I always thought i was good at financial analysis but never thought of these perspective for home loan!! These are very practical examples, excel pe analysis jaha kahtam hoti hai, waha se ye shuru hota hai!
I was thinking to obtain approx 20% loan on 1st property (35 years old) to pay as the down payment of new property. The EMI of this new property will be paid from the rentals of new property. I need your inputs. Thankyou
@Sango Life Sutras - Agar khich Taan ke Self funding ke through hum payment kar sakte hai toh tab bhi kya hume Loan lena chahiye. My Salary is 10 L p.a. ussi se baccha ke soch raha hu ek affordable ki payment kar du...
Someone please clear my question.. I have property with 50:50 joint ownership with my brother. My brother is not earning and am paying full EMI.. so how i can get tax benifit on full EMI amount because every CA is saying i can get benifit on 50 percent of emi
Hii sir, I have some issue, some one took lkisan oan on my pan card. How I ll complain against him, I know this when I am taking loan this is happen in PNB bank delhi. Please sir give some advice how I ll come out, I am working lady.
I have been paying EMI since Jun 2015 for a plot loan DHFL @ 11.5%, in Jhansi UP, is it possible to transfer the remaining amount @ lower interest rate pls help
If you have 1 crore then buy 5 homes of 1 cr each(pref DEW). Pay 20 lakhs each as your contribution, take loan of rest of the amount (as per your monthly cutback allows). 10 years later thank me after re reading this comment.
Hi Amit Need your expert advice on below point or please make some video to explain view point. 1. What should be ideal tenure of home loan -10Y, 15Y, 20? 2 . Should we take high tenure or pay early asap to avoid Interest? 3. Shall I start investing in MF instead of paying extra EMI or Pre-Payment. 4. For Small property like affordable should we do self payment or take home loan.
You should always take loan for house. If you have money, you can invest in other things such as, mf, debt fund etc as Rate on house loan is between 6.5 to 7.5%, on the other hand some good mf sip or debt fund will gave you return 8.5 to 12.5%. Longer Tenure with smaller emi always beneficial. Tax benefits, Insurance of loan etc.
Hello sir, Is interest certificate under my name is sufficient to avail home loan interest income tax rebate during investment declaration in the company even if the property is under the name of mother?
Gd advice nobody tell all these
I always thought i was good at financial analysis but never thought of these perspective for home loan!!
These are very practical examples, excel pe analysis jaha kahtam hoti hai, waha se ye shuru hota hai!
I was thinking to obtain approx 20% loan on 1st property (35 years old) to pay as the down payment of new property. The EMI of this new property will be paid from the rentals of new property. I need your inputs. Thankyou
Sir 15-20 tak bahut hain...lekin ummid hai,ki meri life me 30 tak pahuch jaaye...
@Sango Life Sutras - Agar khich Taan ke Self funding ke through hum payment kar sakte hai toh tab bhi kya hume Loan lena chahiye. My Salary is 10 L p.a. ussi se baccha ke soch raha hu ek affordable ki payment kar du...
Sir konse 3 bank se loan ka apply karna chahiye
Someone please clear my question..
I have property with 50:50 joint ownership with my brother. My brother is not earning and am paying full EMI.. so how i can get tax benifit on full EMI amount because every CA is saying i can get benifit on 50 percent of emi
Show that u r paying it full.u can claim
Excellent Sir thanks for knowledge 🙏🙏
Hii sir, I have some issue, some one took lkisan oan on my pan card. How I ll complain against him,
I know this when I am taking loan this is happen in PNB bank delhi. Please sir give some advice how I ll come out, I am working lady.
I have been paying EMI since Jun 2015 for a plot loan DHFL @ 11.5%, in Jhansi UP, is it possible to transfer the remaining amount @ lower interest rate pls help
Soon will need it sir, waiting for pre-documentation🙏🙏🙏🙏
AXS Bank walon ne humare house documents dene se mana kar rahe the! Keh rahe the ke baadh me chale gaye!
Need your expert advice for the investment in tata lavida sec 113- 2bhk flat by taking home loan ?
Sir pls make a video on whether to take home loan on floating or fixed interest rate
COMMERCIAL CAP TAX KI ADJUSTMENT RESIDENTIAL SE HO JATI HAI
Valuable advice m
I having full amount to buy the property but can I invest in mutual fund and take loan and take tax benefits
Yes
If you have 1 crore then buy 5 homes of 1 cr each(pref DEW). Pay 20 lakhs each as your contribution, take loan of rest of the amount (as per your monthly cutback allows). 10 years later thank me after re reading this comment.
@@aayushlionking DEW?
@@ankurpanwar2921 Dwarka Expressway Way (Northern Peripheral Road)
@@aayushlionking ohk
Great
Can we contact you
Very nice advice
Yes...
Yes
Hi Amit
Need your expert advice on below point or please make some video to explain view point.
1. What should be ideal tenure of home loan -10Y, 15Y, 20?
2 . Should we take high tenure or pay early asap to avoid Interest?
3. Shall I start investing in MF instead of paying extra EMI or Pre-Payment.
4. For Small property like affordable should we do self payment or take home loan.
Will make a video
You should always take loan for house. If you have money, you can invest in other things such as, mf, debt fund etc as Rate on house loan is between 6.5 to 7.5%, on the other hand some good mf sip or debt fund will gave you return 8.5 to 12.5%.
Longer Tenure with smaller emi always beneficial.
Tax benefits, Insurance of loan etc.
Sir i am taking home loan from Rajasthan
Good sir ...🙂
Not more then 10 property.
Hello sir, Is interest certificate under my name is sufficient to avail home loan interest income tax rebate during investment declaration in the company even if the property is under the name of mother?
Ownership is required to claim rebate
Need loan 3 crore godrej vrikshya
8.9 intrest rate
Yes 7.8
👏👏👏👏👏
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