Hi Tim, I have been listening to your learned comments for quite some time and some of your advice I embraced and are working for me. I have been visiting Thailand regularly for the past 5-6 years and enjoy the country, people and food tremendously. Also, if you get lucky and have a steady and warm relationship then your happy formula is a pleasant reality. Oh, what else does one need ? First and foremost a very good or well kept health. Unfortunately, I cannot entertain long time retirement in Thailand because I would lose my excellent medical insurance and care and my social security benefits which I am currently entitled to in my country.
Tim, thank you. I bought the same razor from Lazada for 900 baht. Works great. I was trying to use a disposable razor for 2 years since I moved here with lots of nicks to the skin. However, I found putting a little water and a little shaving cream makes this electric razor work fantastic for me .
Get to the point mate. The most important question asked was about finding insurance without pre-exiting conditions, then answered "Yes".... then went off playing with your dog. Helped me zilch listening to everyones story, because everyones situations is different.
Pre-existing conditions need to be declared when asked. The insurer may order further tests or completely exclude coverage. It is sometimes possible to remove an exclusion by paying additional premium. Always by sure to understand whatever wording is used. An exclusion saying that high blood pressure is excluded along with anything that may arise from high blood pressure is effectively excluding most heart attacks and stokes. So really best to have a solid base of cash to be sure.
It’s my understanding that there is an age limit on when you can get health insurance. Maybe about 70 years old. I came across this when I wanted to visit Thailand post Covid.
Hi Tim do you think there be less people getting older being able to retire in Thailand with the cost of living crisis in the western countries. Lots of people dont even have homes and high rents and heating or eat in the west and many people are dying younger with Cancer rates etc.. Just wondered what you think and also retirement age is going higher and going higher by generation X Y Z in western countries etc.
Morning tim,topic currently an issue for me,as the mony goes down the health costs go up,if you get sick ,not pre existing then you have cover,but you are then stuck with that company,if you change no cover for the pre existing cond.sorry tim can't see very well,was diagnosed with cataracts in both eyes,minimum 150,000 baht max.191,000 for one eye,outpatient surgery,still waiting on the ins.coming back to me on if i have cover or not or will they pay something? Three to four thousand out of the question,it would leave me worried about the future,don't think you are secure because you have insurance great thinng to have untill you make a claim,thanks for the vid.regards.
Hi. I had my cataracts done 4 years ago. Perfect eyesight in both eyes now. If you are not getting multifocal lenses you can get cataract surgery MUCH cheaper than you’ve been quoted. The cost you’re quoting was what I paid for multifocal lens exchange. You’ll certainly be a changed person when you get it done. It’s a very simple, routine procedure that is done at any public hospital around the country.
I've seen people comment previously about 'pension portability' and/or the inability to move your pension to Thailand. In today's world why is this an issue? My federal pension goes into my Canadian bank, and with online banking I can transfer as much of that money as I want to Thailand, two days later it's in my Thai account. Obviously different countries have different regulations, but what am I missing here? Just curious.
You got the details correct but the O visa you get in your own country, the OA you get in Thailand, not the other way round. I've had 2 retirement visas from the Thai Embassy in Canberra Australia.
@@timnewtontoday In my case I got an O-visa, I doublechecked at the time there was a lot of talk about needing insurance. If my memory and documents are correct I obtained this visa in Bangkok, after entering the country with an education visa. That is all I can say about it. When reading some 'legal' websites, it is apparent that documentation about this is rather confusing, maybe because some 'legal' websites want to have people confused for obvious reasons. And the stamp in your passport does not really mention O or O-A.
Medical care in Thailand is first class and fairly cheap. And fast, no 6 months to wait to see a specialist. I will not move back to canada or Switzerland.
For health insurance I found AA Insurance Brokers in Hua Hin very helpful & they set out their terms & conditions very clearly. (No connection with the UK AA). They have offices also in Phuket & Pattaya & have access to all the leading Thai insurance companies to find the most competitive deal to suit your needs. I have nil "after sales service" personal data to recommend AA Brokers but if you are shopping around they are apparently a well established outfit unlikely to disappear if you have to make a claim. If all else fails you might want to fall back on the Steve Rosse strategy of using, & paying for, the state hospital services which has proved adequate for his needs.
Thai partners and long standing happiness in older age is achievable if you go through normal dating - A Buddhist country - affordable lifestyle - peace and serenity is most peoples goal - they all mesh- The west tends to be more of the struggle you outline Sure perhaps meditation and clear thinking - a good partner - comfortable finances and healthy lifestyle will give you a better outcome Then the fellow who drinks daily and retires to bar life Common sense and compassion and clarity your half way home
IMHO, If you are retired and living in Thailand you need to have enough money. If you cannot afford to keep 800,000 baht in your bank, you cannot afford to live in Thailand. If you come to Thailand with a pocket full of money and no lifetime income, your money will eventually run out. The attitude that tomorrow will look after itself does NOT work. Thailand is a wonderful place to retire as long as you can afford it. It is NOT a pleasant place to retire if you have insufficient money. Living is far different than existing.
just turned 50, no mortgage and semi retired, I'm taking a few yrs here in UK to bank some £££ then gonna just do 5-6 months a yr out there during dry season and the Summer & Autumn here in UK... at least while I build my network out there... as you say,, each to their own... we all want and need different things... find what works for you.. despite what some insecure losers may say.. life is NOT a competition!!! be kind, be well as we all end up in the same place anyway!! .. but remember... LIVING somewhere and going for HOLIDAY are very different!! best advice would be stay there for 6months first so try it out... the budget will be very different!!!
Its a pity but avoid local foods. Make your own food from beans, eggs,coconutoil, raw vegetables.when flu eat chickenfeet stock with vegetables and tahu.when headache take local paracetamol. Have a Toothache rinse with clovetea and find the best dentist around for toothrepair. On the road go by bicycle or by grab.avoid having your car or motorbike.a vintage bicycle preferebly and wear a helmet in case you fall. you might safe yourself.no smoking, no alcohol.have selfsex and avoid local sexual partners.you can go a long way living like that. Its frugal living and healthy.
sounds awful. You avoid local food but will trust paracetamol from unknown source? Weird advice IMO. You're life won't be longer but it WILL FEEL LIKE ETERNITY
I couldn't think of anything more boring than "retirement" . I'm 68 now and plan on being in business until I fall off the perch. Golf is boring and sitting around getting drunk at the sleaze pits of Pattaya is a dead end towards death.Currently working on some music projects, a sports product for Australia and a sports medicine product for Thailand.My wife is Thai, we have a beautiful property in Isan ,we have health insurance and escape the hot season months of April/May by going back to Australia. No complaints, life is good.
Retirement is brilliant- but you have to design it. We designed ours to deliver all the things we love doing. We worked for 40 years….the point is we now use our time to create joy in our lives rather than creating more money… Read the book ‘4,000 weeks’ to understand about the importance of managing your precious time. Work versus Play….
@@BoninBrightonIt's never been about the money for me. It's the challenge, the research, the deal, the ups & downs of success or failure and most importantly keeping the brain active. I'm happy that you've found what works for you but I also maintain balance between work and play.
@@williamdahl3318You hit the nail on the head there.I can totally understand people who can't wait to finish hard physical work or a job they have grown to dislike. Thankfully I've been lucky to have followed my love of music, movies and tv shows from the age of 21.
Some sage advice. Thank you for sharing a little of yourself. My two cents... if you are north of 60 and your life is socially, mentally and financially a mess....do NOT move to a foreign country as some sort of life "reset". North of 60 years of age - your die is cast.. you are not changing. If you come to Thailand under these circumstances, you will make a complete mess of it and will end up in worse shape financially and emotionally. There are many distractions here. Stay where you are and work on yourself on the margins. If, on the other hand, you are financially secure, satisfied with where your life is, your health is stable and you are able to plan and be up for a challenge then by all means - make a move for a few months and give it a try... I would NOT relocate to Thailand unless you have a budget of least 80,000 baht a month.
The thing is...if you want to check out for whatever reasons...some bad...some good...just make sure you do it in a way that is not difficult with others...planning is always a part of the process.
Excellent show again today as usual… and as you can tell by the engagement of subscribers. As a retired Aussie expat living here for the past 2.5 years every thing you say is relevant. I reckon you should make a video for anyone contemplating retiring here. Keep up the good work Tim you are appreciated.
@@timnewtontodayYou're right in terms of the quality Tim, they're built really well and will last. I've been working on the mainland. Thanks for today's dispatch
There is a big problem with retirement villages here in Australia , where the elderly are stuck in complex contracts, and when it's time to go to the nursing home they get nothing for their unit.
If I was you I’d come back to Australia and do the 2 years to get the safety net of the pension for life. Will take all the pressure off as you get older.
There isn’t a snowflakes chance in hell that I would go back to live in Australia for 2 years…. I have a partner, pets, responsibilities, health, a business, friends, a life. I’m not walking away from that. I’ll only go back to Australia for the inevitable funerals or (heaven forbid) family emergencies. NOTHING else will draw me back there to live.
i am 81 heat is opressive when I was younger i I was a rock star not anymore. no place for older men with health problems. you will always be a stranger here Thailand has changed. if you need a woman go to the Philippines. 😊
I agree about the heat. Didn't care much for the food either. I tried living there and ended up dropping weight to the point of emaciation because of the combination of both of those things. Looked like a death camp survivor.
no before Thailand turned into a circus, up North, one could have a good time with a sultry and sexy young lady for the price of a Starbucks coffee and a small pastry. Maybe you don't know what u are talking about because you are young, naive and most probably American. Filipino women have exceptional personalities. If you don't speak fluent Thai, Thai girls can never really love you.
Great topic today. I'm older & recently fell while on vacation. Came back to Bangkok & hospital. I broke my ankle in 3 places. After surgery plates, pins & screws 400,000 baht later & am still visiting hospital on a regular basis. Sukhumvit hospital has been great, but pricey. I'm fortunate enough to have a monthly pension. Can not afford to return to the US, extremely expensive. I'm here for the foreseeable future.
Even if you had the money to live in America, there is still the problem of the people: 50% are in the camp of women with shaved heads and nose rings along with gender confused nut jobs, massive numbers of impoverished people living on the streets, and criminal illegals who will take a hammer to your head for beer money. Can't forget the hopeless level of debt that could pop literally at any moment.
I want to meet the first government that mandates that health insurance covers pre-existing conditions without price gouging customers. They are supposed to cover sick people not overshadowing them by their profits.
But that’s not a business, that’s social welfare. Insurance companies are businesses. Of course many countries already have free public health care, for everything
@timnewtontoday In the country I live there is no government sponsored healthcare but a huge expat population. What happens is people buy the cheapest insurance and it covers very little so workers end up leaving the country to find affordable healthcare. I can safely assume that there are huge amounts of people walking around with no healthcare or inefficient healthcare. This is a problem for my government. At least casualty insurance should be mandatory with no pre-existing conditions. Ironically my flights to Bangkok have at least 7-10 wheelchairs on each flight.
@Tim - Well said sir! Many of your points are applicable regardless of location, though especially very relevant to wherever one's retirement locale one might be.
Tim - a very important topic for us older retirees - I do think about this and have planned out my final days here in Thailand - living trust & will, financial cash flow, and final days. Key point - end of life may or may not involve control of my own faculties which IMO is one of the most important aspects.
You look 55 Tim. My Mum just visited me in Thailand from the UK. She is 78. We went to Samui, Bangkok and Hua Hin and she drank cocktails everyday and drank me under the table. She knows she has to be careful with falls but the theme of her life is to enjoy every day ! The good thing about Thailand is you could hire your own live in Nurse for probably 15000 Baht a month.
You always have the option of checking out on your own...just make sure no one is made difficult when you do...planning is always on the top of my to do list!
Could be any woman any nationality any status... I married a 52-year-old Thai doctor/surgeon.. She spoke, read and wrote perfect english... She already had a USA visa... I've never been to Thailand.. She came to me... We lived together for six months... We then were married... After six months of marriage, she emptied my bank account of $250,000 and disappeared..... I never told anyone about this until now.... I was too embarrassed and felt like a total fool for many years...
Just wanted to say ‘Thanks’. I’ve lived here five years now and after watching today’s broadcast am confident that I’ve been doing things right from the outset. However your show shook me out of my complacency and made me re-appraise. OK everything is still good but, I’m glad I went over it all again just for peace of mind.
You raised many good practical points about planning for the future. Bottom line, it really is a state of mind as to where you settle. I had lived in Asia for 30 years & have retired back in Canada but it has taken me a good 3 years to readjust and realize that this place has everything I need. (except the damn weather!) Very important message about having community when you are overseas. You really do need something to occupy your time. I finally found a happy medium at 72 years of age in that I have travelled back to Asia for 3-4 months out of each year but remain a resident of canada. Life is definitely good in both places! Thanks for your thoughts Tim.
Well done for calling out a certain e begging scammer - who hasn't apparently got a Pot to P*ss in - Constantly assuring us all what a devoted dad he is to his child because said child might be his trump card to stay in Thailand... That when he got sick - and I'm pleased for the the local Hospital that they sorted the carpet bagging scammer out... He then had the bare faced cheek to promptly complain about the Hospital on the very next of his Vlogs. How he suffered, etc. On another topic...What the hell are we paying these embassies for? I quite understand that one shouldn't regard them as some sort of free Insurance/ get out of jail free setup but what do they actually do for us?
@@timnewtontoday With respect Tim. You mentioned him - and it did need calling out simply because these people do nothing to help us farangs Trying to just live peacefully with albeit, just enough funds without having to resort to scam begging I just put flesh on your post. Sorry if I concerned you and I wish you well. Forgetting the said person. This post was one of your best
At 71...happy about my life...good and bad...money was never the goal...but is a good thing to have...Found thailand in 2001...visit often...it is my happy place...my glass is always have full!
Agree, first thing is to plan what your going to do whether retiring in your home country or abroad. If you to sit in bars or sat at home watching TV, you'll have a short retirement. I would love to move to Thailand, but would miss the kids and grandchildren, I'll stick to visiting for 2 to 3 weeks each year and enjoy ❤
Same here! We have 6* Grandchildren in beautiful Thailand, but Lovely Oregon is home where we have 2 Grandchildren. *soon to be 5 & 3 as the oldest Grandchild in Thailand returns "home" to the USA.
The quality of life you are able to enjoy in your current situation is worth more than money. I'm retired in Japan. Been here since the late 1970's and can't imagine having to set up residence elsewhere. I covered my retirement by making enough money in my working years to cover myself and wife's life until the end of our lives.
77 dual country resident now and with Diabetes and a few other preexisting conditions. Great medical coverage as a part of my US retirement plan. Over the years I've been hospitalized 4 times at Bumrungrad. Just got home from 4 or 5 days there. Aside from a lengthy ( but covered) ambulance ride there a couple times, I've got NO complaints. Our situation is unique with great medical coverage that makes living here possible.
Wow this was right on the money Tim. I truly realize how lucky I was to meet my Thai wife at the University of Hawaii 37 years ago. Now three successful grown kids later we have returned to Thailand to retire (Hua Hin). As you so carefully discussed when I first came to Thailand as a Marine in the late 70’s and early 80’s there was an already growing community of expats who came, fell in love and unfortunately gotten burned. It was already happening in the Philippines too. Loneliness can cause an unnecessary vulnerability. It is still a GREAT place for some who are practical and realistic. Again your videos (and Steve)were very informative and beneficial in prep for coming here. Great work please continue to keep it real. Also as a fellow 65 year old you make us look good too.
Happy Birthday Steve ..... with an "e".
Yes - Heppe Berthed
I know that this isn’t really the correct place, but what has happened to Steve Rosse with an E?
He’s alive and well
Happy Birthday Steve. Another one you never expected to see? Thailand outdoor lifestyle has to be good for us older ones.
Hi Tim, I have been listening to your learned comments for quite some time and some of your advice I embraced and are working for me. I have been visiting Thailand regularly for the past 5-6 years and enjoy the country, people and food tremendously. Also, if you get lucky and have a steady and warm relationship then your happy formula is a pleasant reality. Oh, what else does one need ? First and foremost a very good or well kept health.
Unfortunately, I cannot entertain long time retirement in Thailand because I would lose my excellent medical insurance and care and my social security benefits which I am currently entitled to in my country.
Tim, thank you. I bought the same razor from Lazada for 900 baht. Works great. I was trying to use a disposable razor for 2 years since I moved here with lots of nicks to the skin.
However, I found putting a little water and a little shaving cream makes this electric razor work fantastic for me .
Get to the point mate. The most important question asked was about finding insurance without pre-exiting conditions, then answered "Yes".... then went off playing with your dog.
Helped me zilch listening to everyones story, because everyones situations is different.
Pre-existing conditions need to be declared when asked. The insurer may order further tests or completely exclude coverage. It is sometimes possible to remove an exclusion by paying additional premium. Always by sure to understand whatever wording is used. An exclusion saying that high blood pressure is excluded along with anything that may arise from high blood pressure is effectively excluding most heart attacks and stokes. So really best to have a solid base of cash to be sure.
It’s my understanding that there is an age limit on when you can get health insurance. Maybe about 70 years old. I came across this when I wanted to visit Thailand post Covid.
Some policies will insure you past 70. Some for life. You have to do some shopping.
Thumbs up 👍 Tim Newton
Dusty was probably insisting that you would take up the 'black cat issue' during the coming week 🙂
There WAS pressure brought to bear
You don't need money in the bank for the o visa if you have proof of income
Yes. Some of the commenters said they had trouble proving that income
Hi Tim do you think there be less people getting older being able to retire in Thailand with the cost of living crisis in the western countries. Lots of people dont even have homes and high rents and heating or eat in the west and many people are dying younger with Cancer rates etc.. Just wondered what you think and also retirement age is going higher and going higher by generation X Y Z in western countries etc.
Yes. There’s certainly going to be an ongoing shift of aged people in the west that can’t afford to retire there.
If you had skin cancers removed like BCC and SCC is this considered a pre-existing condition?
For future skin cancers, yes.
If you're fair skinned, they're almost guaranteed here.
Your partner is from Myanmar Tim, have you ever been there?
Only through the airport. Not going there until they get their shit together. Too dangerous.
Morning tim,topic currently an issue for me,as the mony goes down the health costs go up,if you get sick ,not pre existing then you have cover,but you are then stuck with that company,if you change no cover for the pre existing cond.sorry tim can't see very well,was diagnosed with cataracts in both eyes,minimum 150,000 baht max.191,000 for one eye,outpatient surgery,still waiting on the ins.coming back to me on if i have cover or not or will they pay something? Three to four thousand out of the question,it would leave me worried about the future,don't think you are secure because you have insurance great thinng to have untill you make a claim,thanks for the vid.regards.
Hi. I had my cataracts done 4 years ago. Perfect eyesight in both eyes now. If you are not getting multifocal lenses you can get cataract surgery MUCH cheaper than you’ve been quoted. The cost you’re quoting was what I paid for multifocal lens exchange. You’ll certainly be a changed person when you get it done. It’s a very simple, routine procedure that is done at any public hospital around the country.
I've seen people comment previously about 'pension portability' and/or the inability to move your pension to Thailand. In today's world why is this an issue? My federal pension goes into my Canadian bank, and with online banking I can transfer as much of that money as I want to Thailand, two days later it's in my Thai account. Obviously different countries have different regulations, but what am I missing here? Just curious.
Yes. Different countries, different rules. Australia can be difficult for some pensioners
You got the details correct but the O visa you get in your own country, the OA you get in Thailand, not the other way round. I've had 2 retirement visas from the Thai Embassy in Canberra Australia.
I think it is the other way around.
Ummm sure the OA is from overseas.
@@timnewtontoday In my case I got an O-visa, I doublechecked at the time there was a lot of talk about needing insurance. If my memory and documents are correct I obtained this visa in Bangkok, after entering the country with an education visa. That is all I can say about it. When reading some 'legal' websites, it is apparent that documentation about this is rather confusing, maybe because some 'legal' websites want to have people confused for obvious reasons. And the stamp in your passport does not really mention O or O-A.
OA is issued outside of Thailand
Medical care in Thailand is first class and fairly cheap.
And fast, no 6 months to wait to see a specialist.
I will not move back to canada or Switzerland.
A palm mural on the wall> or water buffalo and sad farang riding it?
there are several different mijias...there must be a number to specify it
Take the s500 its the top modell but a lttle more expensive 😊😊
I applied for a DTV a week ago. Still waiting. They better approve it because I handed over AUD600
For health insurance I found AA Insurance Brokers in Hua Hin very helpful & they set out their terms & conditions very clearly. (No connection with the UK AA). They have offices also in Phuket & Pattaya & have access to all the leading Thai insurance companies to find the most competitive deal to suit your needs.
I have nil "after sales service" personal data to recommend AA Brokers but if you are shopping around they are apparently a well established outfit unlikely to disappear if you have to make a claim. If all else fails you might want to fall back on the Steve Rosse strategy of using, & paying for, the state hospital services which has proved adequate for his needs.
Travel insurance seems to always EXCLUDE conditions which have NOT been diagnosed?
i did the non-imm O while in USA, before arriving thailand. used bank account there for initial visa.
Thai partners and long standing happiness in older age is achievable if you go through normal dating - A Buddhist country - affordable lifestyle - peace and serenity is most peoples goal - they all mesh-
The west tends to be more of the struggle you outline
Sure perhaps meditation and clear thinking - a good partner - comfortable finances and healthy lifestyle will give you a better outcome
Then the fellow who drinks daily and retires to bar life
Common sense and compassion and clarity your half way home
Xiaomi Mijia S500 shaver. Xiaomi's products (from China) are always top quality.👌
i also got pilot lic many decades ago. if you get type rated on another flying object, be sure to vlog it as i'll have keen interest.
IMHO, If you are retired and living in Thailand you need to have enough money. If you cannot afford to keep 800,000 baht in your bank, you cannot afford to live in Thailand. If you come to Thailand with a pocket full of money and no lifetime income, your money will eventually run out. The attitude that tomorrow will look after itself does NOT work. Thailand is a wonderful place to retire as long as you can afford it. It is NOT a pleasant place to retire if you have insufficient money. Living is far different than existing.
Who are you to say that everyone should have £18000 in the bank or they can't live here? The Thais live on far less. What a stupid comment...
Yes, but the question for many is that they don't have close to enough money to retire in the West, but can livery modestly here and survive.
@@Paul_in_Thailandyou aren't thai mate, there is no government Healthcare for you.
@@picadosinferno your right pal. An ex pat could either buy insurance or fly back home. still don't need 18000 grand in the bank do they?
My Thai wife works for government, and I get public hospitals and even the dentist for free 😊........
just turned 50, no mortgage and semi retired, I'm taking a few yrs here in UK to bank some £££ then gonna just do 5-6 months a yr out there during dry season and the Summer & Autumn here in UK... at least while I build my network out there... as you say,, each to their own... we all want and need different things... find what works for you.. despite what some insecure losers may say.. life is NOT a competition!!! be kind, be well as we all end up in the same place anyway!! .. but remember... LIVING somewhere and going for HOLIDAY are very different!! best advice would be stay there for 6months first so try it out... the budget will be very different!!!
Its a pity but avoid local foods. Make your own food from beans, eggs,coconutoil, raw vegetables.when flu eat chickenfeet stock with vegetables and tahu.when headache take local paracetamol. Have a Toothache rinse with clovetea and find the best dentist around for toothrepair. On the road go by bicycle or by grab.avoid having your car or motorbike.a vintage bicycle preferebly and wear a helmet in case you fall. you might safe yourself.no smoking, no alcohol.have selfsex and avoid local sexual partners.you can go a long way living like that. Its frugal living and healthy.
sounds awful. You avoid local food but will trust paracetamol from unknown source? Weird advice IMO. You're life won't be longer but it WILL FEEL LIKE ETERNITY
@marcallen9798 paracetamol from national producers why not. Thai people take that as well. Better than asperine from bayer.
as a painter from melbourne and a home in thai village i would paint the wall behind you flat black cheers bill
Thanks for the suggestion done exactly that at one of our villas but the black surely stores up the heat
Better if it is painted with white latex paint. Once painted it will last for many years. My experience from 20 years in Thailand.
I couldn't think of anything more boring than "retirement" . I'm 68 now and plan on being in business until I fall off the perch. Golf is boring and sitting around getting drunk at the sleaze pits of Pattaya is a dead end towards death.Currently working on some music projects, a sports product for Australia and a sports medicine product for Thailand.My wife is Thai, we have a beautiful property in Isan ,we have health insurance and escape the hot season months of April/May by going back to Australia. No complaints, life is good.
Retirement is brilliant- but you have to design it. We designed ours to deliver all the things we love doing. We worked for 40 years….the point is we now use our time to create joy in our lives rather than creating more money… Read the book ‘4,000 weeks’ to understand about the importance of managing your precious time. Work versus Play….
As long as you enjoy what you're doing, no reason or need to retire. Most people don't though. Kudos to you!
@@BoninBrightonIt's never been about the money for me. It's the challenge, the research, the deal, the ups & downs of success or failure and most importantly keeping the brain active. I'm happy that you've found what works for you but I also maintain balance between work and play.
@@williamdahl3318You hit the nail on the head there.I can totally understand people who can't wait to finish hard physical work or a job they have grown to dislike. Thankfully I've been lucky to have followed my love of music, movies and tv shows from the age of 21.
@@thefuturefactory56 You've obviously found your niche in life, your calling, so to speak. I'm envious!
Some sage advice. Thank you for sharing a little of yourself.
My two cents... if you are north of 60 and your life is socially, mentally and financially a mess....do NOT move to a foreign country as some sort of life "reset". North of 60 years of age - your die is cast.. you are not changing. If you come to Thailand under these circumstances, you will make a complete mess of it and will end up in worse shape financially and emotionally. There are many distractions here. Stay where you are and work on yourself on the margins.
If, on the other hand, you are financially secure, satisfied with where your life is, your health is stable and you are able to plan and be up for a challenge then by all means - make a move for a few months and give it a try... I would NOT relocate to Thailand unless you have a budget of least 80,000 baht a month.
Good advice. I must say I love well on a let less than that but I don’t live near a city or tourist area.
555 a Freudian slip 😂
Invested in solar panels, electricity very very low now.
The thing is...if you want to check out for whatever reasons...some bad...some good...just make sure you do it in a way that is not difficult with others...planning is always a part of the process.
Excellent show again today as usual… and as you can tell by the engagement of subscribers. As a retired Aussie expat living here for the past 2.5 years every thing you say is relevant. I reckon you should make a video for anyone contemplating retiring here. Keep up the good work Tim you are appreciated.
I do not believe under any circumstances you can have an australian pension and live in thailand.
Thousands do. It’s just not worth my while
Doesn’t it stop after a certain number of years though?
I believe your shaver brand is from the Xiaomi family of appliances Tim
Thanks
They also make phones and cars the SU7 car was on show at BKK Impact car show last year. Looking forward to that show again this month.
@ oh yes. Their car looks amazing.
@@timnewtontodayYou're right in terms of the quality Tim, they're built really well and will last. I've been working on the mainland. Thanks for today's dispatch
That wall would look lovely painted white.
greetings from California
There is a big problem with retirement villages here in Australia , where the elderly are stuck in complex contracts, and when it's time to go to the nursing home they get nothing for their unit.
Turn off ford insurance over 70
I agree, Toyota and BMW insurance are better.
If I was you I’d come back to Australia and do the 2 years to get the safety net of the pension for life. Will take all the pressure off as you get older.
There isn’t a snowflakes chance in hell that I would go back to live in Australia for 2 years…. I have a partner, pets, responsibilities, health, a business, friends, a life. I’m not walking away from that. I’ll only go back to Australia for the inevitable funerals or (heaven forbid) family emergencies. NOTHING else will draw me back there to live.
Do I want to rely on or be beholden to public servants and the Australian government’s policies on pension portability? Hell no.
🙏💪👍
i am 81 heat is opressive when I was younger i I was a rock star not anymore. no place for older men with health problems. you will always be a stranger here Thailand has changed. if you need a woman go to the Philippines. 😊
So did you go to Philippines 🇵🇭?
Is it really better for older gents ?
At 81 surely there are more pleasurable pursuits than mongering ?
@@mikeharrington5593 Relax. He got ripped off by a bargirl and he's hopping mad. Now he's off to the Philippines to repeat it 🤣😂🤣
I agree about the heat. Didn't care much for the food either. I tried living there and ended up dropping weight to the point of emaciation because of the combination of both of those things. Looked like a death camp survivor.
no before Thailand turned into a circus, up North, one could have a good time with a sultry and sexy young lady for the price of a Starbucks coffee and a small pastry. Maybe you don't know what u are talking about because you are young, naive and most probably American. Filipino women have exceptional personalities. If you don't speak fluent Thai, Thai girls can never really love you.
Club 65 of TNT. 555.
Great topic today. I'm older & recently fell while on vacation. Came back to Bangkok & hospital. I broke my ankle in 3 places. After surgery plates, pins & screws 400,000 baht later & am still visiting hospital on a regular basis. Sukhumvit hospital has been great, but pricey. I'm fortunate enough to have a monthly pension.
Can not afford to return to the US, extremely expensive. I'm here for the foreseeable future.
Hope you recover quickly and you can on with life. Thanks for the story.
Even if you had the money to live in America, there is still the problem of the people: 50% are in the camp of women with shaved heads and nose rings along with gender confused nut jobs, massive numbers of impoverished people living on the streets, and criminal illegals who will take a hammer to your head for beer money. Can't forget the hopeless level of debt that could pop literally at any moment.
Hi Tim, another good show, would that shaver you purchased
be, model S500. I've been looking for something half decent 😊.
Cheers
Even Coup's are more civilised in Thailand 🙏😂
I want to meet the first government that mandates that health insurance covers pre-existing conditions without price gouging customers. They are supposed to cover sick people not overshadowing them by their profits.
But that’s not a business, that’s social welfare. Insurance companies are businesses. Of course many countries already have free public health care, for everything
@timnewtontoday In the country I live there is no government sponsored healthcare but a huge expat population. What happens is people buy the cheapest insurance and it covers very little so workers end up leaving the country to find affordable healthcare. I can safely assume that there are huge amounts of people walking around with no healthcare or inefficient healthcare. This is a problem for my government. At least casualty insurance should be mandatory with no pre-existing conditions. Ironically my flights to Bangkok have at least 7-10 wheelchairs on each flight.
One of your best chat vlogs Steve ! Good on ya ! 😊
Umm I’m Tim but thanks
Sorry , I am bit tired , been here on NSW beach , since Tuesday , sorting lots of stuff.
Otherwise in Khon Kaen , past two years.....😂@timnewtontoday
Yep they’re interchangeable 😆
It’s going up forever Laura 😂 ( Tim ) one big long bull run since 2009 when it had not purchasing value ❤
And we are just getting started
1:26:48 it is Australia. You would be fined for every election you missed. They need the cash.
I was never fined when I lived there for 20 years having been forgotten on the electoral roll.
@Tim - Well said sir! Many of your points are applicable regardless of location, though especially very relevant to wherever one's retirement locale one might be.
Hard part is to find someone take care of you when you are in need.
Tim - a very important topic for us older retirees - I do think about this and have planned out my final days here in Thailand - living trust & will, financial cash flow, and final days. Key point - end of life may or may not involve control of my own faculties which IMO is one of the most important aspects.
Great show!!!
You look 55 Tim. My Mum just visited me in Thailand from the UK. She is 78. We went to Samui, Bangkok and Hua Hin and she drank cocktails everyday and drank me under the table. She knows she has to be careful with falls but the theme of her life is to enjoy every day ! The good thing about Thailand is you could hire your own live in Nurse for probably 15000 Baht a month.
Sounds perfect to me!!
Living and working here in Thailand 7 years now, no friends, no family, I've never been happier 😊
You always have the option of checking out on your own...just make sure no one is made difficult when you do...planning is always on the top of my to do list!
Thanks ❤
Could be any woman any nationality any status... I married a 52-year-old Thai doctor/surgeon.. She spoke, read and wrote perfect english... She already had a USA visa... I've never been to Thailand.. She came to me... We lived together for six months... We then were married... After six months of marriage, she emptied my bank account of $250,000 and disappeared..... I never told anyone about this until now.... I was too embarrassed and felt like a total fool for many years...
Appreciate you sharing your story. Hope you’re ok now.
@@timnewtontoday I'm great now!.... Married to a wonderful Thai woman for 7 years.. I'll be going to Thailand for the first time in February😁😁😁😁
Just wanted to say ‘Thanks’. I’ve lived here five years now and after watching today’s broadcast am confident that I’ve been doing things right from the outset. However your show shook me out of my complacency and made me re-appraise. OK everything is still good but, I’m glad I went over it all again just for peace of mind.
💙
You raised many good practical points about planning for the future. Bottom line, it really is a state of mind as to where you settle. I had lived in Asia for 30 years & have retired back in Canada but it has taken me a good 3 years to readjust and realize that this place has everything I need. (except the damn weather!) Very important message about having community when you are overseas. You really do need something to occupy your time. I finally found a happy medium at 72 years of age in that I have travelled back to Asia for 3-4 months out of each year but remain a resident of canada. Life is definitely good in both places! Thanks for your thoughts Tim.
This is our plan too to mix and match until travelling becomes a no-no.
Hi Tim I am 55 now retired moving to Thailand 4 months from now
Good luck!
Find your content and commentary very rich🙏🏻
Well done for calling out a certain e begging scammer - who hasn't apparently got a Pot to P*ss in - Constantly assuring us all what a devoted dad he is to his child because said child might be his trump card to stay in Thailand... That when he got sick - and I'm pleased for the the local Hospital that they sorted the carpet bagging scammer out... He then had the bare faced cheek to promptly complain about the Hospital on the very next of his Vlogs. How he suffered, etc. On another topic...What the hell are we paying these embassies for? I quite understand that one shouldn't regard them as some sort of free Insurance/ get out of jail free setup but what do they actually do for us?
I did?
@@timnewtontoday With respect Tim. You mentioned him - and it did need calling out simply because these people do nothing to help us farangs Trying to just live peacefully with albeit, just enough funds without having to resort to scam begging I just put flesh on your post. Sorry if I concerned you and I wish you well. Forgetting the said person. This post was one of your best
I solved my old age problem, my Thai partner is an age care nurse.
Great narrative and information Tim, thanks.
At 71...happy about my life...good and bad...money was never the goal...but is a good thing to have...Found thailand in 2001...visit often...it is my happy place...my glass is always have full!
Agree, first thing is to plan what your going to do whether retiring in your home country or abroad. If you to sit in bars or sat at home watching TV, you'll have a short retirement. I would love to move to Thailand, but would miss the kids and grandchildren, I'll stick to visiting for 2 to 3 weeks each year and enjoy ❤
Same here! We have 6* Grandchildren in beautiful Thailand, but Lovely Oregon is home where we have 2 Grandchildren.
*soon to be 5 & 3 as the oldest Grandchild in Thailand returns "home" to the USA.
The perils of getting old anywhere...
Thx for speaking the truth.
Some of us don't find being alone a problem...travelled often alone...but I understand what you are saying.
'Some of us don't find being alone a problem'.....
If you have no plan, don’t expect much. TNT, THE BEST OF Thailand, no drama, just facts🌵
The quality of life you are able to enjoy in your current situation is worth more than money. I'm retired in Japan. Been here since the late 1970's and can't imagine having to set up residence elsewhere. I covered my retirement by making enough money in my working years to cover myself and wife's life until the end of our lives.
Good evening Tim.
I really agree with that notion that Thailand doesnt need you.
77 dual country resident now and with Diabetes and a few other preexisting conditions. Great medical coverage as a part of my US retirement plan. Over the years I've been hospitalized 4 times at Bumrungrad. Just got home from 4 or 5 days there. Aside from a lengthy ( but covered) ambulance ride there a couple times, I've got NO complaints. Our situation is unique with great medical coverage that makes living here possible.
😊💙🤗
Hi Tim really nice shirt nice colour I will be arriving back in Thailand next week good video thanks for the updates
When visiting thai medical solutions take a thai with you, so easy
Bought same shaver from Temu $20.98 AUD. Neville from Melbourne
Wow this was right on the money Tim. I truly realize how lucky I was to meet my Thai wife at the University of Hawaii 37 years ago. Now three successful grown kids later we have returned to Thailand to retire (Hua Hin). As you so carefully discussed when I first came to Thailand as a Marine in the late 70’s and early 80’s there was an already growing community of expats who came, fell in love and unfortunately gotten burned. It was already happening in the Philippines too. Loneliness can cause an unnecessary vulnerability. It is still a GREAT place for some who are practical and realistic.
Again your videos (and Steve)were very informative and beneficial in prep for coming here.
Great work please continue to keep it real.
Also as a fellow 65 year old you make us look good too.
Tim, Mijia is pronounced Mee Jah.
Married to a thai for 15 years
Hopefully will retire in a year or so
Looking to live in Thailand then
Hopefully near a good golf course....
I ❤ listening to your channel Tim. Keep it up
I'm 66 years and 6 months old and in Australia. I have to be 67 years old to retire.
What a great Show Tim... Great subject topic.. You have answered many questions that I have been thinking about.. Thank You.