सर मेरा ऋण 280000 बचा huva hai अगर में इसको आज pay करता हूं तो कितना करना पड़ेगा कुछ ब्याज तो कम होगा ना और सर yono में amont ज्यादा दिखा रहा है और मेरे हिसाब से कम होना चाहिए उसके लिए क्या कर सकते है जैसे मेरे हिसाब से 280000 बच रहा है और yono में 336000 दिखा रहा है
Your information is wrong,I have taken rs 5 lakh loan from SBI in Feb,2023 and visited the bank for closing my account,but they are charging a penalty @ 3 percent.please reply.
मैंने एसबीआई से लोन लिया था और उन्होंने कोई इन्सुरेंस स्कीम उसमें दे दिया और पैसा काट उसके बाद अभी प्री पेमेंट कह के पैसा काटा गया जबकि मैंने कोई प्री पेमेंट नहीं किया है?
Sir mane loan sbi ki other branch se liya tha , or loan ko liye hue bh 2 year se jyada ho gya h Mne loan re-payment krke only 2 rupee balance h To loan close krne ka procedure kya rhega
Sir mera ek personal loan hai 10 lakh ka or mai 23 month ke bad mai force closer karvana chahte hai to bank wale bol rahe hai ki nahi hoga , minimum 36 month bad hi force closer karva sakte hai , jaise aap video me bata rahe hai oise hi hum vi jama kiye hai extra payment par avi mera acount close nahi ho raha hai , eske liy kya karna hoga....
Sir maine 420000 ka personal loan liya 6year ke .aur 15 month ke baad main close karne gaya to manager bolta hai ki aap 3 saal se pahle close nahi kar sakte hai...close karne pe 11000 approx ki penalty lagegi...boliye Kay karooo
please explain how the INTEREST CHARGED AT THE END OF MONTH being calculated with the loan statement u presented in this video...? like formula please...........
Nmaskar sir Mene p loan le rakha hai Mar2024 me section karwaya tha EMI start April 2024 Abhi tak 06×installment Kat chuki hai Yeh loan ten lakh ka tha Abhi mane Kowal 1000 p loan ka amount choda hai 1.kya ish amount ko 6 month tak rakh sakta hu 3./.charg se bachne k liye 2.forecloser statement fore closer charge se pahle milta hai ya amount deposit kbaad
Maine aapki isse pahle wali video dekhi thi jisme aapne repayment krne k bad utna hi amount apne loan acc. Me rkhna tha jitni kist cut sake, but meri next month emi cuti hi nahi, ab kya kru main???
I have taken a loan of rs8lakh from sbi in aug,2023 now and till now i.e. sept,2024 , I am left with 6k rupees but now branch staff are saying that you have still pay 3% charges.
Sar maine 5 saal keliye personal loan liya tha 4 saal bad mane loan pura bhar diya fiurclouser kar diya phir bhi 6741 rupye prerepayment panalty laga di..please help
Bhai meri 2 sal kist kti sbi me...last kist 8500 bachi thi ...to mene 7500 ek mhine phle repayment kr diye...bank mujpe penalty lga rha h ...total amount ka 3% ...bhai kya kru m btao...bol rhe h ek or loan lelo maaf hojegi penalty...plz help bro ❤
But brdr meri mother k naam pr bnwana hai agriculture certificate aur unke sare docs me father ka nam hai bs pan card ko shodkr toh pan card lgakr mother k nam se agriculture bna skte hai kuki Puri family me bs Nana k nam pr hi agriculture land hai or koi option nhi hai bhai
Bhaiya mne aapke khne par kuchh lakh rupees repayment kre yono par personal loan par leki intrest mere mool lone ki rakam me hi add ho gya kya btaya aapne y 2456 rupees aur bhad gye lone me kya btate ho aap ab kya kru m Mujhe to thik nhi lga
सर मैंने भी 1 साल पहले 2021 में 5 लाक का लोन लिया था, एसबीआई से और उसी के एक दिन बाद, मैंने 35000का लोन लेने के लिए apply किया था, लेकिन उसके बाद मैंने उसी दिन जो लोन लिया था।उसके बाद मैंने वापस किया था तो मुझे कोई चार्ज नहीं लगा था और sir आप कह रहे हैं इसमें 3% 4 क्लोजर फीस लगती है ऐसा क्यों सार😮😮😮 sir please reply
Statement me to show nahi ho raha hai ye thik hai but aapne branch ja kar contact kar liya ki aapka account close ho chuka hai aur koi charge nahi lagega
Bhaiya mere 6 mahine ho gye aur ab 7th emi jayega . 50000 liya tha maine part payment Kiya aur ab 4000 baki hai magar foreclosure ka zyada mang rah hai yono app main qareeb 1300 rupaye alag se??? Kya branch main Jake close karwaun ... charges kitne lagenge
Ek baar bank m baat kr lo aap agr bank maan jata h to aapka 0 charge pr close ho jayega aur nhi mangega to aapko 24000 dene pdenge aur agr 24000 dene pdte h to close krne m benefit nhi h
sir mene bhi personel loan liya he....800000 ka and 1 year se upar bhi ho gaya he...lekin me loan close karvane gaya to un logo ne bola ke 3 % charges dene padenge apko...and yono me bhi dikha raha he....close loan acount pe click kaete he to...
Bhai mai 2021 1145000 prsanal lone liya tha or 2 sal me closed kr rhe h to mujhe 35000 repayment change lag rha hai please mera problem solve kijiye kaise v
Apka information correct ny h bhai. Mera aj hi last emi tha, 13th emi mera last emi amount lien hogaya or jab bank ko settlement karne ke liya bola tho unhone penalty lagakar close kiya. Hosakta hai kuch rules change hogaye hoo
Bhaiya ji apna no de dijiye apse bt karni hai . Bhai maine 13 jan 2023 ko 1lakh ka loan liya tha ab pichle month se usme matra 1 rs maine bachaye hai baaki sab maine repayment kr diya ab wo automatic 2 month se close nhi ho rha aur brach manager 3% charge mang rha kya karu koi raay de reply jarur dena bhai
Rahn do sir bank valo ne bola h mujhe chahe kabhi krvao close loan Panulty poori Deni pdegi Aur ab mne poora repayment kr diya khre Jitna jyada repayment utni jyada panulty 1 saal 5 mhine hue h loan ko liye hue Sep 2024 18 month h ab kya kru bharungi panulty sirf aapki vjh se 😡😡😡
Sir mera bhi 2 rupee last or 124 interest 124 total 126 rs bacha hai but o debit kaise hoga please reply sir help me urgent because mera account hold kar diya
Sir maine sbi yono app say loan liya hai. 25000 offer toh jada tha but maine check karney kay leye waise he ley liya tha. Kaya isko mai pre closure kar sakta hu agar ha toh kaya pre payment charges lagtey hai.
Please 😢 help me maine 3 sal pahle loan liya tha to har mahine 13000something pay kiya ab mera 22000 bacha h , February me 13000 somthing pay kr dingi to jo baki ka bachega wo 8000 hai kya wo automatic kat jayega,aur account bnd ho jayega,ya kuchh process krni hogi😢
Sir , maine SBI se Express credit (personal loan) liya hai. 72 month ka tanure hai aur abhi 38 month baki hai. . kya mai fir se loan leke forecloser kar sakte hai....
Sir I had close after 3 year but, they were chages 4%+gst. Loan was started at 2020 jun but i had closed it at 2023 jun, loan was 400000 for 6 year. What is the reason pls give some idea?
Bhai ye to btaya nhi ki kaise kraya jayega.. bank walo ne 3% kaat ke band kr diya.. hume bhi pta ki aise hot hai.. pr bank wale ke muhh pr kya mare ki vo maan jaa..
Mene 13 महीने बाद बैंक में जाकर कैश जमा किए और sbi में कोई पेनल्टी नहीं लगी
Last me Noc bank se lena jaruri hai kya......? Ya fir hum yono se loan prepayment kar de to chalega.....?
आपका बहुत बहुत धन्यवाद आपने बहुत अच्छी जानकारी शेयर करी है
Thanks 😊
Bhai inke chakker me mt pdna
Band krna h to bank jakar cash ya cheque ya online tbhi poora payment krna lekin panulty poori hi lgegi
That was very helpful. Majority of Bank employees themselves don't know this information
Bhai mne pre close kr diya ab 22000 rs extra mang rha hai manager loan close ke liye.... kya kru...
Sir nhi ho Raha hai
You don't have necessary rights to do the transaction from this account
Bata Raha hai
सर मेरा ऋण 280000 बचा huva hai अगर में इसको आज pay करता हूं तो कितना करना पड़ेगा कुछ ब्याज तो कम होगा ना और सर yono में amont ज्यादा दिखा रहा है और मेरे हिसाब से कम होना चाहिए उसके लिए क्या कर सकते है जैसे मेरे हिसाब से 280000 बच रहा है और yono में 336000 दिखा रहा है
Sar ji namaskar Maine loan ko pre closing Kiya hai to usmein Mera closing charges liya 6500 liya he kya wapas refund ho sakta hai sir
Your information is wrong,I have taken rs 5 lakh loan from SBI in Feb,2023 and visited the bank for closing my account,but they are charging a penalty @ 3 percent.please reply.
Bhai 1 saal ke baad close karoge tab nahi lagega 3 %
Abhi aapki 1 year bhi ni hua aur aapne loan lene se phele baat ki thi ya nhi ye to aapko pta hoga
Bhai Mera toh 2 saal ho Gaye g fir
3percent on before one year insstallment
Current personal loan locking period kya h … Plz batayen …
Sir ye tarika HDFC ya other bank me bhi h ya nhi plz tell me
Hi
मैंने एसबीआई से लोन लिया था और उन्होंने कोई इन्सुरेंस स्कीम उसमें दे दिया और पैसा काट उसके बाद अभी प्री पेमेंट कह के पैसा काटा गया जबकि मैंने कोई प्री पेमेंट नहीं किया है?
Branch m baat kriye
Sir mane loan sbi ki other branch se liya tha , or loan ko liye hue bh 2 year se jyada ho gya h
Mne loan re-payment krke only 2 rupee balance h
To loan close krne ka procedure kya rhega
Good informative video keep it brother 👍
Mera ek yono apps se loan lia hain lekin ek sal se pehle thora karke pre payment karna chahte hain to kus problem hoga kya
Nhi
Sir mera ek personal loan hai 10 lakh ka or mai 23 month ke bad mai force closer karvana chahte hai to bank wale bol rahe hai ki nahi hoga , minimum 36 month bad hi force closer karva sakte hai , jaise aap video me bata rahe hai oise hi hum vi jama kiye hai extra payment par avi mera acount close nahi ho raha hai , eske liy kya karna hoga....
Same problem meri hai
Aapka ye loan fix interest rate pr tha ye fluctuate interest pr he
Bhai ji last me kitana paisa loan amount ka chhodana hai... please reply
same question
Sir maine 420000 ka personal loan liya 6year ke .aur 15 month ke baad main close karne gaya to manager bolta hai ki aap 3 saal se pahle close nahi kar sakte hai...close karne pe 11000 approx ki penalty lagegi...boliye Kay karooo
Yes aapne phele baat ni ki hongi
Bhai kya rha fir aapka
@@Chachiyawas penalty ke sath loan close karaya..qki mere account me 20000 hold me daal Diya..jisase ki mai Paisa nikal nahi sakta...so..........
Sir ek confusion hai...EMI me interest add hokar ata hai to phir ye interest alag se kyu lag raha hai har mahine alag se emi ke?? Samajh nahi aya
Mera personal loan sanctioned ho gya hai lekin disurbursement nhi hua hai mai usko cancel karana chahta hu age kya kare
6 year ki jo 72 kist fix krte h Bo km ho jati h kya ya 6yr tk hi chalti h
EMI hamesa same katega sirf loan repayment karne par interest kam ho jayega
please explain how the INTEREST CHARGED AT THE END OF MONTH being calculated with the loan statement u presented in this video...? like formula please...........
Nmaskar sir
Mene p loan le rakha hai
Mar2024 me section karwaya tha
EMI start April 2024
Abhi tak 06×installment Kat chuki hai
Yeh loan ten lakh ka tha
Abhi mane Kowal 1000 p loan ka amount choda hai
1.kya ish amount ko 6 month tak rakh sakta hu 3./.charg se bachne k liye
2.forecloser statement fore closer charge se pahle milta hai ya amount deposit kbaad
Bhai same here please kuch solution mile to btana ap? Waiting for your reply
@Dharmendrakumarbhai
Maine aapki isse pahle wali video dekhi thi jisme aapne repayment krne k bad utna hi amount apne loan acc. Me rkhna tha jitni kist cut sake, but meri next month emi cuti hi nahi, ab kya kru main???
Bhai kuch solution mila iska????
Bhut achha bhay apka video akdam bhut hi achhi h koi advertise type nhi "pure real video"
Thanks Deepak
SIR JI ssc gd BSF PORTAL ME NOMINATION ENROLMENT Attestation FORM kise submit kre plz
Really appreciated sir🙏.. But recently 3 sal kale bad foreclosure kar sakhte hai without any charge. Otherwise apaka Idea superb hai👏
Sir mera express yono loan hai kya repayment kr sakta hu
Yes YONO m dikha rha hoga
सर बहुत अच्छी जानकारी दी आपने आप कौन से स्टेट से बिलॉन्गकरते हो सर
When will the original policy be back after completing loan?
I dont understand.
Please tell me whether SBI charged you for those part payments (50k,50k) or not?
I have taken a loan of rs8lakh from sbi in aug,2023 now and till now i.e. sept,2024 , I am left with 6k rupees but now branch staff are saying that you have still pay 3% charges.
3% on which amount?? Outstanding or principal??
Please reply
outstanding
Please keep it up with new information videos
Thanks
Sir ye penlty jo aap payemnt extra krte ho uspe lagta he na ya principal Amount pr
Closed hone ke baad apko bank "no due certificate" dia tha ya nahi
Sbi nai deta... update ho jata hai automatically
Thanks bro ...
Detail me batane k liye .......
Sar maine 5 saal keliye personal loan liya tha 4 saal bad mane loan pura bhar diya fiurclouser kar diya phir bhi 6741 rupye prerepayment panalty laga di..please help
Branch m baat ki aapne?
Sir otometik hi repayment bi kt gya or emi bi kt gyi to kya loan me kta repayment vapis ac me aaskta h kya
Bhai meri 2 sal kist kti sbi me...last kist 8500 bachi thi ...to mene 7500 ek mhine phle repayment kr diye...bank mujpe penalty lga rha h ...total amount ka 3% ...bhai kya kru m btao...bol rhe h ek or loan lelo maaf hojegi penalty...plz help bro ❤
Tk ek chhote amount ka loan le lo
Rate of interest kya tha aapka?
11%
But brdr meri mother k naam pr bnwana hai agriculture certificate aur unke sare docs me father ka nam hai bs pan card ko shodkr toh pan card lgakr mother k nam se agriculture bna skte hai kuki Puri family me bs Nana k nam pr hi agriculture land hai or koi option nhi hai bhai
Bhaiya mne aapke khne par kuchh lakh rupees repayment kre yono par personal loan par leki intrest mere mool lone ki rakam me hi add ho gya kya btaya aapne y 2456 rupees aur bhad gye lone me kya btate ho aap ab kya kru m
Mujhe to thik nhi lga
Yono se personal loan ka emi date kaise change karein is par vedio banawo
Bank me application deke
सर मै yono se 5lac का लोन लिया था पर loanforclose नही दिखा रहा कैसे close करूं
Brother Preclosure charges only applied to outstanding amount not on principal amt....
सर मैंने भी 1 साल पहले 2021 में 5 लाक का लोन लिया था, एसबीआई से और उसी के एक दिन बाद, मैंने 35000का लोन लेने के लिए apply किया था, लेकिन उसके बाद मैंने उसी दिन जो लोन लिया था।उसके बाद मैंने वापस किया था तो मुझे कोई चार्ज नहीं लगा था और sir आप कह रहे हैं इसमें 3% 4 क्लोजर फीस लगती है ऐसा क्यों सार😮😮😮 sir please reply
Aapka account kaunsa h?
Savings account
Sir sbi ki personal loan close karke baad kya milta hai matlab kuch clearance milta hai kya
NOC le skte h aap
Statement me to show nahi ho raha hai ye thik hai
but aapne branch ja kar contact kar liya ki aapka account close ho chuka hai aur koi charge nahi lagega
Yes 100% ho chuka h maine confirm kr liya
@@Studyfordefence1
Mera bhi same case approx one month me mujhe pata lag jayega ki prepayment charge lagega ya nahi
Mera 1,50,000 personal loan liya tha.
1 saal emi de rahi hu, how can I close my loan account in one time payment
Bhaiya mere 6 mahine ho gye aur ab 7th emi jayega
. 50000 liya tha maine part payment Kiya aur ab 4000 baki hai magar foreclosure ka zyada mang rah hai yono app main qareeb 1300 rupaye alag se??? Kya branch main Jake close karwaun ... charges kitne lagenge
Yes ek baar branch jaiye politely btaiye to 1 year k baad ho jayega foreclosure
@@Studyfordefence1 ek hi emi bachi hai uske baad ek hazar bachega... yani ke 7th month mai close ... one year se phle hi hoga na
Bhai kya charges lge aapke btana ..Mera bhi same issue h yr
Sir forclosuer kitne time main karwane se03% ka charge nahi lagega.
1 year complete hone k baad
Home loan tenure Kam Kar sakte hai ?? After few more extra emi paid
Nhi
Pre payment kr skte h
Pre payment kr skte h
Sir mene 8 lac p laon liya tha 2020 me ab 146000 bacha h..usko pura ek sath bharne par kitna amount paid kena padega..
Ek baar bank m baat kr lo aap agr bank maan jata h to aapka 0 charge pr close ho jayega aur nhi mangega to aapko 24000 dene pdenge aur agr 24000 dene pdte h to close krne m benefit nhi h
Okkk.... thank you sir..
sir mene bhi personel loan liya he....800000 ka and 1 year se upar bhi ho gaya he...lekin me loan close karvane gaya to un logo ne bola ke 3 % charges dene padenge apko...and yono me bhi dikha raha he....close loan acount pe click kaete he to...
Yono par ....kahan option ata hai loan account close keliye...
Apka kuch hua??? Thoda btayie iske bare mai loan close hua
Bhai tumahra laon aacount khud se close ho gaya kya loan repayment karne ke baad
Reply jarur karna bhai kyoki maine bhi sab loan amount repayment kar diya hai bus 1 rs bache hai aur mujhe loan liye bhi 1.5 year ho Gaye hai
Bhai mai 2021 1145000 prsanal lone liya tha or 2 sal me closed kr rhe h to mujhe 35000 repayment change lag rha hai please mera problem solve kijiye kaise v
Loan scheme ka pura naam kya tha..
PAPL ya express credit
Bank se Jake liya ya khud se online.?
Apka information correct ny h bhai. Mera aj hi last emi tha, 13th emi mera last emi amount lien hogaya or jab bank ko settlement karne ke liya bola tho unhone penalty lagakar close kiya. Hosakta hai kuch rules change hogaye hoo
Bhaiya ji apna no de dijiye apse bt karni hai .
Bhai maine 13 jan 2023 ko 1lakh ka loan liya tha ab pichle month se usme matra 1 rs maine bachaye hai baaki sab maine repayment kr diya ab wo automatic 2 month se close nhi ho rha aur brach manager 3% charge mang rha kya karu koi raay de reply jarur dena bhai
Emi को कम v कर सकते h kya sir yono se
Loan liya guwa 1 saal vi naa ho toh kya re payment kar sakte hai?
Sir kya har month repayment kar sakte hai
Haa jb chahe maine khud 2-3 baar ki h month m
@@Studyfordefence1repayment krne pr kuch int aur badh jata h
Sir, foreclosure karne ke liye, bank jana pada ya online hi ho gaya, foreclosure 1 saal k baad aapka gaya ya nahi, plz help
Sir pr ek bar 30 din ek bar 31 din ka interest hota he to kese pta chlega ki repayment me pelenty kti ya nhi
Emi to intrest jod ke banaya jata hai
Fir month ke last me interest kyu joda jata h
Pls help
Starting m to aapke keval loan amount hi show krta h interest every month add hoti h aur jo EMI aapki phele decide ho jati h wohi rehti h
Maine daayi saal ka loan liya tha ek saal ke andar clear kiya tho 3% penAlty lagega ya nahi.
Rahn do sir bank valo ne bola h mujhe chahe kabhi krvao close loan
Panulty poori Deni pdegi
Aur ab mne poora repayment kr diya khre
Jitna jyada repayment utni jyada panulty
1 saal 5 mhine hue h loan ko liye hue
Sep 2024 18 month h ab kya kru bharungi panulty sirf aapki vjh se 😡😡😡
Sir mera bhi 2 rupee last or 124 interest 124 total 126 rs bacha hai but o debit kaise hoga please reply sir help me urgent because mera account hold kar diya
Bank chle jao ek baar
Sir maine sbi yono app say loan liya hai. 25000 offer toh jada tha but maine check karney kay leye waise he ley liya tha. Kaya isko mai pre closure kar sakta hu agar ha toh kaya pre payment charges lagtey hai.
Mera auto deduct hota hein, extra amount kaise payment krna hai?
Apne YONO se kr do Loan Account m
Kya loan repayment karne se tenure ya emi Kam hoga
Amount Jldi m pay ho jayega to bilkul km hoga
Please 😢 help me maine 3 sal pahle loan liya tha to har mahine 13000something pay kiya ab mera 22000 bacha h , February me 13000 somthing pay kr dingi to jo baki ka bachega wo 8000 hai kya wo automatic kat jayega,aur account bnd ho jayega,ya kuchh process krni hogi😢
fir aage kya kiya aapne
Apka kya hua uske bad btayenge????
Sr mai PAPL lone liya tha aur pay kar ke band kr diya kye dubara offer milta hi
Plzz reply sr
Thank you sir❤❤❤
Sir maine 4 sal ki emi Deni thi agr hm 2 sal me account close krna ho to 3% charge Dena pdega kya
Yes
Normal neft kar loan ac m ya kuch or process he repayment ka
Not correct information.... Foreclosure period in THREE years not one year.
Unrealised intnn namm ki entry hain deposit ki iska meaning kya hota hain
Emi km karni hai
N ki tenure toh kaise katenge???
मैने 1year k bad close karaya hai 525000 ka loan closure m 15347 charge lava hai
Dada you are worng kyu ki maine dekha bank last me installment lock kar dite hai
Floating or fixed interest rate??
Aaj sbi bank gya tha repayment pr 3% estra charge lega ga bila
Lon approval hone par kya kuch charj lagte hai
SBI Loan ka prepayment kaise karte hai??? Kisi app se ya website se???
Car loan me bhi yhi process h kya
Sir , maine SBI se Express credit (personal loan) liya hai. 72 month ka tanure hai aur abhi 38 month baki hai.
.
kya mai fir se loan leke forecloser kar sakte hai....
Sir apka rate on interest kya tha?
Sir sbi ka icici me bt krke dd jma Krva ya tha but loan close nhi huaa kya kre pls btana
DD deposit krvane k bad bhi.loan close nhi hua kya kre sir
जो अमाउंट EMI के अलावा जमा करते हैं उसपे 3% लगता है
Sir mujhe extra emi pay karna hai yono se to uske liye kya karu
Foreclosure automatically ho jayega ya bank Jana padega
Repayment karne par EMI kam hogi kya sir
No
@@Studyfordefence1to time km ho jata hoga
sir 15 mahine hone k bad b forclose mang rhe h SBI wale
Kaunsa account h aapka?
Sir I had close after 3 year but, they were chages 4%+gst. Loan was started at 2020 jun but i had closed it at 2023 jun, loan was 400000 for 6 year. What is the reason pls give some idea?
3%+ gst liya hoga
Sir one month me Kitana re payments kar sakte hai
I have checked in Yono SBI app. It is asking for foreclosure charges.
Branch m jaiye
Sir time se phele agar perosnal loan close krna ho to kya wo pura interset k sath paise dena pdta hai kya
Please reply sir
Bhai ye to btaya nhi ki kaise kraya jayega.. bank walo ne 3% kaat ke band kr diya.. hume bhi pta ki aise hot hai.. pr bank wale ke muhh pr kya mare ki vo maan jaa..
Muh pr marne se jo kaam nhi hota h wo request krne se ho jata h
Hello sir @@Studyfordefence1
Ek sath kitna trnsfr kr sakte hai