I'm looking for high-yield dividend stocks to invest in. Selling $200k in stocks without reinvesting isn't smart. If I don't find something, I might go to cash. Any ideas beyond bonds or CDs?
If I were you, I would bother less and buy gold and bitcoin. There are more institutional investors in long bonds than individuals and they are all relinquishing their long term holdings.
I agree, while higher interest rates increase bond yields, they also hurt long-term bondholders who can't wait for their bonds to mature. IMO You are better off for next 5 years by buying the dip now.
Avoid institutions holding your money in a bad bond bear market. Seek alternatives for passive income. Consider commodities, but consult a financial planner first, like I do
I am new to alternate investing, bonds were sold off, now this pump and dump scheme by the fed. What other alternatives have you tried that bring you passive income?
Your timing is great with the information you are sharing with us all. The Feds are looking to drop the rates in about 2 weeks and it’s best to have your money in an account of at least 4%. Thank you Dayana!
Trading is difficult, I'd spend the five grand on education for trading. It's not easy. Investing is different, that's easier. Short term or long term gain is the question.
Do you recommend government bonds. I was looking at them online and someone mention they don't tax you on state tax only federal think that's what they said or might be other way around.
These sound like great options! I’m highly considering opening a CD, however I also REALLY like the flexibility of my SoFi high yield savings account 😄👍🤩
1M T-Bills is the best since you can reinvest monthly and at the same time once market crashes you can enter easily to scoop up cheap stocks. Banks fail but not the US Gov, Feds are always there to rescue the $
Hi Bestie, I just want to say I love your videos thank you thank you thank you I do have a question. I’m torn between Ally Bank or wealth front just to keep my money parked what would be your best advice?🙏🏻🌺
Hi..I’m certainly waiting patiently for you to review the new offer on the PayPal Debit Card. 5% cash back on 1 cat per mo. Need to know if Doctor Copays count in the Health Category…I’ll wait 😄
Orrr...place a fair chunk on a decentralized exchange backed by Ethereum and earn an easy 75% a year and throw those yields into a hysa and a Roth. Billions of dollars being traded in crypto daily. Provide liquidity and roll that into traditional.
High Yield Savings account interest rates go up n down as the fed raises or lowers interest rates. I swear TH-cam just lets anyone put up anything smdh
Exactly. Did you watch the video? I mentioned that “The Fed might lower interest rates, which could cause the rates on high-yield savings accounts and other accounts to drop.” Obviously, if the Fed raises interest rates, it would likely cause the rates on these accounts to go up. Please don’t leave nonsense comments like this on my channel. Have a great day. 😉
@@DayanaPlays It’s obvious you delete all the Real comments which YOU would refer to as negative. Because with this elementary level video it’s amazing the comments aren’t full of people calling you out like myself. But go ahead and continue to censor your comments and put out elementary level videos telling people to get high interest bank accounts to lock in rates just in case the fed lowers interest rates 🤯
🏦 SoFi Checking & Savings Account (Get up to $325): bit.ly/sofiaccount
✅HYSA Checklist: dayanaplays.ck.page/hysachecklist
🤗 finally u upload a new video 😁
@@ToboeKey309 Had some trouble finding a good editor, but it’s all sorted now. Feels great to upload after 2 weeks, hehe. 😊
@DayanaPlays lol 😄 thanks for the video and welcome back 🤗🤗
I'm looking for high-yield dividend stocks to invest in. Selling $200k in stocks without reinvesting isn't smart. If I don't find something, I might go to cash. Any ideas beyond bonds or CDs?
If I were you, I would bother less and buy gold and bitcoin. There are more institutional investors in long bonds than individuals and they are all relinquishing their long term holdings.
I agree, while higher interest rates increase bond yields, they also hurt long-term bondholders who can't wait for their bonds to mature. IMO You are better off for next 5 years by buying the dip now.
Avoid institutions holding your money in a bad bond bear market. Seek alternatives for passive income. Consider commodities, but consult a financial planner first, like I do
I am new to alternate investing, bonds were sold off, now this pump and dump scheme by the fed. What other alternatives have you tried that bring you passive income?
I consult with a renowned NY advisor and fixed income strategist with an unorthodox approach.
Excellent advice! Thanks for all of your hard work.
I do my best, J! Thanks for always being there and showing love, hehe! 😊
Your timing is great with the information you are sharing with us all. The Feds are looking to drop the rates in about 2 weeks and it’s best to have your money in an account of at least 4%. Thank you Dayana!
You didnt mention that with T Bills you also don't have to pay state tax on the interest you earn Cds are subject to state tax
Excellent video. I greatly appreciate your take on latest events and how it can impact our monies. You’re awesome!
Glad it was helpful! Curious, where are you parking your moniess? 😊
@@DayanaPlaysMarcus HYSA
And I also use TreasuryDirect
I know nothing about trading /investment and l'm keen on getting started. What are some strategies to get started with?
As a beginner, it's essential for you to have a pro or a very good trader to keep you accountable.
Someone like expert Nancy Williams Laplace
Omg! Nancy's strategy has made winning trades a regular occurrence for me as well! It's a huge milestone when I think back on how it all started.
Amazing! I'm so surprised to see Ms. Nancy being mentioned here under this comment!
Trading is difficult, I'd spend the five grand on education for trading. It's not easy. Investing is different, that's easier. Short term or long term gain is the question.
Do you recommend government bonds. I was looking at them online and someone mention they don't tax you on state tax only federal think that's what they said or might be other way around.
These sound like great options! I’m highly considering opening a CD, however I also REALLY like the flexibility of my SoFi high yield savings account 😄👍🤩
Thanks Pollita! You could keep most of your money in a HYSA and put some in a high-interest CD to get the best of both worlds. 🤔🤑
@@DayanaPlays that's a great idea!! I'll most likely do that... 😀
👏🏼👏🏼👏🏼👏🏼priceless advice darling
Thanks Susan 🙏🏽
I love sofi one of the best as always thkyou very much for everything we love you excellent video
Thanks Chino! 😊
Intrigued about T-Bills. Looking at HYSA/CDs that compound interest daily as opposed to monthly. Good 411.
Thank you as always! 💜
@@DayanaPlays Much appreciated as I think Marcus, Ally and possibly AMEX CDs compound daily (not 100% sure).
1M T-Bills is the best since you can reinvest monthly and at the same time once market crashes you can enter easily to scoop up cheap stocks. Banks fail but not the US Gov, Feds are always there to rescue the $
You always have the 411
Aw, thanks so much! 🙏🏽
Remember that SoFi just reduced their rate a week or so ago back to 4.50%.
Yeah, banks will soon begin lowering their rates.
Hi Bestie, I just want to say I love your videos thank you thank you thank you I do have a question. I’m torn between Ally Bank or wealth front just to keep my money parked what would be your best advice?🙏🏻🌺
Aw, thank you so muchhh! 😊 If you’re after the highest interest rate, I’d recommend Wealthfront, they’re offering 5% right now.
TFLO ETF
Hi..I’m certainly waiting patiently for you to review the new offer on the PayPal Debit Card. 5% cash back on 1 cat per mo. Need to know if Doctor Copays count in the Health Category…I’ll wait 😄
Orrr...place a fair chunk on a decentralized exchange backed by Ethereum and earn an easy 75% a year and throw those yields into a hysa and a Roth. Billions of dollars being traded in crypto daily. Provide liquidity and roll that into traditional.
Your videos are very informative and simple to understand. Keep up the great work and quality content.
I appreciate that! 💜
High Yield Savings account interest rates go up n down as the fed raises or lowers interest rates. I swear TH-cam just lets anyone put up anything smdh
Exactly. Did you watch the video? I mentioned that “The Fed might lower interest rates, which could cause the rates on high-yield savings accounts and other accounts to drop.” Obviously, if the Fed raises interest rates, it would likely cause the rates on these accounts to go up.
Please don’t leave nonsense comments like this on my channel. Have a great day. 😉
@@DayanaPlays It’s obvious you delete all the Real comments which YOU would refer to as negative. Because with this elementary level video it’s amazing the comments aren’t full of people calling you out like myself. But go ahead and continue to censor your comments and put out elementary level videos telling people to get high interest bank accounts to lock in rates just in case the fed lowers interest rates 🤯