One of the best things I have ever done was to cancel my gym membership a few years ago. For the cost of a years membership, I bought a treadmill, an exercise bike, a yoga mat, and some dumbbells. I now exercise for free every day and don't have to go out in this cold, snowy weather! Also, no gas cost for the car to drive to the gym.
@missyl_14 Space? Lol I live in a small one bedroom apartment and must confess that my living room looks like a gym! But it does mean that exercise is hard to avoid.
As a family of 6 we buy in bulk, drive older used vehicles, grow a large garden and live comfortably on one very modest income debt free. It can be done with hard work and sacrifice ❤
What a wonderful thing to do. I do a similar thing by praying to God and thanking Him for sustaining me throughout the day. I also thank Him in the morning when I wake up and I ask Him to help me live cheerfully going about doing His will. God Bless You. Diane
A habit that saves our family is that we use a lot less if everything; about 1/4 of laundry soap, dish detergent, use bar soaps, short showers with just a small amount of shampoo, tiny pea size of toothpaste, no paper products (or a lot less than average). I counted how much we save on these micro habits (that are amazing for the environment, too!). About $50 - $100 / month. Addition &$50- $100 on utilities (use clothes, towels sheets for many days before they need washing) careful water, heating and electricity usage. Where the real savings happens is in not wasting food - we use everything! I buy everything from sales, clearance, liquidation sales etc. With all this we manage for about $150 - $200/ month for fam of three and a dog. Takes about 30-60 min / week to plan. And saving about $500 / month. These habits are so ingrained, I don't even think about them any more. Power of habits 💪
yes, you are right, in college we learned you only need a dime size amount of shampoo, and now I am learning how to make my own conditioner with coconut oil!!!!!!!!!
I always have a $200 buffer in my checking, just in case. I also have a rule of not using any card payment (including debit) for things that don't last. For example, things like food, gas, shampoo, etc are all bought with physical cash. It definitely makes me more aware of how much I'm buying.
Great video Jennifer. I save by 1. Making high quality coffee at home 2. Having a progress tracker for whatever goal I am working on 3. Knowing how much money I have in my purse at all times 4. Plugging appliances into power strips and flipping switching off when not in use to stop phantom energy 5. Having a DYI stuffed item at the bottom of outside doors to keep the cold out. 6. Making sure I know my banking polices on fees so not to get any extra charges. 7. Making not only every dollar matter but every cent matter. I made over $300 one year by not buying things under a dollar. Mostly it was the dollars stores but this last year they have went up or things on the clearance rack.
I found a trick to peeling eggs that is the easiest method, and works every time. After your eggs have boiled (I do 12 mins), and chilled in an ice water bath, place one egg at a time in a small glass jar (like mustard or jam jars), put the lid on, and shake up and down 16 times; one (down) and (up) two (down) and (up) three (down) etc. The peel practically falls off the egg.
All of my bills are on auto pay so I never have to worry about them being late. Always keep a $3,000 cushion in my checking account. I hang most of my laundry to dry near my heater vents or outside in warm weather, instead of using the clothes dryer. Except sheets and towels.
Great tips. I have automated all of my bills and my savings, budget, meal plan, and shop monthly (I only get paid once a month). I also learned to make no-knead bread. I use cash for groceries/household and personal spending. When the money is gone- I am done spending for the month. After a while of being consistent, I eat better, waste less, spend less, and now have extra money at the end of the month that I can put toward other things.
I make budget friendly meals in crockpot and freeze them in freezer bags as well as cook my daily meals...save what i can freeze or turn them.into soups, stews, bowls. Its easy and cheaper to stay home when you need a quick meal and you didnt waste $ eating.out.
I look for price reduction items. My fave is getting meat or fish 40% off (I freeze it). I once got a small bag of detergent that was marked down, and a membership coupon on their app added additional price cut.
I know my age which is 64 and I eat the amount of meat and bread and sweets etc that I'm suppose to based on my health as well and because I'm a forever cancer patient I talked to my doctor. Believe me it's frugal and safe. 🎉
Thank you Jennifer for all the great tips , I learned how to make our own bread and we’ve cut back on eating out and when we do eat out nobody orders drinks we just get water, I plan our meals according to what’s on sale I cook most of our meals from scratch .thanks again have a great afternoon .
Beatrice, I hope you are doing well! Quick question: Have you noticed any difference in the quality of fresh items that are on sale? I have seen a difference recently of "on-sale" items not being good or even mediocure quality. For instance and vegetables or cuts of meat. I am just wondering if it is just me having this issue.
@@THEJENNIFERCOOK sometimes you have to really check them out cause sometimes there not very fresh or appealing ,I find that if I go around 9 or 10 am I find better quality but yeah it’s hit and miss . Have a good day Jennifer I just love your content .
Great ideas thanks ❤ When we both retired we got rid of one car.I put groceries,and automated bills on our discover to get the cash back bonus but the rule is the charge card has to be paid in full each month. We have soup and salad one night for dinner and quiche and muffins every Thursday night . Then the quiche leftovers are used for 2 more breakfast days.
I use my food saver. I make a grocery list when I shop. I got myself a total gym and I plan on using it more often. So I don't have to go to the gym. Amd I keep my heating bill low by keep it at 67 degrees. And 80 degrees in the summer.😊
I do not buy paper towels, instead I buy cotton dishtowels to dry my hands after washing or to clean up around the kitchen. Saves so much money and better for the environment. My bills such as electric and car insurance are on auto draft, no need to worry about late fees; always paid on time!!
I use cloth towels, but I also buy paper towels and use them sparingly. If I'm handling raw meat, eggs, or oil I feel it's more sanitary than using towels or sponges. I can throw them out without risk of cross contamination or getting oil stains something else with an oily towel that needs to be washed.
Great tips! Idea: Budget Billing with the utility company... 1 of the best decisions for the budget. Also, automate ALL of the regular expenses. & if you change the payment dates to be on consistent dates per month, it simplifies the budget Tremendously!
I don't drink sodas. I drinks lots of water. Make my own coffee at home and take a cup to work. I take my lunch and snack to work. I don't stop at fast food places for breakfast. I eat my own food. I cook my own meals. I eat leftovers or freeze them for lunches for work. I don't use paper towels. I do use paper napkin occasionally but mainly cloth napkins. I shop at thift stores. I use a bidet. I cleans you better than toilet paper.
The NUMBER ONE way to save money is NOT to have credit cards!! We haven’t had them in YEARS and save on those awful yearly fees and the constant temptation to buy something on time. The need for ‘good credit’ is based on a debt driven society that has b come the biggest lie. There is always a way to get a newer/new car or buy a house without a high credit score. We bought our house with a year’s rent to own option that proved to the owner that we could carry the mortgage cost. I am a firm believer in what the Bible teaches and it tells us to owe to no man. I understand there are times when we must, like with unexpected medical costs and such, but my beef is specifically with the whole credit card industry.
This might work for you but some credit cards offer wonderful rewards. If paid in full there is 0 issue with credit cards, you also need a qualifying credit score for mortgages etc
I love credit cards because of the rewards they give. Cash back and bonus cash back! I easily get several hundreds of cash back bonuses every year. Think about it! That’s tax free money!
On vacation used airline points and flew for free (and got a feee upgrade to first class). I guess it depends if planning our purchases and paying it immediately. It’s how people use them that can be problematic, but the convenience and security of using one has many positives in my book.
We use American Express (paid off every month), and the cash back is incredible! I paid our home insurance (with no additional fee - check that before paying for larger purchases with a cc) and got almost $50 cash back just from that. I also got a lower price on my policy because of our credit score. If you struggle with impulse buying and not being responsible with cc then maybe they aren't for you, but if you're smart with cc, they can save and or make you, lots of money!
Jennifer, love the video. Recently started rucking myself. I love being able to get my strength workout while walking our dog. Thanks for all of the tips.
Yes, I think checking your bank account regularly. It’s a great idea. I use an app when I do laundry and I was able to catch that randomly it did three withdraws back to back for $50 which it never came on my credit and I called the bank right away. Usually to get money I have to do it manually and this time it just did it out automatically. I also called the company of the app and they say sometimes there’s possibilities that it can happen.😶 For my PG&E bill, what works best is to get it through email it’s paperless I find it better because sometimes the mail can get lost.😅
I do the roundup of my shopping also to help cover taxes and I also do this in my checkbook. I write the original amount in and then at balance I roundup to the next dollar and minus that out of my previous balance. I will have less in my register than what I do in my actual account.
Have my fingers crossed and hoping I fixed the coffee maker today. Vinegar wouldn't go through it for the usual cleaning off the lime/calcium build up. Found a yt how to video about the one-way valve. We've fixed the freezer, washing machine, etc. from videos. THANK YOU, creators and Jennifer. It sure has saved $$$ on repairmen and rushing out to buy new items. The past few years, microwaves have gone down in quality so they rust and paint comes off. Yea, rust and paint in your food! We took the light out of the current microwave and leave the door open so it can't rust. So far, so good.
I love the rounding up and savings tip.. thanks.. I am pretty good with money but love that trick... re rucking... be careful..Take this well intentioned advice from an older person .... I did this for decades and unfortunately it damaged my shoulders... remember the weight is carried by them and rotator cuff damage is the result... great exercise, do not get me wrong, but be careful please.
I never heard this about tea, Dr. William Li on YT says that Earl Grey tea is excellent for you and Dr. Berg on YT says not to drink too much water that it can wash out your salt and you can get sick. I luv you , you are so cute! God Bless
If you put a bit of salt in your water, you'll be fine. Another alternative is putting a scoop of electrolyte powder (without sugar) into each 24 to 32 oz of water. Re-Lyte and Kaged are great.
I have been rucking here in the Uk for years, but didn’t know until now that someone had come up with a product for it. I fill old plastic milk bottles with the required amount of sand for the weight I want and stick in in my backpack; I live near the beach so the sand is free. I did have to reinforce the seems in the backpack a bit but this solution works great, and totally free.
As a longtime penny pincher, I advocate for putting notifications on all of your cards and your checking accounts. Not only are you fully informed when transactions occur but it’s a little way of keeping yourself honest. Kind of like popping a rubber band on your wrist. Another tip- I set up a separate account called treasure chest, which is only for buying gifts. That way I save up for them a little bit at a time and I don’t overspend. Best of all, no guilt!
We set a timer for 5 min before getting in the shower. Our water bill dropped $15 a month. I measure everything when I cook, do laundry ect. I put my shampoo in a pump dispenser - 2 pumps long hair, 1 pump short. I stopped using fabric softner and other than the fake perfume smell, I can't tell the difference.
Online grocery shopping reduced our budget significantly. I only do groceries once a month and cook from scratch. I get things in bulk and store brands.
Money saving videos like this are so refreshing compared to the "haul" mentality of mindless spending!! I canceled my Amazon prime account and am so pleased at how it has minimized impulse spending! 🎉
I have autopay on my phone/cable/internet bill. It is basically the same very month and I save $10 every month. Should have done it sooner. Also cancelled DVR because I was recording shows and never watched them. @@THEJENNIFERCOOK
One of the best things I have ever done was to cancel my gym membership a few years ago. For the cost of a years membership, I bought a treadmill, an exercise bike, a yoga mat, and some dumbbells. I now exercise for free every day and don't have to go out in this cold, snowy weather! Also, no gas cost for the car to drive to the gym.
That is awesome!
I wish I had the space to do this 😢
@missyl_14 Space? Lol
I live in a small one bedroom apartment and must confess that my living room looks like a gym! But it does mean that exercise is hard to avoid.
As a family of 6 we buy in bulk, drive older used vehicles, grow a large garden and live comfortably on one very modest income debt free. It can be done with hard work and sacrifice ❤
Thanks for sharing!
Before I go to sleep each night I think of at least one thing that went well that day, one thing I'm grateful for and one thing I myself did well. 😊
🤗
What a wonderful thing to do. I do a similar thing by praying to God and thanking Him for sustaining me throughout the day. I also thank Him in the morning when I wake up and I ask Him to help me live cheerfully going about doing His will. God Bless You. Diane
A habit that saves our family is that we use a lot less if everything; about 1/4 of laundry soap, dish detergent, use bar soaps, short showers with just a small amount of shampoo, tiny pea size of toothpaste, no paper products (or a lot less than average). I counted how much we save on these micro habits (that are amazing for the environment, too!). About $50 - $100 / month. Addition &$50- $100 on utilities (use clothes, towels sheets for many days before they need washing) careful water, heating and electricity usage.
Where the real savings happens is in not wasting food - we use everything! I buy everything from sales, clearance, liquidation sales etc. With all this we manage for about $150 - $200/ month for fam of three and a dog. Takes about 30-60 min / week to plan. And saving about $500 / month. These habits are so ingrained, I don't even think about them any more. Power of habits 💪
yes, you are right, in college we learned you only need a dime size amount of shampoo, and now I am learning how to make my own conditioner with coconut oil!!!!!!!!!
I always have a $200 buffer in my checking, just in case. I also have a rule of not using any card payment (including debit) for things that don't last. For example, things like food, gas, shampoo, etc are all bought with physical cash. It definitely makes me more aware of how much I'm buying.
🤗
Great video Jennifer. I save by 1. Making high quality coffee at home 2. Having a progress tracker for whatever goal I am working on 3. Knowing how much money I have in my purse at all times 4. Plugging appliances into power strips and flipping switching off when not in use to stop phantom energy 5. Having a DYI stuffed item at the bottom of outside doors to keep the cold out. 6. Making sure I know my banking polices on fees so not to get any extra charges. 7. Making not only every dollar matter but every cent matter. I made over $300 one year by not buying things under a dollar. Mostly it was the dollars stores but this last year they have went up or things on the clearance rack.
When boiling an egg for breakfast,boil several and keep them in the fridge for sandwiches etc. Cook veg in the microwave
I found a trick to peeling eggs that is the easiest method, and works every time. After your eggs have boiled (I do 12 mins), and chilled in an ice water bath, place one egg at a time in a small glass jar (like mustard or jam jars), put the lid on, and shake up and down 16 times; one (down) and (up) two (down) and (up) three (down) etc. The peel practically falls off the egg.
I cook at home! I may eat out once a month, and then may order just an appetizer to save money. I also just order water when dining out.
All of my bills are on auto pay so I never have to worry about them being late. Always keep a $3,000 cushion in my checking account. I hang most of my laundry to dry near my heater vents or outside in warm weather, instead of using the clothes dryer. Except sheets and towels.
Great tips. I have automated all of my bills and my savings, budget, meal plan, and shop monthly (I only get paid once a month). I also learned to make no-knead bread. I use cash for groceries/household and personal spending. When the money is gone- I am done spending for the month. After a while of being consistent, I eat better, waste less, spend less, and now have extra money at the end of the month that I can put toward other things.
Erin, this is awesome!
I make budget friendly meals in crockpot and freeze them in freezer bags as well as cook my daily meals...save what i can freeze or turn them.into soups, stews, bowls. Its easy and cheaper to stay home when you need a quick meal and you didnt waste $ eating.out.
I look for price reduction items. My fave is getting meat or fish 40% off (I freeze it). I once got a small bag of detergent that was marked down, and a membership coupon on their app added additional price cut.
Gave up k-cups...ground coffee is so much less expensive 😊
I check the weather, my calendar, my bank account, and my budget
I work out 3 times a week with weights and stretches and crunches. I have my own weights
yes, you are so right, the key to youth is exercise, exercise!!!!!!! God Bless
Love your video content. Canning is a great way to save, especially when you have a garden or buy produce from a local farmer.
I know my age which is 64 and I eat the amount of meat and bread and sweets etc that I'm
suppose to based on my health as well and because I'm a forever cancer patient I talked to my doctor. Believe me it's frugal and safe. 🎉
Thank you Jennifer for all the great tips , I learned how to make our own bread and we’ve cut back on eating out and when we do eat out nobody orders drinks we just get water, I plan our meals according to what’s on sale I cook most of our meals from scratch .thanks again have a great afternoon .
Beatrice, I hope you are doing well! Quick question: Have you noticed any difference in the quality of fresh items that are on sale? I have seen a difference recently of "on-sale" items not being good or even mediocure quality. For instance and vegetables or cuts of meat. I am just wondering if it is just me having this issue.
@@THEJENNIFERCOOK sometimes you have to really check them out cause sometimes there not very fresh or appealing ,I find that if I go around 9 or 10 am I find better quality but yeah it’s hit and miss . Have a good day Jennifer I just love your content .
That might be the key! Going earlier. Thank you 🤗
@@THEJENNIFERCOOK I'm always at the store between 9-10 am to get the best deals and the freshest produce!
Great ideas thanks ❤ When we both retired we got rid of one car.I put groceries,and automated bills on our discover to get the cash back bonus but the rule is the charge card has to be paid in full each month. We have soup and salad one night for dinner and quiche and muffins every Thursday night . Then the quiche leftovers are used for 2 more breakfast days.
I use my food saver. I make a grocery list when I shop. I got myself a total gym and I plan on using it more often. So I don't have to go to the gym. Amd I keep my heating bill low by keep it at 67 degrees. And 80 degrees in the summer.😊
Wonderful!
I do not buy paper towels, instead I buy cotton dishtowels to dry my hands after washing or to clean up around the kitchen. Saves so much money and better for the environment. My bills such as electric and car insurance are on auto draft, no need to worry about late fees; always paid on time!!
I use cloth towels, but I also buy paper towels and use them sparingly. If I'm handling raw meat, eggs, or oil I feel it's more sanitary than using towels or sponges. I can throw them out without risk of cross contamination or getting oil stains something else with an oily towel that needs to be washed.
Great tips! Idea: Budget Billing with the utility company... 1 of the best decisions for the budget.
Also, automate ALL of the regular expenses. & if you change the payment dates to be on consistent dates per month, it simplifies the budget Tremendously!
You're so smart and frugal! Have a great week.
Thank you! Same to you, Linda 🤗
I don't drink sodas. I drinks lots of water. Make my own coffee at home and take a cup to work. I take my lunch and snack to work. I don't stop at fast food places for breakfast. I eat my own food. I cook my own meals. I eat leftovers or freeze them for lunches for work. I don't use paper towels. I do use paper napkin occasionally but mainly cloth napkins. I shop at thift stores. I use a bidet. I cleans you better than toilet paper.
Thanks for sharing, Debbie! 🤗
@debbiejones8345. You are doing a great job 🎯
I rotate recipes for meals. I make new soup recipes and freeze some.
Great idea!
Writing down what I spend has helped me tremendously.
You are right! It is so helpful 🤗
The NUMBER ONE way to save money is NOT to have credit cards!! We haven’t had them in YEARS and save on those awful yearly fees and the constant temptation to buy something on time. The need for ‘good credit’ is based on a debt driven society that has b come the biggest lie. There is always a way to get a newer/new car or buy a house without a high credit score. We bought our house with a year’s rent to own option that proved to the owner that we could carry the mortgage cost. I am a firm believer in what the Bible teaches and it tells us to owe to no man. I understand there are times when we must, like with unexpected medical costs and such, but my beef is specifically with the whole credit card industry.
Love this!
This might work for you but some credit cards offer wonderful rewards. If paid in full there is 0 issue with credit cards, you also need a qualifying credit score for mortgages etc
I love credit cards because of the rewards they give. Cash back and bonus cash back! I easily get several hundreds of cash back bonuses every year. Think about it! That’s tax free money!
On vacation used airline points and flew for free (and got a feee upgrade to first class). I guess it depends if planning our purchases and paying it immediately. It’s how people use them that can be problematic, but the convenience and security of using one has many positives in my book.
We use American Express (paid off every month), and the cash back is incredible! I paid our home insurance (with no additional fee - check that before paying for larger purchases with a cc) and got almost $50 cash back just from that. I also got a lower price on my policy because of our credit score. If you struggle with impulse buying and not being responsible with cc then maybe they aren't for you, but if you're smart with cc, they can save and or make you, lots of money!
Excellent video. So much food for thought here.
Thank you so much!
Thank you Kind Teacher !🙂🙂🙂
Jennifer, love the video. Recently started rucking myself. I love being able to get my strength workout while walking our dog. Thanks for all of the tips.
That is awesome!
Great ideas! They stick in my head!
I meal prep. I also can, freeze and dehydrate .
I Carry tea bags with me. My Alamo theater doesn't have tea, so I order hot water with lemon wedge.
Love that!
How about a thermos from a Goodwill that lets you have as many cups you would like to enjoy? Hope they don't charge for the lemon and water 😅
@@JudyRamirez-f4p can't drink that much during a movie
Great tips!! 😊
Yes, I think checking your bank account regularly. It’s a great idea. I use an app when I do laundry and I was able to catch that randomly it did three withdraws back to back for $50 which it never came on my credit and I called the bank right away. Usually to get money I have to do it manually and this time it just did it out automatically. I also called the company of the app and they say sometimes there’s possibilities that it can happen.😶 For my PG&E bill, what works best is to get it through email it’s paperless I find it better because sometimes the mail can get lost.😅
Hi Jennifer, what method do you use to track your spending and round up your change?
If you have cats use hard wood pellets instead of kitty litter from the store. It costs $10 for a 40 lb bag and all natural!
Does coffee drink also contribute to kidney stones? Thank you for your videos ❤
I do the roundup of my shopping also to help cover taxes and I also do this in my checkbook. I write the original amount in and then at balance I roundup to the next dollar and minus that out of my previous balance. I will have less in my register than what I do in my actual account.
Have my fingers crossed and hoping I fixed the coffee maker today. Vinegar wouldn't go through it for the usual cleaning off the lime/calcium build up. Found a yt how to video about the one-way valve. We've fixed the freezer, washing machine, etc. from videos. THANK YOU, creators and Jennifer. It sure has saved $$$ on repairmen and rushing out to buy new items.
The past few years, microwaves have gone down in quality so they rust and paint comes off. Yea, rust and paint in your food! We took the light out of the current microwave and leave the door open so it can't rust. So far, so good.
Betty, I hope the fix worked for the coffee maker 🤗
@@THEJENNIFERCOOK It worked! Saved buying a new one. Super simple fix.
I bought a tone of vegetables on sale and will cut and freeze them in portions. I do this on a regularly basis, with meat as well.😊
I love the rounding up and savings tip.. thanks.. I am pretty good with money but love that trick...
re rucking... be careful..Take this well intentioned advice from an older person .... I did this for decades and unfortunately it damaged my shoulders... remember the weight is carried by them and rotator cuff damage is the result... great exercise, do not get me wrong, but be careful please.
Thank you for the warning. I will definitely keep that in mind. 🤗
I never heard this about tea, Dr. William Li on YT says that Earl Grey tea is excellent for you and Dr. Berg on YT says not to drink too much water that it can wash out your salt and you can get sick. I luv you , you are so cute! God Bless
God Bless you as well!
If you put a bit of salt in your water, you'll be fine. Another alternative is putting a scoop of electrolyte powder (without sugar) into each 24 to 32 oz of water. Re-Lyte and Kaged are great.
I love William Li and Dr. Berg. I also like Bobby Parish (Flav City) TH-cam channel. Thomas DeLauer is a good one too.
@@dora9368 Hi Dora, I luv Dr. Mandell also , he helped me a lot. You have a great week.God Bless
First with you my dear new friend 📌👍 your All tips r great .enjoying your tips
I have been rucking here in the Uk for years, but didn’t know until now that someone had come up with a product for it. I fill old plastic milk bottles with the required amount of sand for the weight I want and stick in in my backpack; I live near the beach so the sand is free. I did have to reinforce the seems in the backpack a bit but this solution works great, and totally free.
Rowan, that is fantastic!
If you get water instead of a tea/coffee/soda, please remember to tip your server as though you got the other drinks.
New here from Alabama, enjoyed ❤❤❤
Welcome, Terry! 🤗
I have a no spend January and I invest.
As a longtime penny pincher, I advocate for putting notifications on all of your cards and your checking accounts. Not only are you fully informed when transactions occur but it’s a little way of keeping yourself honest. Kind of like popping a rubber band on your wrist. Another tip- I set up a separate account called treasure chest, which is only for buying gifts. That way I save up for them a little bit at a time and I don’t overspend. Best of all, no guilt!
I love the treasure chest idea! 🤗
We set a timer for 5 min before getting in the shower. Our water bill dropped $15 a month. I measure everything when I cook, do laundry ect. I put my shampoo in a pump dispenser - 2 pumps long hair, 1 pump short. I stopped using fabric softner and other than the fake perfume smell, I can't tell the difference.
I take the bus. My work offers a bus pass for $17. Parking per month is $90-185. So parking plus fuel cost me a minimum $210 ... so that's my savings.
You pay bills as they arrive getting cheques from the bank? Do you not have direct debit in the USA?
Hi Heather, we do, but we do not put utility bills on auto pay. We like to review them first.
Online grocery shopping reduced our budget significantly. I only do groceries once a month and cook from scratch. I get things in bulk and store brands.
Kimberly, that's great!
No spend budget
Eat out once a month
Minimalistic life
Once a month groceries
100 usd decreased from 240
I mark on a calendar when bills are due.
Money saving videos like this are so refreshing compared to the "haul" mentality of mindless spending!! I canceled my Amazon prime account and am so pleased at how it has minimized impulse spending! 🎉
❤️
Hi Jennifer 👋🏻
Hi Maria! Happy Sunday 🤗
🥰
I tried to take the public transportation when possible😅
I make my own chilled coffee it is costly to buy
#1 is to tell myself "NO" on my purses or shoes!! Just saying 😂😂
No one is asking why she writes checks instead of paying bills online?
Yes, I do pay bills online. I don't set up autopay for bills I want to review prior to paying.
I have autopay on my phone/cable/internet bill. It is basically the same very month and I save $10 every month. Should have done it sooner. Also cancelled DVR because I was recording shows and never watched them. @@THEJENNIFERCOOK
Must be nice to have the money to feed yourself every week. I can't so that this won't work for me.
I asked google woman should drink a gallon of water a day
First with you my dear new friend 📌👍 your All tips r great .enjoying your tips
Thank you so much! ❤️