How we make money & Monthly Budget. Let's talk $$.
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- เผยแพร่เมื่อ 28 ส.ค. 2024
- How much does it cost to cruise? We give the financial details for sailing our Leopard 46 catamaran in the Caribbean and sheltering for hurricane season. First, we go through the monthly budget, then we tell you how we afford to do this.
iTunes Podcast: podcasts.apple...
Consulting: www.sailclarit...
Squarespace - 14 day free trial: squarespace.sy...
Private Fb Group: / 475364229906600
Products we use: www.amazon.com...
Website: www.sailclarity.com
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Nick's Books and Audiobooks:
Get Her on Board is about getting that significant other to buy into this cruising nonsense. People seem to like it. All proceeds go to our dog Sugar.
Audiobook: www.audible.co...
Book:
www.amazon.com...
Live on the Margin is about making money on the go trading stocks and options. I co-wrote it with Pat Schulte of Bumfuzzle. People seem to like that one too. All proceeds donated to our boat.
Audiobook: www.audible.co...
Book:
www.amazon.com...
Audiobooks:
Bumfuzzle - Just out Looking for Pirates.
You know these guys, and now you know me, so have a listen.
www.audible.co...
Bound for Distant Seas, by James Baldwin
James is the real deal and this his story of adventure aboard a small, simple boat.
www.audible.co...
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"its impossible to make more time, but you can always make more money" That's one wise quote right there.
it takes lots of money and time to have money to enjoy your time.. free time aint so free any more..
Thank you! I'm 10 months from retirement as a 61 year old completely burned out private practice physician and fellow Portlander. I had your dream at 40, then 45, then 50......and always a financial setback would derail it (physicians are horrible business people, me included) but now I'm committed and unless armageddon happens, I should be purchasing and getting the hell out of Dodge (Portland). I cannot tell you how great it is to watch your videos and love especially what you said..."how much time do you have". Even with only 10 months left, there is that distinct fear that disaster well strike and end my dream. I 100% agree with what you have done. There is nothing more tragic than the story of the 60 year old man that died while at work with the plans of his boat on his desk.
Wow, thank you for the note. Time really is all we have. As a physician, seeing illness, and death even must give you an even greater appreciation for the fragility of life. I think that after doing this with small boats and big boats and with little money and a bit more, and seeing other dreamers dream and do or not do, money isn't what really holds any of us (us included) back. Instead, I think that it is comfort and status and a subconscious understanding that to take to the ocean on a little boat is a taxing adventure....it is not easy. Easy is putting on a suit and tie and makeup and standing in an air conditioned TV studio to tell people whether tomorrow will be good for gardening or reading a book, which is what I did for money before we left in 2002. Hard...well, just about everything boat-related is hard. Megan and I have a saying we frequently use on board: we don't do this because it is easy, but because it is hard. And the reward? Well, I won't spoil it with words that don't do service to the experience. But I do now understand why my grandfather Neil Kelly (yes that Neil Kelly) raced boats across oceans even after having a heart attack on board a thousand miles from land. He did it not because it was easy, but because it was hard. I salute you and anyone with the dream that makes it happen...young, old, rich, poor, whatever. I hope we see you out here soon. Best, Nick
How is that plan going Doc? - I’m a similar profile but behind on the nest egg/funds..... Go for it!
Should be 10 months now, wonder how tom pal is now?
Love the refreshing candid explanations. The episode on 'how we afford to sail' and 'haggling ethically when purchasing a boat' were just so frank and honest. Absolutely love it.
tom pal
how did it work out? :)
"No Kids" - man you said it right there lol. They are expensive, and ex wives too lol, but now I am on the downhill run to them flying the coup I am starting to look for my next stage in life. You guys are becoming a wealth of knowledge for me. Great channel.
Student loans and mortgages aren't great for savings either...
But worth every penny
Folks, thank you for this video. Financial considerations are a HUGE concern for many people thinking about this type of life. This is a great guide to at the very least, give people an idea of what it will cost them.
A refreshing, candid, sensible take on sailing life. No drama, heavy drinking, or gratuitous skin shots. You three (gotta include Sugar;) are the real deal. Thanks for doing this. Looking forward to more!
Thanks John. I can see how someone would spend a lot more money if they were partying. We aren't like that. Appreciate the note. Yes, more on the way. This is fun!
You guys are my new favorite sailing channel. Absolutely love your content. Cheers, Ted and Annette. ❤️⛵️🌴🍻
Wow Ted and Annette, that is incredibly kind of you to say. Your note is very inspiring. Thank you for that. Nick & Megan & Sugar
Best live aboard breakdown... eva! Your honesty shines through, thanks. Sailing vicariously with you. ;-)
Thank you. We know no other way. Nick
Ha Ha - our mentality exactly!! Experiences every time over bank balance!! We both walked away from careers with 12 years to pension and moved to a house on the ocean 3,000 miles away and bang gongs for a living!!!. Fraction of the income but richer than the 'richest' billionaire! Make your dream your 'job' and never work a day again in your life! Keep living it guys! Great vid - thanks.
There are many ways to measure a life and financially is probably the worst way. We share anchorages with 20 footers and 200 footers. It's the same water and the same beach! I like your perspective. Thanks for the props! NIck
I love how you guys are such a team. Don't mean to put you guys up on a pedestal, every married couple has their issues or annoyances with each other, but based on your TH-cams, I would hope to be in a marriage one day that is like your guys. Respectful. Fun. Kind. Enjoying life.
Aww thank you so much for the huge compliment! We definitely have our moments like every couple, but I can honestly say the more time we spend together in close quarters, the fewer of them we seem to have. Wishing you all the best!
I appreciate your honesty about the lack of kids being such a factor, it reaffirms my decision now at 34 to forego having any and focus on a fulfilling life through other means. The fact that it has allowed you to go cruising makes me more confident in my future plans. Subscribing.
Christian Riedel thanks Christian. Congrats on the decision. We definitely aren’t anti-kid, but not having kids definitely played into our financial situation. Appreciate your note and subscription. Best, Nick
I get the looks, you know which ones. When you mention no kids and you're middle aged. Personally it just hasn't happened which is bitter sweet.
@@TheOKellys What a throwback, this just popped up because of Mr Surfer's reply...my first video of yours that I watched and I've watched every one since. Amazing how much can change in a year...the girlfriend left (mainly because I wouldn't change my mind on kids and she decided she wanted them), next month I'll have finished paying off all 93k in (mainly) student loan debt in just 2.25 years, and thanks to COVID my work has went and is staying fully remote and I can start cruising! Hope to see you out there next season!
@christianriedel7017 have you started sailing?
@@travistucker7317 yep! We went remote for COVID and I got to stay remote so I'm currently on my Hans Christian 33 in Marathon.
I admire your optimism. It's great to see a relaxed approach to future when the average state of being is anxiety.
I am convinced it is the key to success. Either that or a I am just lucky. Either way. :)
They seem like good people enjoying their life together, Good on them.
What a lovely couple you are. Enjoy life to the fullest, that's the right recipe. Like the old man said; Little did I know that the days that came and went, they were life itself. Looking forward to the next video. Safe sailing!
wow. thank you. That old man's words are echoing in my head. Truth. Nick
Upbeat and honest about where you are and how important time is. Living life without regrets of what you might have done. Great video thanks.
Yeh we could go on and on and on. It is all about time. Thanks for the note!
Love the video and information. Mrs.O’Kelly my mother used to make quilts, bedspreads, draperies, clothes too. My proudest moment for her and her dedicated craftsmanship was when she made the quilts and bedspreads for the movie Steel Magnolias, some of the Stars also had her make them quilts and sent personal letters of thanks. All of my closest relatives grew up on a farm, some still farm but a lot of them work in the city but, it is amazing the talents the ladies develop and of course there are always local, county, and state fairs to display their works of art. You are very talented as a seamstress and your boat projects that you have custom made and worked hard at look absolutely wonderful.
Thanks for sharing - important info for us who are considering a lifestyle shift. We've always been boaters, but it's a completely different thing to cruise for months or years at a time. You're absolutely right about how expensive kids are! Budget info is very helpful, safe travels! Meet you for a beer in port one day I hope!
I've read Jimmy Cornell's and Bernard Moitessier's books about sailing life, and both of them basically said what you guys say, not being wasteful is the key. I'm so glad I've found your channel. Have a wonderful adventure!
You 2 are AWESOME!
That is so true, children are not that expensive on money sense, but definitely on time sense.
After I watched the total solar eclipse in 2017, I have decided after I retire, after kids are in college, I will get a cat and chase the total eclipse around the world. That will be a few years in the future. I will start from small things now. :-)
Right on Parker, the adventure has begun! Enjoy each step.
First time tapping into your channel & I find it very honest & funny in all. Thanks for not blasting me with advertisements. Keep us informed & seems like you both are easy going people. Keep up the good work!
Thanks for the note! Trying to be ourselves, for better or worse.... Will try not to blast adverts your way. Will avoid that as long as we can! Best, Nick
I just came accross your channel and watched a bunch of your videos. Many subscribers like myself, for one reason or another are not going to be able to launch an adventure ourselves. I would like to be taken on your adventures through your stories. To begin I would love to hear a comprehensive “our story” video. Both of your past lives, how you came together, how sailing became an important part of your lives, etc. Once we know you better, we will feel like we are part of the crew, part of your sailing family. You obviously have all the skills to make the content, it’s a lot of work, but think of all of us who want to take the ride. Thanks for the videos. Larry
Thanks for the note Larry. We've got a long story, so I hope you are patient. We met in sixth grade alright... Thank you for your patience while we get our feet under us, we are not new to sailing but we are quite new to having an audience. Your feedback is invaluable to knowing what people find interesting. Really appreciate it. We will work on something that gives a bit more background on us. Nick
A great quote to live by “you can never make more time but you can always make more money. Finally purchased a boat 2 years ago. Put 2 kids thru college and 2 more will finish soon????? My father retired military, then went back to college graduating with his doctorates, worked another career and finally retired. Mom worked as a military mom taking jobs wherever we were. She finally worked in Banking and retired as well. They dreamed of traveling in a motor home. Finally, after many years they purchased their “dream” class A. The only problem is they can afford this lifestyle, however, the mounting medical problems due to years of abuse on their bodies, they rarely are able to travel. My dad gave me a word of advise. Don’t break the bank but follow your dreams while you still can.
Wow Dennis. Thank you for sharing this. I flew back from the islands last season to hold my dad's hand as he died. He'd wanted to buy an RV a couple years ago but us kids were afraid he wasn't up to it. He wanted to drive the SW and do Route 66, but like your parents his body wasn't up to it when he finally felt "free" enough to do it. It makes me smile to think he was able to live vicariously through us a little bit, but also it makes me so deeply sad to know that he worked so hard his whole life and never was able to take flight the way we had. RV'ing is so much easier physically than sailing. We were in our late 20s when we took off in 2002 on the first big boat. We were kids. I will never forget how many middle aged cruisers told us we were smart to go early. Now in our mid 40s, with cranky knee, sore back, and fuzzier memory, I would pass that wisdom to anyone I came across who had the dream but was waiting for a perfect financial scenario. All this being said, age is a state of mind and physical strength can be maintained. We met an old English couple just finishing up a circumnavigation. He was 86 I believe and she was 80 or so. She was a spitfire and he could barely hear a thing, but they'd done it...gone all the way around...and it only took them 20 years to do it. Imagine that life for a moment. So I say cheers to anyone with the dream who actually goes out and does it. Hope we cross paths. Nick Megan made a good video about why we do this. You might like it. th-cam.com/video/CFb0aXIwHTw/w-d-xo.html
Right around the 8min mark and onwards, including the "in the red" remark, something clicked in me. Thank you guys. I love your vibe so much. Resourcefulness, frugality and work ethic that make you look like millionaires in your freedom to do what you want (and how it looks to other people who ask you the obvious question). My grandparents are exactly like that and this struck home more than I can explain. Thank you!!
They were the “Greatest Generation” for a reason. Thanks for the kind note.
@@TheOKellys Yup, they having it harder or easier is a pointless discussion when you see what they can make out of very little.
Good luck! Enjoy that glorious popcorn! :D
I'm so hooked I'm going back through the back catalogue waiting for a new video to drop
Thanks for telling yourselves. It’s nobody’s business but it’s nice to know. Thanks for your candor.
Thanks for the "real" transparent life lesson...you can't buy time! Amen! Continued blessings...and oh yea...post the recipe for the peanut sauce yum-yum.
I sort of wing'ed it...
1/2 cup or so of peanut butter (Adams of course)
1/2 cup or so of water
2 Tbs Coconut Mana
1 tsp onion powder
1 tsp garlic powder
1 Tbs soy sauce
2 Tbs chilli sauce - I use Sriracha
a bit of lemon juice
something sweet to taste - I used Stevia but a little sugar or honey would work
Thank you for the kind note. All we have is time.
Nick O
So much truth in your words, you can't buy time! so go out and make the best out of it, like you do. Great Videos so far and a very inspiring mindset - keep up the good videos :) Cheers from Brittany
Hi there. I've been watching your episodes for a couple of days and I really like the way you both speak and present yourself and your life style. In this episode you impressed me even more telling us about your finances so plainly and in such a humble way. I do appreciate that your love and passion you share with us=people like i who watch your episodes=cement you together to carry on against all odds. I am going to buy your book you have proposed to read in this episode....and despite being nobody....only a lorry driver in the UK...I hope to spend some time with you on your lovely cat🐈😍🐈meooooow
Good for you guys! God did not put us on this earth to toil 40 hours a week. I’m sure She’s smiling down on you. Safe travels!
Thank you. Best, Nick
I'd love to only work 40 hours a week!
You said you didn’t have children. Sugar is probably the most sweetest sailing lab out there. She is your child . What bothers me about our pets is they leave us to soon , kind of like Sugar mountain. Too me , They give me the most joy in life and also the most sadness. Anyway, My opinion is your financial affairs are your business, nobody else’s. You have told us that you were a meteorologist at one point . They tend to make better money than any old anchor. I like the openness and genuine kindness you both demonstrate outwardly. Makes no difference if you decide to quit the sea life tomorrow you three will be fine whatever you decide. Thanks for the video and fair winds . Paul, St Petersburg, Florida
Thanks for the note Paul. We lost Sugar in January. We miss her every day. She had a wonderfully long life. We share our finances to help others who want to do this as well. Best to you!
The O'Kelly's I am so sorry . Stay safe. Paul
Nice brake down of the most important things that keep the boat life going.When we ask how much it coats we are reality trying to see if we can afford that life style and i thing with careful planing i see it can be achieve.What i see is that you have to watch your spending very carefully.
Yes, you hit the nail on the head Jeff. It's all in the details. It doesn't mean being cheap or miserly...just being frugal and attentive.
I just subscribed to your channel. I’ve seen several attempts at the cruising budget thing and you guys did a nice job covering this topic. I suspect that I’m like many others watching, dreaming/planning for the chance to take a multi year cruise. I’m soon to be 55 with a son a few years from college and a target retirement date just past 63. I just can’t do it before that due to life and job commitments. I’ve set my hypothetical cruising budget myself at about $4K per month so your numbers make me feel better about that. In the mean time I guess I’ll just have to be happy with my weekend boating in Beaufort and sail charters every few years in the Caribbean ....and watching vids of you and others journeys. Safe travels!
Appreciate the kind words. Money is such a personal thing, but if we can at least be somewhat illuminating through example, that's enough for me. If you aren't servicing any debt, 4k is more than enough for most people. You are blessed with a wonderful area for coastal sailing. We like Beaufort a lot. Safe travels to you as well.
thanks for sharing your philosophy on money and budgeting and frugality!!! as you pointed out, you guys seem to value your time as much as your money in terms of being intentional with both. it’s quite humbling and inspiring!
Thanks Tom, yeh, really trying to do just that. Time is going by faster and faster and it's not easy to get back! Thanks for the note...it inspires me!
Your channel is so refreshing and so real . My favorite of all the sailing videos. Keep on sailing.
That is quite a compliment. Appreciate you saying that. Aside from our characters and impressions, we try to keep it real. Thanks Doug.
Thanks for the down to earth way the two of you communicate the realty of having a boat. I subscribed after the first video I watched of you two. The things you talk about anchoring...etc...are exactly the things I need to know if someday I decide to take the plunge and buy a boat! Thanks again look forward to all of your next videos
Myron, get yourself that boat and get on out here and join us! The water is fine...lol. Glad we can help in any way. We are so fortunate to be able to do this and so glad to be able to share. Nick O.
I agree with you, do one thing for a while do another thing for a while. I learned this when I was laid off and realized I could not not work for too long but also realized I didn't like working for too long either
Lol
I say if you can do one thing forever and be happy and content with it, you are a lucky lucky person. I wish I were that way sometimes. But I am not; we are not. We gotta keep moving and keep changing. Like you said, it's all in how you look at it, right? Thanks for the note Phillip!
You three are adorable! Just discovered this channel and watched a few episodes because I just felt like I knew you from somewhere... Then I realized who you remind me of...Peter Krause from Parenthood/Six Feet Under and a dear friend of mine from Pittsburgh, Sharon. But now that I've settled that mystery I can enjoy your simple honesty, wacky sense of humor and true love for adventure and each other! Thanks for sharing a window to your world as I wrap up land life and get closer to making my own seaward journey!
It's the chin, right? Megan told me that once about Peter Krause. She is a big fan of Six Feet Under. What a cool career that must be, eh? Acting? Looks like a lot of fun. Thank you so much for the kind comments! We are really fortunate to be able to do this, and it's fun to share. That's really exciting you are headed out too. I hope we see you out here soon. Thanks Pamela, Nick
that is actually very glamorous , well done congrats ! trading stocks and flipping houses and tv and radio , pretty good
Take the opportunities where you can I say. We are very lucky as well.
Thanks for sharing that info. Understanding other couple's spending patterns while cruising will certainly help us get there sooner. We still have two kids at university, once those costs are sorted we will be out there. I think your comments around being able to make more money but not more time is a great way to think about life and the adventures which are available.
Megan lost parents too soon. My father just died this last year. Time is....well, it's all we really have and only for a while. Your kids are very lucky to have you helping them along...put them to work on your new boat! Glad to hear you are making plans. Nick
You guys are really fantastic. You both have such great personalities and you are totally real. I find myself smiling often as I watch your videos. I have a boat in St Augustine and I just missed you a while back. Thanks for superb videos.
Aw, thanks man. You’ve got a beautiful town there.
@@TheOKellys I agree. It is special. Take care.
Two really nice people my best to you both always.
Don - Melbourne Beach Florida. 🇺🇸🇺🇸
This is only the third video I've watched and your openness, honesty, and relaxed attitude is addictive. That's a sub! Keep grindn' and living!
Thanks! Glad to have ya with us!
My kind of people, reduce the waste, stop comfort shopping and maximise the holding of money. No secret but tis a choice. Great video and full of reality.
Thank you James. Reality is highly underrated these days...Appreciate the kind words.
@@TheOKellys your welcome Nick, I am enjoying the videos, I feel you guys are giving out real info, well thought out and taking the time to give us a non marketing type style, insight into the lifestyle. Thank you its appreciated.
You guys are awesome and an inspiration! I've had a deep passion for sailing since I was a kid living and growing up in Sausalito and Manhattan Beach CA, I'm now 50 and the passion is still very much alive but to this day still have not had the opportunity or financial ability to get started. Me and my wife are finally planning to start small with purchasing something around 25-28 feet within the next year to learn and practice. Long term, we eventually plan to get a 44-52 foot mono-hull (Beneteau, Jeanneau, or Catalina Morgan?) for live-aboard cruising in the Asia-Pacific region, hopefully within the next 7-10 years. Currently we live in the desert in Las Vegas, and cant leave due to work, but plan to start a business soon to rapidly increase our income and savings, at least we have a very large lake to learn on. Were so tired of the rat race, time for a change, wife is from Philippines so hope to retire and cruise that region permanently. $1200 month for food for 2 people seems very high, we spend around $400-450 month for my family of 5 (me, wife, 19yr son, 10yr daughter, 15mos daughter).
Hey there. Thank you thank you thank you for the kind words! We were based out of Sausalito / Mill Valley for many years. We kept our last boat Either Way there right behind Cafe Triest/Taste of Italy/Whateveritscalled. You've got a virtual wonderland out your back door right there, and I'm not talking about the strip. Lake Mead of course (though you better put wheels on that boat pretty soon) but Lake Powell as well. If you get a lake boat, go as light as you possibly can to squeeze the knots out of those fickle breezes. Lakes and mountain/desert lakes like you have are actually a fantastic way to learn how to sail because you are going to be adjusting to ever-changing conditions. It will make you a better sailor. If you guys are flexible, consider buying something downwind a bit. Mexico perhaps. You might end up getting a bit more for your dollar. Keep in touch, let me know how it goes. And good luck. The adventure starts now! Nick O
nick please talk about power use on the boat. batteries, solar and wind gen. thank you sir!! very informative!
You got it. Maybe a tech-y deep dive? I definitely have something to say about the whole passive energy thing. Thanks for the compliment. Nick
@@TheOKellys That would be excellent to learn :-) Have you considered looking into using a Watt & Sea hydro generator while underway or anchored with a decent current? May be able to power up on really cloudy / windless days instead of running generator etc
Love the honesty of these guys ! What a great life and what excellent advice. 👍
You guys are awesome. I like to call this type of person a “freedom fighter,” fighting for your own personal freedom and life enjoyment.
I like that. I like freedom floater....implies less effort. lol. Thank you for the kind words of support. Makes a difference! Namaste.
Nick O'Kelly 🙏🕉☺️
Love your channel and your honesty! Probably the most realistic budget I've seen! Thank you for your openness and honesty. Fair wins! 👍👍👍👍👍👍😊⛵⛵⛵⛵⛵⛵
Thank you. We hope we can help people set realistic goals and get out here and do it. It is a lot of money, but it is worth it. Nick
Really enjoying your channel guys, I enjoy the FIRE community stuff too which is all about living alternately and enjoying your time now. Very inspirational stuff and very polished videos....
Keep this stuff going and this could turn into a legit TH-cam channel (meaning enough to fund your $2500 a month living costs). Fair Winds!
The FIRE community - had to look that up! Thank you regardless. Appreciate the note. No idea where the TH-cam stuff goes, but we are having fun with it for now. Happy to be useful to the community. Thanks again Trevor. Best, Nick
so much respect for how honest and transparent you are with this type of question. Especially with the philosophy of life and how to deal with money is extremely helpful. I wish you both the very best and thank you for making awesome videos!
wow thank you! Really appreciate that. I'm always curious how other cruisers area doing this too. Glad to be of any help. Thanks for the note!
You two are making some great instructional videos! Looking forward to more.
Thanks Clay. We are hoping to help people get out here themselves.
You are a good couple and you have an excellent outlook on life. Wishing you many good years ahead.
Thank you Emmanuel! And the same to you!
Thinking about a couple of boat- businesses. You are living the dream.
Watched 3 of your episodes so far and have laughed out loud watching all of them. Thumbs up!
Thanks Sam. It's a sweet life I tell ya. I'm the luckiest guy I know. BEst, Nick
We have been cruising for the past two years on $500 per month, but that number has blown up with the winter refit we just finished. We can't wait to get back onto the hook and out of the marina so that we can stop paying for the marina!
We did the minimalist thing with the last boat. Not sure we got down to 500/month, but certainly well under $1000. This is cruise #3 and this time around we wanted to bring friends and family along safely and comfortably. But our yearly insurance costs more than your entire budget, and that amount of waste is not lost on us at all. I say cheers to you!
Nick O'Kelly as we go earning more, I’m sure our budget will also creep up for the sake of comfort!
Awesome! Thank you for sharing, very informative. And inspirational.
Excellent and such an easy going video to a subject that so many always wonder about.
I'm hoping that teleworking will work for me.
Thank you for breaking every out for us.
Keep the videos coming.
Cheers from Canada
Thank you Steve! It's amazing there isn't more out there on finances. Nick O
Nice meeting you guys! Europe bike tour next year for sure!
Right on! It was so great to meet you guys and we’re already talking about how fun that would be to go on a bike tour with you! See you soon!
The O'Kelly's we will definitely keep in touch.
Ahoy, we’re SFCA lubbers (still figuring out how to sail the bay) and have to say, this video is the tipping point for us to sell everything, quit big tech and make the jump to the sailing life. Thank you so much for an awesome, informative video. Hope to meet y’all on the water one day!
Andy & Katherine
Andy and Katherine, that’s really awesome to hear! Those SFBay conditions are quite the testing grounds! Congrats on your decision to go. That may be the hardest part. Good luck and we do hope to see you out here soon. Let us know how it goes. Best, Nick
Nick, thanks for the note! That you replied made us even more excited about the journey ahead. We’re in the early stages of the boat search process. We loved your video on boat buying tips, which will really help us. Not quite sure how to find a buyer broker ... any tips?
A&K
If you are looking for a cat, contact me privately through FB or our site and so can give you a couple names. I don’t want to promote people/businesses on here.
Really good honest brake down of cost, and yes you are right I have watched someone your old videos and just assumed you had lots of money. Lol. Love your videos keep living the dream. Steve 🇬🇧
Thanks man! Appreciate it. No, no trust fund here... lol... :(. lol
"How much time do you have? You just don"t know"
So a friend of mine who had an extremely well paying job in the middle east struggled to live without the western mentality. I think the first five years he just got on with, but the last two he struggled to the point it was utterly detrimental to his health. He was very money orientated and wanted that 1.5 million $. He was diagnosed with leukemia in November 2017 and died six months later at the age of 42. By the way, he did manage to get that 1.5 million.
Man, that is so harsh! I've heard stories like this a few times, and of course it just leaps out at you because of his age....42...just so sad and unfortunate. It's real easy to forget that we are all in the same proverbial boat: it doesn't matter at all how old you are right now... 23, or 75.... you don't know how long you have. You might have 80 years in front of you or you might have a few months. You just don't know. You can't know. And maybe that is the gift of it and the curse at the same time.
Different cultures, historically have had different views on death: something to fear, something better than the here and now, something to revere, etc. It seems that in our modern western culture, most of us spend a lot of our lives trying to distract ourselves with financial goals and creature comforts to such a degree that we can forget that death is even a real part of life. Eventually of course we see it happen to people we know and love and then at some point we realize that's where we are headed ourselves...we finally grow up, in a way.
The saddest part of it all is that all of life's opportunities are limited. You can only hug your mom goodbye so many times. And you can only head off sailing when you are still able-bodied to do it. And you can only smell the roses or eat ice cream or walk down stairs unaided a limited number of times.
My best childhood friend had emergency open-heart quadruple by-pass surgery last week. 46 years old. Classic story: tight chest and sore shoulder - he thought he had indigestion. Almost didn't go to the hospital. He was one decision away from the grave and he didn't even know it.
I personally am a bit of a stoic. I believe that I (along with everyone else) live based on perception, action, and will. Being careful with each is the route to a well-lived life. Perception and acceptance of death as a fundamental reality motivates me to take action when I can, however I can and with as much grit and determination as I can muster. These are things we can control. Life, we cannot.
@@TheOKellys Well said!
My wife, three kids and I have been very fortunate and have been able to work and travel all over the world over the last 30 years. We plan to buy a Catamaran in the next 2-3 years and continue the journey. We both have never sailed in our lives...can't wait. Life is what you make it!
You guys are awesome!!! Thank you for the info because we’re were wondering the basic costs and how you do it!!! You guys crack me up!!!
Money is the currency of value.
Time is the currency of life.
I enjoy y'all's content, and am glad I discovered your channel.
Looking forward to future episodes!
I like that. Glad to have you with us.
@@TheOKellys Likewise!
Nick Megan and of course Sugar thank you I love all this information keep it up mate
Thank you so much Warwick, really appreciate your kind words!
Thanks Warwick!
Thats so honest and sweet of you ...Thank you so much. ...
Thanks Chris. We know no other way...
Best budget breakdown I've seen!👍👍Thanks for the honest share and chat, Nick & Megan.
Regards from Cape Town.
Hey thanks Erich. Appreciate that! Nick
Thank you for the very informative video. This is our plan for the very near future. We left the US 2 years ago and looking for a new adventure.
Alright! Hope we see you out here soon! Thank you for the kind words!
Nick O'Kelly So hope to see you guys as well. We are working with a broker in Florida as we live now in Mexico.
@@sailingmanana6401 Good luck Sailing Manana - we love Mexico and hope to see you guys out here!
Best investment you can make is the time you invest with the people that are important to you, and afterwards nobody can take away your dancing time together.
I really like that. Truth! Thank you.
Thank you for the information and your candor. I enjoy your videos and would like to wish you Fair winds and following seas.
Thanks Ken, and to you as well!
Was watching at the kitchen island...you say “ we have no kids” My husband just starts laughing 😂, it’s something we decided recently not to do as we want to get out there someday soon! We are doing the unglamorous frugal work also...! Thanks for the video! And laugh! 😂🤣😂
Hahahahaha. I can picture that. Definitely would be fun to have kids out here. But, yep, that's one of the big reasons we've been able to be so financially irresponsible over the years... :) Good luck on the journey! See you out here soon I hope.
Wow, thank you guys for the transparency
Its interesting to watch this now I watched it 3 years ago and just watched it 2/23 its amazing how far you went with your channel and wonder how much more it costs now especially food, fuel, and insurance
I may be jealous at times that some people can buy a nice boat like this! However, I always love and respect it when people aren't shy to give real numbers and not beat around the bush! Just found your channel and been binge watching:D
Hey thanks Kevin. Hope to remain binge-able. Appreciate the note!
Liked you from the first 10 secs....so down to earth! Umphteen vid now, how inspiring! Keep going and blessings, may the force protect you in all your (ad)ventures! :-)
Thank you Thomas. Glad to have you along!
Just subscribed. you guys are amazing and "living the life" Im glad you are comfortable doing what you do.
Excellent! Welcome aboard. We are incredibly lucky to be doing this and we don't forget it for a minute.
Seems to be very honest answers, you've made some money but now chose to sail around a bit. Most sailing channels reckon that they are poor as church mice and that they are living hand to mouth.. Totally Totally understand you on children, but kids and grandchildren are worth the sacrifices you make in life. Good luck on your journeys
Kids are expensive! This is why we are cruising before we dig the kid money pit!!
Lol. If boats are a hole in the ocean...kids are.... Honestly, I don't know how all you parents out there do it. Tip of the hat to you!
Great video. Thanks for your honesty. Looking forward to learning about realities of cursing with a Dog.
Well, just putting the finishing touches on one of two videos about Cruising with our dog Sugar. Lot's of info. First one drops tomorrow. The other on Friday. Appreciate the positive feedback Brian! Nick O
You guys are absolutely the best out there!!! Love you and your content, so entertaining and yet so deceptively informative! I have to dream for the moment.
Wow man, that’s really really nice of you to say, especially since there are sooooo many great sailing channels out there. Thank you! Makes us feel really good!
Thank you for sharing! Love your outlook on time and money!
Thank you Robert. Nothing more valuable than time.
Nice, looking forward to videos of the Caribbean.👍💛😎
LOVE YOU GUYS!! For you have convinced me to say BY to my Harbor mstr! Have a Baba 30 cruise ready!!!!!
Woo hoo, we hope we see you out here!
Love that Sugar’s needs are second only to hurricanes❣️🐶🇨🇦
Thank you for being open with us. It's helps us plan our future and have better understanding of what lies ahead. A++
This is a very inspirational video. Thanks 🙏
I don't know anything about sailing, I don't even know if I will ever be on a sailboat. But I do understand that statement, of being able to make money, but not make time. That's important. And that's what's been motivating my life decisions in the past few years!
In the world and day of Covid, I wish you well and hope you stay safe, happy, and and healthy.
It's the truth, isn't it? One of life's universals. I think a lot of people are going to re-order their priorities in the future. All the best to you and your family as well. Be well.
I really like the explanation on the clouds and wind. I’m learning a lot from the 2 of you. The boat tour is 🔥🔥🔥
Several channels have laid out the expenses. Most didn't go into the rationale and their philosophy as you did.
Here's my question: Can you discuss your "Get Her On Board" days? How difficult was the effort? You were obviously successful.
(I thought the Get Her on Board was well put together. I've watched the interviews 20 times with my wife and college aged daughter)
Well I could write a book on that...oh wait... I just wrote a few paragraphs here on this post and deleted them-it's just too much to go into in a youtube comment. The book has it all laid out. It's available on Amazon and Audible, but if anyone reading this wants a free copy, just email me (firstname @ firstnamelastname dot com) and I will send you the PDF of the book. Put GHOB in the subject so I can pick it out of spam folder.
I will say this: I made all the classic mistakes with that first cruise: the boat was too big and complicated, I made my promises all about the postcard destinations, and the plan was too vague. To get Megan [back] on board, I focussed on our shared values, we got a simple boat that either of us could handle, and we decided specifically where, how, and how long we were going to cruise. We are now a much more confident team on a much fancier and more complicated boat, and having a great time in year three.
Thanks Roger for the provocative question. Maybe need to make another video specifically about this.
I'm keen to glean as much knowledge as possible from those who are living the dream and are open to share how they created that life for themselves. So anything you share about I am interested in tbh. Have subscribed to other top rating YT sailing channels and are watching all episodes. Background...I'm single and in a similar age range to you both and have no plans on kids etc. Though hoping to have a lovely partner on board with me sometime if I can find an adventurous woman lol.
Right on man. Wish I had youtube back when we were starting out. I learn so much from youtube. Glad we can offer/add any wisdom. Hope we see you out here soon. Nick
Bought your book "Get her on board" from audible. We are about half way through and it's great. Surely it's worth adding one more subscriber to our slowly growing Chanel 😜
Right on, thanks! It was a freshman effort and written a long time ago, but I stand by those ideas. Subscribed to your channel, good stuff! Going to be a bit before we can catch up with all your videos...we are running low on data!
Nick O'Kelly
Hannah was always onboard, however it interested us to see how you explained getting your other half to join you aboard and join the dream and help to keep it alive. Plus it helps support you guys with the royalties.
Don't worry about catching our videos, it isn't a problem, we know exactly how valuable data is. It's just nice that you've subscribed, it all helps put our channel in front of others. 👍🏼
It helps when you have a million dollar voice. Hahahah. Good video guys. I'm binging on your videos right now. Thanks!
Hahahahha. Thanks. I don't know about a million. Maybe a thousand... lol
@@TheOKellys I've watched a few of your videos but you do have that somewhat stereotypical radio voice - beats me what it's worth but it's gotta be worth something! :)
Lol...i think you guys should always talk like you do in the hot tub. You can invite the Slinging couple from the Sling commercials and hang out on the hot tub for your videos.
Hahahahahahaha! Another Nick and Megan. Anyone know their agents? Let's do it! Actually Nick Offerman and I have a lot in common. I was raised in a wood shop! Those two are hillarious.
Great People !
You all are so much fun, thanks for sharing your adventures
'We' believe You' ARE doing The RIGHT' Things' with The right Attitude's' towards' Life' in General' - & you are right about = TIME' & Money' > People CAN NOT Put A Price on TIME' - but - Money' is well Accomplishable' & if spent frugally' - has Many Benefits' & to be Enjoyed while Available' > What Really Great Talents' Annette has' with Good Assets' - & keep The Interesting Videos' Rolling' - 'we' Enjoy' ALL' Muchley' > Shalom >
Thank you Dezmond. We try to follow our hearts. We appreciate the kind note. Best to you, Nick
Another synchronicity!! This is my life!! Lol I was just watching your last video about buying a boat and you mentioned that you were on lake Norman. Now I’m seeing Norman Island flash across the screen in this current video.. Interesting.. Norman is the town I live in.. Great vid too!! 💙🐟
Again, very clean content, well chosen descriptions and easily understood.
Very inspirational... Im 1 yr out from my first boat ...
Thanks Maurice, and congrats on your countdown hope we see you out here!
You should write a book about how to buy a boat or everything you need to know about buying a boat....I think it would be awesome and I for 1 would buy it.
Thanks. Good idea. I need more time for things like that. Or a time machine. Or another me.
Well after the initial cost I guess it can be cheaper to do. But it would sure be harder. I wouldn't want that responsibility but it is neat!
I love you guys. Just found your videos. You should have way more subscriptions because your awesome. I will share your videos.
great work guys thanks for sharing. The food looks great
Thank you Douglass. Makes me hungry just thinking about it!