 85. Finally shortlisted three companies which ditto have tie up with.
People trust you for good content, don't mislead just for money 🙏
Any recommendations or advice on which plans/providers to look into? Thanks in advance!
@@prateekjain8777look for csr .. TAta Aig ka csr 89 sabse jada..
Gaurav, how are govt brands? Like United etc
@@prateekjain8777 tata aig
Hdfc hgro
Care supreme
Icici lombard
I am a 30 year old male. And i have gone crazy selecting a good insurance plan for myself. I don't have any existing disease. But I am a smoker! Please just tell me the name of best insurance plan .
How is acko health insurance.and it's claim settlement.
Star health or reliance health insurance me kon sa atsha he ?
After watching the whole video I can't understand why hdfc ergo been in top 3 as it doesn't have even OPD benefits and why they don't include Aditya Birla which is good in every aspect
Simple, Aditya Birla isn't partnered with Ditto and hence they have no incentive in promoting it. That said, HDFC Ergo does have the highest settlement rates among all the insurers and their claims experience is better than most. This becomes the most critical factor when buying an insurance because at the end of the day, if you get all kinds on coverage on paper but the insurer doesn't pay up when you raise a claim, what even is the point of these coverages in the first place. So, that's why HDFC Ergo demands a premium compared to other insurers and is rightfully ranked among the best.
Aditya birla has high rejection rate. If you want opd, Tata is the best.
Because hdfc egro sponsored this video.
Aditya birla is fucked up in all over India because they're in top companies without any genuine claim settlement by their side.
highest rejection from Aditya Birla happening.
Ma'am HDFC or niva mei 10 cover mei almost double ka difference kese hai .. please answer me.
Jabse aapne FreoPay ka video banaya thaa....buss tabse se hee trust kam hogya hai aapke upar
Why no policy form public insurance companies 🤔
No body Talks about Govt. Bank Health Insurance.
1) SBI Health Insurance
2) BoB Star Health Insurance
3) Canara HSBC Health Insurance
For Senior Citizens.
This are not govt. Bank's health insurance.
Never go with bank policies.
Not at alla good
Don't even think they are good. Everyone will backstab last min.
मणिपाल सिग्ना की लाइफ टाइम हेल्थ में भी सभी फीचर हैं, प्रीमियम भी कम है ।
Hdfc, icici, bajaj में नाम के कारण प्रीमियम ज्यादा है। सिग्ना में PED वेटिंग मात्र 2 वर्ष है।
Waise waiting periods top plans ke bhi 24months hi hain. Kam cost main I think Niva bupa aspire is best.
@@Kshitij-up7fgapko Mila claim ??? Niva se
Good one sister. But why dont you cover one more selection criteria which is the most important. The ease of claim, customer support. Toll free calling number responsiveness. Quick turn around to customer queries, etc. This is what a family will expect out of a insurer
You Should have read about the Niva Bupa Health Insurance Aspire Policy comparison to other companies products non of the products can compete
Claim incured ratio bahut Kum hai unka
At least Comparatively Other Companies products Aspire product is the best not talking about CIR @@karnoberoi4307
I had a claim with hdfc ergo and my claim fully approved by hdfc ergo and i feel good experience with hdfc ergo in health insurance
please make video on Reliance Health Insurance, will it pass claims at the time of requirement or they used dig deep and send queries.
As per mint survey acko platinum health insurance topped the chart followed by HDFC egro but acko is not in ur list. Any views on acko platinum health insurance
Why Tata AIG is not on the list
Thanks a lot for providing this detailed video, this is a big help to many.
Welcome 😊🙌
What about the claim process? online or offline? How much time do they take to settle the claims ? I think these criteria are also very important to make the right choice!
Claim ration and ease of claim process is important factor yo determine best insurance company.
Why you never use PSU companies thumbails in your video?
Please suggest us on Star health insurance policies
CAN A INSURANCE COMPANY DENY MY APPLICATION ON THE BASIS OF HAVING PRE-EXISTING DISEASE CONDITION? PLEASE HELP.
What about navi health insurance
Why not ACKO?
Thank you🙏
Never Ever opt for Private Insurance Companies
Instead go for the Government of India insurance companies
Orient / United /New India
Any specific reasons for your suggestion??
Why ?
Ohh why is that the case..? pls share
Thankyou for making this video. It has really helped me in buying right insurance.
What about the ADITYa birla active one
Health insurance ke tenure kuch hota hai kya?
Ya phir hamesha monthly paisa kat ta rehta hai?
Monthly
I'm an employee at an MNC and we have a company health insurance plan (2 lakhs). However, I want to take an additional policy from outside. Recently, my mom was diagnosed with breast cancer. When filling out the form, do I need to mention that someone in my family has cancer?
No
Please tell what u did in buying health insurance
@bekifaayati Mam we are still waiting for your video on Manipal Cigna LIFE TIME HEALTH. Why don't you elect this in this list
I am a consultant...you can contact me
Best health insurance companies for claim settle bestt plzzzz reply
Mam please make a video on ManipalCigna lifetime health policy.
Ditto is NOT offering ManipalCigna and the pricing is very competitive.
Sure, will try to cover in one of our future videos
@@bekifaayati thank you Mam
@@bekifaayatiMam we are still waiting for your video on Manipal Cigna LIFE TIME HEALTH. Why don't you elect this in this list
Kyuki Manipal ne madam ko paise nahi diye 😂
Mam meri mother ka abhi corporate health insurance plan hai Maine job ko leave Kiya Hai how I can convert from corporate to self it will expire on jnue 2nd
We will try to cover this in our future videos.
What about Star Health???
Full information about Star health insurance company
How is reliance insurance?
We will try to cover this in our future videos.
Kaunsi policy le hai w9 bhi batado.
Star health insurance policy le sakte ho aap
As per table, sl no 19-new india is the best…why skipped it?
ICR should be less than 100
But new India toh Government company hai toh I think icr jyada hone se itna Kuch fark nhi hone wala...
And
Icr toh wese aur bhi company ke kum hai ye list mein and Csr bhi accha hai 90%+
Like SBI general and other..
I think ki iske ache plan bhi ho sakte Jo aapne bataye nhi ho sayad ..
All companies principally made to reject claims.
No that's not true
Mam Maine Navi ka liya hai woh thik hai ki nhi plz suggest me and plz ur opinions is important for me 😊😊😊😊
No
@@EntertainmenHub how u r saying this plz tell me in details
Yar Kone sa ly fir insurance bata koi plz
Tata will be one of d best 🙂
ICICI will b the best
It seems intentionally you are ignoring Star Health India's number one Standalone Health Insurance Co... Star Health is best.
Star Health insurance company is for Star not for Human 😂😂😂
Madam may sirf kisi kisi occasion may hi drink karta hu. Not a regular drinker to merey jaisey logo ka kya provision hey please explain. No clear-cut information being shown anywhere
Bhai harishchandra kyu bnna ye non drinker me likh khud ko
@@DesiChhore Jo specification hey jitna hey utna hi likha hu for correct information Uberrimae fidei. Not about being any harishchandra
@@perrytheplatypus199 bro you yourself saying occasionally not regular it means you wants your name in no drinker or nothing bad in this , occasionally I drink cough syrup
Occasional drinking is not considered as an alcoholic, so you don't need to worry about it. You will be getting a non-alcoholic premium only
@@vkm9156 thanks sir
Iske video main mujhe aaj tak apne question ka answer nahin mila🙂
Thanx for making informative video after IRDA update ❤
Welcome 😊🙌
Why not included new india it's govt company ans it's settlement ratio is also 99 ... It's biggest company in India
Which one reply please
The video I was looking for since last one month
Do you need advise?...I am a consultant...you can contact me
Health insurance me insurance lene ke baad paise bharna hoge ya nahi
Hanji bharna hoga
how is navi health insurance?
We will try to cover this in our future videos.
There might be good companies but , I can definitely vouch that Navi is the worst😢
What your thoughts on Star Health insurance ?
We will try to cover this in our future videos.
Never ever ever ever go for Star Health! I repeat, never ever! They don't have any customer service and just blatantly reject claims without giving any explanation!
What about ACKO platinum, they have 1 crore coverage
It is definitely a decent plan, but ACKO is a fairly new player in the market and we are yet to see how they deal with claims in the future.
ACKO's short track record with health insurance is something that you should consider before going ahead with their plan..
Never ever buy from policy bazaar because they didn't help in behalf of you and we have to call many time's for help of claim & don't buy Aditya Birla because they decline your claim after getting every report's, because their team decide and don't trust your reports or doctor treatment.....
All premium they're eating of innocent people in India and no big authority taking actions against them.....
Aditya birla कंपनी कॅशलेस मना करती. REIMBURSMENT के लिये 100 सवाल करती हैं. Present situation accept नहीं करती .
What about Star healthcare
How is Manipal Cigna?
What About Tata AIG
Good company
Acko health insurance kaisa hai?
Calim settlement kaisa hai inka. Koi genuinely guide karega jisne claim kara ho
We will try to cover this in our future videos.
Madam niva bupa and care sabse chiraand company hai claim dene k time...mai market me rehta hu niva ka employee hu...mera dukh bs mai hi jaanta hu....inka icr aise hi km nahi hai...hdfc icici or bajaj ye best hai in term of claim
Mai daily claim krwata hu logo k...mam... ground realities btara hu
Background is not needed so loud pleasee
Why Acko was not included in this video?
Acka was part of the initial consideration set. It was rejected due to size and vintage
@@bekifaayati does that mean it not able compete with these tops insurers?
@@bekifaayati can you please make a video on Acko? Advantages and disadvantages in separate video? And compare with top ones and it's usefulness
@@ganeshthimmaiah Sure, will try making one specifically for Acko
@@bekifaayati thank you, will be waiting for this video
What about Aditya Birla?
Very much required
I am a consultant...you can contact me
Mobikwick extra ka video bano ek is it safe ? Ye 14 % returns de raha he
We will try to cover this in our future videos.
Sponsored video , don't follow her advice go with your insurance advisor jo apke jarurat pe lhada rahega and claim settle karane me madad karega
NICL aur iska TPA ERICSSON TPA WORST hai. Har claim partially hi pass hoga.
Why would you not talk about ACKO Premium Health Plan
Acka was part of the initial consideration set. It was rejected due to size and vintage
@@bekifaayati agreed they are new but I feel it should be mentioned as giving gr8 benefits and cheap mention the negative as being new
Just a suggestion
Niva Bupa Aspire has maternity cover too...
I am new one niva bupa aspire is good?
Yes all benefits were there within the same amount paid in other insurance company...
Online health insurance kabi nhi krna chiye claim me bhut problem hoti hai
Yes
Star star Health insurance company kaha hai
On which no.should I call
Sorry,we don't provide Individual consultations.
Thts y switch Aditya Birla from star health
Mene bhi star health insurance liya tha 4 saal ho gaya tha abhi band kar diya
Welcome 🤗🙏
Premium har saal nehi barta... Age slab hota hai...
Star health assure product is very good...
Clearly biased opinion with sponsors of video. Highly unreliable details
Is this paid review of policies?👀👀
Namaskar Aunty
😂😂😂
Make a video for insurance porting
Sure, we will try to cover this in our future videos.
Nice mam❤❤
How is waiting period 6;yrs? For Bajaj .. is this error? Else video was useful
Absolutely, where else bajaj is the only company in the industry which is providing opd policy along with health policy with coverage upto 25k from day 1
@@MD-pq5cd you replying to a question not asked. Not asking OPD, plz re reply
@@pradeeppatel2049 pre existing?
@@MD-pq5cd . You mentioned waiting period is 6 yrs for bajaj. Is that correct or an error? Whether pre existing or not that you only can clarify pls
Can you please reply to above?
Icici !!! Very bad .. Personally bad experiences... without any our knowledge they cancelled policy.
Clime also not gave...
All information is incorrect improper waste of time
Tu hi dede sahi info bhai
Ok video coming soon wait for update
Where is your video bro @@salmanfarsi46
Awaj bhada lo thodi video ki
Acko is the Best. 😊
Sponsored video hai bhai log. Don't trust 👎
Ap Har Saal report change hoti h iss hisab se Har Saal diffent company change todi krte rahege
Mam mai ek housewife hu or meri kuch salo ki saving 1 lakh or mai ise invest karna chahti hu plz aap btaye mai kaha invest kar sakti hu jaha jada return mile risk free
Laxmi chit fund
Gold khrido mam
What about Tata Aig?
Tata aia pro fit insurance sahi he ki nahi
Icici health shield 360 wale 35 year age husband wife aur 4 sal k bachche ki 50 lakh ka health insurance sirf 12000 me de rhe h,
Ye insurance sirf icici bank wale de rhe h, icici insurance wale ya policy bazar k pas bhi ye plan nhi h, aur jo plan de rhe h..wo is rate me nhi h..
Kaise...
Please analyse it and tell us the catch in this plan
Group policy h vo . Retail policy nhi h
@@insuranceabcd thanks for replying, but ye policy wo sabhi icici bank customer ko bech rahe h...
Aur kahaa k account close hone par bhi ye kaam karega..
Please explain what is the catch in it..
Aur itna sasta plan kaise koi de sakta h..
Group insurance me life long renewal ki surety nhi hoti. 4-5 years me insurance company or bank tieup khatam hote hi vo aapko retail policy me transfer kr dete h. Group policy port bhi nhi hoti
Niva Bupa is worse...never take this insurance...very bad experience
Why, can you explain in detail
@@ashishkumar-if4io I'll tell you in detail ok
I was an insurance holder of Max Bupa(currently known as niva Bupa) I was paying premium from 4 years with no single claim...but in 2023 I had sever throat infection and fever so I had to admit in hospital...it has facility of cashless treatment and very first day I informed the insurer... but they reject my claim saying you should have not to admit in hospital... you can be cured at home...now I have lost faith ok insurance company
First comment ❤️✌️🚩
Kuch bhi saamj nahi aaya
Worst helth insurance adityabirla.
Not pement of any case aadity birla
Star is the best
Don't go for Star Health Insurance.
How's it
❤❤❤❤