Hi Jakub, Nice content as always. I have a questions. Do You set any diversification at peerberry? Now I Am little confused due 30% of my portfolio is in Late Status. As You mentioned in peerbeery videos You dont creted Any special filter and peerbeery hasnt any unpaid interest to investors, if I remmeber correct.
Good question. Every investor has some delayed loans at some point. You should remember that you are getting paid your interest rate on late loans as well, so it doesn't reduce your returns. I haven't change any diversification settings but added the lender from Sri Lanka to the portfolio. You should always try to understand the lender's lending practices and based on that set up your diversification settings. Just for a reference, we have just analysed the portfolio of Bondora today and they have 80% delayed and no buyback guarantee.
Hey! Very useful DIY guide for fresh P2P investors, great job is done! :)
Thanks 🙏
Thanks, you got very good content.
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Hi Jakub,
Nice content as always. I have a questions. Do You set any diversification at peerberry? Now I Am little confused due 30% of my portfolio is in Late Status.
As You mentioned in peerbeery videos You dont creted Any special filter and peerbeery hasnt any unpaid interest to investors, if I remmeber correct.
Good question. Every investor has some delayed loans at some point. You should remember that you are getting paid your interest rate on late loans as well, so it doesn't reduce your returns. I haven't change any diversification settings but added the lender from Sri Lanka to the portfolio. You should always try to understand the lender's lending practices and based on that set up your diversification settings.
Just for a reference, we have just analysed the portfolio of Bondora today and they have 80% delayed and no buyback guarantee.
The volume to your video is way way low. Two minutes into it and i had to mail out.
What's your tip for new P2P investors?
Do your due diligence, and understand the whole business model of the platform that you are investing in, as well as the risk associated
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