Say THIS to the judge when you get sued for old debt

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  • เผยแพร่เมื่อ 2 พ.ย. 2024

ความคิดเห็น • 63

  • @RWlawFL
    @RWlawFL  10 หลายเดือนก่อน +3

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  • @Num-Chuck
    @Num-Chuck 10 หลายเดือนก่อน +21

    Won my cases, thanks to your videos! Thanks!

    • @RWlawFL
      @RWlawFL  10 หลายเดือนก่อน +3

      Nice work!

  • @Tamara_1776
    @Tamara_1776 4 หลายเดือนก่อน +8

    I'm not negotiating. They are not the original creditor, therefore, I owe them nothing. I am working on my defense now. This debt has been sold THREE times! I want all the contracts and full accounting on EVERYTHING, as I have no Personal Knowledge of these people and their practices. Those are Reasonable Requests. Had a court appt. yesterday and told them I do not agree and we need a trial. Date set for Nov. 4.

    • @RWlawFL
      @RWlawFL  4 หลายเดือนก่อน +4

      Sounds like a violation.

  • @Maria-uf7hn
    @Maria-uf7hn ปีที่แล้ว +16

    Why would I admit it if I dont know who's sueing me?

    • @RWlawFL
      @RWlawFL  ปีที่แล้ว +9

      I don't know why YOU would, but lots of other people do for some reason.

  • @mindqueen2127
    @mindqueen2127 10 หลายเดือนก่อน +4

    I was not notified that i was being sued. Now they've garnished my wages. How can i stop this?

    • @RWlawFL
      @RWlawFL  10 หลายเดือนก่อน +5

      If you're in Florida, call us.
      A garnishment where there's been no service of process violates Florida law.

  • @Danielle-bz8dw
    @Danielle-bz8dw ปีที่แล้ว +2

    I had a cc debt that went on my credit report. I disputed the debt with a credit repair agency and the debt was removed (Jun/July 2023). I just received a court summons to appear for this same debt. If I can obtain proof from the credit repair agency that the debt was settled can I use that in court and present to the judge?

    • @RWlawFL
      @RWlawFL  ปีที่แล้ว +2

      If you settled the debt, then yes. But just getting it removed from your credit report isn't a settlement unless you've got something in writing saying that you are no longer responsible for the debt.
      If you've been sued, it's best to speak to a lawyer in your state about your options.

  • @AmberSkies.
    @AmberSkies. 7 หลายเดือนก่อน +1

    Would you recommend this if it’s with the original debtor or should another move be taken?

    • @RWlawFL
      @RWlawFL  7 หลายเดือนก่อน +1

      Ever creditor is different, but it’s rarely a good idea to surrender the booty on day one.

  • @dcca2
    @dcca2 หลายเดือนก่อน

    I know someone dealing with this in Oregon. I think their 30 days to respond after being served papers ends next week, wow it’s so stressful! Can’t afford an attorney hope they still respond in time. Will show them this vid, thank you!

    • @RWlawFL
      @RWlawFL  หลายเดือนก่อน

      Remember that every state is different, and what works in Florida might not work in Oregon.

  • @dch5335
    @dch5335 4 หลายเดือนก่อน +1

    Got summoned by LVNV, I responded to court and the debt collector that the debt is not mine, i don’t have any knowledge of this and this is passed statute of limitations in MS (3 years for a credit card)
    Now they’ve sent a summary judgement and my credit report says they are now the original creditor starting January 2022…. How do i fairly get to fight in court?

    • @RWlawFL
      @RWlawFL  4 หลายเดือนก่อน +3

      If yo don't have detailed knowledge about how to fight a summary judgment motion you need to talk to a lawyer right away. These are procedural traps that will snare 99% of non-lawyers, resulting in a judgment against you and eventual garnishment.

  • @cornpopthebaddude3992
    @cornpopthebaddude3992 ปีที่แล้ว +2

    How should I go upon bringing up the binding arbitration clause agreed upon during sign up for the credit card ?

    • @RWlawFL
      @RWlawFL  ปีที่แล้ว +1

      We don’t generally recommend that. We use tools to get better results.
      Watch our Debt Collection Battle Plan video.

  • @Nekss09
    @Nekss09 8 หลายเดือนก่อน +1

    Once a judgement has been entered against you, will a person have a day in court to defend themselves against the creditors?

    • @RWlawFL
      @RWlawFL  8 หลายเดือนก่อน +1

      Your day in court comes BEFORE judgment. Once judgment is entered, you've lost the right to defend any further.

  • @alvarotorres9057
    @alvarotorres9057 ปีที่แล้ว +2

    I have a question; I am getting sued for a debt that is 5.5 years. In my state, the statue of limitation is 4 years. The debt collectors files the lawsuit when the debt was 3.5 years. I responded immediately to the lawsuit and I didn’t hear anything from them until recently. So, now the debt is 5.5 years. Does a lawsuit stop the time in a statue of limitation or has my debt exceeded the statue of limitation?

    • @RWlawFL
      @RWlawFL  ปีที่แล้ว +3

      In Florida (and probably most states) if they filed the lawsuit before the SOL ran, that won't be a defense. So here, you're probably out of luck.
      You may have other defenses, though, and you're best off talking to a lawyer in your state to find out what those are.

    • @alvarotorres9057
      @alvarotorres9057 ปีที่แล้ว +3

      That’s interesting. So, in theory, you can have a debt removed from your credit report (7 years) and still be in court contesting a debt?

    • @RWlawFL
      @RWlawFL  ปีที่แล้ว +1

      Yes.

  • @leespice
    @leespice 2 หลายเดือนก่อน

    I've been to first court , then mediation, pre trial, and now im scheduled for court on October 9th. Just got home today and saw a summary judgment motion . What should i do? Help me.

    • @RWlawFL
      @RWlawFL  2 หลายเดือนก่อน

      If you’re in Florida call us right away.

  • @mazenalsharif8928
    @mazenalsharif8928 ปีที่แล้ว +1

    I have a trail in maryalnd for $6400 in 3 weeks midland sued me can I still say that ?

    • @RWlawFL
      @RWlawFL  ปีที่แล้ว +1

      You need to speak with a Maryland lawyer who specializes in debt defense and FDCPA claims.

  • @AdrianaCantu-x8q
    @AdrianaCantu-x8q 6 หลายเดือนก่อน +1

    What if you disputed and it was identity theft what should I do at court

    • @RWlawFL
      @RWlawFL  5 หลายเดือนก่อน +1

      If you've got ID theft, I'd definitely talk to a lawyer in your state ASAP. They might be able to turn that completely around for you, and you might paid when it's all said and done.

  • @user-oi7jt5jv6v
    @user-oi7jt5jv6v หลายเดือนก่อน

    what is the creditor working with an in house law firm?

    • @RWlawFL
      @RWlawFL  หลายเดือนก่อน

      Sounds like AmEx. They can be tough to deal with.

  • @Sk8Fam
    @Sk8Fam 9 หลายเดือนก่อน +2

    Do you know a good attorney in Wisconsin ?

    • @RWlawFL
      @RWlawFL  9 หลายเดือนก่อน +1

      I think, but I'm not sure, that James Vlahakis covers WI: www.atlasconsumerlaw.com/attorney-leadership-profiles/james-c-vlahakis/

  • @thec313
    @thec313 2 หลายเดือนก่อน

    How do I find an attorney like you in TN

    • @RWlawFL
      @RWlawFL  2 หลายเดือนก่อน +1

      Call John Watts. He's an Alabama attorney but he has lawyers on staff who can handle TN cases.

  • @earthangel6858
    @earthangel6858 ปีที่แล้ว +2

    Thanks!

    • @RWlawFL
      @RWlawFL  ปีที่แล้ว

      You’re welcome!

  • @deloriscolvin8113
    @deloriscolvin8113 ปีที่แล้ว +2

    Thank you 🙏🏽

    • @RWlawFL
      @RWlawFL  ปีที่แล้ว +1

      You are so welcome!

  • @rachealwilson4676
    @rachealwilson4676 6 หลายเดือนก่อน +1

    They issued a final judgement on my case is their a way out

    • @RWlawFL
      @RWlawFL  6 หลายเดือนก่อน

      Check out this post we wrote: th-cam.com/channels/cd-Vm_H-CX6sVcOQMBehgQ.htmlcommunity?lb=Ugkx7RnV1rmhA9taQXnMQaEiR57pHgdPjQAJ

  • @jerrellhoggard6599
    @jerrellhoggard6599 3 หลายเดือนก่อน

    I didn't get to see a judge they sent the summons to my old address. No answer sheet.i was told to just pay it .savings account frozen$ 47.27

    • @RWlawFL
      @RWlawFL  หลายเดือนก่อน

      In Florida, if they sent the summons to the wrong address, you'd probably be able to "quash" service and get the judgment thrown out.

  • @jimmy-id7pw
    @jimmy-id7pw ปีที่แล้ว +1

    What about if I get sue about a loan ?

    • @RWlawFL
      @RWlawFL  ปีที่แล้ว +1

      Talk to a lawyer in your state.

  • @bryanakaelchap0298
    @bryanakaelchap0298 ปีที่แล้ว +1

    What if its not old or credit card debt i was in a jetski accident didnt have insurance and the other partys insurance paid them out 10k and now i have debt collectors saying i owe 10k even though the cop had said everybody is liable for their own damages

    • @RWlawFL
      @RWlawFL  ปีที่แล้ว +1

      Have you been sued?

    • @bryanakaelchap0298
      @bryanakaelchap0298 ปีที่แล้ว

      @@RWlawFL no

    • @RWlawFL
      @RWlawFL  ปีที่แล้ว +1

      Check out our Debt Collection Battle Plan video. Make them pay for bothering you.

  • @sarahernandez328
    @sarahernandez328 6 หลายเดือนก่อน +1

    I just got a summons for court. Do I say this when I'm at court. Not sure what will happen

    • @RWlawFL
      @RWlawFL  6 หลายเดือนก่อน +1

      Are you in Florida? If you, give us a call today.

  • @grimeyhonkyracing3938
    @grimeyhonkyracing3938 5 หลายเดือนก่อน +2

    I was served a summons informing me i was being sued for $7k in credit card debt by a big bank. I e-filed an answer denying everything, next day a judge transferred the case to arbitration, now what???

    • @RWlawFL
      @RWlawFL  5 หลายเดือนก่อน +4

      That’s one of the biggest problems with arbitration. Most people have no idea how to handle it.
      I’d recommend speaking to a lawyer in your state right away.

  • @drywallguy87
    @drywallguy87 9 หลายเดือนก่อน

    Ty

    • @RWlawFL
      @RWlawFL  9 หลายเดือนก่อน

      YW!

  • @unknown-bt5iz
    @unknown-bt5iz ปีที่แล้ว

    what will happen to your credit card debt when/after you get deported in US?

    • @RWlawFL
      @RWlawFL  ปีที่แล้ว +1

      They’re going to have a hard time collecting it from you.

  • @frankrizzo893
    @frankrizzo893 ปีที่แล้ว +1

    You are not practicing in kangaroo court in It Indiana.

    • @RWlawFL
      @RWlawFL  ปีที่แล้ว +4

      I can't give advice about Indiana law, but I doubt it makes sense in any state to admit the debt.

  • @citygalmelanieproductions1431
    @citygalmelanieproductions1431 ปีที่แล้ว +4

    😂 counter sue

    • @RWlawFL
      @RWlawFL  ปีที่แล้ว +2

      Spoiler alert!
      You've just guessed the ending to our Debt Collection Battle Plan video.