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As much as I want stable incomes from dividend, I need growth in my Portfolio. I went there, done that. My long term goal is to grow my positions and then convert it to dividends paying stocks when I’m ready. My income alone wouldn’t be enough to add and I don’t have time to keep on working.
You use the dividend itself as a growth factor by reinvesting dividends. Only looking at 1 growth factor as if it was a pure growth stock, would be discouraging indeed.
@@Dividendology That is when you do not sell or need the money it does not matter much but again I myself go Rather with just Compounding and Lock the Money in with no Dividend pay 0% Tax (Till I Sell) Rather Than 26% In Italy for Dividends
I have a plan to just invest 2k a month into SCHD with an initial investment of 10k. I don’t know if that’s the greatest idea because there would be no diversity in my portfolio but SCHD just seems like the smartest move.
Hey I love your content. I'm trying to use your guide for the Portfolio Tracker from the vid from 2 years ago but the "Day's Change" formula isn't working. Mind sharing what the formula is?
Hey mate if you want more accurate calculations include inflation increase in monthly contributions so if you count inflation in living cost, add it to your monthly 2,500 as you should earn more as well. That should cut your projections by 3-4 years?
@@leepickell That doesn't address my question. Legit math is legit math, and dividends investing is a thing, regardless of this channel. Clearly I'm bright enough to question the formulas. Don't follow this without knowing what's going on behind the scenes of those formulas. Frankly, I'll pay for his sheets, to save myself the time, and review/modify the formulas to account for reality (taxes, more realistic growth rates, etc). But the question remains, is this a tax-advantaged account? Or, does he make so little he qualifies for the 0% dividend tax rate? For anyone following the calcs, take 15% off every dividend amount. Unless you're making over the threshold for 20%
I was wondering the same thing. I like the worksheets, they are visually appealing and I can tell he knows tech (its my background). Very curious about the taxes as well. I am assuming he is also trading for free as well. I have a much rougher calculator and taxes just chew into any strategy I come up with. Not to mention the absolute headache of filing the taxes anyways.
@@Punkinchunksno on qualified dividends it’s 0 percent till your making over 40k a year and like 90k if your married. So tax implication is basically 0 till well above his threshold of income from qualified dividends.
Great video and thank you for sharing with us. I like the portfolio and it's diversification even though SCHD is over 40% I still think this is relatively safe and this should compound well.
Do your cost of living projections take into account things that will go down over time and when you are older? Kids, get more expensive and then go away. Housing costs, should go down significantly if you have a mortgage and pay it off.
Dividends are paid from cash flow, not stock price. So, it depends how the business is affected. And then it depends on what the bean counters decide to do.
@@Dividendology it seems disingenuous to put the money into June given that you even stated it posted in July. It doesn't matter what quarter it should have been due to weekend or what not especially given that you break down dividends by the day that you receive the money. Just doesn't past the smell test on this issue.
With dividends, it kinda doesn't matter as much. your number of shares doesn't change dividend per share doesn't change in the short term (barring disaster in company fundamentals) you still make the same $ when dividends pay out, because they aren't tied to price (Yield is a synthesized value that changes every day) You reinvest your dividends and get more new shares this time around because the price has dropped. Enjoy the drops, it's like a sale.
Probably because this video was recorded while the market was near ATH. 😅 Buuuut, when you invest differently than the market, your portfolio doesn't move in tandem with it either. For example, reits(VNQ) have been beaten down over the past 2 years, while the S&P500(VOO) returned like 30%.
I refinance my house after paying it off. 17 years bought in 05. I'm 45. So im just now able to get into investing and get out of the rat race. It's not a 25 yr old game. Unless your lucky and smart to make 100k plus a year. Keep your nose clean and don't keep up with the Jones. And you to can be a millionaire. Or real estate is my other best money maker I'm starting into.
Video TOP as always. Great purchases...I like LVMH too but I'm worry about the dividend they cut in 2020... if I had to pay the bills with LVMH I couldn't have paid them. What do you think? @Dividendology
![“อ.เบียร์ คนตื่นธรรม” มาตามคำเรียกร้อง แหกศาสตร์ฮวงจุ้ย เตือนสติอย่างมงาย | แฉ 7 พ.ย. 67 [1/3]](http://i.ytimg.com/vi/5fc4S3xBNfc/mqdefault.jpg)
Access Tickerdata and my Spreadsheets: tickerdata.com/
Get $25 off and a 7 day free trial to Seeking Alpha: www.seekingalpha.link/9D5QH2/2QZRGT/
Join my free newsletter! dividendology.substack.com/
Preferred Broker (Interactive Brokers): www.interactivebrokers.com/mkt/?src=dividendologyPY1&url=%2Fen%2Fwhyib%2Foverview.php
Totally makes sense why you sold out of KHC and SJM...great buys this month too. $200k next month -- I'm calling it man!
Thanks Ryne!!
As much as I want stable incomes from dividend, I need growth in my Portfolio. I went there, done that. My long term goal is to grow my positions and then convert it to dividends paying stocks when I’m ready. My income alone wouldn’t be enough to add and I don’t have time to keep on working.
You use the dividend itself as a growth factor by reinvesting dividends. Only looking at 1 growth factor as if it was a pure growth stock, would be discouraging indeed.
that why you delve into growth dividend stocks such as apple, nvidia, microsoft ect
Next months update: "ive decided to close my intel position"
😂
can u do a video on intel? not a valuation one, just one based on their future prospects and how u think they’ll do going fowrard
Nice idea!
@@neonpowar3766😂😂😂😂 RIP grandma
@@Hhbhwumnsioocyhejkxiihha was gonna comment the same thing
Can you explain the difference between LVMHY besides it being cheaper
I was trying to find the Louis Vuitton stock but it shows up for me as LVMUY and not LVMHF. Are these the same stock?
Great. Bet it’s not $190K today though 😅😅
Down quite a bit today!
@@Dividendology That is when you do not sell or need the money it does not matter much but again I myself go Rather with just Compounding and Lock the Money in with no Dividend pay 0% Tax (Till I Sell) Rather Than 26% In Italy for Dividends
Lol
😂😂😂
Long term investing doesn't worry about the day to day noise.
Edit: fat finger
When did you start this portfolio?
It was a 13k around 2 years ago. So he did put 70k à year.
I have a plan to just invest 2k a month into SCHD with an initial investment of 10k. I don’t know if that’s the greatest idea because there would be no diversity in my portfolio but SCHD just seems like the smartest move.
Hey I love your content. I'm trying to use your guide for the Portfolio Tracker from the vid from 2 years ago but the "Day's Change" formula isn't working. Mind sharing what the formula is?
How we can do to copy your portfolio? Thanks
With 28 positions, how do you choose which one to top up ? On a given month ?
It's a good feeling when the checks are cut...
Lmao good for some. Gotta become the some
Can you also just use the dividends and buy other stocks during the dip?
You can!
Does this mean buy now? Or sell what you haven’t lost?
Hey mate if you want more accurate calculations include inflation increase in monthly contributions so if you count inflation in living cost, add it to your monthly 2,500 as you should earn more as well. That should cut your projections by 3-4 years?
Hope he sees this good idea
What investment vehicle do you keep these in? Brokerage, IRA, ROTH?
Thank you for your new learning. Blessed and inspired. Helped me alot.😊
What are you going to pick up for those 2 low months?
Before or after the last 2 day crash???
Before todays drop!
Is this a tax advantaged account? Cuz I don't see anything accounting for taxes and their effect on growth.
He’s a monetized TH-camr. Period. If I were him, I would just only keep 10% of my TH-cam money to account for taxes.
@@leepickell
That doesn't address my question. Legit math is legit math, and dividends investing is a thing, regardless of this channel. Clearly I'm bright enough to question the formulas. Don't follow this without knowing what's going on behind the scenes of those formulas.
Frankly, I'll pay for his sheets, to save myself the time, and review/modify the formulas to account for reality (taxes, more realistic growth rates, etc).
But the question remains, is this a tax-advantaged account? Or, does he make so little he qualifies for the 0% dividend tax rate?
For anyone following the calcs, take 15% off every dividend amount. Unless you're making over the threshold for 20%
I was wondering the same thing. I like the worksheets, they are visually appealing and I can tell he knows tech (its my background). Very curious about the taxes as well. I am assuming he is also trading for free as well. I have a much rougher calculator and taxes just chew into any strategy I come up with. Not to mention the absolute headache of filing the taxes anyways.
@@Punkinchunksno on qualified dividends it’s 0 percent till your making over 40k a year and like 90k if your married. So tax implication is basically 0 till well above his threshold of income from qualified dividends.
He likely is broke he is a TH-camr
Great video and thank you for sharing with us. I like the portfolio and it's diversification even though SCHD is over 40% I still think this is relatively safe and this should compound well.
Someday I hope to reach $200,000. Watching your videos gives me inspiration to attain the goal
Easy Do Full time work in Europe and Rent Cheap for a Couple of Years.
Great content! Would love to see your thoughts on ADM!
I'll try and cover them soon.
Hello what broker do you use??
Mainly interactive brokers!: www.interactivebrokers.com/mkt/?src=dividendologyPY1&url=%2Fen%2Fwhyib%2Foverview.php
It's in the vid description.
2500 a monh contribution?
How long do you plan on holding all these companies? Also are there any you plan on selling possibly?
missed the run up on KHC the past week
Thank you for the update, I bought some LVMH today😊
Buy Hermes it's better, more pricing power
most of my dividend stocks are losing value.
What about your portfolio value? Do you plan to live of that also? That would make it possible to retire earlier.
I like the math, however $2500/month is quite a sum for a monthly contribution. Nevertheless, the main idea counts. 😊
Do your cost of living projections take into account things that will go down over time and when you are older? Kids, get more expensive and then go away. Housing costs, should go down significantly if you have a mortgage and pay it off.
"Things" will go down over time.
That could apply to SO many concepts.
What would happen if the market crashed
Dividends are paid from cash flow, not stock price. So, it depends how the business is affected. And then it depends on what the bean counters decide to do.
Seeing rotation from mag7 to wba top billionaires are buying for top dividends
What is WBA?
@@kaputasri Walgreens for 10% dividend 😊
All in INTC ?
Lol
You missed the SCHD payout from July. You could have had a stronger month.
I counted in for June since it was technically a Q2 payment that hit the start of July since June 30th was a weekend.
@@Dividendology it seems disingenuous to put the money into June given that you even stated it posted in July. It doesn't matter what quarter it should have been due to weekend or what not especially given that you break down dividends by the day that you receive the money. Just doesn't past the smell test on this issue.
I think you mean Sector, not industry.
Why not put that $190k in a 6 month cd and make almost double what your monthly average is right now?
Nice question! The answer is because dividend growth pays more long term.
I would be interested to know what you now contribute each month so I will know if your goal is achievable for me
Boy you got some CHARTS!!!
thanks!
What platform do you use to invest?
Lately I’ve been using interactive brokers: www.interactivebrokers.com/mkt/?src=dividendologyPY1&url=%2Fen%2Fwhyib%2Foverview.php
Reading comp is dead!
Why bother when Treasury pays 5.29% - let’s see the total return after the net effects of fed rate cuts and subsequent recession.
Because dividend growth pays more long term. This video explains: Why Dividend Growth Investing Pays BIG!
th-cam.com/video/GQHe7LejhEg/w-d-xo.html
bruh just VIG/VYM and chill, this stock picking is pointless
your doing less than 3 percent
I have your software it will not take more than 49 shares
It can! You just have to drag the formulas down. I can update it for you if you like :)
first
How on earth you grew to 190K while others going down 😂
I'm down big today like everyone else!
With dividends, it kinda doesn't matter as much.
your number of shares doesn't change
dividend per share doesn't change in the short term (barring disaster in company fundamentals)
you still make the same $ when dividends pay out, because they aren't tied to price (Yield is a synthesized value that changes every day)
You reinvest your dividends and get more new shares this time around because the price has dropped.
Enjoy the drops, it's like a sale.
Probably because this video was recorded while the market was near ATH. 😅
Buuuut, when you invest differently than the market, your portfolio doesn't move in tandem with it either. For example, reits(VNQ) have been beaten down over the past 2 years, while the S&P500(VOO) returned like 30%.
I refinance my house after paying it off. 17 years bought in 05. I'm 45. So im just now able to get into investing and get out of the rat race. It's not a 25 yr old game. Unless your lucky and smart to make 100k plus a year. Keep your nose clean and don't keep up with the Jones. And you to can be a millionaire. Or real estate is my other best money maker I'm starting into.
Video TOP as always. Great purchases...I like LVMH too but I'm worry about the dividend they cut in 2020... if I had to pay the bills with LVMH I couldn't have paid them.
What do you think? @Dividendology
?