With the Fed cutting interest rates by 50 bps, what do you think will happen to the stock market? My portfolio has performed exceptionally well this year, but I am concerned about the possibility of a market crash and losing my gains though but, it's all on a brighter and splurging side for Gold, should I look that way?
Gold and Silver are often seen as a safe-haven asset that can protect against inflation and economic uncertainty. But like any investment, it carries risks. To determine if gold is the right investment option for you, an investment advisor can help you weigh the potential benefits and risks of investing in gold. They can also help you create a well-diversified portfolio that includes gold as part of a broader investment strategy. An investment advisor can help you decide how much of your portfolio should be allocated to gold and select other investments that can complement your gold holdings.
Investing in gold is a reliable choice, and I plan to keep buying more to make up for my losses. While silver is also a good investment, my collectibles are not as similar. It's important to have clear investment goals and educate yourself on the type of investment that interests you. I work with a financial consultant regulated by the SEC, and started small, but eventually accumulated over $800,000.
I will like to ask, How did you achieve it? I been trying to stick with index funds. I feel this new interest rates decrease could crash this economy. I'm looking out for a better investing strategy, I have a lump sum that inflation is steady eating up.
Certainly, there are a handful of experts in the field. I've experimented with a few over the past years, but I've stuck with ‘’Marisa Michelle Litwinsky’’ for about two years now, and her performance has been consistently impressive. She’s quite known in her field, look-her up.
I appreciate this. After curiously searching her name online and reviewing her credentials, I'm quite impressed. I've contacted her as I could use all the help I can get.
No doubt a 50 basis point rate cut is in order, inflation is a killer for the middle and lower class. Monetary policy decisions should prioritize economic stability for the working class, not cater to wall street’s big boys and politics.
My concern is where we will begin to see the effect of these cuts, is housing going to follow suit? I missed out on my dream home during the pandemic, I am now all eyes and ears for a further decline in mortgage rates.
Further decline? This is the reason I had wanted to refinance in the 1st quarter according to our budget but my spouse likes the space and the pool. If I go ahead with the plan, I will have over 200k to put in a HYSA as I had initially intended, seeing stocks are very volatile these days and the bond market (10Y) is pricing in the effect of rate cuts by ticking upwards, is it a good time for an average joe to get into the financial markets?
Consider consulting a financial advisor to protect your retirement savings from inflation. I personally saw my portfolio grow from $750,000 to $1.2 million in 3 years, saving $23,000 in taxes and earning $45,000 in dividends, despite 2.5% annual inflation. A financial advisor can help you rebalance your portfolio, optimize retirement income, and develop a tax-efficient strategy to safeguard your future.
The Fed's talk of interest rate cut leaves me pondering what stocks to buy now and when do I sell? I'm unsure how to properly allocate my money to achieve an optimal portfolio in this present economy, my goal is $3m for retirement.
navigating market volatility can be challenging, it might be beneficial consulting with an advisor to provide personalized insights based on your specific situation and financial position
True, I always emphasize the significance of having an advisor. This has kept me afloat since the covid-19 outbreak and as of today, I'm just about 10% shy of my first million dollar after subsequent investments.
@@beautifulpeopleonearthnice one! who is the professional that guides you please? enthused about investing for my eventual retirement but dont know how to go about it, for now I only invest in my 401k through my employer and gains are quite slow
Katherine Nance Dietz is the licensed FA I use. Just google the name. You’d find necessary deets to work with and set up an appointment. To be honest, I almost didn't buy the idea of letting someone handle growing my finance, but so glad I did.
We get the government we deserve. If it isn't the Liberals, it will be the Conservatives, and then we'll throw them out in 8 to 10 years. Mindless sheep. I challenge people to even give me one policy from any party (other than the ones the opposition TELLS YOU are a problem). 99% of the time they don't have a clue. Clueless population equals the same over and over again.
There is a huge lag between when rate cuts are implemented and the effects are actually felt. Not only that, but rate cuts themselves always happen based on lagging indicators, such as unemployment (unemployment data always lags hiring data since businesses stop hiring before they start firing). This is why rate cuts have almost never successfully prevented a recession. We saw it in '08. The yield curve uninverted, the fed cut rates, the markets surged for a bit based on false hope and reality set in soon after as the bad unemployment data caught up to the bad hiring data and it was armageddon from there. Anyone feeling the impact of these economic shifts should consider Crypto long-term trading strategies to protect their assets. My advice to anyone feeling the heat in this inflation, just trade long term more than ever, I have made over 720k from day trading with Aria cookings in few weeks, this is one of the best medium to backup your assets incase it goes bearish..
What I appreciate about Aria Cookings. is her ability to tailor strategies to individual needs. She recognizes that each investor has unique goals and risk tolerances, and she adapts her advice accordingly.
The key to financial stability is having the right investment suggestions for a diverse portfolio. Many investment failures and losses happen when you invest without proper guidance.
Sounds like a skeptical outlook on things then. With the rate cuts do you think it's best for us who are not conservative investors to focus on bonds or dividend stocks? I want to reallocate my 7-figure portfolio and I preferably want the assets with the best ROI.
Bonds are a safer bet. They offer good stable yields. But dividend stocks could make you a fortune if you know how to go about it. But it's always a good idea to work with a CFA. It streamline your strategy and help profit a lot.
I've been through the 'bonds are beating stocks' periods since the 90s with no bonds and with all aggressive stock mutual funds. At 66, my IRA and cash accounts are far more than I expected for my retirement. I can easily handle a worst-case 80% stock crash, Thanks to my CFA.
Mind if I look up your advisr please? I've worked in real estate for over 15 years and have neglected a major stock portfolio. This served me well when I was flipping and renting houses, however I need a different plan now.
‘’Aileen Gertrude Tippy’’ is her name. She is regarded as a genius in her area and works for Empower Financial Services. She’s quite known in her field, look-her up.
😂🙄 Are you an American and/or a corporate stooge? Corporate taxes are way low enough, as are subsidies to mining companies, farmers, oil companies, and the list of wealthy businesses goes on. We need to massively INCREASE taxes on the rich so we can fund society.
I am a dummy…let’s say if they in fact do make a further cut this month, how does that impact first time home buyers who are buying with a fixed rate in the next month? Does this mean they will get a lower rate or is this just for variable rate mortgages?
Food banks are overwhelmed and parks are now tent cities in major cities. Yet the Canadian Gov/BOC goes on as if Inflation is conquered and the Canadian economy is booming. The truth is they need lower rates so the government can service its debt and to encourage the real estate markets which is essentially the entire Canadian economy
MacKlem must be the only BOC Governor out of lockstep with the US. Inflation is not low enough for these rate cuts and the dollar will tank. Only a matter of time. What does he think he is accomplishing here?
Interest rate cuts are late to help homeowners who have taken credit cards and personal loans to live. If the return of 35 years amortization is in the reality, then the much lower mortgage payments will immediately ease off the high monthly debt payments to credit cards and loans.
Full on panic. BOC knows they have an economy flushing into the toilet with a real estate sector that’s been run into the stratosphere. And now rates are dropping like a rock, Federal govt cutting immigration rapidly, developers saying they can’t build (which means mass layoffs)…. This all means a bigger correction is coming. At 13 times the ratio between home prices and wages is unsustainable.
Tiff is making a big mistake. Again!. He will cause uncontrollable inflation. Again! The problem is not interest rates but wild fiscal spending by the government, excessive expansion of the government bureaucracy and lack of effective controls on the five main banks that all have special incentives to promote low interest rates. The bond rates are increasing in the US in order to save the USD as the reserve currency. After the November 5th election bond rates will keep moving up and unless Tiff responds accordingly our CND will tank. And that would be disastrous. Good luck Tiff.
What else would you expect with such high interest rates? The bank of Canada engineered a slow down and went too far too fast. Now it’s time to cut rates to get out of a recession and mass unemployment. We won’t see any recovery until rates go sub 3%
Investments are the roots of financial security; the deeper they grow, the stronger your future will be. With my adviser, I’ve cultivated deep investment roots, strengthening my financial security for the future
Please educate me. I am so much interested in investing but i don't want to make mistakes and loose my money. Can you pls connect me with your Adviser?
Thanks for sharing. I curiously searched the web with his full name and his website popped up immediately. I looked through his credentials and did my due diligence before contacting him
These rising interest rates are making it tough to manage my mortgage and savings. Should I be worried?
I’m in the same boat. My loan payments keep increasing, and I’m not sure how to adjust.
I actually consulted with Kate Elizabeth Cressotti before rates started climbing. She helped me restructure my finances.
I’ve heard of Kate Elizabeth Cressotti before. How did she help you with the interest rates?
She advised me to refinance early and move into more stable investments. It saved me a lot in the long run.
That’s exactly what I need. I didn’t expect rates to rise this quickly, and now I feel stuck.
The bottom is falling out of the Canadian economy and the BoC knows it.
What do you expect from such high interest rates. This was a engineered recession to slow things down
lol no
With the Fed cutting interest rates by 50 bps, what do you think will happen to the stock market? My portfolio has performed exceptionally well this year, but I am concerned about the possibility of a market crash and losing my gains though but, it's all on a brighter and splurging side for Gold, should I look that way?
Gold and Silver are often seen as a safe-haven asset that can protect against inflation and economic uncertainty. But like any investment, it carries risks. To determine if gold is the right investment option for you, an investment advisor can help you weigh the potential benefits and risks of investing in gold. They can also help you create a well-diversified portfolio that includes gold as part of a broader investment strategy. An investment advisor can help you decide how much of your portfolio should be allocated to gold and select other investments that can complement your gold holdings.
Investing in gold is a reliable choice, and I plan to keep buying more to make up for my losses. While silver is also a good investment, my collectibles are not as similar. It's important to have clear investment goals and educate yourself on the type of investment that interests you. I work with a financial consultant regulated by the SEC, and started small, but eventually accumulated over $800,000.
I will like to ask, How did you achieve it? I been trying to stick with index funds. I feel this new interest rates decrease could crash this economy. I'm looking out for a better investing strategy, I have a lump sum that inflation is steady eating up.
Certainly, there are a handful of experts in the field. I've experimented with a few over the past years, but I've stuck with ‘’Marisa Michelle Litwinsky’’ for about two years now, and her performance has been consistently impressive. She’s quite known in her field, look-her up.
I appreciate this. After curiously searching her name online and reviewing her credentials, I'm quite impressed. I've contacted her as I could use all the help I can get.
New Canadian dream is renting and working two jobs.
That's not new, that's a couple decades old.
You don't deserve more than what you worked for. You aren't entitled to them neither. So please stop it with the pity party.
@@justsomeguy6474No unfortunately it is new. 10 years ago starter homes were 300K in GTA. Trudeau destroyed this country!
3 jobs
@@JJJohnson441ok Boomer
No doubt a 50 basis point rate cut is in order, inflation is a killer for the middle and lower class. Monetary policy decisions should prioritize economic stability for the working class, not cater to wall street’s big boys and politics.
My concern is where we will begin to see the effect of these cuts, is housing going to follow suit? I missed out on my dream home during the pandemic, I am now all eyes and ears for a further decline in mortgage rates.
That will be in 2025, the mortgage market already anticipated this as early as May.
Further decline? This is the reason I had wanted to refinance in the 1st quarter according to our budget but my spouse likes the space and the pool. If I go ahead with the plan, I will have over 200k to put in a HYSA as I had initially intended, seeing stocks are very volatile these days and the bond market (10Y) is pricing in the effect of rate cuts by ticking upwards, is it a good time for an average joe to get into the financial markets?
Consider consulting a financial advisor to protect your retirement savings from inflation. I personally saw my portfolio grow from $750,000 to $1.2 million in 3 years, saving $23,000 in taxes and earning $45,000 in dividends, despite 2.5% annual inflation. A financial advisor can help you rebalance your portfolio, optimize retirement income, and develop a tax-efficient strategy to safeguard your future.
Who's your financial advisor? how do I get in touch ?
The Fed's talk of interest rate cut leaves me pondering what stocks to buy now and when do I sell? I'm unsure how to properly allocate my money to achieve an optimal portfolio in this present economy, my goal is $3m for retirement.
navigating market volatility can be challenging, it might be beneficial consulting with an advisor to provide personalized insights based on your specific situation and financial position
True, I always emphasize the significance of having an advisor. This has kept me afloat since the covid-19 outbreak and as of today, I'm just about 10% shy of my first million dollar after subsequent investments.
@@beautifulpeopleonearthnice one! who is the professional that guides you please? enthused about investing for my eventual retirement but dont know how to go about it, for now I only invest in my 401k through my employer and gains are quite slow
Katherine Nance Dietz is the licensed FA I use. Just google the name. You’d find necessary deets to work with and set up an appointment. To be honest, I almost didn't buy the idea of letting someone handle growing my finance, but so glad I did.
insightful comments, curiously searched Katherine Nance Dietz on the web and at once found her page, no bs! she seems impeccable..
As Trudeau polishes his ego, Canada sails rudderless. Forget the woke fantasies and vague policies and resign Justin.
We get the government we deserve. If it isn't the Liberals, it will be the Conservatives, and then we'll throw them out in 8 to 10 years. Mindless sheep. I challenge people to even give me one policy from any party (other than the ones the opposition TELLS YOU are a problem). 99% of the time they don't have a clue. Clueless population equals the same over and over again.
There is a huge lag between when rate cuts are implemented and the effects are actually felt. Not only that, but rate cuts themselves always happen based on lagging indicators, such as unemployment (unemployment data always lags hiring data since businesses stop hiring before they start firing). This is why rate cuts have almost never successfully prevented a recession. We saw it in '08. The yield curve uninverted, the fed cut rates, the markets surged for a bit based on false hope and reality set in soon after as the bad unemployment data caught up to the bad hiring data and it was armageddon from there. Anyone feeling the impact of these economic shifts should consider Crypto long-term trading strategies to protect their assets. My advice to anyone feeling the heat in this inflation, just trade long term more than ever, I have made over 720k from day trading with Aria cookings in few weeks, this is one of the best medium to backup your assets incase it goes bearish..
Ariacookings… that’s her name on
TE LEGRAM…
What I appreciate about Aria Cookings. is her ability to tailor strategies to individual needs. She recognizes that each investor has unique goals and risk tolerances, and she adapts her advice accordingly.
The key to financial stability is having the right investment suggestions for a diverse portfolio. Many investment failures and losses happen when you invest without proper guidance.
Productivity is never accidental; it is always the result of careful planning, dedication, and consistency.
And if inflation goes up again due to this rate cut?
They'll deny it and keep cutting.
Sounds like a skeptical outlook on things then. With the rate cuts do you think it's best for us who are not conservative investors to focus on bonds or dividend stocks? I want to reallocate my 7-figure portfolio and I preferably want the assets with the best ROI.
Bonds are a safer bet. They offer good stable yields. But dividend stocks could make you a fortune if you know how to go about it. But it's always a good idea to work with a CFA. It streamline your strategy and help profit a lot.
I've been through the 'bonds are beating stocks' periods since the 90s with no bonds and with all aggressive stock mutual funds.
At 66, my IRA and cash accounts are far more than I expected for my retirement. I can easily handle a worst-case 80% stock crash, Thanks to my CFA.
Mind if I look up your advisr please? I've worked in real estate for over 15 years and have neglected a major stock portfolio. This served me well when I was flipping and renting houses, however I need a different plan now.
‘’Aileen Gertrude Tippy’’ is her name. She is regarded as a genius in her area and works for Empower Financial Services. She’s quite known in her field, look-her up.
Thanks a lot for this suggestion. I needed this myself, I looked her up, and I have sent her an email. I hope she gets back to me soon.
Instead of BOC cutting rates , Govt should reduce capital gains and corporate tax. That would be real driver for economy
😂🙄 Are you an American and/or a corporate stooge? Corporate taxes are way low enough, as are subsidies to mining companies, farmers, oil companies, and the list of wealthy businesses goes on. We need to massively INCREASE taxes on the rich so we can fund society.
I am a dummy…let’s say if they in fact do make a further cut this month, how does that impact first time home buyers who are buying with a fixed rate in the next month? Does this mean they will get a lower rate or is this just for variable rate mortgages?
He says 50 bps cut in December after every question, we get it. Don’t have to repeat it 5 times 😂
.50 not big enough ...government crushed us with insane pace of interest increases
Still high. It need more cut, at lease least below 2%.
Food banks are overwhelmed and parks are now tent cities in major cities. Yet the Canadian Gov/BOC goes on as if Inflation is conquered and the Canadian economy is booming. The truth is they need lower rates so the government can service its debt and to encourage the real estate markets which is essentially the entire Canadian economy
The job market usually dies out end of November till early January unless jobs are seasonal. The economy will need a boost!
MacKlem must be the only BOC Governor out of lockstep with the US. Inflation is not low enough for these rate cuts and the dollar will tank. Only a matter of time. What does he think he is accomplishing here?
IMO, he’s trying to save the home ownership market.
US dollar is deprecating too.
@@bc5810 A real estate economy is a phoney economy. We will all regret his actions soon enough.
Food, energy and housing prices continue to rise. What the heck are they using to measure inflation??? Are we not to believe our own eyes?
Interest rate cuts are late to help homeowners who have taken credit cards and personal loans to live. If the return of 35 years amortization is in the reality, then the much lower mortgage payments will immediately ease off the high monthly debt payments to credit cards and loans.
No its not a given. There are bigger concerns coming up than trying to reinflate a deflating real estate gasbag.
Full on panic. BOC knows they have an economy flushing into the toilet with a real estate sector that’s been run into the stratosphere. And now rates are dropping like a rock, Federal govt cutting immigration rapidly, developers saying they can’t build (which means mass layoffs)…. This all means a bigger correction is coming. At 13 times the ratio between home prices and wages is unsustainable.
While US fed keeps their rates higher . There goes the money to the US along with the jobs . Thanks to the Bank of Canada and the Liberals.
Back in the days under Conservatives we enjoyed stability and steady growth
Tiff is making a big mistake. Again!. He will cause uncontrollable inflation. Again! The problem is not interest rates but wild fiscal spending by the government, excessive expansion of the government bureaucracy and lack of effective controls on the five main banks that all have special incentives to promote low interest rates. The bond rates are increasing in the US in order to save the USD as the reserve currency. After the November 5th election bond rates will keep moving up and unless Tiff responds accordingly our CND will tank. And that would be disastrous. Good luck Tiff.
There is NO jumbo rate cut coming in Dec
Remove housing from the CPI, like the fed is doing and it's 0.9% which is a full fledged resession and deflation territory. They need to be cutting 1%
People of Canada stop buying stop spending save your money !!!! Bring economy of Canadá to recession !!!
Get out of this broken money system and start saving your money in Bitcoin instead of dollars!
Didn't Caroline Rogers promise to keep the rate high indefinitely?
Worse PM of Canada 🇨🇦 Justin T and jagmeet
⛽😉
What else would you expect with such high interest rates? The bank of Canada engineered a slow down and went too far too fast. Now it’s time to cut rates to get out of a recession and mass unemployment. We won’t see any recovery until rates go sub 3%
How do we call a .5% rate cut a jumbo cut
Investments are the roots of financial security; the deeper they grow, the stronger your future will be. With my adviser, I’ve cultivated deep investment roots, strengthening my financial security for the future
Please educate me. I am so much interested in investing but i don't want to make mistakes and loose my money. Can you pls connect me with your Adviser?
Gabriel alberto william is the licensed advisor I use. Just research the name. You’d find necessary details to work with to set up an appointment
Thanks for sharing. I curiously searched the web with his full name and his website popped up immediately. I looked through his credentials and did my due diligence before contacting him
@@jonesselas
This guy is a clown