How to analyze and value Banking Stocks ? Stock Market Fundamental Analysis in Hindi
ฝัง
- เผยแพร่เมื่อ 3 เม.ย. 2020
- Banking stocks are difficult to analyze. In this video, we will learn fundamental analysis and valuation of banking & finance stocks and this video will help you choose the right banking stock to invest on your own. Banking Sector analysis involves various unique parameters that are taught in the stock market tutorial video in Hindi.
This video will help you understand & invest in the stock market in India through in-depth knowledge of fundamental analysis
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Jitna aapne is video me btaya, itna Bata k log title dete hain video ka like end to end bank stock analysis, complete knowledge of banking stock etc. And they show in their video that isse zada koi kya sikhaega, they pretend k unhone pta ni kya hi smjha dia. And you said in the end that ye abi b Pura nahi Hai. Investment is not that easy.. Abi aur b bht kuch baki Hai... It's really motivating. Really appreciate your hard work and honesty. And especially you do not over value or try to attract viewers by giving misleading catchy titles and thumbnails.. Do not ever leave this attitude, way to go!!
Thankyou so much for the appreciation, really honored!!
Yes exactly! And I'm following each and every video
Yes, people will advertise their 99 rupees workshop by telling only these information and they will say "know the right way to invest", "Be master in investing" and etc.🤣
Ticker is a very helpful platform for stock analysis. Hope will have the mobile app soon. 🙂
Hope so ❤
Thankyou so much!
@@pranjalkamra Sir, if you create an app then add virtual stock marketing too.. in it....
Should I compare standalone or consolidated
@@m.sadikshaikh7687 consolidated
This is beyond normal TH-cam video purpose... explaining everything with such an ease and clear concept...if i can't learn here will not be able to learn it anywhere..thank you so much sir.🙏
One of the best things I have been learning during lockdown. Thank you Pranjal ji.
I totally agree
Pravin Fargose thank u soo much 🙏🏼
1 NIM
2 ROA ( LOAN IS ASSET & DEPOSIT IS LIABILITIES) 2 % IS STANDARD RATE
3 INVESTER PRESENTATION
4 NON INTREST INCOME EX : CREDIT CARD FEE , OTHER COMMISSION & CHARGES
Honestly, I had to watch this video for a college report to duplicate what you said in the video as my matter but I ended up understanding everything that you said and wrote everything in the way I understood it.... Came for information and left with knowledge .... THANK YOU SOO MUCH
Sir how much should be net npa ratio ?
Thank you Pranjal for giving this detailed knowledge in simple words 👍🏼
You have been a great mentor.
Being a science student I could barely understand stocks.
WISH YOU WERE THERE WHEN I WAS DOING MY MBA FINANCE BACK IN 2015😂 BUT MUST SAY I AM YOUR FAN NOW...U R SUCH A GREAT TEACHER.
What u doing now
@@satvirbal6325Working In Exports
I was zero in share market but after watching ur videos I m getting much knowledge about share market . Thank u pranjal sir 👏
Glad to hear that!
your are an honest, gentlemen, benevolent and well wishers for investors .and general public
You're really really a great teacher. I'm a science student and I started hate this credit and debit thing after fifth grade but as I started to learn about stocks, It's seeming possible.
Thank you so much sir 🙏 - To make us believe that we not necessarily should to be a commerce student or with related background to learn these things.
Ticker finology ka customise bahut hi achha hai thank you so much sir👏👏
Thank you Pranjal Sir.. You are a wonderful teacher a wonderful mentor and a pure soul. Such valuable informations you are giving through your videos.. Lucky to learn from you.
Thanks a ton!
Thanks to Pranjal and Team for sharing this valuable knowledge with us ,👍
Thank you Pranjal...before this I used to avoid bank stocks as I didn't know how to analyse banking stocks.
Wow....I feel very lucky to learn from u...and get these quality lecture for free...i have a great respect for you....
Yes absolutely, I am also enjoying his classes
@@sangeethaarasu3248 that's great sangeeta.... All the best
Thankyou so much! It means alot buddy!
Should I compare standalone or consolidated
@@m.sadikshaikh7687 consolidated
Hi Pranjal Sir,
I have huge respect for you.....And I just want to thank you for sharing these valuable lesson with us .....As we all know that for most people in India we really do not understand the value & Power of Compounding Money and I am watching ur videos again and again and for the time being I have only ivested my money in Mutual fund and Hopefully after learning and understanding ur video.I will invest my money in stocks Market as well......and yes with the help of your ticker website.....Thank you And Thank you !
Thank you!
Glad to hear that!
Really PRANJAL Sir yakeen h nhi ho rha h ki ye sab ek free of cost Sikh rha hu me unbelievable kabhi soch b nhi tha ki itni details me anlysis Sikh rhe he ham, abhi or b kuch baki he, and homework diya uske liye thanks ✌🏻👍🏻🎉🙈
I learnt most of the stock market things from you. I owe you
Dear Pranjal Sir,
Your videos are phenomenal. Ticker application by Finology is very good as well. Just wanted to highlight that P/B ratio on peer comparison does not match with that on Company essentials.
Dear Pranjal,
I want to enroll in your 1-year course but I'm not getting the link
First comment...pehli bar kisi ne itna bda accha gyan diya mujhe...m aapka fan ho gya sir
Glad to hear such a kind words!
After many year got a good video for analysing banks...
Waiting for the next video from yesterday. I know it is a lot of work. BTW None of the TH-camrs can teach like you about the stock. Thank you so much.
you deserve a tedx session on investing
One of the best thing I have learning during lockdown
Glad to know this! Thankyou!
In this video sir explain,
ROA%,NIM%
*ROA%:- Return on asset %(asset:- Lending)
- nearly 2% is best.
*NIM%:- How much return bank generate.
- higher is better
There r few things in this universe which increases tenfold if we share or give, Knowledge is one of those things. Pranjal Sir thank u for sharing ur wisdom n knowledge, best part of ur videos is they r easy to understand for beginners like me, it has practicality n relevance. I would like to request u n ur team to make more such great videos, please educate us on delivery percentage correlation on share price, Analysis of Pharma companies(Just as bank analysis videos u made), how smart money plays retail investors, Moving averages etc. Thank u God Bless
Pranaam guruji. First I want to say congratulations sir, your achievements inspire many of us, your book INSTONOMY is the best guide for beginners like me. Your TH-cam channel, the way you teach makes everything easy. I think it's more effective if you write important principles on screen in the lessons. Thank you sir for enlighting millions
Thankyou so much for the kind gratitude! Glad to help you all!
Should I compare standalone or consolidated
Thank you so much for this wonderful series. I hv been thinking to build career in stock market bt had no idea where to start from. Also thought abt joining some course in an institute fr the same bt after watching this series and ur other videos I don't think that I need that anymore. Ur videos are sufficient. Thanks again for these lovely videos. I am ur new fan and subscriber. Good luck
Thankyou!
What a video sir...very informative...
Many people dont reveal such imp info... thanks alot for this..
Very high level analysis about bank stocks, eye opener to any investor.
Hi Mr Pranjal,
Thanks for the good insight into the bank parameters.
There is a recommendation, if you find appropriate.
You can develop a feature in your TICKER by the name TICKER RATING.
All the parameters for a particular sector (for example BANKS in present video) can be rated on a scale of 1 to 10. And then, how much weightage a particular parameter should ideally have, on OVERALL PERFORMANCE ANALYSIS, can be decided in terms of percentage.
Obviously, different sectors will have different parameters and these parameters will have different rating on scale and different weightage.
Thus, using these two aspects, we can reach on to interse merit of various stocks in a sector. This interse merit is what TICKER RATING will reflect, and will be an additional tool for investors to take a decision before investing.
Just an idea to further work upon.
Overall, your work is excellent.
Best Wishes
1st recommendation would be Bandan Bank, 2nd - HDFC Bank, 3rd - Kotak bank. Watchlist : Indusind Bank and RBL Bank.
Same bro
also tell the basis of your inferences ?
Should I compare standalone or consolidated
@@m.sadikshaikh7687 I think it should be consolidated...
Dcb bank is trading less than its book value only problem of bank is casa
Amazing videos Sir. Really appreciate you for sharing all these information free of cost.
I've always loved your videos. But somehow missed this series. Now.. For me.. This is the best channel on youtube ❤️😎
Sir how much should be net npa ratio ?
Sir my humble request 🙏🙏to you to add recent / top news in ticker website 📝📝🔥🔥
Im new one to learn share market...thank u for ur valuable guidance 👍🏻
One of the Best Teacher Pranjal sir
Bandhan Bank, but still waiting for around 140 levels because of corona issues.
गुरदेव बहुत मज़ा आ रहा है आप किसी भी विषय को आसानी समझा सकते हैं🙏🙏
HASMULLAH ANSARI thanks a lot 🙏🏼
Thank you sir 🙏
Thank u so much sir ❤️ u helped us a to learn these foundation a lot.
Very well explained!!! I have also learned Finance & stock market.. But, still from here I got a lot knowlwdge.. Thank You!!!
Glad to hear that!
Hi Pranjal, I was going through your videos. In banking stock I was going through the research work of both public sector and private sector bank stocks on your website. You took an eg of HDFC bank and compare it with other private sector banks where as if we compare it with public sector banks there is a big difference, even SBI which is the biggest public sector bank in India does not stand any where near HDFC in all the aspects. Also in peers section HDFC is being compared only with private banks and SBI is compared with only govt. owned banks.
Is there a different way of studying both the sectors? Does criteria changes when studying both the sectors?
Looking forward to here from you.
Mohit
This question arises in my mind too. But as it's been 2 years that you've asked this question, did you figure out the answer for it yet?
i have noticed increase in contingent liabilities in hdfc bank does it shows a concern & cuz we can assume bank is going through court proceedings are paying some legal issues
Thank you bhaiya apne jo hame share market ki basic knowledge di
BANKING VALUATION SECTION WAS CRUCIAL LEARNING FOR ME ,THANKS
Sir, a suggestion in ticker to add feature in 'peers' section, sort each column in ascending/descending order. Also in company essentials 'i' button ideal or range value. What about alpha,beta ratios?
Does different companies have different financial year??
And Thanks Sir for the amazing tutorial series it has been very helpful.
Sir ticker par login Kiya but OTP generate nhi hua bhut baar Kiya but nhi hua
Pls help
In case of indusind bank, why CAR is 0% and Advances growth is 28.59%? could u pls explain.
Sir Please Bring Mobile App now. We all are waiting for it. Bohot mast Explanations hai apka. Thank you Very much 😊
I think Ticker is very great website for investment and very very understandable factors...Salute You Sir
Thankyou so much for the appreciation!
Again first...
How r u bhaiya..
How to analis stock under velue or over value ??? Sir series me 1 video is topic ke upar bhi banana ...
I use Market value*profit growth/enterprise value = valuation ,but in banks is difficult as the money is always rotating, never invest if debt is more and operating cashflow is negative for more than 2 yrs.
Explanation and method of teaching is better than any other professional teacher
Thankyou so much! Glad to know this!
Wow..you have superb analysis and explanation power..love your videos..really a teacher..God bless you
Thanks a lot!
Hi Pranjal,
In this video you have asked to include P/B ratio in our calculation (when you asked to create an excel sheet). But in one of the earlier Lesson Videos you said that a P/B ratio is mostly for a Capital Intensive Industry . Can you share your thoughts on that please ?
I think he mistakenly opt out saying it applicate in bank .. If you see Pranjal's Price to book value ratio video he has clearly mentioned it.. 😁
Nahi bhai. He clearly said that P/B ratio not applicable on which we can not feel the assets linke info edge, tech based company and no. of employees are more rather than assets and that assets are intangible. But in Banks assets are tangible. we can use p/B ratio on bank he clearly mention that point. Please refer the lesson 2. again u will understand.
Sir, I have been watching your curfew classes since lesson 1. I appreciate your way of teaching. I have one doubt: In ticker.finology, why value of P/B ratio of all banks is different at company essentials section & peers comparison section?
Sir, I have the same doubt, please clear it
In peers section,P/B ratio is according to the price of share before 3months,whereas P/B in company essential section is according to the current share value
Thanku sir. Ye bank ki previous aur ye vedio sabse achha hei
This series is very helpful.... If you could start technical analysis basics also after this then it would be of great help.
Good evening sir,
I have a question to you that your book Investonomy is cover all the topics that you have shearing this videos.
Is that a question?
@@SiyaVibes lol
Sayan banergee no
You have to do some work for students BTW it's nice initiative taken by you..👍
Apka thoda time Meri is video ko milaga 🙏 th-cam.com/video/6z77pxA-06k/w-d-xo.html
Nice knowledge for public.
Highly appreciated efforts for public service.
Bdw in your ROE and ROCE video you told that ROE works for Debtfree Companies. But banks are never Deb-free so why aren't we using ROCE ?
Great video sir aap ase hi jankari dete rahe humara bhawishy sudhar jayega thanks
Sir, your website is showing 0 net npa's for axis bank in charts for last years. Please improve as soon as possible.
Can you explain about the business model of Netflix and Amazon prime explaining how they make money from just subscriptions . This is in reference to your business model video series.
thnx you for amazing series. it should be compare option where we can compare company each topic.
Thank you so much sir after watching your fundamental series I am feeling confident in investing in share market
Dont be confident only with the help of fundamental analysis learn technicl analysis and price action also
Sir information in ticker and moneycontrol are different.
Try consolidate
Bhaiya I am a 17 year old engineering student, studing in Germany and I don't have enough time to analyse the market, so how can I invest in stock market
Currently I am inviting in Bandhan Bank and Nifty 50
Please do reply
Focus on big companies...for long term investment
Plz make a video on how to become a full time investor
Focus on index stocks
Try to invest in a good mutual fund...or keep your money invested in a large cap stock when their prices fall.
You can invest in mutual fund.
I have learn alot from these videos
thank you so much ..all informations are very useful
Sir little confused in ROA AND ROE. I mean their comparison.
Roa is calculated by dividing net profit by total loans given by the bank. This shows how profitable the business is. Roe is calculated by dividing net profit by total equity capital/ shareholder funds to see how much bank earns on money invested
I had one question that:
Any government regulatory cross verify this document (i.e. annual report, company presentation)!
Because if there's no one control this document then every company just showing good things and erase bad ones!
?????
Financial statements of a company is prepared by independent Auditors... they can be cross checked by SEBI... As per knowledge
@@nityanshsingh6002 Financial statements of Listed Company is Made by Company management
As per Companies Act 2013
It will be
Audited (checked) by Independent Auditor( only Chartered Accountant in practice)
@@NikhilKatkani sorry... I'm wrong... Thanks for correction
Your both videos on Banking evaluation are like HDFC twins 🤙
Thanks for this video sir. I request u to make same type of video on companies
Ashok leyland their is debt of around 19000cr but finology has shown only around 600 cr...Why there is mismatch ?
You are looking at standalone, check consolidated . you will get the figure of 19000 CR
@@vasanthegde4776 yes buddy i got it
And can analyse market easily with your guidance.
I have been stuck on this video from many days
with the help of this video series......i found an undervalued banking stock.....i followed the pattern of studying by making an excel sheet........unfortunately i haven't invested but I gained confidence in myself because it jumped almost 7% in one single day.......grt teaching pranjal sir.
Haha nice joke
During lockdown learning something new skill 😇🙏 thank you for everything brother
Thankyou for your appreciation!
Thanks for these videos , learning lot .plz keep teach us sector by sector analysis .
Ur way is excellent and great to educate peoples during lockdown
Hats off to ur efforts. Carry on ur knowledge
Thankyou so much for your appreciation!
Very nice.... industry wise analysis is very very informative...thank you soooooo muchhhhh...using my quarantine time very nicely🙏🙏🙏🙏🔥🔥🔥🔥🔥
Glad to hear this!
Your way of teaching is awesome. Even non commerce students can learn easily. Thanks sir and looking forward for such more informative lessons.
Thankyou so much for the appreciation!
Should I compare standalone or consolidated
Ticker is very helpful provides important data and ratios easily.
Pranjal sir absolutely amazing style of teaching 1000 thanks
Thanks and welcome!
You are really great sir❤️❤️🙏🙏🙏
Today's video was interesting ❤️. Thanks sir ❤️
Very nice Sir aapka explain karne ka tarika bhut accha h thanks sir aap humlogo ka liya itna sare acche vedio bana rahe h humlogo ka pyar aapke sath h 👌👌👌👌
Thankyou so much for the appreciation! Blessed !
You are............Better than the best.
Thank you Pranjal sir, I have learn so many things about stocks from your lesson 1-9.
Glad to hear that!
Wait,,,, where is lesson:-8,,,I couldn't find it,
@@pranjalkamra Generally I didn't like any video,,But your videos are very knowledgeable for Beginners and lot of knowledge can anyone achieve from them,,,So Thank you so much 🙏🏻
Thank you sir; I have taken your finology service regarding mutual fund; but this educational videos are amazing
@@hiteshbhatia328 they help me to choose the right fund; they help me to sort out my doubts as well as send the timely emails when I need to discontinue one particular fund
Glad to hear this! Thankyou!
Compared 5 stocks today
Hdfc,kotak,sbi,union,icici,axis after compare each with other i put these stock according to thier ranking
1.HDFC
2.KOTAK
3.ICICI
4.AXIS
5.SBI
6.UNION
Really informative video.. thumbs up for the content pranjal and finology team.. 👍
Thanks a lot! Glad to hear this!
Sir, according to my research HDFC and SBI FIRST and next BANDHAN bank and then ICICI, AXIS. thanks for this video.
Really helpful to understand the concepts
Sir your ticket is just awesome..
Got the 2nd one. Thank you so much
Very good and in depth bank stock analysis knowledge imparted to viewers of channel.
Thanks and welcome!
- NIM (Net Interest Margin)
Total Interest Gained - Total Interest Paid
Bank has to keep some cash (in case of withdrawals) can not lend all cash on loan so not all deposits to banks can be given as loans
ROA_IMP - loans lended is asset for a bank
must be >1%, 2% is *extremely* good
Liability - in case of banks it is deposits
should be granular, well diversified i.e. 1 hi client ne sari amount na deposit krwai ho, zyada clients ne deposits krwaye hon.
(Retail means chote chote zyada se, wholesale means big amounts by filthy riches)
Check retail & wholesale liability for: Total Deposits, Gross Advances, Profit before Taxes
Loan diversified hona chahye - aik hi sector ya company ko sara loan na de rkha ho
🔺 Analyze Banks🔺
Make a list of few banks. Then make 8 columns: °°PB Ratio°°, °ROE°, °ROA°, NPA, NIM, CASA, Adv Growth
°imp ratios when other figures similar°
°°if these parameters are good [ROA, ROE Highest] but PB Ratio is low probably an 🔅Undervalued Stock🔅
💢IMP💢: if too much undervalued then do some research
e.g. Bank NIM Problem, Bank NPA Problem, Bank Management Changes, Bank {-ve news}