Mutual Funds vs NPS: Which Is Better?

[@avinash3249]

Nps must provide simple and flexible app like groww

[@pushkarerande123]

The biggest disadvantage of NPS :
NO LIQUIDITY.
Mutual funds, except ELSS, are 100% liquid for all trading days.
I have no use for money invested which I cannot redeem when I need it anytime.

[@soumsgaming238]

Yess thats an issue

[@rohithkumar3480]

NPS tier 2 offers unlimited liquidity

[@BestInvestIndia]

You can redeem partially subject to conditions. Keep a separate fund for such conditions. Might be if you can't withdraw, that's the beauty of product, forced retirement savings. Otherwise kuchh nahi bachega.

[@murarilalsingh693]

Thanks! For valuable knowledge.

[@praduryyapratimdas5781]

Thanks Madam for uploading such interesting & informative video

[@shindeamol25]

You should also mention employer contribution up to 10% is tax free which is outside of 80c

[@rohithkumar3480]

I received nps welcome kit today.I was shocked about two things.
First - It's mentioned that in Active choice,i can invest upto max of 50 percent in equity, not 75.
Second - The lumpsum amount at the time of exit from nps is taxed at your marginal rate of tax 😢.
What does this mean?Please explain.

[@shuvampargal4754]

first case depends on your age. not sure about the second

[@rajkiranchinde5729]

Nice presentation

[@rajkiranchinde5729]

Wonderful presentation

[@rajkiranchinde5729]

Nice information

[@SachinSharma-ro1me]

Please tell how much maximum equity allocation allowed in NPS tier 2 active choice currently for both govt employee and private sector employee...

[@BestInvestIndia]

100% amount can be invested in equity in tier 2 account

[@SachinSharma-ro1me]

@@BestInvestIndia Thank you for replying

[@kalapanchal1357]

Good efforts on this video to explain ... thx m'am

[@jyshgdkr]

Hello team, How is NPS T-2 account withdrawals are taxed?

[@JamesL32]

Yes.

[@Ak47AbhiVe]

Ye koi nhi bta rha hai

[@sonalat8450]

Hello, all withdrawals are taxable. If it is within 3 years, it gets taxed on the basis of STCG and as per investors tax slab rate and if it is after three years, LTCG at 20% is calculated.
I hope this answer helps😊

[@jayakaranilkumar5932]

Very informative

[@SachinSharma-ro1me]

How much is maximum equity limit percentage in NPS tier 2 active choice for govt employee and private sector employee

[@BestInvestIndia]

100%

[@shahbaazgazi3638]

Please make a review video on Motilal Oswal Gold and Silver ETF FoF

[@Malikargomi]

How to know in which companies or sector our money is being invested in NPS??

[@shuvampargal4754]

Its mostly in large cap

[@traveller4069]

After 10 yrs can we transfer all amount in their 1 to 2 and then withdrawal all amount ?

[@MutualFundsAtGroww]

Hello,
we would like to inform you that, this facility is called 'One Way Switch'. Under the functionality of one-way switch, the subscriber has an option to transfer funds from Tier II to Tier I account, however, the vice-versa is not allowed i.e., transfer of funds from Tier I to Tier II account is not allowed.
To learn more click on this link: groww.in/p/savings-schemes/nps-tier-2
Thank you

[@naidu0309]

After 60 its 40% not 20 % plz correct

[@alam8340]

NPS TIER2 is Safe same as tier1??

[@shuvampargal4754]

yes

[@rahulkundu9647]

madam thoda dhire bolo

[@pa1.1]

Mam
I have invested in elss 1.5l, so if I invest now 50000 in nps will this help in tax

[@moreshbhingare768]

Yes in 80ccd 1b

[@sachin_2601]

Yessss

[@mutualfund8242]

Thanku mam..

[@shivam2814]

Mutual funds any day

[@Food3852]

Only smallcap fund

[@mutualfund8242]

Ist comments 😊

[@mahesh84]

Dont run behind tax saving ...keep calm and put in mf ...nps are all waste

[@himaloyrahman]

mijan fm howrah

[@unknownhackeradvaitankushm7856]

Kuch bhi samja nahi

[@Bestwishes78682]

Bacche ho abhi

[@sudhirbaliyan5763]

Grow app. is not showing XIRR

[@bamacharansaha4922]

❤