Also one more thing..... We repeatedly get promotional messages from various banks and NBFC to apply for their cards/loans and when we apply they reject the application.....this should be fixed
Sir please make more of the videos like this......kind of like banking awareness.....this will be very helpful to many people....and also your knowledge in banking field is outstanding
Bro very informative video. Mai hamesha ap ka aise he video ka wait karta hon . Abh tak jo bhi CIBIL ke bare mai information mila hai wo ap ke video se he milă hai . Thanks brother
क्रेडिट कार्ड से अगर कोई फ्रॉड हो जाए तो ऑफलाइन कैसे रिपोर्ट करें जो अंग्रेजी नहीं पड़ा है वह ऑफलाइन कैसे करें पूरा वीडियो देने का कष्ट करें मेहरबानी होगी
Well explained but you are wrong at a point that regular credit score check doesn't impact at all you can check as many times but making enquiries effect the credit score
Sir, I have been watching your videos for a long time, it has been 5 years since I used my credit card, I had taken a loan from cred, it has been completed for me, still my CIBIL is around 790 since last 3 months and sir thank you. You explain the cards in such an easy way in the videos. After watching each of your videos, the card I apply for gets approved. Sir, I have a request to you, please make a video of an HSBC credit card. Thank you sir.
Sir ji homeloan ke spread ke opor ek video banaiye… repo rate ke sath spread milake ROI leta hai bank! Lekin bank nij ichchha ke opor ishi spread ko bara deta hai! RBI ka guideline kya hai! Spread ko fixed rakhana hai bank ko ya bara sakta hai? Please reply…🙏
9:11 first you say cibil companies calculate score on bank balance as well, then you said if no loan is taken, score will be -1. No cibil score is generated if you haven't taken any loan in your life. My mom is 53 year old government employee and has never took any loan. She doesn't have any credit score.
Great video sir, thanks. I have one question. If customer (as in us) check our cibil score again and again from, say, Google Pay or Paisa Bazaar, then is it considered as "Eager for Credit"?
No. If You Check your CIBIL Score by yourself then it will not impact your credit score But if you apply for multiple loans and banks regularly fetch your CIBIL Score from Transunion CIBIL then it will be considered as Eager for Credit
Good video sir. Maine koi loan nahi liya.par mai 5-6sal se govt job me hu. Regular salary aati h account me.par 50 percent hi online kharch karti hu . Credit card k liye apply kiya h.us condition me cibil score -1 hoga.
credit card apply karne par. Sirf mail aaya hai.. Ki aapki civil parivartit ho gai hai.. Kisne ki Kyo ki Yeh nhi likha aata. Aur na bank ka msg aata.. Wese otp wala seystm hota to acha hota...
Sir ji Mera ek question hai Hum Bank main jab cibil score nikalate hai toh personal credit Aisa kuch toh hota hai our ek konsa toh hota hai our hum jab cibil ki membership lete hai toh ek hi score dikhata hai Our toh our Jo hame dikhata hai vo cibil Bank vale dekhate hi nahi hai jo dusara hota hai vo dekhate hai
Sir my CIBIL score is 869.. I checked it today first time in life after watching your video but Maine Aaj Tak koi loan credit card kuch v nhi liya h... Howz it possible? Can you please explain
Maine ek bar dhani se lone liya tha or sari emis timely pay ki thi but dhani ne 5 emi late report ki hai or us lone ko close hue bhi 1.5 year ho chuka hai to kya wo remove ho jayegi
I got this card and also it is eligible for amazon offers. Also chatbot helps to calculate annual spends. However spend category something analysed falsely. E.g. i swipe at restaurant and it counts in travel category. Thank you.
Mere sath Aisa hi huwa Mera loan ka due date tha but bank ne muje nhi bta ya.. aise hi 2monts hogye but Mera cibil ek dum se 120 gir gaya. Tab myne check Kiya aur fouran bank Jake total paid kardiya , muje koi problem nhi thi repayment karne k liye but bank ne muje inform nhi Kiya. Jiske wajese Mera score 120 down hogya
Sir, I would like to know that if my cibil score is low due to settled loan, etc., then will it impact my wife or children in getting loan or credit card.
Sir Maine sbi se personal loan liya tha..loan sanction hone k bad se mere pas sbi customer care se phone SMS AA Raha hai Mera 7033 rupees over due hai..but manager bol Raha hai koi overdue nehi hai...lekin Mera cibil down ho Gaya hai..or cibil me bhi show kar Raha hai 7033 rupees over due hai😢😢
Sir mutual fund ke baare mein jankari dijiye Sir Kaun sa fund acha hai 10 year ke liye full jankari wala video banaye sir Kotak Equity opportunities fund direct growth Nippon india small cap fund direct growth Paraag parekh flexi cap fund direct growth Kotak Emerging Equity fund direct growth Hdfc Balanced Advantage fund direct plan growth Please reply portfolio sir
Mujhe credit card billing cycle samajh nhi aaraha Jaise maano mera bill 10tarikh ko generate hota hai phir uske baad 20din ka due date rehta hai agr maano hum 10 tarikh ko hi apna bill paid kr dete hai to phir hum credit card ke paiso ko kbse use kr sakte hai
Sir mera credit ka bill 11 din late ho gaya tha 31 rupees ka kyuki mujhe na to koi sms mila na hi mail aur na hi cred app pe show hua but mujhe jaise hi pata chala maine fine ke pura amount pay kar diya. To ab mera cibil score heavily damage hua halaki maine late fee ke sath pay kar diya amount to kya ab main us late payment ho apne cibil se remove karwa skta hoon kisi tarah???
Bhaya Me NBFC se loan liya tha 1 month se default kiya hoon me mere paas paisa nahi hai abhi ajj mera cibil score down hogaya hai toh me paisa ane k bad repayment karne karunga toh mera cibil thik hoga ki nahi
First off all, bank ko mail se complaint bhejo, ager vo log 30 days me koi actions nahi lete hai to aap RBI OMBUDSMAN me complaint kar sakte hai, RBI OMBUDSMAN me complaint karne ke liye aap ko youtube se video bhi mil jayge
Ek sawal ka ans do mera, hamra ghar me achanak se purana koi loan ka total interest . Total 169k ka notice a gaya ki court me jana parega. Aj se 10/12 sal pahele loan liya tha without pan card ki.. Galti kiske hai humara yea bank ka it ne din q nahi bataya,. Any idea what I should do.
Go for kotak Dream different credit card Lekin uske liye FD karani padegi pr Credit Card mil jaayega mere paas bhi yahi wala h because meri bhi CIBIL Score nahi tha
Sir union bank ne mere civil main 22 october ko inquiry ki.. Jo main ne nhi karwai thi.. Bank se puch to bole ki humne nhi ki.. Fir kese hui.. Aur kya kre...
What if in cibil , 4 months mentioned as SMA in a particular home loan ?? And how can we remove ?? And in this issue there was no fault from customer side
Sir mere dost ne mobile parches kiya tha mere document par home credit se ek emi baki tha after 4 yeras ke baad woh emi pay kar diya emi ki rakam thi 1714 rupees after 4 years palanty ke sath 3355 lotaya lekin 5 months ho gaya lekin check karne par mera cibil score dikha hi nahi raha hai waha par likha hua aa raha hai aap koi loan lijiye ya fir credit card lijiye tabhi aapka cibil score banega ab aap batao bina cibil score ke loan ya credit card kon mujhe provide karega...? Plz reply me sir
![[ไฮไลต์] "บิว" ภูริพล บุญสอน วิ่ง 100m ชาย รอบคัดเลือก | โอลิมปิก 2024](http://i.ytimg.com/vi/3kUSMfgtQ5s/mqdefault.jpg)
Also one more thing..... We repeatedly get promotional messages from various banks and NBFC to apply for their cards/loans and when we apply they reject the application.....this should be fixed
Best youtube channel for finance
Your Explanation skills is so nice.
Sir please make more of the videos like this......kind of like banking awareness.....this will be very helpful to many people....and also your knowledge in banking field is outstanding
Knowledge Full Video Mind-blowing hai ji 🙏 Sir Bahut ❤Achhi hai ji 🙏
Bro very informative video. Mai hamesha ap ka aise he video ka wait karta hon . Abh tak jo bhi CIBIL ke bare mai information mila hai wo ap ke video se he milă hai . Thanks brother
❤️
Superb 👌
Thanx to RBI 👍
Nice and useful video about Cibil Score.
Respect and love brother. Thank you for making this knowledge video ❤
Helpful and knowledgeable video👌👌👌👌
Sir please account closure ki video series leke aao... All information related to that thing. Online /offline process. Everything plzz sir 🙏🙏
Nice information sir..All time Favourite
Great sir. Helpful video 💯
क्रेडिट कार्ड से अगर कोई फ्रॉड हो जाए तो ऑफलाइन कैसे रिपोर्ट करें जो अंग्रेजी नहीं पड़ा है वह ऑफलाइन कैसे करें पूरा वीडियो देने का कष्ट करें मेहरबानी होगी
कितने का हुआ।
Kisi ki help lo and paise dedo usko mp online chale jao
I can help you
Good , my cibil was actully getting deducted due to other banks checking my cibil for loans notifications .
😢😢😢 same here
Well explained but you are wrong at a point that regular credit score check doesn't impact at all you can check as many times but making enquiries effect the credit score
Best real good information i am also long time subscriber and continue video watch, follow
Increase kse kre...😢 My civil score is 634
Very simple and understandable language 😊
Sir, I have been watching your videos for a long time, it has been 5 years since I used my credit card, I had taken a loan from cred, it has been completed for me, still my CIBIL is around 790 since last 3 months and sir thank you. You explain the cards in such an easy way in the videos. After watching each of your videos, the card I apply for gets approved. Sir, I have a request to you, please make a video of an HSBC credit card. Thank you sir.
Kitne saal me Hua h ye ..mera avi 634 h score how toh improve or ek loan overdue h 16000 ka ....kse improve kru.bhai..😢
@@ASHOKSAREWAsame mera bhi 638 hai , kaise badhaoge aap , mujhe bhi badhana hai
Sir ji homeloan ke spread ke opor ek video banaiye… repo rate ke sath spread milake ROI leta hai bank! Lekin bank nij ichchha ke opor ishi spread ko bara deta hai! RBI ka guideline kya hai! Spread ko fixed rakhana hai bank ko ya bara sakta hai? Please reply…🙏
Very good step RBI❤❤❤
9:11 first you say cibil companies calculate score on bank balance as well, then you said if no loan is taken, score will be -1. No cibil score is generated if you haven't taken any loan in your life. My mom is 53 year old government employee and has never took any loan. She doesn't have any credit score.
Their aim is to just put video and earn. It does not matter to them whether giving false information
Instead of score, they should give full report to know where we have a discrepancy
They give full report once in year
Great video sir, thanks. I have one question. If customer (as in us) check our cibil score again and again from, say, Google Pay or Paisa Bazaar, then is it considered as "Eager for Credit"?
No. If You Check your CIBIL Score by yourself then it will not impact your credit score But if you apply for multiple loans and banks regularly fetch your CIBIL Score from Transunion CIBIL then it will be considered as Eager for Credit
@@danishraja3520yes. True
Mashallah Good Information ❤❤
Very well explain
Hello sir if credit card application fails how much our cibil score impact
And one month credit card we close any impact on cibil
informative
ଯଦି ଯାହାର ହାତ ରେ ଅର୍ଦ୍ଧ ଚନ୍ଦ୍ର ଥାଏ କିନ୍ତୁ ଯଦି ସେ କଳା ଥାଏ
Good video sir.
Maine koi loan nahi liya.par mai 5-6sal se govt job me hu.
Regular salary aati h account me.par 50 percent hi online kharch karti hu .
Credit card k liye apply kiya h.us condition me cibil score -1 hoga.
Maine DMI finance se finance karaya tha 1 sal Ho Gaye close kare hue abhi tak active show kar raha hai civil me
Bhai 1st time 17 June ko loan li thi 2 installment me or 4 July ko pay bhi kr Diya 1st intallment par cibil 711 Ara h😂
Thanks bro nice information
koi video dispute pr bhi bnao sir.. dispute kese kare
credit card apply karne par. Sirf mail aaya hai.. Ki aapki civil parivartit ho gai hai..
Kisne ki
Kyo ki
Yeh nhi likha aata. Aur na bank ka msg aata..
Wese otp wala seystm hota to acha hota...
Good 👍
#Everyday_imformation
American express platinum card ka details me video banaiye
Sir ji Mera ek question hai
Hum Bank main jab cibil score nikalate hai toh personal credit Aisa kuch toh hota hai our ek konsa toh hota hai our hum jab cibil ki membership lete hai toh ek hi score dikhata hai
Our toh our Jo hame dikhata hai vo cibil Bank vale dekhate hi nahi hai jo dusara hota hai vo dekhate hai
According to Experian 848 cibil score fall under excellent catagory or Very good Catagory?
Excellent main
Dada nice video📹🎥
Sir this is not CIBIL score it’s called bureau score
Can u plz suggest me best credit card for fuel ??
Thanks for brother ❤❤❤
Bro Google pay mein dekha tha cibil,usme Maine jis bank se loan nahi liya vo bhi dikha Raha tha or fault bhi,aise loans ko kaise hataya jaye,?
Sir ek video CIBIL enquiry pe bano CIBIL enquiry Kasi hatagi... Jo cibil pe impact krta h
My cibil score went down by 2 points because I used 70% of my card limit
Not use more than 30%
If u use 70%. The hack is to pay some amount before bill is generated. Your score will not get effected.
Sir my CIBIL score is 869.. I checked it today first time in life after watching your video but Maine Aaj Tak koi loan credit card kuch v nhi liya h...
Howz it possible? Can you please explain
Emi karayi hogi
Thanks sir ji
Hi! Would like to know, what has to be done, in case a credit card was last used in 2008 and last payment made then
Sir settlement amount ager hum clear kr de to cbil mein se settlement remove ho jayga
Sir cibil ke baad konsa credit score company famous hai ? Experian ya equifax ya crif? Matlab banks kisko zyada prefer karte hai?
Sebi experian check karti hai baki 90 percent bank civil he check karti hai aur haa civil aur credit score thora alag hota hai.
Ek video preclose loan par banao bhai
Maine ek bar dhani se lone liya tha or sari emis timely pay ki thi but dhani ne 5 emi late report ki hai or us lone ko close hue bhi 1.5 year ho chuka hai to kya wo remove ho jayegi
I have paid my dues on time but still this month my CIBIL SCORE 5 Points down. How???
Same. My CIBIL score went down by 9 points for no reason.
Thank you
Google pay and Paytm se cibil score check krne pe km hotha hai ky
Is it eligible for amazon offers and how we calculate annual spends ?
I got this card and also it is eligible for amazon offers. Also chatbot helps to calculate annual spends.
However spend category something analysed falsely. E.g. i swipe at restaurant and it counts in travel category.
Thank you.
Bank ki wjha se mera cibil khrab ho gya tha lekin mene fir dheere dheere apna cibil wapis sahi kar liya
Mere sath Aisa hi huwa Mera loan ka due date tha but bank ne muje nhi bta ya.. aise hi 2monts hogye but Mera cibil ek dum se 120 gir gaya. Tab myne check Kiya aur fouran bank Jake total paid kardiya , muje koi problem nhi thi repayment karne k liye but bank ne muje inform nhi Kiya. Jiske wajese Mera score 120 down hogya
Sir, I would like to know that if my cibil score is low due to settled loan, etc., then will it impact my wife or children in getting loan or credit card.
Sir,
Mere pass 2 Credit card hai alg alg bank kai।
Agr Mai 1 credit card ko band kra du to to Mera Cibil score Gil jayega kya?
Sir Maine sbi se personal loan liya tha..loan sanction hone k bad se mere pas sbi customer care se phone SMS AA Raha hai Mera 7033 rupees over due hai..but manager bol Raha hai koi overdue nehi hai...lekin Mera cibil down ho Gaya hai..or cibil me bhi show kar Raha hai 7033 rupees over due hai😢😢
Sir mutual fund ke baare mein jankari dijiye Sir Kaun sa fund acha hai 10 year ke liye full jankari wala video banaye sir
Kotak Equity opportunities fund direct growth
Nippon india small cap fund direct growth
Paraag parekh flexi cap fund direct growth
Kotak Emerging Equity fund direct growth
Hdfc Balanced Advantage fund direct plan growth
Please reply portfolio sir
Quant small cap fund
Nippon india small cap fund direct growth is Long term better
for short term go for Quant
Mujhe credit card billing cycle samajh nhi aaraha
Jaise maano mera bill 10tarikh ko generate hota hai phir uske baad 20din ka due date rehta hai agr maano hum 10 tarikh ko hi apna bill paid kr dete hai to phir hum credit card ke paiso ko kbse use kr sakte hai
Jai Bharat Jai Jawan ❤
Does bank or credit bureaus have idea or record of stock holdings in Demat?
Thank you information dene liye
Very nice
Nice video
There are many websites showing cibil score, and they all show different value, whom to trust 100%?
Any suggestion.
official cibil website
Bhai bajaj finaerv mai new car lone ka option aya hai uske uper video banavo
Sir any information about the bob lifetime credit cards?
Sir mera credit ka bill 11 din late ho gaya tha 31 rupees ka kyuki mujhe na to koi sms mila na hi mail aur na hi cred app pe show hua but mujhe jaise hi pata chala maine fine ke pura amount pay kar diya. To ab mera cibil score heavily damage hua halaki maine late fee ke sath pay kar diya amount to kya ab main us late payment ho apne cibil se remove karwa skta hoon kisi tarah???
Jab mehnat humara,Paisa humara ,bank account humara,to income tax Wale kyu pareshan karte hai..
Bhaya Me NBFC se loan liya tha 1 month se default kiya hoon me mere paas paisa nahi hai abhi ajj mera cibil score down hogaya hai toh me paisa ane k bad repayment karne karunga toh mera cibil thik hoga ki nahi
How can I complain against the bank for their default to RBI?
First off all, bank ko mail se complaint bhejo, ager vo log 30 days me koi actions nahi lete hai to aap RBI OMBUDSMAN me complaint kar sakte hai,
RBI OMBUDSMAN me complaint karne ke liye aap ko youtube se video bhi mil jayge
Good video
Sir Mera loan settlement Kiya hai agejakar Mera cibil par kya pranav hoga sir pls reply
Sir credit card fraud RBI rule pe video banaiye sir
Thanks for the information
👌
M to din m 10 transction krta hu..to mere CIBIL pr kya effect pdega... please reply anyone for genuine reply please
Phli bar loan on due pay krne k kitne din bad cibil score generate hota hai
Credit inquiries zero hai in last 12 months, fir bhi Credit inquiries pe impact low dikha raha hai.
Please is topic pe 1 video banaye.
Paisa bazar se cibil score check karne se cibil down hoga kya
Mere credit card limit cibil report me wrong show horhi he. Please give solution for this problem
nice video
Sir aap filpkart se parsonal loan ke bare me bolo our usme I f c cod ke bare me batao
Ek sawal ka ans do mera, hamra ghar me achanak se purana koi loan ka total interest . Total 169k ka notice a gaya ki court me jana parega. Aj se 10/12 sal pahele loan liya tha without pan card ki.. Galti kiske hai humara yea bank ka it ne din q nahi bataya,. Any idea what I should do.
Sir CIBIL score achcha rakhne ke liye kya
Sirji nice info..want to ask you that my doughter want to have credit card her salary is 18 k and she no cibil score can you suggest card...... Thanks
Go for kotak Dream different credit card Lekin uske liye FD karani padegi pr Credit Card mil jaayega mere paas bhi yahi wala h because meri bhi CIBIL Score nahi tha
My bank reporting to experian and cibil but not reporting to highmark and equifacs. Should I teport?
Sir union bank ne mere civil main 22 october ko inquiry ki.. Jo main ne nhi karwai thi.. Bank se puch to bole ki humne nhi ki.. Fir kese hui.. Aur kya kre...
How to check others cibil report
Please suggest
खराब सिबिल स्कोर या डिफाल्टर आदमी का सिबिल स्कोर कितने साल में आटोमेटिक सुधर जाता है
Very Good Video but very low sound
Bhai bande ka Cibil score zero hai o Banda loan le sakta hai aur usko kitna loan mil sakta hai
Sir I had paid my credit card dues with interest & closed it, but in cibil instead of closed it shows written off, which impacts my cibil. Wat to do?
What if in cibil , 4 months mentioned as SMA in a particular home loan ?? And how can we remove ?? And in this issue there was no fault from customer side
Sir mere dost ne mobile parches kiya tha mere document par home credit se ek emi baki tha after 4 yeras ke baad woh emi pay kar diya emi ki rakam thi 1714 rupees after 4 years palanty ke sath 3355 lotaya lekin 5 months ho gaya lekin check karne par mera cibil score dikha hi nahi raha hai waha par likha hua aa raha hai aap koi loan lijiye ya fir credit card lijiye tabhi aapka cibil score banega ab aap batao bina cibil score ke loan ya credit card kon mujhe provide karega...? Plz reply me sir