Budgeting In 26 Minutes
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- เผยแพร่เมื่อ 6 ก.พ. 2025
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My goal is to properly learn and deep dive into personal finance topics in 2025. This video is about how to budget.
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00:00 intro
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This comes at the right time for me 😭 I started budgeting a week ago!
Tina here! Anyone else with a goal to deep dive into personal finances in 2025? 🙌
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My goal this year is to save up around 20,000rubles. I study full time & pay my school fees myself but I know it’s possible if I lock in ))
My goal is to settle my mortgage by the end of this year. Remaining balance is $186k
Cash Envelope system is the best Budgetary Control as well as Capital Budgeting system
when I started following your account you had 300k followers. Happy to see you growing, you really deserve it and your content is still amazing!
Tina, I've learning so much about my need for financial security and the need to invest in myself. Thank you!
Livestream!
I'm not new to budgeting, I have been doing it for a while, since 2021 when I started to live on my own, but life happens, things happen (I own a car and it broke down SO MUCH this year, I've put like +3K throughout this year on fixing it alone), and I can't seem to make it out of living paycheck to paycheck and having to see where to get from the $100 to $200 I'm short for the upcoming month expenses. Every little emergency fund I made, just consumed itself in 2-3 months. I've got the bases covered, I know the incomes and the expenses, but it's a long way to financial freedom!
Will be waiting for the livestream! 😁
Good tip: Cut all subscription services except essentials like electricity, internet, and water. No Netflix, no TH-cam, no Amazon Prime, no Spotify. If it's not free, you don’t need it. It was the best decision I made in 2024. It made me much more intentional about how I use my money and time. I ended up reading more, having more free time, and thinking more clearly overall.
I've started watching you just a little while ago... i love how you present Information and keeps me awake while working in the nightshift. I've learned a lot from you.
Loving these finance related videos
The main thing that I got out of this video is that if you were laid off from you job, fired, or somehow were forced to lose your cash flow… it’s important to have the appropriate expectations once your cash flow and/or cash windfalls are already accounted for. This is because despite (hopefully) living off of your emergency fund; it’s normal to experience financial complications through a loss of income. So the new cash flow is already assigned. So prioritizing your solvency needs (rent, utilities, groceries, medication, transportation & clothes) before focusing on things like home improvement, business investments, etc. That’s the way to be financially organized with a healthy direction of priorities as you budget.
I've been watching you for years. I love the way your content has grown and it really seems more authentic to yourself. You've helped me in more ways than you'll ever know. Thank you! ❤
This makes me really really happy to hear 🤗
Easy Budgeting: Underestimate income; overestimate expenses.
I was gonna say this. Best advice/rule ever.
Still not break even@@AbdulRaheemHashmi-d2g
The content you share is very important and I’m grateful for the valuable information you provide and how you breakdown the topic. Thank you! 👏🏾 Stream
Excellent, work and presentation, I will be using this, thank you! 🎉🎉❤
These videos are extremely valuable. I love the way you break it down.
Omg im literally on the same pathway. I have a subscription budget lol to make sure finances arent outbof control 😅 and putting a good chunk into high yeild saving accounts ect 🎉🎉🎉 great content
i really enjoyed this video till the end i woud like to see livestream in detail
Livestream!
Great job! Thank you
Livestream ❤🎉 love your videos cheers fron Argentina
By the end of the year I want to increase my stocks and shares tax free account to £10k, increase my emergency fund to cover for 12 months
Livestream ❤
Budgeting: I needed that!
Thanks for talking about this. My advice to everyone is this : if you want to grow big this year especially in your finances. Be willing to make investments. Saving is great but investing puts you on a pedestal where you wouldnt have to worry about savings as you do now. Thanks to larysa Caba, my portolio is doing really great and im proud of the decisions i made last year.
Making over 48k monthly is all because of her.
I feel one Of the greatest challenges that we first timers face in the ma rket is that we end up losing all we have,making it difficult to find ourselves back to our feet. My biggest advice is to always seek the services of a professional just like I did when I ventured into it for the first time. Big thanks to Larysa Caba. I now make huge profits by weekly through her services while still learning to stand on my own.
I know Larysa Caba. she trades for everyone I meet. I met her twice at a meeting in Germany and after her lectures from Ella I had to personally ask her to be my financial advisor. she is definitely good.
I have never seen a trader as open and transparent as Larysa Caba with her clients. The way she decides to make a profit for her clients. she allows you to express your fears and she still rests your fears and that is my respect. I don't normally comment on videos, but this word should be included. she is really cool.
I just looked up her name online. she is licensed with credible certificates and has an amazing track record. Thank you for the message.
I can definitely relate to the impact of growing up in a unpredictable environment.
Thank you for this
Thank you Tina
7:20 i did not think that was a thumb omg
😅
Always love to see your posts and effort Ms Tina but can we please still do tech content.
Live-stream!
Sharing the excel budgetting template would do me a great favour Pleeeeeeeeeeese!
I couldn't see the questions because there was a video box that showed up on TH-cam.
Teacher Tina teach me!
Hey why did you delete the studytube video?!
live stream!
live stream please :)
I did NOT know there was a BOOK with YNAB?!
whoa whoaa
Then with the money left over we can go out to McDonald’s 🍔 🍟 🥤
How does your skin get better over time!?
Baby oil 🪔
@@tinongnjong1305?
I watched this video early this morning and then later this morning I lost my wallet… this is the method I will for budgeting
I just don’t have a wallet 🤯
@ no I will get it back together again soon enough and be back to my never thrifty ways
First!
Livestream
I need a card
So eventually, it always comes down to increasing how much is earned to meet the minimum needed to budget for what is desired. Which always comes back to up/cross skilling and networking which usually incurs a cost and conscious sacrifice. The real start is earning what's necessary to be just above poverty.
If I had $5000 to start with I wouldn't need this video I think
Unfallow
9:04 what part of Earth are you in now?. Everything about the US makes me plan on moving out of it every single day
I moved to Hong Kong!
That feel when you never get to kiss Tina on the forehead snuggling up with her on a couch listening to her talk about budgeting😢
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