135 Great Money-Saving Tips | This will help you SAVE thousands
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- เผยแพร่เมื่อ 11 ก.ย. 2024
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Don’t go grocery shopping on an empty stomach!
Amen! 😊 So many things that I would buy with my Mother we can't. I also do a no Spending Week. I have $5.00 in my purse and I use it when I buy something in The Canteen. I've gone for months without buying from Amazon but my biggest weakness is Dollartype Stores and Five Below.
Get your holiday decorations at thrift stores and then donate them back when you're done. Get new ones at thrift stores the following year. If people would stop buying all this cheap junk, they would stop producing so much of it. No one needs another sign from Target that says "Gather" or "It's Fall, Y'all." You can get high quality vintage decorations at thrift stores for next to nothing. They might actually have some value, unlike the cheap mass-produced garbage. You can also find brand-new or barely used things for pennies.
You’d honestly save money just not buying holiday decorations lol
@@TheRealShadowPvP That's true.
Ted Lasso & Rebecca!!
I downsized from my huge house - first time I’ve ever totally owned my own home with no mortgage. The freedom it brings is priceless let me tell ya!
We’re doing the same! X
I did the same and I love how much easier it is to clean and keep tidy!
School counselor here: I highly recommend concurrent enrollment over AP classes! So often students do not pass the AP exam and then do not meet the requirements for college credits. Also, make sure the college classes you are taking will transfer over to the college you are interested in 😂
I agree about the transfer credits. I was the first in our family to go to college and my mom paid $200 per AP class my senior year only to find they didn't transfer to my college. We were on food stamps so I know it was a huge sacrifice to pay for those and it was an emotional and financial hit.
Thank you for sharing. I’m trying to figure out things work here (went to high school/college in Canada) and there is so much to know, it’s a little overwhelming!
My son did both and finished 150 hours in 4 years for his CPA exam. Double majored and minored. Saved me $15-20,000 for a whole year in college tuition and room & board.
Or go to a trade school, and pay off your loans within 10 years of graduation.
@@wallashakalla if you don’t mind me asking, how does a degree or training cost for the trades, compared to college?
I never comment but I have been watching you since about 2020. My grandmothers have both passed and my mother is not good with money or cooking. You taught me SO much and I want to thank you. I come here and find your videos in spare time or while I’m cooking for my family and it makes me feel like someone mentored me. And trust me, you changed my budgeting at the grocery store. Before you I couldn’t cook an egg! So thank you ❤😊
I buy my monthly planners and calendars from the Dollar Tree every year.
“Would you like to tip 20%?”
“….For what!!!??” 😂😂
Anyone else experience this? Number 115... I brought cash, there was change left, and the girl at the drive through window threw it in the tips cup. I asked for my receipt and change and she looked at me like I was being petty and said, "Oh, I didn't know you wanted it" she slowly reached into the cup and handed me my change. After that experience...card only or exact change. You don't get to decide for me. I will blatantly be the bad guy.
I am trying for a no spend hour.
😂
LOL!
😂 same here
😂 same! I’m 5 minutes into and it’s going well so far lol 😂
😂😂😂😂
I’ve been saving for a long time instead of investing, and right now I only have about $516k. I'm not sure how to make it grow, considering all the inflation, into something substantial that I might use for retirement. I’m just here for ideas
50% stock, 20% Bitcoin, 20% high yield CD/ bonds, 10% cash/ fully liquid stable asset
At a point like this, its best recommended you seek the services of an advisor, as this allows you make smarter investing decisions.
Working with a financial advisor has been a game-changer for me. They provided invaluable insights and tailored strategies that aligned perfectly with my risk tolerance and financial objectives. With their support, I've seen significant growth in my investments and gained confidence in my financial future.
Can you share details of your advisor? I want to invest my increased cash flow in stocks and alternative assets to achieve financial goals.
Melissa Elise Robinson is the licensed advisr I use. Just search the name. You’d find necessary details to work with to set up an appointment.
Wear the same clothes more than once before calling it dirty. Hang it up and wear the same clothes again another day of the week. Less laundry means less money spent on a laundry load. I have one set of clothes to wear inside the house and another to go out.
I so do the same. I call them everyday clothes , going out clothes, and church clothes. They do not cross over until the going out becomes everyday.
@NLY1WAY4U very smart. Yea, I keep them separate too and hang my clothes as soon as I get home and change.
Here are some things my wife and I do to save money:
Coffee:
I make my coffee at home. Here's why... Let's be optimistic and say I only spend $3 per day / five days a week on coffee at the coffee shop. That's $15 per week for coffee shop coffee. I can purchase a 3 pound bag of whole bean coffee on sale for $15. I actually drink a whole pot of coffee by myself everyday, seven days a week, and that 3 pound bag lasts about four weeks.
The cost of the coffee shop coffee is an optimistic $60 per month (that's really optimistic).
The actual cost of fresh ground coffee every morning is $15 per month.
Food:
Also, I'm Irish, and my wife is Asian. We save lots of money because we eat rice or potatoes everyday.
Cook at home. Well seasoned simple food made with fresh ingredients tastes better than what you can get at a restaurant these days.
Buy your food on sale
Car:
My wife puts less than 5000 miles per year on her car working from home. This saves money two ways. 1. Her car is emissions exempt. 2. Our car insurance gives you a discount for putting less than 5000 miles per year on the car.
No special trips. Plan a route and get all your errands done in one trip.
Buy gasoline at Costco
Don't buy the top of the line model, limited edition, sport version, etc. Buy the one that they made a million of and it will be cheaper and more reliable.
This one is debatable, but I don't wash my cars anymore, and I have't washed them in over 15 years. I no longer buy car care products to wash/wax my cars. I live in the rust belt, and I discovered that the factory rust proofing they put on the car/truck/van when it is going down the assembly line is the best rust proofing money can buy. I found Toyota, Honda and Subaru have some of the best factory rust proofing. Everything else rusts out no matter how much I wash and wax it. I spent a lot of money on my Chevrolets, Fords, Chryslers, and Plymouths only to have them rust out. I never spent a dime washing/waxing our Japanese cars, and they are holding up great even after 10 years of sitting outside, parked on the street, and getting hammered with salt every time the salt truck drives by (we don't have off street parking where we live).
Electricity:
If you are not in that room, turn out the light. If there is enough daylight shining in the window, also turn out the light.
Heating and air conditioning:
Air conditioning day time 76 degrees Air conditioning night time set back (sun set to sun rise) 72
Heat day time 68 degrees Heat night time set back 65 degrees
the dead band between 76 and 68 (daytime) means you are not running heat or a/c. We still have the blower motor circulate air for filtration, but it is otherwise free between those temperatures.
the dead band between 65 and 72 (night time) is also free. Not running heat. We still run the blower motor for air filtration.
Water:
Where we live our water and sewage bill are combined, and your sewage is calculated based on your water usage. So, we let mother nature water our plants, and we don't wash our cars.
Pets:
No pets.
DIY / Repair:
You got nothing to loose, it's already broken. Try to fix it yourself. Look up a "How To" video on TH-cam (for free).
Appliances:
We buy the simplest version of every appliance. The no thrills version with no bells and whistles means there is less to go wrong.
Coffee maker - Proctor Silex - it has on/off. That's it. My last proctor silex lasted over 10 years, so I just bought the same one again (for the same price 10 years later).
Coffee grinder - Cuisinart - it has on/off. That's it.
Range/oven - Whirlpool - we have had it for over 15 years, and never had a problem.
Refrigerator - Frigidaire - Freezer top, Frig bottom, glass shelves, Condenser coils on back (not bottom). No Ice maker. No water dispenser. Nada. 19 years and still going.
Microwave - Frigidaire - It's a countertop microwave; cheaper to buy, cheaper to replace, and the new one will always fit the same space where the old one lived. 10 years
Toaster oven - Black and Decker - We have had this thing for over 18 years, and it just won't die.
Dishwasher - Whirlpool - Bare bones basic base model. Still going after 14 years.
Washing machine - Whirlpool direct drive. Hand-me-down from Grandma. Over 25 years old. If it breaks, I watch a TH-cam on how to fix it, and I fix it myself.
Dryer - Whirlpool - Hand-me-down from Grandma. Over 25 years old. If it breaks, I watch a TH-cam on how to fix it, and I fix it myself.
Freezer chest - Kenmore - We bought a scratch-n-dent on sale during friends and family night at Sears with a coupon. We paid less than $50. Still going strong after 19 years.
Yard Equipment / Tools:
Honda lawnmower. I had it for 21 years. I could no longer get the transmission for it, so I bought a new Honda Lawnmower.
Garden hose - I bought the most expensive and Heavy duty garden hose money can buy. I still have it 19 years later and it is still as good as the day I bought it.
Decorations:
We don't buy decorations. The only decorations we have are hand-me-downs, and ones that were gifted to us. Decorations are a waste of money. People don't come over your house for the decorations. They come over for the free food, so take Christine's advice and learn to cook.
Some (not all) of our friends make fun of us, be we are debt free, and they are up to their eyeballs in debt. We don't care what people think about our frugal lifestyle, because it works for us. It has afforded us a level of financial flexibility to weather the storm during hard times, and spend money on nice things during good times.
Simplify your life, and you will have more time and money to enjoy the things in life that matter the most.
Thanks Christine! Keep up the good work.
Agree about pets. Have always had them - poodles, a Yorkie, but for sure they’re not cheap and they are NOT disposable! If you’re not absolutely willing to make a lifetime commitment to them, do NOT get one PLEASE!
Agree please don't throw away your pets. If you can't afford high vet bills please do not get one. My dog just had a $2000 cancer surgery. It was successful and he is worth it.
Pets are not children but they ARE a lifetime commitment
I follow the Dave Ramsey envelope system and keep two envelopes for pets - food and needs (vets, collars, leashes, toys, boarding, etc
) of I didn't budget for them, I couldn't have them. This works!
A good healthy rabbit is an affordable pet option. Average lifespan is about 12 years. They don't need rabies shots nor getting spayed/neutered. Vet visits are very minimal or pretty much not needed. Grooming needs are about the same as a cat. They can be litter trained like a cat and behave very much like cats. They are very social like dogs. They're also quiet. Food and litter are fairly cheap at a farmer's supply store. Treats can be bought along with your regular fresh produce. They LOVE bananas. Just make sure to pet proof your house since they have a tendency to chew "spicy vines" (electrical cords). Mine ruined a few charger chords and my vacuume cleaner cord, and my window fan cord...
@@lorelei9393 Pets ARE family!! Don’t get one if you are not willing to take care of them. And being a pet owner means you have to take care of them until the moment you might need to make that painful end of life decision. Pets ARE family and need to be treated as FAMILY.
I don’t understand how tipping in America got so out of control 😱
I did community college for my first two years of college and then transferred and saved $60,000, not including the money I saved by living at home those two years. My degree is from a respectable 4-year school the same as everyone who went there all four years. Just make sure you link up with both schools when planning your classes to make sure everything you take will transfer and apply to the 4-year program.
I volunteer at a food pantry that distributes once per week. We had 700 patrons today, during the 3-hour period.
Whatever is left, near the 'use by' date is distributed to the volunteers. I seldom go to the grocery store anymore. 😊
Wow. Nice perk!
Love the ‘Don’t go to Target’ tip. So, get this - I have a Target Red Card but I don’t go to Target hardly at all. Every eight to ten months or so they’ll send me a letter asking if I’ve lost my card and need help replacing it. So, personal challenge if you have a Red Card. Hold out from going SO LONG that you get a letter from Target checking if everything is okay. It’s like they’re doing a wellness check and every time I get one it goes on my fridge like a badge of honor. 😂🎖️🏆
Oh yes weve done a no spend month. Including food. It was awesome How God had people randomly asks us over for dinner, give us fresh strawberries, all kinds of blessings.❤
Use black eyeshadow around your eyes and put the letter "P" on an old T shirt. Free and easy black eyed peas costume.
Good luck to those out there buying houses right now! Seeing current sale prices in my neighborhood blows my mind compared to when I bought my house.
Totally agree my neighbors house is now for sale,two hundred thousand more than it's worth it,Crazi
@@hihi-nv4kf we live in an older neighborhood, smaller homes, larger lots. Homes probably cost 100K when the subdivision was built in the 80's. They are selling 200-300K now! Trust me, it's not because the home value went up, lol. It's supply and demand!
Yup! We just bought a house for 460k. My neighbors bought their homes 10 years ago for about 300k and their mortgage is about half of ours.
The way I see this video as just going back to the basics of life. I was raised in the 60’s-70’s from parents who left parts of Europe before the war. We had money but that didn’t influence the way we lived. Homemade everything from food to fixing broken items and DYI. life isn’t complicated! ❣️
Oh yes it is if you are a single mom and live in insanely expensive Canada 🇨🇦
@@Borderlinegoldenretriever I was a single woman and have always lived this way. It’s a matter of looking at food differently. I’m sorry I don’t know what the situation is in Canada. But good luck. Especially with the dog that I assume that’s in your name. ❣️
The single most thing that has saved us thousands is Utube! Learned and completed Changing car battery, replacing toilet handle, changing washer drain filter, replacing shower faucet stems and seats, changing our car engine and cabin filters, changing 3rd brake light/car door/interior bulbs, installing/setting up new washer dryer to avoid install costs by delivery drivers. and second is our home warranty! So many things have been fixed and replaced.. so worth having to save big bucks!
I learned how to change the flickering light in my refrigerator by watching TH-cam. Saved over one hundred dollars by not having a repairman out. The part was $30.00. Have no idea how much that would have been up charged.
@@elizabethlangheim7214 so kewl!
@@elizabethlangheim7214 so kewl!
@@LynnSJ Google and TH-cam have been “the best” about coming into the age of computers! This I know for sure!!
Same here! We always look on YTube first before we call someone to fix something.
I've been finding that decluttering (I call it purging) has made me naturally want to spend less. Physically seeing all the stuff I bought but don't need or want brings about physical reaction that makes me not want to bring more stuff in just to get it out later.
Walmart actually has cheaper cards and bags than dollar tree now. They have a lot for 0.98 which is cheaper than the $1.25 at DT!
There’s some cards that are 50 cents now too.
Dollar tree has a lot of cards that are $50 or 2 for 1.00
@@sheramelton3583yep I still prefer DT cards
Ollie’s has cards for 99 cents, some with fancy elements too
Trader Joe’s has adorable cards for $0.99!
We ditched all of our credit cards , and now we use only cash. That way, we control the amount of money we spend. First , pay your bills on time, second is food, and if there is a necessary medical treatment ( dentist), all the extra money is going to be set aside for a holiday. We love to travel 😊
And - NO, you really don't need new clothes every month!
Frugal Fit Mom, I used to do my Christmas Shopping after Christmas for the next Year. What I am saying is at the end of January and February when items were 85 to 90 % off sales. Then I would go home and wrap the items. I saved Thousands, REALLY. I have never gone and had my Nails or toes done, I even cut my own hair in addition to my Son's and husband's and anyone else who wanted one. I could count every cent I had. I ABSOLUTELY LOVE watching your videos. PLEASE keep them coming. OH YES I ABSOLUTELY LOVE COFFEE BUT I ALWAYS MAKE IT AT HOME AND BRING IT WITH ME. I do need to get a Cell Phone because that is one thing I need. God Bless you and keep you safe and HEALTHY. Joanne
I buy my Christmas cards after the holidays they are like a fraction of the price! Yes I still send them with pictures!
I do this for my kids it's harder when they get older though
@@serenitysmommy3810 I know now that mine are grown I have found that giving them money and just one small item it has worked out GREAT because who doesn't like GREEN. They can use it for what ever they need or want.
I bought rolls of wrapping paper after Christmas at Walmart last year for 9 cents each!
My husband and I were Sonny and Cher one year. He's much taller than I am so he was Cher. xo
LOL!
Giving Dorothy and Sophia vibes from Golden Girls.
I do a lot of these and have since I was in my 20’s. We do the credit card cashback and bought a snowblower (self propelled, heated handles) one year. It was free. We cashed in over $1,000 this past January. We buy everything we can with 1 card and pay it off every month. We fly one airline and joined their perks to get free tickets or upgrades (premium economy for extra leg room, 5’8” f and 5’11”m) for transatlantic flights (he’s from the UK). And of course those airplane tickets are bought with that one card to get cash back. You would be surprised how much you can earn for gas and groceries that you would have spent money on anyway but now you get cash back. Just got $45 by saving aluminum drink cans and taking them to a scrap metal business on the way to ALDI to shop.
Coming from someone who worked in enrollment for a non-profit university:
If your teen chooses to do AP courses, please, please, please look into the colleges/universities that they want to attend to ensure the AP course will be accepted. Some schools will not accept/ allow AP courses to transfer/ double dip into their program. It's easier if it is a general education course, but if it is a course like Anatomy or Music Theory, many schools will not accept the AP scores. The schools want their students to learn their pedagogy (method).
another option to save cash, have a clothes swap party. Invite some friends over and they each bring a bag of clothes they were going to donate and you all go through it. These are so fun. I have also done one with makeup and hair care, it was a hit!
We LOVE family movie nights in this house. My kids have only been to movie theater once and a drive in once. We are always doing it at home. We get in our pjs with snacks and dinner and we hang out and watch the movie of choice. I personally prefer this way for MANY reasons.
I stopped going to the movies. It's too expensive & when I watch at home, I can eat what I want & pause the movie for bathroom breaks. Plus I don't have to worry about loud annoying people talking during the movie. 😄
@@LaManteca76 agreed. It's nice to have it at home for those reasons. Plus if my kids get bored (which has happened) they are at home and are able to do whatever it is they want to do.
Jim and Pam from The Office. Dave and Rachel Ramsey. LOL
I would also suggest asking around if you are in the market to buy something.
As an example, we were selling a king-size mattress and when I went to post it on Facebook, my son responded and said mom! We want a king size mattress! Can we have it? 😂
I had no idea …. Obviously we were happy to give it to him and his wife. They had been saving to buy one.
Pass along sheets too...
I just wanted to thank you for mentioning that prepared foods are a lifesaver for disabled folks. No one really mentions this.
The dentist with ice cream coupons 😂😂😂
He's going for job security; keep the customers coming back by giving cavity-making gifts.
My husband can repair just about anything with a motor, because he was in the motor repair business for about 35 years. He is also an electrician and he is totally brilliant at fixing electrical items. My husband can also build wooden shelves and bookcases. Yes, I know I am seriously bragging on my husband. Our furnace is 30 years old, because he keeps it working.
We mostly shop once a month because we live on social security. We keep money back for milk, vegetables, and other small items.
My garbage pick up is a flat rate that gets added to my water bill. Doesn’t matter if I take out every week or go the entire month without putting out a bag, still gets charged.
I would like to add number 136… Switch to a bank that does not charge you every little thing. We have been dealing with the bank here in Canada for the last 20 years and they are very little fees. We get free checks we get free use of the debit card… It is great.❤
I'm 55 and I've never paid a bank any fees.
Simplii? Been with them since 2005 when they were the OG PC Financial!
Would love to know which bank you use! 🇨🇦😊
@@user-mk9ug8xu7p we use simply financial
You do need the Barkeeper's Friend though. That stuff is magic!
Yes it is.. cleaning lady here! Great stuff!
add dawn dish soap and rubbing alcohol too to the list
@@dianasimplifies dawn dish soap and rubbing alcohol as well : )
@@TraceyBergummixed!? thx🌸
Costco is no longer letting people without a membership use the Costco cash cards. You will need to either have your friend buy the things you want for you, and pay them back, or go in with them and hope the cashier lets them do two transactions (some warehouses are SUPER strict on this if the person isn't an Executive or Business member (who will always be allowed 2 transactions).
Oh no, I hope that’s not true at my Costco. I just used a Costco cash card for gas and it never asked me for a membership card.
@@LynsAlteredArts It's not at all stores yet, but I would prepare for it to come soon. I used to have my mom get me cash cards since her former-employee membership only gave her 2 cards to use for family, and her sister is disabled and can't go shopping often so my mom gave her the 2nd card. I'm in New England and they stopped accepting cash cards without a membership about 6 months ago. I've also heard some warehouses don't allow food court purchases without a membership anymore.
I can't really blame them, people have been sharing memberships more and more. If you rely on cash cards, just make sure they will still accept them without membership if you are making a trip out to Costco.
Yes, asking for ID on the costco card before entry to store.
My 14 yo is taking a math class at a local university paid for by my local school district. They will even pay for classes if he wants to take classes in the summer.
I did the same and graduated with College and High School degree and half way to a Masters at 17. You can do it❤
I've lived frugally for decades now and I still love watching these videos for tips. We recently redid the windows in the living room with blackout curtains (that don't look like them or have the weight they used to) and when that late afternoon sun comes in, I close them and it cools the room so fast. Two things to add: you can get inexpensive term life insurance if you are a member of a credit union and contact your electric company and see if they have budget/levelized billing where your electric bill is the same amount every month.
This is a great video! I do many of these things already…because I raised 4 children on practically no money and in that time, I lived by “The Tightwad Gazette” by Amy Dacyzyn….she was my saving grace during really hard times. I still recommend her books to anyone and everyone because we all need to be more cognizant of the way we use all of our resources!
Thank you so much Christine, for your inspiring words!! 🥰👏🏼👏🏼👏🏼✨
I agree about The Tightwad Gazette. I still look things up occasionally and still recommend it. It's a classic.
@@user-zl4rr1ic7w yes! So good to know someone already knows about these incredible publications AND agrees with me! 🥰🙌🏼
Breakfast muffins basic method from this book!! Great way to use up leftovers and so quick and cheap 😊
I recommend buying a USED copy, so you pay less for it. But even at full price, that book will save you a TON.
@@app103, of course!! Thrift Books is my go to for most of the books I want! Try there! 🥰
Started cutting hubby's hair last year when the guy we went to raised his prices. Best decision ever.
I cut my husband's hair (not much left and he keeps it in a military cut) and it saves so much money.
I cut both of my son's hair, daughter learned how to cut her own, I haven't had a hair cut in two years, too cheap. LOL Husband still gets his cut at the shop but that is close to being done too.
Our daughter went to community College and then transferred to the university. She says she got a better education at the community College. Also, hubby has always taken his lunch. He still goes out to lunch with his friends, but he brings his lunch from home and eats with them.
My daughter did that too and saved so much in tuition. And when I cook dinner it's always with extra for lunch the next day. Packed lunches save a lot of $$$.
40 college credits?! Good for him!! I had 9 after taking 3 AP classes in high school and thought I was killing it 🤣. How did he do this?!
Some schools are now collegiate so the students will have an associate degree when they graduate. Some schools let students take two college classes a semester starting their junior year. Also, some universities give college credit for ACT scores.
Always check with your school district for these options. Some states do a better job than others. Florida has great programs for HS kids to earn college credits.
Modern States is an organization that offers online resource material for CLEP prep and free vouchers (up to 8) for the CLEP test. Only up-front cost is the testing center fees, but they'll reimburse those, as well.
Great tips. I do a lot of this stuff already. Chick-fil-a gives you something for your birthday as well. They currently have a game on their app where you can get free food, too. As far as the Halloween costume, don’t celebrate it, like me, and you can save money. 😊
For cleaning in my house we use, vinegar, alcohol, dish soap, disinfecting spray. That's it that's all we use for cleaning
I use Borax for many cleaning tasks.
I'm a cleaning lady and you can use dish soap and a magic eraser (generic is fine) to clean anything. You don't have to actually disinfect surfaces. It takes longer than you think for disinfecting cleaners to work and it's actually not that safe to kill off all the germs. ❤
I use comet, vinegar, magic erasers, dawn and Murphy oil soap for wood. Currently using up rest of simple green and tub spray cleaners.
@@dianasimplifieswhat do you use for stainless steel?
@@NLY1WAY4U I have a stainless steel sink and it doesn't get that dirty so Dawn and magic sponge or just a cloth works for me. I use it at my clients as well.
I love the Fred & Wilma Flinstone costumes!
The "add to cart" button is fun, but you're absolutely correct about leaving it in your cart for a while. That impulse spending just goes away!
yes ! I can be impulsive and find this helpful
No Halloween !!!!
We love cold coffee, so we brew coffee and store in mason jars in the fridge. Also, just did a freezer inventory. OMG! A full notebook page of just meat. Love your videos and your energy Christine! BTW, we are debt free!
I'm glad you made this video, I can recall when I was homeless and faced with many things in Life until $75,000 biweekly began rolling in and my Life went from A homeless nobody to a different person with good things to offer!!!!!❤️
I'm inspired.
Please spill some sugar about the biweekly returns, I would be really glad
All thanks to Christina Ann Tucker
She's helped countless individuals transform their financial situations.
Absolutely! I've heard stories of people who started with little to no knowledge but made it out victoriously thanks to Christina Ann Tucker.
I do know Christina A.Tucker, I also have even become successful....
Love your tips. I was born August 1970. Most of these I have lived all of my life. My paternal grandparents provided most of our produce. My dad would hunt or fish for our meat, sometimes illegally. My husband and I married as teenagers and struggled on a tight budget. About 2007, we began to raise our own beef and got our first set of laying hens. Sadly, we no longer raise beef for a few reasons, but we have chickens, ducks, and goats. 😊
Do not brag about breaking the law…it’s not cute
Black out curtains also help on cold winters nights.
Halloween costume suggestion: 2 halves of a tree: You are the spring side, decked out in cherry blossoms, and he is the fall side, with all the colorful leaves.
In the Northeast and much of Canada, Flashfood is available in supermarkets, which allows you to reserve items that is either overstock or slightly damaged packaging for half price,
The tip I use is leaving stuff in the online cart - and I'm not talking about the late-night impulse buy. This is about items that I'll wait until there's a large enough order to get free shipping or waiting until an item goes on sale.
Girl, my home is full of boxes from cleaning out my Grandmas home. (She just passed.) I didn't have time to go through every thing. So I have boxes and boxes of documents, pictures and antiques. I absolutely hate clutter, so I have my work cut out for me. It will get done in time.
I did a no spend week for 2 weeks,except for necessities, no wants, and saved $500. It was hard but the reward was worth it. We groom our own dogs especially since we were told by PetSmart not to bring one of our Yorkies back as he fought them and they couldn’t finish him. Sorry but my pets are my lifesavers and I will never be without them
Oh my friend I would not suggest to people getting an electric car. I've watched videos and heard too many people complaining that is jacked up their electric bill and or left them stranded. Not a frugal tip!
Not to mention the cost to buy a new battery. I've heard it's thousands! No thanks
And there are too many fires.
Had a 2009 prius the replacement battery cost was 7000 was advised to not go after market they don't last long
The first person I know who purchased an electric car just had his garage burn down a couple of months ago while charging it.
@@valeriedouglas4400 😳😳😳
Our five daughters will graduate our homeschool with a college degree and an associates degree at 17 years old.
Actively working to decrease my screen time. And use that time to do some DIY items on my list.
Halloween - The Swedish chef from the muppets And the chicken 😊 Bork Bork Bork 😂
I’m on number 85ish so I’m not sure if this coming up be declutter and sell all the crap you bought that you don’t use on EBay.
I’ve been slowing selling off my Hallmark collection and it feels amazing to have that cash to pay bills instead of 9 tubs of ornaments I don’t use
My daughter is wondering how many times I'm gonna glue the soles of my shoes back together before she drags me to the store to get a new pair...
Google cobblers in your area.
Bam bam and Pebbles. 😅 I have no idea where that came from. Ha ha ha! I love your videos. One time you mention cabbage as a meat stretcher. I'd love to see you make recipes using cabbage. If you've already made one, please share the link. Thanks Christine! 😊
I have seen all of NCIS more then once. I will make time
I cut up microfiber cloths and use those instead of paper towels... most of the time. We put a rubber type of basket under the kitchen sink to store them in. Just throw them in the wash, dry them and throw them in the basket. No folding. Works great for me.
Joker and Harley. Beetlejuice and the wife. Bonnie and Clyde. Great vid.rhnx!
Flo from Progressive and your husband can be Mayhem from Allstate!
This gave me hope!!! Thank you Christine!
Below the Median has a great lentil burger recipe. I make 18 at a time. Add fresh avocado, lettuce, tomato.
Went to Costco yesterday with my shop card and apparently they changed (and/or now enforcing) the policy of needing an actual membership to even shop. I quote the manager “they were t even supposed to let you in with just a shop card”
Trying to save yall the hassle!
my youngest took college courses in high school and he goes to our local community college where he had already accumulated credits from the courses he took in high school..
Smart boy!!!! ❤
So many great ideas here!
I just found out this week that our electric company charges double for peak hours; for us this is 2 pm - 7 pm. Family in another state have off peak hours during this time and peak hours from 7 pm to midnight, so it’s not the same everywhere.
It's 3-7 in Michigan. It's most expensive in summer; winter is a little more reasonable. Anyone who comes home at that time knows to use the solar-powered lights and the backup battery chargers.
It's 4 pm to 9 pm in California.
My sister and BIL do a lot of couples costumes. Last year was poop and a fly. Hand made of course. And coincidently I made a frog costume so we all matched.
Halloween...Australian break dancer and French pole vaulter lol
💀
Please please please !!!!!!!!
This is gold
Your hair looks fantastic in this video! Love the color!
It helps to color your own hair instead of doing it in a salon,
I’ve been reading electric cars are depreciating so fast, they’re an awful buy. 40-50% depreciation in a year.
No spend weekends & weeks are my go tos! 🎉 FYI my library gives members 6 free music downloads per week! 😮 YES ! Check your local library!! ❤ I also take the bus 2 days out of my work week 😍
I've also been forcing myself to work through my pantry of foods. It's made me get more creative and it feels good to see the shelves get lighter. Same with beauty products or whatever else. And finding my favorites and just sticking with them and not trying new stuff.
Here’s a thought.
Get a few of those 4 X 6 inch plug in LED light panels, set them up on elevated counters/shelves/etc., on the walls opposite these light panels put up a white sheet or a more reflective mylar sheet (a 100 X 4 foot roll of the stuff is less than $50). Another thing is going from chronographs (wall clocks with actual hands) to large display LED digital clocks. I know it isn’t much but these two tips will save you a few pennies on your electric bill each month.
The thing about the clocks is that it takes a lot more electricity to turn the gears in a chronograph than it does to turn on a light in an LED digital clock.
I know it’s old but Gomez and Morticia Addams from The Addams Family.
I opened a separate bank account just for Christmas and gift funds a couple years ago and set aside $50/mo Jan-Aug & $100/mo Sept - Dec. It adds up to about $800/year. Let me tell you, this has taken some HUGE stress off around Christmas - no credit card usage, no worrying about digging into savings. Just using what’s in the “Christmas /gift fund” and when its gone, it’s. Last year I had about $150 left that has rolled into this years funds.
Great ideas, I do most of these things. As for Amazon I usually take a screenshot of the item I’m thinking about buying, so when I look at the photo later I’ve usually decided I don’t need the item. And I also comparison shop online between Walmart and Amazon.
How about the Blues brothers? for a couple's costume?
We homeschool, so CLEP is awesome (credits before college) AND they have jobs and a savings account where they will be paying for their own college. Room/board free if they stay at home and go to college. I have 4 kids graduated, two have put themselves through school. No debt. It's important to teach them early how to save/spend. Your channel is AWESOME!!!
I did a Halloween food theme at work one year. I bought some inexpensive aprons in bulk. Printed pictures of various "foods" and we had a food theme pictures taped to the aprons. Started with recycled pizza and pb&J costumes. We added a Pizza Delivery guy to pair with the pizza, a loaf of Wonder bread to add to the PB&J. We added M&Ms plain and peanut, Oreos and Got Milk, A pickle with "I'm kinda a big dill" on a green apron, ketchup and mustard on red and yellow aprons, a Ramen apron, etc. only cost were the cheap restaurant aprons and the copier print outs (in color).
Something else I noticed was swimming lessons for my son and the INSANE price decrease going through the city that I live in instead of the private pools
We bought a plug in hybrid suv ( Mitsubishi Higlander) and absolutely love it. We have gone 4 thousand Km on a tank of gas because most of our trips are under 60 Km which is the distance our battery charge lasts. Our electricity bill has only gone up around 20%.
I LOVE your content! As a mom of 3 TRYING to be smarter with money, I love when you upload. My daughter is doing her second year of college at our community college. She really wanted to come home after Freshman year AND our community college is FREE! Yes FREE to anyone who doesnt already have a degree🙌🏼 They also give you a stipend for books❤
My husband and I have a reseliing business and when we get an order for out fine china, we use plastic bags from the grocery store to line the boxes when shipping and it has saved us so much money on packing material.
I always buy what I can on clearance. I just bought 2 10lb rolls of 80/20 hamburger on clearance for $22.18. That is super cheap
Maybe not an adult costume idea, but when my kids were growing up I copied an idea from a mom of my sister's friend. She made her daughter a "candy machine" out of a cardboard box, silver paint, some markers and wrappers. At first my sons took turns, then one year they both wanted to be the candy machine, so I made a soda machine to go with it. Only had to make a couple of them over the years, as they always saved them and continued to play with them. I think over all the years, I may have bought 3 or 4 cans of spray paint and that was it. They never asked for a different costume. They loved it. People always thought they were cute and played on the candy theme and often gave them extra, lol.
My biggest savings was buying black out drapes for my south facing sliders. I swear the temperature this summer dropped 10 degrees in my living room.
I KNOW THE COSTUME!! You and Dave need to be the Pepper Boys from the SNL skit. “The people they love the pepper!” This will be PERFECTION!
School: I got a story. So i used fasfa to pay for 3 associates in a junior college. After I enlisted, now I have the gi bill. I currently work at starbucks. They are paying for my undergraduate degree and I plan on using the gi bill for my uppergrad. I feel lucky to have opportunity to me. But there are ways to get scholarships and all that jazz to help.
Brilliant. I used gi bill for under grad. Still worth it
Halloween idea Emperor New Groove Kronk and Yzma. Pull the lever, Kronk!! 😂
YESSSSSS, I LOVE THIS ONE
Most of my family, especially grandma and my aunts have told me they have Christmas stuff I can have. Ask family, they probably have holiday decorations they no longer use and is just taking up space.
My son and I went as Mario and Luigi ... only had to have bib overalls for both of us. I made our hats from a red sweatshirt and a green sweatshirt ... Make two big circles from the sweatshirt material using a 5 gallon bucket lid. Use a smaller lid in the middle of one of the circles and cut out the smaller circle. Put the "right" sides of the big circles together. Hot glue the two big circles together and turn it right side out. I used the leftover sweatshirt to cut a bill for the hats, and I put a styrofoam plate between layers to give it some stability. Hot glue to the hat. I was luigi with a green long sleeve shirt. My son was Mario with a red long sleeve shirt. My other son was the mushroom -- made him a big hat with large red polka dots. My daughter would not wear the dress to be princess peach, and that was a bitter disappointment, but our costumes were enjoyed by everybody.
Buying in on a steer is not cheaper than a grocery store. Not at all. My husband did that and we ended up paying $8.70 a pound. Most of it was ground beef. I found some good quality ground beef for $2.30 a pound. Yes, buying a side of beef will likely be better healthier option, but it’s not cheaper.
I wondered about that. Where I live the price to buy a lb is outrageous. I buy organic and grass fed at Aldi or Sams and never pay that much!!!
I know everything youve suggested over the years and its helped my husband and me so much with being a young family. I got say I love that you keep preaching same things because I still need kick in butt an good old reminder. When we get confortable I stop being so critical with my choices and it messes us up pantry wise or financially for next month and we play catchup.