How I Save Money And Budget As A 20 Year Old Part-Time Working College Student

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  • เผยแพร่เมื่อ 4 พ.ย. 2024

ความคิดเห็น • 100

  • @thekamixcx
    @thekamixcx  3 ปีที่แล้ว +10

    Hey everyone! I just posted an updated budgeting video: th-cam.com/video/iHfZKUuh8ng/w-d-xo.html
    Also wanted to thank you all so much for the love on this video!! I really appreciate it.

  • @julieyoung5865
    @julieyoung5865 3 ปีที่แล้ว +278

    I think it is so important as a pet owner to have an amount of money put aside for surgery or other possible emergencies, we never know when they are going to get sick and as pet owners we choose to be responsible for another life and need to be ready at all times to help them

    • @thekamixcx
      @thekamixcx  3 ปีที่แล้ว +11

      Absolutely. And it also helps out when you need to buy them food or something else for their personal needs

    • @Puglover480
      @Puglover480 3 ปีที่แล้ว +2

      Totally agree!

  • @evelynlara9090
    @evelynlara9090 3 ปีที่แล้ว +19

    “Only $13 an hour at the time” That’s how much I’m getting paid now & I was excited 🥺

  • @richsanson8497
    @richsanson8497 3 ปีที่แล้ว +20

    I've just winged it for years, always earned more than my outgoings, never saved anything, once told my girlfriend she could have anything she wanted but I needed two weeks notice lol, now I've got a kid, run a car regular long distance, and a recent upgrade to the house, finding myself very restricted, that's how I stumbled here, ima watch again n try make sense of it lol, I'm definitely needing to do something like this. Thank you :)

  • @stephanienelson3706
    @stephanienelson3706 3 ปีที่แล้ว +107

    hey, this was so useful to watch and easy to understand! i'm also a college student working part-time and i've been really trying to save my money efficiently, instead of just putting amounts of money from my current account into my savings when i feel like i can. definitely gonna try to put this into practice from now on :) you've got a new subscriber!! :)))

    • @thekamixcx
      @thekamixcx  3 ปีที่แล้ว +4

      Hi Stephanie, I really appreciate you saying all of this. I’ve actually implemented a new way of budgeting which is similar to this one. I still haven’t found the time to make an updated video, but thank you for subscribing because when I posted you’ll be the first to see it!

    • @Anna-de8pd
      @Anna-de8pd 3 ปีที่แล้ว

      Are you looking for how to invest your money and make good returns weekly and monthly as a student?
      Rutherford investment company helps you trade your cryptocurrencies and make you weekly and monthly profits. You only pay them 20% as commission

    • @Anna-de8pd
      @Anna-de8pd 3 ปีที่แล้ว

      message Rutherford investment company on whatsapk with that number..

    • @Anna-de8pd
      @Anna-de8pd 3 ปีที่แล้ว

      +.=1.= 9.=.0.=8 5=.2=.0=..6=.8.=.6.=2..=.

  • @thekamixcx
    @thekamixcx  4 ปีที่แล้ว +33

    Hi! This video took HOURS to process so that's why It's going up on a Friday instead of Thursday like it was supposed to :). Thank you so much for watching & don't forgot to turn your quality to 1080p for a smoother looking video lol.

    • @john-paulcabral4670
      @john-paulcabral4670 3 ปีที่แล้ว

      i love this vid , and i think you’re super cute too 🙈🐶

  • @yosanyonas2150
    @yosanyonas2150 3 ปีที่แล้ว +55

    This helped me so much, I’m starting my first stable income and budgeting and saving is just so hard. Also we’re the same age and have the same birth month.

    • @thekamixcx
      @thekamixcx  3 ปีที่แล้ว +2

      Omg!! So glad I could help!

  • @ItsJustMea
    @ItsJustMea 3 ปีที่แล้ว +26

    This video was so helpful!!! I'm about to turn 16 and get my first job and saving is so important to me. This taught me so much more then my personal finance class!.Thank you so much!!

    • @thekamixcx
      @thekamixcx  3 ปีที่แล้ว +7

      I'm so happy I was able to teach you something useful lol. I am a big advocate for young adults becoming knowledgable about finances and budgeting so you literally just made my day with this comment! i'm thinking of possibly doing a series on all finance topics aside from budgeting like taxes and retirement accounts and investing since I'm currently taking a class on it all. I'm just not sure if it's actually something I want to do and people would want to see

    • @ItsJustMea
      @ItsJustMea 3 ปีที่แล้ว

      @@thekamixcx Obviously I can't speak for everyone but I would definitely watch it. Sounds like a great idea.

  • @Laurar207
    @Laurar207 3 ปีที่แล้ว +33

    Wow this was very helpful! I have never budgeted before and most videos don’t explain well their whole process like in detail as far as what they actually spend 👏👏

    • @thekamixcx
      @thekamixcx  3 ปีที่แล้ว +3

      Glad you liked it!

  • @raulcardo5659
    @raulcardo5659 3 ปีที่แล้ว +27

    Probably the best budgeting video I’ve come across lol thanks!!

  • @earnextrawithem1385
    @earnextrawithem1385 3 ปีที่แล้ว +15

    I enjoyed watching this, thanks for explaining it so helpfully. I think our brains probably work in quite a similar way actually- you've given me some good tips for my budgeting!

  • @mizbootsie8175
    @mizbootsie8175 3 ปีที่แล้ว +5

    Thank you for this video. I sent it to my niece. She thinks her "old" aunt (44) cannot understand what its liked to be young and budgeting.

    • @thekamixcx
      @thekamixcx  3 ปีที่แล้ว +1

      This made my day! 44 is in no way old. If my mom were to see your comment she’d have a heart attack because that means SHE’S considered old too! I hope I can help your niece with starting her journey to financial stability! Who knows, she might end up being able to retire in her 30s!

  • @itscatina622
    @itscatina622 2 ปีที่แล้ว +6

    This is a reeeeeally good video! You did so well with explaining everything clearly! Thank you so much ! 💗

  • @hazellincons7139
    @hazellincons7139 2 ปีที่แล้ว +1

    1:48 yess same i mean notebooks are like books with no writing on it and its addicting.

  • @truongtrong1162
    @truongtrong1162 2 ปีที่แล้ว +2

    I think it'd be really useful for some people that need to earn extra cash to to save for college and even supplement family income. for them, taking a part-time job isn't a matter of choice but necessity. but for others, including me, working a part-time job is necessary if it could help them progress in terms of their career goals.

  • @franciscagomes3323
    @franciscagomes3323 3 ปีที่แล้ว +4

    Loved this video so much!!! I am in college and starting my first job, this helped me so much!

    • @thekamixcx
      @thekamixcx  3 ปีที่แล้ว

      Good luck Francisca!

  • @susiedees
    @susiedees 4 ปีที่แล้ว +6

    Thank you for teaching me how to budget Queen! 💰

    • @thekamixcx
      @thekamixcx  4 ปีที่แล้ว

      Susie Deniz yes sis! You’re welcome!

    • @Anna-de8pd
      @Anna-de8pd 3 ปีที่แล้ว

      Are you looking for how to invest your money and make good returns weekly and monthly as a student?
      Rutherford investment company helps you trade your cryptocurrencies and make you weekly and monthly profits. You only pay them 20% as commission

    • @Anna-de8pd
      @Anna-de8pd 3 ปีที่แล้ว

      I invested with Rutherford investment company last month and I already withdraw almost $10k from my investment of 1k with them..

    • @Anna-de8pd
      @Anna-de8pd 3 ปีที่แล้ว

      +.=1.= 9.=.0.=8 5=.2=.0=..6=.8.=.6.=2..=.

  • @LifeWithLayan
    @LifeWithLayan 4 ปีที่แล้ว +18

    Your so cute i love your energy and also this is so helpful for when im older :)

    • @thekamixcx
      @thekamixcx  4 ปีที่แล้ว +4

      Thank you so much! I hope this helps you in the future. TRUST ME: start young and you will never have to worry about anything financially

    • @snoopdogg222
      @snoopdogg222 3 ปีที่แล้ว +1

      @@thekamixcx could I get your Snapchat?

    • @NirtyDigger
      @NirtyDigger 3 ปีที่แล้ว

      @@snoopdogg222 thats hot

  • @ReeceCaruso
    @ReeceCaruso 4 ปีที่แล้ว +6

    Great suggestions, Such an important topic to talk about! great job breaking it down!

    • @thekamixcx
      @thekamixcx  4 ปีที่แล้ว

      Thanks so much for the compliment!

  • @matthewsalvador9783
    @matthewsalvador9783 3 ปีที่แล้ว +3

    Great video, I subscribe. Your explanation was on point with a hint of experience. I used to do this but I quit it for no good reason. Oh by the way you’re glowing.

  • @pilarwilson3057
    @pilarwilson3057 2 ปีที่แล้ว

    Excellent beginning budgeting tool!

  • @ZachGinnOfficial
    @ZachGinnOfficial 4 ปีที่แล้ว +3

    Love your unselfish work Kamilla! 💪

  • @rachelw3533
    @rachelw3533 10 หลายเดือนก่อน

    oh Feb birthday? Happy early birthday!

  • @alexmiesch4578
    @alexmiesch4578 4 ปีที่แล้ว +5

    This was so helpful, thank you so much for sharing !!!

    • @thekamixcx
      @thekamixcx  4 ปีที่แล้ว

      I’m so glad I could help. Thank you!

  • @sthapanasithlong1557
    @sthapanasithlong1557 3 ปีที่แล้ว +2

    This is a good budgeting technique. Keep up the good work!

  • @thewolfoflondon8141
    @thewolfoflondon8141 3 ปีที่แล้ว +5

    “If you don’t budget your spending
    you’ll spend your budget”

  • @glendasworld4125
    @glendasworld4125 3 ปีที่แล้ว +5

    $500 each paycheck? I make only like ~$200 per paycheck working part time as well.

  • @keeks02002
    @keeks02002 2 ปีที่แล้ว +1

    loved this!

  • @guppy8073
    @guppy8073 3 ปีที่แล้ว +3

    This was very helpful, thank you! A bit of an irrelevant question, but I’m trying to get into makeup and I found your look very simple but pretty. Do you remember what products you used in this video?

    • @thekamixcx
      @thekamixcx  3 ปีที่แล้ว

      Hey! Thanks this. I used to use the colourpop tinted moisturizer, then pink color corrector under my eyes from urban decay, light Maybelline concealer, the blush I got from Walmart it was just a cheap blush, then my highlight is most likely also a colourpop stick highlight

  • @DylanZucker
    @DylanZucker 4 ปีที่แล้ว +2

    really helpful but super long 😬 loved the 'sinking funds' idea.

    • @joam8300
      @joam8300 3 ปีที่แล้ว +1

      It's 17 minutes. 🤦🏻‍♀️ How is that long hahaha

  • @Brwngrly
    @Brwngrly 2 ปีที่แล้ว +2

    Love this video

  • @momentumnewsco
    @momentumnewsco ปีที่แล้ว

    You should do more content like this!

    • @thekamixcx
      @thekamixcx  ปีที่แล้ว

      I'd LOVE to, but I don't really know what else to do budgeting/finance wise except for this lol. No other video ideas come to mind

    • @macejowski
      @macejowski ปีที่แล้ว

      @@thekamixcx building credit, investing, high-yield savings accounts, digital budgeting, etc.

  • @myimaginationstories9755
    @myimaginationstories9755 3 ปีที่แล้ว +2

    Thanks for the tips💃💃💃💃

  • @ghalibahmed6676
    @ghalibahmed6676 3 ปีที่แล้ว +3

    great video but I got a question. how on earth is your car insurance only $100?

    • @thekamixcx
      @thekamixcx  3 ปีที่แล้ว +2

      HAHA thanks. So, I got my car off of craigslist and paid in full after saving so I wouldn’t have payments. I have a clean record after driving for 5 years, thankfully, and I was able to get the “good grades” discount they give to students after sending my transcripts since some insurance companies do that. I also have liability insurance, not full coverage, so that shaves some off

  • @joana3490
    @joana3490 3 ปีที่แล้ว +3

    do you keep the sinking funds money on your normal account? because that's where my problems start, if I leave it all there then I'll lose track of what I'm spending where but I also don't want to carry my money around in envelopes or wtv because 1. it might get stolen and 2. I buy a lot of my essentials online

    • @thekamixcx
      @thekamixcx  3 ปีที่แล้ว +1

      Definitely go watch my new video bc yes i do keep the money in all of my debit/savings accounts right now, but I show you how I break it down every paycheck so I know my balance of everything!

  • @rachelw3533
    @rachelw3533 10 หลายเดือนก่อน

    Thank you!

  • @drewfisk8163
    @drewfisk8163 4 ปีที่แล้ว +2

    Quality content. Thank you for the useful knowledge! #MyMindIsABank

    • @thekamixcx
      @thekamixcx  4 ปีที่แล้ว

      Thanks Drew 😂

  • @yungranza592
    @yungranza592 3 ปีที่แล้ว +4

    Commenting for algorithm 🥳

    • @thekamixcx
      @thekamixcx  3 ปีที่แล้ว +1

      ❤️❤️❤️❤️

  • @stephaniecollazo4515
    @stephaniecollazo4515 4 ปีที่แล้ว +1

    love this! ☺️

    • @thekamixcx
      @thekamixcx  4 ปีที่แล้ว

      Stephanie Collazo thank you! ❤️ girl... it was DAYS editing this so I’m glad you liked it ;)

  • @manahilkhalid377
    @manahilkhalid377 2 ปีที่แล้ว

    Helped so much

  • @chlochlo8207
    @chlochlo8207 ปีที่แล้ว

    Thanks for this

    • @chlochlo8207
      @chlochlo8207 ปีที่แล้ว

      I took notessss

    • @thekamixcx
      @thekamixcx  ปีที่แล้ว +1

      Love that for you & good luck on your budgeting journey!!

    • @chlochlo8207
      @chlochlo8207 ปีที่แล้ว

      @@thekamixcx thank you love!

  • @audny-cashaestewart9023
    @audny-cashaestewart9023 4 ปีที่แล้ว +3

    Thank you so much for this!!

    • @thekamixcx
      @thekamixcx  4 ปีที่แล้ว

      I’m glad I could help!

  • @its404ty6
    @its404ty6 ปีที่แล้ว

    😢😢 i get 8 dollars an hour and my job is closed on the weekends

  • @nguyendiemquynh1328
    @nguyendiemquynh1328 3 ปีที่แล้ว +2

    you are so cute and your video is wonderful as well. Thank you so much

    • @thekamixcx
      @thekamixcx  3 ปีที่แล้ว

      you’re cute 🥰 thank you for watching

  • @sydneyp7867
    @sydneyp7867 2 ปีที่แล้ว

    Me as a 26 year old seeking out budgeting advice I’m desperado

    • @abicooks
      @abicooks ปีที่แล้ว

      U are not !

  • @_.ewoma._
    @_.ewoma._ ปีที่แล้ว

    Wait, you pay for credit cards??

    • @thekamixcx
      @thekamixcx  ปีที่แล้ว

      girl.... you have to pay back the money on credit cards that you've spent

    • @_.ewoma._
      @_.ewoma._ ปีที่แล้ว

      @@thekamixcx oh sorry🤦‍♀️ I thought I saw debit cards😂

    • @thekamixcx
      @thekamixcx  ปีที่แล้ว

      @@_.ewoma._ Hahaaha no worries ;)

  • @zaderq1
    @zaderq1 ปีที่แล้ว

    07:18 - sure, that’s the reason why they lock down.

  • @thetongueofangels1882
    @thetongueofangels1882 3 ปีที่แล้ว +3

    Lmao this is so cute😅😅❤

  • @saerah3291
    @saerah3291 2 ปีที่แล้ว +1

    where are u getting $200 rent omg!??

    • @thekamixcx
      @thekamixcx  2 ปีที่แล้ว +3

      Living with parents lol. But, if you get a few roommates you can currently have rent down to $450 if splitting between 4 people in LA, depending on the area of course

    • @naina8079
      @naina8079 2 ปีที่แล้ว

      @@thekamixcx your parents make you pay rent?

  • @hotgirlsarehot
    @hotgirlsarehot 3 ปีที่แล้ว +5

    Once you get more subs, your savings will have an extra zero at the end

    • @thekamixcx
      @thekamixcx  3 ปีที่แล้ว

      HAHA I sure hope so ;))

  • @rowaiida1443
    @rowaiida1443 3 ปีที่แล้ว +4

    Thank you camila... this is so useful and easy to understand as i´m planing to study in US in the near future.Really appreciate your details cuz it´s easier for international students.. who are completely new to the US world of banking,saving n stuffs🤞😆
    Congratulations!!You´ve got a new subscriber!!🤍🥳

    • @thekamixcx
      @thekamixcx  3 ปีที่แล้ว +1

      Thank you so much! I’m glad this was helpful and that you enjoyed. Thanks so much for subscribing!