I have had the pleasure of working under Aseem as a management trainee at HDFC Bank in 2004. He used to head the entire business banking vertical for the bank 2 decades back (with most of the regional heads reporting to him much older than him). He was as cool as a cucumber even then, most approachable and calm under pressure. The other co- founder of his, Mahesh Dayani used to head the western region then reporting into Aseem. He too is another amazing leader, very warm memories of working with him. In the last 2 decades Aseem has risen even further in stature, but the man remains the same. Wiser and more experienced for sure, but still has the same warm vibe. SBFC team is blessed to have leaders like Aseem and Mahesh. I say this with 100% confidence based on my own experience.
He laid principles of team management better than any seasoned professor in ivy college will. What lessons. He seeems to be well read and amazing thing is he is able to keep all of his reading in his mind for so long.
"When we make a sale, money leaves us" - I have never thought of financial services business from this point of view. Amazing insight from Aseem. I always look forward to his Monday morning posts in LinkedIn. Shantanu, thanks for bringing him as the guest.
The amazing thing about Aseem Dhru is that he raised $100 million and there is air around him. And you see people raising $1 million and they are like "I have arrived". His intent was to build a business and not just raise money and then run away.
I've been in the Financial Services Industry for 15 years now; having worked with Kotak (as en employee and now as a consultant) and HDFC (as a consultant); Aseem Sir and Mahesh Dayani Sir have been legends. It was great to hear the story and how well read Aseem Sir is. Thoroughly enjoyed the conversation; after Mr. Kamlesh Gandhi of Mas Financial Services Ltd this is the first individual I have heard having so much clarity and understanding of the Financial Services Business. Biggest Take away for me; Buy SBFC for next 15 years horizon. :)
Everyone is vulnerable and fears failures but they just pose as very confident. It requires lot of guts and courage to admit that one is vulnerable and is fearful of that.
This video is one of the best, it may stand in the top 2 among all podcasts of BSC... Lot of wisdom... I personally don't like lending businesses, keeping that aside, this person has great skill and wisdom...
Mr. Aseem Dhru's words on inflation not even taking into account the healthcare and education is absolutely spot on. Something is fundamentally wrong and it needs to be corrected. I don't see any political willingness from any party to set things right in our country.
One of the best Podcasts by an entrepreneur on TH-cam! Mr Aseem Dhru's clarity of thought and his sense of humor are class apart. The episode has so many insights that this is easily my most "re-winded" podcast ever. Shantanu thanks again for such an insight full podcast. You guest selection is legendary!
Thank you. Just thank you for this one. When there is a wave of celebrating entrepreneurship and worshipping founderism, here is what you need to listen to build an organization that can have a position to reflect. Build or work something on, which you can proudly say is 'This is what I have worked on'.
Wow, in just an hour's discussion, Aseem Dhru has quoted Aristotle, Napoleon Bonaparte, Charlie Munger, Jacobi. And also spoken about how seismic zones is one of the inputs in determining Disaster Recovery Site. I am just discovering Aseem Dhru as I start to read about SBFC. I am really interested in knowing his reading list. Books he has read and found very helpful in building his mental models and books he's currently reading.
@thebarbershopwithshantanu6670 - Please help get this information from Aseem if you haven't already asked him this question in this podcast episode. I hope to do my part and send in an email to investor relations of SBFC hoping to get this information.
Watched straight up 2 Hour Podcast while and now I am thinking how to do Upasna ? Started giving thoughts on risk assesment on what can go wrong in my business. Got a good insight overall on how Institutional Managerial Personnel think. Good One it is
Hero thinking. Absolutely spot on. Few individuals can not be the owners of entire organisations performance. Distribution of credit for success is totally absent in India's corporate culture. An astute analysis of how to build a financial institution. Time well spent listening to this.
Absolutely enjoyed every minute of almost 2 hours of this podcast. Masterclass for every entrepreneur who wants to build business of any kind! Great blend of business strategy, risk management, philosophy, personal happiness!
This is best use of youtube i think connecting extraordinary smart people to masses that can set motion for nation! Absolutely loved from business journey, though process, articulation and presentation of thoughts by Mr. Aseem start to finish.
Sir i am an ipo investor in sbfc i was thinking to sell the share of sbfc but after this podcast you have gave me a picture to invest in your vision for 20 year and with the integrity what you have i am sure this will a multibager stock😊
i was just about to sell my SBFC shares i got from the IPO, thinking that it is not growing. but i think i should keep it a bit longer considering the work the company is doing.
Beg to differ on the point he makes about car loans. Yes, while the average loan amount per customer for car loans has risen from ₹3 lakhs to ₹9 lakhs, so have the prices of cars. I can't think of any "good" car that you can buy (with all the bells and whistles) for anything less than a sticker price of ₹10 lakhs or so.
Our economy is facing challenges due to uncertainties, housing problems, foreclosures, global fluctuations, and the lingering effects of the pandemic, leading to instability. The rising inflation, slow growth, and trade disruptions require immediate action from all sectors to restore stability and promote economic recovery.
With the US dollar losing value to inflation and other currencies gaining traction, uncertainty looms. Yet, many still trust in the dollar's perceived safety. Worried about my $420,000 retirement savings losing value, I seek alternative security for my money.
With my busy schedule, I struggle to find time for in-depth investment analysis. For the past seven years, I have entrusted a fiduciary to oversee my portfolio, effectively adjusting to market fluctuations and providing valuable insights for strategic decision-making. I highly recommend considering a similar approach for those seeking successful financial navigation and well-informed investment choices.
This is definitely considerable! Do you think you could suggest any professionals or advisors I can get on the phone with? I'm in dire need of proper portfolio allocation.
I appreciate it. After searching her name online and reviewing her credentials, I'm quite impressed. I've contacted her as I could use all the help I can get. A call has been scheduled.
4:58 : Sir, this number of 6.8 crore small businesses is every where. What is the source ? In a country where we may have 25 crore households with 3/4 of the population in farming, are we saying that every 4th household has a business going ? Then who is employed ? Repeat a number enough and we run the risk of making it look like a fact.
Bang on… this country has so poor financial knowledge.. 5cr in Bank and fighting for cc charges.. it’s every day phenomenon.. RM gets frustrated dealing with such people.. but they are the customers
Shantanu, your products are not worth it. The positioning of your brand ie we should be the first shaving brand a new adult picks is not what your product's perception show. Imagine buying a tube of shaving gel, you unscrew the cap and it's flowing out or rather oozing out, a simple seal would have enhanced the experience there, it's standard, even cheap products do that where no one thinks of user experience. Don't even think of positioning yourself in the ladder with big giants. It didn't smell any different than the one used by barbers and uncles go to barbers for getting them shaved. Where is the positioning driven differentiation here? I liked your podcast with Mr. Kapil Chopra, great that you have access to these gentlemen and they share behind the scenes, but your products are not worth it. There are two types of products, one we use and can't wait to tell our F&F if they ask for recommendations and then there are those that we use and make sure no one uses it. Bombay Shaving was the second.
I have had the pleasure of working under Aseem as a management trainee at HDFC Bank in 2004. He used to head the entire business banking vertical for the bank 2 decades back (with most of the regional heads reporting to him much older than him). He was as cool as a cucumber even then, most approachable and calm under pressure.
The other co- founder of his, Mahesh Dayani used to head the western region then reporting into Aseem. He too is another amazing leader, very warm memories of working with him.
In the last 2 decades Aseem has risen even further in stature, but the man remains the same. Wiser and more experienced for sure, but still has the same warm vibe.
SBFC team is blessed to have leaders like Aseem and Mahesh. I say this with 100% confidence based on my own experience.
Best guest till date...so humble and awesome clarity
He laid principles of team management better than any seasoned professor in ivy college will. What lessons. He seeems to be well read and amazing thing is he is able to keep all of his reading in his mind for so long.
His thoughts that he posts every Monday on Linkedin are brilliant.
"When we make a sale, money leaves us" - I have never thought of financial services business from this point of view. Amazing insight from Aseem. I always look forward to his Monday morning posts in LinkedIn. Shantanu, thanks for bringing him as the guest.
He is very humble and straightforward
Very good at physics but somehow ventured into finance 🙂
The amazing thing about Aseem Dhru is that he raised $100 million and there is air around him. And you see people raising $1 million and they are like "I have arrived". His intent was to build a business and not just raise money and then run away.
Run away
the other people whom you described aren't called entrepreneurs, they're called opportunists.
mu ma la bhai phir
sorry😑
I've been in the Financial Services Industry for 15 years now; having worked with Kotak (as en employee and now as a consultant) and HDFC (as a consultant); Aseem Sir and Mahesh Dayani Sir have been legends. It was great to hear the story and how well read Aseem Sir is. Thoroughly enjoyed the conversation; after Mr. Kamlesh Gandhi of Mas Financial Services Ltd this is the first individual I have heard having so much clarity and understanding of the Financial Services Business. Biggest Take away for me; Buy SBFC for next 15 years horizon. :)
Everyone is vulnerable and fears failures but they just pose as very confident. It requires lot of guts and courage to admit that one is vulnerable and is fearful of that.
This video is one of the best, it may stand in the top 2 among all podcasts of BSC... Lot of wisdom... I personally don't like lending businesses, keeping that aside, this person has great skill and wisdom...
Aseem is one of those people who I follow diligently. A great human being with humility and tremendous wisdom.
Thank you for letting him talk, it’s a pleasure to listen to him.
Mr. Aseem Dhru's words on inflation not even taking into account the healthcare and education is absolutely spot on. Something is fundamentally wrong and it needs to be corrected. I don't see any political willingness from any party to set things right in our country.
One of the best Podcasts by an entrepreneur on TH-cam!
Mr Aseem Dhru's clarity of thought and his sense of humor are class apart. The episode has so many insights that this is easily my most "re-winded" podcast ever.
Shantanu thanks again for such an insight full podcast. You guest selection is legendary!
serious thank you to the podcast host and Mr. Aseem Dhruv..After going through many of his interviews and his posts , I adore and respect him deeply
What a gem of podcast.. I will keep coming back again and again. So much to learn, absorb and apply. Thank you Shantanu for having Aseem ji 🙏🏻🙏🏻
Glad you enjoyed it!
I have seen one of the best podcast recently. Its really kind of learning from a man who has done it
The best podcast on microfinance . Hats off to both 🎉
One of the best podcast.. Amazing insight clearity of thoughts practical and realistic. Excellent
Aseem's linkedin posts are a treasure trove, Thankyou ✨
I am impressed with his knowledge of Physics and Senecas philosophy !
What an amazing podcast… I just love Aseem he is amazing..
Wow! Always a pleasure to listen to him. Gives so many fresh thoughts and new perspectives in his typical fluent style.
Ashish Mohapatra &
Aseem Dhuru ...right up the alley episodes 🤟
Thank you. Just thank you for this one. When there is a wave of celebrating entrepreneurship and worshipping founderism, here is what you need to listen to build an organization that can have a position to reflect. Build or work something on, which you can proudly say is 'This is what I have worked on'.
This was a good Podcast. I always read Aseem's posts.
Wow, in just an hour's discussion, Aseem Dhru has quoted Aristotle, Napoleon Bonaparte, Charlie Munger, Jacobi. And also spoken about how seismic zones is one of the inputs in determining Disaster Recovery Site.
I am just discovering Aseem Dhru as I start to read about SBFC. I am really interested in knowing his reading list. Books he has read and found very helpful in building his mental models and books he's currently reading.
@thebarbershopwithshantanu6670 - Please help get this information from Aseem if you haven't already asked him this question in this podcast episode. I hope to do my part and send in an email to investor relations of SBFC hoping to get this information.
Pls share the list here with us as well as soon as you get it😃
Pleasure to work under Aseem Sir at HDFC Securities !!!! Always have a new and innovative ideas on how to move ahead..
Watched straight up 2 Hour Podcast while and now I am thinking how to do Upasna ? Started giving thoughts on risk assesment on what can go wrong in my business. Got a good insight overall on how Institutional Managerial Personnel think. Good One it is
One of the finest podcasts on the internet lately. So much to learn from sir!
Hero thinking. Absolutely spot on. Few individuals can not be the owners of entire organisations performance. Distribution of credit for success is totally absent in India's corporate culture.
An astute analysis of how to build a financial institution. Time well spent listening to this.
Aaseem Dhru words are worth in gold. Hard to see a such well read man quoting from various sources.
This one is epic and deserves for small clips of the video going viral.
Absolutely enjoyed every minute of almost 2 hours of this podcast. Masterclass for every entrepreneur who wants to build business of any kind! Great blend of business strategy, risk management, philosophy, personal happiness!
This is best use of youtube i think connecting extraordinary smart people to masses that can set motion for nation! Absolutely loved from business journey, though process, articulation and presentation of thoughts by Mr. Aseem start to finish.
We agree!
Superb and interesting. Loved every bit and lot of lessons to learn and adapt.
Great conversation, big fan of Aseem Dhru
Amazing video. Highly recommended to Banking and finance professionals. So much to learn from Mr Aseem.
Well spoken guy one of better podcasts online
Excellent conversation. Thanks
I wish this podcast had never ended....
What an intelligent guy
Legend in making 👍🏼👍🏼 Sir Aseem great personality came till date on this channel 👍🏼
This is an amazing conversation🎉
This channel is heavily underrated ❤
Amazing podcast with a great thoughts and insights.!
Glad you enjoyed it!
Absolutely lovely episode shantanu ❤
Amazing podcast ❤❤ and I love it 🎉🎉 ,keep doing ❤
This is the best person & podcast ,his so genuine
Half of MBA is done on this platform itself :)
Great comment
If someone is curious and hungry to learn, podcasts on TH-cam can be a treasure trove
Great interaction, loved it.
Brilliant..just brilliant very grounded..very practical
Another day another extraordinary episode from Shantanu
This guy right on soo many things
Wow thanks for doing this ❤
Sir i am an ipo investor in sbfc i was thinking to sell the share of sbfc but after this podcast you have gave me a picture to invest in your vision for 20 year and with the integrity what you have i am sure this will a multibager stock😊
Very Good interview.👍 I also own SBFC stock.
Thank you..
One of the best guest till now 🙌
Lot of learning. Mr Azeem is spot on .
Sir i have done vipsaanna meditation as taught by sn goenkhaji and practiced for 8 years rigorously at 65 years you have impressed me today
One of the Best
Great guy. Loved it.
Greatest Ganesh Chaturti eve podcast 🎉
Wonderful & lucid conversation 👌
What an amazing episode
Shantanu is speechless in this episode 😂😂😂
i was just about to sell my SBFC shares i got from the IPO, thinking that it is not growing. but i think i should keep it a bit longer considering the work the company is doing.
It's all about selling narrative. Do your own due diligence before taking decision.
Amazing content👍
Great conversation!
Complete 101 on managing and mindset to build institutions
Beg to differ on the point he makes about car loans. Yes, while the average loan amount per customer for car loans has risen from ₹3 lakhs to ₹9 lakhs, so have the prices of cars. I can't think of any "good" car that you can buy (with all the bells and whistles) for anything less than a sticker price of ₹10 lakhs or so.
He was MD CEO at HDFC Securities
Simply brilliant
Our economy is facing challenges due to uncertainties, housing problems, foreclosures, global fluctuations, and the lingering effects of the pandemic, leading to instability. The rising inflation, slow growth, and trade disruptions require immediate action from all sectors to restore stability and promote economic recovery.
With the US dollar losing value to inflation and other currencies gaining traction, uncertainty looms. Yet, many still trust in the dollar's perceived safety. Worried about my $420,000 retirement savings losing value, I seek alternative security for my money.
With my busy schedule, I struggle to find time for in-depth investment analysis. For the past seven years, I have entrusted a fiduciary to oversee my portfolio, effectively adjusting to market fluctuations and providing valuable insights for strategic decision-making. I highly recommend considering a similar approach for those seeking successful financial navigation and well-informed investment choices.
This is definitely considerable! Do you think you could suggest any professionals or advisors I can get on the phone with? I'm in dire need of proper portfolio allocation.
Just research the name Desiree Ruth Hoffman. You’d find necessary details to work with a correspondence to set up an appointment.
I appreciate it. After searching her name online and reviewing her credentials, I'm quite impressed. I've contacted her as I could use all the help I can get. A call has been scheduled.
Good to see an intrinsic mindful video
What are you saying ? 38:27 .. see the flat appreciation in NCR, B’lore Mumbai ! Insane returns !
Absolutely.
Mysore is also giving amazing returns
Awesome thoughts😊
Average car cost 6.5 Lakhs not 9 and 10 Lakhs
I feel like this man should have been HDFCs CEO. Its the company's loss
Amazing episode, truth bombs being dropped, enjoyed it
Can anyone help "how is this page able to list there products under each video with their website link ?" ??
Inspiring !!
4:58 : Sir, this number of 6.8 crore small businesses is every where. What is the source ? In a country where we may have 25 crore households with 3/4 of the population in farming, are we saying that every 4th household has a business going ? Then who is employed ? Repeat a number enough and we run the risk of making it look like a fact.
I must confess i have watched this video like i eat chocolates, very slowly n letting it melt . Thats when you get the max pleasure out of it.
Hold SBFC for Target 250+.
Dont forget to like once we are there 😊
49:03 what is this ILFS?
❤
Bang on… this country has so poor financial knowledge.. 5cr in Bank and fighting for cc charges.. it’s every day phenomenon.. RM gets frustrated dealing with such people.. but they are the customers
Sleeps for 7½ hours - perfect. Bec you wake up at the end of the sleep cycle.
Why SBFC promoter is selling continuously his shares
Health and education are part of CPI
sab bakwas. Agar loan ke liye property rakhna hai toh tu kya sab dega paisa,
2 line mei dimaag dikha diye, sir. Ekdum khaali. 😝
Voice is very bad
Boring monologue
Shantanu, your products are not worth it. The positioning of your brand ie we should be the first shaving brand a new adult picks is not what your product's perception show.
Imagine buying a tube of shaving gel, you unscrew the cap and it's flowing out or rather oozing out, a simple seal would have enhanced the experience there, it's standard, even cheap products do that where no one thinks of user experience.
Don't even think of positioning yourself in the ladder with big giants.
It didn't smell any different than the one used by barbers and uncles go to barbers for getting them shaved. Where is the positioning driven differentiation here?
I liked your podcast with Mr. Kapil Chopra, great that you have access to these gentlemen and they share behind the scenes, but your products are not worth it.
There are two types of products, one we use and can't wait to tell our F&F if they ask for recommendations and then there are those that we use and make sure no one uses it. Bombay Shaving was the second.