If you think the Tories would treat unwell people properly were it not for a major European invasion, well there ain’t much to say except look at before 2022 and 2014. These disgusting attacks on vulnerable people having been happening long before and independent of any international situation.
Thank you Stu , it’s petrifying me all of this . I’ve had to get the crisis team out with all this worry is making my mental health decline so bad . Not that I’m committing fraud . Wouldn’t dare wouldn’t dream of it .
So are they going to be monitoring everybody's purchases? That's crazy! Most of us live off our benefits with no other income. This is going to make us (or people like me anyway who suffer from paranoia) scared to death to buy anything in case its not allowed. I'm confusing myself now 😕
@nickdee24 no I'm not talking about my self but I saw a lady on TV that was called in to the job centre because she was ordering to many takeaways and she's on universal credit.
because too many people openly boast about how great it is to be on benefits and how much money they have. Then you got people like us who are still genuinely suffering that will probably get thrown in with them.
Another great information, I remember as a kid in Scotland, if you wanted new clothes for school you either got dragged to berry picking,potato picking or strawberry then go with uncle to sing on with red scratches all over his arms. Everyone was doing the same and nothing ever said 😮😮😮😮
As someone who became disabled after being violently attacked, I found it very hard, and all the medical info and horrible face-to-face interviews and being treated like a criminal being asked the same thing over and over again trying to ett me to say something different or trip me up. And then getting the report and feeling like they sent me someone else's report because was so wrong. And now know they say no to everyone the first time and make them appeal and have targets of saying no to 65% of comments a day and get penalized if they don't hit those targets. I think it is the DWP and the companies that do the interviews and scoring and all that should be done for fraud. It is very hard to get PIP or any of that and the process is very bad for mental health and the whole press made me more depressed and suicidal. If going through all of that only then end up being investigated could very much passabley push me over the edge. The fact the government sends millions to other countries and the other people come here and go straight on the jobseekers while blaming long-term sick, disabled, or OAPs for the mess they have made is distressful. The fact they can now look into my bank account and possibly start people about how I spend the money is very worrying.
Many thanks for this video, valuable down to earth information. I do panic, but I’m just not clever enough to commit a fraud. It is a stressful situation to be in. Keep up your good work, it’s much appreciated.
One the best benefit channels on the TH-cam. There are a lot of channels who are pretending to be benefit advice and are to busy talking about migrants and bloody flat earth.
Thought only the police can put you under caution, So DWP acting like gestapo now, but thank you Stu for this helpful information, forewarned is forearmed
Stuart McGoo is ' a real true gentleman, his integrity is far above those who set their own salaries greatly above the public they are appointed to serve yet show very little concern for the welfare of indigenous vulnerable old and young families of this country. Those who own a little above hand to mouth or keeping warm are treated with disdain. As some one who died/returned I wish to point out ' there is a post bio demise to face for those who weedle into positions of ego control over others.
If you are callied in for an interview under caution and you take a criminal solicitor with you (which i imagine could be expensive) does that make you look guilty in the eyes of DWP?
Yes you are correct that the law was dropped for the time being, but another government could pick it up after the election. I will correct this, thanks for pointing it out.
Happened to me twice - had to go into hmrc for a visit once to discuss my tax credits after an spot check investigation, turned out i forgot to let them know I'd changed nursery, so when they'd checked in with them they confirmed I'd stopped using them 18 months beforehand - thankfully i paid by DD, so my bank statement showed monthly payments to my new nursery and it was cleared up with a phone callto the new place. And we've just been through the whole bank account check thing for universal credit - they wanted to talk through a few things and also wanted further statements like PayPal details, then we were passed off as fine. Both times the people doing the meetings/calls were incredibly polite and friendly.
I appreciate this is an informative video but it kinda feels like someone saying "they're watching every breath you take but don't panic they may not press the red button on you" 😥 If I got a letter thru the post saying I'd been "invited" to a formal interview,that I now know doesn't really mean what it says as if I decline that'd be interpreted negatively it'd freak me the F out. My spending can be really random depending how my head is so what happens if that gets flagged up?? I have enough problems with suicidal thoughts at the best of times without more layers of BS from the DWP....Department Of Willful Persecution. Apologies,just feeling beaten down atm.
No need to apologise,, its a fair point and i dont mean to fear-monger but give people information in case it happens because ive seen many people caught out because they dont know their rights. That, said, I've just been informed that the bank account trawling has stopped, so that's something at least.
Banks report what they want to DWP if they know you get any type of benefit payment - DWP doesnt even have to ask and its been going on for years already. Its DWP now that want to check the savings accounts which the bank doesnt report on.
Speaking on appeals, yeah my partner got taken off PIP during an assessment as the interviewer wrote the wrong thing down. They asked my partner ''do you have facebook?'' and then proceeded to write ''spends all day on facebook talking to friends''... my partner never said that. when she received the letter telling her they were removing her PIP, she was so distraught and depressed. She was too depressed to even appeal it. Of course now it's too late but having watched this, i regret having not appealed it now. These are wise words.
This government are not fit to govern. Constantly hounding and worrying mentally ill and disabled people. My nephew went through UC going through his bank account and he had nothing to hide but they was like "where did this £30 come from?" and such..the £30 was a birthday gift transferred to him.😥
The only money that's in my bank is the money they give me what I'm left with I pay my gas electric and council taz and what little is left I buy food for me and my daughter.
Some years ago I remember watching a meeting about the financial cost of disability payments, it amounts to about 0.01% of GDP. Ummm I wonder how much is spent on WMD?
I have had to cancel 2 appointment interviews that were made behind my back by some random guy from dwp that I hadn't even met. 1 appointment was made earlier on in December which I couldn't do because I had problems with my smart meter and had an electrician also coming out on that day. The guy then rescheduled appointment for December 23rd which I couldn't do as well. I got told I had been overpaid and they ended up stopping all universal credit payment and housing benefits. I have been told that I will have to pay a lot back though they failed to make me aware of these rules of not being allowed over 6k in savings. Sad thing is that I'm currently having to fix a lot of problems with my home currently and they've literally stopped so much. I kind of regret showing them 4 months bank statements because then they kept asking for more and more and the harassment and stress i've been through has been unreal since the beginning of last November
The tories never were ones to care about people with mental health. Apparantly you need to just ''get on with it'' rather than get actual support. I welcome the day mental health becomes classed as a disease so people might actually take it more seriously than they do now.
My freind has recieved a letter to attend an interview. She does have a boyfreind who stays over but does not live there. Would the dwp gathered evidence before sending her a letter out. She is very worried and is struggling. He definatly dosent live with her but does stay many night. Any advivce on this. Thank you.
Unless it's more than six grand you'll be ok, but if you had more than that and spent it on non essential to deliberately reduce your capitol that could land you in trouble.
Claiming UC, gave them all details, found out to my horro that I have a ISa with a large amount in it, right now ready to jump under a train as I literally forgot about this ISA
Some claimants have conditions where stress can kill them Surely they are not required to attend as DWP could foresee the danger to the vulnerable individual
Legal aid for the interview phase seem to be non existent.. If you do know of a criminal law firm where they provide this service pls do go ahead and recommend.
If in doubt, say nowt. Question: if the DWP have decent evidence, won’t they just be telling the police? The problem is of course that the DWP don’t need the legal process to dock benefits, but unless there’s a very obvious mistake on their part, this snooping and intimidation seems like a fishing expedition.
Ive had two interviews under caution and "no commented" both of then, nothing ever came of either of them, generally they are just fishing exercises and they are looking for you to incriminate yourself.
😮 Solicitors cost money who pays ? people on benefits have limited funds. Solicitors charge by the hour , Citizens advice have a few who help, but there aren't that many out there.
Why s it when anyone gets caught defrauding the DWP, only the fraudster gets punished? Surely everyone involved in the claim HCP, decision maker and all other DWP staff involved should be punished too!
Wouldn't that be nice? That might sort things out? But that is not what it's all about. Its about taking away what most of us have paid in for all our lives hoping that we'd never have to rely on it.
So then, Just like in any " legal depts. " case, IF the DWP or ANY dept. Should send us a letter, with whoever is claimed to be the "Under named authority" for it, that the letter MUST BE SIGNED IN INK, INDICATING, that the named person of authority of that dept, has seen, read and personally known the case and therefore 'authorised' the case, OR ELSE, IT IS A BREACH OF THE LAW ITSELF BY "COPYING, DUPLICATING, FORGING" SOMEONES SIGNATUTE WITHOUT THEIR KNOWLEGE !! AM I RIGHT ON THIS POINT OR NOT? 😮😮😢😢😊😊😊
Anyone to be interviewed under caution should be offered a duty solicitor. If the DWP are not offering that, then any statement is illegally gathered and worthless in a court of law. They do not have greater powers than the police.
Solicitors won't work for free, you cant get help from them as it's not a crime case, its a cautioned interview with DWP, If you are special needs and appeal and don't know how to do it and do it wrong cos you didn't get any advice, they consider it as you appealed, so how can you appeal again years later when you find out that you could appeal, but there is a right way to do it? Surely they should let you put in a "proper" appeal?
I'm needing a new electric wheelchair. It takes ages to save up for them as they are so expensive. That would definitely flag up something. I just downloaded the rights leaflet but it only applies to England and Wales unfortunately
I hear you. I’m trying to save up for what will be my first one. However when I try to save I keep having to dip in for utility bills etc so is gong to be a while!
Obviously I'm not Stu and my head isn't the best ever atm but I'd think that would be easily defensible even if it got flagged up as it's something you need to be able to function to the best of your abilities. Obviously it'd be no fun if you got flagged but when do the DWP ever try to make life fun or even less than a total PITA for us? Fingers crossed for you.
You are allowed to save... just make sure it's under the amount permitted....I saved up for a pre paid funeral plan.... I'm actually doing the DWP a favour doing that!!
Crazy times sending billions to fund a war and hounding the I'll and disabled for pennies.
If only they put as much effort and tax payer monies into tax avoidance.
If you think the Tories would treat unwell people properly were it not for a major European invasion, well there ain’t much to say except look at before 2022 and 2014.
These disgusting attacks on vulnerable people having been happening long before and independent of any international situation.
Not only billions, but upcoming conscription will mean potentially a whole generation sent over too.
Thank you Stu , it’s petrifying me all of this . I’ve had to get the crisis team out with all this worry is making my mental health decline so bad . Not that I’m committing fraud . Wouldn’t dare wouldn’t dream of it .
A very worthwhile video which is valuable advice for many people who are concerned about these issues.
don't worry its rare just ask the post office
so are the vac*ine side effects, apparently...
So are they going to be monitoring everybody's purchases? That's crazy! Most of us live off our benefits with no other income. This is going to make us (or people like me anyway who suffer from paranoia) scared to death to buy anything in case its not allowed. I'm confusing myself now 😕
No, it's only if you deprive yourself of assets.
I have been had by Dwp stating my private/personal pension. They changed it intoan occupational pension which it is not
They will call you in if they see you ordering to many takeaways in a week.😂😂 I'm not joking.
@@Zaradean698 Hey, if you can afford that many takeaways in a week, you're better off than i am.
@nickdee24 no I'm not talking about my self but I saw a lady on TV that was called in to the job centre because she was ordering to many takeaways and she's on universal credit.
Why of a sudden have they started to do this. Its a disgrace of our human rights.
Sadly, it's gone on for years. It's just been put on steroids.
because too many people openly boast about how great it is to be on benefits and how much money they have. Then you got people like us who are still genuinely suffering that will probably get thrown in with them.
@@nickdee24 Absolutely right. We, the genuine ones always suffer the consequences. Fed up of it all.
Another great information, I remember as a kid in Scotland, if you wanted new clothes for school you either got dragged to berry picking,potato picking or strawberry then go with uncle to sing on with red scratches all over his arms. Everyone was doing the same and nothing ever said 😮😮😮😮
As someone who became disabled after being violently attacked, I found it very hard, and all the medical info and horrible face-to-face interviews and being treated like a criminal being asked the same thing over and over again trying to ett me to say something different or trip me up. And then getting the report and feeling like they sent me someone else's report because was so wrong. And now know they say no to everyone the first time and make them appeal and have targets of saying no to 65% of comments a day and get penalized if they don't hit those targets.
I think it is the DWP and the companies that do the interviews and scoring and all that should be done for fraud.
It is very hard to get PIP or any of that and the process is very bad for mental health and the whole press made me more depressed and suicidal. If going through all of that only then end up being investigated could very much passabley push me over the edge.
The fact the government sends millions to other countries and the other people come here and go straight on the jobseekers while blaming long-term sick, disabled, or OAPs for the mess they have made is distressful. The fact they can now look into my bank account and possibly start people about how I spend the money is very worrying.
What a brilliant man you are, Thankyou so much for this advice.
Great video Stu and definitely one to keep just incase and thanks 👍👍
Many thanks for this video, valuable down to earth information.
I do panic, but I’m just not clever enough to commit a fraud. It is a stressful situation to be in. Keep up your good work, it’s much appreciated.
Thank you Stu.
Many thanks Stu 🙏🏻👍🏻
You are a legend mate
Thank you so much. It is absolutely terrifying.
One the best benefit channels on the TH-cam. There are a lot of channels who are pretending to be benefit advice and are to busy talking about migrants and bloody flat earth.
Thought only the police can put you under caution, So DWP acting like gestapo now, but thank you Stu for this helpful information, forewarned is forearmed
DWP have always been able to interview under caution, even twenty years ago
Stuart McGoo is ' a real true gentleman, his integrity is far above those who set their own salaries greatly above the public they are appointed to serve yet show very little concern for the welfare of indigenous vulnerable old and young families of this country. Those who own a little above hand to mouth or keeping warm are treated with disdain. As some one who died/returned I wish to point out ' there is a post bio demise to face for those who weedle into positions of ego control over others.
If you are callied in for an interview under caution and you take a criminal solicitor with you (which i imagine could be expensive) does that make you look guilty in the eyes of DWP?
Always check with your house insurance as lots are covered,even taking your employer to a tribunal 😮😮
No
Thanks
Thank you for your kind contribution to the channel 🙏
Stu, I read somewhere DWP bank surveillance law dropped, is this right?
Yes you are correct that the law was dropped for the time being, but another government could pick it up after the election. I will correct this, thanks for pointing it out.
What does that mean? What law is about? Thank you
As Labour has now re enforcement these banks checks. When will they be implemented.
Hello could I ask anyone if their payments have gone up on universal credit following the court ruling regarding SDP element? Regards John
Happened to me twice - had to go into hmrc for a visit once to discuss my tax credits after an spot check investigation, turned out i forgot to let them know I'd changed nursery, so when they'd checked in with them they confirmed I'd stopped using them 18 months beforehand - thankfully i paid by DD, so my bank statement showed monthly payments to my new nursery and it was cleared up with a phone callto the new place.
And we've just been through the whole bank account check thing for universal credit - they wanted to talk through a few things and also wanted further statements like PayPal details, then we were passed off as fine.
Both times the people doing the meetings/calls were incredibly polite and friendly.
It’s us who are the victims wtf
This is something I’m going through now. The effect this is having on my physical and mental health is horrific.
What if you are falsely accused of fraud?
I appreciate this is an informative video but it kinda feels like someone saying "they're watching every breath you take but don't panic they may not press the red button on you" 😥 If I got a letter thru the post saying I'd been "invited" to a formal interview,that I now know doesn't really mean what it says as if I decline that'd be interpreted negatively it'd freak me the F out. My spending can be really random depending how my head is so what happens if that gets flagged up?? I have enough problems with suicidal thoughts at the best of times without more layers of BS from the DWP....Department Of Willful Persecution. Apologies,just feeling beaten down atm.
No need to apologise,, its a fair point and i dont mean to fear-monger but give people information in case it happens because ive seen many people caught out because they dont know their rights. That, said, I've just been informed that the bank account trawling has stopped, so that's something at least.
Banks report what they want to DWP if they know you get any type of benefit payment - DWP doesnt even have to ask and its been going on for years already. Its DWP now that want to check the savings accounts which the bank doesnt report on.
I bought a used CD for £3.50 off ebay. Is that me done for?
Only if its the mini pops
😂
I bought a pizza twice this week as a treat for my sons birthday, i guess im screwed 😢
Yes, prison for ten years at least
Speaking on appeals, yeah my partner got taken off PIP during an assessment as the interviewer wrote the wrong thing down. They asked my partner ''do you have facebook?'' and then proceeded to write ''spends all day on facebook talking to friends''... my partner never said that. when she received the letter telling her they were removing her PIP, she was so distraught and depressed. She was too depressed to even appeal it. Of course now it's too late but having watched this, i regret having not appealed it now. These are wise words.
Record everything.
This government are not fit to govern. Constantly hounding and worrying mentally ill and disabled people. My nephew went through UC going through his bank account and he had nothing to hide but they was like "where did this £30 come from?" and such..the £30 was a birthday gift transferred to him.😥
The only money that's in my bank is the money they give me what I'm left with I pay my gas electric and council taz and what little is left I buy food for me and my daughter.
Some years ago I remember watching a meeting about the financial cost of disability payments, it amounts to about 0.01% of GDP. Ummm I wonder how much is spent on WMD?
I have had to cancel 2 appointment interviews that were made behind my back by some random guy from dwp that I hadn't even met. 1 appointment was made earlier on in December which I couldn't do because I had problems with my smart meter and had an electrician also coming out on that day. The guy then rescheduled appointment for December 23rd which I couldn't do as well. I got told I had been overpaid and they ended up stopping all universal credit payment and housing benefits. I have been told that I will have to pay a lot back though they failed to make me aware of these rules of not being allowed over 6k in savings. Sad thing is that I'm currently having to fix a lot of problems with my home currently and they've literally stopped so much. I kind of regret showing them 4 months bank statements because then they kept asking for more and more and the harassment and stress i've been through has been unreal since the beginning of last November
Thank you to stu for the advice
Thank you stu your a good man
The tories never were ones to care about people with mental health. Apparantly you need to just ''get on with it'' rather than get actual support. I welcome the day mental health becomes classed as a disease so people might actually take it more seriously than they do now.
My freind has recieved a letter to attend an interview. She does have a boyfreind who stays over but does not live there. Would the dwp gathered evidence before sending her a letter out. She is very worried and is struggling. He definatly dosent live with her but does stay many night. Any advivce on this. Thank you.
If he's there the majority of the time, they would probably view it as such. I'd tell her to avoid it as much as possible. These people are evil.
whats happens if i have not declared some cash that my dad gave me... and i have spent some of it ??
It depends on the benefit you are on, the amount you received, and what you spent it on. You would need to speak to an advisor, maybe at CAB.
Unless it's more than six grand you'll be ok, but if you had more than that and spent it on non essential to deliberately reduce your capitol that could land you in trouble.
Who can afford a criminal sollicitor when on benefits, think charges start around £200 an hour!!!
Legal Aid may be obtainable
Claiming UC, gave them all details, found out to my horro that I have a ISa with a large amount in it, right now ready to jump under a train as I literally forgot about this ISA
If they question and formulate a charge it may not stand up in court
Some claimants have conditions where stress can kill them
Surely they are not required to attend as DWP could foresee the danger to the vulnerable individual
Legal aid for the interview phase seem to be non existent.. If you do know of a criminal law firm where they provide this service pls do go ahead and recommend.
A great video, full of useful information…as always. Thanks Stu👍
Thank you Stuart 😊
If in doubt, say nowt.
Question: if the DWP have decent evidence, won’t they just be telling the police?
The problem is of course that the DWP don’t need the legal process to dock benefits, but unless there’s a very obvious mistake on their part, this snooping and intimidation seems like a fishing expedition.
Ive had two interviews under caution and "no commented" both of then, nothing ever came of either of them, generally they are just fishing exercises and they are looking for you to incriminate yourself.
Good to hear. It's like living in the DDR under this bloody government.
Great information thank you
😮 Solicitors cost money who pays ? people on benefits have limited funds. Solicitors charge by the hour , Citizens advice have a few who help, but there aren't that many out there.
Why s it when anyone gets caught defrauding the DWP, only the fraudster gets punished? Surely everyone involved in the claim HCP, decision maker and all other DWP staff involved should be punished too!
Wouldn't that be nice? That might sort things out? But that is not what it's all about. Its about taking away what most of us have paid in for all our lives hoping that we'd never have to rely on it.
Thank you
So then,
Just like in any
" legal depts. " case,
IF the DWP or ANY dept. Should send us a letter, with whoever is claimed to be the
"Under named authority" for it, that the letter MUST BE SIGNED IN INK, INDICATING, that the named person of authority of that dept, has seen, read and personally known the case and therefore 'authorised' the case,
OR ELSE,
IT IS A BREACH OF THE LAW ITSELF BY "COPYING, DUPLICATING, FORGING" SOMEONES SIGNATUTE WITHOUT THEIR KNOWLEGE !!
AM I RIGHT ON THIS POINT OR NOT? 😮😮😢😢😊😊😊
Sadly, not. Sorry.
What?
So copying someones signature, WITHOUT their knowledge or permission IS LEGAL?
is thar what you're saying? 😮😮😮
@@yourwellwisher9646 I'm saying the DWP can issue letters without them being signed and that it is perfectly legal for them to do so.
I read that they will only check bank accounts if they suspect fraud. Not everyone's.
That used to be the case but new powers give them the right to do random checks
Anyone to be interviewed under caution should be offered a duty solicitor. If the DWP are not offering that, then any statement is illegally gathered and worthless in a court of law. They do not have greater powers than the police.
EXACTLY
Yep you ask them what they allege then it’s no comment
Solicitors won't work for free, you cant get help from them as it's not a crime case, its a cautioned interview with DWP, If you are special needs and appeal and don't know how to do it and do it wrong cos you didn't get any advice, they consider it as you appealed, so how can you appeal again years later when you find out that you could appeal, but there is a right way to do it? Surely they should let you put in a "proper" appeal?
Thanks stu..
Act immediately
Citizens advise support
People must go to jail for committing fraud
I'm needing a new electric wheelchair. It takes ages to save up for them as they are so expensive. That would definitely flag up something.
I just downloaded the rights leaflet but it only applies to England and Wales unfortunately
I hear you. I’m trying to save up for what will be my first one. However when I try to save I keep having to dip in for utility bills etc so is gong to be a while!
@@JuliaHarrisx exactly!
Obviously I'm not Stu and my head isn't the best ever atm but I'd think that would be easily defensible even if it got flagged up as it's something you need to be able to function to the best of your abilities. Obviously it'd be no fun if you got flagged but when do the DWP ever try to make life fun or even less than a total PITA for us? Fingers crossed for you.
Why don't you get in touch with some sort if charity to help you buy a wheel chair or you can go to fund me on line.
You are allowed to save... just make sure it's under the amount permitted....I saved up for a pre paid funeral plan.... I'm actually doing the DWP a favour doing that!!
What hapens if labour party wins the election
They've been doing this since last year
Yes, the white paper was last year.
Criminal solicitor
Legal aid
GP notes
Welfare rights officer
The cost of a solicitor! On the benefit, it would be impossible to pay the fee.