Good morning Jenn! Thank you for uploading another great video! Your new binder looks great. Thanks to the 2 Sister Bees channel, I am finally debt free! Keep on doing what you’re doing because I think you and April have great talents. You inspire and motivate us to be free of debt while having fun at the same time! God bless you and your sister. 😊
Hello! Wonderful video! 🙌🤗💖 I love your videos! Excited to see what you got for your viewers! I’m struggling with Goodwill spending again. 😖 you are such an inspiration!
Miss Di! You are preaching to the choir ! Me and April went to 4 thrift stores yesterday!! 😂😂 I did good, though. I only spent $6! On two things I actually did need! 🙌
Yay !! Another video. I hope you are having a wonderful day my friend. I do like how you set up your budget binder. It turned out really nice. I am so excited you got tour house back. You were definitely ment to have it !! Sending you and the family lots of love and prayers always ❤🙏
Thanks Jenn to you and the others in this wonderful budgeting community. It took me about 3 months to build were I’m no longer living paycheck to paycheck. When I analyzed my monthly spendings I was shocked where it was going. So the no spend idea helped me tremendously.Thank you!❤️ I too have had to use my envelopes for emergencies but I encourage everyone keep on keep on! A big thanks Jenn and to your sister.👍🏻❤️
That’s such a great feeling to get past that paycheck to paycheck hump! Whew! What a relief! Great job! And yes- never give up on finances- it’s always going to be a roller coaster! 😅
Hi Jen, another exciting video! Thank you🎉🎉 On my personal month at Glance, I have holidays ...it helps me plan even more accurately. For my finances month at a glance I upgraded to an Excel spreadsheet that I bought on Etsy, it shows and calculates every bill by week so I'm never lost on how much I need until the next payment. I print them out and I can add other reminders if needed. I can't tell you how much I'm grateful for your videos; I've been doing so much better on my finances and feeling so much more confident in myself. Thanks 🐝 🐝
Back to work with regular full paychecks, I am so excited to budget and save on my regular days. I love the big calendar I designate Wednesdays for Weekly Budget set up, Saturdays for bills and Sunday for saving challenges. It really works well for me. My therapy is TH-cam 😂 🐝❤️🐝
Oh my goodness!! That’s awesome! Congratulations!! I am so happy for you! 🎉 YT is good therapy Hahaa I watch a lot of videos about human behavior, self help, all kinds of crazy stuff 😅😅
Thank you for another great video! A thought on the see it, save it challenge might be to set a goal of circling back and treating yourself to one of the ten things you didn’t purchase throughout the challenge. Thank you for everything. So grateful for this community!
I will! I wanted to use the pages and make sure there aren’t any glitches or changes that should be made. I think I’ve actually got the changes that need to be made figured out and this packet will be up later this week. 💛
So, when emergency happened and you needed "extra" money you had "extra" money to pay it and NOT left to using cc to pay? AWSOME! Your emergency fund did its job by keeping you from going into debt. Hood job.
@@purplepixie274 just a suggestion on starting (it's actually what I did and still do ) and that's to save change. Coins, esp pennies in today's world, many consider insignificant. Get a habit of at night, placing change from day in a container as simple or fancy as you like (I have forms of "official" piggy banks from childhood [I have a metal promo bank that a local bank used as a promo item] to a huge plastic ones of a coke bottle, a brides maid that were gifts to large empty plastic coffee creamer containers/ cans to pretty much anything that holds. Just be careful of glass, had a cookie jar break recently and got cut self. Can do it w/bank accounts too now adays by transferring change (some do strictly coin amounts others do ones and change amount to savings account . Yes it's slow but it's not how fast you go it's just that you make progress.
Maybe you should just start with a few envelopes(Emergency fund is high priority of course)and build up at your own pace. Some people mess themselves up when they think they have to keep up with other people only to end up frustrated. Everybody's journey is different so don't think you have to model your plan after anyone else. The important thing is to just do your thing. "Do what you can with what you have, where you are"-Teddy Roosevelt
And, I thought of another question……😂 The only challenge I currently do is your HH because I don’t like having a ton of cash in my house and I do keep that cash in an envelope here. When I have extra side gig money, I just put it right in my HYSA to go toward paying off my car (hopefully in May……that would be a year early) because I can’t figure out how to track more than one challenge using prop money if I want to put it in other sinking funds like car maintenance or gifts or buffer, etc. because if I deposit the lump sum and I don’t know the ending savings challenge total how do I do that? Maybe I’m overthinking it…..😂 But, I’m seriously confused and a bit sad because I only do one challenge every week and want it to be a little more fun.
I’m really going to try to get those up THIS WEEK! I just wanted to make sure they were all good and make sense before I listed them on Etsy. They are coming! 💛
I’m glad you saw that part. That FB group is really good to join. Those ladies are so amazing with each other- so helpful with the process and the questions. 💛
Hii, I think you forgot to highlight with the green marker tha 29th of February for pay day. (sorry for my english, i looove your videos) - love from italy ♥️♥️
Hello and welcome! 💛 You have to do your budget first. That’s the only way you will know how much you have for each category. Watch this video and get it written down - you will be so glad you did! 🙌
There is a link in the description of every video. You scroll down just a bit past the title of the video and you’ll see where it says “more” and then you’ll see “more” again. Click that and you’ll see all the fun stuff! Here’s the link for our freebees : drive.google.com/drive/mobile/folders/1VRf2dzNHV84v-oLIbufEnM3LlNcDpXcr
Random question: should I make a folder(s) to track my investments and holdings that I let my financial advisors deal with? They use a percent of my income and we meet quarterly but I was thinking it is a chunk of my salary and would be fun to use my little fruity bear bucks to represent my future. I figure it would be little different than saying x dollars goes into high yield savings. 🤔
Hello Jenn! I like the Erase Debt tracker. I’ll have to look into it in your shop. Just curious, what kind of flat iron is it? 🫣 My hair is thick & with the platinum hair coming out, it’s a challenge straightening my hair out. Have a great day! C U tomorrow.❤
Great Video Jen Can I ask how everything is going with getting ready for the move? How are you going to budget the moving expenses? The more prepared I am the better I’m so excited for you❤
The moving situation keeps changing! Girl, it’s a lot! I think we will be leaving even sooner than we anticipated! I have to get a lot of things sold. The golf cart and some furniture. I am starting tomorrow! Check community posts and FB- I will definitely be sharing with you guys!💛💛💛
I'm going to ask a question and I'm not meaning it on a snotty way but it will sound that way- on the flat iron could it not be that the iron is better but how its being used? Example, could it be she uses a product to get a different result (example she uses a mouse compared to mousse-im not a user of products so only example I could come up w/) or a technique she uses w/ it like using a pick compared to a brush, etc.
That doesn’t sound snotty at all! And you’re probably right! She is a professional and knows all the tricks ! That’s actually a very good point! Do be afraid to speak your mind here - we all could use the the help! 💛
@@2SisterBees oh, not afraid or I'd not said at all. I have had instances of where people perceive my wording (1 example was former supervisor a question and lit into me. I could tell by his face he was in pain of high level so I just let him vent and then he walked off. He regained his control and came back to apologize. Now where he was back in control of self, I was able to better explain my question and let him know what he didnt know prior. He apologized.) I know I say things in ways odd to others, I had older parents then most my age for start and did real good in sociology class on looking at alternative thoughts/ideas also. Then is things to consider in communicating as age, race, nationality, areas lived (just w/ area from, an example would be south calls a soft drink a soda, north a pop and I've also heard called a fizzy pop and seen where just that difference in language has got folks near blows.) So, my apologizing is a way to subtlety make people try to stop n think if the communication between us is going how we think it is initially.
Respectfully, can your budget printables be altered? What about men whom budget? You have a budget page that says, “Girl Do You really Need that?” What if it just said, “Hey! Do you really need that?”
You beat me to saying it! Hahaha I actually said it in filming but I edited it out that I was going to make some for the guys, too! 💙 I’m definitely working on it- this packet will be up this week. 🤩
That particular sheet is not a freebee- it’s available in a budget packet here: www.etsy.com/listing/1668821034/ It’s an instant download after purchase.
I was so mad when I was editing and heard it. It was SO LOUD - I’m surprised you couldn’t hear it ! Thanks for letting me know it wasn’t as bad as I thought. 😅
Hey girl! I think your math is incorrect on the verizon debt tracker. There are 42 phone icons, so each phone icon should be worth ~$33 if your total is $1,366. So you should have colored in 6 icons. If each icon is $192, you'd be saving ~$8K with 42 icons.
You could absolutely break up the whole sheet like that if you wanted to. I am just going to use 7 icons from the sheet for 7 weeks. That challenge can be used over and over for every debt - some people may even need 2 or 3 sheets to get the debt paid. It’s very flexible. 💛
🎉 Don’t forget to enter giveaway- extended entries until tonight!
th-cam.com/video/TruRePmPzKA/w-d-xo.html
Good morning Jenn! Thank you for uploading another great video! Your new binder looks great. Thanks to the 2 Sister Bees channel, I am finally debt free! Keep on doing what you’re doing because I think you and April have great talents. You inspire and motivate us to be free of debt while having fun at the same time! God bless you and your sister. 😊
I am loving the girl is that in your budget sheet I think that would help me out.
Hello! Wonderful video! 🙌🤗💖 I love your videos! Excited to see what you got for your viewers! I’m struggling with Goodwill spending again. 😖 you are such an inspiration!
Miss Di! You are preaching to the choir !
Me and April went to 4 thrift stores yesterday!! 😂😂
I did good, though. I only spent $6! On two things I actually did need! 🙌
Good morning ❤. Awesome video as always! Thanks so much for sharing 😊
I am coming up on 1 year on my budgeting journey and writing/highlighting my spending has made a world of difference.
It does! I love knowing where it’s ALL going! 💛
I wish I was that disciplined with my budget.when it comes to Amazon n groceries I lose control 😅😢
I need this. ❤
Yay !! Another video. I hope you are having a wonderful day my friend. I do like how you set up your budget binder. It turned out really nice. I am so excited you got tour house back. You were definitely ment to have it !! Sending you and the family lots of love and prayers always ❤🙏
That was a fun video Jen!
Thanks Jenn to you and the others in this wonderful budgeting community. It took me about 3 months to build were I’m no longer living paycheck to paycheck. When I analyzed my monthly spendings I was shocked where it was going. So the no spend idea helped me tremendously.Thank you!❤️ I too have had to use my envelopes for emergencies but I encourage everyone keep on keep on! A big thanks Jenn and to your sister.👍🏻❤️
That’s such a great feeling to get past that paycheck to paycheck hump! Whew! What a relief! Great job!
And yes- never give up on finances- it’s always going to be a roller coaster! 😅
Hi Jen, another exciting video! Thank you🎉🎉
On my personal month at Glance, I have holidays ...it helps me plan even more accurately.
For my finances month at a glance I upgraded to an Excel spreadsheet that I bought on Etsy, it shows and calculates every bill by week so I'm never lost on how much I need until the next payment.
I print them out and I can add other reminders if needed.
I can't tell you how much I'm grateful for your videos; I've been doing so much better on my finances and feeling so much more confident in myself.
Thanks 🐝 🐝
Back to work with regular full paychecks, I am so excited to budget and save on my regular days.
I love the big calendar I designate Wednesdays for Weekly Budget set up, Saturdays for bills and Sunday for saving challenges.
It really works well for me.
My therapy is TH-cam 😂
🐝❤️🐝
Oh my goodness!! That’s awesome! Congratulations!! I am so happy for you! 🎉
YT is good therapy Hahaa
I watch a lot of videos about human behavior, self help, all kinds of crazy stuff 😅😅
Thank you for another great video! A thought on the see it, save it challenge might be to set a goal of circling back and treating yourself to one of the ten things you didn’t purchase throughout the challenge. Thank you for everything. So grateful for this community!
Ohhhh yes! That’s a great idea! I will mention that ! Thank you! 💛
❤❤ I'm so glad your therapist is a great person like you! You're doing great things to move mountains in the budgeting community!!
❤❤ pull the winners tonight at 9p Pacific!! Yay, that means it'll be soon!!
So sweet - thank you so much, Mary! 💛
Hello🎉 love the binder set up 😊
Happy Sunday friend 🧡 stopping by to show support 😊😊❤
Omg i am so ready for Rick and Michonne to 🎉😊
Yessss! Every time the preview comes on, Jason and I get real quiet and then look at each other and say, “ This is gonna be GOOD!” 😂😂
30:02 I love that you have a wine category I have alcohol.😂 🥂
Happy Saturday
Thanks for sharing
Great video, as always.
Will you be selling the bill tracker and sinking funds tracker on your Etsy, as well? I love the layout you did.
I will! I wanted to use the pages and make sure there aren’t any glitches or changes that should be made.
I think I’ve actually got the changes that need to be made figured out and this packet will be up later this week. 💛
I have a therapist too. I think it is helpful to have someone to talk to that isn't going to be mad I unload on them 😅
Oh lord yes! I look forward to every session. It’s a life saver!
I honestly tried this but I've had to empty all my envelopes twice now for family emergencies. I'll try again next month, but its very frustrating.
So, when emergency happened and you needed "extra" money you had "extra" money to pay it and NOT left to using cc to pay? AWSOME! Your emergency fund did its job by keeping you from going into debt. Hood job.
Yes, you had cash to do it, keep going. You're in a better place than me currently, not having started this process yet 😊
That’s a good thing! You had money set aside for when things came up. Time to start again.
@@purplepixie274 just a suggestion on starting (it's actually what I did and still do ) and that's to save change.
Coins, esp pennies in today's world, many consider insignificant. Get a habit of at night, placing change from day in a container as simple or fancy as you like (I have forms of "official" piggy banks from childhood [I have a metal promo bank that a local bank used as a promo item] to a huge plastic ones of a coke bottle, a brides maid that were gifts to large empty plastic coffee creamer containers/ cans to pretty much anything that holds. Just be careful of glass, had a cookie jar break recently and got cut self.
Can do it w/bank accounts too now adays by transferring change (some do strictly coin amounts others do ones and change amount to savings account . Yes it's slow but it's not how fast you go it's just that you make progress.
Maybe you should just start with a few envelopes(Emergency fund is high priority of course)and build up at your own pace. Some people mess themselves up when they think they have to keep up with other people only to end up frustrated. Everybody's journey is different so don't think you have to model your plan after anyone else.
The important thing is to just do your thing.
"Do what you can with what you have, where you are"-Teddy Roosevelt
And, I thought of another question……😂 The only challenge I currently do is your HH because I don’t like having a ton of cash in my house and I do keep that cash in an envelope here. When I have extra side gig money, I just put it right in my HYSA to go toward paying off my car (hopefully in May……that would be a year early) because I can’t figure out how to track more than one challenge using prop money if I want to put it in other sinking funds like car maintenance or gifts or buffer, etc. because if I deposit the lump sum and I don’t know the ending savings challenge total how do I do that? Maybe I’m overthinking it…..😂 But, I’m seriously confused and a bit sad because I only do one challenge every week and want it to be a little more fun.
Great budgeting and stuffing.
7:04 my goodness love the walking dead
Thank you for sharing the wfh website! ❤❤❤
I’ll always be on the lookout for you guys! 💛
What an awesome, informative video Jenn!! I want some of those tracking sheets... looking forward to them being on Etsy.
I’m really going to try to get those up THIS WEEK! I just wanted to make sure they were all good and make sense before I listed them on Etsy. They are coming! 💛
Yes! I’d love the see it like it want it save it page!
Awesome video 💜💜💜
1st timer watching 🎉🎉🎉
Hiiii!!! So glad to have you! 💛
On my way to my goals with following you
Love to hear it! 💛
Thank you for the work at home information. I enjoyed the video.
I’m glad you saw that part. That FB group is really good to join. Those ladies are so amazing with each other- so helpful with the process and the questions. 💛
Hii, I think you forgot to highlight with the green marker tha 29th of February for pay day. (sorry for my english, i looove your videos)
- love from italy ♥️♥️
Oh thank you! I’ll have to check that!
Thanks for watching today! 💛
Here again, great video
Hi!! 💛💛💛
Hi
Will you be showing your move
Watching from Bermuda 🇧🇲
How do you decide what amount to put in each envelope that isn’t consistent? (eg groceries) I’m very new to budgeting
Hello and welcome! 💛
You have to do your budget first. That’s the only way you will know how much you have for each category.
Watch this video and get it written down - you will be so glad you did! 🙌
Random question: How much can you save with the Save 10 journey? 😅❤
Hey there! I believe it is $1,860. I completed it once. I need to start getting that one funded!
How do you print a freebie from TH-cam.
There is a link in the description of every video. You scroll down just a bit past the title of the video and you’ll see where it says “more” and then you’ll see “more” again.
Click that and you’ll see all the fun stuff!
Here’s the link for our freebees :
drive.google.com/drive/mobile/folders/1VRf2dzNHV84v-oLIbufEnM3LlNcDpXcr
Random question: should I make a folder(s) to track my investments and holdings that I let my financial advisors deal with? They use a percent of my income and we meet quarterly but I was thinking it is a chunk of my salary and would be fun to use my little fruity bear bucks to represent my future. I figure it would be little different than saying x dollars goes into high yield savings. 🤔
Sir you just want to play with those bear bucks. Admit it 😂
@@mariazubizarreta😂 you got me 😅
Bruno- you can do anything that you enjoy and any way that you enjoy it! Those quarterly statements are quite boring! When I get mine- I’m like, eh. 😂
@@2SisterBees yeah I was thinking making it more fun for me because I can't play with the actual money like Scrooge McDuck 😂
@@BrunoCaltagirone ok I would totally swim in loot. Man now I gotta save all my pennies cuz that's about the only way for me😂
🎉🎉 I don't post much but I love learning better ideas..hoping to possibly win..😊😊😊
I love when someone tells me they are getting something from the videos! It’s so awesome! 🙌
Hello Jenn! I like the Erase Debt tracker. I’ll have to look into it in your shop.
Just curious, what kind of flat iron is it? 🫣 My hair is thick & with the platinum hair coming out, it’s a challenge straightening my hair out.
Have a great day! C U tomorrow.❤
It was this one - this sucker HEATS UP! 😂
www.amazon.com/gp/aw/d/B07F7Q4PTN?psc=1&ref=ppx_pop_mob_b_asin_title
Thank you Jenn! I had purchased the Dyson cordless a few years ago & not worth the money. That sucker was heavy too. 😂
Are you moving to Florida?
Great Video Jen Can I ask how everything is going with getting ready for the move? How are you going to budget the moving expenses? The more prepared I am the better I’m so excited for you❤
The moving situation keeps changing! Girl, it’s a lot! I think we will be leaving even sooner than we anticipated!
I have to get a lot of things sold. The golf cart and some furniture. I am starting tomorrow! Check community posts and FB- I will definitely be sharing with you guys!💛💛💛
I'm going to ask a question and I'm not meaning it on a snotty way but it will sound that way- on the flat iron could it not be that the iron is better but how its being used? Example, could it be she uses a product to get a different result (example she uses a mouse compared to mousse-im not a user of products so only example I could come up w/) or a technique she uses w/ it like using a pick compared to a brush, etc.
That doesn’t sound snotty at all! And you’re probably right! She is a professional and knows all the tricks ! That’s actually a very good point! Do be afraid to speak your mind here - we all could use the the help! 💛
@@2SisterBees oh, not afraid or I'd not said at all. I have had instances of where people perceive my wording (1 example was former supervisor a question and lit into me. I could tell by his face he was in pain of high level so I just let him vent and then he walked off. He regained his control and came back to apologize.
Now where he was back in control of self, I was able to better explain my question and let him know what he didnt know prior. He apologized.)
I know I say things in ways odd to others, I had older parents then most my age for start and did real good in sociology class on looking at alternative thoughts/ideas also.
Then is things to consider in communicating as age, race, nationality, areas lived (just w/ area from, an example would be south calls a soft drink a soda, north a pop and I've also heard called a fizzy pop and seen where just that difference in language has got folks near blows.)
So, my apologizing is a way to subtlety make people try to stop n think if the communication between us is going how we think it is initially.
Respectfully, can your budget printables be altered?
What about men whom budget? You have a budget page that says, “Girl Do You really Need that?” What if it just said, “Hey! Do you really need that?”
You beat me to saying it! Hahaha
I actually said it in filming but I edited it out that I was going to make some for the guys, too! 💙
I’m definitely working on it- this packet will be up this week. 🤩
@@2SisterBees 🙌👍🙌
🥰🥰🥰
Where do I download the month at a glance page.. I cannot find it on your drive
That particular sheet is not a freebee- it’s available in a budget packet here:
www.etsy.com/listing/1668821034/
It’s an instant download after purchase.
Hi Jenn.😊
Hi!! ✨
Bella Bunny
I can't hear the lawn guy so you're good
I was so mad when I was editing and heard it. It was SO LOUD - I’m surprised you couldn’t hear it ! Thanks for letting me know it wasn’t as bad as I thought. 😅
❤ good evening how are you doing today ❤
Hey girl! I think your math is incorrect on the verizon debt tracker. There are 42 phone icons, so each phone icon should be worth ~$33 if your total is $1,366. So you should have colored in 6 icons.
If each icon is $192, you'd be saving ~$8K with 42 icons.
You could absolutely break up the whole sheet like that if you wanted to.
I am just going to use 7 icons from the sheet for 7 weeks.
That challenge can be used over and over for every debt - some people may even need 2 or 3 sheets to get the debt paid. It’s very flexible. 💛