Consumer Proposals: What's the Catch?

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  • เผยแพร่เมื่อ 16 ม.ค. 2025

ความคิดเห็น • 15

  • @mrs.p-inesb.y.4578
    @mrs.p-inesb.y.4578 6 ปีที่แล้ว +2

    Thanks for this very informative video !

  • @cni84
    @cni84 4 ปีที่แล้ว +10

    I filled a consumer proposal in 2017 and finished paying it off in 2019. Now living in Ontario GTA I have a good job and about 35k down payment I still can get a house. 🤔

  • @ralphschroth9736
    @ralphschroth9736 4 ปีที่แล้ว +4

    Well presented. Find someone that works for you, not the creditors. Great decisions are made based on great information.

    • @JewelBlueIbanez
      @JewelBlueIbanez 2 ปีที่แล้ว

      Licensed insolvency trustees are officers of the court and work for everyone. It’s a fine balancing act. They’re government-regulated and have laws that govern them. That’s the difference.

  • @waseemkhan-pw5gm
    @waseemkhan-pw5gm 5 ปีที่แล้ว +2

    How do you guys get paid???a creditor or a person who is filing consumer proposal....what percent do you get from the amount....please explain it briefly...thanks

  • @destinyh1141
    @destinyh1141 3 ปีที่แล้ว +1

    Does filing a consumer proposal alleviate student debt in Canada (Ontario) over 7 years old? Asking for a friend. Thank you

    • @hoyesmichalos
      @hoyesmichalos  3 ปีที่แล้ว +1

      @Destiny H Short answer, yes. Here is some details: th-cam.com/video/l1d6ppS7oaM/w-d-xo.html
      Or for more information visit us at: www.hoyes.com/

  • @stephanie-sophia
    @stephanie-sophia 6 ปีที่แล้ว +1

    very helpful info

  • @Demon1800e
    @Demon1800e ปีที่แล้ว +2

    Cerb is doing this to people.

  • @voidcheque7019
    @voidcheque7019 5 ปีที่แล้ว +1

    I’m looking to contact someone who deals with consumer proposals and/or bankruptcy, I’m 23 and live near Dartmouth Nova Scotia. Are you guys near here? I would like to come in and discuss my options. Thanks

  • @gerardduarte2075
    @gerardduarte2075 5 ปีที่แล้ว +2

    I love your videos.....any new content coming??

    • @hoyesmichalos
      @hoyesmichalos  5 ปีที่แล้ว

      Thank you Gerard and yes, lots more to come!

  • @Demon1800e
    @Demon1800e ปีที่แล้ว +1

    Why not claim bankruptcy? U get the same credit rating.

    • @hoyesmichalos
      @hoyesmichalos  ปีที่แล้ว

      The credit rating is different and the amount of time it remains on your credit report is shorter as well. You can learn more if you're interested here: th-cam.com/play/PL0CF59F490462C82A.html
      Thanks for watching.