My Fiancée Won't Stick To A Budget!

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  • เผยแพร่เมื่อ 15 พ.ค. 2022
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ความคิดเห็น • 123

  • @shavonhart4able
    @shavonhart4able 2 ปีที่แล้ว +80

    I guess Dave didn't hear him say "my fiancé and I" because I was just waiting for him to say "Weee don't have a combined income unless Weee are married" 😂

    • @youngjedi5599
      @youngjedi5599 2 ปีที่แล้ว +1

      Me too. I guess he realize ppl are just different now

  • @SeanBaker
    @SeanBaker 2 ปีที่แล้ว +101

    The caller tried to leave out the student debt like it wasn't there.😂

    • @rnt45t1
      @rnt45t1 2 ปีที่แล้ว +4

      It isn't for most Americans, and now Brandon wants to just forgive it!

    • @donjohnson1416
      @donjohnson1416 2 ปีที่แล้ว

      Almost every caller tries to leave something out and Dave usually busts them

    • @joselostx
      @joselostx 2 ปีที่แล้ว

      @@rnt45t1 Brandon ? Trumper much ?

  • @love4stamps
    @love4stamps 2 ปีที่แล้ว +52

    Hold of on the wedding until yall agree on a budget 😬😬😬

  • @eckankar7756
    @eckankar7756 2 ปีที่แล้ว +121

    Marriage doesn't make anything easier, if you can't fix this basic financial necessity prior to marriage put the wedding off, one of you is not ready to be an adult.

    • @rnt45t1
      @rnt45t1 2 ปีที่แล้ว +4

      Yep, this woman will ruin this man unless he mans up and controls her. She will respect him or leave him broke!

    • @diahill1945
      @diahill1945 2 ปีที่แล้ว +3

      @@rnt45t1 Control Her ?

    • @ruthirwin8222
      @ruthirwin8222 6 หลายเดือนก่อน

      ​@@rnt45t1 she has to have some order in finances to get put of debt but he cant make her, ramse aften talks about dreaming together about what the future they want looks like, thats not control

  • @westbccoast
    @westbccoast 2 ปีที่แล้ว +17

    I like that, "Nerds need free spirits in their life so they have a life", very true.

  • @markg999
    @markg999 2 ปีที่แล้ว +65

    "She is at Target right now" haha that was pretty funny. Money matters and religion are two areas you really want to be lined up on before getting married.

    • @charlesg7926
      @charlesg7926 2 ปีที่แล้ว +2

      Leave her if she won’t go to Dave Ramsey’s class, for real. Idc how cute she is. If you’re not married and they’re wanting to keep blowing all your money then you gotta get out of there

    • @rnt45t1
      @rnt45t1 2 ปีที่แล้ว

      This guy sounds like a total simp. "Well what about Target..." SIMP! MAN UP AND CONTROL YOUR WOMAN! She will respect you more in the long run. If she doesn't, leave. She will leave you broke.

  • @9liveslisa
    @9liveslisa 2 ปีที่แล้ว +16

    Don't get married if you can't get on the same page financially.

  • @David-wo9un
    @David-wo9un 2 ปีที่แล้ว +20

    Money problems are a huge red flag in a relationship; why would you comment to a legal contract knowing of the problem going in? Someone like this has only themselves to blame if they get burned.

  • @Allergic2broke
    @Allergic2broke 2 ปีที่แล้ว +28

    Getting married and can’t do a budget. Recipe for disaster

    • @liberalmadness7248
      @liberalmadness7248 2 ปีที่แล้ว

      Men in the western world getting married period is a recipe for disaster!

  • @thesmartbudgetchannel2940
    @thesmartbudgetchannel2940 2 ปีที่แล้ว +21

    That woman doesn't respect you. Do not marry that woman. You're going to regret it for the rest of your life.

  • @tcgtpl
    @tcgtpl 2 ปีที่แล้ว +29

    That title should read 'ex-fiancee.'

  • @littleripper312
    @littleripper312 2 ปีที่แล้ว +32

    Instead of marrying the hottest person you can find, marry someone who matches with your goals and values who is good looking enough.

    • @charlesg7926
      @charlesg7926 2 ปีที่แล้ว +3

      Best advice ever. Marry somebody equally in your league physically, who’s a great catch intellectually and financially. That’s what I did. Me and my wife both look equally good. And it’s working!

  • @vincentzincone8012
    @vincentzincone8012 2 ปีที่แล้ว +4

    That's a red flag! They're not financially compatible.

  • @adamseidel9780
    @adamseidel9780 2 ปีที่แล้ว +9

    Lol at the clickbaity title blaming the fiancé when the caller says it’s both of them confused on what to do and not knowing where the money is going.

    • @donjohnson1416
      @donjohnson1416 2 ปีที่แล้ว

      Yer on youtube and mad about "clickbaity" titles? Hmmmmm that seems like a you problem. The whole point of titles is to get CLICKS.

    • @adamseidel9780
      @adamseidel9780 2 ปีที่แล้ว

      @@donjohnson1416 just getting a kick out of the game, yo

  • @donwald3436
    @donwald3436 2 ปีที่แล้ว +12

    Easy fix: dump.

  • @harlanwilkinson3142
    @harlanwilkinson3142 2 ปีที่แล้ว +37

    If we dumped every woman who had a red flag, we'd all be single for forever.

    • @greg15911
      @greg15911 2 ปีที่แล้ว

      🏆

    • @anaa03899
      @anaa03899 2 ปีที่แล้ว +1

      😂😂😂😂😂 yes don't be picky

    • @stuartclubb4302
      @stuartclubb4302 2 ปีที่แล้ว +2

      "your terms are acceptable"...

    • @djpuplex
      @djpuplex 2 ปีที่แล้ว +8

      These women have more red flags than a Beijing parade.

    • @unfairsanic5089
      @unfairsanic5089 2 ปีที่แล้ว

      @Tankkizzle men probably driving lambos and porches by now if that happens

  • @BigPhil2024
    @BigPhil2024 2 ปีที่แล้ว +11

    Dave Ramsay chatting up the ladies at the bar like “what’s your income?”

  • @TheForexApostle
    @TheForexApostle 2 ปีที่แล้ว +5

    They must resolve this issue before getting married, or they will be doomed.

  • @random-nz7dy
    @random-nz7dy 2 ปีที่แล้ว +7

    I think Dave got into the other details of the call and forgot that he had said they were engaged.
    They definitely need to figure this out before they get married or they are doomed.

  • @jcdesigns919
    @jcdesigns919 2 ปีที่แล้ว +10

    I think the fiancé need a why getting out of debt is so important...he should ask what is her issues with a budget...just my opinion

  • @ACDC4LIFE
    @ACDC4LIFE 2 ปีที่แล้ว +12

    🏃…..Run 🏃🏼‍♀️..

  • @fhuber7507
    @fhuber7507 2 ปีที่แล้ว +15

    Deal breaker. Bye Felicia.

  • @kaylaa2466
    @kaylaa2466 2 ปีที่แล้ว +3

    If she can’t stop spending, she may need to see a professional. More often than not, spending is the symptom, not the problem.

  • @elizabethpieters7798
    @elizabethpieters7798 2 ปีที่แล้ว +21

    Dont get married unless you want to be in debt for the rest of your life.

    • @therandysmith697
      @therandysmith697 2 ปีที่แล้ว +4

      I can’t speak for this guy. But when you find your soulmate getting married is the only option.

    • @JAP1994
      @JAP1994 2 ปีที่แล้ว +1

      I am in debt to my wife and I will never be able to pay her. Marriage only works if it's the right person.

  • @erbjp
    @erbjp 2 ปีที่แล้ว +10

    You guys are shacking up. That was your first mistake.

  • @actuallyterry
    @actuallyterry ปีที่แล้ว +1

    Social media has contributed in a major way to people thinking : It's cute that I'm always shopping at Target or that I spend so much money on homeware etc.

    • @rudymmirelez6289
      @rudymmirelez6289 ปีที่แล้ว

      So true. Apparently budgeting, being debt free, living within your means is boring and not going to get you likes on social media. How dumb is that

  • @yamamancha
    @yamamancha 2 ปีที่แล้ว +10

    "Free spirit" has got to be the biggest red flag.

    • @lynnebucher6537
      @lynnebucher6537 2 ปีที่แล้ว +1

      Agreed. It's their excuse for behaving badly.

  • @klenchr3621
    @klenchr3621 2 ปีที่แล้ว +2

    Oh man....I understand why to use the contract language but can you imagine taking a spouse to task because of the contract. Yikes. What you need is a committment to a higher purpose such as saving for a house.

  • @Lourd-Bab
    @Lourd-Bab 9 วันที่ผ่านมา +105

    Amazing video, A friend of mine referred me to a financial adviser sometime ago and we got to talking about investment and money. I started investing with $150k and in the first 2 months, my portfolio was reading $274,800. Crazy right!, I decided to reinvest my profit and get more interesting. For over a year we have been working together making consistent profit just bought my second home 2 weeks ago and care for my family.

    • @lennoxmutterick6434
      @lennoxmutterick6434 9 วันที่ผ่านมา

      Hi. I’ve been forced to find additional sources of income as I got retrenched. I barely have time to continue trading and watch my investments since I had my second child. Do you think I should take a break for a while from the market and focus on other things or return whenever I have free time or is it a continuous process? Thanks

    • @Lourd-Bab
      @Lourd-Bab 9 วันที่ผ่านมา

      @@lennoxmutterick6434 However, if you do not have access to a professional like Clementina Abate Russo, quitting your job to focus on trading may not be the best approach. It is important to consider all options and seek guidance from reliable sources before making any major decisions. Consulting with an AI or using automated trading systems can also be helpful in managing investments while balancing other commitments.

    • @lennoxmutterick6434
      @lennoxmutterick6434 9 วันที่ผ่านมา

      @@Lourd-Bab Oh please I’d love that. Thanks!

    • @Lourd-Bab
      @Lourd-Bab 9 วันที่ผ่านมา

      @@lennoxmutterick6434 Clementina Abate Russo is her name

    • @Lourd-Bab
      @Lourd-Bab 9 วันที่ผ่านมา

      Lookup with her name on the webpage.

  • @alinatamashevich3354
    @alinatamashevich3354 2 ปีที่แล้ว +1

    Why would you enter into a contract with someone who will be paid to break it?

  • @ashcastro4841
    @ashcastro4841 10 หลายเดือนก่อน

    I feel attacked for the Target comment 😂

  • @fauxbro1983
    @fauxbro1983 2 ปีที่แล้ว +40

    Men out here...you need to vet a woman for at least 18 months before marrying them. If they aren't on your plan before marriage then she's gonna drive you insane during marriage.

    • @littleripper312
      @littleripper312 2 ปีที่แล้ว

      Women out here, you need to vet a man for at least 18 months before marrying them. You don't want to accidently marry an woman-hating incel like the above commenter.

    • @mathisnotforthefaintofheart
      @mathisnotforthefaintofheart 2 ปีที่แล้ว

      Excellent answer!!!

    • @KS-cl8br
      @KS-cl8br 2 ปีที่แล้ว

      THEIR PLAN

    • @jennamartell3910
      @jennamartell3910 2 ปีที่แล้ว +9

      Works both ways🙄

    • @montymython754
      @montymython754 2 ปีที่แล้ว +5

      The timeline doesn’t matter. You just need to be intentional, ask all the questions up front, and be prepared to walk away when you see red flags.

  • @nicholeknight1893
    @nicholeknight1893 2 ปีที่แล้ว +1

    These people never listen to the show before calling 🤦🏽‍♀️

  • @bettye444
    @bettye444 2 ปีที่แล้ว +2

    Big Red Flag here.

  • @Rob10288
    @Rob10288 2 ปีที่แล้ว +4

    Bounce dude!

  • @jasminedavid2756
    @jasminedavid2756 2 ปีที่แล้ว +2

    Ahhhhhhh 😆 This is the story of my life. I'm definintly the nerd 🤓

  • @ppenberthy
    @ppenberthy 2 ปีที่แล้ว

    This is so true, free spirit vs. nerd.

  • @Gus_Chiggins
    @Gus_Chiggins 2 ปีที่แล้ว +3

    Run!!! 😂

  • @dipsuny
    @dipsuny 2 ปีที่แล้ว +7

    Ramsey listener: “am a Christian who does not believe in The Bible or Christianity”..what part of marriage do they never get?

    • @eckankar7756
      @eckankar7756 2 ปีที่แล้ว +1

      Marriage has been a part of many religions, even before christianity. Jesus didn't invent it, stupid.

    • @Excalibur2
      @Excalibur2 2 ปีที่แล้ว

      So, the average christian? Joking, but many say they're Christian and just do their own thing.

  • @davidsmith7587
    @davidsmith7587 2 ปีที่แล้ว +3

    Sacrifice is what you need to do..most people don't want to do that..its temporary

  • @FinanceMind
    @FinanceMind 2 ปีที่แล้ว +3

    Thats really tough if you’re not on the same page regarding financial goals as your spouse. I would make sure to have an honest and open conversation about finances before entering in a commitment. So many marriages fail because of finances unfortunately

  • @joeriveracomedy
    @joeriveracomedy 2 ปีที่แล้ว

    Dave is Alan King on Cat's eye

  • @NurseMoneyGrowWealth
    @NurseMoneyGrowWealth 2 ปีที่แล้ว +1

    EveryDollar plus 💰 💰 💰 is the best!

  • @joeplem5329
    @joeplem5329 2 ปีที่แล้ว +5

    Alpha seed, beta need.....it's pretty clear which category she has put you in...smh

  • @benfrankog6111
    @benfrankog6111 2 ปีที่แล้ว +6

    If I'm paying 70% of the bills and my wife is paying 30%, should both our votes be equally weighted?

    • @labtumcm
      @labtumcm 2 ปีที่แล้ว +8

      Yes, because you are married. You are one team. Both of you are up to date and both are a part of making the decisions.

    • @amateurbutjudgmentalfinanc5197
      @amateurbutjudgmentalfinanc5197 2 ปีที่แล้ว +4

      Things that matter more (in my opinion):
      -Do you each spend the same number of hours working?
      -Do you each spend the same number of hours doing household chores?
      -Do you each have the same budget for discretionary non-essential spending?
      If you both are working just as hard and neither of you are spending more than the other on non-essentials, then it shouldn't matter how much your actual incomes are and/or how much of the essentials you each pay for.
      If you are working harder and are frugal and she works less and likes to spend money left and right, then yes I can understand your frusteration.
      Either way, you both should not have gotten married when you did. This should have been a conversation prior to the marriage. Good luck.

    • @Yugiboii
      @Yugiboii 2 ปีที่แล้ว +1

      @@labtumcm now what if I pay 30% and my wife pays 70%, is it still equally weighted?

  • @peeudo
    @peeudo 2 ปีที่แล้ว +2

    You mean ex-fiancée don’t you?

  • @edwardwinkler7257
    @edwardwinkler7257 2 ปีที่แล้ว +6

    Sometimes having the “free spirit” be the one in charge of all of the spending on necessities helps. When we see the money leave accounts to pay all the bills, everything more than a need feels like a a bad decision. The “nerd” gets the responsibility to pay off debt and invest, because they find reward in the game. This works when you have the end goal of comfortable retirement.

    • @charlesg7926
      @charlesg7926 2 ปีที่แล้ว +2

      Would only work if the “free spirit” is willing to commit to a budget. This chick won’t!

  • @fsmoura
    @fsmoura 2 ปีที่แล้ว +8

    You gotta make her understand who wears the pants in this relationship, pal . . . Bam! Zoom! Straight to the Moon!

  • @loriemckinstry5652
    @loriemckinstry5652 2 ปีที่แล้ว

    Better change her title to ex fiancee

  • @michaelristow2775
    @michaelristow2775 2 ปีที่แล้ว

    eckankar is spot-on. Look at all likes. There's a reason for that.

  • @ThePooppantsman
    @ThePooppantsman 2 ปีที่แล้ว +7

    Dont get married. The best debt I was able to remove was to have an ex wife. Marriage isn't worth it anymore.

  • @lynnebucher6537
    @lynnebucher6537 2 ปีที่แล้ว

    Sell the fiancee.

  • @BridgesDontFly
    @BridgesDontFly 2 ปีที่แล้ว +6

    Marriage is to much of a financial risk for men.

    • @teeduck
      @teeduck 2 ปีที่แล้ว +3

      My wife makes more than me.

    • @MathiasJarlson
      @MathiasJarlson 2 ปีที่แล้ว

      Male version of a feminist

    • @genxx2724
      @genxx2724 2 ปีที่แล้ว

      @@teeduck 🤮

  • @djpuplex
    @djpuplex 2 ปีที่แล้ว +18

    Telling a woman about a budget is like telling a chimp about nuclear fission 🙈

    • @janelleg597
      @janelleg597 2 ปีที่แล้ว

      Pathetic

    • @glowiever
      @glowiever 2 ปีที่แล้ว +1

      top kekk

    • @FaintAura
      @FaintAura 2 ปีที่แล้ว +2

      based

    • @DoctorSmartyPants
      @DoctorSmartyPants 2 ปีที่แล้ว

      Roddy, what is nuclear fission? If you have to google it, never mind.

    • @catherine4908
      @catherine4908 2 ปีที่แล้ว

      Yikes

  • @barbieblue3336
    @barbieblue3336 2 ปีที่แล้ว

    Have any of you been happy with DR Smartvestor pros? On the first try?
    How do I learn about funds like
    UMBMX, AMBEX, AMBFX, HYMAX?