Carvana SHOCKS The Auto Industry

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  • เผยแพร่เมื่อ 4 ม.ค. 2025

ความคิดเห็น • 230

  • @catdeddy8427
    @catdeddy8427 วันที่ผ่านมา +7

    As a 38-year used banker, I have to completely agree with Ray's opinion.

  • @TATERNUTS1
    @TATERNUTS1 วันที่ผ่านมา +14

    You guys are my go to watch on my lunch break. Keep up the good work fellas

  • @USATFJUMPER
    @USATFJUMPER วันที่ผ่านมา +25

    I brought a car from carvana with their instant buying and got an 11.69%. I then called my bank after receiving all my paperwork and got same months at 4.98%

    • @MaestroMyke
      @MaestroMyke วันที่ผ่านมา +3

      Was just thinking if I could do this. Nice lol

  • @user-BwithGod
    @user-BwithGod 22 ชั่วโมงที่ผ่านมา +6

    Carvana attempted to deliver a vehicle to me several days late with numerous indications of recently being involved in a collision . Broken glass scattered throughout the interior, repainted with overspray on front bumper area, and damage to exhaust system . No need to inspect further, it was refused.

    • @petrosaguilar8916
      @petrosaguilar8916 20 ชั่วโมงที่ผ่านมา +2

      Buying a car unseen you're begging for trouble.

    • @Muffin192213
      @Muffin192213 12 ชั่วโมงที่ผ่านมา

      @@petrosaguilar8916 Your not buying t it 'unseen' you see it when it's delivered if its got visible issues you can refuse even before it gets off the flatbed hauler or take it for a test ride . If it's acceptable to you then sign that your buying,
      i refused a car when it arrived it had some body damage that wasn't on the pics, (from what i figure was mishandling on/off the car hauler), they took it back to their yard i paid nothing.

    • @petrosaguilar8916
      @petrosaguilar8916 11 ชั่วโมงที่ผ่านมา

      @@Muffin192213 they only give you three such attempts then you're charged for it. I'd rather be able to inspect an unlimited amount of cars before I commit. Knowing how many bad cars are on the used market you can burn up those three attempts quickly.

  • @williamosgood3565
    @williamosgood3565 วันที่ผ่านมา +40

    Carvana: if Madoff and Enron had a child.

  • @whynotmorewhisky
    @whynotmorewhisky 2 ชั่วโมงที่ผ่านมา +2

    I sold a 4-year-old Jeep Wrangler with a $31K sticker price to Carvana for over $28K, which was higher than the current market price at the time. They also half-assed the inspection. My wife and I walked away thinking, “we will definitely sell to Carvana again, but we will never buy from them.”

  • @EmilyAllan
    @EmilyAllan วันที่ผ่านมา +18

    Can you see the parallels with the 2008 housing crisis? They are selling packaged loans on the market that have no assets backed behind them because the consumer got credit approval for something they can't afford. Kind of explains the dealer markup in the new car market as well.

    • @HH-le1vi
      @HH-le1vi 7 ชั่วโมงที่ผ่านมา

      Won't cause nearly the same financial damage so don't expect some 08 repeat. Also CarMax sells off it's prime and sub prime loans to other banks too. They've been doing it for years and nobody bats an eye.

  • @gregjohnson2168
    @gregjohnson2168 วันที่ผ่านมา +13

    My favorite father/ son team

  • @rct7rct785
    @rct7rct785 วันที่ผ่านมา +38

    Sounds like Carvana is doing with auto loans what the banks did with home loans in the early/mid 2000's.

    • @fixedbypaul
      @fixedbypaul 6 ชั่วโมงที่ผ่านมา

      Exactly what I was thinking

    • @BiglyDownUnder
      @BiglyDownUnder 5 ชั่วโมงที่ผ่านมา

      This is how the loan industry works.

    • @thenaturalmidsouth9536
      @thenaturalmidsouth9536 29 นาทีที่ผ่านมา

      Yep...the Big Short all over again.

  • @larrys9879
    @larrys9879 วันที่ผ่านมา +12

    Carvana selling vehicles when they didn’t have a title for the car eliminated me from ever doing business with them. Carmax, none negotiable pricing, along with their significant overpricing eliminates me from doing business with them.

    • @TitaniumDR1
      @TitaniumDR1 3 ชั่วโมงที่ผ่านมา

      You buy warranty and convenience. You pay to avoid craigslist nightmares. But yes if have the time to waste to look around and you know cars, you can do better.
      People will pay for good service. Obviously.

  • @johnfritz2944
    @johnfritz2944 วันที่ผ่านมา +5

    Great analysis Guys! Keep up the good work! Thank you.

  • @jaa4742
    @jaa4742 วันที่ผ่านมา +42

    I do know from personal experience, Carvana tries to dump used cars from up north onto unwitting Southerners who are not aware of the rust issues.

    • @notafishstick8667
      @notafishstick8667 วันที่ผ่านมา +6

      1000%

    • @wrwicky
      @wrwicky วันที่ผ่านมา +2

      I assume that’s every major seller of used cars

    • @rmo9808
      @rmo9808 วันที่ผ่านมา +10

      And flood cars from the south up north. The circle of questionable business practices

    • @radian2323
      @radian2323 วันที่ผ่านมา +3

      From Minnesota. Just sold a car to Carvana an hour ago.

    • @axxxingforanswers4648
      @axxxingforanswers4648 วันที่ผ่านมา

      Well they ARE a rich vein of gulla-billies...

  • @mongo64071
    @mongo64071 2 ชั่วโมงที่ผ่านมา +3

    Selling loans to people who don’t deserve them sounds like the 2008 financial crisis.

    • @thenaturalmidsouth9536
      @thenaturalmidsouth9536 30 นาทีที่ผ่านมา

      EXACTLY.

    • @0ooTheMAXXoo0
      @0ooTheMAXXoo0 22 นาทีที่ผ่านมา +1

      Hindenburg has a history of lying in order to profit off of stock price changes...

  • @93chipper
    @93chipper วันที่ผ่านมา +9

    Drivetime/ carvana owns bridgecrest financial, they also finance cars thru drive time. They also own adesa auto auctions they could be pulling all the companies together to give the profits

    • @HH-le1vi
      @HH-le1vi 7 ชั่วโมงที่ผ่านมา

      That's just an umbrella setup. That's pretty common for large companies

  • @perfidiousalbion5985
    @perfidiousalbion5985 วันที่ผ่านมา +10

    Dumping Rust buckets or flooded vehicles without disclosing that fact is pure fraud and illegal

  • @QuakerPop
    @QuakerPop 10 ชั่วโมงที่ผ่านมา +2

    Zach, 21x1000 equals 21000. If the PE was 10 000x the PE would be 210000. You could get a job as a carvana accountant😊

  • @randyhenderson5485
    @randyhenderson5485 วันที่ผ่านมา +4

    Just looked at put options on CVNA, 01/16/26 expiration, $15.00 strike .96 bid .98 ask.Around 7000 contracts'.

  • @JohnRobinson-sl9gk
    @JohnRobinson-sl9gk วันที่ผ่านมา +8

    Great video. It is amazing Carvana is still operational, and its principals are still walking around free.

  • @edroosa2958
    @edroosa2958 วันที่ผ่านมา +7

    Sounds like ENRON executives opened up Carvana.

  • @CharlesHermite-l2x
    @CharlesHermite-l2x วันที่ผ่านมา +4

    Some of cars sold in Carvana were directly from Hertz. However if you exclude that cars from hertz sold in Carvana into the consideration, the average price sold in Carvana was/is abnormally high, beyond comprehension.

  • @andrew7202
    @andrew7202 19 ชั่วโมงที่ผ่านมา +3

    The car market is the next housing bubble to pop you see the writing on the wall by the loans they are giving out to the people who shouldn’t get them

    • @HH-le1vi
      @HH-le1vi 7 ชั่วโมงที่ผ่านมา

      They've been doing it for awhile. It'll pop eventually but not unless there's high unemployment or car values absolutely crash which I don't see happening.

  • @NVRAMboi
    @NVRAMboi วันที่ผ่านมา +2

    *Recommended viewing related to this "financing" subject (both on the nuts/bolts of the 2008 meltdown):
    - "An Inside Job" by Charles Ferguson
    - "The Big Short" by Michael Lewis
    Both films are understandable and are very informative/entertaining.
    ...
    Thanks guys. "It's a duck." Quack!

    • @rubearch24
      @rubearch24 6 ชั่วโมงที่ผ่านมา

      Carvana controls the market we won't see a 50% correction because car prices can be bought and re sold by them with ease

  • @codtide
    @codtide วันที่ผ่านมา +10

    I've sold cars to Carmax and Carvana, Without a doubt Carvana was the most shady company to deal with.

    • @petrosaguilar8916
      @petrosaguilar8916 20 ชั่วโมงที่ผ่านมา +1

      Should have sold them privately. You're part of the problem doing business with unethical companies such as this.

    • @codtide
      @codtide 19 ชั่วโมงที่ผ่านมา +2

      @@petrosaguilar8916 Could of, should of, would of... No, you're the problem for being judgemental. You don't know me or the situation I was in. Carmax / Carvana offered me a quick solution.

  • @positively_broad_st3780
    @positively_broad_st3780 18 ชั่วโมงที่ผ่านมา +3

    If you make $600 per month, Carvana will approve you for a $900 per month car payment loan...

  • @stephendaley2857
    @stephendaley2857 22 ชั่วโมงที่ผ่านมา +2

    I'm not a car nut, but I really enjoy your show! Will use CarEdge when I'm ready to buy. Thanks, gents!

  • @marlenr673
    @marlenr673 วันที่ผ่านมา +17

    You guys have no heat in your houses.

    • @BuckRogers2000
      @BuckRogers2000 วันที่ผ่านมา +12

      Ray knows the cost of overhead. ;)

    • @Withnail1969
      @Withnail1969 วันที่ผ่านมา +2

      Just like here in the UK.

    • @NVRAMboi
      @NVRAMboi วันที่ผ่านมา +2

      "In Soviet mother Russia, house heats YOU." :o)

  • @MikeSTGL
    @MikeSTGL วันที่ผ่านมา +9

    The Lawyers got to you ! HAHAHA

  • @rocinblues
    @rocinblues วันที่ผ่านมา +6

    Carvana is repackaging those loans and reselling the loans. I.E. Mortgage industry 2008. sound familiar?

    • @HH-le1vi
      @HH-le1vi 7 ชั่วโมงที่ผ่านมา

      That's been going on across the auto industry for years and years. CarMax has always sold its prime and sub prime loans to other banks since it's inception.

  • @lightningsrt4707
    @lightningsrt4707 วันที่ผ่านมา +2

    I have a car from Carvana should I try and pay it off or just keep paying payments before something happens.

    • @MrNyc4Life
      @MrNyc4Life วันที่ผ่านมา +2

      Same here

    • @petrosaguilar8916
      @petrosaguilar8916 19 ชั่วโมงที่ผ่านมา

      I'd wait. They might fold and you'll end up with a free car.

  • @mlake07
    @mlake07 วันที่ผ่านมา +11

    Zach...you mean 1000, not 10,000

  • @karenstarr5858
    @karenstarr5858 11 ชั่วโมงที่ผ่านมา

    So should I take their offer for my mom’s Cadillac (2013 XTS with 17,000 miles) immediately and then run for it?

  • @jimjernigan8694
    @jimjernigan8694 16 ชั่วโมงที่ผ่านมา

    Yes
    They are modern day loan sharks and they don’t care about the profit in the car- they want the finance interest in the loans, knowing they can repo and resell the car and a new loan into the future.
    Not shocking but as a publicly traded company it will be interesting to see how the sec looks at their business.

  • @sheldoncampbell7030
    @sheldoncampbell7030 วันที่ผ่านมา +4

    I heard this and sold my stock this week 😂

    • @Gilgo-Beach-Slayer
      @Gilgo-Beach-Slayer 13 ชั่วโมงที่ผ่านมา +1

      Buy puts 12 months out....best way to short the stock.

  • @gladegoodrich2297
    @gladegoodrich2297 วันที่ผ่านมา +3

    Can't believe anyone would be dumb enough to buy a car from Carmax or Carvana.

  • @wandameadows5736
    @wandameadows5736 วันที่ผ่านมา +3

    What Carvana is doing is also driving up car values or at the least keeping them from coming down.

    • @NVRAMboi
      @NVRAMboi วันที่ผ่านมา +3

      I agree w/Ray. Carvana's "profit per vehicle" surely has to be based upon sub-prime loans w/super high APRs (which may or may not be paid off).

  • @chekcalbe
    @chekcalbe วันที่ผ่านมา +1

    Ray is off the hook, but he's right !!!🤣

  • @jimjernigan8694
    @jimjernigan8694 15 ชั่วโมงที่ผ่านมา +1

    And how do you pay a car loan on $5100 a year??
    Can’t happen

  • @james97gt
    @james97gt วันที่ผ่านมา

    How is the fair purchase amount for the tundra in the example less than the wholesale amount? Tundras are usually over wholesale at auctions .

  • @ricardorl3749
    @ricardorl3749 วันที่ผ่านมา

    it is one of the biggest family business "money making" deals. you got to give them credit , they have been open, meaning it is a public company, and if you read into the copany, they are doing this to make money and benefit the family. That no one pays attention and keep investing on this scheme its just amazing. No one looks at the "small" details !!!

  • @michaelharris1895
    @michaelharris1895 10 ชั่วโมงที่ผ่านมา

    just a comment, I`ve been shopping for a highlander or Pilot and the highlander is definitely in short supply here in Georgia. Costco buying service helps but very little selection and toyota`s finance at close to 6% does not help. Plenty of Pilots around but not quites as smooth a ride.

  • @EmilyAllan
    @EmilyAllan วันที่ผ่านมา +6

    Hindenburg is LEGIT. Carvana is cooked.

  • @1000kennedydk
    @1000kennedydk วันที่ผ่านมา +4

    If I read the resume of Ernest Garcia II (the dad) his previous experience on probation, for fraud, I can answer any questions.

  • @BigEd1001
    @BigEd1001 วันที่ผ่านมา +11

    Math is hard. A 21,000 P/E is 1,000 times a 21 P/E.

  • @ptsmith4660
    @ptsmith4660 วันที่ผ่านมา +14

    Simple: buy car for $10k. Sell car for $6k. But, the buyer signs a loan at a high interest rate. Now the I-owe-u is worth much more than the $10k. Take 100 of these I-owe-u loans and put them together creating a security .. aka .. A stock, bond. The investor bank purchases the security. And when the borrowers stop paying? The investor bank goes to the government for a bailout.

    • @rubearch24
      @rubearch24 6 ชั่วโมงที่ผ่านมา

      When they stop paying they repo the car and do it again after earning payments

  • @Tonywhitelavender
    @Tonywhitelavender วันที่ผ่านมา +6

    Hindenburg has been on fire

    • @wrwicky
      @wrwicky วันที่ผ่านมา +2

      LOL

    • @thomasanthony9328
      @thomasanthony9328 วันที่ผ่านมา +2

      Their stock is ballooning 😀

    • @HH-le1vi
      @HH-le1vi 7 ชั่วโมงที่ผ่านมา

      That's how their business works. Research companies and if it's bad they short them.

  • @danielmcgraw7908
    @danielmcgraw7908 วันที่ผ่านมา +2

    I couldn't agree more with you, but why are you stopping there? What about the entities that purchased these loans being scorched? You didn't do a better job of looking at the criteria used to establish the loan in the first place?

  • @The_Real_Y2
    @The_Real_Y2 20 ชั่วโมงที่ผ่านมา +2

    This is how the housing crisis was created.

  • @jamesodell3064
    @jamesodell3064 วันที่ผ่านมา +4

    If the loans Carvana writes are so bad I wonder what company would buy the loans from Carvana.

    • @ppeder
      @ppeder วันที่ผ่านมา +2

      its up to the buying company to do their due diligence.

    • @preeyakumari-i2q
      @preeyakumari-i2q วันที่ผ่านมา +5

      The same people that were buying loans then bundling them off to Never Never Land in 2008

    • @douglasschnabel4480
      @douglasschnabel4480 วันที่ผ่านมา

      You might want to Google Carvana and Ally Financial.

    • @petrosaguilar8916
      @petrosaguilar8916 19 ชั่วโมงที่ผ่านมา

      Doesn't matter. If enough of the loans default then the government will just bail them out with your tax dollars. Gotta love an oligarchy.

  • @actualfacts1055
    @actualfacts1055 วันที่ผ่านมา +1

    How many centuries would it take to earn enough to equal the share price ?

    • @HH-le1vi
      @HH-le1vi 7 ชั่วโมงที่ผ่านมา

      200/share. Wouldn't take very long to earn that much

  • @NoMoreGaslighting
    @NoMoreGaslighting วันที่ผ่านมา

    Wow! Caredge website is GREAT! So, people can buy through your website even if in California? If so, then you already have the connections with best loans and warranties to get? Hoping you answe!

  • @BRIAN316100
    @BRIAN316100 23 ชั่วโมงที่ผ่านมา

    You can get a car AND cover the insurance on $5,100 annually? I've been doing it wrong this entire time....

  • @joedyer1785
    @joedyer1785 วันที่ผ่านมา +1

    Thanks

  • @timkopp2204
    @timkopp2204 23 ชั่วโมงที่ผ่านมา

    So does Carvana sell cars with the intent of repo'ing it and selling it again and again?
    There is a car lot here that sold really cheap cars. The required down payment covered the cost of the car, and any of the buy-here-pay-here payments were pure profit. When a payment was missed, the car was repo'd then resold and the scam continued...

    • @kdmoates
      @kdmoates 20 ชั่วโมงที่ผ่านมา +2

      Not exactly, Carvana has already sold the contracts / paper. The repos are owned by Wall Street investors (like the bad bundled home loans) in early 2000s causing the crash in 2008. The repos aren’t theirs, but many end up at auctions to be passed on to the next dealers, maybe even them due to they get first chance. That’s why they bought Adesa (2nd largest auto auction chain) They get to steal the car, rinse and repeat. CarMax is also mostly subprime, but different. They do internally bad credit and resell their own repos without outside influences. Both huge scams, if you have a logo or a tag from either, you’re just advertising yourself as a bad credit, poor negotiator who is driving a piece of crap vehicle. Albeit, for a short period of time.

  • @actualfacts1055
    @actualfacts1055 วันที่ผ่านมา +3

    My comments are not financial advice and are my opinions, I forgot what I was going to say.

  • @rocinblues
    @rocinblues วันที่ผ่านมา +2

    Everyone has known for sometime this was a house of cards. SO, the larger question here is, What will happen w/in the car industry if this firm goes under? Outside of the stockholders taking a bath.

    • @petrosaguilar8916
      @petrosaguilar8916 19 ชั่วโมงที่ผ่านมา

      Nothing will happen. Just how it was before Caravana appeared.

    • @HH-le1vi
      @HH-le1vi 7 ชั่วโมงที่ผ่านมา

      Typically their inventory will go up for sale. Then that money is used to pay debt. So you might have a slight uptick in used car inventory then it'll level off.

  • @Pamela0707
    @Pamela0707 วันที่ผ่านมา

    Hoodie and the sweater 😂

  • @ronlee9984
    @ronlee9984 วันที่ผ่านมา +1

    Zack...highlight the VIN in tyhe chat room with your cursor/mouse and select CTRL C (Select C while holding the CTRL key). Place cursor in your CarEdge VIN block then select CTRL V.

  • @Muffin192213
    @Muffin192213 14 ชั่วโมงที่ผ่านมา

    177.16 USD stock price 1/3/25

  • @toddkingsley4942
    @toddkingsley4942 วันที่ผ่านมา +2

    Who will end up bailing out all these bad loans? This is a modern day Enron.

    • @petrosaguilar8916
      @petrosaguilar8916 19 ชั่วโมงที่ผ่านมา

      The taxpayers, as always. It's great to be big business in an oligarchy.

    • @rubearch24
      @rubearch24 6 ชั่วโมงที่ผ่านมา

      You don't need a bail out if you get the asset back and resale it

  • @kylebatzer353
    @kylebatzer353 วันที่ผ่านมา

    Eerily similar accounting tp what sunk Enron...

  • @javaskull88
    @javaskull88 23 ชั่วโมงที่ผ่านมา +1

    After all the various scandals involving Carvana, I’m shocked they’re still in business.

  • @bobweirick9630
    @bobweirick9630 วันที่ผ่านมา

    What percent of sales are financed by Caravan? I finance my purchase from them myself.

  • @jordans5792
    @jordans5792 วันที่ผ่านมา +7

    Didn’t even know carvana was still around

  • @warrendavidson4703
    @warrendavidson4703 22 ชั่วโมงที่ผ่านมา +2

    Had a neighbor who was a car dealer who did this. He'd sell a car to typically a minority who can't get a loan. Sell them a car for say $25k, but they had to put $5k down. Typically they would make payments for a few months, then start missing. He'd tell them he'd take the car back, after promising to not go after them for default. Then sell the car again for $25k, and again and again. It all caught up with him, he lost his home, wife and now is grifting in some other industry. But Carvana is doing this on a big-time scale, and I assume their end will be the same.

    • @petrosaguilar8916
      @petrosaguilar8916 19 ชั่วโมงที่ผ่านมา

      Im curious what he into trouble for when buy here pay here lots all do this?

    • @warrendavidson4703
      @warrendavidson4703 14 ชั่วโมงที่ผ่านมา

      @ It’s a financial scam, selling to people when they know they can’t pay and then thinking you’re some sort of wheeler dealer. A lot could go wrong, and did. Like when they had to repo cars that were damaged. Guys coming after him. Banks not working with him…

  • @markp.7165
    @markp.7165 วันที่ผ่านมา +1

    Did you guys not say two years ago Carvana was going out of business?

    • @HH-le1vi
      @HH-le1vi 7 ชั่วโมงที่ผ่านมา

      It'll happen eventually. They have an unsustainable business model.

  • @ShawnDering
    @ShawnDering วันที่ผ่านมา +3

    Common ain’t sense to everyone!!

  • @kayymoree
    @kayymoree วันที่ผ่านมา +1

    Greed. Unchecked greed that runs rampant when regulations either don’t exist or are rolled back. Corporations aren’t going to operate for anything but profit unless they are forced to

    • @petrosaguilar8916
      @petrosaguilar8916 19 ชั่วโมงที่ผ่านมา

      Most of the regulations that came about after the crash of '29 are gone, having been pecked away at by those whom they were intended to regulate. The government doesn't even enforce monopoly laws.

    • @HH-le1vi
      @HH-le1vi 7 ชั่วโมงที่ผ่านมา

      The entire point of a company is to make profit.

    • @petrosaguilar8916
      @petrosaguilar8916 4 ชั่วโมงที่ผ่านมา

      @HH-le1vi the entire point of capitalism is to make profit, endless profit. This world-is-not-enough mentality will bring about the eventually downfall of the US as the rich only get richer the poor poorer. It's not a sustainable economic model.

  • @HarryTwatter
    @HarryTwatter วันที่ผ่านมา +1

    Sounds like carvana is the ultimate buy here pay here store

    • @NVRAMboi
      @NVRAMboi วันที่ผ่านมา +1

      They is "Totin' The Note!".

  • @Jack-qi9tr
    @Jack-qi9tr วันที่ผ่านมา +3

    These are all made up loans. They’re just laundering that money. We got a car dealership here our dealership does that big enough to have a ton of money moving and there nobody’s paying attention. You guys start adding the bottom lines up. 🤣🤣🤣

  • @actualfacts1055
    @actualfacts1055 วันที่ผ่านมา +1

    Ray doesn't trust con artists, smart people do.

  • @SG-dg6oi
    @SG-dg6oi 16 ชั่วโมงที่ผ่านมา +1

    "For entertainment purposes. "

  • @lastmanlost
    @lastmanlost วันที่ผ่านมา

    Once someone sells their loan, and gets the money it is no longer their loan so where is the fraud? I am not saying that the people who buy the loans are very bright but lots of people make high risk loans, big risk potential big rewards, it is a numbers game.

  • @DouglasLippi
    @DouglasLippi 20 ชั่วโมงที่ผ่านมา

    I want a Carvana elevator.

  • @TK-ek5kp
    @TK-ek5kp 21 ชั่วโมงที่ผ่านมา

    PE can be thought of as "How many years will it take to be paid back, for my investment." 21 is a 21 year payback period.

    • @rubearch24
      @rubearch24 6 ชั่วโมงที่ผ่านมา

      At the current state but doesn't account for trends if your net grows every quarter on a 3.6 b revenue it shows great potential

  • @jppalm3944
    @jppalm3944 วันที่ผ่านมา

    There is no auto industry left to shock

  • @gregdittrich1206
    @gregdittrich1206 วันที่ผ่านมา +1

    I should of bought puts when it was 250 because everyone knew this company was a scam. However you can never predict these clown markets.

  • @gordtulk
    @gordtulk วันที่ผ่านมา +1

    PE ratio becomes gibberish when a company has low earnings - for whatever reason.
    Disingenuous to use that stat under these circumstances.

  • @BuckRogers2000
    @BuckRogers2000 วันที่ผ่านมา +10

    It's the perfect time to be a crook. Just sayin', from any political vantage point of your choosing.

    • @StoneXue
      @StoneXue วันที่ผ่านมา

      I mean, I know what you are insinuating but these things happened already not something that is just starting

    • @wf3614
      @wf3614 3 ชั่วโมงที่ผ่านมา

      Dementia joes whole family are thieves, Joe perfect for carvana board !!!

  • @BigEd1001
    @BigEd1001 วันที่ผ่านมา

    Need to train RayBot to read VIN numbers.

  • @nickspring9215
    @nickspring9215 23 ชั่วโมงที่ผ่านมา +1

    If you want to look at pump and dump shares/grift look no further than DJT stock. Massive over inflation of value vs pathetic revenue. So, all stock value is in the eye of the beholder!

    • @HH-le1vi
      @HH-le1vi 7 ชั่วโมงที่ผ่านมา

      You can say that about a ton of companies

  • @kevinbarry71
    @kevinbarry71 วันที่ผ่านมา +2

    10,000 times greater? I think your math is faulty. Try 1000

  • @michagt7
    @michagt7 3 ชั่วโมงที่ผ่านมา +1

    Here we go again, these so called men of the people, using the old were better than them, and we deserve it but they don't, in other words. The only reason your making money is because you loan money to them(poor people). Now don't get me wrong, i believe what they say is somewhat accurate, but they blame the Sub prime borrowers, when the issue is that the way the makets operate this is perfectly legal, and when this scam backfires and the taxpayers have to fund this bull, most of YOU people will blame the Sub Prime borrowers. Who's the idiot!! Not the borrowers they just took what was offered. These guys are paid to deflect the anger towards poor people and they are paid by Carvana "in my opinion" people like these 2 are what's wrong with this country and mostly the reason our issues will never get solved. Now of course I bought Carvana Stock when it was $7 a share just 3 years ago, and I've sold it at a substantial profit. But that's just what American Business is since Your beloved Ronald Regan. These 2 bullshitters know it and in my opinion profit from it on both ends, they knew this information 3years ago, or at least they should have. Now they are attempting to focus the outrage towards the usual scapegoats!! # AIN'T THAT AMERICAN

  • @FadedRoseStoriesFairyTales
    @FadedRoseStoriesFairyTales วันที่ผ่านมา

    Carvana resells a lot of ex rental cars, after the second owner decides to dump them😢

    • @ronlee9984
      @ronlee9984 วันที่ผ่านมา

      Would the original rental aspect show up on a Carfax?

  • @rickj6048
    @rickj6048 วันที่ผ่านมา +1

    $5100 recorded income but unreported illegal activity that generates money is how they survive. Also Zach, 21,000 P/E ratio is not 21 X 10,000. That equals 210,000. Not a math wiz, bud.

  • @kevinbarry71
    @kevinbarry71 วันที่ผ่านมา

    Trying to claim all the profit in a multi year contract, naturally assuming nothing will go wrong, was one of the things and Ron did. I believe they called it Mark to market which is not at all what that supposed to mean

  • @dinojohn1
    @dinojohn1 วันที่ผ่านมา

    Too bad I didn't 'get some'. While the GETTIN WAS GREAT

  • @matturner7763
    @matturner7763 วันที่ผ่านมา +7

    Most of the stock market is over valued. The crash is just around the corner ???
    The is about to burst. 😂😂😂😂

    • @NVRAMboi
      @NVRAMboi วันที่ผ่านมา +2

      I don't know, which is why I no longer have a dime invested. For me, it got even more opaque/nuts when "Virtual Currencies" began to be offered. Never invest in ANYthing you do not satisfactorily understand.

    • @petrosaguilar8916
      @petrosaguilar8916 16 ชั่วโมงที่ผ่านมา

      Virtual currency is a bigger scam than fiat currency. At least you have paper!

  • @dramandrive
    @dramandrive วันที่ผ่านมา

    Future class action lawsuit waiting to happen. Drivetime has bought literally hundreds of cars that my dads company wholesales for top dollar that need tons of work. You know they do none of it and sell these cars to unwitting people that dont know any better... preying on people that shouldn't deserve a car loan and have no money left over to fight to get out of the car they buy.

  • @granviper
    @granviper วันที่ผ่านมา +1

    Shot everytime you hear IMO 😂

  • @Bangkok-ik1fp
    @Bangkok-ik1fp วันที่ผ่านมา

    I've been waiting for this one.
    About a year ago when Carvana was at its lowest your channel along with others slammed their practices and predicted their demise.
    In that year, Carvana went from about a $25 stock to very recently a $260 stock. As of today it has ticked back but the point is thanks for the doom and gloom when people could have made a mint off CVNA.

  • @kenanmammadli1503
    @kenanmammadli1503 วันที่ผ่านมา +1

    This is so shady that you guys collect personal data on car edge website to share invoice price. Very shady.

  • @JDavid454
    @JDavid454 วันที่ผ่านมา +1

    Well I want to sell my car in carvana they don't give me what I want

  • @jedwards1792
    @jedwards1792 วันที่ผ่านมา +1

    What is going on, handsome?!

  • @Subeebles
    @Subeebles วันที่ผ่านมา +1

    With how whacky the whole industry has been lately, just keeping track is giving me scintillating scotoma...
    Keep it up, fellas! 👍

  • @ppeder
    @ppeder วันที่ผ่านมา +1

    really... I don't care how they do business. Can I get a good deal on a car and a loan that I can live with is all i care for at a car dealer? If Carvana goes under I don't care as I wont buy any of its stock. :)

  • @abw121
    @abw121 4 ชั่วโมงที่ผ่านมา

    Didn’t the Hindenburg blow up? Oh for the Humanity!

  • @MX-CO
    @MX-CO 22 ชั่วโมงที่ผ่านมา +1

    They better get a minivan because they are definitely gonna have to live in it

  • @albertko1
    @albertko1 4 นาทีที่ผ่านมา

    So... Will these people go to jail to disincentivize this kind of behavior? Somehow I doubt it.

  • @jimmchale8750
    @jimmchale8750 วันที่ผ่านมา

    Dig into the Cyber Truck incident...Its important and he was not a crazy person & that was not his body in the Cyber Truck!

  • @julzmax956
    @julzmax956 วันที่ผ่านมา +2

    To be fair, Carvana does offer cars for less than 250 a month.